Home > Archer Bank > Income and Expense
Archer Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 1,765 |
| Total interest expense | $219,000 | 3,479 |
| Net interest income | $3,352,000 | 1,611 |
| Provision for loan and lease losses | $417,000 | 776 |
| Total noninterest income | $-648,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $378,000 | 885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-1,026,000 | 7,014 |
| Total noninterest expense | $5,770,000 | 896 |
| Salaries and employee benefits | $1,971,000 | 1,357 |
| Premises and equipment expense | $886,000 | 710 |
| Additional noninterest expense | $2,913,000 | 597 |
| Pre-tax net operating income | $-3,483,000 | 7,001 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-3,482,000 | 6,998 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-3,482,000 | 6,998 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,482,000 | 6,998 |
| Net charge-offs | $1,043,000 | 460 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-3,483,000 | 6,994 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,633,000 | 1,427 |
| Total interest expense | $1,917,000 | 2,202 |
| Net interest income | $16,716,000 | 1,307 |
| Provision for loan and lease losses | $9,012,000 | 306 |
| Total noninterest income | $1,614,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,652,000 | 857 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-38,000 | 6,660 |
| Total noninterest expense | $23,913,000 | 841 |
| Salaries and employee benefits | $7,964,000 | 1,298 |
| Premises and equipment expense | $3,428,000 | 702 |
| Additional noninterest expense | $12,521,000 | 576 |
| Pre-tax net operating income | $-14,595,000 | 7,045 |
| Securities gains (losses) | $3,360,000 | 148 |
| Applicable income taxes | $20,899,000 | 169 |
| Income before extraordinary items | $-32,134,000 | 7,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-32,134,000 | 7,065 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-32,134,000 | 7,065 |
| Net charge-offs | $15,186,000 | 226 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-35,494,000 | 7,063 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,475,000 | 1,410 |
| Total interest expense | $1,609,000 | 2,096 |
| Net interest income | $12,866,000 | 1,289 |
| Provision for loan and lease losses | $6,462,000 | 331 |
| Total noninterest income | $1,399,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,236,000 | 863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $163,000 | 4,521 |
| Total noninterest expense | $18,053,000 | 822 |
| Salaries and employee benefits | $6,059,000 | 1,286 |
| Premises and equipment expense | $2,606,000 | 704 |
| Additional noninterest expense | $9,388,000 | 585 |
| Pre-tax net operating income | $-10,250,000 | 7,144 |
| Securities gains (losses) | $662,000 | 603 |
| Applicable income taxes | $-3,384,000 | 7,145 |
| Income before extraordinary items | $-6,204,000 | 7,117 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-6,204,000 | 7,117 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,204,000 | 7,117 |
| Net charge-offs | $12,765,000 | 211 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-6,634,300 | 7,109 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,032,000 | 1,361 |
| Total interest expense | $1,161,000 | 2,024 |
| Net interest income | $8,871,000 | 1,257 |
| Provision for loan and lease losses | $4,266,000 | 344 |
| Total noninterest income | $1,571,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $835,000 | 832 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $736,000 | 1,855 |
| Total noninterest expense | $11,541,000 | 862 |
| Salaries and employee benefits | $4,043,000 | 1,285 |
| Premises and equipment expense | $1,718,000 | 714 |
| Additional noninterest expense | $5,780,000 | 619 |
| Pre-tax net operating income | $-5,365,000 | 7,189 |
| Securities gains (losses) | $683,000 | 410 |
| Applicable income taxes | $-1,660,000 | 7,194 |
| Income before extraordinary items | $-3,022,000 | 7,151 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,022,000 | 7,150 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,022,000 | 7,151 |
| Net charge-offs | $10,949,000 | 178 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,465,950 | 7,154 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 1,374 |
| Total interest expense | $628,000 | 1,958 |
| Net interest income | $4,395,000 | 1,262 |
| Provision for loan and lease losses | $2,403,000 | 298 |
| Total noninterest income | $999,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $404,000 | 859 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $595,000 | 1,336 |
| Total noninterest expense | $5,853,000 | 848 |
| Salaries and employee benefits | $2,079,000 | 1,257 |
| Premises and equipment expense | $904,000 | 671 |
| Additional noninterest expense | $2,870,000 | 609 |
| Pre-tax net operating income | $-2,862,000 | 7,266 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $-1,002,000 | 7,273 |
| Income before extraordinary items | $-1,856,000 | 7,239 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,856,000 | 7,239 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,856,000 | 7,239 |
| Net charge-offs | $7,763,000 | 143 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,858,600 | 7,236 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,129,000 | 1,237 |
| Total interest expense | $2,701,000 | 2,145 |
| Net interest income | $20,428,000 | 1,091 |
| Provision for loan and lease losses | $18,188,000 | 254 |
| Total noninterest income | $-414,000 | 7,177 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,687,000 | 864 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,101,000 | 7,280 |
| Total noninterest expense | $24,316,000 | 814 |
| Salaries and employee benefits | $8,165,000 | 1,219 |
| Premises and equipment expense | $3,804,000 | 653 |
| Additional noninterest expense | $12,347,000 | 590 |
| Pre-tax net operating income | $-22,490,000 | 7,303 |
| Securities gains (losses) | $269,000 | 1,210 |
| Applicable income taxes | $-7,845,000 | 7,330 |
| Income before extraordinary items | $-14,376,000 | 7,263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,376,000 | 7,263 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-14,376,000 | 7,263 |
| Net charge-offs | $8,847,000 | 523 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-14,550,850 | 7,256 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,682,000 | 1,231 |
| Total interest expense | $2,007,000 | 2,241 |
| Net interest income | $15,675,000 | 1,069 |
| Provision for loan and lease losses | $16,331,000 | 216 |
| Total noninterest income | $-2,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,272,000 | 871 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,274,000 | 7,344 |
| Total noninterest expense | $18,343,000 | 804 |
| Salaries and employee benefits | $6,154,000 | 1,206 |
| Premises and equipment expense | $2,773,000 | 684 |
| Additional noninterest expense | $9,416,000 | 570 |
| Pre-tax net operating income | $-19,001,000 | 7,391 |
| Securities gains (losses) | $171,000 | 1,322 |
| Applicable income taxes | $-6,147,000 | 7,414 |
| Income before extraordinary items | $-12,683,000 | 7,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,683,000 | 7,363 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-12,683,000 | 7,363 |
| Net charge-offs | $6,210,000 | 526 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-12,797,570 | 7,362 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,041,000 | 1,211 |
| Total interest expense | $1,354,000 | 2,305 |
| Net interest income | $10,687,000 | 1,034 |
| Provision for loan and lease losses | $14,928,000 | 173 |
| Total noninterest income | $-841,000 | 7,441 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $844,000 | 865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,685,000 | 7,470 |
| Total noninterest expense | $11,094,000 | 903 |
| Salaries and employee benefits | $4,143,000 | 1,209 |
| Premises and equipment expense | $1,719,000 | 737 |
| Additional noninterest expense | $5,232,000 | 697 |
| Pre-tax net operating income | $-16,176,000 | 7,472 |
| Securities gains (losses) | $15,000 | 2,213 |
| Applicable income taxes | $-5,614,000 | 7,493 |
| Income before extraordinary items | $-10,547,000 | 7,445 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-10,547,000 | 7,445 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-10,547,000 | 7,445 |
| Net charge-offs | $3,927,000 | 566 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-10,556,750 | 7,446 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 1,222 |
| Total interest expense | $698,000 | 2,324 |
| Net interest income | $5,311,000 | 1,039 |
| Provision for loan and lease losses | $12,747,000 | 118 |
| Total noninterest income | $-1,111,000 | 7,546 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $404,000 | 885 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,515,000 | 7,555 |
| Total noninterest expense | $5,551,000 | 900 |
| Salaries and employee benefits | $2,150,000 | 1,170 |
| Premises and equipment expense | $832,000 | 779 |
| Additional noninterest expense | $2,569,000 | 704 |
| Pre-tax net operating income | $-14,098,000 | 7,556 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $-4,868,000 | 7,560 |
| Income before extraordinary items | $-9,225,000 | 7,537 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-9,225,000 | 7,537 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-9,225,000 | 7,537 |
| Net charge-offs | $2,461,000 | 474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-9,228,250 | 7,538 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,755,000 | 1,074 |
| Total interest expense | $4,496,000 | 1,799 |
| Net interest income | $24,259,000 | 908 |
| Provision for loan and lease losses | $29,510,000 | 268 |
| Total noninterest income | $1,857,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,928,000 | 782 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-71,000 | 7,149 |
| Total noninterest expense | $26,505,000 | 751 |
| Salaries and employee benefits | $9,051,000 | 1,094 |
| Premises and equipment expense | $3,867,000 | 666 |
| Additional noninterest expense | $13,587,000 | 565 |
| Pre-tax net operating income | $-29,899,000 | 7,565 |
| Securities gains (losses) | $676,000 | 683 |
| Applicable income taxes | $-10,040,000 | 7,620 |
| Income before extraordinary items | $-19,183,000 | 7,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-19,183,000 | 7,514 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-19,183,000 | 7,514 |
| Net charge-offs | $25,919,000 | 274 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-19,629,160 | 7,510 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,294,000 | 1,048 |
| Total interest expense | $3,653,000 | 1,754 |
| Net interest income | $18,641,000 | 888 |
| Provision for loan and lease losses | $20,310,000 | 272 |
| Total noninterest income | $1,003,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,431,000 | 807 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-428,000 | 7,554 |
| Total noninterest expense | $17,161,000 | 862 |
| Salaries and employee benefits | $6,883,000 | 1,071 |
| Premises and equipment expense | $3,063,000 | 622 |
| Additional noninterest expense | $7,215,000 | 756 |
| Pre-tax net operating income | $-17,827,000 | 7,642 |
| Securities gains (losses) | $551,000 | 672 |
| Applicable income taxes | $-6,694,000 | 7,714 |
| Income before extraordinary items | $-10,582,000 | 7,586 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-10,582,000 | 7,586 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-10,582,000 | 7,586 |
| Net charge-offs | $15,478,000 | 312 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-10,934,640 | 7,585 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,492,000 | 1,019 |
| Total interest expense | $2,602,000 | 1,722 |
| Net interest income | $12,890,000 | 852 |
| Provision for loan and lease losses | $13,050,000 | 291 |
| Total noninterest income | $1,041,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $953,000 | 817 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $11,589,000 | 858 |
| Salaries and employee benefits | $4,674,000 | 1,044 |
| Premises and equipment expense | $2,006,000 | 647 |
| Additional noninterest expense | $4,909,000 | 734 |
| Pre-tax net operating income | $-10,708,000 | 7,694 |
| Securities gains (losses) | $87,000 | 1,506 |
| Applicable income taxes | $-3,940,000 | 7,761 |
| Income before extraordinary items | $-6,681,000 | 7,638 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,681,000 | 7,638 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,681,000 | 7,638 |
| Net charge-offs | $11,339,000 | 299 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,736,680 | 7,638 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 1,044 |
| Total interest expense | $1,370,000 | 1,725 |
| Net interest income | $6,303,000 | 881 |
| Provision for loan and lease losses | $13,525,000 | 180 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $449,000 | 870 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-422,000 | 7,859 |
| Total noninterest expense | $6,383,000 | 775 |
| Salaries and employee benefits | $2,472,000 | 995 |
| Premises and equipment expense | $1,041,000 | 642 |
| Additional noninterest expense | $2,870,000 | 644 |
| Pre-tax net operating income | $-13,578,000 | 7,869 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $-4,809,000 | 7,900 |
| Income before extraordinary items | $-8,755,000 | 7,836 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,755,000 | 7,837 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-8,755,000 | 7,837 |
| Net charge-offs | $7,808,000 | 237 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-8,764,100 | 7,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,106,000 | 1,273 |
| Total interest expense | $7,577,000 | 1,550 |
| Net interest income | $19,529,000 | 1,129 |
| Provision for loan and lease losses | $5,681,000 | 1,298 |
| Total noninterest income | $2,934,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,663,000 | 1,046 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,271,000 | 1,851 |
| Total noninterest expense | $15,083,000 | 1,357 |
| Salaries and employee benefits | $7,328,000 | 1,374 |
| Premises and equipment expense | $2,954,000 | 911 |
| Additional noninterest expense | $4,801,000 | 1,549 |
| Pre-tax net operating income | $1,699,000 | 2,179 |
| Securities gains (losses) | $-1,940,000 | 7,801 |
| Applicable income taxes | $-1,008,000 | 7,284 |
| Income before extraordinary items | $767,000 | 3,211 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $767,000 | 3,209 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $767,000 | 3,210 |
| Net charge-offs | $4,881,000 | 1,169 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,008,600 | 1,617 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,892,000 | 1,260 |
| Total interest expense | $6,408,000 | 1,472 |
| Net interest income | $14,484,000 | 1,141 |
| Provision for loan and lease losses | $3,096,000 | 1,451 |
| Total noninterest income | $2,116,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,219,000 | 1,070 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $897,000 | 1,971 |
| Total noninterest expense | $11,166,000 | 1,367 |
| Salaries and employee benefits | $5,568,000 | 1,366 |
| Premises and equipment expense | $2,272,000 | 905 |
| Additional noninterest expense | $3,326,000 | 1,632 |
| Pre-tax net operating income | $2,338,000 | 1,377 |
| Securities gains (losses) | $-1,956,000 | 7,931 |
| Applicable income taxes | $-675,000 | 7,428 |
| Income before extraordinary items | $1,057,000 | 2,396 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,057,000 | 2,394 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,057,000 | 2,397 |
| Net charge-offs | $2,355,000 | 1,372 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,013,000 | 894 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,065,000 | 1,274 |
| Total interest expense | $4,592,000 | 1,450 |
| Net interest income | $9,473,000 | 1,171 |
| Provision for loan and lease losses | $2,246,000 | 1,311 |
| Total noninterest income | $1,393,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $801,000 | 1,071 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $592,000 | 2,009 |
| Total noninterest expense | $7,242,000 | 1,433 |
| Salaries and employee benefits | $3,771,000 | 1,381 |
| Premises and equipment expense | $1,415,000 | 990 |
| Additional noninterest expense | $2,056,000 | 1,772 |
| Pre-tax net operating income | $1,378,000 | 1,637 |
| Securities gains (losses) | $-1,654,000 | 8,044 |
| Applicable income taxes | $-677,000 | 7,656 |
| Income before extraordinary items | $401,000 | 3,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 3,466 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $401,000 | 3,467 |
| Net charge-offs | $1,847,000 | 1,177 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,459,560 | 1,259 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,166,000 | 1,270 |
| Total interest expense | $2,443,000 | 1,407 |
| Net interest income | $4,723,000 | 1,170 |
| Provision for loan and lease losses | $568,000 | 1,667 |
| Total noninterest income | $873,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $394,000 | 1,052 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $479,000 | 1,432 |
| Total noninterest expense | $3,468,000 | 1,435 |
| Salaries and employee benefits | $1,878,000 | 1,384 |
| Premises and equipment expense | $558,000 | 1,279 |
| Additional noninterest expense | $1,032,000 | 1,568 |
| Pre-tax net operating income | $1,560,000 | 817 |
| Securities gains (losses) | $-1,690,000 | 8,164 |
| Applicable income taxes | $-346,000 | 7,828 |
| Income before extraordinary items | $216,000 | 3,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $216,000 | 3,738 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $216,000 | 3,739 |
| Net charge-offs | $100,000 | 2,864 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,297,600 | 743 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,241,000 | 1,186 |
| Total interest expense | $12,033,000 | 1,356 |
| Net interest income | $20,208,000 | 1,072 |
| Provision for loan and lease losses | $1,209,000 | 2,446 |
| Total noninterest income | $2,537,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,774,000 | 1,010 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $763,000 | 2,504 |
| Total noninterest expense | $16,405,000 | 1,191 |
| Salaries and employee benefits | $8,708,000 | 1,139 |
| Premises and equipment expense | $3,620,000 | 771 |
| Additional noninterest expense | $4,077,000 | 1,515 |
| Pre-tax net operating income | $5,131,000 | 1,080 |
| Securities gains (losses) | $170,000 | 790 |
| Applicable income taxes | $801,000 | 1,398 |
| Income before extraordinary items | $4,500,000 | 912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,500,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $731,000 | 2,314 |
| Cash dividends | $8,034,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,355,500 | 1,014 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,546,000 | 1,194 |
| Total interest expense | $9,492,000 | 1,345 |
| Net interest income | $15,054,000 | 1,102 |
| Provision for loan and lease losses | $491,000 | 2,754 |
| Total noninterest income | $1,732,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,324,000 | 1,020 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $408,000 | 3,148 |
| Total noninterest expense | $11,727,000 | 1,240 |
| Salaries and employee benefits | $6,020,000 | 1,277 |
| Premises and equipment expense | $2,763,000 | 760 |
| Additional noninterest expense | $2,944,000 | 1,517 |
| Pre-tax net operating income | $4,568,000 | 1,109 |
| Securities gains (losses) | $133,000 | 814 |
| Applicable income taxes | $817,000 | 1,351 |
| Income before extraordinary items | $3,884,000 | 940 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,884,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,211 |
| Cash dividends | $8,034,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,773,610 | 1,033 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,751,000 | 1,182 |
| Total interest expense | $6,612,000 | 1,332 |
| Net interest income | $10,139,000 | 1,075 |
| Provision for loan and lease losses | $241,000 | 2,853 |
| Total noninterest income | $1,099,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $861,000 | 1,026 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $238,000 | 3,443 |
| Total noninterest expense | $8,484,000 | 1,146 |
| Salaries and employee benefits | $4,687,000 | 1,096 |
| Premises and equipment expense | $1,895,000 | 725 |
| Additional noninterest expense | $1,902,000 | 1,547 |
| Pre-tax net operating income | $2,513,000 | 1,371 |
| Securities gains (losses) | $131,000 | 800 |
| Applicable income taxes | $342,000 | 2,044 |
| Income before extraordinary items | $2,302,000 | 1,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,302,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,268 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,188,030 | 1,243 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,556,000 | 1,189 |
| Total interest expense | $3,468,000 | 1,353 |
| Net interest income | $5,088,000 | 1,069 |
| Provision for loan and lease losses | $91,000 | 2,842 |
| Total noninterest income | $609,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $429,000 | 1,010 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $180,000 | 2,725 |
| Total noninterest expense | $4,248,000 | 1,143 |
| Salaries and employee benefits | $2,388,000 | 1,089 |
| Premises and equipment expense | $909,000 | 769 |
| Additional noninterest expense | $951,000 | 1,513 |
| Pre-tax net operating income | $1,358,000 | 1,383 |
| Securities gains (losses) | $125,000 | 621 |
| Applicable income taxes | $230,000 | 1,787 |
| Income before extraordinary items | $1,253,000 | 1,202 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,253,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,148,000 | 1,278 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $38,794,000 | 1,090 |
| Total interest expense | $18,093,000 | 1,083 |
| Net interest income | $20,701,000 | 1,072 |
| Provision for loan and lease losses | $177,000 | 4,109 |
| Total noninterest income | $2,800,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,210,000 | 809 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $590,000 | 3,027 |
| Total noninterest expense | $15,604,000 | 1,197 |
| Salaries and employee benefits | $8,489,000 | 1,178 |
| Premises and equipment expense | $3,346,000 | 795 |
| Additional noninterest expense | $3,769,000 | 1,473 |
| Pre-tax net operating income | $7,720,000 | 1,090 |
| Securities gains (losses) | $37,000 | 900 |
| Applicable income taxes | $2,256,000 | 1,023 |
| Income before extraordinary items | $5,501,000 | 1,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,501,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 1,320 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,474,730 | 1,167 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,577,000 | 1,073 |
| Total interest expense | $14,163,000 | 1,037 |
| Net interest income | $15,414,000 | 1,081 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $2,296,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,683,000 | 774 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $613,000 | 2,529 |
| Total noninterest expense | $11,697,000 | 1,189 |
| Salaries and employee benefits | $6,182,000 | 1,206 |
| Premises and equipment expense | $2,439,000 | 815 |
| Additional noninterest expense | $3,076,000 | 1,326 |
| Pre-tax net operating income | $5,938,000 | 1,150 |
| Securities gains (losses) | $17,000 | 863 |
| Applicable income taxes | $1,739,000 | 1,079 |
| Income before extraordinary items | $4,216,000 | 1,222 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,216,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 881 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,203,930 | 1,215 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,898,000 | 1,080 |
| Total interest expense | $9,705,000 | 1,018 |
| Net interest income | $10,193,000 | 1,108 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,431,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,089,000 | 813 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $342,000 | 2,813 |
| Total noninterest expense | $7,619,000 | 1,233 |
| Salaries and employee benefits | $4,127,000 | 1,234 |
| Premises and equipment expense | $1,598,000 | 839 |
| Additional noninterest expense | $1,894,000 | 1,441 |
| Pre-tax net operating income | $4,005,000 | 1,178 |
| Securities gains (losses) | $12,000 | 824 |
| Applicable income taxes | $1,174,000 | 1,127 |
| Income before extraordinary items | $2,843,000 | 1,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,843,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 612 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,834,480 | 1,235 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,776,000 | 1,093 |
| Total interest expense | $4,804,000 | 1,025 |
| Net interest income | $4,972,000 | 1,125 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $763,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $548,000 | 776 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $215,000 | 2,431 |
| Total noninterest expense | $3,694,000 | 1,263 |
| Salaries and employee benefits | $2,047,000 | 1,256 |
| Premises and equipment expense | $767,000 | 876 |
| Additional noninterest expense | $880,000 | 1,515 |
| Pre-tax net operating income | $2,041,000 | 1,149 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $603,000 | 1,117 |
| Income before extraordinary items | $1,440,000 | 1,228 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,440,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,438,600 | 1,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,302,000 | 1,053 |
| Total interest expense | $15,983,000 | 1,042 |
| Net interest income | $21,319,000 | 1,041 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,845,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,931,000 | 918 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $914,000 | 2,366 |
| Total noninterest expense | $13,774,000 | 1,296 |
| Salaries and employee benefits | $7,417,000 | 1,316 |
| Premises and equipment expense | $2,751,000 | 914 |
| Additional noninterest expense | $3,606,000 | 1,465 |
| Pre-tax net operating income | $10,390,000 | 945 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $3,201,000 | 888 |
| Income before extraordinary items | $7,200,000 | 1,039 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,200,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $1,674,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,192,410 | 1,028 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,797,000 | 1,063 |
| Total interest expense | $11,403,000 | 1,072 |
| Net interest income | $16,394,000 | 1,039 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $2,040,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,405,000 | 951 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $635,000 | 2,485 |
| Total noninterest expense | $10,292,000 | 1,313 |
| Salaries and employee benefits | $5,492,000 | 1,347 |
| Premises and equipment expense | $2,056,000 | 921 |
| Additional noninterest expense | $2,744,000 | 1,443 |
| Pre-tax net operating income | $8,092,000 | 951 |
| Securities gains (losses) | $11,000 | 877 |
| Applicable income taxes | $2,508,000 | 905 |
| Income before extraordinary items | $5,595,000 | 1,038 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,595,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,587,410 | 1,024 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,165,000 | 1,057 |
| Total interest expense | $7,244,000 | 1,062 |
| Net interest income | $10,921,000 | 1,042 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $1,324,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $916,000 | 950 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $408,000 | 2,534 |
| Total noninterest expense | $6,854,000 | 1,327 |
| Salaries and employee benefits | $3,610,000 | 1,377 |
| Premises and equipment expense | $1,373,000 | 921 |
| Additional noninterest expense | $1,871,000 | 1,426 |
| Pre-tax net operating income | $5,341,000 | 961 |
| Securities gains (losses) | $9,000 | 755 |
| Applicable income taxes | $1,642,000 | 921 |
| Income before extraordinary items | $3,708,000 | 1,035 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,708,000 | 1,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,701,790 | 1,021 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,849,000 | 1,056 |
| Total interest expense | $3,452,000 | 1,050 |
| Net interest income | $5,397,000 | 1,052 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $629,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $434,000 | 984 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,533 |
| Total noninterest expense | $3,273,000 | 1,380 |
| Salaries and employee benefits | $1,738,000 | 1,431 |
| Premises and equipment expense | $671,000 | 948 |
| Additional noninterest expense | $864,000 | 1,520 |
| Pre-tax net operating income | $2,703,000 | 937 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $837,000 | 901 |
| Income before extraordinary items | $1,867,000 | 1,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,867,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,866,310 | 1,007 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $32,078,000 | 1,028 |
| Total interest expense | $9,800,000 | 1,147 |
| Net interest income | $22,278,000 | 957 |
| Provision for loan and lease losses | $236,000 | 3,308 |
| Total noninterest income | $2,542,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,719,000 | 1,028 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $823,000 | 2,494 |
| Total noninterest expense | $13,326,000 | 1,289 |
| Salaries and employee benefits | $7,279,000 | 1,273 |
| Premises and equipment expense | $2,597,000 | 924 |
| Additional noninterest expense | $3,450,000 | 1,473 |
| Pre-tax net operating income | $11,258,000 | 880 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $3,571,000 | 847 |
| Income before extraordinary items | $7,700,000 | 935 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,700,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,395 |
| Cash dividends | $6,360,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,691,160 | 916 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $23,704,000 | 1,010 |
| Total interest expense | $6,694,000 | 1,181 |
| Net interest income | $17,010,000 | 924 |
| Provision for loan and lease losses | $261,000 | 2,459 |
| Total noninterest income | $1,927,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,319,000 | 996 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $608,000 | 2,537 |
| Total noninterest expense | $9,984,000 | 1,281 |
| Salaries and employee benefits | $5,447,000 | 1,263 |
| Premises and equipment expense | $1,969,000 | 894 |
| Additional noninterest expense | $2,568,000 | 1,460 |
| Pre-tax net operating income | $8,692,000 | 850 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $2,776,000 | 828 |
| Income before extraordinary items | $5,928,000 | 907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,928,000 | 909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 8,643 |
| Cash dividends | $5,691,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,919,840 | 894 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,205,000 | 1,019 |
| Total interest expense | $4,038,000 | 1,234 |
| Net interest income | $11,167,000 | 938 |
| Provision for loan and lease losses | $136,000 | 2,829 |
| Total noninterest income | $1,301,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $884,000 | 960 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $417,000 | 2,476 |
| Total noninterest expense | $6,694,000 | 1,268 |
| Salaries and employee benefits | $3,712,000 | 1,226 |
| Premises and equipment expense | $1,288,000 | 903 |
| Additional noninterest expense | $1,694,000 | 1,475 |
| Pre-tax net operating income | $5,638,000 | 849 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $1,794,000 | 836 |
| Income before extraordinary items | $3,854,000 | 906 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,854,000 | 906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 8,677 |
| Cash dividends | $670,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,847,200 | 887 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 1,057 |
| Total interest expense | $1,848,000 | 1,289 |
| Net interest income | $5,339,000 | 969 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $598,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $429,000 | 962 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $169,000 | 2,768 |
| Total noninterest expense | $3,264,000 | 1,304 |
| Salaries and employee benefits | $1,800,000 | 1,285 |
| Premises and equipment expense | $646,000 | 914 |
| Additional noninterest expense | $818,000 | 1,523 |
| Pre-tax net operating income | $2,673,000 | 882 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $833,000 | 875 |
| Income before extraordinary items | $1,845,000 | 949 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,845,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $670,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,841,550 | 926 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,933,000 | 1,043 |
| Total interest expense | $6,018,000 | 1,364 |
| Net interest income | $20,915,000 | 947 |
| Provision for loan and lease losses | $425,000 | 2,254 |
| Total noninterest income | $2,236,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,538,000 | 1,167 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $698,000 | 2,711 |
| Total noninterest expense | $12,099,000 | 1,355 |
| Salaries and employee benefits | $6,134,000 | 1,447 |
| Premises and equipment expense | $2,322,000 | 989 |
| Additional noninterest expense | $3,643,000 | 1,365 |
| Pre-tax net operating income | $10,627,000 | 832 |
| Securities gains (losses) | $126,000 | 1,090 |
| Applicable income taxes | $3,328,000 | 835 |
| Income before extraordinary items | $7,425,000 | 887 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,425,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,376 |
| Cash dividends | $781,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,338,060 | 859 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,871,000 | 1,050 |
| Total interest expense | $4,325,000 | 1,396 |
| Net interest income | $15,546,000 | 947 |
| Provision for loan and lease losses | $425,000 | 1,681 |
| Total noninterest income | $1,735,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,188,000 | 1,125 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $547,000 | 2,661 |
| Total noninterest expense | $9,062,000 | 1,350 |
| Salaries and employee benefits | $4,692,000 | 1,414 |
| Premises and equipment expense | $1,640,000 | 1,054 |
| Additional noninterest expense | $2,730,000 | 1,357 |
| Pre-tax net operating income | $7,794,000 | 857 |
| Securities gains (losses) | $123,000 | 1,042 |
| Applicable income taxes | $2,471,000 | 865 |
| Income before extraordinary items | $5,446,000 | 910 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,446,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-295,000 | 8,948 |
| Cash dividends | $781,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,361,130 | 890 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,125,000 | 1,052 |
| Total interest expense | $2,800,000 | 1,410 |
| Net interest income | $10,325,000 | 945 |
| Provision for loan and lease losses | $400,000 | 1,225 |
| Total noninterest income | $1,219,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $835,000 | 1,058 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $384,000 | 2,571 |
| Total noninterest expense | $5,962,000 | 1,368 |
| Salaries and employee benefits | $3,102,000 | 1,418 |
| Premises and equipment expense | $1,045,000 | 1,109 |
| Additional noninterest expense | $1,815,000 | 1,337 |
| Pre-tax net operating income | $5,182,000 | 841 |
| Securities gains (losses) | $120,000 | 922 |
| Applicable income taxes | $1,656,000 | 849 |
| Income before extraordinary items | $3,646,000 | 895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,646,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,391 |
| Cash dividends | $781,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,563,200 | 882 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,521,000 | 1,064 |
| Total interest expense | $1,370,000 | 1,459 |
| Net interest income | $5,151,000 | 961 |
| Provision for loan and lease losses | $255,000 | 932 |
| Total noninterest income | $605,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $416,000 | 1,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $189,000 | 2,560 |
| Total noninterest expense | $2,987,000 | 1,375 |
| Salaries and employee benefits | $1,614,000 | 1,374 |
| Premises and equipment expense | $504,000 | 1,171 |
| Additional noninterest expense | $869,000 | 1,393 |
| Pre-tax net operating income | $2,514,000 | 856 |
| Securities gains (losses) | $109,000 | 757 |
| Applicable income taxes | $821,000 | 877 |
| Income before extraordinary items | $1,802,000 | 901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,802,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $781,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,726,790 | 899 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,648,000 | 1,111 |
| Total interest expense | $6,123,000 | 1,451 |
| Net interest income | $19,525,000 | 984 |
| Provision for loan and lease losses | $1,020,000 | 1,161 |
| Total noninterest income | $2,984,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,895,000 | 912 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,089,000 | 2,268 |
| Total noninterest expense | $10,773,000 | 1,486 |
| Salaries and employee benefits | $5,358,000 | 1,617 |
| Premises and equipment expense | $2,034,000 | 1,123 |
| Additional noninterest expense | $3,381,000 | 1,455 |
| Pre-tax net operating income | $10,716,000 | 805 |
| Securities gains (losses) | $60,000 | 2,343 |
| Applicable income taxes | $3,359,000 | 845 |
| Income before extraordinary items | $7,417,000 | 877 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,417,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 1,536 |
| Cash dividends | $2,231,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,375,600 | 821 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,227,000 | 1,133 |
| Total interest expense | $4,743,000 | 1,469 |
| Net interest income | $14,484,000 | 1,006 |
| Provision for loan and lease losses | $765,000 | 1,125 |
| Total noninterest income | $2,331,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,398,000 | 930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $933,000 | 2,151 |
| Total noninterest expense | $8,015,000 | 1,501 |
| Salaries and employee benefits | $4,018,000 | 1,611 |
| Premises and equipment expense | $1,515,000 | 1,133 |
| Additional noninterest expense | $2,482,000 | 1,480 |
| Pre-tax net operating income | $8,035,000 | 836 |
| Securities gains (losses) | $55,000 | 2,240 |
| Applicable income taxes | $2,459,000 | 907 |
| Income before extraordinary items | $5,631,000 | 905 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,631,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $2,231,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,592,500 | 836 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,677,000 | 1,156 |
| Total interest expense | $3,266,000 | 1,480 |
| Net interest income | $9,411,000 | 1,034 |
| Provision for loan and lease losses | $510,000 | 1,124 |
| Total noninterest income | $1,501,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $874,000 | 982 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $627,000 | 2,134 |
| Total noninterest expense | $5,206,000 | 1,548 |
| Salaries and employee benefits | $2,546,000 | 1,688 |
| Premises and equipment expense | $1,020,000 | 1,124 |
| Additional noninterest expense | $1,640,000 | 1,498 |
| Pre-tax net operating income | $5,196,000 | 858 |
| Securities gains (losses) | $36,000 | 2,247 |
| Applicable income taxes | $1,549,000 | 966 |
| Income before extraordinary items | $3,683,000 | 917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,683,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,657,800 | 856 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,239,000 | 1,188 |
| Total interest expense | $1,676,000 | 1,481 |
| Net interest income | $4,563,000 | 1,072 |
| Provision for loan and lease losses | $255,000 | 1,093 |
| Total noninterest income | $692,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $417,000 | 998 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $275,000 | 2,235 |
| Total noninterest expense | $2,583,000 | 1,546 |
| Salaries and employee benefits | $1,234,000 | 1,730 |
| Premises and equipment expense | $549,000 | 1,054 |
| Additional noninterest expense | $800,000 | 1,481 |
| Pre-tax net operating income | $2,417,000 | 922 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $675,000 | 1,098 |
| Income before extraordinary items | $1,760,000 | 957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,760,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,747,040 | 892 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,617,000 | 1,351 |
| Total interest expense | $7,124,000 | 1,597 |
| Net interest income | $15,493,000 | 1,238 |
| Provision for loan and lease losses | $1,175,000 | 1,157 |
| Total noninterest income | $2,133,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,386,000 | 1,161 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $747,000 | 2,614 |
| Total noninterest expense | $9,245,000 | 1,656 |
| Salaries and employee benefits | $4,330,000 | 1,853 |
| Premises and equipment expense | $1,967,000 | 1,116 |
| Additional noninterest expense | $2,948,000 | 1,597 |
| Pre-tax net operating income | $7,206,000 | 1,171 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,803,000 | 1,411 |
| Income before extraordinary items | $5,403,000 | 1,164 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,403,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,239 |
| Cash dividends | $3,013,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,403,000 | 1,119 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,757,000 | 1,637 |
| Total interest expense | $9,944,000 | 1,626 |
| Net interest income | $10,813,000 | 1,655 |
| Provision for loan and lease losses | $531,000 | 2,110 |
| Total noninterest income | $1,886,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,303,000 | 1,133 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $583,000 | 2,878 |
| Total noninterest expense | $7,631,000 | 1,896 |
| Salaries and employee benefits | $3,391,000 | 2,216 |
| Premises and equipment expense | $1,785,000 | 1,189 |
| Additional noninterest expense | $2,455,000 | 1,863 |
| Pre-tax net operating income | $4,537,000 | 1,583 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $936,000 | 2,162 |
| Income before extraordinary items | $3,601,000 | 1,496 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,601,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,298 |
| Cash dividends | $446,000 | 3,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,601,000 | 1,434 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,896,000 | 2,919 |
| Total interest expense | $5,547,000 | 3,004 |
| Net interest income | $6,349,000 | 2,798 |
| Provision for loan and lease losses | $325,000 | 2,688 |
| Total noninterest income | $1,307,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,075,000 | 1,260 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $232,000 | 4,449 |
| Total noninterest expense | $4,344,000 | 3,102 |
| Salaries and employee benefits | $2,263,000 | 3,101 |
| Premises and equipment expense | $934,000 | 2,206 |
| Additional noninterest expense | $1,147,000 | 3,586 |
| Pre-tax net operating income | $2,987,000 | 2,403 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $685,000 | 2,835 |
| Income before extraordinary items | $2,302,000 | 2,241 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,302,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $223,000 | 4,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,302,000 | 2,248 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 3,837 |
| Total interest expense | $2,842,000 | 4,792 |
| Net interest income | $5,328,000 | 3,258 |
| Provision for loan and lease losses | $340,000 | 2,413 |
| Total noninterest income | $1,113,000 | 2,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $830,000 | 1,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,150 |
| Total noninterest expense | $3,329,000 | 3,872 |
| Salaries and employee benefits | $1,814,000 | 3,720 |
| Premises and equipment expense | $766,000 | 2,655 |
| Additional noninterest expense | $749,000 | 5,019 |
| Pre-tax net operating income | $2,772,000 | 2,568 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $770,000 | 2,718 |
| Income before extraordinary items | $2,002,000 | 2,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,002,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $279,000 | 4,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,002,000 | 2,564 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,264,000 | 4,261 |
| Total interest expense | $2,774,000 | 5,000 |
| Net interest income | $4,490,000 | 3,744 |
| Provision for loan and lease losses | $130,000 | 4,466 |
| Total noninterest income | $1,064,000 | 2,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $831,000 | 1,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,581 |
| Total noninterest expense | $3,008,000 | 4,109 |
| Salaries and employee benefits | $1,782,000 | 3,699 |
| Premises and equipment expense | $567,000 | 3,340 |
| Additional noninterest expense | $659,000 | 5,393 |
| Pre-tax net operating income | $2,416,000 | 2,866 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $717,000 | 2,970 |
| Income before extraordinary items | $1,702,000 | 2,927 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,702,000 | 2,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $223,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,699,900 | 2,843 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 4,703 |
| Total interest expense | $2,586,000 | 5,286 |
| Net interest income | $4,046,000 | 4,198 |
| Provision for loan and lease losses | $155,000 | 4,057 |
| Total noninterest income | $998,000 | 3,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $901,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $2,810,000 | 4,321 |
| Salaries and employee benefits | $1,657,000 | 3,911 |
| Premises and equipment expense | $462,000 | 3,959 |
| Additional noninterest expense | $691,000 | 5,270 |
| Pre-tax net operating income | $2,079,000 | 3,406 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $578,000 | 3,794 |
| Income before extraordinary items | $1,501,000 | 3,361 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,501,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $335,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,501,000 | 3,283 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 5,309 |
| Total interest expense | $2,396,000 | 5,680 |
| Net interest income | $3,400,000 | 4,943 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $763,000 | 3,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $637,000 | 2,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,462 |
| Total noninterest expense | $2,370,000 | 5,225 |
| Salaries and employee benefits | $1,372,000 | 4,662 |
| Premises and equipment expense | $385,000 | 4,676 |
| Additional noninterest expense | $613,000 | 6,274 |
| Pre-tax net operating income | $1,703,000 | 3,918 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $473,000 | 4,334 |
| Income before extraordinary items | $1,230,000 | 3,800 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,230,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $558,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,230,000 | 3,752 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 5,871 |
| Total interest expense | $2,315,000 | 5,868 |
| Net interest income | $2,820,000 | 5,775 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $579,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $2,140,000 | 5,701 |
| Salaries and employee benefits | $1,165,000 | 5,351 |
| Premises and equipment expense | $350,000 | 5,024 |
| Additional noninterest expense | $625,000 | 6,362 |
| Pre-tax net operating income | $1,259,000 | 5,089 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $353,000 | 5,401 |
| Income before extraordinary items | $903,000 | 4,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $903,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $11,000,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $905,160 | 4,954 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 5,537 |
| Total interest expense | $1,995,000 | 5,625 |
| Net interest income | $3,152,000 | 5,388 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $600,000 | 4,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $2,181,000 | 5,792 |
| Salaries and employee benefits | $1,076,000 | 5,741 |
| Premises and equipment expense | $287,000 | 5,908 |
| Additional noninterest expense | $818,000 | 5,598 |
| Pre-tax net operating income | $1,571,000 | 4,243 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $457,000 | 4,336 |
| Income before extraordinary items | $1,117,000 | 4,122 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,117,000 | 4,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $245,000 | 5,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,114,870 | 4,161 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 5,220 |
| Total interest expense | $2,101,000 | 5,603 |
| Net interest income | $3,538,000 | 4,907 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $662,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,107 |
| Total noninterest expense | $2,187,000 | 5,892 |
| Salaries and employee benefits | $1,032,000 | 5,959 |
| Premises and equipment expense | $362,000 | 5,095 |
| Additional noninterest expense | $793,000 | 5,964 |
| Pre-tax net operating income | $2,004,000 | 3,304 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $589,000 | 3,666 |
| Income before extraordinary items | $1,446,000 | 3,358 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,446,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $421,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,423,990 | 3,223 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 5,317 |
| Total interest expense | $2,821,000 | 5,445 |
| Net interest income | $3,406,000 | 5,126 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $599,000 | 4,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $480,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $2,107,000 | 6,132 |
| Salaries and employee benefits | $1,063,000 | 5,728 |
| Premises and equipment expense | $401,000 | 4,782 |
| Additional noninterest expense | $643,000 | 7,154 |
| Pre-tax net operating income | $1,874,000 | 3,307 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $609,000 | 3,395 |
| Income before extraordinary items | $1,305,000 | 3,514 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,305,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $339,000 | 3,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,277,800 | 3,331 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.