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ArgentBank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 233 | 769 |
| Assets and Liabilities | ||
| Total Assets: | $805,306,000 | 641 |
| Cash and due from depository institutions | $29,657,000 | 769 |
| Interest-bearing balances | $12,000 | 6,076 |
| Securities | $207,391,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $91,550,000 | 174 |
| Net loans & leases | $443,439,000 | 697 |
| Loan loss allowance | $12,632,000 | 400 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,731,000 | 850 |
| Other real estate owned | $24,000 | 769 |
| Goodwill and other intangibles | $11,421,000 | 346 |
| All other assets | $13,093,000 | 703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $805,306,000 | 641 |
| Total liabilities | $725,606,000 | 641 |
| Total deposits | $655,582,000 | 599 |
| Interest-bearing deposits | $559,930,000 | 594 |
| Deposits held in domestic offices | $655,582,000 | 593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,984,000 | 453 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $74,000 | 4,843 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $12,966,000 | 529 |
| Total equity capital | $79,700,000 | 601 |
| Total bank equity capital | $79,700,000 | 601 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $653,000 | 4,255 |
| Surplus | $38,981,000 | 522 |
| Undivided profits | $40,066,000 | 622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,294,000 | 1,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,447,000 | 885 |
| Earning assets | $742,392,000 | 633 |
| Long-term assets (5+ years) | $156,488,000 | 505 |
| Average Assets, year-to-date | $680,554,600 | 687 |
| Average Assets, quarterly | $781,687,000 | 644 |
| Volatile liabilities | $158,504,000 | 624 |
| Insider loans | $28,463,000 | 147 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $64,364,000 | 891 |
| Tier 1 (core) risk-based capital | $67,033,000 | 658 |
| Tier 2 risk-based capital | $5,979,080 | 633 |
| Total risk weighted assets | $471,673,480 | 678 |
| Total unused commitments | $64,364,000 | 895 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 222 | 841 |
| Assets and Liabilities | ||
| Total Assets: | $590,044,000 | 840 |
| Cash and due from depository institutions | $20,331,000 | 841 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $192,659,000 | 664 |
| Federal funds sold & reverse repurchase agreements | $20,950,000 | 633 |
| Net loans & leases | $335,376,000 | 915 |
| Loan loss allowance | $10,427,000 | 515 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,855,000 | 772 |
| Other real estate owned | $0 | 841 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $10,873,000 | 844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $590,044,000 | 840 |
| Total liabilities | $522,381,000 | 861 |
| Total deposits | $516,488,000 | 756 |
| Interest-bearing deposits | $433,795,000 | 771 |
| Deposits held in domestic offices | $516,488,000 | 752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $90,000 | 4,901 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,803,000 | 888 |
| Total equity capital | $67,663,000 | 709 |
| Total bank equity capital | $67,663,000 | 709 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $586,000 | 4,902 |
| Surplus | $25,079,000 | 767 |
| Undivided profits | $41,998,000 | 617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 5,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,717,000 | 1,250 |
| Earning assets | $548,985,000 | 832 |
| Long-term assets (5+ years) | $114,295,000 | 646 |
| Average Assets, year-to-date | $572,057,600 | 836 |
| Average Assets, quarterly | $576,518,500 | 850 |
| Volatile liabilities | $96,384,000 | 893 |
| Insider loans | $10,922,000 | 397 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $41,314,000 | 1,223 |
| Tier 1 (core) risk-based capital | $67,567,000 | 674 |
| Tier 2 risk-based capital | $4,665,260 | 770 |
| Total risk weighted assets | $367,458,660 | 833 |
| Total unused commitments | $41,314,000 | 1,229 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 211 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $562,774,000 | 901 |
| Cash and due from depository institutions | $25,436,000 | 913 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $228,312,000 | 600 |
| Federal funds sold & reverse repurchase agreements | $7,350,000 | 2,007 |
| Net loans & leases | $278,613,000 | 1,080 |
| Loan loss allowance | $10,553,000 | 540 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,496,000 | 896 |
| Other real estate owned | $54,000 | 913 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $14,513,000 | 717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $562,774,000 | 901 |
| Total liabilities | $496,271,000 | 921 |
| Total deposits | $490,168,000 | 823 |
| Interest-bearing deposits | $412,877,000 | 851 |
| Deposits held in domestic offices | $490,168,000 | 814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $688,000 | 3,233 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,415,000 | 991 |
| Total equity capital | $66,503,000 | 748 |
| Total bank equity capital | $66,503,000 | 748 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $598,000 | 5,136 |
| Surplus | $25,176,000 | 759 |
| Undivided profits | $40,729,000 | 651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 6,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,595,000 | 1,397 |
| Earning assets | $514,275,000 | 912 |
| Long-term assets (5+ years) | $79,551,000 | 820 |
| Average Assets, year-to-date | $547,865,400 | 887 |
| Average Assets, quarterly | $559,498,500 | 902 |
| Volatile liabilities | $88,191,000 | 891 |
| Insider loans | $9,276,000 | 473 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $45,660,000 | 1,102 |
| Tier 1 (core) risk-based capital | $65,111,000 | 720 |
| Tier 2 risk-based capital | $4,199,260 | 843 |
| Total risk weighted assets | $329,586,760 | 938 |
| Total unused commitments | $45,660,000 | 1,108 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 240 | 822 |
| Assets and Liabilities | ||
| Total Assets: | $549,291,000 | 881 |
| Cash and due from depository institutions | $25,618,000 | 822 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $273,260,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $7,750,000 | 1,190 |
| Net loans & leases | $219,968,000 | 1,289 |
| Loan loss allowance | $11,655,000 | 498 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,013,000 | 926 |
| Other real estate owned | $19,000 | 822 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $14,663,000 | 740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $549,291,000 | 881 |
| Total liabilities | $490,320,000 | 896 |
| Total deposits | $486,923,000 | 805 |
| Interest-bearing deposits | $411,226,000 | 826 |
| Deposits held in domestic offices | $486,923,000 | 792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $165,000 | 4,527 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,232,000 | 1,235 |
| Total equity capital | $58,971,000 | 765 |
| Total bank equity capital | $58,971,000 | 765 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $299,000 | 7,494 |
| Surplus | $25,474,000 | 711 |
| Undivided profits | $33,198,000 | 685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,429,000 | 2,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,158,000 | 1,692 |
| Earning assets | $500,978,000 | 879 |
| Long-term assets (5+ years) | $31,200,000 | 1,778 |
| Average Assets, year-to-date | $543,147,000 | 862 |
| Average Assets, quarterly | $541,406,500 | 887 |
| Volatile liabilities | $71,460,000 | 988 |
| Insider loans | $6,286,000 | 689 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $28,884,000 | 1,469 |
| Tier 1 (core) risk-based capital | $59,874,000 | 735 |
| Tier 2 risk-based capital | $3,818,140 | 892 |
| Total risk weighted assets | $297,614,340 | 979 |
| Total unused commitments | $28,884,000 | 1,479 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 240 | 873 |
| Assets and Liabilities | ||
| Total Assets: | $545,133,000 | 902 |
| Cash and due from depository institutions | $23,102,000 | 873 |
| Interest-bearing balances | $130,000 | 6,003 |
| Securities | $312,371,000 | 501 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,524 |
| Net loans & leases | $186,780,000 | 1,483 |
| Loan loss allowance | $13,092,000 | 484 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,111,000 | 902 |
| Other real estate owned | $21,000 | 873 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $9,248,000 | 995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $545,133,000 | 902 |
| Total liabilities | $491,050,000 | 911 |
| Total deposits | $488,514,000 | 835 |
| Interest-bearing deposits | $424,295,000 | 841 |
| Deposits held in domestic offices | $488,514,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,536,000 | 1,510 |
| Total equity capital | $54,083,000 | 795 |
| Total bank equity capital | $54,083,000 | 795 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $299,000 | 7,888 |
| Surplus | $15,474,000 | 1,004 |
| Undivided profits | $38,310,000 | 600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $989,000 | 3,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $946,000 | 1,854 |
| Earning assets | $504,781,000 | 893 |
| Long-term assets (5+ years) | $98,782,000 | 678 |
| Average Assets, year-to-date | $535,845,400 | 889 |
| Average Assets, quarterly | $534,496,000 | 904 |
| Volatile liabilities | $75,799,000 | 911 |
| Insider loans | $7,987,000 | 524 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $31,952,000 | 1,365 |
| Tier 1 (core) risk-based capital | $54,083,000 | 769 |
| Tier 2 risk-based capital | $3,442,290 | 978 |
| Total risk weighted assets | $265,733,090 | 1,067 |
| Total unused commitments | $31,952,000 | 1,388 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 237 | 896 |
| Assets and Liabilities | ||
| Total Assets: | $542,853,000 | 934 |
| Cash and due from depository institutions | $17,357,000 | 896 |
| Interest-bearing balances | $130,000 | 6,558 |
| Securities | $308,931,000 | 495 |
| Federal funds sold & reverse repurchase agreements | $19,950,000 | 865 |
| Net loans & leases | $178,696,000 | 1,573 |
| Loan loss allowance | $11,283,000 | 567 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,985,000 | 913 |
| Other real estate owned | $190,000 | 896 |
| Goodwill and other intangibles | $158,000 | 1,985 |
| All other assets | $9,586,000 | 1,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $542,853,000 | 934 |
| Total liabilities | $494,948,000 | 942 |
| Total deposits | $491,922,000 | 874 |
| Interest-bearing deposits | $434,526,000 | 875 |
| Deposits held in domestic offices | $491,922,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,026,000 | 1,364 |
| Total equity capital | $47,905,000 | 850 |
| Total bank equity capital | $47,905,000 | 850 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,867,000 | 2,398 |
| Surplus | $13,906,000 | 1,061 |
| Undivided profits | $32,132,000 | 661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,943,000 | 2,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,034,000 | 1,894 |
| Earning assets | $507,707,000 | 912 |
| Long-term assets (5+ years) | $105,796,000 | 595 |
| Average Assets, year-to-date | $538,823,000 | 933 |
| Average Assets, quarterly | $542,276,000 | 933 |
| Volatile liabilities | $92,136,000 | 789 |
| Insider loans | $5,824,000 | 76 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $27,046,000 | 1,459 |
| Tier 1 (core) risk-based capital | $47,747,000 | 825 |
| Tier 2 risk-based capital | $2,905,700 | 1,158 |
| Total risk weighted assets | $224,078,500 | 1,298 |
| Total unused commitments | $27,046,000 | 1,474 |
| Derivatives | $0 | 651 |