Home > Arab American Bank > Assets and Liabilities
Arab American Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 46 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $550,907,000 | 897 |
| Cash and due from depository institutions | $20,361,000 | 3,730 |
| Interest-bearing balances | $14,847,000 | 270 |
| Securities | $341,342,000 | 398 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $172,591,000 | 1,745 |
| Loan loss allowance | $10,363,000 | 463 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,148,000 | 2,718 |
| Other real estate owned | $0 | 3,730 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,465,000 | 789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $550,907,000 | 897 |
| Total liabilities | $530,029,000 | 849 |
| Total deposits | $388,747,000 | 958 |
| Interest-bearing deposits | $375,156,000 | 866 |
| Deposits held in domestic offices | $19,334,000 | 9,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $126,455,000 | 303 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $14,827,000 | 478 |
| Total equity capital | $20,878,000 | 2,129 |
| Total bank equity capital | $20,878,000 | 2,129 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $44,995,000 | 84 |
| Surplus | $78,766,000 | 324 |
| Undivided profits | $-102,883,000 | 10,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,934,000 | 186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $512,000 | 282 |
| Income earned, not collected on loans | $1,756,000 | 1,204 |
| Earning assets | $528,780,000 | 862 |
| Long-term assets (5+ years) | $58,364,000 | 1,514 |
| Average Assets, year-to-date | $543,317,400 | 864 |
| Average Assets, quarterly | $553,405,000 | 886 |
| Volatile liabilities | $500,583,000 | 325 |
| Insider loans | $3,395,000 | 1,392 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $4,479,000 | 352 |
| Unused loan commitments | $60,024,000 | 1,056 |
| Tier 1 (core) risk-based capital | $35,720,000 | 1,230 |
| Tier 2 risk-based capital | $3,897,160 | 948 |
| Total risk weighted assets | $305,306,760 | 1,044 |
| Total unused commitments | $60,024,000 | 1,058 |
| Derivatives | $13,000,000 | 335 |
| 1998-12-31 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $522,117,000 | 903 |
| Cash and due from depository institutions | $7,337,000 | 2,521 |
| Interest-bearing balances | $4,167,000 | 1,398 |
| Securities | $264,946,000 | 486 |
| Federal funds sold & reverse repurchase agreements | $36,100,000 | 440 |
| Net loans & leases | $197,670,000 | 1,418 |
| Loan loss allowance | $10,706,000 | 439 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,578,000 | 2,263 |
| Other real estate owned | $1,600,000 | 2,521 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $10,886,000 | 826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,117,000 | 903 |
| Total liabilities | $492,104,000 | 874 |
| Total deposits | $354,158,000 | 1,038 |
| Interest-bearing deposits | $339,770,000 | 940 |
| Deposits held in domestic offices | $21,219,000 | 9,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $128,517,000 | 268 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $9,429,000 | 664 |
| Total equity capital | $30,013,000 | 1,487 |
| Total bank equity capital | $30,013,000 | 1,487 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $44,995,000 | 93 |
| Surplus | $78,766,000 | 310 |
| Undivided profits | $-93,748,000 | 10,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,954,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,212,000 | 931 |
| Earning assets | $502,883,000 | 873 |
| Long-term assets (5+ years) | $56,765,000 | 1,416 |
| Average Assets, year-to-date | $567,697,800 | 792 |
| Average Assets, quarterly | $536,383,500 | 871 |
| Volatile liabilities | $467,214,000 | 298 |
| Insider loans | $3,395,000 | 1,274 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $62,830,000 | 966 |
| Tier 1 (core) risk-based capital | $41,737,000 | 1,005 |
| Tier 2 risk-based capital | $3,827,880 | 924 |
| Total risk weighted assets | $299,352,080 | 985 |
| Total unused commitments | $62,830,000 | 972 |
| Derivatives | $92,962,000 | 211 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $595,322,000 | 801 |
| Cash and due from depository institutions | $18,437,000 | 2,306 |
| Interest-bearing balances | $14,614,000 | 281 |
| Securities | $277,622,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $72,200,000 | 218 |
| Net loans & leases | $210,220,000 | 1,369 |
| Loan loss allowance | $11,271,000 | 448 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,457,000 | 2,287 |
| Other real estate owned | $0 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $13,386,000 | 685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $595,322,000 | 801 |
| Total liabilities | $546,092,000 | 793 |
| Total deposits | $409,278,000 | 934 |
| Interest-bearing deposits | $391,630,000 | 832 |
| Deposits held in domestic offices | $23,457,000 | 9,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $132,040,000 | 284 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,000 | 5,050 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,765,000 | 1,040 |
| Total equity capital | $49,230,000 | 923 |
| Total bank equity capital | $49,230,000 | 923 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $44,995,000 | 99 |
| Surplus | $78,766,000 | 299 |
| Undivided profits | $-74,531,000 | 10,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,860,000 | 252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,491,000 | 874 |
| Earning assets | $574,656,000 | 774 |
| Long-term assets (5+ years) | $32,476,000 | 1,965 |
| Average Assets, year-to-date | $575,208,400 | 790 |
| Average Assets, quarterly | $574,584,500 | 815 |
| Volatile liabilities | $523,333,000 | 288 |
| Insider loans | $3,395,000 | 1,234 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $63,498,000 | 901 |
| Tier 1 (core) risk-based capital | $49,586,000 | 861 |
| Tier 2 risk-based capital | $3,808,410 | 885 |
| Total risk weighted assets | $297,209,810 | 997 |
| Total unused commitments | $63,498,000 | 906 |
| Derivatives | $49,967,000 | 261 |
| 1996-12-31 | Rank | |
| # of Employees: | 79 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $597,806,000 | 832 |
| Cash and due from depository institutions | $31,150,000 | 2,373 |
| Interest-bearing balances | $26,446,000 | 154 |
| Securities | $339,135,000 | 416 |
| Federal funds sold & reverse repurchase agreements | $41,300,000 | 347 |
| Net loans & leases | $171,478,000 | 1,686 |
| Loan loss allowance | $12,771,000 | 438 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,759,000 | 4,164 |
| Other real estate owned | $0 | 2,373 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $12,984,000 | 733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $597,806,000 | 832 |
| Total liabilities | $550,728,000 | 824 |
| Total deposits | $360,946,000 | 1,089 |
| Interest-bearing deposits | $345,969,000 | 976 |
| Deposits held in domestic offices | $25,440,000 | 9,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $157,255,000 | 290 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $25,000,000 | 840 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,527,000 | 735 |
| Total equity capital | $47,078,000 | 971 |
| Total bank equity capital | $47,078,000 | 971 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $44,995,000 | 104 |
| Surplus | $78,766,000 | 317 |
| Undivided profits | $-76,683,000 | 11,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,960,000 | 307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,283,000 | 966 |
| Earning assets | $578,359,000 | 791 |
| Long-term assets (5+ years) | $16,004,000 | 3,119 |
| Average Assets, year-to-date | $641,660,800 | 754 |
| Average Assets, quarterly | $576,805,500 | 849 |
| Volatile liabilities | $527,945,000 | 289 |
| Insider loans | $3,760,000 | 1,158 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,808,000 | 1,940 |
| Tier 1 (core) risk-based capital | $49,046,000 | 893 |
| Tier 2 risk-based capital | $2,816,410 | 1,162 |
| Total risk weighted assets | $215,358,110 | 1,341 |
| Total unused commitments | $21,808,000 | 1,952 |
| Derivatives | $57,283,000 | 290 |
| 1995-12-31 | Rank | |
| # of Employees: | 86 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $727,151,000 | 732 |
| Cash and due from depository institutions | $34,079,000 | 2,272 |
| Interest-bearing balances | $29,438,000 | 160 |
| Securities | $285,761,000 | 500 |
| Federal funds sold & reverse repurchase agreements | $168,000,000 | 144 |
| Net loans & leases | $216,434,000 | 1,358 |
| Loan loss allowance | $10,188,000 | 554 |
| Trading account assets | $8,141,000 | 108 |
| Bank premises and fixed assets | $1,960,000 | 3,775 |
| Other real estate owned | $0 | 2,272 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,776,000 | 775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $727,151,000 | 732 |
| Total liabilities | $679,856,000 | 713 |
| Total deposits | $672,705,000 | 631 |
| Interest-bearing deposits | $658,235,000 | 573 |
| Deposits held in domestic offices | $25,586,000 | 9,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $7,151,000 | 802 |
| Total equity capital | $47,295,000 | 995 |
| Total bank equity capital | $47,295,000 | 995 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $44,995,000 | 109 |
| Surplus | $78,766,000 | 334 |
| Undivided profits | $-76,466,000 | 11,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,327,000 | 327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,012,000 | 769 |
| Earning assets | $707,774,000 | 695 |
| Long-term assets (5+ years) | $13,496,000 | 3,323 |
| Average Assets, year-to-date | $698,568,600 | 729 |
| Average Assets, quarterly | $708,964,000 | 741 |
| Volatile liabilities | $657,754,000 | 265 |
| Insider loans | $5,292,000 | 844 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $100,853,000 | 680 |
| Tier 1 (core) risk-based capital | $46,731,000 | 962 |
| Tier 2 risk-based capital | $3,448,620 | 999 |
| Total risk weighted assets | $269,150,520 | 1,091 |
| Total unused commitments | $100,853,000 | 684 |
| Derivatives | $44,960,000 | 379 |
| 1994-12-31 | Rank | |
| # of Employees: | 95 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $694,721,000 | 748 |
| Cash and due from depository institutions | $25,603,000 | 2,121 |
| Interest-bearing balances | $16,844,000 | 231 |
| Securities | $367,092,000 | 425 |
| Federal funds sold & reverse repurchase agreements | $73,000,000 | 218 |
| Net loans & leases | $207,215,000 | 1,354 |
| Loan loss allowance | $10,430,000 | 542 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,228,000 | 3,298 |
| Other real estate owned | $0 | 2,121 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $19,583,000 | 605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $694,721,000 | 748 |
| Total liabilities | $650,596,000 | 736 |
| Total deposits | $615,087,000 | 676 |
| Interest-bearing deposits | $600,406,000 | 600 |
| Deposits held in domestic offices | $19,657,000 | 10,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $35,509,000 | 278 |
| Total equity capital | $44,125,000 | 957 |
| Total bank equity capital | $44,125,000 | 957 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $44,995,000 | 106 |
| Surplus | $78,766,000 | 308 |
| Undivided profits | $-79,636,000 | 12,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,987,000 | 172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,133,000 | 22 |
| Income earned, not collected on loans | $3,562,000 | 600 |
| Earning assets | $664,151,000 | 715 |
| Long-term assets (5+ years) | $13,608,000 | 3,364 |
| Average Assets, year-to-date | $654,135,800 | 768 |
| Average Assets, quarterly | $683,201,000 | 753 |
| Volatile liabilities | $599,717,000 | 273 |
| Insider loans | $5,324,000 | 804 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,227,000 | 1,980 |
| Tier 1 (core) risk-based capital | $45,720,000 | 922 |
| Tier 2 risk-based capital | $3,076,730 | 1,085 |
| Total risk weighted assets | $238,785,130 | 1,188 |
| Total unused commitments | $19,227,000 | 1,991 |
| Derivatives | $27,027,000 | 426 |
| 1993-12-31 | Rank | |
| # of Employees: | 86 | 2,442 |
| Assets and Liabilities | ||
| Total Assets: | $625,836,000 | 829 |
| Cash and due from depository institutions | $49,554,000 | 2,442 |
| Interest-bearing balances | $34,164,000 | 175 |
| Securities | $263,798,000 | 578 |
| Federal funds sold & reverse repurchase agreements | $85,606,000 | 217 |
| Net loans & leases | $214,635,000 | 1,298 |
| Loan loss allowance | $10,644,000 | 560 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,470,000 | 2,953 |
| Other real estate owned | $0 | 2,442 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $9,773,000 | 966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $625,836,000 | 829 |
| Total liabilities | $582,327,000 | 815 |
| Total deposits | $550,479,000 | 751 |
| Interest-bearing deposits | $531,353,000 | 682 |
| Deposits held in domestic offices | $22,196,000 | 10,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $31,848,000 | 294 |
| Total equity capital | $43,509,000 | 967 |
| Total bank equity capital | $43,509,000 | 967 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $44,995,000 | 99 |
| Surplus | $78,766,000 | 291 |
| Undivided profits | $-80,252,000 | 13,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,733,000 | 251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,779,000 | 667 |
| Earning assets | $598,203,000 | 793 |
| Long-term assets (5+ years) | $14,111,000 | 3,447 |
| Average Assets, year-to-date | $619,071,800 | 809 |
| Average Assets, quarterly | $625,940,500 | 814 |
| Volatile liabilities | $530,734,000 | 276 |
| Insider loans | $5,674,000 | 725 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $71,543,000 | 760 |
| Tier 1 (core) risk-based capital | $43,509,000 | 928 |
| Tier 2 risk-based capital | $3,293,210 | 1,022 |
| Total risk weighted assets | $256,105,710 | 1,108 |
| Total unused commitments | $71,543,000 | 781 |
| Derivatives | $41,941,000 | 378 |
| 1992-12-31 | Rank | |
| # of Employees: | 93 | 2,323 |
| Assets and Liabilities | ||
| Total Assets: | $604,622,000 | 871 |
| Cash and due from depository institutions | $24,572,000 | 2,323 |
| Interest-bearing balances | $17,869,000 | 443 |
| Securities | $209,173,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $83,000,000 | 295 |
| Net loans & leases | $269,903,000 | 1,075 |
| Loan loss allowance | $11,528,000 | 560 |
| Trading account assets | $1,488,000 | 234 |
| Bank premises and fixed assets | $2,438,000 | 2,996 |
| Other real estate owned | $4,371,000 | 2,323 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $9,677,000 | 1,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,622,000 | 871 |
| Total liabilities | $568,238,000 | 863 |
| Total deposits | $515,512,000 | 856 |
| Interest-bearing deposits | $495,950,000 | 785 |
| Deposits held in domestic offices | $23,976,000 | 10,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,150,000 | 1,349 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,744,000 | 1,088 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $39,832,000 | 257 |
| Total equity capital | $36,384,000 | 1,076 |
| Total bank equity capital | $36,384,000 | 1,076 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $39,874,000 | 106 |
| Surplus | $78,766,000 | 279 |
| Undivided profits | $-82,256,000 | 13,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,288,000 | 221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,133,000 | 538 |
| Earning assets | $581,433,000 | 829 |
| Long-term assets (5+ years) | $14,089,000 | 3,404 |
| Average Assets, year-to-date | $732,437,000 | 734 |
| Average Assets, quarterly | $685,575,000 | 781 |
| Volatile liabilities | $508,233,000 | 267 |
| Insider loans | $5,095,000 | 94 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $30,305,000 | 1,354 |
| Tier 1 (core) risk-based capital | $36,384,000 | 1,047 |
| Tier 2 risk-based capital | $3,755,220 | 927 |
| Total risk weighted assets | $292,644,420 | 1,009 |
| Total unused commitments | $30,305,000 | 1,370 |
| Derivatives | $140,462,000 | 217 |