Home > ArgentBank > Loan Charge- Offs and Recoveries
ArgentBank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $849,000 | 1,129 |
| Loans secured by real estate, total | $81,000 | 1,588 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $81,000 | 1,588 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $81,000 | 1,027 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $95,000 | 2,387 |
| Loans to individuals | $530,000 | 796 |
| Credit card loan charge offs | $29,000 | 1,310 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $501,000 | 651 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $143,000 | 114 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $575,000 | 605 |
| Loans secured by real estate, total | $239,000 | 401 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $239,000 | 401 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $47,000 | 634 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $192,000 | 265 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $36,000 | 2,191 |
| Loans to individuals | $247,000 | 514 |
| Credit card loan recoveries | $2,000 | 1,717 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $245,000 | 413 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $53,000 | 117 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $274,000 | 2,087 |
| Loans secured by real estate, total | $-158,000 | 10,773 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-158,000 | 10,794 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 1,448 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-192,000 | 10,792 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $59,000 | 2,426 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $283,000 | 1,013 |
| Credit card loan net charge offs | $27,000 | 1,238 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $256,000 | 850 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $90,000 | 104 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $405,000 | 2,130 |
| Loans secured by real estate, total | $16,000 | 3,407 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $16,000 | 3,407 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $16,000 | 2,521 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $22,000 | 4,839 |
| Loans to individuals | $271,000 | 1,293 |
| Credit card loan charge offs | $15,000 | 1,901 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $256,000 | 1,103 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $96,000 | 154 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $579,000 | 695 |
| Loans secured by real estate, total | $416,000 | 330 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $416,000 | 330 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $35,000 | 833 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $381,000 | 210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $14,000 | 3,764 |
| Loans to individuals | $126,000 | 892 |
| Credit card loan recoveries | $1,000 | 2,132 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $125,000 | 758 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $23,000 | 191 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-174,000 | 11,316 |
| Loans secured by real estate, total | $-400,000 | 11,367 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-400,000 | 11,392 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-19,000 | 11,101 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-381,000 | 11,366 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $8,000 | 4,714 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $145,000 | 1,556 |
| Credit card loan net charge offs | $14,000 | 1,766 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $131,000 | 1,395 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $73,000 | 134 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $322,000 | 2,429 |
| Loans secured by real estate, total | $103,000 | 1,712 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $103,000 | 1,710 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $59,000 | 1,455 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $44,000 | 1,218 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $16,000 | 5,250 |
| Loans to individuals | $135,000 | 1,886 |
| Credit card loan charge offs | $12,000 | 1,919 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $123,000 | 1,717 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $68,000 | 179 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $220,000 | 1,392 |
| Loans secured by real estate, total | $54,000 | 1,295 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $54,000 | 1,294 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,706 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $43,000 | 771 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $8,000 | 4,982 |
| Loans to individuals | $142,000 | 824 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $142,000 | 718 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $16,000 | 225 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $102,000 | 3,716 |
| Loans secured by real estate, total | $49,000 | 1,985 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $49,000 | 1,983 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $48,000 | 1,373 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,748 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $8,000 | 4,562 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $-7,000 | 11,511 |
| Credit card loan net charge offs | $12,000 | 1,709 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-19,000 | 11,775 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $52,000 | 148 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $323,000 | 2,479 |
| Loans secured by real estate, total | $44,000 | 2,910 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $44,000 | 2,910 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 2,418 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,896 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $28,000 | 4,606 |
| Loans to individuals | $200,000 | 1,354 |
| Credit card loan charge offs | $11,000 | 1,905 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $189,000 | 1,159 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $51,000 | 191 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $977,000 | 556 |
| Loans secured by real estate, total | $554,000 | 329 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $554,000 | 327 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $20,000 | 1,384 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $534,000 | 190 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $65,000 | 1,895 |
| Loans to individuals | $344,000 | 501 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $344,000 | 398 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $14,000 | 229 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-654,000 | 12,557 |
| Loans secured by real estate, total | $-510,000 | 12,535 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-510,000 | 12,573 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 3,348 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-515,000 | 12,546 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-37,000 | 11,569 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $-144,000 | 12,573 |
| Credit card loan net charge offs | $11,000 | 1,695 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-155,000 | 12,567 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $37,000 | 158 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $779,000 | 1,679 |
| Loans secured by real estate, total | $127,000 | 2,149 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $127,000 | 2,148 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $58,000 | 1,885 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $69,000 | 1,495 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $57,000 | 4,203 |
| Loans to individuals | $540,000 | 764 |
| Credit card loan charge offs | $4,000 | 2,919 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $536,000 | 561 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $55,000 | 218 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $718,000 | 699 |
| Loans secured by real estate, total | $180,000 | 668 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $180,000 | 667 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $113,000 | 374 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $67,000 | 691 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $51,000 | 2,579 |
| Loans to individuals | $470,000 | 434 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $470,000 | 335 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $17,000 | 205 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Loans secured by real estate, total | $-53,000 | 12,935 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-53,000 | 12,974 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-55,000 | 13,156 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,694 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $6,000 | 5,873 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $70,000 | 2,286 |
| Credit card loan net charge offs | $4,000 | 2,623 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $66,000 | 1,988 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $38,000 | 184 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,505,000 | 1,374 |
| Loans secured by real estate, total | $234,000 | 1,972 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $234,000 | 1,972 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $184,000 | 1,093 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $50,000 | 2,187 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $86,000 | 4,460 |
| Loans to individuals | $1,136,000 | 602 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,136,000 | 427 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $49,000 | 238 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $809,000 | 648 |
| Loans secured by real estate, total | $152,000 | 741 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $152,000 | 740 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $27,000 | 1,207 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $125,000 | 428 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 206 |
| Commercial and industrial loans | $142,000 | 1,160 |
| Loans to individuals | $497,000 | 455 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $497,000 | 355 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $17,000 | 224 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $696,000 | 1,982 |
| Loans secured by real estate, total | $82,000 | 2,957 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $82,000 | 2,957 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $157,000 | 1,075 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-75,000 | 13,834 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,094 |
| Commercial and industrial loans | $-56,000 | 13,452 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $639,000 | 697 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $639,000 | 488 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $32,000 | 216 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.