Home > Arizona Bank & Trust > Net charge- offs to loans
Arizona Bank & Trust, Net charge- offs to loans
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1387% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6771% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5067% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3631% | 1,072 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0717% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8816% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7692% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6193% | 693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 3,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3013% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2676% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2821% | 4,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 3,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0621% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0943% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0524% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9381% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6420% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1340% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5257% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 13.7000% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9122% | 378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 4,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1388% | 4,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2243% | 4,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5871% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1250% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1121% | 1,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0360% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 4,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 4,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2227% | 4,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3741% | 4,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2799% | 4,341 |
| Percentage Net Loans Charged-off: Credit card loans | -10.4771% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2202% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0637% | 4,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0876% | 4,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1410% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2104% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 27.6307% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4290% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0668% | 4,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0869% | 4,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1995% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6121% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 27.6005% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6989% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 4,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0571% | 4,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0744% | 4,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2892% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1717% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 36.1485% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6630% | 900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0596% | 4,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0772% | 4,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2956% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5975% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 51.1182% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0341% | 4,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.1288% | 4,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0443% | 4,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 4,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1082% | 1,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0749% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 30.3448% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2455% | 2,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 4,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.1616% | 4,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 4,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0523% | 4,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1541% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7407% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 25.9346% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2474% | 1,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0492% | 4,863 |
| Percentage Net Loans Charged-off:Construction & development | -0.2537% | 4,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 4,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2776% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3499% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 18.3453% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3572% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 4,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0483% | 4,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3224% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5555% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 22.6950% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3607% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 4,865 |
| Percentage Net Loans Charged-off:Construction & development | -0.3094% | 4,794 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 4,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1551% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2483% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 26.1884% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0527% | 3,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 4,953 |
| Percentage Net Loans Charged-off:Construction & development | -0.4347% | 4,877 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 4,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 4,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2176% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2108% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 26.6985% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0295% | 2,944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 4,989 |
| Percentage Net Loans Charged-off:Construction & development | -0.4821% | 4,929 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 4,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2171% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2341% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | 27.6042% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0469% | 2,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 5,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.5415% | 4,993 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 4,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 4,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9397% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 49.9274% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3382% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | -1.0031% | 5,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0502% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0616% | 3,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2464% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7095% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 16.6382% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2554% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5470% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | -0.9720% | 5,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0770% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0816% | 4,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1739% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9173% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6068% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 53.5839% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2611% | 2,149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 740 |
| Percentage Net Loans Charged-off:Construction & development | -1.0054% | 5,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1261% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1932% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1207% | 4,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2725% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5967% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3836% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3922% | 1,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3523% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2982% | 256 |
| Percentage Net Loans Charged-off:Construction & development | -1.0334% | 5,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2793% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4514% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5672% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4917% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1998% | 5,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2863% | 5,759 |
| Percentage Net Loans Charged-off:Construction & development | -6.3797% | 5,450 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 5,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0109% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0452% | 5,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0457% | 5,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4579% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2699% | 5,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3652% | 5,830 |
| Percentage Net Loans Charged-off:Construction & development | -8.1449% | 5,495 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 5,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,998 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0677% | 4,168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0621% | 4,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3685% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3618% | 5,909 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4874% | 5,917 |
| Percentage Net Loans Charged-off:Construction & development | -10.7456% | 5,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 5,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 5,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1026% | 4,260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0575% | 4,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2907% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0462% | 5,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0609% | 5,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.9916% | 5,432 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 5,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0597% | 4,187 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0669% | 4,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4708% | 426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1187% | 5,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1373% | 5,805 |
| Percentage Net Loans Charged-off:Construction & development | -2.3785% | 5,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0398% | 5,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2562% | 4,473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 5,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1237% | 5,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0432% | 3,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0432% | 3,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2963% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0427% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1188% | 5,828 |
| Percentage Net Loans Charged-off:Construction & development | -2.4068% | 5,655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 5,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 5,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0425% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0425% | 3,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2378% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.2900% | 5,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0894% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 5,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 5,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1144% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2331% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 2,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | -0.3055% | 5,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2043% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 5,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 5,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2289% | 5,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4396% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1232% | 6,146 |
| Percentage Net Loans Charged-off:Construction & development | -1.8949% | 5,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 1,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 5,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 1,132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 5,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6445% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0255% | 3,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0255% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1989% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1230% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1508% | 6,249 |
| Percentage Net Loans Charged-off:Construction & development | -2.3244% | 5,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 5,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0095% | 1,011 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 5,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9784% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0176% | 3,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0176% | 3,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1019% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2123% | 6,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1962% | 6,355 |
| Percentage Net Loans Charged-off:Construction & development | -3.0684% | 5,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 5,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 5,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3214% | 5,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0822% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1894% | 6,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0826% | 6,180 |
| Percentage Net Loans Charged-off:Construction & development | -1.9468% | 5,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1516% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 5,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 5,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5254% | 6,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0660% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2520% | 6,648 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2379% | 6,599 |
| Percentage Net Loans Charged-off:Construction & development | -1.5213% | 6,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 5,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3035% | 6,582 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5589% | 4,990 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0843% | 6,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3808% | 6,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1192% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2737% | 6,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2503% | 6,663 |
| Percentage Net Loans Charged-off:Construction & development | -1.9463% | 6,125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0505% | 6,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1735% | 6,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5270% | 4,990 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1094% | 6,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4499% | 6,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0793% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3187% | 6,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1326% | 6,582 |
| Percentage Net Loans Charged-off:Construction & development | -1.1279% | 6,088 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 6,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 6,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7649% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1567% | 6,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1758% | 6,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1002% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3431% | 6,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1087% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.8183% | 6,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3290% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 2,512 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5486% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2675% | 6,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3212% | 6,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2894% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0557% | 6,755 |
| Percentage Net Loans Charged-off:Construction & development | -2.8058% | 6,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2409% | 2,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4331% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9056% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0741% | 6,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2482% | 6,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9201% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4970% | 7,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1571% | 6,947 |
| Percentage Net Loans Charged-off:Construction & development | -1.6876% | 6,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0467% | 6,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 3,135 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3051% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1680% | 6,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8801% | 6,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7771% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6862% | 7,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1815% | 6,983 |
| Percentage Net Loans Charged-off:Construction & development | -1.2766% | 6,411 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0595% | 6,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 3,127 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1961% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1770% | 6,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7029% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8405% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4970% | 7,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3251% | 7,092 |
| Percentage Net Loans Charged-off:Construction & development | -2.4358% | 6,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0977% | 6,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3540% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0622% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2838% | 7,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1664% | 6,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1466% | 75 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.1217% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 13.0929% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7446% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4206% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 12.5898% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9131% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4548% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3863% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3192% | 252 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1099% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4072% | 130 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8904% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 5.3509% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1007% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1589% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 11.0779% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7734% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2755% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1984% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0772% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0586% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2309% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6729% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 1.9512% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0138% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.7130% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 13.4938% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0774% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1379% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9134% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7274% | 147 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.2147% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9594% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7190% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 2.6671% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.8206% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1040% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7762% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3604% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.4467% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 19.5261% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1212% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.3851% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.1408% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 18.8507% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5726% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.5330% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2139% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2948% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2458% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5086% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0905% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.1833% | 41 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.8078% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 21.5273% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2909% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2256% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9474% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4464% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7097% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6598% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5739% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.0661% | 59 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.1345% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 17.4956% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8721% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3667% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3028% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6579% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2945% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9857% | 178 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0990% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 3.9182% | 907 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6081% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.4204% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 7.5622% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.3668% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8338% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5390% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7734% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 7.0402% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5419% | 1,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7055% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5263% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1688% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4664% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9972% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8130% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4946% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9175% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 7.6198% | 664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2885% | 1,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7068% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6503% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9393% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4730% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8649% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0051% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.4316% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5037% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 11.0562% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4350% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.6330% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1384% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 6.7664% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.0587% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2590% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6734% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.4204% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2779% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 12.7694% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.5492% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1377% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4483% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9909% | 102 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4497% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 7.4580% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0247% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4191% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4940% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.1505% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0959% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5714% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7953% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7794% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 7.8959% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3495% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5650% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0106% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.9548% | 49 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3432% | 3,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1483% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5298% | 79 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2551% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 3.7176% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3886% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8152% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0618% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.1059% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8576% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8070% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0169% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 2.0646% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6073% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1312% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1000% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6016% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4493% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 3,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0662% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5441% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0583% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 21.8380% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2003% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6022% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 2,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0876% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0805% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3341% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 23.2939% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7317% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8431% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.1293% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1742% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6120% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8679% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6948% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0434% | 7,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1855% | 7,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 5,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0760% | 3,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1817% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 3,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1708% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8305% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 7,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 6,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5556% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 5,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4850% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8546% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 6,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5981% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |