Home > Aquesta Bank > Income and Expense

Aquesta Bank, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$19,660,0001,201
Total interest expense$2,282,000942
Net interest income$17,378,0001,229
Provision for loan and lease losses$207,0001,452
Total noninterest income$2,645,0001,666
Gross Fiduciary activities income$0957
Service charges on deposit accounts$218,0002,228
Trading account gains and fees$0132
Additional Noninterest Income$2,427,0001,474
Total noninterest expense$16,714,0001,086
Salaries and employee benefits$11,296,000935
Premises and equipment expense$1,200,0001,471
Additional noninterest expense$4,218,0001,193
Pre-tax net operating income$3,102,0002,385
Securities gains (losses)$02,015
Applicable income taxes$667,0001,771
Income before extraordinary items$2,435,0002,545
Extraordinary gains, net$08
Net income$2,435,0002,545
Minority interest net income$069
Net income of bank and minority interests.$2,435,0002,545
Net charge-offs$4,832,000148
Cash dividends$1,500,0001,383
Sale, conversion, retirement of capital stock, net$122,000392
Net operating income$2,435,0002,517
2021-06-30 (YTD Data)Rank
Total interest income$13,543,0001,168
Total interest expense$1,561,000955
Net interest income$11,982,0001,185
Provision for loan and lease losses$207,0001,172
Total noninterest income$1,990,0001,531
Gross Fiduciary activities income$0951
Service charges on deposit accounts$140,0002,226
Trading account gains and fees$0133
Additional Noninterest Income$1,850,0001,354
Total noninterest expense$8,041,0001,378
Salaries and employee benefits$4,873,0001,326
Premises and equipment expense$793,0001,481
Additional noninterest expense$2,375,0001,376
Pre-tax net operating income$5,724,0001,187
Securities gains (losses)$01,818
Applicable income taxes$1,247,000998
Income before extraordinary items$4,477,0001,286
Extraordinary gains, net$06
Net income$4,477,0001,286
Minority interest net income$067
Net income of bank and minority interests.$4,477,0001,286
Net charge-offs$236,000590
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$77,000376
Net operating income$4,477,0001,259
2021-03-31 (YTD Data)Rank
Total interest income$6,943,0001,143
Total interest expense$794,000995
Net interest income$6,149,0001,150
Provision for loan and lease losses$207,000790
Total noninterest income$1,293,0001,300
Gross Fiduciary activities income$0922
Service charges on deposit accounts$65,0002,303
Trading account gains and fees$0127
Additional Noninterest Income$1,228,0001,117
Total noninterest expense$3,962,0001,380
Salaries and employee benefits$2,310,0001,377
Premises and equipment expense$396,0001,498
Additional noninterest expense$1,256,0001,289
Pre-tax net operating income$3,273,0001,068
Securities gains (losses)$01,392
Applicable income taxes$741,000881
Income before extraordinary items$2,532,0001,189
Extraordinary gains, net$03
Net income$2,532,0001,189
Minority interest net income$055
Net income of bank and minority interests.$2,532,0001,189
Net charge-offs$236,000395
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$31,000376
Net operating income$2,532,0001,156
2020-12-31 (YTD Data)Rank
Total interest income$24,308,0001,255
Total interest expense$4,529,0001,040
Net interest income$19,779,0001,298
Provision for loan and lease losses$1,952,0001,060
Total noninterest income$2,623,0001,853
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$240,0002,516
Trading account gains and fees$0133
Additional Noninterest Income$2,383,0001,634
Total noninterest expense$13,809,0001,510
Salaries and employee benefits$7,669,0001,563
Premises and equipment expense$1,528,0001,497
Additional noninterest expense$4,612,0001,370
Pre-tax net operating income$6,641,0001,434
Securities gains (losses)$252,000911
Applicable income taxes$1,528,0001,121
Income before extraordinary items$5,365,0001,551
Extraordinary gains, net$04
Net income$5,365,0001,551
Minority interest net income$072
Net income of bank and minority interests.$5,365,0001,551
Net charge-offs$500,000972
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$193,000378
Net operating income$5,165,9201,552
2020-09-30 (YTD Data)Rank
Total interest income$17,408,0001,310
Total interest expense$3,613,0001,044
Net interest income$13,795,0001,379
Provision for loan and lease losses$1,508,0001,054
Total noninterest income$1,587,0002,028
Gross Fiduciary activities income$0981
Service charges on deposit accounts$172,0002,587
Trading account gains and fees$0125
Additional Noninterest Income$1,415,0001,800
Total noninterest expense$9,595,0001,595
Salaries and employee benefits$5,208,0001,685
Premises and equipment expense$1,149,0001,493
Additional noninterest expense$3,238,0001,424
Pre-tax net operating income$4,279,0001,602
Securities gains (losses)$183,000932
Applicable income taxes$976,0001,199
Income before extraordinary items$3,486,0001,712
Extraordinary gains, net$04
Net income$3,486,0001,712
Minority interest net income$065
Net income of bank and minority interests.$3,486,0001,712
Net charge-offs$211,0001,229
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$135,000363
Net operating income$3,341,4301,713
2020-06-30 (YTD Data)Rank
Total interest income$11,343,0001,361
Total interest expense$2,544,0001,071
Net interest income$8,799,0001,429
Provision for loan and lease losses$1,133,0001,007
Total noninterest income$1,112,0001,908
Gross Fiduciary activities income$0970
Service charges on deposit accounts$114,0002,632
Trading account gains and fees$0123
Additional Noninterest Income$998,0001,675
Total noninterest expense$5,979,0001,686
Salaries and employee benefits$3,136,0001,812
Premises and equipment expense$751,0001,509
Additional noninterest expense$2,092,0001,451
Pre-tax net operating income$2,799,0001,541
Securities gains (losses)$183,000736
Applicable income taxes$637,0001,146
Income before extraordinary items$2,345,0001,613
Extraordinary gains, net$04
Net income$2,345,0001,614
Minority interest net income$065
Net income of bank and minority interests.$2,345,0001,614
Net charge-offs$57,0001,660
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$90,000342
Net operating income$2,200,4301,659
2020-03-31 (YTD Data)Rank
Total interest income$5,676,0001,353
Total interest expense$1,420,0001,061
Net interest income$4,256,0001,439
Provision for loan and lease losses$325,0001,133
Total noninterest income$650,0001,677
Gross Fiduciary activities income$0941
Service charges on deposit accounts$63,0002,772
Trading account gains and fees$0106
Additional Noninterest Income$587,0001,374
Total noninterest expense$3,427,0001,500
Salaries and employee benefits$2,119,0001,428
Premises and equipment expense$350,0001,612
Additional noninterest expense$958,0001,576
Pre-tax net operating income$1,154,0001,638
Securities gains (losses)$15,0001,209
Applicable income taxes$265,0001,180
Income before extraordinary items$904,0001,804
Extraordinary gains, net$04
Net income$904,0001,804
Minority interest net income$056
Net income of bank and minority interests.$904,0001,804
Net charge-offs$63,0001,103
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$45,000327
Net operating income$892,1501,795
2019-12-31 (YTD Data)Rank
Total interest income$22,562,0001,376
Total interest expense$5,958,0001,066
Net interest income$16,604,0001,457
Provision for loan and lease losses$340,0001,841
Total noninterest income$2,924,0001,592
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$271,0002,766
Trading account gains and fees$0135
Additional Noninterest Income$2,653,0001,302
Total noninterest expense$13,648,0001,467
Salaries and employee benefits$8,444,0001,396
Premises and equipment expense$1,377,0001,610
Additional noninterest expense$3,827,0001,573
Pre-tax net operating income$5,540,0001,632
Securities gains (losses)$-50,0005,014
Applicable income taxes$1,054,0001,390
Income before extraordinary items$4,436,0001,748
Extraordinary gains, net$011
Net income$4,436,0001,750
Minority interest net income$076
Net income of bank and minority interests.$4,436,0001,750
Net charge-offs$-35,0004,703
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$138,000448
Net operating income$4,476,5001,708
2019-09-30 (YTD Data)Rank
Total interest income$16,774,0001,392
Total interest expense$4,496,0001,061
Net interest income$12,278,0001,489
Provision for loan and lease losses$340,0001,502
Total noninterest income$1,750,0001,818
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$251,0002,466
Trading account gains and fees$0129
Additional Noninterest Income$1,499,0001,537
Total noninterest expense$9,474,0001,575
Salaries and employee benefits$5,867,0001,482
Premises and equipment expense$1,001,0001,664
Additional noninterest expense$2,606,0001,685
Pre-tax net operating income$4,214,0001,649
Securities gains (losses)$02,167
Applicable income taxes$893,0001,320
Income before extraordinary items$3,321,0001,791
Extraordinary gains, net$011
Net income$3,321,0001,792
Minority interest net income$072
Net income of bank and minority interests.$3,321,0001,792
Net charge-offs$-29,0004,698
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$127,000381
Net operating income$3,321,0001,759
2019-06-30 (YTD Data)Rank
Total interest income$11,077,0001,399
Total interest expense$3,008,0001,045
Net interest income$8,069,0001,516
Provision for loan and lease losses$205,0001,544
Total noninterest income$1,407,0001,592
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$131,0002,841
Trading account gains and fees$0131
Additional Noninterest Income$1,276,0001,282
Total noninterest expense$6,340,0001,576
Salaries and employee benefits$3,798,0001,528
Premises and equipment expense$669,0001,681
Additional noninterest expense$1,873,0001,600
Pre-tax net operating income$2,931,0001,576
Securities gains (losses)$01,702
Applicable income taxes$629,0001,262
Income before extraordinary items$2,302,0001,704
Extraordinary gains, net$011
Net income$2,302,0001,704
Minority interest net income$069
Net income of bank and minority interests.$2,302,0001,704
Net charge-offs$-23,0004,718
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$85,000372
Net operating income$2,302,0001,678
2019-03-31 (YTD Data)Rank
Total interest income$5,445,0001,414
Total interest expense$1,501,0001,019
Net interest income$3,944,0001,556
Provision for loan and lease losses$170,0001,061
Total noninterest income$775,0001,457
Gross Fiduciary activities income$0972
Service charges on deposit accounts$64,0002,874
Trading account gains and fees$0126
Additional Noninterest Income$711,0001,154
Total noninterest expense$3,135,0001,599
Salaries and employee benefits$1,963,0001,487
Premises and equipment expense$339,0001,680
Additional noninterest expense$833,0001,757
Pre-tax net operating income$1,414,0001,600
Securities gains (losses)$01,087
Applicable income taxes$296,0001,265
Income before extraordinary items$1,118,0001,722
Extraordinary gains, net$05
Net income$1,118,0001,720
Minority interest net income$052
Net income of bank and minority interests.$1,118,0001,721
Net charge-offs$-17,0004,823
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$43,000340
Net operating income$1,118,0001,702
2018-12-31 (YTD Data)Rank
Total interest income$19,254,0001,490
Total interest expense$4,583,000999
Net interest income$14,671,0001,638
Provision for loan and lease losses$956,000918
Total noninterest income$2,754,0001,634
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$879,0001,270
Trading account gains and fees$0126
Additional Noninterest Income$1,875,0001,561
Total noninterest expense$12,294,0001,575
Salaries and employee benefits$8,184,0001,393
Premises and equipment expense$1,149,0001,863
Additional noninterest expense$2,961,0001,940
Pre-tax net operating income$4,175,0002,045
Securities gains (losses)$-110,0005,036
Applicable income taxes$835,0001,547
Income before extraordinary items$3,230,0002,217
Extraordinary gains, net$06
Net income$3,230,0002,215
Minority interest net income$072
Net income of bank and minority interests.$3,230,0002,216
Net charge-offs$280,0001,383
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$114,000475
Net operating income$3,316,9002,168
2018-09-30 (YTD Data)Rank
Total interest income$13,953,0001,519
Total interest expense$3,191,0001,009
Net interest income$10,762,0001,673
Provision for loan and lease losses$710,000853
Total noninterest income$2,077,0001,652
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$672,0001,271
Trading account gains and fees$0138
Additional Noninterest Income$1,405,0001,578
Total noninterest expense$9,133,0001,586
Salaries and employee benefits$6,186,0001,383
Premises and equipment expense$848,0001,889
Additional noninterest expense$2,099,0002,034
Pre-tax net operating income$2,996,0002,129
Securities gains (losses)$-117,0005,269
Applicable income taxes$623,0001,593
Income before extraordinary items$2,256,0002,332
Extraordinary gains, net$05
Net income$2,256,0002,331
Minority interest net income$066
Net income of bank and minority interests.$2,256,0002,331
Net charge-offs$290,0001,019
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$73,000462
Net operating income$2,348,4302,272
2018-06-30 (YTD Data)Rank
Total interest income$9,026,0001,554
Total interest expense$1,983,0001,011
Net interest income$7,043,0001,698
Provision for loan and lease losses$424,000938
Total noninterest income$1,614,0001,484
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$447,0001,270
Trading account gains and fees$0130
Additional Noninterest Income$1,167,0001,383
Total noninterest expense$6,158,0001,582
Salaries and employee benefits$4,173,0001,373
Premises and equipment expense$567,0001,903
Additional noninterest expense$1,418,0002,024
Pre-tax net operating income$2,075,0002,049
Securities gains (losses)$-117,0005,368
Applicable income taxes$422,0001,559
Income before extraordinary items$1,536,0002,268
Extraordinary gains, net$06
Net income$1,536,0002,266
Minority interest net income$065
Net income of bank and minority interests.$1,536,0002,267
Net charge-offs$46,0001,817
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$92,000377
Net operating income$1,628,4302,175
2018-03-31 (YTD Data)Rank
Total interest income$4,365,0001,580
Total interest expense$902,0001,052
Net interest income$3,463,0001,720
Provision for loan and lease losses$219,000892
Total noninterest income$950,0001,308
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$226,0001,261
Trading account gains and fees$0123
Additional Noninterest Income$724,0001,171
Total noninterest expense$3,037,0001,615
Salaries and employee benefits$2,079,0001,388
Premises and equipment expense$288,0001,911
Additional noninterest expense$670,0002,111
Pre-tax net operating income$1,157,0001,836
Securities gains (losses)$-117,0005,492
Applicable income taxes$233,0001,432
Income before extraordinary items$807,0002,159
Extraordinary gains, net$07
Net income$807,0002,158
Minority interest net income$052
Net income of bank and minority interests.$807,0002,159
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$43,000353
Net operating income$899,4301,979
2017-12-31 (YTD Data)Rank
Total interest income$15,205,0001,738
Total interest expense$2,564,0001,255
Net interest income$12,641,0001,826
Provision for loan and lease losses$170,0002,549
Total noninterest income$1,490,0002,409
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$824,0001,384
Trading account gains and fees$0151
Additional Noninterest Income$666,0002,794
Total noninterest expense$10,028,0001,912
Salaries and employee benefits$6,384,0001,724
Premises and equipment expense$1,159,0001,898
Additional noninterest expense$2,485,0002,264
Pre-tax net operating income$3,933,0002,063
Securities gains (losses)$-295,0005,546
Applicable income taxes$1,660,0001,447
Income before extraordinary items$1,978,0002,718
Extraordinary gains, net$09
Net income$1,978,0002,717
Minority interest net income$076
Net income of bank and minority interests.$1,978,0002,718
Net charge-offs$3,0003,939
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$164,000428
Net operating income$2,166,8002,534
2017-09-30 (YTD Data)Rank
Total interest income$11,006,0001,805
Total interest expense$1,774,0001,330
Net interest income$9,232,0001,880
Provision for loan and lease losses$170,0002,190
Total noninterest income$912,0002,701
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$607,0001,410
Trading account gains and fees$0145
Additional Noninterest Income$305,0003,455
Total noninterest expense$7,443,0001,926
Salaries and employee benefits$4,756,0001,738
Premises and equipment expense$865,0001,910
Additional noninterest expense$1,822,0002,306
Pre-tax net operating income$2,531,0002,348
Securities gains (losses)$30,0001,110
Applicable income taxes$814,0001,653
Income before extraordinary items$1,747,0002,612
Extraordinary gains, net$09
Net income$1,747,0002,612
Minority interest net income$071
Net income of bank and minority interests.$1,747,0002,612
Net charge-offs$-6,0004,598
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$120,000405
Net operating income$1,726,6002,615
2017-06-30 (YTD Data)Rank
Total interest income$7,101,0001,841
Total interest expense$1,146,0001,334
Net interest income$5,955,0001,919
Provision for loan and lease losses$80,0002,426
Total noninterest income$577,0002,768
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$400,0001,413
Trading account gains and fees$0139
Additional Noninterest Income$177,0003,642
Total noninterest expense$4,961,0001,924
Salaries and employee benefits$3,109,0001,769
Premises and equipment expense$587,0001,893
Additional noninterest expense$1,265,0002,227
Pre-tax net operating income$1,491,0002,499
Securities gains (losses)$-12,0005,510
Applicable income taxes$457,0001,780
Income before extraordinary items$1,022,0002,781
Extraordinary gains, net$011
Net income$1,022,0002,781
Minority interest net income$071
Net income of bank and minority interests.$1,022,0002,781
Net charge-offs$-41,0005,234
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$77,000382
Net operating income$1,030,2802,748
2017-03-31 (YTD Data)Rank
Total interest income$3,472,0001,870
Total interest expense$568,0001,317
Net interest income$2,904,0001,951
Provision for loan and lease losses$03,537
Total noninterest income$300,0002,703
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$190,0001,470
Trading account gains and fees$0142
Additional Noninterest Income$110,0003,344
Total noninterest expense$2,452,0001,958
Salaries and employee benefits$1,529,0001,810
Premises and equipment expense$293,0001,922
Additional noninterest expense$630,0002,225
Pre-tax net operating income$752,0002,411
Securities gains (losses)$-12,0005,660
Applicable income taxes$227,0001,751
Income before extraordinary items$513,0002,710
Extraordinary gains, net$08
Net income$513,0002,710
Minority interest net income$055
Net income of bank and minority interests.$513,0002,710
Net charge-offs$-40,0005,432
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$36,000362
Net operating income$521,2802,672
2016-12-31 (YTD Data)Rank
Total interest income$13,037,0001,936
Total interest expense$2,024,0001,406
Net interest income$11,013,0002,010
Provision for loan and lease losses$260,0002,141
Total noninterest income$2,778,0001,733
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$793,0001,451
Trading account gains and fees$0170
Additional Noninterest Income$1,985,0001,607
Total noninterest expense$10,106,0001,892
Salaries and employee benefits$6,255,0001,717
Premises and equipment expense$1,249,0001,798
Additional noninterest expense$2,602,0002,230
Pre-tax net operating income$3,425,0002,153
Securities gains (losses)$178,000945
Applicable income taxes$1,032,0001,615
Income before extraordinary items$2,571,0002,360
Extraordinary gains, net$05
Net income$2,571,0002,357
Minority interest net income$082
Net income of bank and minority interests.$2,571,0002,359
Net charge-offs$171,0002,098
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$85,000515
Net operating income$2,444,6202,389
2016-09-30 (YTD Data)Rank
Total interest income$9,555,0001,971
Total interest expense$1,479,0001,435
Net interest income$8,076,0002,047
Provision for loan and lease losses$196,0002,073
Total noninterest income$2,322,0001,615
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$596,0001,442
Trading account gains and fees$0169
Additional Noninterest Income$1,726,0001,444
Total noninterest expense$7,592,0001,889
Salaries and employee benefits$4,760,0001,695
Premises and equipment expense$912,0001,849
Additional noninterest expense$1,920,0002,258
Pre-tax net operating income$2,610,0002,181
Securities gains (losses)$115,0001,162
Applicable income taxes$959,0001,448
Income before extraordinary items$1,766,0002,539
Extraordinary gains, net$05
Net income$1,766,0002,540
Minority interest net income$071
Net income of bank and minority interests.$1,766,0002,540
Net charge-offs$193,0001,489
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$44,000526
Net operating income$1,691,2502,550
2016-06-30 (YTD Data)Rank
Total interest income$6,130,0002,050
Total interest expense$910,0001,527
Net interest income$5,220,0002,105
Provision for loan and lease losses$40,0003,094
Total noninterest income$1,538,0001,599
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$394,0001,445
Trading account gains and fees$0157
Additional Noninterest Income$1,144,0001,413
Total noninterest expense$5,166,0001,856
Salaries and employee benefits$3,278,0001,655
Premises and equipment expense$609,0001,848
Additional noninterest expense$1,279,0002,270
Pre-tax net operating income$1,552,0002,346
Securities gains (losses)$105,000929
Applicable income taxes$580,0001,523
Income before extraordinary items$1,077,0002,681
Extraordinary gains, net$016
Net income$1,077,0002,680
Minority interest net income$071
Net income of bank and minority interests.$1,077,0002,680
Net charge-offs$-11,0005,003
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$34,000496
Net operating income$1,008,7502,714
2016-03-31 (YTD Data)Rank
Total interest income$2,964,0002,098
Total interest expense$410,0001,662
Net interest income$2,554,0002,143
Provision for loan and lease losses$25,0002,733
Total noninterest income$1,004,0001,301
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$179,0001,564
Trading account gains and fees$0142
Additional Noninterest Income$825,0001,070
Total noninterest expense$2,864,0001,691
Salaries and employee benefits$1,830,0001,490
Premises and equipment expense$327,0001,750
Additional noninterest expense$707,0002,064
Pre-tax net operating income$669,0002,553
Securities gains (losses)$-62,0006,070
Applicable income taxes$200,0001,839
Income before extraordinary items$407,0003,101
Extraordinary gains, net$012
Net income$407,0003,099
Minority interest net income$062
Net income of bank and minority interests.$407,0003,100
Net charge-offs$-6,0004,951
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$23,000422
Net operating income$448,5402,881
2015-12-31 (YTD Data)Rank
Total interest income$11,257,0002,139
Total interest expense$1,458,0001,818
Net interest income$9,799,0002,186
Provision for loan and lease losses$271,0002,018
Total noninterest income$3,715,0001,367
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$724,0001,604
Trading account gains and fees$0159
Additional Noninterest Income$2,991,0001,160
Total noninterest expense$10,325,0001,834
Salaries and employee benefits$6,516,0001,611
Premises and equipment expense$1,167,0001,933
Additional noninterest expense$2,642,0002,227
Pre-tax net operating income$2,918,0002,368
Securities gains (losses)$248,000639
Applicable income taxes$1,116,0001,496
Income before extraordinary items$2,050,0002,688
Extraordinary gains, net$023
Net income$2,050,0002,689
Minority interest net income$081
Net income of bank and minority interests.$2,050,0002,690
Net charge-offs$190,0002,029
Cash dividends$650,0002,631
Sale, conversion, retirement of capital stock, net$102,000517
Net operating income$1,888,8002,785
2015-09-30 (YTD Data)Rank
Total interest income$8,319,0002,183
Total interest expense$1,063,0001,875
Net interest income$7,256,0002,223
Provision for loan and lease losses$186,0002,026
Total noninterest income$2,842,0001,367
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$534,0001,630
Trading account gains and fees$0153
Additional Noninterest Income$2,308,0001,157
Total noninterest expense$7,420,0001,914
Salaries and employee benefits$4,693,0001,691
Premises and equipment expense$825,0002,044
Additional noninterest expense$1,902,0002,309
Pre-tax net operating income$2,492,0002,196
Securities gains (losses)$149,000796
Applicable income taxes$1,008,0001,361
Income before extraordinary items$1,633,0002,624
Extraordinary gains, net$021
Net income$1,633,0002,624
Minority interest net income$078
Net income of bank and minority interests.$1,633,0002,625
Net charge-offs$195,0001,577
Cash dividends$200,0003,103
Sale, conversion, retirement of capital stock, net$70,000502
Net operating income$1,537,6402,668
2015-06-30 (YTD Data)Rank
Total interest income$5,420,0002,230
Total interest expense$715,0001,870
Net interest income$4,705,0002,283
Provision for loan and lease losses$136,0001,906
Total noninterest income$1,833,0001,406
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$342,0001,663
Trading account gains and fees$0157
Additional Noninterest Income$1,491,0001,190
Total noninterest expense$4,732,0002,016
Salaries and employee benefits$3,052,0001,736
Premises and equipment expense$532,0002,118
Additional noninterest expense$1,148,0002,524
Pre-tax net operating income$1,670,0002,171
Securities gains (losses)$97,000870
Applicable income taxes$662,0001,370
Income before extraordinary items$1,105,0002,575
Extraordinary gains, net$022
Net income$1,105,0002,577
Minority interest net income$075
Net income of bank and minority interests.$1,105,0002,577
Net charge-offs$-97,0005,918
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$46,000482
Net operating income$1,042,9202,626
2015-03-31 (YTD Data)Rank
Total interest income$2,684,0002,245
Total interest expense$353,0001,902
Net interest income$2,331,0002,292
Provision for loan and lease losses$20,0002,822
Total noninterest income$836,0001,461
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$162,0001,731
Trading account gains and fees$0152
Additional Noninterest Income$674,0001,220
Total noninterest expense$2,342,0002,023
Salaries and employee benefits$1,531,0001,738
Premises and equipment expense$261,0002,171
Additional noninterest expense$550,0002,603
Pre-tax net operating income$805,0002,196
Securities gains (losses)$13,0001,390
Applicable income taxes$309,0001,413
Income before extraordinary items$509,0002,692
Extraordinary gains, net$013
Net income$509,0002,695
Minority interest net income$064
Net income of bank and minority interests.$509,0002,695
Net charge-offs$-5,0005,132
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$23,000461
Net operating income$500,6802,647
2014-12-31 (YTD Data)Rank
Total interest income$10,051,0002,388
Total interest expense$1,290,0002,134
Net interest income$8,761,0002,420
Provision for loan and lease losses$429,0001,614
Total noninterest income$3,264,0001,469
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$649,0001,841
Trading account gains and fees$0180
Additional Noninterest Income$2,615,0001,206
Total noninterest expense$8,954,0002,109
Salaries and employee benefits$5,759,0001,788
Premises and equipment expense$904,0002,436
Additional noninterest expense$2,291,0002,585
Pre-tax net operating income$2,642,0002,487
Securities gains (losses)$61,0001,598
Applicable income taxes$974,0001,570
Income before extraordinary items$1,729,0002,975
Extraordinary gains, net$017
Net income$1,729,0002,974
Minority interest net income$084
Net income of bank and minority interests.$1,729,0002,975
Net charge-offs$100,0003,181
Cash dividends$430,0003,030
Sale, conversion, retirement of capital stock, net$94,000549
Net operating income$1,689,9602,973
2014-09-30 (YTD Data)Rank
Total interest income$7,400,0002,448
Total interest expense$930,0002,227
Net interest income$6,470,0002,467
Provision for loan and lease losses$237,0001,877
Total noninterest income$2,388,0001,496
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$474,0001,887
Trading account gains and fees$0174
Additional Noninterest Income$1,914,0001,238
Total noninterest expense$6,562,0002,158
Salaries and employee benefits$4,263,0001,819
Premises and equipment expense$641,0002,566
Additional noninterest expense$1,658,0002,664
Pre-tax net operating income$2,059,0002,464
Securities gains (losses)$35,0001,693
Applicable income taxes$760,0001,564
Income before extraordinary items$1,334,0002,958
Extraordinary gains, net$015
Net income$1,334,0002,958
Minority interest net income$081
Net income of bank and minority interests.$1,334,0002,959
Net charge-offs$23,0003,773
Cash dividends$30,0003,729
Sale, conversion, retirement of capital stock, net$69,000520
Net operating income$1,311,6002,930
2014-06-30 (YTD Data)Rank
Total interest income$4,867,0002,476
Total interest expense$600,0002,326
Net interest income$4,267,0002,487
Provision for loan and lease losses$172,0001,794
Total noninterest income$1,602,0001,486
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$308,0001,910
Trading account gains and fees$0172
Additional Noninterest Income$1,294,0001,211
Total noninterest expense$4,322,0002,171
Salaries and employee benefits$2,824,0001,826
Premises and equipment expense$433,0002,553
Additional noninterest expense$1,065,0002,739
Pre-tax net operating income$1,375,0002,405
Securities gains (losses)$-12,0006,315
Applicable income taxes$490,0001,559
Income before extraordinary items$873,0002,914
Extraordinary gains, net$020
Net income$873,0002,920
Minority interest net income$080
Net income of bank and minority interests.$873,0002,920
Net charge-offs$-11,0005,696
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$46,000492
Net operating income$880,6802,841
2014-03-31 (YTD Data)Rank
Total interest income$2,391,0002,515
Total interest expense$294,0002,400
Net interest income$2,097,0002,520
Provision for loan and lease losses$104,0001,571
Total noninterest income$836,0001,414
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$149,0001,944
Trading account gains and fees$0147
Additional Noninterest Income$687,0001,146
Total noninterest expense$2,168,0002,181
Salaries and employee benefits$1,411,0001,844
Premises and equipment expense$224,0002,533
Additional noninterest expense$533,0002,744
Pre-tax net operating income$661,0002,418
Securities gains (losses)$3,0001,458
Applicable income taxes$236,0001,559
Income before extraordinary items$428,0002,874
Extraordinary gains, net$016
Net income$428,0002,877
Minority interest net income$066
Net income of bank and minority interests.$428,0002,877
Net charge-offs$-5,0005,444
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$22,000457
Net operating income$426,0802,841
2013-12-31 (YTD Data)Rank
Total interest income$8,843,0002,708
Total interest expense$1,159,0002,634
Net interest income$7,684,0002,707
Provision for loan and lease losses$274,0002,570
Total noninterest income$2,378,0001,918
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$548,0002,227
Trading account gains and fees$0184
Additional Noninterest Income$1,830,0001,622
Total noninterest expense$7,846,0002,382
Salaries and employee benefits$4,840,0002,106
Premises and equipment expense$900,0002,470
Additional noninterest expense$2,106,0002,863
Pre-tax net operating income$1,942,0002,921
Securities gains (losses)$362,000604
Applicable income taxes$835,0001,643
Income before extraordinary items$1,469,0003,196
Extraordinary gains, net$029
Net income$1,469,0003,198
Minority interest net income$090
Net income of bank and minority interests.$1,469,0003,199
Net charge-offs$20,0004,847
Cash dividends$256,0003,409
Sale, conversion, retirement of capital stock, net$94,000550
Net operating income$1,237,3203,449
2013-09-30 (YTD Data)Rank
Total interest income$6,535,0002,762
Total interest expense$877,0002,698
Net interest income$5,658,0002,756
Provision for loan and lease losses$251,0002,275
Total noninterest income$1,739,0001,995
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$403,0002,268
Trading account gains and fees$0180
Additional Noninterest Income$1,336,0001,690
Total noninterest expense$5,743,0002,429
Salaries and employee benefits$3,482,0002,198
Premises and equipment expense$714,0002,372
Additional noninterest expense$1,547,0002,902
Pre-tax net operating income$1,403,0003,040
Securities gains (losses)$362,000553
Applicable income taxes$657,0001,637
Income before extraordinary items$1,108,0003,227
Extraordinary gains, net$025
Net income$1,108,0003,230
Minority interest net income$084
Net income of bank and minority interests.$1,108,0003,231
Net charge-offs$48,0003,901
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$72,000514
Net operating income$876,3203,588
2013-06-30 (YTD Data)Rank
Total interest income$4,201,0002,848
Total interest expense$582,0002,767
Net interest income$3,619,0002,842
Provision for loan and lease losses$175,0002,281
Total noninterest income$1,156,0002,022
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$265,0002,263
Trading account gains and fees$0157
Additional Noninterest Income$891,0001,725
Total noninterest expense$3,837,0002,434
Salaries and employee benefits$2,277,0002,233
Premises and equipment expense$504,0002,265
Additional noninterest expense$1,056,0002,849
Pre-tax net operating income$763,0003,415
Securities gains (losses)$362,000487
Applicable income taxes$427,0001,673
Income before extraordinary items$698,0003,316
Extraordinary gains, net$022
Net income$698,0003,317
Minority interest net income$082
Net income of bank and minority interests.$698,0003,319
Net charge-offs$50,0003,354
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$49,000478
Net operating income$466,3203,953
2013-03-31 (YTD Data)Rank
Total interest income$2,051,0002,921
Total interest expense$308,0002,728
Net interest income$1,743,0002,926
Provision for loan and lease losses$85,0002,275
Total noninterest income$479,0002,294
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$122,0002,399
Trading account gains and fees$0148
Additional Noninterest Income$357,0001,987
Total noninterest expense$1,862,0002,527
Salaries and employee benefits$1,044,0002,428
Premises and equipment expense$290,0002,024
Additional noninterest expense$528,0002,852
Pre-tax net operating income$275,0003,960
Securities gains (losses)$268,000358
Applicable income taxes$196,0001,736
Income before extraordinary items$347,0003,288
Extraordinary gains, net$010
Net income$347,0003,288
Minority interest net income$076
Net income of bank and minority interests.$347,0003,290
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$3,000708
Net operating income$175,4804,400
2012-12-31 (YTD Data)Rank
Total interest income$8,550,0002,940
Total interest expense$1,510,0002,703
Net interest income$7,040,0002,964
Provision for loan and lease losses$575,0002,523
Total noninterest income$2,102,0002,113
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$490,0002,533
Trading account gains and fees$0166
Additional Noninterest Income$1,612,0001,774
Total noninterest expense$7,449,0002,524
Salaries and employee benefits$4,160,0002,369
Premises and equipment expense$912,0002,460
Additional noninterest expense$2,377,0002,674
Pre-tax net operating income$1,118,0003,844
Securities gains (losses)$516,000922
Applicable income taxes$558,0002,074
Income before extraordinary items$1,076,0003,759
Extraordinary gains, net$029
Net income$1,076,0003,760
Minority interest net income$093
Net income of bank and minority interests.$1,076,0003,761
Net charge-offs$489,0002,678
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$34,000763
Net operating income$735,4404,226
2012-09-30 (YTD Data)Rank
Total interest income$6,436,0002,983
Total interest expense$1,150,0002,777
Net interest income$5,286,0003,008
Provision for loan and lease losses$525,0002,211
Total noninterest income$1,627,0002,069
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$356,0002,619
Trading account gains and fees$0157
Additional Noninterest Income$1,271,0001,715
Total noninterest expense$5,632,0002,511
Salaries and employee benefits$3,143,0002,350
Premises and equipment expense$680,0002,495
Additional noninterest expense$1,809,0002,654
Pre-tax net operating income$756,0004,113
Securities gains (losses)$381,000922
Applicable income taxes$373,0002,242
Income before extraordinary items$764,0003,939
Extraordinary gains, net$020
Net income$764,0003,939
Minority interest net income$086
Net income of bank and minority interests.$764,0003,941
Net charge-offs$319,0002,741
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$63,000552
Net operating income$508,7304,446
2012-06-30 (YTD Data)Rank
Total interest income$4,386,0002,971
Total interest expense$826,0002,705
Net interest income$3,560,0003,004
Provision for loan and lease losses$500,0001,802
Total noninterest income$1,112,0002,003
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$234,0002,629
Trading account gains and fees$0153
Additional Noninterest Income$878,0001,649
Total noninterest expense$3,822,0002,474
Salaries and employee benefits$2,124,0002,332
Premises and equipment expense$456,0002,495
Additional noninterest expense$1,242,0002,597
Pre-tax net operating income$350,0004,641
Securities gains (losses)$278,000906
Applicable income taxes$178,0002,558
Income before extraordinary items$450,0004,168
Extraordinary gains, net$019
Net income$450,0004,172
Minority interest net income$084
Net income of bank and minority interests.$450,0004,172
Net charge-offs$285,0002,378
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$42,000524
Net operating income$249,8404,869
2012-03-31 (YTD Data)Rank
Total interest income$2,205,0002,977
Total interest expense$475,0002,483
Net interest income$1,730,0003,084
Provision for loan and lease losses$425,0001,210
Total noninterest income$550,0002,016
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$111,0002,704
Trading account gains and fees$0148
Additional Noninterest Income$439,0001,652
Total noninterest expense$1,877,0002,511
Salaries and employee benefits$1,074,0002,326
Premises and equipment expense$237,0002,413
Additional noninterest expense$566,0002,796
Pre-tax net operating income$-22,0006,539
Securities gains (losses)$240,000528
Applicable income taxes$72,0002,737
Income before extraordinary items$146,0004,888
Extraordinary gains, net$019
Net income$146,0004,890
Minority interest net income$078
Net income of bank and minority interests.$146,0004,891
Net charge-offs$569,0001,007
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$21,000477
Net operating income$-14,8006,507
2011-12-31 (YTD Data)Rank
Total interest income$9,491,0002,893
Total interest expense$2,385,0002,414
Net interest income$7,106,0003,042
Provision for loan and lease losses$3,205,0001,135
Total noninterest income$1,647,0002,308
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$409,0002,979
Trading account gains and fees$0146
Additional Noninterest Income$1,238,0001,863
Total noninterest expense$7,899,0002,401
Salaries and employee benefits$4,574,0002,116
Premises and equipment expense$925,0002,571
Additional noninterest expense$2,400,0002,669
Pre-tax net operating income$-2,351,0006,837
Securities gains (losses)$676,000621
Applicable income taxes$-747,0007,133
Income before extraordinary items$-928,0006,619
Extraordinary gains, net$029
Net income$-928,0006,619
Minority interest net income$096
Net income of bank and minority interests.$-928,0006,619
Net charge-offs$2,605,0001,316
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$73,000731
Net operating income$-1,360,6406,699
2011-09-30 (YTD Data)Rank
Total interest income$7,139,0002,913
Total interest expense$1,889,0002,389
Net interest income$5,250,0003,085
Provision for loan and lease losses$2,605,0001,040
Total noninterest income$979,0002,657
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$300,0003,039
Trading account gains and fees$0145
Additional Noninterest Income$679,0002,252
Total noninterest expense$5,984,0002,387
Salaries and employee benefits$3,558,0002,024
Premises and equipment expense$673,0002,674
Additional noninterest expense$1,753,0002,736
Pre-tax net operating income$-2,360,0007,050
Securities gains (losses)$609,000555
Applicable income taxes$-745,0007,267
Income before extraordinary items$-1,006,0006,859
Extraordinary gains, net$021
Net income$-1,006,0006,861
Minority interest net income$087
Net income of bank and minority interests.$-1,006,0006,860
Net charge-offs$2,043,0001,205
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$62,000664
Net operating income$-1,395,7606,931
2011-06-30 (YTD Data)Rank
Total interest income$4,773,0002,926
Total interest expense$1,328,0002,361
Net interest income$3,445,0003,136
Provision for loan and lease losses$945,0001,547
Total noninterest income$917,0002,123
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$191,0003,121
Trading account gains and fees$0153
Additional Noninterest Income$726,0001,677
Total noninterest expense$3,950,0002,437
Salaries and employee benefits$2,330,0002,094
Premises and equipment expense$424,0002,810
Additional noninterest expense$1,196,0002,753
Pre-tax net operating income$-533,0006,801
Securities gains (losses)$238,000647
Applicable income taxes$-148,0007,171
Income before extraordinary items$-147,0006,571
Extraordinary gains, net$015
Net income$-147,0006,572
Minority interest net income$089
Net income of bank and minority interests.$-147,0006,571
Net charge-offs$380,0002,414
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$42,000587
Net operating income$-299,3206,693
2011-03-31 (YTD Data)Rank
Total interest income$2,384,0002,950
Total interest expense$695,0002,334
Net interest income$1,689,0003,179
Provision for loan and lease losses$530,0001,376
Total noninterest income$392,0002,377
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$89,0003,215
Trading account gains and fees$0158
Additional Noninterest Income$303,0001,903
Total noninterest expense$1,866,0002,556
Salaries and employee benefits$1,089,0002,248
Premises and equipment expense$212,0002,844
Additional noninterest expense$565,0002,864
Pre-tax net operating income$-315,0006,952
Securities gains (losses)$01,772
Applicable income taxes$-139,0007,332
Income before extraordinary items$-176,0006,846
Extraordinary gains, net$09
Net income$-176,0006,846
Minority interest net income$086
Net income of bank and minority interests.$-176,0006,846
Net charge-offs$169,0002,250
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$21,000535
Net operating income$-176,0006,840
2010-12-31 (YTD Data)Rank
Total interest income$9,651,0003,046
Total interest expense$3,006,0002,601
Net interest income$6,645,0003,215
Provision for loan and lease losses$1,496,0002,472
Total noninterest income$1,658,0002,366
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$311,0003,562
Trading account gains and fees$0175
Additional Noninterest Income$1,347,0001,806
Total noninterest expense$7,441,0002,603
Salaries and employee benefits$4,358,0002,217
Premises and equipment expense$868,0002,781
Additional noninterest expense$2,215,0002,965
Pre-tax net operating income$-634,0006,321
Securities gains (losses)$673,000687
Applicable income taxes$-436,0007,134
Income before extraordinary items$475,0004,381
Extraordinary gains, net$029
Net income$475,0004,383
Minority interest net income$0111
Net income of bank and minority interests.$475,0004,382
Net charge-offs$2,230,0001,749
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$86,000820
Net operating income$-198,0006,097
2010-09-30 (YTD Data)Rank
Total interest income$7,332,0003,066
Total interest expense$2,290,0002,661
Net interest income$5,042,0003,217
Provision for loan and lease losses$540,0003,413
Total noninterest income$1,527,0002,067
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$223,0003,723
Trading account gains and fees$0165
Additional Noninterest Income$1,304,0001,491
Total noninterest expense$5,654,0002,563
Salaries and employee benefits$3,274,0002,220
Premises and equipment expense$668,0002,776
Additional noninterest expense$1,712,0002,831
Pre-tax net operating income$375,0004,598
Securities gains (losses)$-37,0007,312
Applicable income taxes$-135,0007,128
Income before extraordinary items$473,0004,214
Extraordinary gains, net$023
Net income$473,0004,215
Minority interest net income$0110
Net income of bank and minority interests.$473,0004,215
Net charge-offs$876,0002,343
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$65,000772
Net operating income$510,0003,925
2010-06-30 (YTD Data)Rank
Total interest income$4,903,0003,093
Total interest expense$1,566,0002,693
Net interest income$3,337,0003,229
Provision for loan and lease losses$290,0003,699
Total noninterest income$1,019,0002,021
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$143,0003,791
Trading account gains and fees$0152
Additional Noninterest Income$876,0001,427
Total noninterest expense$3,695,0002,617
Salaries and employee benefits$2,136,0002,274
Premises and equipment expense$448,0002,770
Additional noninterest expense$1,111,0002,917
Pre-tax net operating income$371,0004,092
Securities gains (losses)$-112,0007,536
Applicable income taxes$-90,0007,177
Income before extraordinary items$349,0004,020
Extraordinary gains, net$019
Net income$349,0004,018
Minority interest net income$0105
Net income of bank and minority interests.$349,0004,019
Net charge-offs$558,0002,325
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$42,000718
Net operating income$461,0003,439
2010-03-31 (YTD Data)Rank
Total interest income$2,451,0003,155
Total interest expense$785,0002,794
Net interest income$1,666,0003,257
Provision for loan and lease losses$140,0003,543
Total noninterest income$71,0005,623
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$66,0003,954
Trading account gains and fees$0175
Additional Noninterest Income$5,0006,997
Total noninterest expense$1,366,0003,398
Salaries and employee benefits$761,0003,143
Premises and equipment expense$165,0003,632
Additional noninterest expense$440,0003,541
Pre-tax net operating income$231,0003,821
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$231,0003,634
Extraordinary gains, net$016
Net income$231,0003,631
Minority interest net income$091
Net income of bank and minority interests.$231,0003,633
Net charge-offs$22,0004,360
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$21,000652
Net operating income$231,0003,504
2009-12-31 (YTD Data)Rank
Total interest income$9,803,0003,283
Total interest expense$4,129,0002,662
Net interest income$5,674,0003,620
Provision for loan and lease losses$1,057,0003,414
Total noninterest income$546,0004,570
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$184,0004,794
Trading account gains and fees$0211
Additional Noninterest Income$362,0003,696
Total noninterest expense$5,105,0003,629
Salaries and employee benefits$2,929,0003,252
Premises and equipment expense$582,0003,960
Additional noninterest expense$1,594,0003,915
Pre-tax net operating income$58,0005,222
Securities gains (losses)$272,0001,312
Applicable income taxes$-421,0006,978
Income before extraordinary items$751,0003,243
Extraordinary gains, net$034
Net income$751,0003,241
Minority interest net income$0115
Net income of bank and minority interests.$751,0003,242
Net charge-offs$1,060,0002,791
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$173,000744
Net operating income$479,0003,856
2009-09-30 (YTD Data)Rank
Total interest income$7,254,0003,360
Total interest expense$3,232,0002,680
Net interest income$4,022,0003,776
Provision for loan and lease losses$602,0003,513
Total noninterest income$152,0006,320
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$127,0004,965
Trading account gains and fees$0212
Additional Noninterest Income$25,0006,841
Total noninterest expense$3,459,0003,931
Salaries and employee benefits$2,038,0003,490
Premises and equipment expense$426,0004,083
Additional noninterest expense$995,0004,407
Pre-tax net operating income$113,0005,235
Securities gains (losses)$201,0001,282
Applicable income taxes$-121,0006,985
Income before extraordinary items$435,0003,919
Extraordinary gains, net$027
Net income$435,0003,916
Minority interest net income$0118
Net income of bank and minority interests.$435,0003,918
Net charge-offs$406,0003,330
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$142,000658
Net operating income$234,0004,636
2009-06-30 (YTD Data)Rank
Total interest income$4,813,0003,400
Total interest expense$2,236,0002,704
Net interest income$2,577,0003,854
Provision for loan and lease losses$232,0004,137
Total noninterest income$101,0006,367
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$80,0005,062
Trading account gains and fees$0193
Additional Noninterest Income$21,0006,756
Total noninterest expense$2,288,0003,980
Salaries and employee benefits$1,351,0003,554
Premises and equipment expense$289,0004,042
Additional noninterest expense$648,0004,503
Pre-tax net operating income$158,0004,898
Securities gains (losses)$03,136
Applicable income taxes$-96,0007,133
Income before extraordinary items$254,0004,230
Extraordinary gains, net$021
Net income$254,0004,230
Minority interest net income$0112
Net income of bank and minority interests.$254,0004,230
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$94,000618
Net operating income$254,0004,121
2009-03-31 (YTD Data)Rank
Total interest income$2,389,0003,459
Total interest expense$1,168,0002,689
Net interest income$1,221,0004,013
Provision for loan and lease losses$82,0004,202
Total noninterest income$47,0006,455
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$37,0005,156
Trading account gains and fees$0171
Additional Noninterest Income$10,0006,874
Total noninterest expense$1,058,0004,132
Salaries and employee benefits$644,0003,716
Premises and equipment expense$153,0003,916
Additional noninterest expense$261,0004,823
Pre-tax net operating income$128,0004,725
Securities gains (losses)$02,434
Applicable income taxes$-35,0007,358
Income before extraordinary items$163,0004,198
Extraordinary gains, net$015
Net income$163,0004,201
Minority interest net income$0102
Net income of bank and minority interests.$163,0004,201
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$44,000533
Net operating income$163,0004,040
2008-12-31 (YTD Data)Rank
Total interest income$9,079,0003,780
Total interest expense$4,591,0003,191
Net interest income$4,488,0004,237
Provision for loan and lease losses$813,0003,019
Total noninterest income$165,0006,752
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$101,0005,889
Trading account gains and fees$0154
Additional Noninterest Income$64,0006,497
Total noninterest expense$4,311,0004,009
Salaries and employee benefits$2,732,0003,518
Premises and equipment expense$623,0003,823
Additional noninterest expense$956,0004,963
Pre-tax net operating income$-471,0006,748
Securities gains (losses)$-1,640,0007,843
Applicable income taxes$-1,272,0007,789
Income before extraordinary items$-839,0006,918
Extraordinary gains, net$039
Net income$-839,0006,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$207,000765
Net operating income$210,6005,604
2008-09-30 (YTD Data)Rank
Total interest income$6,610,0003,914
Total interest expense$3,310,0003,383
Net interest income$3,300,0004,312
Provision for loan and lease losses$743,0002,189
Total noninterest income$134,0006,744
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$69,0006,058
Trading account gains and fees$0148
Additional Noninterest Income$65,0006,256
Total noninterest expense$3,266,0003,952
Salaries and employee benefits$2,097,0003,478
Premises and equipment expense$507,0003,599
Additional noninterest expense$662,0005,131
Pre-tax net operating income$-575,0007,305
Securities gains (losses)$-1,501,0007,995
Applicable income taxes$-1,045,0008,057
Income before extraordinary items$-1,031,0007,517
Extraordinary gains, net$031
Net income$-1,031,0007,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$155,000645
Net operating income$-70,3606,908
2008-06-30 (YTD Data)Rank
Total interest income$4,107,0004,174
Total interest expense$2,057,0003,670
Net interest income$2,050,0004,537
Provision for loan and lease losses$558,0001,789
Total noninterest income$147,0006,019
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$35,0006,396
Trading account gains and fees$0149
Additional Noninterest Income$112,0004,854
Total noninterest expense$2,119,0004,071
Salaries and employee benefits$1,355,0003,606
Premises and equipment expense$328,0003,699
Additional noninterest expense$436,0005,160
Pre-tax net operating income$-480,0007,584
Securities gains (losses)$26,0001,879
Applicable income taxes$-151,0007,934
Income before extraordinary items$-303,0007,521
Extraordinary gains, net$021
Net income$-303,0007,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$102,000577
Net operating income$-320,4207,519
2008-03-31 (YTD Data)Rank
Total interest income$1,888,0004,499
Total interest expense$963,0003,997
Net interest income$925,0004,869
Provision for loan and lease losses$207,0001,787
Total noninterest income$-43,0008,441
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$14,0006,612
Trading account gains and fees$0158
Additional Noninterest Income$-57,0008,443
Total noninterest expense$1,024,0004,164
Salaries and employee benefits$659,0003,706
Premises and equipment expense$164,0003,723
Additional noninterest expense$201,0005,362
Pre-tax net operating income$-349,0007,956
Securities gains (losses)$14,0001,798
Applicable income taxes$05,622
Income before extraordinary items$-335,0008,022
Extraordinary gains, net$015
Net income$-335,0008,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$49,000479
Net operating income$-349,0008,009
2007-12-31 (YTD Data)Rank
Total interest income$5,317,0005,548
Total interest expense$2,681,0005,080
Net interest income$2,636,0005,834
Provision for loan and lease losses$732,0001,789
Total noninterest income$89,0007,679
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$32,0006,998
Trading account gains and fees$0178
Additional Noninterest Income$57,0006,952
Total noninterest expense$2,990,0005,012
Salaries and employee benefits$1,953,0004,461
Premises and equipment expense$290,0005,867
Additional noninterest expense$747,0005,553
Pre-tax net operating income$-997,0008,045
Securities gains (losses)$13,0001,241
Applicable income taxes$06,070
Income before extraordinary items$-984,0008,101
Extraordinary gains, net$039
Net income$-984,0008,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$184,000777
Net operating income$-997,0008,096
2007-09-30 (YTD Data)Rank
Total interest income$3,584,0005,860
Total interest expense$1,727,0005,494
Net interest income$1,857,0006,033
Provision for loan and lease losses$545,0001,460
Total noninterest income$60,0007,811
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$21,0007,079
Trading account gains and fees$0184
Additional Noninterest Income$39,0007,085
Total noninterest expense$2,157,0005,115
Salaries and employee benefits$1,420,0004,545
Premises and equipment expense$200,0006,078
Additional noninterest expense$537,0005,621
Pre-tax net operating income$-785,0008,224
Securities gains (losses)$13,000934
Applicable income taxes$06,220
Income before extraordinary items$-772,0008,260
Extraordinary gains, net$033
Net income$-772,0008,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$138,000686
Net operating income$-785,0008,259
2007-06-30 (YTD Data)Rank
Total interest income$2,081,0006,219
Total interest expense$951,0005,989
Net interest income$1,130,0006,300
Provision for loan and lease losses$356,0001,348
Total noninterest income$35,0007,953
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$13,0007,146
Trading account gains and fees$0168
Additional Noninterest Income$22,0007,282
Total noninterest expense$1,385,0005,270
Salaries and employee benefits$924,0004,667
Premises and equipment expense$131,0006,155
Additional noninterest expense$330,0005,850
Pre-tax net operating income$-576,0008,338
Securities gains (losses)$13,000798
Applicable income taxes$06,265
Income before extraordinary items$-563,0008,363
Extraordinary gains, net$029
Net income$-563,0008,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$93,000616
Net operating income$-576,0008,359
2007-03-31 (YTD Data)Rank
Total interest income$903,0006,550
Total interest expense$392,0006,418
Net interest income$511,0006,561
Provision for loan and lease losses$147,0001,536
Total noninterest income$6,0008,365
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$5,0007,254
Trading account gains and fees$0195
Additional Noninterest Income$1,0008,340
Total noninterest expense$646,0005,525
Salaries and employee benefits$441,0004,846
Premises and equipment expense$63,0006,281
Additional noninterest expense$142,0006,273
Pre-tax net operating income$-276,0008,390
Securities gains (losses)$13,000644
Applicable income taxes$06,196
Income before extraordinary items$-263,0008,398
Extraordinary gains, net$022
Net income$-263,0008,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$45,000510
Net operating income$-276,0008,399
2006-12-31 (YTD Data)Rank
Total interest income$1,049,0008,245
Total interest expense$377,0008,144
Net interest income$672,0008,238
Provision for loan and lease losses$403,0002,248
Total noninterest income$6,0008,527
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,0007,527
Trading account gains and fees$0130
Additional Noninterest Income$2,0008,463
Total noninterest expense$1,413,0007,036
Salaries and employee benefits$957,0006,516
Premises and equipment expense$116,0007,631
Additional noninterest expense$340,0007,363
Pre-tax net operating income$-1,138,0008,461
Securities gains (losses)$91,000555
Applicable income taxes$06,600
Income before extraordinary items$-1,047,0008,471
Extraordinary gains, net$051
Net income$-1,047,0008,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$22,761,00063
Net operating income$-1,138,0008,484
2006-09-30 (YTD Data)Rank
Total interest income$284,0008,649
Total interest expense$68,0008,602
Net interest income$216,0008,634
Provision for loan and lease losses$48,0005,116
Total noninterest income$6,0008,586
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,0007,639
Trading account gains and fees$0126
Additional Noninterest Income$5,0008,420
Total noninterest expense$399,0008,432
Salaries and employee benefits$200,0008,477
Premises and equipment expense$46,0008,286
Additional noninterest expense$153,0008,112
Pre-tax net operating income$-225,0008,315
Securities gains (losses)$20,000742
Applicable income taxes$06,687
Income before extraordinary items$-205,0008,323
Extraordinary gains, net$045
Net income$-205,0008,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$22,126,00045
Net operating income$-225,0008,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.