Home > Arapahoe Bank and Trust > Income and Expense
Arapahoe Bank and Trust, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 4,082 |
| Total interest expense | $865,000 | 4,692 |
| Net interest income | $2,456,000 | 3,758 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $363,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $183,000 | 3,824 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $180,000 | 4,224 |
| Total noninterest expense | $1,959,000 | 3,762 |
| Salaries and employee benefits | $1,071,000 | 3,692 |
| Premises and equipment expense | $255,000 | 3,987 |
| Additional noninterest expense | $633,000 | 3,548 |
| Pre-tax net operating income | $860,000 | 3,876 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $280,000 | 3,356 |
| Income before extraordinary items | $580,000 | 4,387 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $580,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $297,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $580,000 | 4,179 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 4,101 |
| Total interest expense | $437,000 | 4,762 |
| Net interest income | $1,228,000 | 3,751 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $203,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 3,713 |
| Total noninterest expense | $982,000 | 3,719 |
| Salaries and employee benefits | $539,000 | 3,664 |
| Premises and equipment expense | $126,000 | 4,003 |
| Additional noninterest expense | $317,000 | 3,490 |
| Pre-tax net operating income | $449,000 | 3,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $148,000 | 3,248 |
| Income before extraordinary items | $301,000 | 4,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $301,000 | 4,038 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,702,000 | 3,770 |
| Total interest expense | $2,128,000 | 4,604 |
| Net interest income | $5,574,000 | 3,340 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $672,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $372,000 | 3,704 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 4,260 |
| Total noninterest expense | $4,135,000 | 3,476 |
| Salaries and employee benefits | $2,353,000 | 3,284 |
| Premises and equipment expense | $425,000 | 4,439 |
| Additional noninterest expense | $1,357,000 | 3,233 |
| Pre-tax net operating income | $2,051,000 | 3,365 |
| Securities gains (losses) | $-425,000 | 9,248 |
| Applicable income taxes | $495,000 | 3,467 |
| Income before extraordinary items | $1,131,000 | 4,247 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,131,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $1,106,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,428,500 | 3,523 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 3,753 |
| Total interest expense | $2,986,000 | 4,745 |
| Net interest income | $5,676,000 | 3,095 |
| Provision for loan and lease losses | $124,000 | 5,138 |
| Total noninterest income | $684,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $361,000 | 3,682 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $323,000 | 3,954 |
| Total noninterest expense | $3,842,000 | 3,555 |
| Salaries and employee benefits | $2,296,000 | 3,200 |
| Premises and equipment expense | $404,000 | 4,573 |
| Additional noninterest expense | $1,142,000 | 3,660 |
| Pre-tax net operating income | $2,394,000 | 2,754 |
| Securities gains (losses) | $-155,000 | 9,528 |
| Applicable income taxes | $724,000 | 2,609 |
| Income before extraordinary items | $1,515,000 | 3,198 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,515,000 | 3,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,589 |
| Cash dividends | $1,088,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,620,400 | 2,945 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,991,000 | 3,722 |
| Total interest expense | $3,068,000 | 4,836 |
| Net interest income | $5,923,000 | 2,983 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $666,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $381,000 | 3,375 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $285,000 | 4,034 |
| Total noninterest expense | $3,501,000 | 3,700 |
| Salaries and employee benefits | $2,170,000 | 3,230 |
| Premises and equipment expense | $399,000 | 4,519 |
| Additional noninterest expense | $932,000 | 4,225 |
| Pre-tax net operating income | $3,086,000 | 2,339 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,035,000 | 2,060 |
| Income before extraordinary items | $2,051,000 | 2,505 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,051,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $438,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,051,000 | 2,504 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 3,983 |
| Total interest expense | $2,718,000 | 4,947 |
| Net interest income | $5,128,000 | 3,380 |
| Provision for loan and lease losses | $-48,000 | 10,051 |
| Total noninterest income | $605,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $338,000 | 3,653 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $267,000 | 4,291 |
| Total noninterest expense | $3,338,000 | 3,861 |
| Salaries and employee benefits | $2,044,000 | 3,374 |
| Premises and equipment expense | $402,000 | 4,517 |
| Additional noninterest expense | $892,000 | 4,412 |
| Pre-tax net operating income | $2,443,000 | 2,847 |
| Securities gains (losses) | $33,000 | 1,148 |
| Applicable income taxes | $803,000 | 2,634 |
| Income before extraordinary items | $1,673,000 | 2,972 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,673,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 9,894 |
| Cash dividends | $1,331,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,650,560 | 2,971 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,633,000 | 4,103 |
| Total interest expense | $2,741,000 | 5,038 |
| Net interest income | $4,892,000 | 3,478 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $633,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $353,000 | 3,480 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $3,331,000 | 3,761 |
| Salaries and employee benefits | $2,055,000 | 3,248 |
| Premises and equipment expense | $413,000 | 4,312 |
| Additional noninterest expense | $863,000 | 4,428 |
| Pre-tax net operating income | $2,140,000 | 3,160 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $668,000 | 3,139 |
| Income before extraordinary items | $1,472,000 | 3,311 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,472,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $879,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,472,000 | 3,225 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 4,224 |
| Total interest expense | $2,620,000 | 5,230 |
| Net interest income | $4,904,000 | 3,550 |
| Provision for loan and lease losses | $-74,000 | 10,747 |
| Total noninterest income | $599,000 | 4,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,480 |
| Total noninterest expense | $3,094,000 | 4,001 |
| Salaries and employee benefits | $1,937,000 | 3,413 |
| Premises and equipment expense | $423,000 | 4,258 |
| Additional noninterest expense | $734,000 | 5,039 |
| Pre-tax net operating income | $2,483,000 | 2,931 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $804,000 | 2,915 |
| Income before extraordinary items | $1,679,000 | 3,021 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,679,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 10,646 |
| Cash dividends | $431,000 | 3,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,679,000 | 2,965 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,204,000 | 4,452 |
| Total interest expense | $2,503,000 | 5,511 |
| Net interest income | $4,701,000 | 3,752 |
| Provision for loan and lease losses | $-39,000 | 11,173 |
| Total noninterest income | $630,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,689 |
| Total noninterest expense | $3,035,000 | 4,271 |
| Salaries and employee benefits | $1,949,000 | 3,411 |
| Premises and equipment expense | $399,000 | 4,546 |
| Additional noninterest expense | $687,000 | 5,812 |
| Pre-tax net operating income | $2,335,000 | 2,987 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $747,000 | 3,025 |
| Income before extraordinary items | $1,588,000 | 3,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,588,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 10,948 |
| Cash dividends | $444,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,588,000 | 2,993 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,649,000 | 4,763 |
| Total interest expense | $2,247,000 | 5,981 |
| Net interest income | $4,402,000 | 3,982 |
| Provision for loan and lease losses | $-55,000 | 11,613 |
| Total noninterest income | $674,000 | 4,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,412 |
| Total noninterest expense | $3,033,000 | 4,249 |
| Salaries and employee benefits | $1,822,000 | 3,606 |
| Premises and equipment expense | $403,000 | 4,504 |
| Additional noninterest expense | $808,000 | 5,216 |
| Pre-tax net operating income | $2,098,000 | 3,341 |
| Securities gains (losses) | $-64,000 | 11,304 |
| Applicable income taxes | $639,000 | 3,500 |
| Income before extraordinary items | $1,395,000 | 3,480 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,395,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,448 |
| Cash dividends | $444,000 | 3,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,439,160 | 3,340 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,953,000 | 4,899 |
| Total interest expense | $1,690,000 | 6,350 |
| Net interest income | $4,263,000 | 4,129 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $671,000 | 4,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 3,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $2,964,000 | 4,466 |
| Salaries and employee benefits | $1,748,000 | 3,733 |
| Premises and equipment expense | $378,000 | 4,815 |
| Additional noninterest expense | $838,000 | 5,485 |
| Pre-tax net operating income | $1,970,000 | 3,475 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $656,000 | 3,250 |
| Income before extraordinary items | $1,315,000 | 3,557 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,315,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $383,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,314,330 | 3,596 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 5,081 |
| Total interest expense | $1,825,000 | 6,276 |
| Net interest income | $4,007,000 | 4,390 |
| Provision for loan and lease losses | $-156,000 | 12,995 |
| Total noninterest income | $711,000 | 4,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,836 |
| Total noninterest expense | $2,970,000 | 4,557 |
| Salaries and employee benefits | $1,747,000 | 3,722 |
| Premises and equipment expense | $384,000 | 4,877 |
| Additional noninterest expense | $839,000 | 5,691 |
| Pre-tax net operating income | $1,904,000 | 3,482 |
| Securities gains (losses) | $100,000 | 2,512 |
| Applicable income taxes | $588,000 | 3,672 |
| Income before extraordinary items | $1,416,000 | 3,413 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,416,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-222,000 | 13,133 |
| Cash dividends | $331,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,345,000 | 3,398 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,490,000 | 5,146 |
| Total interest expense | $2,417,000 | 6,148 |
| Net interest income | $4,073,000 | 4,370 |
| Provision for loan and lease losses | $315,000 | 4,000 |
| Total noninterest income | $729,000 | 4,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 5,004 |
| Total noninterest expense | $2,966,000 | 4,588 |
| Salaries and employee benefits | $1,705,000 | 3,757 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $894,000 | 5,550 |
| Pre-tax net operating income | $1,521,000 | 3,999 |
| Securities gains (losses) | $94,000 | 3,106 |
| Applicable income taxes | $458,000 | 4,298 |
| Income before extraordinary items | $1,157,000 | 3,932 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,157,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 3,671 |
| Cash dividends | $219,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,089,320 | 3,858 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.