Home > ArgentBank > Net charge- offs to loans
ArgentBank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 6,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1488% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1056% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4809% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6381% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7975% | 36 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0559% | 10,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1773% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3640% | 1,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0964% | 1,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0221% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3102% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4471% | 987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1001% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 7,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0241% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0222% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5147% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1576% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3067% | 12,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3120% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6641% | 1,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1601% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6402% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5273% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7441% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 8,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0927% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0953% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2491% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2205% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0177% | 89 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3561% | 5,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0670% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1402% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2928% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3003% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1852% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5417% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7827% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |