Home > Apple River State Bank > Income and Expense
Apple River State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $21,034,000 | 1,821 |
| Total interest expense | $8,026,000 | 1,493 |
| Net interest income | $13,008,000 | 2,011 |
| Provision for loan and lease losses | $215,000 | 1,948 |
| Total noninterest income | $2,878,000 | 1,673 |
| Gross Fiduciary activities income | $818,000 | 542 |
| Service charges on deposit accounts | $210,000 | 2,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,850,000 | 1,680 |
| Total noninterest expense | $10,521,000 | 1,983 |
| Salaries and employee benefits | $6,014,000 | 1,966 |
| Premises and equipment expense | $842,000 | 2,237 |
| Additional noninterest expense | $1,850,000 | 1,680 |
| Pre-tax net operating income | $5,150,000 | 1,879 |
| Securities gains (losses) | $2,000 | 927 |
| Applicable income taxes | $265,000 | 2,305 |
| Income before extraordinary items | $4,887,000 | 1,754 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,887,000 | 1,775 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,887,000 | 1,757 |
| Net charge-offs | $-7,000 | 3,780 |
| Cash dividends | $1,837,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,885,100 | 1,785 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,194,000 | 1,843 |
| Total interest expense | $5,440,000 | 1,496 |
| Net interest income | $9,754,000 | 2,023 |
| Provision for loan and lease losses | $25,000 | 2,747 |
| Total noninterest income | $1,962,000 | 1,751 |
| Gross Fiduciary activities income | $623,000 | 530 |
| Service charges on deposit accounts | $154,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,185,000 | 1,828 |
| Total noninterest expense | $7,933,000 | 1,975 |
| Salaries and employee benefits | $4,604,000 | 1,925 |
| Premises and equipment expense | $640,000 | 2,223 |
| Additional noninterest expense | $1,185,000 | 1,828 |
| Pre-tax net operating income | $3,758,000 | 1,963 |
| Securities gains (losses) | $2,000 | 777 |
| Applicable income taxes | $236,000 | 2,251 |
| Income before extraordinary items | $3,524,000 | 1,861 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,524,000 | 1,878 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,524,000 | 1,861 |
| Net charge-offs | $-2,000 | 3,495 |
| Cash dividends | $1,209,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,522,120 | 1,891 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,592,000 | 1,893 |
| Total interest expense | $3,170,000 | 1,513 |
| Net interest income | $6,422,000 | 2,060 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,302,000 | 1,700 |
| Gross Fiduciary activities income | $439,000 | 519 |
| Service charges on deposit accounts | $96,000 | 2,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $767,000 | 1,783 |
| Total noninterest expense | $5,194,000 | 1,987 |
| Salaries and employee benefits | $3,050,000 | 1,934 |
| Premises and equipment expense | $420,000 | 2,245 |
| Additional noninterest expense | $767,000 | 1,781 |
| Pre-tax net operating income | $2,530,000 | 1,945 |
| Securities gains (losses) | $2,000 | 835 |
| Applicable income taxes | $161,000 | 2,272 |
| Income before extraordinary items | $2,371,000 | 1,843 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,371,000 | 1,863 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,371,000 | 1,843 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $806,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,369,120 | 1,850 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 1,933 |
| Total interest expense | $1,396,000 | 1,504 |
| Net interest income | $3,183,000 | 2,080 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $665,000 | 1,675 |
| Gross Fiduciary activities income | $230,000 | 527 |
| Service charges on deposit accounts | $52,000 | 2,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 1,785 |
| Total noninterest expense | $2,563,000 | 2,033 |
| Salaries and employee benefits | $1,513,000 | 1,985 |
| Premises and equipment expense | $208,000 | 2,295 |
| Additional noninterest expense | $383,000 | 1,785 |
| Pre-tax net operating income | $1,285,000 | 1,982 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $86,000 | 2,243 |
| Income before extraordinary items | $1,199,000 | 1,864 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,199,000 | 1,864 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,199,000 | 1,864 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $403,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,199,000 | 1,881 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,514,000 | 1,818 |
| Total interest expense | $2,908,000 | 1,211 |
| Net interest income | $13,606,000 | 1,923 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,666,000 | 1,751 |
| Gross Fiduciary activities income | $767,000 | 562 |
| Service charges on deposit accounts | $204,000 | 2,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,695,000 | 1,784 |
| Total noninterest expense | $9,777,000 | 2,043 |
| Salaries and employee benefits | $5,674,000 | 2,017 |
| Premises and equipment expense | $641,000 | 2,622 |
| Additional noninterest expense | $1,695,000 | 1,784 |
| Pre-tax net operating income | $6,495,000 | 1,734 |
| Securities gains (losses) | $1,000 | 637 |
| Applicable income taxes | $335,000 | 2,323 |
| Income before extraordinary items | $6,161,000 | 1,602 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,161,000 | 1,600 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,161,000 | 1,601 |
| Net charge-offs | $-8,000 | 3,595 |
| Cash dividends | $2,163,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,160,050 | 1,628 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,956,000 | 1,813 |
| Total interest expense | $1,903,000 | 1,057 |
| Net interest income | $10,053,000 | 1,921 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,981,000 | 1,780 |
| Gross Fiduciary activities income | $549,000 | 568 |
| Service charges on deposit accounts | $149,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,283,000 | 1,806 |
| Total noninterest expense | $7,212,000 | 2,061 |
| Salaries and employee benefits | $4,263,000 | 2,013 |
| Premises and equipment expense | $461,000 | 2,677 |
| Additional noninterest expense | $1,283,000 | 1,806 |
| Pre-tax net operating income | $4,822,000 | 1,732 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $300,000 | 2,208 |
| Income before extraordinary items | $4,523,000 | 1,601 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,523,000 | 1,601 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,523,000 | 1,601 |
| Net charge-offs | $-7,000 | 3,496 |
| Cash dividends | $1,210,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,522,060 | 1,632 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,674,000 | 1,813 |
| Total interest expense | $1,204,000 | 961 |
| Net interest income | $6,470,000 | 1,935 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,315,000 | 1,771 |
| Gross Fiduciary activities income | $382,000 | 527 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 1,849 |
| Total noninterest expense | $4,644,000 | 2,086 |
| Salaries and employee benefits | $2,836,000 | 2,022 |
| Premises and equipment expense | $315,000 | 2,655 |
| Additional noninterest expense | $1,493,000 | 2,014 |
| Pre-tax net operating income | $3,141,000 | 1,678 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $195,000 | 2,152 |
| Income before extraordinary items | $2,947,000 | 1,535 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,947,000 | 1,534 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,947,000 | 1,535 |
| Net charge-offs | $-5,000 | 3,441 |
| Cash dividends | $806,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,946,060 | 1,573 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 1,798 |
| Total interest expense | $610,000 | 906 |
| Net interest income | $3,162,000 | 1,913 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $762,000 | 1,629 |
| Gross Fiduciary activities income | $205,000 | 517 |
| Service charges on deposit accounts | $38,000 | 3,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 1,634 |
| Total noninterest expense | $2,342,000 | 2,067 |
| Salaries and employee benefits | $1,419,000 | 2,013 |
| Premises and equipment expense | $160,000 | 2,634 |
| Additional noninterest expense | $763,000 | 1,943 |
| Pre-tax net operating income | $1,582,000 | 1,584 |
| Securities gains (losses) | $1,000 | 563 |
| Applicable income taxes | $89,000 | 2,137 |
| Income before extraordinary items | $1,494,000 | 1,466 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,494,000 | 1,465 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,494,000 | 1,466 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $403,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,493,060 | 1,481 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,114,000 | 1,762 |
| Total interest expense | $2,581,000 | 1,049 |
| Net interest income | $13,533,000 | 1,873 |
| Provision for loan and lease losses | $200,000 | 1,725 |
| Total noninterest income | $3,370,000 | 1,674 |
| Gross Fiduciary activities income | $667,000 | 541 |
| Service charges on deposit accounts | $148,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,555,000 | 1,647 |
| Total noninterest expense | $9,307,000 | 2,070 |
| Salaries and employee benefits | $5,540,000 | 2,045 |
| Premises and equipment expense | $665,000 | 2,596 |
| Additional noninterest expense | $3,102,000 | 1,925 |
| Pre-tax net operating income | $7,396,000 | 1,567 |
| Securities gains (losses) | $51,000 | 1,113 |
| Applicable income taxes | $486,000 | 2,117 |
| Income before extraordinary items | $6,961,000 | 1,513 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,961,000 | 1,512 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,961,000 | 1,513 |
| Net charge-offs | $15,000 | 2,163 |
| Cash dividends | $2,673,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,913,570 | 1,480 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,116,000 | 1,793 |
| Total interest expense | $1,937,000 | 1,108 |
| Net interest income | $10,179,000 | 1,899 |
| Provision for loan and lease losses | $200,000 | 1,464 |
| Total noninterest income | $2,629,000 | 1,671 |
| Gross Fiduciary activities income | $475,000 | 541 |
| Service charges on deposit accounts | $110,000 | 3,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,044,000 | 1,643 |
| Total noninterest expense | $6,781,000 | 2,122 |
| Salaries and employee benefits | $4,145,000 | 2,048 |
| Premises and equipment expense | $442,000 | 2,783 |
| Additional noninterest expense | $2,194,000 | 2,017 |
| Pre-tax net operating income | $5,827,000 | 1,589 |
| Securities gains (losses) | $51,000 | 1,044 |
| Applicable income taxes | $99,000 | 2,943 |
| Income before extraordinary items | $5,779,000 | 1,453 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,779,000 | 1,452 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,779,000 | 1,453 |
| Net charge-offs | $2,000 | 2,301 |
| Cash dividends | $1,510,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,729,020 | 1,436 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,751,000 | 1,836 |
| Total interest expense | $1,300,000 | 1,152 |
| Net interest income | $6,451,000 | 1,952 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,774,000 | 1,637 |
| Gross Fiduciary activities income | $309,000 | 544 |
| Service charges on deposit accounts | $70,000 | 3,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,395,000 | 1,576 |
| Total noninterest expense | $4,485,000 | 2,126 |
| Salaries and employee benefits | $2,726,000 | 2,051 |
| Premises and equipment expense | $289,000 | 2,815 |
| Additional noninterest expense | $1,470,000 | 1,999 |
| Pre-tax net operating income | $3,740,000 | 1,596 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $82,000 | 2,828 |
| Income before extraordinary items | $3,658,000 | 1,492 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,658,000 | 1,492 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,658,000 | 1,492 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $1,007,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,658,000 | 1,458 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 1,948 |
| Total interest expense | $661,000 | 1,201 |
| Net interest income | $2,903,000 | 2,070 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $999,000 | 1,516 |
| Gross Fiduciary activities income | $154,000 | 550 |
| Service charges on deposit accounts | $37,000 | 2,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $808,000 | 1,457 |
| Total noninterest expense | $2,198,000 | 2,137 |
| Salaries and employee benefits | $1,341,000 | 2,072 |
| Premises and equipment expense | $142,000 | 2,869 |
| Additional noninterest expense | $715,000 | 2,006 |
| Pre-tax net operating income | $1,704,000 | 1,702 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $66,000 | 2,540 |
| Income before extraordinary items | $1,638,000 | 1,625 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,638,000 | 1,625 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,638,000 | 1,625 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $503,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,638,000 | 1,583 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,504,000 | 1,944 |
| Total interest expense | $3,110,000 | 1,443 |
| Net interest income | $11,394,000 | 2,035 |
| Provision for loan and lease losses | $150,000 | 3,250 |
| Total noninterest income | $3,586,000 | 1,563 |
| Gross Fiduciary activities income | $548,000 | 562 |
| Service charges on deposit accounts | $187,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,851,000 | 1,474 |
| Total noninterest expense | $8,461,000 | 2,177 |
| Salaries and employee benefits | $5,139,000 | 2,115 |
| Premises and equipment expense | $552,000 | 2,892 |
| Additional noninterest expense | $2,770,000 | 2,052 |
| Pre-tax net operating income | $6,369,000 | 1,483 |
| Securities gains (losses) | $152,000 | 1,169 |
| Applicable income taxes | $75,000 | 3,032 |
| Income before extraordinary items | $6,446,000 | 1,343 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,446,000 | 1,344 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,446,000 | 1,344 |
| Net charge-offs | $10,000 | 3,026 |
| Cash dividends | $2,588,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,295,520 | 1,332 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,711,000 | 1,965 |
| Total interest expense | $2,386,000 | 1,489 |
| Net interest income | $8,325,000 | 2,074 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $2,529,000 | 1,575 |
| Gross Fiduciary activities income | $403,000 | 560 |
| Service charges on deposit accounts | $148,000 | 2,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,978,000 | 1,503 |
| Total noninterest expense | $6,317,000 | 2,173 |
| Salaries and employee benefits | $3,875,000 | 2,088 |
| Premises and equipment expense | $416,000 | 2,888 |
| Additional noninterest expense | $2,026,000 | 2,060 |
| Pre-tax net operating income | $4,387,000 | 1,559 |
| Securities gains (losses) | $152,000 | 1,024 |
| Applicable income taxes | $45,000 | 3,118 |
| Income before extraordinary items | $4,494,000 | 1,374 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,494,000 | 1,375 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,494,000 | 1,375 |
| Net charge-offs | $8,000 | 2,803 |
| Cash dividends | $1,285,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,343,520 | 1,370 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,051,000 | 2,008 |
| Total interest expense | $1,593,000 | 1,580 |
| Net interest income | $5,458,000 | 2,110 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,421,000 | 1,674 |
| Gross Fiduciary activities income | $267,000 | 566 |
| Service charges on deposit accounts | $108,000 | 2,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,046,000 | 1,628 |
| Total noninterest expense | $4,214,000 | 2,173 |
| Salaries and employee benefits | $2,632,000 | 2,067 |
| Premises and equipment expense | $270,000 | 2,933 |
| Additional noninterest expense | $1,312,000 | 2,091 |
| Pre-tax net operating income | $2,665,000 | 1,607 |
| Securities gains (losses) | $152,000 | 812 |
| Applicable income taxes | $30,000 | 3,092 |
| Income before extraordinary items | $2,787,000 | 1,393 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,787,000 | 1,393 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,787,000 | 1,393 |
| Net charge-offs | $18,000 | 2,227 |
| Cash dividends | $856,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,636,520 | 1,432 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 2,027 |
| Total interest expense | $843,000 | 1,633 |
| Net interest income | $2,623,000 | 2,138 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $630,000 | 1,699 |
| Gross Fiduciary activities income | $144,000 | 557 |
| Service charges on deposit accounts | $68,000 | 2,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 1,687 |
| Total noninterest expense | $2,096,000 | 2,210 |
| Salaries and employee benefits | $1,283,000 | 2,115 |
| Premises and equipment expense | $127,000 | 3,055 |
| Additional noninterest expense | $686,000 | 2,047 |
| Pre-tax net operating income | $1,157,000 | 1,635 |
| Securities gains (losses) | $117,000 | 555 |
| Applicable income taxes | $15,000 | 3,005 |
| Income before extraordinary items | $1,259,000 | 1,365 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,259,000 | 1,364 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,259,000 | 1,365 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $428,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,143,170 | 1,465 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,590,000 | 2,087 |
| Total interest expense | $3,065,000 | 1,779 |
| Net interest income | $10,525,000 | 2,136 |
| Provision for loan and lease losses | $-200,000 | 5,033 |
| Total noninterest income | $2,176,000 | 1,892 |
| Gross Fiduciary activities income | $505,000 | 574 |
| Service charges on deposit accounts | $274,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,397,000 | 1,877 |
| Total noninterest expense | $7,872,000 | 2,269 |
| Salaries and employee benefits | $4,661,000 | 2,204 |
| Premises and equipment expense | $618,000 | 2,744 |
| Additional noninterest expense | $2,593,000 | 2,166 |
| Pre-tax net operating income | $5,029,000 | 1,749 |
| Securities gains (losses) | $34,000 | 1,408 |
| Applicable income taxes | $60,000 | 3,234 |
| Income before extraordinary items | $5,003,000 | 1,603 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,003,000 | 1,605 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,003,000 | 1,605 |
| Net charge-offs | $-310,000 | 5,056 |
| Cash dividends | $2,289,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,969,340 | 1,573 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,077,000 | 2,123 |
| Total interest expense | $2,211,000 | 1,845 |
| Net interest income | $7,866,000 | 2,172 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,564,000 | 1,928 |
| Gross Fiduciary activities income | $377,000 | 576 |
| Service charges on deposit accounts | $202,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $985,000 | 1,940 |
| Total noninterest expense | $5,784,000 | 2,310 |
| Salaries and employee benefits | $3,444,000 | 2,237 |
| Premises and equipment expense | $415,000 | 2,953 |
| Additional noninterest expense | $1,925,000 | 2,176 |
| Pre-tax net operating income | $3,646,000 | 1,839 |
| Securities gains (losses) | $33,000 | 1,245 |
| Applicable income taxes | $45,000 | 3,288 |
| Income before extraordinary items | $3,634,000 | 1,663 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,634,000 | 1,664 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,634,000 | 1,664 |
| Net charge-offs | $8,000 | 3,020 |
| Cash dividends | $1,284,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,601,330 | 1,638 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,564,000 | 2,158 |
| Total interest expense | $1,380,000 | 1,898 |
| Net interest income | $5,184,000 | 2,203 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,014,000 | 1,937 |
| Gross Fiduciary activities income | $255,000 | 580 |
| Service charges on deposit accounts | $137,000 | 2,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 1,970 |
| Total noninterest expense | $3,899,000 | 2,300 |
| Salaries and employee benefits | $2,285,000 | 2,251 |
| Premises and equipment expense | $282,000 | 2,933 |
| Additional noninterest expense | $1,332,000 | 2,125 |
| Pre-tax net operating income | $2,299,000 | 1,904 |
| Securities gains (losses) | $15,000 | 1,113 |
| Applicable income taxes | $30,000 | 3,302 |
| Income before extraordinary items | $2,284,000 | 1,716 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,284,000 | 1,716 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,284,000 | 1,716 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $857,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,269,150 | 1,695 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 2,189 |
| Total interest expense | $642,000 | 1,963 |
| Net interest income | $2,571,000 | 2,219 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $497,000 | 1,930 |
| Gross Fiduciary activities income | $117,000 | 594 |
| Service charges on deposit accounts | $72,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 1,943 |
| Total noninterest expense | $1,934,000 | 2,327 |
| Salaries and employee benefits | $1,136,000 | 2,284 |
| Premises and equipment expense | $142,000 | 2,943 |
| Additional noninterest expense | $656,000 | 2,139 |
| Pre-tax net operating income | $1,134,000 | 1,883 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,134,000 | 1,703 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,134,000 | 1,701 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,134,000 | 1,702 |
| Net charge-offs | $-13,000 | 4,755 |
| Cash dividends | $3,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,134,000 | 1,680 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,177,000 | 2,179 |
| Total interest expense | $1,987,000 | 1,941 |
| Net interest income | $10,190,000 | 2,209 |
| Provision for loan and lease losses | $-550,000 | 5,305 |
| Total noninterest income | $1,880,000 | 2,058 |
| Gross Fiduciary activities income | $464,000 | 602 |
| Service charges on deposit accounts | $275,000 | 2,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,141,000 | 2,092 |
| Total noninterest expense | $7,541,000 | 2,350 |
| Salaries and employee benefits | $4,453,000 | 2,279 |
| Premises and equipment expense | $576,000 | 2,906 |
| Additional noninterest expense | $2,512,000 | 2,214 |
| Pre-tax net operating income | $5,079,000 | 1,762 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $61,000 | 3,298 |
| Income before extraordinary items | $5,018,000 | 1,576 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,018,000 | 1,575 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,018,000 | 1,575 |
| Net charge-offs | $-767,000 | 5,342 |
| Cash dividends | $2,214,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,018,000 | 1,571 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,048,000 | 2,185 |
| Total interest expense | $1,441,000 | 1,921 |
| Net interest income | $7,607,000 | 2,222 |
| Provision for loan and lease losses | $-550,000 | 5,390 |
| Total noninterest income | $1,411,000 | 2,075 |
| Gross Fiduciary activities income | $346,000 | 602 |
| Service charges on deposit accounts | $206,000 | 2,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $859,000 | 2,117 |
| Total noninterest expense | $5,598,000 | 2,365 |
| Salaries and employee benefits | $3,306,000 | 2,297 |
| Premises and equipment expense | $449,000 | 2,860 |
| Additional noninterest expense | $1,843,000 | 2,244 |
| Pre-tax net operating income | $3,970,000 | 1,710 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $58,000 | 3,262 |
| Income before extraordinary items | $3,912,000 | 1,550 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,912,000 | 1,549 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,912,000 | 1,549 |
| Net charge-offs | $-825,000 | 5,425 |
| Cash dividends | $1,311,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,912,000 | 1,534 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 2,192 |
| Total interest expense | $905,000 | 1,926 |
| Net interest income | $5,052,000 | 2,221 |
| Provision for loan and lease losses | $-550,000 | 5,473 |
| Total noninterest income | $922,000 | 2,101 |
| Gross Fiduciary activities income | $230,000 | 610 |
| Service charges on deposit accounts | $143,000 | 2,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,171 |
| Total noninterest expense | $3,734,000 | 2,368 |
| Salaries and employee benefits | $2,187,000 | 2,327 |
| Premises and equipment expense | $296,000 | 2,893 |
| Additional noninterest expense | $1,251,000 | 2,227 |
| Pre-tax net operating income | $2,790,000 | 1,595 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $43,000 | 3,213 |
| Income before extraordinary items | $2,747,000 | 1,435 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,747,000 | 1,434 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,747,000 | 1,434 |
| Net charge-offs | $-822,000 | 5,498 |
| Cash dividends | $882,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,747,000 | 1,425 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 2,207 |
| Total interest expense | $443,000 | 1,878 |
| Net interest income | $2,496,000 | 2,250 |
| Provision for loan and lease losses | $-550,000 | 5,561 |
| Total noninterest income | $495,000 | 2,006 |
| Gross Fiduciary activities income | $118,000 | 610 |
| Service charges on deposit accounts | $76,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 2,020 |
| Total noninterest expense | $1,868,000 | 2,390 |
| Salaries and employee benefits | $1,098,000 | 2,348 |
| Premises and equipment expense | $149,000 | 2,916 |
| Additional noninterest expense | $621,000 | 2,222 |
| Pre-tax net operating income | $1,673,000 | 1,371 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $28,000 | 3,066 |
| Income before extraordinary items | $1,645,000 | 1,235 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,645,000 | 1,235 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,645,000 | 1,235 |
| Net charge-offs | $-820,000 | 5,579 |
| Cash dividends | $454,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,645,000 | 1,223 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,419,000 | 2,209 |
| Total interest expense | $1,731,000 | 1,719 |
| Net interest income | $9,688,000 | 2,277 |
| Provision for loan and lease losses | $87,000 | 3,200 |
| Total noninterest income | $1,796,000 | 2,168 |
| Gross Fiduciary activities income | $389,000 | 633 |
| Service charges on deposit accounts | $300,000 | 2,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,107,000 | 2,175 |
| Total noninterest expense | $7,291,000 | 2,451 |
| Salaries and employee benefits | $4,291,000 | 2,359 |
| Premises and equipment expense | $590,000 | 2,949 |
| Additional noninterest expense | $2,410,000 | 2,314 |
| Pre-tax net operating income | $4,106,000 | 2,005 |
| Securities gains (losses) | $17,000 | 1,392 |
| Applicable income taxes | $46,000 | 3,552 |
| Income before extraordinary items | $4,077,000 | 1,594 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,077,000 | 1,594 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,077,000 | 1,594 |
| Net charge-offs | $170,000 | 1,968 |
| Cash dividends | $2,065,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,060,170 | 1,580 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,501,000 | 2,228 |
| Total interest expense | $1,286,000 | 1,717 |
| Net interest income | $7,215,000 | 2,297 |
| Provision for loan and lease losses | $49,000 | 3,277 |
| Total noninterest income | $1,328,000 | 2,210 |
| Gross Fiduciary activities income | $282,000 | 636 |
| Service charges on deposit accounts | $219,000 | 2,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $827,000 | 2,204 |
| Total noninterest expense | $5,361,000 | 2,488 |
| Salaries and employee benefits | $3,165,000 | 2,393 |
| Premises and equipment expense | $436,000 | 3,015 |
| Additional noninterest expense | $1,760,000 | 2,371 |
| Pre-tax net operating income | $3,133,000 | 1,998 |
| Securities gains (losses) | $17,000 | 1,393 |
| Applicable income taxes | $46,000 | 3,491 |
| Income before extraordinary items | $3,104,000 | 1,692 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,104,000 | 1,693 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,104,000 | 1,693 |
| Net charge-offs | $142,000 | 1,653 |
| Cash dividends | $1,061,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,087,170 | 1,679 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 2,227 |
| Total interest expense | $851,000 | 1,688 |
| Net interest income | $4,767,000 | 2,301 |
| Provision for loan and lease losses | $49,000 | 2,901 |
| Total noninterest income | $850,000 | 2,269 |
| Gross Fiduciary activities income | $180,000 | 640 |
| Service charges on deposit accounts | $135,000 | 3,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,243 |
| Total noninterest expense | $3,541,000 | 2,510 |
| Salaries and employee benefits | $2,083,000 | 2,425 |
| Premises and equipment expense | $292,000 | 3,010 |
| Additional noninterest expense | $1,166,000 | 2,380 |
| Pre-tax net operating income | $2,027,000 | 2,007 |
| Securities gains (losses) | $19,000 | 1,018 |
| Applicable income taxes | $30,000 | 3,506 |
| Income before extraordinary items | $2,016,000 | 1,693 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,016,000 | 1,692 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,016,000 | 1,693 |
| Net charge-offs | $106,000 | 1,471 |
| Cash dividends | $707,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,997,190 | 1,690 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 2,235 |
| Total interest expense | $423,000 | 1,675 |
| Net interest income | $2,372,000 | 2,320 |
| Provision for loan and lease losses | $49,000 | 2,124 |
| Total noninterest income | $399,000 | 2,336 |
| Gross Fiduciary activities income | $88,000 | 654 |
| Service charges on deposit accounts | $60,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 2,308 |
| Total noninterest expense | $1,721,000 | 2,572 |
| Salaries and employee benefits | $1,030,000 | 2,471 |
| Premises and equipment expense | $140,000 | 3,127 |
| Additional noninterest expense | $551,000 | 2,482 |
| Pre-tax net operating income | $1,001,000 | 1,961 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $15,000 | 3,466 |
| Income before extraordinary items | $986,000 | 1,687 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $986,000 | 1,687 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $986,000 | 1,687 |
| Net charge-offs | $40,000 | 1,464 |
| Cash dividends | $354,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $986,000 | 1,674 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,180,000 | 2,193 |
| Total interest expense | $1,671,000 | 1,645 |
| Net interest income | $9,509,000 | 2,283 |
| Provision for loan and lease losses | $673,000 | 1,215 |
| Total noninterest income | $1,839,000 | 2,219 |
| Gross Fiduciary activities income | $357,000 | 658 |
| Service charges on deposit accounts | $339,000 | 2,752 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,143,000 | 2,239 |
| Total noninterest expense | $7,083,000 | 2,534 |
| Salaries and employee benefits | $3,975,000 | 2,513 |
| Premises and equipment expense | $636,000 | 2,915 |
| Additional noninterest expense | $2,472,000 | 2,329 |
| Pre-tax net operating income | $3,592,000 | 2,091 |
| Securities gains (losses) | $98,000 | 1,356 |
| Applicable income taxes | $44,000 | 3,647 |
| Income before extraordinary items | $3,646,000 | 1,785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,646,000 | 1,784 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,646,000 | 1,784 |
| Net charge-offs | $691,000 | 871 |
| Cash dividends | $1,703,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,548,980 | 1,784 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,383,000 | 2,193 |
| Total interest expense | $1,239,000 | 1,659 |
| Net interest income | $7,144,000 | 2,279 |
| Provision for loan and lease losses | $305,000 | 1,598 |
| Total noninterest income | $1,364,000 | 2,238 |
| Gross Fiduciary activities income | $276,000 | 644 |
| Service charges on deposit accounts | $255,000 | 2,751 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $833,000 | 2,266 |
| Total noninterest expense | $5,301,000 | 2,529 |
| Salaries and employee benefits | $2,991,000 | 2,487 |
| Premises and equipment expense | $448,000 | 3,035 |
| Additional noninterest expense | $1,862,000 | 2,321 |
| Pre-tax net operating income | $2,902,000 | 2,007 |
| Securities gains (losses) | $97,000 | 1,287 |
| Applicable income taxes | $44,000 | 3,617 |
| Income before extraordinary items | $2,955,000 | 1,714 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,955,000 | 1,714 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,955,000 | 1,714 |
| Net charge-offs | $83,000 | 2,219 |
| Cash dividends | $1,050,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,858,970 | 1,706 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,551,000 | 2,216 |
| Total interest expense | $811,000 | 1,675 |
| Net interest income | $4,740,000 | 2,293 |
| Provision for loan and lease losses | $145,000 | 1,986 |
| Total noninterest income | $885,000 | 2,251 |
| Gross Fiduciary activities income | $195,000 | 648 |
| Service charges on deposit accounts | $165,000 | 2,782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $525,000 | 2,313 |
| Total noninterest expense | $3,470,000 | 2,577 |
| Salaries and employee benefits | $1,980,000 | 2,524 |
| Premises and equipment expense | $298,000 | 3,060 |
| Additional noninterest expense | $1,192,000 | 2,415 |
| Pre-tax net operating income | $2,010,000 | 1,927 |
| Securities gains (losses) | $97,000 | 985 |
| Applicable income taxes | $32,000 | 3,611 |
| Income before extraordinary items | $2,075,000 | 1,606 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,075,000 | 1,607 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,075,000 | 1,607 |
| Net charge-offs | $58,000 | 2,039 |
| Cash dividends | $700,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,979,940 | 1,629 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 2,200 |
| Total interest expense | $403,000 | 1,684 |
| Net interest income | $2,399,000 | 2,266 |
| Provision for loan and lease losses | $96,000 | 1,561 |
| Total noninterest income | $446,000 | 2,225 |
| Gross Fiduciary activities income | $114,000 | 618 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $247,000 | 2,358 |
| Total noninterest expense | $1,711,000 | 2,610 |
| Salaries and employee benefits | $976,000 | 2,561 |
| Premises and equipment expense | $144,000 | 3,150 |
| Additional noninterest expense | $591,000 | 2,424 |
| Pre-tax net operating income | $1,038,000 | 1,867 |
| Securities gains (losses) | $81,000 | 621 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $1,104,000 | 1,495 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,104,000 | 1,496 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,104,000 | 1,496 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $350,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,023,810 | 1,543 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,686,000 | 2,239 |
| Total interest expense | $1,588,000 | 1,692 |
| Net interest income | $9,098,000 | 2,329 |
| Provision for loan and lease losses | $416,000 | 1,552 |
| Total noninterest income | $1,534,000 | 2,451 |
| Gross Fiduciary activities income | $340,000 | 665 |
| Service charges on deposit accounts | $350,000 | 2,761 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $844,000 | 2,584 |
| Total noninterest expense | $6,790,000 | 2,608 |
| Salaries and employee benefits | $3,767,000 | 2,594 |
| Premises and equipment expense | $678,000 | 2,869 |
| Additional noninterest expense | $2,345,000 | 2,470 |
| Pre-tax net operating income | $3,426,000 | 2,101 |
| Securities gains (losses) | $78,000 | 1,316 |
| Applicable income taxes | $47,000 | 3,651 |
| Income before extraordinary items | $3,457,000 | 1,813 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,457,000 | 1,816 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,457,000 | 1,816 |
| Net charge-offs | $735,000 | 867 |
| Cash dividends | $1,707,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,379,780 | 1,814 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,959,000 | 2,271 |
| Total interest expense | $1,177,000 | 1,734 |
| Net interest income | $6,782,000 | 2,353 |
| Provision for loan and lease losses | $196,000 | 1,986 |
| Total noninterest income | $1,132,000 | 2,494 |
| Gross Fiduciary activities income | $252,000 | 671 |
| Service charges on deposit accounts | $259,000 | 2,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $621,000 | 2,627 |
| Total noninterest expense | $5,039,000 | 2,647 |
| Salaries and employee benefits | $2,829,000 | 2,602 |
| Premises and equipment expense | $506,000 | 2,929 |
| Additional noninterest expense | $1,704,000 | 2,531 |
| Pre-tax net operating income | $2,679,000 | 2,092 |
| Securities gains (losses) | $78,000 | 1,181 |
| Applicable income taxes | $43,000 | 3,693 |
| Income before extraordinary items | $2,714,000 | 1,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,714,000 | 1,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,714,000 | 1,778 |
| Net charge-offs | $71,000 | 2,482 |
| Cash dividends | $1,107,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,637,560 | 1,776 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 2,291 |
| Total interest expense | $774,000 | 1,761 |
| Net interest income | $4,479,000 | 2,376 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $749,000 | 2,517 |
| Gross Fiduciary activities income | $159,000 | 687 |
| Service charges on deposit accounts | $167,000 | 2,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $423,000 | 2,606 |
| Total noninterest expense | $3,327,000 | 2,686 |
| Salaries and employee benefits | $1,897,000 | 2,617 |
| Premises and equipment expense | $351,000 | 2,863 |
| Additional noninterest expense | $1,079,000 | 2,656 |
| Pre-tax net operating income | $1,801,000 | 2,056 |
| Securities gains (losses) | $37,000 | 1,408 |
| Applicable income taxes | $29,000 | 3,707 |
| Income before extraordinary items | $1,809,000 | 1,760 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,809,000 | 1,764 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,809,000 | 1,764 |
| Net charge-offs | $44,000 | 2,414 |
| Cash dividends | $757,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,772,740 | 1,743 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 2,279 |
| Total interest expense | $391,000 | 1,760 |
| Net interest income | $2,245,000 | 2,374 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $392,000 | 2,423 |
| Gross Fiduciary activities income | $70,000 | 713 |
| Service charges on deposit accounts | $80,000 | 2,869 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $242,000 | 2,396 |
| Total noninterest expense | $1,631,000 | 2,733 |
| Salaries and employee benefits | $958,000 | 2,612 |
| Premises and equipment expense | $176,000 | 2,888 |
| Additional noninterest expense | $497,000 | 2,809 |
| Pre-tax net operating income | $1,006,000 | 1,852 |
| Securities gains (losses) | $33,000 | 1,027 |
| Applicable income taxes | $15,000 | 3,667 |
| Income before extraordinary items | $1,024,000 | 1,565 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,024,000 | 1,566 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,024,000 | 1,567 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $407,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $991,330 | 1,549 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,709,000 | 2,254 |
| Total interest expense | $1,624,000 | 1,759 |
| Net interest income | $9,085,000 | 2,347 |
| Provision for loan and lease losses | $461,000 | 1,540 |
| Total noninterest income | $1,292,000 | 2,718 |
| Gross Fiduciary activities income | $250,000 | 738 |
| Service charges on deposit accounts | $385,000 | 2,755 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $657,000 | 2,917 |
| Total noninterest expense | $6,656,000 | 2,708 |
| Salaries and employee benefits | $3,734,000 | 2,648 |
| Premises and equipment expense | $676,000 | 2,981 |
| Additional noninterest expense | $2,246,000 | 2,631 |
| Pre-tax net operating income | $3,260,000 | 2,139 |
| Securities gains (losses) | $72,000 | 1,479 |
| Applicable income taxes | $34,000 | 3,862 |
| Income before extraordinary items | $3,298,000 | 1,866 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,298,000 | 1,866 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,298,000 | 1,865 |
| Net charge-offs | $-20,000 | 5,797 |
| Cash dividends | $1,900,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,226,720 | 1,860 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,037,000 | 2,262 |
| Total interest expense | $1,222,000 | 1,789 |
| Net interest income | $6,815,000 | 2,343 |
| Provision for loan and lease losses | $261,000 | 1,773 |
| Total noninterest income | $958,000 | 2,759 |
| Gross Fiduciary activities income | $184,000 | 737 |
| Service charges on deposit accounts | $288,000 | 2,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $486,000 | 2,949 |
| Total noninterest expense | $5,004,000 | 2,712 |
| Salaries and employee benefits | $2,838,000 | 2,614 |
| Premises and equipment expense | $507,000 | 3,010 |
| Additional noninterest expense | $1,659,000 | 2,662 |
| Pre-tax net operating income | $2,508,000 | 2,136 |
| Securities gains (losses) | $33,000 | 1,724 |
| Applicable income taxes | $42,000 | 3,730 |
| Income before extraordinary items | $2,499,000 | 1,851 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,499,000 | 1,851 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,499,000 | 1,850 |
| Net charge-offs | $-72,000 | 6,139 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,466,660 | 1,832 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 2,263 |
| Total interest expense | $816,000 | 1,810 |
| Net interest income | $4,502,000 | 2,347 |
| Provision for loan and lease losses | $261,000 | 1,412 |
| Total noninterest income | $638,000 | 2,742 |
| Gross Fiduciary activities income | $120,000 | 743 |
| Service charges on deposit accounts | $189,000 | 2,805 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $329,000 | 2,908 |
| Total noninterest expense | $3,311,000 | 2,749 |
| Salaries and employee benefits | $1,911,000 | 2,607 |
| Premises and equipment expense | $330,000 | 3,088 |
| Additional noninterest expense | $1,070,000 | 2,732 |
| Pre-tax net operating income | $1,568,000 | 2,201 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $27,000 | 3,728 |
| Income before extraordinary items | $1,541,000 | 1,938 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,541,000 | 1,942 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,541,000 | 1,941 |
| Net charge-offs | $-61,000 | 6,200 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,541,000 | 1,886 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 2,259 |
| Total interest expense | $407,000 | 1,834 |
| Net interest income | $2,263,000 | 2,323 |
| Provision for loan and lease losses | $261,000 | 803 |
| Total noninterest income | $319,000 | 2,718 |
| Gross Fiduciary activities income | $59,000 | 750 |
| Service charges on deposit accounts | $93,000 | 2,818 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $167,000 | 2,814 |
| Total noninterest expense | $1,633,000 | 2,788 |
| Salaries and employee benefits | $960,000 | 2,604 |
| Premises and equipment expense | $181,000 | 2,951 |
| Additional noninterest expense | $492,000 | 2,920 |
| Pre-tax net operating income | $688,000 | 2,346 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $14,000 | 3,682 |
| Income before extraordinary items | $674,000 | 2,068 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $674,000 | 2,071 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $674,000 | 2,071 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $674,000 | 2,035 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,456,000 | 2,326 |
| Total interest expense | $1,780,000 | 1,893 |
| Net interest income | $8,676,000 | 2,421 |
| Provision for loan and lease losses | $401,000 | 2,104 |
| Total noninterest income | $1,424,000 | 2,672 |
| Gross Fiduciary activities income | $196,000 | 780 |
| Service charges on deposit accounts | $431,000 | 2,674 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $797,000 | 2,674 |
| Total noninterest expense | $6,620,000 | 2,753 |
| Salaries and employee benefits | $3,774,000 | 2,610 |
| Premises and equipment expense | $678,000 | 3,027 |
| Additional noninterest expense | $2,168,000 | 2,802 |
| Pre-tax net operating income | $3,079,000 | 2,127 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $48,000 | 3,779 |
| Income before extraordinary items | $3,031,000 | 1,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,031,000 | 1,886 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,031,000 | 1,886 |
| Net charge-offs | $228,000 | 2,869 |
| Cash dividends | $1,330,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,031,000 | 1,851 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,809,000 | 2,345 |
| Total interest expense | $1,356,000 | 1,931 |
| Net interest income | $6,453,000 | 2,447 |
| Provision for loan and lease losses | $153,000 | 2,912 |
| Total noninterest income | $1,132,000 | 2,625 |
| Gross Fiduciary activities income | $143,000 | 779 |
| Service charges on deposit accounts | $320,000 | 2,704 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $669,000 | 2,575 |
| Total noninterest expense | $4,844,000 | 2,819 |
| Salaries and employee benefits | $2,808,000 | 2,633 |
| Premises and equipment expense | $495,000 | 3,121 |
| Additional noninterest expense | $1,541,000 | 2,917 |
| Pre-tax net operating income | $2,588,000 | 1,999 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $41,000 | 3,810 |
| Income before extraordinary items | $2,547,000 | 1,745 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,547,000 | 1,747 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,547,000 | 1,749 |
| Net charge-offs | $-93,000 | 6,580 |
| Cash dividends | $830,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,547,000 | 1,705 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 2,356 |
| Total interest expense | $937,000 | 1,889 |
| Net interest income | $4,239,000 | 2,465 |
| Provision for loan and lease losses | $153,000 | 2,418 |
| Total noninterest income | $777,000 | 2,593 |
| Gross Fiduciary activities income | $93,000 | 789 |
| Service charges on deposit accounts | $210,000 | 2,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $474,000 | 2,551 |
| Total noninterest expense | $3,199,000 | 2,845 |
| Salaries and employee benefits | $1,859,000 | 2,672 |
| Premises and equipment expense | $321,000 | 3,207 |
| Additional noninterest expense | $1,019,000 | 2,927 |
| Pre-tax net operating income | $1,664,000 | 2,012 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $27,000 | 3,804 |
| Income before extraordinary items | $1,637,000 | 1,785 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,637,000 | 1,790 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,637,000 | 1,791 |
| Net charge-offs | $-30,000 | 6,424 |
| Cash dividends | $530,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,637,000 | 1,727 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 2,359 |
| Total interest expense | $496,000 | 1,849 |
| Net interest income | $2,130,000 | 2,465 |
| Provision for loan and lease losses | $76,000 | 2,351 |
| Total noninterest income | $443,000 | 2,410 |
| Gross Fiduciary activities income | $43,000 | 802 |
| Service charges on deposit accounts | $102,000 | 2,758 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $298,000 | 2,230 |
| Total noninterest expense | $1,554,000 | 2,942 |
| Salaries and employee benefits | $930,000 | 2,688 |
| Premises and equipment expense | $162,000 | 3,210 |
| Additional noninterest expense | $462,000 | 3,155 |
| Pre-tax net operating income | $943,000 | 1,801 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $943,000 | 1,565 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $943,000 | 1,568 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $943,000 | 1,567 |
| Net charge-offs | $-23,000 | 6,491 |
| Cash dividends | $280,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $943,000 | 1,510 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,195,000 | 2,324 |
| Total interest expense | $2,440,000 | 1,792 |
| Net interest income | $8,755,000 | 2,446 |
| Provision for loan and lease losses | $1,528,000 | 1,302 |
| Total noninterest income | $1,814,000 | 2,341 |
| Gross Fiduciary activities income | $162,000 | 820 |
| Service charges on deposit accounts | $431,000 | 2,774 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,221,000 | 2,115 |
| Total noninterest expense | $6,507,000 | 2,844 |
| Salaries and employee benefits | $3,650,000 | 2,679 |
| Premises and equipment expense | $661,000 | 3,153 |
| Additional noninterest expense | $2,196,000 | 2,868 |
| Pre-tax net operating income | $2,534,000 | 2,381 |
| Securities gains (losses) | $8,000 | 3,432 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $2,518,000 | 2,161 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,518,000 | 2,160 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,518,000 | 2,162 |
| Net charge-offs | $2,039,000 | 1,139 |
| Cash dividends | $911,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,510,080 | 2,040 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,464,000 | 2,348 |
| Total interest expense | $1,869,000 | 1,822 |
| Net interest income | $6,595,000 | 2,477 |
| Provision for loan and lease losses | $1,355,000 | 1,173 |
| Total noninterest income | $1,344,000 | 2,351 |
| Gross Fiduciary activities income | $118,000 | 817 |
| Service charges on deposit accounts | $330,000 | 2,779 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $896,000 | 2,132 |
| Total noninterest expense | $4,686,000 | 2,956 |
| Salaries and employee benefits | $2,728,000 | 2,707 |
| Premises and equipment expense | $487,000 | 3,223 |
| Additional noninterest expense | $1,471,000 | 3,163 |
| Pre-tax net operating income | $1,898,000 | 2,449 |
| Securities gains (losses) | $8,000 | 3,171 |
| Applicable income taxes | $21,000 | 4,141 |
| Income before extraordinary items | $1,885,000 | 2,221 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,885,000 | 2,221 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,885,000 | 2,221 |
| Net charge-offs | $1,562,000 | 1,079 |
| Cash dividends | $680,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,877,080 | 2,100 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 2,345 |
| Total interest expense | $1,264,000 | 1,858 |
| Net interest income | $4,418,000 | 2,469 |
| Provision for loan and lease losses | $1,342,000 | 872 |
| Total noninterest income | $722,000 | 2,647 |
| Gross Fiduciary activities income | $78,000 | 832 |
| Service charges on deposit accounts | $208,000 | 2,871 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $436,000 | 2,523 |
| Total noninterest expense | $3,127,000 | 2,957 |
| Salaries and employee benefits | $1,819,000 | 2,718 |
| Premises and equipment expense | $322,000 | 3,261 |
| Additional noninterest expense | $986,000 | 3,163 |
| Pre-tax net operating income | $671,000 | 3,610 |
| Securities gains (losses) | $8,000 | 2,780 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $679,000 | 3,395 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $679,000 | 3,396 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $679,000 | 3,396 |
| Net charge-offs | $1,078,000 | 1,076 |
| Cash dividends | $450,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $671,000 | 3,238 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 2,364 |
| Total interest expense | $651,000 | 1,872 |
| Net interest income | $2,207,000 | 2,482 |
| Provision for loan and lease losses | $327,000 | 1,409 |
| Total noninterest income | $355,000 | 2,660 |
| Gross Fiduciary activities income | $39,000 | 831 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $211,000 | 2,573 |
| Total noninterest expense | $1,564,000 | 2,946 |
| Salaries and employee benefits | $917,000 | 2,707 |
| Premises and equipment expense | $159,000 | 3,310 |
| Additional noninterest expense | $488,000 | 3,150 |
| Pre-tax net operating income | $671,000 | 2,337 |
| Securities gains (losses) | $8,000 | 1,818 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $679,000 | 2,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $679,000 | 2,054 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $679,000 | 2,055 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $671,000 | 1,971 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,808,000 | 2,350 |
| Total interest expense | $3,002,000 | 1,962 |
| Net interest income | $8,806,000 | 2,499 |
| Provision for loan and lease losses | $3,303,000 | 1,100 |
| Total noninterest income | $1,264,000 | 2,708 |
| Gross Fiduciary activities income | $135,000 | 804 |
| Service charges on deposit accounts | $439,000 | 2,846 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $690,000 | 2,653 |
| Total noninterest expense | $5,995,000 | 3,060 |
| Salaries and employee benefits | $3,299,000 | 2,891 |
| Premises and equipment expense | $666,000 | 3,308 |
| Additional noninterest expense | $2,030,000 | 3,098 |
| Pre-tax net operating income | $772,000 | 4,141 |
| Securities gains (losses) | $268,000 | 1,215 |
| Applicable income taxes | $-7,000 | 6,565 |
| Income before extraordinary items | $1,047,000 | 3,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,047,000 | 3,463 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,047,000 | 3,464 |
| Net charge-offs | $3,151,000 | 1,159 |
| Cash dividends | $994,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $779,000 | 3,863 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,963,000 | 2,356 |
| Total interest expense | $2,312,000 | 1,995 |
| Net interest income | $6,651,000 | 2,491 |
| Provision for loan and lease losses | $2,289,000 | 1,134 |
| Total noninterest income | $868,000 | 2,857 |
| Gross Fiduciary activities income | $99,000 | 799 |
| Service charges on deposit accounts | $332,000 | 2,829 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $437,000 | 2,896 |
| Total noninterest expense | $4,428,000 | 3,099 |
| Salaries and employee benefits | $2,415,000 | 2,940 |
| Premises and equipment expense | $487,000 | 3,411 |
| Additional noninterest expense | $1,526,000 | 3,114 |
| Pre-tax net operating income | $802,000 | 3,718 |
| Securities gains (losses) | $268,000 | 989 |
| Applicable income taxes | $21,000 | 4,025 |
| Income before extraordinary items | $1,049,000 | 2,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,049,000 | 2,970 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,049,000 | 2,970 |
| Net charge-offs | $1,324,000 | 1,625 |
| Cash dividends | $840,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $786,360 | 3,429 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 2,334 |
| Total interest expense | $1,571,000 | 2,021 |
| Net interest income | $4,529,000 | 2,423 |
| Provision for loan and lease losses | $261,000 | 3,191 |
| Total noninterest income | $624,000 | 2,733 |
| Gross Fiduciary activities income | $61,000 | 819 |
| Service charges on deposit accounts | $217,000 | 2,844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 2,674 |
| Total noninterest expense | $3,245,000 | 2,886 |
| Salaries and employee benefits | $1,842,000 | 2,616 |
| Premises and equipment expense | $316,000 | 3,519 |
| Additional noninterest expense | $1,087,000 | 2,983 |
| Pre-tax net operating income | $1,647,000 | 1,730 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,647,000 | 1,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,647,000 | 1,489 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,647,000 | 1,489 |
| Net charge-offs | $13,000 | 5,250 |
| Cash dividends | $590,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,647,000 | 1,427 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,350 |
| Total interest expense | $796,000 | 2,066 |
| Net interest income | $2,256,000 | 2,435 |
| Provision for loan and lease losses | $128,000 | 3,048 |
| Total noninterest income | $331,000 | 2,654 |
| Gross Fiduciary activities income | $27,000 | 847 |
| Service charges on deposit accounts | $106,000 | 2,857 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $198,000 | 2,484 |
| Total noninterest expense | $1,594,000 | 2,940 |
| Salaries and employee benefits | $929,000 | 2,607 |
| Premises and equipment expense | $157,000 | 3,576 |
| Additional noninterest expense | $508,000 | 3,139 |
| Pre-tax net operating income | $865,000 | 1,652 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $865,000 | 1,395 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $865,000 | 1,396 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $865,000 | 1,396 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $865,000 | 1,354 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,576,000 | 2,390 |
| Total interest expense | $3,565,000 | 2,223 |
| Net interest income | $9,011,000 | 2,431 |
| Provision for loan and lease losses | $710,000 | 3,576 |
| Total noninterest income | $1,541,000 | 2,471 |
| Gross Fiduciary activities income | $82,000 | 896 |
| Service charges on deposit accounts | $528,000 | 2,544 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $931,000 | 2,264 |
| Total noninterest expense | $6,266,000 | 3,002 |
| Salaries and employee benefits | $3,538,000 | 2,701 |
| Premises and equipment expense | $601,000 | 3,713 |
| Additional noninterest expense | $2,127,000 | 3,087 |
| Pre-tax net operating income | $3,576,000 | 1,388 |
| Securities gains (losses) | $-89,000 | 7,216 |
| Applicable income taxes | $15,000 | 4,111 |
| Income before extraordinary items | $3,472,000 | 1,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,472,000 | 1,232 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,472,000 | 1,233 |
| Net charge-offs | $470,000 | 3,738 |
| Cash dividends | $1,497,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,561,000 | 1,160 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 2,459 |
| Total interest expense | $2,709,000 | 2,281 |
| Net interest income | $6,690,000 | 2,479 |
| Provision for loan and lease losses | $463,000 | 3,669 |
| Total noninterest income | $1,119,000 | 2,533 |
| Gross Fiduciary activities income | $58,000 | 902 |
| Service charges on deposit accounts | $400,000 | 2,586 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $661,000 | 2,353 |
| Total noninterest expense | $4,500,000 | 3,116 |
| Salaries and employee benefits | $2,562,000 | 2,798 |
| Premises and equipment expense | $410,000 | 4,036 |
| Additional noninterest expense | $1,528,000 | 3,170 |
| Pre-tax net operating income | $2,846,000 | 1,379 |
| Securities gains (losses) | $-67,000 | 7,358 |
| Applicable income taxes | $8,000 | 4,311 |
| Income before extraordinary items | $2,771,000 | 1,215 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,771,000 | 1,219 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,771,000 | 1,219 |
| Net charge-offs | $370,000 | 3,457 |
| Cash dividends | $806,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,838,000 | 1,135 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 2,491 |
| Total interest expense | $1,811,000 | 2,373 |
| Net interest income | $4,421,000 | 2,504 |
| Provision for loan and lease losses | $319,000 | 3,516 |
| Total noninterest income | $676,000 | 2,643 |
| Gross Fiduciary activities income | $38,000 | 911 |
| Service charges on deposit accounts | $266,000 | 2,591 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $372,000 | 2,513 |
| Total noninterest expense | $2,948,000 | 3,161 |
| Salaries and employee benefits | $1,685,000 | 2,832 |
| Premises and equipment expense | $270,000 | 4,082 |
| Additional noninterest expense | $993,000 | 3,224 |
| Pre-tax net operating income | $1,830,000 | 1,419 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,830,000 | 1,216 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,830,000 | 1,217 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,830,000 | 1,217 |
| Net charge-offs | $59,000 | 4,734 |
| Cash dividends | $499,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,830,000 | 1,172 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 2,580 |
| Total interest expense | $937,000 | 2,410 |
| Net interest income | $2,144,000 | 2,617 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $309,000 | 2,804 |
| Gross Fiduciary activities income | $18,000 | 923 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $157,000 | 2,758 |
| Total noninterest expense | $1,496,000 | 3,154 |
| Salaries and employee benefits | $869,000 | 2,814 |
| Premises and equipment expense | $127,000 | 4,325 |
| Additional noninterest expense | $500,000 | 3,183 |
| Pre-tax net operating income | $867,000 | 1,509 |
| Securities gains (losses) | $11,000 | 1,699 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $878,000 | 1,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $878,000 | 1,246 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $878,000 | 1,245 |
| Net charge-offs | $88,000 | 3,218 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $867,000 | 1,230 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,669,000 | 2,835 |
| Total interest expense | $4,678,000 | 2,402 |
| Net interest income | $6,991,000 | 3,069 |
| Provision for loan and lease losses | $616,000 | 4,218 |
| Total noninterest income | $1,413,000 | 2,664 |
| Gross Fiduciary activities income | $34,000 | 1,012 |
| Service charges on deposit accounts | $605,000 | 2,526 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $774,000 | 2,510 |
| Total noninterest expense | $5,826,000 | 3,256 |
| Salaries and employee benefits | $3,444,000 | 2,826 |
| Premises and equipment expense | $554,000 | 4,115 |
| Additional noninterest expense | $1,828,000 | 3,567 |
| Pre-tax net operating income | $1,962,000 | 1,938 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,960,000 | 1,719 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,960,000 | 1,718 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,960,000 | 1,719 |
| Net charge-offs | $665,000 | 3,419 |
| Cash dividends | $1,229,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,960,000 | 1,666 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,625,000 | 2,904 |
| Total interest expense | $3,620,000 | 2,437 |
| Net interest income | $5,005,000 | 3,190 |
| Provision for loan and lease losses | $211,000 | 5,085 |
| Total noninterest income | $1,146,000 | 2,582 |
| Gross Fiduciary activities income | $20,000 | 1,026 |
| Service charges on deposit accounts | $454,000 | 2,544 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $672,000 | 2,352 |
| Total noninterest expense | $4,494,000 | 3,182 |
| Salaries and employee benefits | $2,541,000 | 2,903 |
| Premises and equipment expense | $370,000 | 4,460 |
| Additional noninterest expense | $1,583,000 | 3,147 |
| Pre-tax net operating income | $1,446,000 | 2,111 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,446,000 | 1,839 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,446,000 | 1,838 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,446,000 | 1,839 |
| Net charge-offs | $240,000 | 4,024 |
| Cash dividends | $1,022,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,446,000 | 1,795 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 2,948 |
| Total interest expense | $2,470,000 | 2,485 |
| Net interest income | $3,244,000 | 3,244 |
| Provision for loan and lease losses | $131,000 | 4,943 |
| Total noninterest income | $883,000 | 2,373 |
| Gross Fiduciary activities income | $11,000 | 1,061 |
| Service charges on deposit accounts | $289,000 | 2,592 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $583,000 | 2,022 |
| Total noninterest expense | $3,035,000 | 3,190 |
| Salaries and employee benefits | $1,687,000 | 2,944 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $1,097,000 | 3,058 |
| Pre-tax net operating income | $961,000 | 2,187 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $961,000 | 1,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $961,000 | 1,900 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $961,000 | 1,902 |
| Net charge-offs | $194,000 | 3,456 |
| Cash dividends | $664,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $961,000 | 1,849 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 2,987 |
| Total interest expense | $1,259,000 | 2,518 |
| Net interest income | $1,596,000 | 3,275 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $437,000 | 2,346 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $145,000 | 2,536 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $290,000 | 2,007 |
| Total noninterest expense | $1,444,000 | 3,240 |
| Salaries and employee benefits | $828,000 | 3,017 |
| Premises and equipment expense | $134,000 | 4,307 |
| Additional noninterest expense | $482,000 | 3,100 |
| Pre-tax net operating income | $524,000 | 2,288 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $524,000 | 2,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 2,047 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $524,000 | 2,047 |
| Net charge-offs | $100,000 | 2,864 |
| Cash dividends | $450,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $524,000 | 1,927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,052,000 | 3,027 |
| Total interest expense | $5,816,000 | 2,584 |
| Net interest income | $6,236,000 | 3,366 |
| Provision for loan and lease losses | $140,000 | 5,648 |
| Total noninterest income | $1,039,000 | 3,330 |
| Gross Fiduciary activities income | $18,000 | 1,123 |
| Service charges on deposit accounts | $623,000 | 2,579 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $398,000 | 3,598 |
| Total noninterest expense | $5,275,000 | 3,425 |
| Salaries and employee benefits | $3,027,000 | 3,222 |
| Premises and equipment expense | $383,000 | 5,205 |
| Additional noninterest expense | $1,865,000 | 3,046 |
| Pre-tax net operating income | $1,860,000 | 2,596 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $1,858,000 | 2,141 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,858,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,158 |
| Cash dividends | $1,488,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,858,000 | 2,251 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,080,000 | 3,079 |
| Total interest expense | $4,439,000 | 2,637 |
| Net interest income | $4,641,000 | 3,410 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $789,000 | 3,368 |
| Gross Fiduciary activities income | $14,000 | 1,102 |
| Service charges on deposit accounts | $463,000 | 2,608 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $312,000 | 3,620 |
| Total noninterest expense | $3,945,000 | 3,418 |
| Salaries and employee benefits | $2,267,000 | 3,262 |
| Premises and equipment expense | $254,000 | 5,538 |
| Additional noninterest expense | $1,424,000 | 2,906 |
| Pre-tax net operating income | $1,360,000 | 3,050 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $1,353,000 | 2,524 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,353,000 | 2,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-113,000 | 8,284 |
| Cash dividends | $705,000 | 2,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,353,000 | 2,649 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 3,110 |
| Total interest expense | $3,013,000 | 2,700 |
| Net interest income | $3,076,000 | 3,419 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $555,000 | 3,289 |
| Gross Fiduciary activities income | $11,000 | 1,103 |
| Service charges on deposit accounts | $295,000 | 2,673 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $249,000 | 3,353 |
| Total noninterest expense | $2,562,000 | 3,494 |
| Salaries and employee benefits | $1,474,000 | 3,375 |
| Premises and equipment expense | $165,000 | 5,639 |
| Additional noninterest expense | $923,000 | 2,944 |
| Pre-tax net operating income | $979,000 | 2,995 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $975,000 | 2,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $975,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 8,354 |
| Cash dividends | $470,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $975,000 | 2,576 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 3,208 |
| Total interest expense | $1,497,000 | 2,895 |
| Net interest income | $1,532,000 | 3,433 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $246,000 | 3,549 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $131,000 | 2,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,584 |
| Total noninterest expense | $1,179,000 | 3,751 |
| Salaries and employee benefits | $700,000 | 3,540 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $400,000 | 3,313 |
| Pre-tax net operating income | $554,000 | 2,868 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $551,000 | 2,485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $551,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,351 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $551,000 | 2,411 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,065,000 | 3,272 |
| Total interest expense | $5,815,000 | 3,080 |
| Net interest income | $6,250,000 | 3,402 |
| Provision for loan and lease losses | $193,000 | 3,935 |
| Total noninterest income | $938,000 | 3,665 |
| Gross Fiduciary activities income | $25,000 | 1,120 |
| Service charges on deposit accounts | $627,000 | 2,584 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $286,000 | 4,332 |
| Total noninterest expense | $4,392,000 | 3,829 |
| Salaries and employee benefits | $2,618,000 | 3,591 |
| Premises and equipment expense | $332,000 | 5,534 |
| Additional noninterest expense | $1,442,000 | 3,539 |
| Pre-tax net operating income | $2,603,000 | 2,738 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $2,599,000 | 2,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,599,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,513 |
| Cash dividends | $1,180,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,599,000 | 2,264 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,930,000 | 3,307 |
| Total interest expense | $4,281,000 | 3,129 |
| Net interest income | $4,649,000 | 3,423 |
| Provision for loan and lease losses | $148,000 | 3,517 |
| Total noninterest income | $729,000 | 3,602 |
| Gross Fiduciary activities income | $19,000 | 1,088 |
| Service charges on deposit accounts | $487,000 | 2,487 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $223,000 | 4,284 |
| Total noninterest expense | $3,287,000 | 3,821 |
| Salaries and employee benefits | $1,970,000 | 3,581 |
| Premises and equipment expense | $243,000 | 5,578 |
| Additional noninterest expense | $1,074,000 | 3,500 |
| Pre-tax net operating income | $1,943,000 | 2,904 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $1,935,000 | 2,441 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,935,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,657 |
| Cash dividends | $804,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,935,000 | 2,414 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 3,349 |
| Total interest expense | $2,816,000 | 3,160 |
| Net interest income | $3,061,000 | 3,475 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $497,000 | 3,576 |
| Gross Fiduciary activities income | $13,000 | 1,102 |
| Service charges on deposit accounts | $331,000 | 2,460 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $153,000 | 4,275 |
| Total noninterest expense | $2,165,000 | 3,885 |
| Salaries and employee benefits | $1,307,000 | 3,623 |
| Premises and equipment expense | $160,000 | 5,652 |
| Additional noninterest expense | $698,000 | 3,571 |
| Pre-tax net operating income | $1,303,000 | 2,943 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $1,297,000 | 2,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,297,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $522,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,297,000 | 2,474 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 3,383 |
| Total interest expense | $1,398,000 | 3,171 |
| Net interest income | $1,489,000 | 3,553 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $255,000 | 3,475 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $163,000 | 2,441 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $88,000 | 4,018 |
| Total noninterest expense | $1,103,000 | 3,823 |
| Salaries and employee benefits | $646,000 | 3,684 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $379,000 | 3,316 |
| Pre-tax net operating income | $596,000 | 3,134 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $594,000 | 2,652 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $594,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,166 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $594,000 | 2,637 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,802,000 | 3,376 |
| Total interest expense | $4,843,000 | 3,113 |
| Net interest income | $5,959,000 | 3,541 |
| Provision for loan and lease losses | $202,000 | 3,509 |
| Total noninterest income | $853,000 | 3,905 |
| Gross Fiduciary activities income | $22,000 | 1,158 |
| Service charges on deposit accounts | $597,000 | 2,690 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $234,000 | 4,811 |
| Total noninterest expense | $4,273,000 | 3,791 |
| Salaries and employee benefits | $2,465,000 | 3,651 |
| Premises and equipment expense | $385,000 | 5,049 |
| Additional noninterest expense | $1,423,000 | 3,437 |
| Pre-tax net operating income | $2,337,000 | 3,295 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $31,000 | 5,744 |
| Income before extraordinary items | $2,306,000 | 2,787 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,306,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $2,243,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,306,000 | 2,779 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,935,000 | 3,403 |
| Total interest expense | $3,462,000 | 3,136 |
| Net interest income | $4,473,000 | 3,562 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $648,000 | 3,880 |
| Gross Fiduciary activities income | $15,000 | 1,144 |
| Service charges on deposit accounts | $461,000 | 2,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,857 |
| Total noninterest expense | $3,201,000 | 3,779 |
| Salaries and employee benefits | $1,809,000 | 3,711 |
| Premises and equipment expense | $281,000 | 5,147 |
| Additional noninterest expense | $1,111,000 | 3,327 |
| Pre-tax net operating income | $1,785,000 | 3,360 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $31,000 | 5,736 |
| Income before extraordinary items | $1,754,000 | 2,846 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,754,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $1,530,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,754,000 | 2,836 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 3,397 |
| Total interest expense | $2,202,000 | 3,141 |
| Net interest income | $3,003,000 | 3,545 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $442,000 | 3,812 |
| Gross Fiduciary activities income | $10,000 | 1,166 |
| Service charges on deposit accounts | $306,000 | 2,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $2,174,000 | 3,731 |
| Salaries and employee benefits | $1,210,000 | 3,718 |
| Premises and equipment expense | $190,000 | 5,092 |
| Additional noninterest expense | $774,000 | 3,224 |
| Pre-tax net operating income | $1,196,000 | 3,368 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $1,175,000 | 2,842 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,175,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $790,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,175,000 | 2,830 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 3,386 |
| Total interest expense | $1,060,000 | 3,114 |
| Net interest income | $1,493,000 | 3,548 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $230,000 | 3,664 |
| Gross Fiduciary activities income | $5,000 | 1,164 |
| Service charges on deposit accounts | $147,000 | 2,635 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $1,007,000 | 4,007 |
| Salaries and employee benefits | $622,000 | 3,651 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $274,000 | 4,183 |
| Pre-tax net operating income | $671,000 | 3,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $650,000 | 2,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $650,000 | 2,567 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,792,000 | 3,194 |
| Total interest expense | $3,700,000 | 2,822 |
| Net interest income | $6,092,000 | 3,375 |
| Provision for loan and lease losses | $218,000 | 3,451 |
| Total noninterest income | $803,000 | 4,037 |
| Gross Fiduciary activities income | $24,000 | 1,157 |
| Service charges on deposit accounts | $542,000 | 2,885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $237,000 | 4,832 |
| Total noninterest expense | $3,689,000 | 4,123 |
| Salaries and employee benefits | $2,193,000 | 3,852 |
| Premises and equipment expense | $345,000 | 5,333 |
| Additional noninterest expense | $1,151,000 | 3,987 |
| Pre-tax net operating income | $2,988,000 | 2,763 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,988,000 | 2,254 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,988,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,402 |
| Cash dividends | $1,840,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,988,000 | 2,220 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,218,000 | 3,193 |
| Total interest expense | $2,656,000 | 2,787 |
| Net interest income | $4,562,000 | 3,377 |
| Provision for loan and lease losses | $153,000 | 3,444 |
| Total noninterest income | $599,000 | 4,049 |
| Gross Fiduciary activities income | $19,000 | 1,127 |
| Service charges on deposit accounts | $396,000 | 2,940 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 4,793 |
| Total noninterest expense | $2,637,000 | 4,240 |
| Salaries and employee benefits | $1,576,000 | 3,938 |
| Premises and equipment expense | $281,000 | 5,047 |
| Additional noninterest expense | $780,000 | 4,256 |
| Pre-tax net operating income | $2,371,000 | 2,683 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,371,000 | 2,165 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,371,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,093 |
| Cash dividends | $1,190,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,371,000 | 2,132 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 3,182 |
| Total interest expense | $1,695,000 | 2,754 |
| Net interest income | $3,040,000 | 3,370 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $389,000 | 4,120 |
| Gross Fiduciary activities income | $14,000 | 1,110 |
| Service charges on deposit accounts | $244,000 | 3,059 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $131,000 | 4,607 |
| Total noninterest expense | $1,668,000 | 4,403 |
| Salaries and employee benefits | $975,000 | 4,152 |
| Premises and equipment expense | $151,000 | 5,689 |
| Additional noninterest expense | $542,000 | 4,101 |
| Pre-tax net operating income | $1,671,000 | 2,514 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,671,000 | 2,027 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,671,000 | 2,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,580 |
| Cash dividends | $675,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,671,000 | 1,991 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 3,214 |
| Total interest expense | $807,000 | 2,762 |
| Net interest income | $1,501,000 | 3,412 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $200,000 | 3,983 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $113,000 | 3,173 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,172 |
| Total noninterest expense | $818,000 | 4,490 |
| Salaries and employee benefits | $486,000 | 4,179 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $242,000 | 4,456 |
| Pre-tax net operating income | $838,000 | 2,482 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $838,000 | 2,007 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $838,000 | 2,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $435,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $838,000 | 1,970 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,941,000 | 3,119 |
| Total interest expense | $3,316,000 | 2,407 |
| Net interest income | $5,625,000 | 3,479 |
| Provision for loan and lease losses | $363,000 | 2,539 |
| Total noninterest income | $963,000 | 3,647 |
| Gross Fiduciary activities income | $28,000 | 1,149 |
| Service charges on deposit accounts | $453,000 | 3,370 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $482,000 | 3,378 |
| Total noninterest expense | $3,568,000 | 4,108 |
| Salaries and employee benefits | $2,042,000 | 3,932 |
| Premises and equipment expense | $310,000 | 5,586 |
| Additional noninterest expense | $1,216,000 | 3,699 |
| Pre-tax net operating income | $2,657,000 | 2,850 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $2,637,000 | 2,313 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,637,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,569 |
| Cash dividends | $1,338,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,637,000 | 2,264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 3,126 |
| Total interest expense | $2,500,000 | 2,364 |
| Net interest income | $4,132,000 | 3,503 |
| Provision for loan and lease losses | $318,000 | 2,157 |
| Total noninterest income | $729,000 | 3,632 |
| Gross Fiduciary activities income | $19,000 | 1,146 |
| Service charges on deposit accounts | $339,000 | 3,378 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $371,000 | 3,329 |
| Total noninterest expense | $2,332,000 | 4,520 |
| Salaries and employee benefits | $1,354,000 | 4,300 |
| Premises and equipment expense | $119,000 | 7,202 |
| Additional noninterest expense | $859,000 | 3,866 |
| Pre-tax net operating income | $2,211,000 | 2,643 |
| Securities gains (losses) | $116,000 | 1,082 |
| Applicable income taxes | $20,000 | 6,511 |
| Income before extraordinary items | $2,307,000 | 2,034 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,307,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,234 |
| Cash dividends | $1,018,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,192,160 | 2,081 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 3,166 |
| Total interest expense | $1,700,000 | 2,293 |
| Net interest income | $2,628,000 | 3,635 |
| Provision for loan and lease losses | $273,000 | 1,709 |
| Total noninterest income | $547,000 | 3,373 |
| Gross Fiduciary activities income | $13,000 | 1,150 |
| Service charges on deposit accounts | $221,000 | 3,416 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 2,920 |
| Total noninterest expense | $1,532,000 | 4,594 |
| Salaries and employee benefits | $906,000 | 4,297 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $551,000 | 4,003 |
| Pre-tax net operating income | $1,370,000 | 2,773 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $1,350,000 | 2,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,350,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,841 |
| Cash dividends | $498,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,350,000 | 2,211 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 3,236 |
| Total interest expense | $879,000 | 2,247 |
| Net interest income | $1,235,000 | 3,810 |
| Provision for loan and lease losses | $127,000 | 1,729 |
| Total noninterest income | $182,000 | 4,298 |
| Gross Fiduciary activities income | $7,000 | 1,141 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $761,000 | 4,638 |
| Salaries and employee benefits | $450,000 | 4,353 |
| Premises and equipment expense | $37,000 | 7,419 |
| Additional noninterest expense | $274,000 | 4,032 |
| Pre-tax net operating income | $529,000 | 3,380 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $509,000 | 2,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $509,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,639 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $509,000 | 2,803 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,407,000 | 3,295 |
| Total interest expense | $4,064,000 | 2,185 |
| Net interest income | $4,343,000 | 4,108 |
| Provision for loan and lease losses | $144,000 | 4,668 |
| Total noninterest income | $840,000 | 4,112 |
| Gross Fiduciary activities income | $25,000 | 1,206 |
| Service charges on deposit accounts | $477,000 | 3,209 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $338,000 | 4,274 |
| Total noninterest expense | $3,174,000 | 4,434 |
| Salaries and employee benefits | $1,885,000 | 4,119 |
| Premises and equipment expense | $144,000 | 7,479 |
| Additional noninterest expense | $1,145,000 | 3,870 |
| Pre-tax net operating income | $1,865,000 | 3,545 |
| Securities gains (losses) | $538,000 | 712 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,403,000 | 2,457 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,403,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $640,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,865,000 | 2,899 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,358,000 | 3,310 |
| Total interest expense | $3,136,000 | 2,204 |
| Net interest income | $3,222,000 | 4,168 |
| Provision for loan and lease losses | $108,000 | 4,539 |
| Total noninterest income | $691,000 | 3,972 |
| Gross Fiduciary activities income | $19,000 | 1,187 |
| Service charges on deposit accounts | $368,000 | 3,149 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $304,000 | 4,018 |
| Total noninterest expense | $2,055,000 | 4,885 |
| Salaries and employee benefits | $1,182,000 | 4,674 |
| Premises and equipment expense | $112,000 | 7,421 |
| Additional noninterest expense | $761,000 | 4,211 |
| Pre-tax net operating income | $1,750,000 | 3,140 |
| Securities gains (losses) | $633,000 | 593 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,383,000 | 2,015 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,383,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,155 |
| Cash dividends | $464,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,750,000 | 2,487 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 3,279 |
| Total interest expense | $2,175,000 | 2,191 |
| Net interest income | $2,144,000 | 4,177 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $473,000 | 3,864 |
| Gross Fiduciary activities income | $13,000 | 1,190 |
| Service charges on deposit accounts | $252,000 | 3,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $208,000 | 3,967 |
| Total noninterest expense | $1,356,000 | 4,924 |
| Salaries and employee benefits | $783,000 | 4,682 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $497,000 | 4,265 |
| Pre-tax net operating income | $1,189,000 | 3,103 |
| Securities gains (losses) | $633,000 | 497 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,822,000 | 1,774 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,822,000 | 1,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $304,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,189,000 | 2,452 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 3,175 |
| Total interest expense | $1,134,000 | 2,158 |
| Net interest income | $1,125,000 | 4,030 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $250,000 | 3,643 |
| Gross Fiduciary activities income | $7,000 | 1,175 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $122,000 | 3,572 |
| Total noninterest expense | $685,000 | 4,869 |
| Salaries and employee benefits | $393,000 | 4,668 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $255,000 | 4,142 |
| Pre-tax net operating income | $654,000 | 2,885 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $654,000 | 2,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $654,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $144,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $654,000 | 2,209 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,499,000 | 3,152 |
| Total interest expense | $5,496,000 | 2,047 |
| Net interest income | $4,003,000 | 4,344 |
| Provision for loan and lease losses | $159,000 | 4,820 |
| Total noninterest income | $745,000 | 4,169 |
| Gross Fiduciary activities income | $23,000 | 1,252 |
| Service charges on deposit accounts | $480,000 | 3,081 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 4,667 |
| Total noninterest expense | $2,884,000 | 4,584 |
| Salaries and employee benefits | $1,683,000 | 4,299 |
| Premises and equipment expense | $152,000 | 7,415 |
| Additional noninterest expense | $1,049,000 | 4,016 |
| Pre-tax net operating income | $1,705,000 | 3,784 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,705,000 | 3,173 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,705,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $570,000 | 3,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,705,000 | 3,062 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,403,000 | 3,495 |
| Total interest expense | $6,056,000 | 2,639 |
| Net interest income | $3,347,000 | 4,696 |
| Provision for loan and lease losses | $148,000 | 4,830 |
| Total noninterest income | $559,000 | 4,767 |
| Gross Fiduciary activities income | $15,000 | 1,352 |
| Service charges on deposit accounts | $360,000 | 3,689 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $184,000 | 5,112 |
| Total noninterest expense | $2,367,000 | 5,146 |
| Salaries and employee benefits | $1,388,000 | 4,785 |
| Premises and equipment expense | $174,000 | 7,155 |
| Additional noninterest expense | $805,000 | 4,760 |
| Pre-tax net operating income | $1,391,000 | 4,058 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,391,000 | 3,415 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,391,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,304 |
| Cash dividends | $870,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,391,000 | 3,316 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,668,000 | 3,863 |
| Total interest expense | $5,434,000 | 3,078 |
| Net interest income | $3,234,000 | 4,886 |
| Provision for loan and lease losses | $149,000 | 4,442 |
| Total noninterest income | $409,000 | 5,477 |
| Gross Fiduciary activities income | $31,000 | 1,105 |
| Service charges on deposit accounts | $296,000 | 4,098 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $2,038,000 | 5,612 |
| Salaries and employee benefits | $1,197,000 | 5,242 |
| Premises and equipment expense | $230,000 | 6,312 |
| Additional noninterest expense | $611,000 | 5,714 |
| Pre-tax net operating income | $1,456,000 | 4,144 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,456,000 | 3,333 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,456,000 | 3,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,042 |
| Cash dividends | $935,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,456,000 | 3,320 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,811,000 | 4,007 |
| Total interest expense | $4,729,000 | 3,081 |
| Net interest income | $3,082,000 | 5,047 |
| Provision for loan and lease losses | $183,000 | 3,738 |
| Total noninterest income | $364,000 | 5,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,406 |
| Total noninterest expense | $1,870,000 | 5,934 |
| Salaries and employee benefits | $1,051,000 | 5,690 |
| Premises and equipment expense | $241,000 | 6,169 |
| Additional noninterest expense | $578,000 | 5,961 |
| Pre-tax net operating income | $1,393,000 | 4,305 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,393,000 | 3,434 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,393,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $825,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,393,000 | 3,401 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 4,718 |
| Total interest expense | $3,865,000 | 3,803 |
| Net interest income | $2,568,000 | 5,737 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $380,000 | 5,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,810 |
| Total noninterest expense | $1,463,000 | 6,792 |
| Salaries and employee benefits | $854,000 | 6,450 |
| Premises and equipment expense | $174,000 | 7,165 |
| Additional noninterest expense | $435,000 | 6,929 |
| Pre-tax net operating income | $1,265,000 | 4,720 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,265,000 | 3,761 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,265,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $540,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,265,000 | 3,677 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 5,279 |
| Total interest expense | $3,489,000 | 4,146 |
| Net interest income | $2,192,000 | 6,545 |
| Provision for loan and lease losses | $212,000 | 3,311 |
| Total noninterest income | $287,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,713 |
| Total noninterest expense | $1,263,000 | 7,468 |
| Salaries and employee benefits | $756,000 | 6,991 |
| Premises and equipment expense | $73,000 | 9,616 |
| Additional noninterest expense | $434,000 | 7,070 |
| Pre-tax net operating income | $1,004,000 | 5,822 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $1,004,000 | 4,693 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,004,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $427,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,004,000 | 4,625 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 6,215 |
| Total interest expense | $2,977,000 | 4,820 |
| Net interest income | $1,711,000 | 7,749 |
| Provision for loan and lease losses | $128,000 | 4,455 |
| Total noninterest income | $234,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,682 |
| Total noninterest expense | $1,168,000 | 8,075 |
| Salaries and employee benefits | $669,000 | 7,723 |
| Premises and equipment expense | $173,000 | 7,570 |
| Additional noninterest expense | $326,000 | 8,613 |
| Pre-tax net operating income | $649,000 | 7,181 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $189,000 | 7,300 |
| Income before extraordinary items | $460,000 | 7,167 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $460,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $460,000 | 7,114 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 8,179 |
| Total interest expense | $1,868,000 | 6,743 |
| Net interest income | $1,149,000 | 9,481 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $155,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $839,000 | 9,606 |
| Salaries and employee benefits | $466,000 | 9,401 |
| Premises and equipment expense | $130,000 | 8,799 |
| Additional noninterest expense | $243,000 | 9,908 |
| Pre-tax net operating income | $400,000 | 9,066 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $300,000 | 8,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $300,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $65,000 | 7,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $300,000 | 8,905 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 8,738 |
| Total interest expense | $1,436,000 | 7,086 |
| Net interest income | $1,159,000 | 9,869 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $132,000 | 10,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $629,000 | 10,984 |
| Salaries and employee benefits | $313,000 | 11,084 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $239,000 | 10,663 |
| Pre-tax net operating income | $627,000 | 7,843 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $185,000 | 7,611 |
| Income before extraordinary items | $442,000 | 7,787 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $442,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $65,000 | 7,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $442,000 | 7,836 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 9,484 |
| Total interest expense | $1,331,000 | 7,772 |
| Net interest income | $1,011,000 | 10,746 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $569,000 | 11,807 |
| Salaries and employee benefits | $281,000 | 11,862 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $216,000 | 11,521 |
| Pre-tax net operating income | $521,000 | 8,527 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $130,000 | 9,087 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $394,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $391,750 | 8,247 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 10,863 |
| Total interest expense | $1,128,000 | 9,870 |
| Net interest income | $889,000 | 11,568 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $68,000 | 12,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $484,000 | 12,726 |
| Salaries and employee benefits | $262,000 | 12,472 |
| Premises and equipment expense | $52,000 | 12,611 |
| Additional noninterest expense | $170,000 | 12,660 |
| Pre-tax net operating income | $473,000 | 8,609 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $144,000 | 8,775 |
| Income before extraordinary items | $337,000 | 8,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $337,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $331,400 | 8,556 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.