Home > Appalachian Community Bank, F.S.B. > Net charge- offs to loans
Appalachian Community Bank, F.S.B., Net charge- offs to loans
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 22.1136% | 3 |
| Percentage Net Loans Charged-off: Total real estate loans | 16.5797% | 4 |
| Percentage Net Loans Charged-off:Construction & development | 22.6942% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 14.7770% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 93.3642% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.7730% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 50.3388% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3070% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 114.7121% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9085% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.2447% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1496% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 1.8509% | 1,680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 2,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4266% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4813% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 82.7533% | 6 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9535% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.7031% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7352% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 2.6164% | 1,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 1,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3654% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4574% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 143.6220% | 6 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3847% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3580% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2319% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 3.4210% | 1,611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9166% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0217% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1354% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6593% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4417% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6298% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6216% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 4.0654% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1920% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1786% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3068% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8139% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4946% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0027% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8402% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 4.0408% | 967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3650% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3089% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3289% | 1,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3363% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3390% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4602% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4595% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.3561% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7200% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3108% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3358% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4260% | 7,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4192% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2139% | 4,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0257% | 2,778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1947% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2267% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4303% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5740% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1913% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 2,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0366% | 2,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2816% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3323% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6768% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5353% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 2,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 3,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0622% | 1,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7511% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2406% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3365% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0962% | 964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5219% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3021% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 3,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5641% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5704% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7675% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5808% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0612% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |