Area Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 5,227 |
| Total interest expense | $296,000 | 4,547 |
| Net interest income | $1,776,000 | 5,248 |
| Provision for loan and lease losses | $18,000 | 3,984 |
| Total noninterest income | $422,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $384,000 | 2,255 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $38,000 | 5,792 |
| Total noninterest expense | $1,785,000 | 5,006 |
| Salaries and employee benefits | $815,000 | 5,243 |
| Premises and equipment expense | $184,000 | 5,078 |
| Additional noninterest expense | $786,000 | 4,384 |
| Pre-tax net operating income | $395,000 | 5,067 |
| Securities gains (losses) | $-60,000 | 6,387 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $335,000 | 5,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $335,000 | 5,117 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $335,000 | 5,119 |
| Net charge-offs | $10,000 | 4,150 |
| Cash dividends | $225,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $395,000 | 4,895 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 5,248 |
| Total interest expense | $200,000 | 4,559 |
| Net interest income | $1,197,000 | 5,272 |
| Provision for loan and lease losses | $18,000 | 3,699 |
| Total noninterest income | $280,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $251,000 | 2,260 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $29,000 | 5,746 |
| Total noninterest expense | $1,139,000 | 5,122 |
| Salaries and employee benefits | $535,000 | 5,307 |
| Premises and equipment expense | $123,000 | 5,127 |
| Additional noninterest expense | $481,000 | 4,575 |
| Pre-tax net operating income | $320,000 | 4,817 |
| Securities gains (losses) | $51,000 | 1,152 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $371,000 | 4,422 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $371,000 | 4,425 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $371,000 | 4,426 |
| Net charge-offs | $6,000 | 3,908 |
| Cash dividends | $225,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $320,000 | 4,574 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 5,293 |
| Total interest expense | $100,000 | 4,626 |
| Net interest income | $600,000 | 5,313 |
| Provision for loan and lease losses | $16,000 | 3,071 |
| Total noninterest income | $128,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $120,000 | 2,307 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $8,000 | 6,076 |
| Total noninterest expense | $561,000 | 5,208 |
| Salaries and employee benefits | $250,000 | 5,492 |
| Premises and equipment expense | $67,000 | 5,034 |
| Additional noninterest expense | $244,000 | 4,562 |
| Pre-tax net operating income | $151,000 | 4,847 |
| Securities gains (losses) | $40,000 | 735 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $191,000 | 4,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $191,000 | 4,334 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $191,000 | 4,335 |
| Net charge-offs | $12,000 | 2,752 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $151,000 | 4,626 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 5,380 |
| Total interest expense | $437,000 | 4,737 |
| Net interest income | $2,296,000 | 5,405 |
| Provision for loan and lease losses | $130,000 | 3,405 |
| Total noninterest income | $549,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $508,000 | 2,348 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 5,968 |
| Total noninterest expense | $2,199,000 | 5,294 |
| Salaries and employee benefits | $1,049,000 | 5,457 |
| Premises and equipment expense | $242,000 | 5,255 |
| Additional noninterest expense | $908,000 | 4,795 |
| Pre-tax net operating income | $516,000 | 4,973 |
| Securities gains (losses) | $63,000 | 1,637 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $579,000 | 4,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $579,000 | 4,714 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $579,000 | 4,714 |
| Net charge-offs | $375,000 | 2,327 |
| Cash dividends | $124,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $516,000 | 4,807 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 5,485 |
| Total interest expense | $331,000 | 4,809 |
| Net interest income | $1,676,000 | 5,514 |
| Provision for loan and lease losses | $114,000 | 3,236 |
| Total noninterest income | $410,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $376,000 | 2,390 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $34,000 | 5,988 |
| Total noninterest expense | $1,579,000 | 5,399 |
| Salaries and employee benefits | $767,000 | 5,528 |
| Premises and equipment expense | $153,000 | 5,561 |
| Additional noninterest expense | $659,000 | 4,892 |
| Pre-tax net operating income | $393,000 | 5,049 |
| Securities gains (losses) | $48,000 | 1,686 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $441,000 | 4,782 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $441,000 | 4,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $441,000 | 4,785 |
| Net charge-offs | $373,000 | 1,898 |
| Cash dividends | $24,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $393,000 | 4,843 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 5,560 |
| Total interest expense | $223,000 | 4,850 |
| Net interest income | $1,073,000 | 5,603 |
| Provision for loan and lease losses | $80,000 | 3,162 |
| Total noninterest income | $267,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $241,000 | 2,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,953 |
| Total noninterest expense | $1,017,000 | 5,488 |
| Salaries and employee benefits | $511,000 | 5,553 |
| Premises and equipment expense | $91,000 | 5,757 |
| Additional noninterest expense | $415,000 | 5,015 |
| Pre-tax net operating income | $243,000 | 5,099 |
| Securities gains (losses) | $41,000 | 1,644 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $284,000 | 4,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $284,000 | 4,839 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $284,000 | 4,840 |
| Net charge-offs | $373,000 | 1,492 |
| Cash dividends | $24,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $243,000 | 4,917 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 5,695 |
| Total interest expense | $111,000 | 4,943 |
| Net interest income | $503,000 | 5,765 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $117,000 | 4,595 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $471,000 | 5,669 |
| Salaries and employee benefits | $241,000 | 5,707 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $185,000 | 5,303 |
| Pre-tax net operating income | $149,000 | 4,861 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $149,000 | 4,735 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $149,000 | 4,736 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $149,000 | 4,737 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $24,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $149,000 | 4,636 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 5,887 |
| Total interest expense | $473,000 | 5,211 |
| Net interest income | $1,914,000 | 5,933 |
| Provision for loan and lease losses | $33,000 | 5,417 |
| Total noninterest income | $292,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $267,000 | 3,705 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $25,000 | 6,198 |
| Total noninterest expense | $1,590,000 | 6,005 |
| Salaries and employee benefits | $757,000 | 6,174 |
| Premises and equipment expense | $164,000 | 6,007 |
| Additional noninterest expense | $669,000 | 5,622 |
| Pre-tax net operating income | $583,000 | 4,741 |
| Securities gains (losses) | $48,000 | 2,758 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $631,000 | 4,613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $631,000 | 4,612 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $631,000 | 4,613 |
| Net charge-offs | $-30,000 | 6,771 |
| Cash dividends | $24,000 | 4,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $583,000 | 4,548 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 5,962 |
| Total interest expense | $367,000 | 5,278 |
| Net interest income | $1,439,000 | 6,013 |
| Provision for loan and lease losses | $33,000 | 5,190 |
| Total noninterest income | $213,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $193,000 | 3,837 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,312 |
| Total noninterest expense | $1,143,000 | 6,125 |
| Salaries and employee benefits | $564,000 | 6,236 |
| Premises and equipment expense | $122,000 | 6,086 |
| Additional noninterest expense | $457,000 | 5,851 |
| Pre-tax net operating income | $476,000 | 4,769 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $476,000 | 4,713 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $476,000 | 4,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $476,000 | 4,713 |
| Net charge-offs | $-29,000 | 6,827 |
| Cash dividends | $24,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $476,000 | 4,529 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 5,995 |
| Total interest expense | $249,000 | 5,349 |
| Net interest income | $967,000 | 6,038 |
| Provision for loan and lease losses | $33,000 | 4,837 |
| Total noninterest income | $137,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $122,000 | 3,923 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,309 |
| Total noninterest expense | $755,000 | 6,189 |
| Salaries and employee benefits | $382,000 | 6,247 |
| Premises and equipment expense | $81,000 | 6,115 |
| Additional noninterest expense | $292,000 | 5,957 |
| Pre-tax net operating income | $316,000 | 4,776 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $316,000 | 4,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $316,000 | 4,739 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $316,000 | 4,739 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $24,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $316,000 | 4,548 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 6,060 |
| Total interest expense | $127,000 | 5,416 |
| Net interest income | $479,000 | 6,109 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $61,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $55,000 | 4,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $374,000 | 6,255 |
| Salaries and employee benefits | $195,000 | 6,255 |
| Premises and equipment expense | $40,000 | 6,187 |
| Additional noninterest expense | $139,000 | 6,051 |
| Pre-tax net operating income | $151,000 | 4,924 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $151,000 | 4,839 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $151,000 | 4,842 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $151,000 | 4,843 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $151,000 | 4,698 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 6,145 |
| Total interest expense | $580,000 | 5,580 |
| Net interest income | $1,861,000 | 6,195 |
| Provision for loan and lease losses | $50,000 | 5,824 |
| Total noninterest income | $287,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $248,000 | 3,977 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $39,000 | 6,079 |
| Total noninterest expense | $1,568,000 | 6,248 |
| Salaries and employee benefits | $756,000 | 6,365 |
| Premises and equipment expense | $167,000 | 6,280 |
| Additional noninterest expense | $645,000 | 5,857 |
| Pre-tax net operating income | $530,000 | 4,672 |
| Securities gains (losses) | $41,000 | 2,709 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $571,000 | 4,475 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $571,000 | 4,477 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $571,000 | 4,477 |
| Net charge-offs | $49,000 | 5,488 |
| Cash dividends | $60,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $530,000 | 4,467 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 6,207 |
| Total interest expense | $446,000 | 5,648 |
| Net interest income | $1,376,000 | 6,285 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $215,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $182,000 | 4,038 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $33,000 | 6,108 |
| Total noninterest expense | $1,172,000 | 6,283 |
| Salaries and employee benefits | $554,000 | 6,416 |
| Premises and equipment expense | $129,000 | 6,276 |
| Additional noninterest expense | $489,000 | 5,875 |
| Pre-tax net operating income | $374,000 | 4,846 |
| Securities gains (losses) | $41,000 | 2,444 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $415,000 | 4,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 4,605 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $415,000 | 4,604 |
| Net charge-offs | $-3,000 | 6,816 |
| Cash dividends | $60,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $374,000 | 4,633 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 6,257 |
| Total interest expense | $306,000 | 5,704 |
| Net interest income | $908,000 | 6,341 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $140,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $113,000 | 4,156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 6,031 |
| Total noninterest expense | $793,000 | 6,326 |
| Salaries and employee benefits | $362,000 | 6,509 |
| Premises and equipment expense | $89,000 | 6,282 |
| Additional noninterest expense | $342,000 | 5,863 |
| Pre-tax net operating income | $225,000 | 4,973 |
| Securities gains (losses) | $55,000 | 1,535 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $280,000 | 4,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $280,000 | 4,545 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $280,000 | 4,548 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $60,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $225,000 | 4,763 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 6,350 |
| Total interest expense | $156,000 | 5,770 |
| Net interest income | $436,000 | 6,435 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $60,000 | 5,716 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $378,000 | 6,455 |
| Salaries and employee benefits | $188,000 | 6,485 |
| Premises and equipment expense | $36,000 | 6,602 |
| Additional noninterest expense | $154,000 | 6,089 |
| Pre-tax net operating income | $103,000 | 5,104 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $103,000 | 4,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $103,000 | 4,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $103,000 | 4,967 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $103,000 | 4,907 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 6,384 |
| Total interest expense | $730,000 | 5,893 |
| Net interest income | $1,758,000 | 6,456 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $256,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $228,000 | 4,183 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 6,461 |
| Total noninterest expense | $1,538,000 | 6,474 |
| Salaries and employee benefits | $728,000 | 6,620 |
| Premises and equipment expense | $180,000 | 6,368 |
| Additional noninterest expense | $630,000 | 6,129 |
| Pre-tax net operating income | $416,000 | 4,582 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $418,000 | 4,574 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $418,000 | 4,574 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $418,000 | 4,574 |
| Net charge-offs | $39,000 | 6,059 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $416,000 | 4,422 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 6,474 |
| Total interest expense | $558,000 | 6,001 |
| Net interest income | $1,325,000 | 6,549 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $193,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $170,000 | 4,256 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $23,000 | 6,581 |
| Total noninterest expense | $1,157,000 | 6,527 |
| Salaries and employee benefits | $541,000 | 6,675 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $473,000 | 6,161 |
| Pre-tax net operating income | $316,000 | 4,794 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $318,000 | 4,788 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $318,000 | 4,791 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $318,000 | 4,791 |
| Net charge-offs | $-14,000 | 7,512 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $316,000 | 4,600 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 6,502 |
| Total interest expense | $383,000 | 6,040 |
| Net interest income | $887,000 | 6,575 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $128,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $112,000 | 4,281 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $774,000 | 6,564 |
| Salaries and employee benefits | $366,000 | 6,700 |
| Premises and equipment expense | $91,000 | 6,480 |
| Additional noninterest expense | $317,000 | 6,183 |
| Pre-tax net operating income | $211,000 | 4,875 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $213,000 | 4,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $213,000 | 4,810 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $213,000 | 4,809 |
| Net charge-offs | $-12,000 | 7,511 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $211,000 | 4,670 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 6,609 |
| Total interest expense | $197,000 | 6,116 |
| Net interest income | $429,000 | 6,692 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $62,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $55,000 | 4,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $389,000 | 6,637 |
| Salaries and employee benefits | $185,000 | 6,764 |
| Premises and equipment expense | $46,000 | 6,540 |
| Additional noninterest expense | $158,000 | 6,241 |
| Pre-tax net operating income | $87,000 | 5,202 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $89,000 | 5,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $89,000 | 5,128 |
| Net charge-offs | $-11,000 | 7,514 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $87,000 | 5,032 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 6,653 |
| Total interest expense | $956,000 | 6,116 |
| Net interest income | $1,594,000 | 6,780 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $250,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $211,000 | 4,545 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $39,000 | 6,581 |
| Total noninterest expense | $1,672,000 | 6,578 |
| Salaries and employee benefits | $627,000 | 7,143 |
| Premises and equipment expense | $146,000 | 6,974 |
| Additional noninterest expense | $899,000 | 5,530 |
| Pre-tax net operating income | $112,000 | 5,049 |
| Securities gains (losses) | $111,000 | 2,052 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $223,000 | 4,736 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $223,000 | 4,735 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $223,000 | 4,736 |
| Net charge-offs | $66,000 | 6,031 |
| Cash dividends | $439,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $112,000 | 5,046 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 6,723 |
| Total interest expense | $737,000 | 6,195 |
| Net interest income | $1,180,000 | 6,849 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $185,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $155,000 | 4,618 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $956,000 | 7,102 |
| Salaries and employee benefits | $473,000 | 7,169 |
| Premises and equipment expense | $112,000 | 6,998 |
| Additional noninterest expense | $371,000 | 6,822 |
| Pre-tax net operating income | $364,000 | 4,307 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $364,000 | 4,175 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $364,000 | 4,170 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $364,000 | 4,173 |
| Net charge-offs | $8,000 | 6,593 |
| Cash dividends | $439,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $364,000 | 4,094 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 6,774 |
| Total interest expense | $500,000 | 6,273 |
| Net interest income | $790,000 | 6,867 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $118,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $100,000 | 4,666 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $613,000 | 7,221 |
| Salaries and employee benefits | $304,000 | 7,308 |
| Premises and equipment expense | $84,000 | 6,869 |
| Additional noninterest expense | $225,000 | 7,021 |
| Pre-tax net operating income | $265,000 | 4,315 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $265,000 | 4,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 4,154 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $265,000 | 4,154 |
| Net charge-offs | $22,000 | 5,547 |
| Cash dividends | $426,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $265,000 | 4,045 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 6,768 |
| Total interest expense | $250,000 | 6,379 |
| Net interest income | $413,000 | 6,818 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $56,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $49,000 | 4,651 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $318,000 | 7,170 |
| Salaries and employee benefits | $153,000 | 7,346 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $125,000 | 6,711 |
| Pre-tax net operating income | $136,000 | 4,646 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $136,000 | 4,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $136,000 | 4,516 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $136,000 | 4,516 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $426,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $136,000 | 4,348 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 6,860 |
| Total interest expense | $1,088,000 | 6,631 |
| Net interest income | $1,553,000 | 6,941 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $278,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $228,000 | 4,547 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $50,000 | 6,755 |
| Total noninterest expense | $1,295,000 | 7,154 |
| Salaries and employee benefits | $661,000 | 7,257 |
| Premises and equipment expense | $154,000 | 7,108 |
| Additional noninterest expense | $480,000 | 6,709 |
| Pre-tax net operating income | $476,000 | 4,938 |
| Securities gains (losses) | $85,000 | 1,250 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $561,000 | 4,270 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $561,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,864 |
| Cash dividends | $663,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $476,000 | 4,690 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 6,960 |
| Total interest expense | $827,000 | 6,728 |
| Net interest income | $1,136,000 | 7,030 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $215,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $170,000 | 4,593 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 6,722 |
| Total noninterest expense | $949,000 | 7,194 |
| Salaries and employee benefits | $482,000 | 7,312 |
| Premises and equipment expense | $119,000 | 7,115 |
| Additional noninterest expense | $348,000 | 6,778 |
| Pre-tax net operating income | $357,000 | 5,418 |
| Securities gains (losses) | $78,000 | 1,122 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $435,000 | 4,663 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $435,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,913 |
| Cash dividends | $663,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $357,000 | 5,121 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,020 |
| Total interest expense | $554,000 | 6,834 |
| Net interest income | $757,000 | 7,063 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $148,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $39,000 | 6,455 |
| Total noninterest expense | $638,000 | 7,241 |
| Salaries and employee benefits | $317,000 | 7,404 |
| Premises and equipment expense | $81,000 | 7,110 |
| Additional noninterest expense | $240,000 | 6,731 |
| Pre-tax net operating income | $237,000 | 5,578 |
| Securities gains (losses) | $89,000 | 1,064 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $326,000 | 4,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $237,000 | 5,294 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 7,098 |
| Total interest expense | $277,000 | 6,988 |
| Net interest income | $383,000 | 7,087 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $92,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $65,000 | 4,287 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $343,000 | 7,133 |
| Salaries and employee benefits | $168,000 | 7,344 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $133,000 | 6,474 |
| Pre-tax net operating income | $117,000 | 5,811 |
| Securities gains (losses) | $89,000 | 774 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $206,000 | 4,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $117,000 | 5,512 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 7,302 |
| Total interest expense | $1,093,000 | 7,027 |
| Net interest income | $1,267,000 | 7,420 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $251,000 | 6,384 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $214,000 | 4,763 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $1,168,000 | 7,407 |
| Salaries and employee benefits | $603,000 | 7,534 |
| Premises and equipment expense | $137,000 | 7,367 |
| Additional noninterest expense | $428,000 | 6,920 |
| Pre-tax net operating income | $290,000 | 6,629 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $290,000 | 6,462 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $290,000 | 6,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $290,000 | 6,447 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 7,375 |
| Total interest expense | $798,000 | 7,095 |
| Net interest income | $930,000 | 7,501 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $179,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,927 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $854,000 | 7,431 |
| Salaries and employee benefits | $458,000 | 7,487 |
| Premises and equipment expense | $93,000 | 7,488 |
| Additional noninterest expense | $303,000 | 7,021 |
| Pre-tax net operating income | $210,000 | 6,928 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $210,000 | 6,762 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $210,000 | 6,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $210,000 | 6,749 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 7,458 |
| Total interest expense | $515,000 | 7,177 |
| Net interest income | $617,000 | 7,562 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $110,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $90,000 | 5,147 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $564,000 | 7,492 |
| Salaries and employee benefits | $308,000 | 7,526 |
| Premises and equipment expense | $58,000 | 7,612 |
| Additional noninterest expense | $198,000 | 7,093 |
| Pre-tax net operating income | $133,000 | 7,069 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $133,000 | 6,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $133,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $133,000 | 6,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,527 |
| Total interest expense | $252,000 | 7,236 |
| Net interest income | $300,000 | 7,642 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $50,000 | 6,824 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $279,000 | 7,561 |
| Salaries and employee benefits | $164,000 | 7,449 |
| Premises and equipment expense | $26,000 | 7,758 |
| Additional noninterest expense | $89,000 | 7,293 |
| Pre-tax net operating income | $56,000 | 7,208 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $56,000 | 7,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $56,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $56,000 | 7,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 7,524 |
| Total interest expense | $943,000 | 7,048 |
| Net interest income | $1,080,000 | 7,723 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $206,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $143,000 | 5,607 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,999 |
| Total noninterest expense | $1,027,000 | 7,669 |
| Salaries and employee benefits | $571,000 | 7,677 |
| Premises and equipment expense | $98,000 | 7,822 |
| Additional noninterest expense | $358,000 | 7,267 |
| Pre-tax net operating income | $199,000 | 7,411 |
| Securities gains (losses) | $-99,000 | 8,199 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $100,000 | 7,671 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $100,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $199,000 | 7,280 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 7,616 |
| Total interest expense | $678,000 | 7,113 |
| Net interest income | $798,000 | 7,828 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $154,000 | 6,921 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $106,000 | 5,698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $751,000 | 7,708 |
| Salaries and employee benefits | $421,000 | 7,691 |
| Premises and equipment expense | $70,000 | 7,913 |
| Additional noninterest expense | $260,000 | 7,342 |
| Pre-tax net operating income | $156,000 | 7,598 |
| Securities gains (losses) | $-99,000 | 8,399 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $57,000 | 7,926 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $57,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $156,000 | 7,448 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 7,655 |
| Total interest expense | $441,000 | 7,114 |
| Net interest income | $527,000 | 7,892 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $107,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 5,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $512,000 | 7,705 |
| Salaries and employee benefits | $288,000 | 7,705 |
| Premises and equipment expense | $47,000 | 7,912 |
| Additional noninterest expense | $177,000 | 7,317 |
| Pre-tax net operating income | $92,000 | 7,737 |
| Securities gains (losses) | $-99,000 | 8,536 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-7,000 | 8,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $92,000 | 7,597 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 7,701 |
| Total interest expense | $214,000 | 7,106 |
| Net interest income | $260,000 | 7,920 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $50,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $246,000 | 7,778 |
| Salaries and employee benefits | $142,000 | 7,729 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $83,000 | 7,448 |
| Pre-tax net operating income | $49,000 | 7,711 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $49,000 | 7,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $49,000 | 7,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 7,644 |
| Total interest expense | $777,000 | 6,845 |
| Net interest income | $1,018,000 | 7,908 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $193,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $123,000 | 5,956 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,947 |
| Total noninterest expense | $1,029,000 | 7,701 |
| Salaries and employee benefits | $598,000 | 7,626 |
| Premises and equipment expense | $59,000 | 8,359 |
| Additional noninterest expense | $372,000 | 7,243 |
| Pre-tax net operating income | $137,000 | 7,877 |
| Securities gains (losses) | $40,000 | 1,003 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $177,000 | 7,680 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $177,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,038 |
| Cash dividends | $232,000 | 4,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $137,000 | 7,804 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 7,693 |
| Total interest expense | $567,000 | 6,835 |
| Net interest income | $758,000 | 7,969 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $136,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 6,054 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 7,147 |
| Total noninterest expense | $742,000 | 7,745 |
| Salaries and employee benefits | $423,000 | 7,697 |
| Premises and equipment expense | $44,000 | 8,369 |
| Additional noninterest expense | $275,000 | 7,283 |
| Pre-tax net operating income | $122,000 | 7,936 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $136,000 | 7,768 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $136,000 | 7,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $192,000 | 4,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $122,000 | 7,814 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 7,729 |
| Total interest expense | $360,000 | 6,839 |
| Net interest income | $494,000 | 8,016 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $96,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $490,000 | 7,772 |
| Salaries and employee benefits | $288,000 | 7,679 |
| Premises and equipment expense | $27,000 | 8,425 |
| Additional noninterest expense | $175,000 | 7,351 |
| Pre-tax net operating income | $75,000 | 8,001 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $78,000 | 7,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $78,000 | 7,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $75,000 | 7,880 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,815 |
| Total interest expense | $174,000 | 6,869 |
| Net interest income | $243,000 | 8,110 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $239,000 | 7,883 |
| Salaries and employee benefits | $134,000 | 7,843 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $88,000 | 7,402 |
| Pre-tax net operating income | $43,000 | 7,983 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $43,000 | 7,879 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $43,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $43,000 | 7,854 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 7,721 |
| Total interest expense | $651,000 | 6,763 |
| Net interest income | $1,013,000 | 7,995 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $167,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $115,000 | 6,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $844,000 | 8,080 |
| Salaries and employee benefits | $485,000 | 8,025 |
| Premises and equipment expense | $38,000 | 8,741 |
| Additional noninterest expense | $321,000 | 7,587 |
| Pre-tax net operating income | $321,000 | 7,376 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $321,000 | 7,138 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $321,000 | 7,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $320,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $321,000 | 7,085 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 7,771 |
| Total interest expense | $483,000 | 6,787 |
| Net interest income | $758,000 | 8,032 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $114,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $73,000 | 6,569 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $590,000 | 8,184 |
| Salaries and employee benefits | $324,000 | 8,178 |
| Premises and equipment expense | $27,000 | 8,779 |
| Additional noninterest expense | $239,000 | 7,589 |
| Pre-tax net operating income | $282,000 | 7,317 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $282,000 | 7,024 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $282,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $320,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $282,000 | 6,956 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 7,844 |
| Total interest expense | $316,000 | 6,869 |
| Net interest income | $495,000 | 8,112 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $81,000 | 7,572 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $49,000 | 6,572 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $395,000 | 8,225 |
| Salaries and employee benefits | $215,000 | 8,249 |
| Premises and equipment expense | $16,000 | 8,866 |
| Additional noninterest expense | $164,000 | 7,554 |
| Pre-tax net operating income | $181,000 | 7,329 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $181,000 | 7,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $181,000 | 6,988 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 7,911 |
| Total interest expense | $156,000 | 6,953 |
| Net interest income | $242,000 | 8,182 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $188,000 | 8,326 |
| Salaries and employee benefits | $104,000 | 8,340 |
| Premises and equipment expense | $10,000 | 8,791 |
| Additional noninterest expense | $74,000 | 7,797 |
| Pre-tax net operating income | $89,000 | 7,324 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $89,000 | 7,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $89,000 | 6,995 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,896 |
| Total interest expense | $687,000 | 7,082 |
| Net interest income | $981,000 | 8,126 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $139,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $97,000 | 6,604 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $42,000 | 7,762 |
| Total noninterest expense | $765,000 | 8,332 |
| Salaries and employee benefits | $432,000 | 8,304 |
| Premises and equipment expense | $37,000 | 8,925 |
| Additional noninterest expense | $296,000 | 7,786 |
| Pre-tax net operating income | $330,000 | 7,315 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $338,000 | 7,096 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $338,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,012 |
| Cash dividends | $288,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $330,000 | 6,987 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 7,972 |
| Total interest expense | $526,000 | 7,187 |
| Net interest income | $743,000 | 8,179 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $107,000 | 7,938 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $73,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $559,000 | 8,377 |
| Salaries and employee benefits | $300,000 | 8,420 |
| Premises and equipment expense | $28,000 | 8,953 |
| Additional noninterest expense | $231,000 | 7,720 |
| Pre-tax net operating income | $266,000 | 7,350 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $274,000 | 7,097 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $274,000 | 7,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $168,000 | 4,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $266,000 | 6,987 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $861,000 | 8,004 |
| Total interest expense | $361,000 | 7,248 |
| Net interest income | $500,000 | 8,207 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $75,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $371,000 | 8,404 |
| Salaries and employee benefits | $204,000 | 8,434 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $153,000 | 7,719 |
| Pre-tax net operating income | $179,000 | 7,390 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $187,000 | 7,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $108,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $179,000 | 6,995 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 8,007 |
| Total interest expense | $186,000 | 7,274 |
| Net interest income | $254,000 | 8,223 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $38,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $176,000 | 8,524 |
| Salaries and employee benefits | $91,000 | 8,622 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $78,000 | 7,720 |
| Pre-tax net operating income | $101,000 | 7,173 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $48,000 | 3,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $101,000 | 6,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 7,858 |
| Total interest expense | $911,000 | 7,175 |
| Net interest income | $1,079,000 | 8,146 |
| Provision for loan and lease losses | $63,000 | 6,416 |
| Total noninterest income | $122,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $88,000 | 6,791 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $725,000 | 8,499 |
| Salaries and employee benefits | $412,000 | 8,473 |
| Premises and equipment expense | $40,000 | 9,054 |
| Additional noninterest expense | $273,000 | 8,002 |
| Pre-tax net operating income | $413,000 | 7,108 |
| Securities gains (losses) | $26,000 | 2,961 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $439,000 | 6,651 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $439,000 | 6,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $277,000 | 4,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $413,000 | 6,654 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 8,016 |
| Total interest expense | $1,211,000 | 7,593 |
| Net interest income | $1,000,000 | 8,285 |
| Provision for loan and lease losses | $85,000 | 5,898 |
| Total noninterest income | $118,000 | 8,259 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $85,000 | 6,877 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $678,000 | 8,735 |
| Salaries and employee benefits | $405,000 | 8,600 |
| Premises and equipment expense | $38,000 | 9,323 |
| Additional noninterest expense | $235,000 | 8,363 |
| Pre-tax net operating income | $355,000 | 7,169 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $406,000 | 6,544 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $406,000 | 6,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $216,000 | 4,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $355,000 | 6,688 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 8,145 |
| Total interest expense | $1,256,000 | 7,684 |
| Net interest income | $1,023,000 | 8,429 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $106,000 | 8,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $671,000 | 8,902 |
| Salaries and employee benefits | $402,000 | 8,741 |
| Premises and equipment expense | $30,000 | 9,671 |
| Additional noninterest expense | $239,000 | 8,427 |
| Pre-tax net operating income | $358,000 | 7,650 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $344,000 | 7,189 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $344,000 | 7,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,448 |
| Cash dividends | $252,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $358,000 | 7,107 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 8,248 |
| Total interest expense | $1,205,000 | 7,634 |
| Net interest income | $1,004,000 | 8,619 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $113,000 | 8,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,584 |
| Total noninterest expense | $696,000 | 9,042 |
| Salaries and employee benefits | $427,000 | 8,746 |
| Premises and equipment expense | $36,000 | 9,893 |
| Additional noninterest expense | $233,000 | 8,723 |
| Pre-tax net operating income | $341,000 | 7,877 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $341,000 | 7,345 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $341,000 | 7,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,309 |
| Cash dividends | $264,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $341,000 | 7,316 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 8,489 |
| Total interest expense | $1,167,000 | 7,986 |
| Net interest income | $997,000 | 8,802 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $119,000 | 8,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $689,000 | 9,130 |
| Salaries and employee benefits | $419,000 | 8,851 |
| Premises and equipment expense | $34,000 | 10,124 |
| Additional noninterest expense | $236,000 | 8,733 |
| Pre-tax net operating income | $385,000 | 7,955 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $9,000 | 9,103 |
| Income before extraordinary items | $376,000 | 7,361 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $376,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $319,000 | 4,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $376,000 | 7,284 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 8,860 |
| Total interest expense | $1,133,000 | 8,300 |
| Net interest income | $990,000 | 9,214 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $113,000 | 9,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,910 |
| Total noninterest expense | $679,000 | 9,461 |
| Salaries and employee benefits | $407,000 | 9,218 |
| Premises and equipment expense | $46,000 | 10,292 |
| Additional noninterest expense | $226,000 | 9,113 |
| Pre-tax net operating income | $382,000 | 8,534 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $64,000 | 9,013 |
| Income before extraordinary items | $318,000 | 8,241 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $318,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $108,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $318,000 | 8,197 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 9,339 |
| Total interest expense | $1,167,000 | 8,478 |
| Net interest income | $858,000 | 9,940 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $107,000 | 9,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $619,000 | 10,099 |
| Salaries and employee benefits | $386,000 | 9,710 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $184,000 | 10,120 |
| Pre-tax net operating income | $308,000 | 9,077 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $23,000 | 10,151 |
| Income before extraordinary items | $285,000 | 8,550 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $285,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $96,000 | 6,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $285,000 | 8,484 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 9,850 |
| Total interest expense | $1,063,000 | 9,028 |
| Net interest income | $859,000 | 10,358 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $121,000 | 9,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $690,000 | 10,229 |
| Salaries and employee benefits | $396,000 | 9,976 |
| Premises and equipment expense | $43,000 | 11,294 |
| Additional noninterest expense | $251,000 | 9,808 |
| Pre-tax net operating income | $269,000 | 9,975 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $50,000 | 10,190 |
| Income before extraordinary items | $219,000 | 9,726 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $219,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $36,000 | 8,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $219,000 | 9,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 10,097 |
| Total interest expense | $948,000 | 8,916 |
| Net interest income | $888,000 | 10,760 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $120,000 | 10,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $659,000 | 10,869 |
| Salaries and employee benefits | $374,000 | 10,510 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $241,000 | 10,637 |
| Pre-tax net operating income | $345,000 | 9,768 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $78,000 | 9,862 |
| Income before extraordinary items | $267,000 | 9,524 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $267,000 | 9,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $34,000 | 8,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $267,000 | 9,573 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 10,120 |
| Total interest expense | $1,017,000 | 9,024 |
| Net interest income | $1,011,000 | 10,746 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $635,000 | 11,462 |
| Salaries and employee benefits | $362,000 | 11,032 |
| Premises and equipment expense | $39,000 | 12,577 |
| Additional noninterest expense | $234,000 | 11,267 |
| Pre-tax net operating income | $463,000 | 8,919 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $144,000 | 8,778 |
| Income before extraordinary items | $319,000 | 9,250 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $319,000 | 9,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $33,000 | 8,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $319,000 | 8,995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 10,472 |
| Total interest expense | $1,262,000 | 9,388 |
| Net interest income | $938,000 | 11,346 |
| Provision for loan and lease losses | $34,000 | 9,820 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $599,000 | 12,073 |
| Salaries and employee benefits | $340,000 | 11,553 |
| Premises and equipment expense | $37,000 | 13,172 |
| Additional noninterest expense | $222,000 | 11,932 |
| Pre-tax net operating income | $426,000 | 9,011 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $134,000 | 9,024 |
| Income before extraordinary items | $292,000 | 9,429 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $292,000 | 9,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $34,000 | 8,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $292,000 | 9,041 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.