Home > ARCUS Bank > Income and Expense

ARCUS Bank, Income and Expense

2010-06-30 (YTD Data)Rank
Total interest income$1,687,0005,943
Total interest expense$262,0006,677
Net interest income$1,425,0005,584
Provision for loan and lease losses$06,857
Total noninterest income$17,0007,356
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$17,0006,587
Trading account gains and fees$0152
Additional Noninterest Income$07,234
Total noninterest expense$1,159,0005,750
Salaries and employee benefits$583,0005,807
Premises and equipment expense$59,0007,035
Additional noninterest expense$517,0005,001
Pre-tax net operating income$283,0004,496
Securities gains (losses)$2,434,000114
Applicable income taxes$1,039,000698
Income before extraordinary items$1,678,0001,319
Extraordinary gains, net$019
Net income$1,678,0001,320
Minority interest net income$0105
Net income of bank and minority interests.$1,678,0001,320
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$120,2405,284
2010-03-31 (YTD Data)Rank
Total interest income$869,0005,946
Total interest expense$143,0006,689
Net interest income$726,0005,559
Provision for loan and lease losses$06,552
Total noninterest income$7,0007,507
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$7,0006,721
Trading account gains and fees$0175
Additional Noninterest Income$07,418
Total noninterest expense$720,0005,226
Salaries and employee benefits$306,0005,764
Premises and equipment expense$40,0006,743
Additional noninterest expense$374,0003,971
Pre-tax net operating income$13,0006,107
Securities gains (losses)$159,000601
Applicable income taxes$68,0002,501
Income before extraordinary items$104,0004,914
Extraordinary gains, net$016
Net income$104,0004,915
Minority interest net income$091
Net income of bank and minority interests.$104,0004,914
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,2406,254
2009-12-31 (YTD Data)Rank
Total interest income$3,242,0006,189
Total interest expense$470,0007,200
Net interest income$2,772,0005,583
Provision for loan and lease losses$07,427
Total noninterest income$29,0007,535
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$29,0006,779
Trading account gains and fees$0211
Additional Noninterest Income$07,392
Total noninterest expense$3,492,0004,731
Salaries and employee benefits$1,746,0004,749
Premises and equipment expense$174,0006,714
Additional noninterest expense$1,572,0003,954
Pre-tax net operating income$-691,0006,104
Securities gains (losses)$140,0001,843
Applicable income taxes$-186,0006,744
Income before extraordinary items$-365,0005,987
Extraordinary gains, net$034
Net income$-365,0005,985
Minority interest net income$0115
Net income of bank and minority interests.$-365,0005,985
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-457,4006,048
2009-09-30 (YTD Data)Rank
Total interest income$2,274,0006,400
Total interest expense$300,0007,468
Net interest income$1,974,0005,735
Provision for loan and lease losses$07,284
Total noninterest income$22,0007,669
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$22,0006,824
Trading account gains and fees$0212
Additional Noninterest Income$07,575
Total noninterest expense$2,534,0004,838
Salaries and employee benefits$1,336,0004,724
Premises and equipment expense$128,0006,790
Additional noninterest expense$1,070,0004,201
Pre-tax net operating income$-538,0006,361
Securities gains (losses)$56,0002,228
Applicable income taxes$-193,0007,089
Income before extraordinary items$-289,0006,228
Extraordinary gains, net$027
Net income$-289,0006,229
Minority interest net income$0118
Net income of bank and minority interests.$-289,0006,228
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-324,8406,256
2009-06-30 (YTD Data)Rank
Total interest income$1,347,0006,692
Total interest expense$147,0007,806
Net interest income$1,200,0005,964
Provision for loan and lease losses$07,158
Total noninterest income$14,0007,766
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$14,0006,894
Trading account gains and fees$0193
Additional Noninterest Income$07,720
Total noninterest expense$1,514,0005,221
Salaries and employee benefits$882,0004,799
Premises and equipment expense$85,0006,854
Additional noninterest expense$547,0004,986
Pre-tax net operating income$-300,0006,429
Securities gains (losses)$-86,0007,665
Applicable income taxes$-148,0007,239
Income before extraordinary items$-238,0006,448
Extraordinary gains, net$021
Net income$-238,0006,447
Minority interest net income$0112
Net income of bank and minority interests.$-238,0006,447
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-182,9606,329
2009-03-31 (YTD Data)Rank
Total interest income$639,0006,838
Total interest expense$50,0008,027
Net interest income$589,0006,022
Provision for loan and lease losses$06,744
Total noninterest income$6,0007,878
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$6,0006,959
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$698,0005,405
Salaries and employee benefits$424,0004,962
Premises and equipment expense$43,0006,870
Additional noninterest expense$231,0005,172
Pre-tax net operating income$-103,0006,663
Securities gains (losses)$02,434
Applicable income taxes$-38,0007,380
Income before extraordinary items$-65,0006,712
Extraordinary gains, net$015
Net income$-65,0006,713
Minority interest net income$0102
Net income of bank and minority interests.$-65,0006,713
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-65,0006,607
2008-12-31 (YTD Data)Rank
Total interest income$487,0008,190
Total interest expense$11,0008,277
Net interest income$476,0008,094
Provision for loan and lease losses$07,334
Total noninterest income$08,110
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$07,939
Total noninterest expense$2,424,0005,725
Salaries and employee benefits$435,0007,814
Premises and equipment expense$62,0007,953
Additional noninterest expense$1,927,0002,951
Pre-tax net operating income$-1,948,0007,342
Securities gains (losses)$03,220
Applicable income taxes$-744,0007,618
Income before extraordinary items$-1,204,0007,089
Extraordinary gains, net$039
Net income$-1,204,0007,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,204,0007,205
2008-09-30 (YTD Data)Rank
Total interest income$71,0008,369
Total interest expense$08,371
Net interest income$71,0008,359
Provision for loan and lease losses$06,991
Total noninterest income$08,226
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$08,105
Total noninterest expense$230,0008,311
Salaries and employee benefits$100,0008,321
Premises and equipment expense$10,0008,320
Additional noninterest expense$120,0008,086
Pre-tax net operating income$-159,0006,991
Securities gains (losses)$03,106
Applicable income taxes$-66,0007,480
Income before extraordinary items$-93,0006,772
Extraordinary gains, net$031
Net income$-93,0006,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-93,0006,942

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.