Home > Arcola Homestead Savings Bank > Income and Expense
Arcola Homestead Savings Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 7,646 |
| Total interest expense | $113,000 | 7,007 |
| Net interest income | $130,000 | 7,764 |
| Provision for loan and lease losses | $569,000 | 1,703 |
| Total noninterest income | $2,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $182,000 | 7,604 |
| Salaries and employee benefits | $60,000 | 7,802 |
| Premises and equipment expense | $4,000 | 7,875 |
| Additional noninterest expense | $118,000 | 6,756 |
| Pre-tax net operating income | $-619,000 | 7,247 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-619,000 | 7,326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-619,000 | 7,326 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-619,000 | 7,327 |
| Net charge-offs | $-10,000 | 7,490 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-619,000 | 7,307 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 7,632 |
| Total interest expense | $501,000 | 7,129 |
| Net interest income | $649,000 | 7,747 |
| Provision for loan and lease losses | $2,853,000 | 2,043 |
| Total noninterest income | $17,000 | 7,604 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $6,000 | 7,052 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $11,000 | 7,168 |
| Total noninterest expense | $557,000 | 7,832 |
| Salaries and employee benefits | $251,000 | 7,879 |
| Premises and equipment expense | $44,000 | 7,827 |
| Additional noninterest expense | $262,000 | 7,559 |
| Pre-tax net operating income | $-2,744,000 | 6,832 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,744,000 | 6,937 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,744,000 | 6,936 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,744,000 | 6,936 |
| Net charge-offs | $1,805,000 | 2,153 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,744,000 | 6,949 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $833,000 | 7,731 |
| Total interest expense | $378,000 | 7,235 |
| Net interest income | $455,000 | 7,848 |
| Provision for loan and lease losses | $28,000 | 6,818 |
| Total noninterest income | $14,000 | 7,738 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $8,000 | 7,062 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $363,000 | 7,958 |
| Salaries and employee benefits | $165,000 | 7,984 |
| Premises and equipment expense | $37,000 | 7,870 |
| Additional noninterest expense | $161,000 | 7,755 |
| Pre-tax net operating income | $78,000 | 5,374 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $78,000 | 5,422 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $78,000 | 5,422 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $78,000 | 5,422 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $78,000 | 5,364 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,853 |
| Total interest expense | $249,000 | 7,349 |
| Net interest income | $274,000 | 7,951 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $7,000 | 7,855 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $6,000 | 7,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000 | 7,675 |
| Total noninterest expense | $217,000 | 8,076 |
| Salaries and employee benefits | $107,000 | 8,087 |
| Premises and equipment expense | $17,000 | 8,036 |
| Additional noninterest expense | $93,000 | 7,920 |
| Pre-tax net operating income | $52,000 | 5,505 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $52,000 | 5,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 5,562 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $52,000 | 5,562 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $52,000 | 5,489 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $227,000 | 7,990 |
| Total interest expense | $119,000 | 7,483 |
| Net interest income | $108,000 | 8,084 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $2,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,000 | 7,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $98,000 | 8,150 |
| Salaries and employee benefits | $49,000 | 8,155 |
| Premises and equipment expense | $9,000 | 8,068 |
| Additional noninterest expense | $40,000 | 7,998 |
| Pre-tax net operating income | $6,000 | 6,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $6,000 | 6,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 6,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $6,000 | 6,332 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $6,000 | 6,186 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 8,177 |
| Total interest expense | $319,000 | 7,974 |
| Net interest income | $206,000 | 8,224 |
| Provision for loan and lease losses | $101,000 | 6,023 |
| Total noninterest income | $11,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,204 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $405,000 | 8,193 |
| Salaries and employee benefits | $210,000 | 8,192 |
| Premises and equipment expense | $22,000 | 8,210 |
| Additional noninterest expense | $173,000 | 7,985 |
| Pre-tax net operating income | $-289,000 | 6,628 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-3,000 | 6,737 |
| Income before extraordinary items | $-286,000 | 6,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-286,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-286,000 | 6,710 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $375,000 | 8,277 |
| Total interest expense | $216,000 | 8,101 |
| Net interest income | $159,000 | 8,318 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $7,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,000 | 7,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 8,026 |
| Total noninterest expense | $278,000 | 8,275 |
| Salaries and employee benefits | $143,000 | 8,281 |
| Premises and equipment expense | $17,000 | 8,288 |
| Additional noninterest expense | $118,000 | 8,096 |
| Pre-tax net operating income | $-112,000 | 6,923 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-112,000 | 6,805 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-112,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-112,000 | 6,975 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $216,000 | 8,369 |
| Total interest expense | $147,000 | 8,167 |
| Net interest income | $69,000 | 8,410 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $4,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,000 | 7,352 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $182,000 | 8,349 |
| Salaries and employee benefits | $96,000 | 8,354 |
| Premises and equipment expense | $11,000 | 8,361 |
| Additional noninterest expense | $75,000 | 8,181 |
| Pre-tax net operating income | $-109,000 | 7,205 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-109,000 | 7,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-109,000 | 7,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-109,000 | 7,237 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $117,000 | 8,414 |
| Total interest expense | $72,000 | 8,234 |
| Net interest income | $45,000 | 8,454 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $2,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $88,000 | 8,398 |
| Salaries and employee benefits | $47,000 | 8,400 |
| Premises and equipment expense | $4,000 | 8,417 |
| Additional noninterest expense | $37,000 | 8,220 |
| Pre-tax net operating income | $-41,000 | 7,366 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-41,000 | 7,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-41,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-41,000 | 7,410 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 8,314 |
| Total interest expense | $401,000 | 8,091 |
| Net interest income | $316,000 | 8,409 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $61,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,000 | 7,400 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $57,000 | 6,952 |
| Total noninterest expense | $403,000 | 8,418 |
| Salaries and employee benefits | $210,000 | 8,418 |
| Premises and equipment expense | $19,000 | 8,448 |
| Additional noninterest expense | $174,000 | 8,150 |
| Pre-tax net operating income | $-26,000 | 7,483 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $70,000 | 4,730 |
| Income before extraordinary items | $-96,000 | 7,631 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-96,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-96,000 | 7,608 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,344 |
| Total interest expense | $326,000 | 8,088 |
| Net interest income | $259,000 | 8,441 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,429 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000 | 8,269 |
| Total noninterest expense | $270,000 | 8,448 |
| Salaries and employee benefits | $153,000 | 8,428 |
| Premises and equipment expense | $14,000 | 8,471 |
| Additional noninterest expense | $103,000 | 8,307 |
| Pre-tax net operating income | $-5,000 | 7,661 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-2,000 | 7,973 |
| Income before extraordinary items | $-3,000 | 7,689 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-3,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-3,000 | 7,664 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $404,000 | 8,404 |
| Total interest expense | $246,000 | 8,061 |
| Net interest income | $158,000 | 8,519 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $3,000 | 8,449 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,000 | 7,481 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $181,000 | 8,500 |
| Salaries and employee benefits | $95,000 | 8,497 |
| Premises and equipment expense | $9,000 | 8,515 |
| Additional noninterest expense | $77,000 | 8,272 |
| Pre-tax net operating income | $-20,000 | 7,828 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-3,000 | 8,092 |
| Income before extraordinary items | $-17,000 | 7,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-17,000 | 7,825 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,456 |
| Total interest expense | $127,000 | 8,074 |
| Net interest income | $79,000 | 8,568 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $94,000 | 8,528 |
| Salaries and employee benefits | $49,000 | 8,536 |
| Premises and equipment expense | $2,000 | 8,583 |
| Additional noninterest expense | $43,000 | 8,221 |
| Pre-tax net operating income | $-13,000 | 7,915 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-2,000 | 8,174 |
| Income before extraordinary items | $-11,000 | 7,915 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-11,000 | 7,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-11,000 | 7,903 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 8,589 |
| Total interest expense | $142,000 | 8,490 |
| Net interest income | $209,000 | 8,599 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $12,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $396,000 | 8,538 |
| Salaries and employee benefits | $200,000 | 8,546 |
| Premises and equipment expense | $8,000 | 8,628 |
| Additional noninterest expense | $188,000 | 8,182 |
| Pre-tax net operating income | $-175,000 | 8,101 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-27,000 | 8,238 |
| Income before extraordinary items | $-148,000 | 8,113 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-148,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-148,000 | 8,102 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $214,000 | 8,676 |
| Total interest expense | $75,000 | 8,595 |
| Net interest income | $139,000 | 8,680 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $9,000 | 8,555 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $269,000 | 8,617 |
| Salaries and employee benefits | $137,000 | 8,623 |
| Premises and equipment expense | $6,000 | 8,693 |
| Additional noninterest expense | $126,000 | 8,316 |
| Pre-tax net operating income | $-121,000 | 8,244 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-121,000 | 8,270 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-121,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-121,000 | 8,259 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $133,000 | 8,722 |
| Total interest expense | $43,000 | 8,646 |
| Net interest income | $90,000 | 8,726 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $6,000 | 8,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $198,000 | 8,629 |
| Salaries and employee benefits | $94,000 | 8,665 |
| Premises and equipment expense | $5,000 | 8,718 |
| Additional noninterest expense | $99,000 | 8,169 |
| Pre-tax net operating income | $-102,000 | 8,337 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-16,000 | 8,512 |
| Income before extraordinary items | $-86,000 | 8,333 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-86,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-86,000 | 8,329 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $67,000 | 8,745 |
| Total interest expense | $21,000 | 8,671 |
| Net interest income | $46,000 | 8,746 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,000 | 8,612 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $107,000 | 8,616 |
| Salaries and employee benefits | $47,000 | 8,678 |
| Premises and equipment expense | $3,000 | 8,717 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $-58,000 | 8,387 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-9,000 | 8,517 |
| Income before extraordinary items | $-49,000 | 8,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-49,000 | 8,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-49,000 | 8,368 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 8,762 |
| Total interest expense | $79,000 | 8,658 |
| Net interest income | $114,000 | 8,775 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $7,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,000 | 7,685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $334,000 | 8,732 |
| Salaries and employee benefits | $194,000 | 8,693 |
| Premises and equipment expense | $10,000 | 8,775 |
| Additional noninterest expense | $130,000 | 8,587 |
| Pre-tax net operating income | $-213,000 | 8,390 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-213,000 | 8,419 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-213,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,884,000 | 410 |
| Net operating income | $-213,000 | 8,397 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $142,000 | 8,797 |
| Total interest expense | $59,000 | 8,704 |
| Net interest income | $83,000 | 8,810 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $4,000 | 8,757 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 7,737 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $223,000 | 8,768 |
| Salaries and employee benefits | $138,000 | 8,718 |
| Premises and equipment expense | $5,000 | 8,811 |
| Additional noninterest expense | $80,000 | 8,683 |
| Pre-tax net operating income | $-136,000 | 8,448 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-136,000 | 8,479 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-136,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-136,000 | 8,451 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $94,000 | 8,816 |
| Total interest expense | $39,000 | 8,709 |
| Net interest income | $55,000 | 8,830 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $3,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,000 | 7,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $132,000 | 8,800 |
| Salaries and employee benefits | $92,000 | 8,737 |
| Premises and equipment expense | $3,000 | 8,813 |
| Additional noninterest expense | $37,000 | 8,775 |
| Pre-tax net operating income | $-74,000 | 8,457 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-74,000 | 8,492 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-74,000 | 8,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-74,000 | 8,465 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $49,000 | 8,884 |
| Total interest expense | $18,000 | 8,788 |
| Net interest income | $31,000 | 8,892 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $70,000 | 8,857 |
| Salaries and employee benefits | $54,000 | 8,745 |
| Premises and equipment expense | $3,000 | 8,845 |
| Additional noninterest expense | $13,000 | 8,885 |
| Pre-tax net operating income | $-38,000 | 8,548 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-36,000 | 8,564 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-36,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-38,000 | 8,546 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,884 |
| Total interest expense | $75,000 | 8,789 |
| Net interest income | $131,000 | 8,893 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $6,000 | 8,865 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $6,000 | 7,821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $170,000 | 8,936 |
| Salaries and employee benefits | $90,000 | 8,930 |
| Premises and equipment expense | $12,000 | 8,908 |
| Additional noninterest expense | $68,000 | 8,897 |
| Pre-tax net operating income | $-33,000 | 8,435 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-38,000 | 8,486 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-38,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 517 |
| Net operating income | $-33,000 | 8,445 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $152,000 | 8,942 |
| Total interest expense | $56,000 | 8,841 |
| Net interest income | $96,000 | 8,948 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,000 | 8,938 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,000 | 7,866 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $114,000 | 8,996 |
| Salaries and employee benefits | $61,000 | 8,984 |
| Premises and equipment expense | $8,000 | 8,960 |
| Additional noninterest expense | $45,000 | 8,957 |
| Pre-tax net operating income | $-14,000 | 8,500 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-19,000 | 8,536 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-19,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-14,000 | 8,497 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $101,000 | 9,002 |
| Total interest expense | $37,000 | 8,901 |
| Net interest income | $64,000 | 9,012 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,000 | 9,001 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,000 | 7,934 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $78,000 | 9,051 |
| Salaries and employee benefits | $38,000 | 9,045 |
| Premises and equipment expense | $4,000 | 9,024 |
| Additional noninterest expense | $36,000 | 8,987 |
| Pre-tax net operating income | $-12,000 | 8,557 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-12,000 | 8,612 |
| Extraordinary gains, net | $-5,000 | 9,058 |
| Net income | $-17,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-12,000 | 8,563 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $51,000 | 9,044 |
| Total interest expense | $18,000 | 8,955 |
| Net interest income | $33,000 | 9,056 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,000 | 9,001 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $38,000 | 9,090 |
| Salaries and employee benefits | $16,000 | 9,087 |
| Premises and equipment expense | $3,000 | 9,031 |
| Additional noninterest expense | $19,000 | 9,018 |
| Pre-tax net operating income | $-3,000 | 8,575 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-3,000 | 8,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,000 | 8,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-3,000 | 8,561 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $215,000 | 9,067 |
| Total interest expense | $97,000 | 8,959 |
| Net interest income | $118,000 | 9,089 |
| Provision for loan and lease losses | $-3,000 | 8,887 |
| Total noninterest income | $30,000 | 8,938 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $6,000 | 7,980 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $140,000 | 9,152 |
| Salaries and employee benefits | $53,000 | 9,146 |
| Premises and equipment expense | $17,000 | 9,089 |
| Additional noninterest expense | $70,000 | 9,089 |
| Pre-tax net operating income | $11,000 | 8,490 |
| Securities gains (losses) | $32,000 | 2,881 |
| Applicable income taxes | $6,000 | 7,166 |
| Income before extraordinary items | $37,000 | 8,513 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $37,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,480 | 8,509 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $165,000 | 9,146 |
| Total interest expense | $78,000 | 9,042 |
| Net interest income | $87,000 | 9,161 |
| Provision for loan and lease losses | $-3,000 | 9,015 |
| Total noninterest income | $29,000 | 8,954 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $5,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $105,000 | 9,213 |
| Salaries and employee benefits | $45,000 | 9,206 |
| Premises and equipment expense | $14,000 | 9,135 |
| Additional noninterest expense | $46,000 | 9,170 |
| Pre-tax net operating income | $14,000 | 8,580 |
| Securities gains (losses) | $32,000 | 2,649 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $40,000 | 8,565 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $40,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $12,160 | 8,590 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $111,000 | 9,192 |
| Total interest expense | $56,000 | 9,070 |
| Net interest income | $55,000 | 9,209 |
| Provision for loan and lease losses | $-3,000 | 9,078 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,000 | 8,063 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $61,000 | 9,247 |
| Salaries and employee benefits | $33,000 | 9,236 |
| Premises and equipment expense | $9,000 | 9,155 |
| Additional noninterest expense | $19,000 | 9,230 |
| Pre-tax net operating income | $24,000 | 8,530 |
| Securities gains (losses) | $-3,000 | 8,957 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $18,000 | 8,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $20,580 | 8,524 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $57,000 | 9,234 |
| Total interest expense | $29,000 | 9,118 |
| Net interest income | $28,000 | 9,251 |
| Provision for loan and lease losses | $-3,000 | 9,155 |
| Total noninterest income | $6,000 | 9,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $28,000 | 9,293 |
| Salaries and employee benefits | $14,000 | 9,280 |
| Premises and equipment expense | $5,000 | 9,168 |
| Additional noninterest expense | $9,000 | 9,277 |
| Pre-tax net operating income | $9,000 | 8,579 |
| Securities gains (losses) | $-3,000 | 9,080 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $5,000 | 8,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $7,490 | 8,565 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 9,238 |
| Total interest expense | $150,000 | 9,137 |
| Net interest income | $149,000 | 9,267 |
| Provision for loan and lease losses | $-18,000 | 9,197 |
| Total noninterest income | $10,000 | 9,225 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $9,000 | 8,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $116,000 | 9,331 |
| Salaries and employee benefits | $50,000 | 9,318 |
| Premises and equipment expense | $22,000 | 9,219 |
| Additional noninterest expense | $44,000 | 9,308 |
| Pre-tax net operating income | $61,000 | 8,436 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $49,000 | 8,558 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $49,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,998 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $49,000 | 8,474 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 9,488 |
| Total interest expense | $200,000 | 9,388 |
| Net interest income | $138,000 | 9,532 |
| Provision for loan and lease losses | $14,000 | 7,788 |
| Total noninterest income | $11,000 | 9,473 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $10,000 | 8,248 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $114,000 | 9,591 |
| Salaries and employee benefits | $53,000 | 9,578 |
| Premises and equipment expense | $18,000 | 9,513 |
| Additional noninterest expense | $43,000 | 9,569 |
| Pre-tax net operating income | $21,000 | 8,645 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $7,000 | 7,684 |
| Income before extraordinary items | $42,000 | 8,648 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $42,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $17,920 | 8,654 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 9,771 |
| Total interest expense | $198,000 | 9,661 |
| Net interest income | $155,000 | 9,806 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $11,000 | 9,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 8,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $118,000 | 9,878 |
| Salaries and employee benefits | $57,000 | 9,864 |
| Premises and equipment expense | $19,000 | 9,775 |
| Additional noninterest expense | $42,000 | 9,853 |
| Pre-tax net operating income | $48,000 | 8,970 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,000 | 8,144 |
| Income before extraordinary items | $41,000 | 8,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $41,000 | 8,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $41,000 | 8,973 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 10,033 |
| Total interest expense | $215,000 | 9,915 |
| Net interest income | $158,000 | 10,105 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $11,000 | 10,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 8,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $123,000 | 10,191 |
| Salaries and employee benefits | $57,000 | 10,184 |
| Premises and equipment expense | $20,000 | 10,088 |
| Additional noninterest expense | $46,000 | 10,162 |
| Pre-tax net operating income | $46,000 | 9,254 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $37,000 | 9,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,000 | 9,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $37,000 | 9,260 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 10,282 |
| Total interest expense | $236,000 | 10,147 |
| Net interest income | $145,000 | 10,343 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $10,000 | 10,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,319 |
| Total noninterest expense | $121,000 | 10,426 |
| Salaries and employee benefits | $60,000 | 10,414 |
| Premises and equipment expense | $19,000 | 10,320 |
| Additional noninterest expense | $42,000 | 10,407 |
| Pre-tax net operating income | $34,000 | 9,676 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $10,000 | 9,075 |
| Income before extraordinary items | $28,000 | 9,728 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $28,000 | 9,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $25,040 | 9,683 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 10,751 |
| Total interest expense | $255,000 | 10,588 |
| Net interest income | $145,000 | 10,822 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $10,000 | 10,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $121,000 | 10,878 |
| Salaries and employee benefits | $56,000 | 10,875 |
| Premises and equipment expense | $18,000 | 10,780 |
| Additional noninterest expense | $47,000 | 10,836 |
| Pre-tax net operating income | $34,000 | 10,286 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,000 | 9,963 |
| Income before extraordinary items | $29,000 | 10,326 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $29,000 | 10,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $29,000 | 10,289 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 11,299 |
| Total interest expense | $261,000 | 11,145 |
| Net interest income | $152,000 | 11,359 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $13,000 | 11,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $155,000 | 11,401 |
| Salaries and employee benefits | $55,000 | 11,415 |
| Premises and equipment expense | $19,000 | 11,310 |
| Additional noninterest expense | $81,000 | 11,243 |
| Pre-tax net operating income | $10,000 | 10,736 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $3,000 | 10,490 |
| Income before extraordinary items | $18,000 | 10,747 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $18,000 | 10,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,540 | 10,728 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 11,827 |
| Total interest expense | $242,000 | 11,693 |
| Net interest income | $172,000 | 11,889 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $13,000 | 11,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,898 |
| Total noninterest expense | $123,000 | 11,945 |
| Salaries and employee benefits | $53,000 | 11,940 |
| Premises and equipment expense | $17,000 | 11,838 |
| Additional noninterest expense | $53,000 | 11,886 |
| Pre-tax net operating income | $62,000 | 11,263 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $11,000 | 10,915 |
| Income before extraordinary items | $51,000 | 11,283 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $51,000 | 11,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $51,000 | 11,251 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 12,477 |
| Total interest expense | $195,000 | 12,345 |
| Net interest income | $204,000 | 12,503 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $13,000 | 12,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 12,518 |
| Total noninterest expense | $117,000 | 12,578 |
| Salaries and employee benefits | $52,000 | 12,575 |
| Premises and equipment expense | $18,000 | 12,456 |
| Additional noninterest expense | $47,000 | 12,556 |
| Pre-tax net operating income | $100,000 | 11,630 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $23,000 | 11,093 |
| Income before extraordinary items | $77,000 | 11,604 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $77,000 | 11,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $77,000 | 11,648 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 13,117 |
| Total interest expense | $212,000 | 12,955 |
| Net interest income | $195,000 | 13,134 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $23,000 | 13,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $132,000 | 13,246 |
| Salaries and employee benefits | $53,000 | 13,254 |
| Premises and equipment expense | $46,000 | 12,340 |
| Additional noninterest expense | $33,000 | 13,257 |
| Pre-tax net operating income | $86,000 | 11,955 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $20,000 | 11,603 |
| Income before extraordinary items | $66,000 | 12,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $66,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $66,000 | 11,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 13,739 |
| Total interest expense | $276,000 | 13,536 |
| Net interest income | $175,000 | 13,792 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $20,000 | 13,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $120,000 | 13,881 |
| Salaries and employee benefits | $46,000 | 13,885 |
| Premises and equipment expense | $44,000 | 12,911 |
| Additional noninterest expense | $30,000 | 13,891 |
| Pre-tax net operating income | $74,000 | 12,246 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $26,000 | 11,922 |
| Income before extraordinary items | $97,000 | 11,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $97,000 | 12,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $58,290 | 12,200 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.