Home > Arcadia Valley Bank > Income and Expense
Arcadia Valley Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,610,000 | 10,330 |
Total interest expense | $708,000 | 10,282 |
Net interest income | $902,000 | 10,236 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $103,000 | 10,194 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $47,000 | 9,337 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $56,000 | 8,932 |
Total noninterest expense | $715,000 | 10,123 |
Salaries and employee benefits | $344,000 | 10,380 |
Premises and equipment expense | $107,000 | 9,413 |
Additional noninterest expense | $264,000 | 9,671 |
Pre-tax net operating income | $290,000 | 9,823 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $66,000 | 9,861 |
Income before extraordinary items | $224,000 | 9,675 |
Extraordinary gains, net | $0 | 65 |
Net income | $224,000 | 9,680 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 10,260 |
Cash dividends | $31,000 | 8,155 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $224,000 | 9,643 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,412,000 | 10,904 |
Total interest expense | $538,000 | 10,917 |
Net interest income | $874,000 | 10,813 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $83,000 | 11,175 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 10,069 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 9,933 |
Total noninterest expense | $744,000 | 10,503 |
Salaries and employee benefits | $324,000 | 10,982 |
Premises and equipment expense | $114,000 | 9,573 |
Additional noninterest expense | $306,000 | 9,893 |
Pre-tax net operating income | $213,000 | 10,793 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $40,000 | 10,689 |
Income before extraordinary items | $173,000 | 10,582 |
Extraordinary gains, net | $0 | 249 |
Net income | $173,000 | 10,588 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,704 |
Cash dividends | $52,000 | 7,879 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $173,000 | 10,620 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,437,000 | 11,371 |
Total interest expense | $609,000 | 11,086 |
Net interest income | $828,000 | 11,415 |
Provision for loan and lease losses | $7,000 | 9,969 |
Total noninterest income | $93,000 | 11,491 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $46,000 | 10,201 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $47,000 | 10,262 |
Total noninterest expense | $772,000 | 10,812 |
Salaries and employee benefits | $326,000 | 11,393 |
Premises and equipment expense | $136,000 | 9,286 |
Additional noninterest expense | $310,000 | 10,318 |
Pre-tax net operating income | $142,000 | 11,533 |
Securities gains (losses) | $20,000 | 4,664 |
Applicable income taxes | $31,000 | 11,357 |
Income before extraordinary items | $131,000 | 11,442 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $131,000 | 11,507 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 6,927 |
Cash dividends | $52,000 | 7,891 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $114,800 | 11,455 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,844,000 | 11,206 |
Total interest expense | $860,000 | 11,051 |
Net interest income | $984,000 | 11,155 |
Provision for loan and lease losses | $35,000 | 9,755 |
Total noninterest income | $104,000 | 11,616 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 10,159 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 10,399 |
Total noninterest expense | $756,000 | 11,225 |
Salaries and employee benefits | $336,000 | 11,595 |
Premises and equipment expense | $137,000 | 9,478 |
Additional noninterest expense | $283,000 | 11,085 |
Pre-tax net operating income | $297,000 | 10,167 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $100,000 | 9,918 |
Income before extraordinary items | $197,000 | 10,636 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $197,000 | 10,761 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 9,616 |
Cash dividends | $52,000 | 7,625 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $197,000 | 10,303 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.