Home > Arab American Bank > Income and Expense
Arab American Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $32,080,000 | 1,028 |
| Total interest expense | $24,477,000 | 670 |
| Net interest income | $7,603,000 | 2,324 |
| Provision for loan and lease losses | $4,144,000 | 339 |
| Total noninterest income | $2,706,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | $179,000 | 108 |
| Additional Noninterest Income | $2,483,000 | 996 |
| Total noninterest expense | $12,023,000 | 1,149 |
| Salaries and employee benefits | $5,378,000 | 1,296 |
| Premises and equipment expense | $4,061,000 | 554 |
| Additional noninterest expense | $2,584,000 | 1,722 |
| Pre-tax net operating income | $-5,858,000 | 10,211 |
| Securities gains (losses) | $277,000 | 473 |
| Applicable income taxes | $436,000 | 3,937 |
| Income before extraordinary items | $-6,017,000 | 10,204 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-6,017,000 | 10,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,487,000 | 290 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-6,294,000 | 10,201 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $34,980,000 | 950 |
| Total interest expense | $27,280,000 | 620 |
| Net interest income | $7,700,000 | 2,220 |
| Provision for loan and lease losses | $290,000 | 2,708 |
| Total noninterest income | $2,795,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | $-19,000 | 4,420 |
| Additional Noninterest Income | $2,731,000 | 953 |
| Total noninterest expense | $17,039,000 | 845 |
| Salaries and employee benefits | $5,802,000 | 1,127 |
| Premises and equipment expense | $7,804,000 | 294 |
| Additional noninterest expense | $3,433,000 | 1,292 |
| Pre-tax net operating income | $-6,834,000 | 10,455 |
| Securities gains (losses) | $199,000 | 927 |
| Applicable income taxes | $1,214,000 | 1,975 |
| Income before extraordinary items | $-7,849,000 | 10,451 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-7,849,000 | 10,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $855,000 | 852 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-8,048,000 | 10,448 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,030,000 | 953 |
| Total interest expense | $27,816,000 | 613 |
| Net interest income | $8,214,000 | 2,121 |
| Provision for loan and lease losses | $-1,500,000 | 10,900 |
| Total noninterest income | $3,246,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $87,000 | 7,487 |
| Trading account gains and fees | $134,000 | 154 |
| Additional Noninterest Income | $3,025,000 | 839 |
| Total noninterest expense | $12,670,000 | 1,066 |
| Salaries and employee benefits | $5,699,000 | 1,151 |
| Premises and equipment expense | $3,120,000 | 670 |
| Additional noninterest expense | $3,851,000 | 1,147 |
| Pre-tax net operating income | $290,000 | 9,048 |
| Securities gains (losses) | $259,000 | 607 |
| Applicable income taxes | $9,000 | 9,906 |
| Income before extraordinary items | $540,000 | 6,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $540,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $286,180 | 8,441 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $38,151,000 | 915 |
| Total interest expense | $29,283,000 | 626 |
| Net interest income | $8,868,000 | 2,022 |
| Provision for loan and lease losses | $-3,000,000 | 11,426 |
| Total noninterest income | $3,802,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | $238,000 | 147 |
| Additional Noninterest Income | $3,474,000 | 808 |
| Total noninterest expense | $13,774,000 | 1,078 |
| Salaries and employee benefits | $6,686,000 | 1,002 |
| Premises and equipment expense | $3,483,000 | 639 |
| Additional noninterest expense | $3,605,000 | 1,478 |
| Pre-tax net operating income | $1,896,000 | 3,551 |
| Securities gains (losses) | $84,000 | 1,039 |
| Applicable income taxes | $-335,000 | 11,319 |
| Income before extraordinary items | $2,315,000 | 2,138 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,315,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,583,000 | 11,453 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,231,000 | 2,160 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $43,290,000 | 848 |
| Total interest expense | $32,628,000 | 616 |
| Net interest income | $10,662,000 | 1,675 |
| Provision for loan and lease losses | $6,810,000 | 258 |
| Total noninterest income | $8,544,000 | 668 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | $2,233,000 | 93 |
| Additional Noninterest Income | $6,196,000 | 580 |
| Total noninterest expense | $13,290,000 | 1,124 |
| Salaries and employee benefits | $6,053,000 | 1,116 |
| Premises and equipment expense | $3,600,000 | 641 |
| Additional noninterest expense | $3,637,000 | 1,442 |
| Pre-tax net operating income | $-894,000 | 11,861 |
| Securities gains (losses) | $1,454,000 | 169 |
| Applicable income taxes | $-450,000 | 11,864 |
| Income before extraordinary items | $1,010,000 | 4,575 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,010,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,052,000 | 240 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-444,000 | 11,774 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $33,532,000 | 948 |
| Total interest expense | $21,679,000 | 670 |
| Net interest income | $11,853,000 | 1,519 |
| Provision for loan and lease losses | $5,021,000 | 285 |
| Total noninterest income | $6,282,000 | 791 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | $228,000 | 182 |
| Additional Noninterest Income | $5,973,000 | 578 |
| Total noninterest expense | $12,349,000 | 1,209 |
| Salaries and employee benefits | $5,542,000 | 1,214 |
| Premises and equipment expense | $3,631,000 | 635 |
| Additional noninterest expense | $3,176,000 | 1,719 |
| Pre-tax net operating income | $765,000 | 7,052 |
| Securities gains (losses) | $1,446,000 | 123 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $2,211,000 | 2,212 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,211,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,245,000 | 407 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $765,000 | 5,601 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,463,000 | 1,118 |
| Total interest expense | $16,471,000 | 862 |
| Net interest income | $11,992,000 | 1,505 |
| Provision for loan and lease losses | $4,687,000 | 461 |
| Total noninterest income | $6,307,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | $439,000 | 178 |
| Additional Noninterest Income | $5,778,000 | 609 |
| Total noninterest expense | $12,685,000 | 1,217 |
| Salaries and employee benefits | $5,304,000 | 1,267 |
| Premises and equipment expense | $3,643,000 | 646 |
| Additional noninterest expense | $3,738,000 | 1,610 |
| Pre-tax net operating income | $927,000 | 6,219 |
| Securities gains (losses) | $1,327,000 | 431 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $2,004,000 | 2,520 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,004,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,571,000 | 380 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,121,000 | 193 |
| Net operating income | $822,970 | 5,208 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $42,590,000 | 893 |
| Total interest expense | $29,431,000 | 654 |
| Net interest income | $13,159,000 | 1,404 |
| Provision for loan and lease losses | $5,208,000 | 577 |
| Total noninterest income | $4,713,000 | 1,025 |
| Gross Fiduciary activities income | $1,000 | 1,642 |
| Service charges on deposit accounts | $68,000 | 9,624 |
| Trading account gains and fees | $700,000 | 157 |
| Additional Noninterest Income | $3,944,000 | 791 |
| Total noninterest expense | $12,363,000 | 1,284 |
| Salaries and employee benefits | $5,328,000 | 1,264 |
| Premises and equipment expense | $3,743,000 | 661 |
| Additional noninterest expense | $3,292,000 | 1,840 |
| Pre-tax net operating income | $301,000 | 10,129 |
| Securities gains (losses) | $2,448,000 | 352 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $2,730,000 | 1,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,730,000 | 1,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,372,000 | 326 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $306,480 | 8,861 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.