Home > Appalachian Community Bank > Income and Expense
Appalachian Community Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $45,088,000 | 739 |
| Total interest expense | $28,459,000 | 396 |
| Net interest income | $16,629,000 | 1,336 |
| Provision for loan and lease losses | $51,669,000 | 229 |
| Total noninterest income | $2,004,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,146,000 | 804 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-142,000 | 7,645 |
| Total noninterest expense | $32,055,000 | 658 |
| Salaries and employee benefits | $12,691,000 | 771 |
| Premises and equipment expense | $3,450,000 | 782 |
| Additional noninterest expense | $15,914,000 | 527 |
| Pre-tax net operating income | $-65,091,000 | 7,891 |
| Securities gains (losses) | $1,270,000 | 398 |
| Applicable income taxes | $-4,475,000 | 7,737 |
| Income before extraordinary items | $-59,346,000 | 7,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-59,346,000 | 7,888 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-59,346,000 | 7,888 |
| Net charge-offs | $41,500,000 | 223 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 717 |
| Net operating income | $-60,527,100 | 7,891 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $35,545,000 | 717 |
| Total interest expense | $22,724,000 | 399 |
| Net interest income | $12,821,000 | 1,304 |
| Provision for loan and lease losses | $40,237,000 | 239 |
| Total noninterest income | $1,442,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,591,000 | 808 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-149,000 | 7,847 |
| Total noninterest expense | $23,496,000 | 670 |
| Salaries and employee benefits | $9,834,000 | 756 |
| Premises and equipment expense | $2,622,000 | 785 |
| Additional noninterest expense | $11,040,000 | 541 |
| Pre-tax net operating income | $-49,470,000 | 7,981 |
| Securities gains (losses) | $1,045,000 | 367 |
| Applicable income taxes | $1,766,000 | 523 |
| Income before extraordinary items | $-50,191,000 | 7,987 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-50,191,000 | 7,986 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-50,191,000 | 7,986 |
| Net charge-offs | $30,139,000 | 222 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 638 |
| Net operating income | $-51,236,000 | 7,990 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $25,191,000 | 675 |
| Total interest expense | $16,128,000 | 394 |
| Net interest income | $9,063,000 | 1,232 |
| Provision for loan and lease losses | $24,134,000 | 255 |
| Total noninterest income | $1,538,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,009,000 | 830 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $529,000 | 2,139 |
| Total noninterest expense | $16,559,000 | 647 |
| Salaries and employee benefits | $7,537,000 | 660 |
| Premises and equipment expense | $1,745,000 | 802 |
| Additional noninterest expense | $7,277,000 | 553 |
| Pre-tax net operating income | $-30,092,000 | 8,061 |
| Securities gains (losses) | $1,040,000 | 276 |
| Applicable income taxes | $1,765,000 | 373 |
| Income before extraordinary items | $-30,817,000 | 8,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,817,000 | 8,078 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-30,817,000 | 8,078 |
| Net charge-offs | $16,823,000 | 265 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 593 |
| Net operating income | $-31,857,000 | 8,078 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,368,000 | 604 |
| Total interest expense | $8,116,000 | 405 |
| Net interest income | $6,252,000 | 861 |
| Provision for loan and lease losses | $3,534,000 | 500 |
| Total noninterest income | $674,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $474,000 | 861 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $200,000 | 2,518 |
| Total noninterest expense | $6,939,000 | 718 |
| Salaries and employee benefits | $3,784,000 | 661 |
| Premises and equipment expense | $878,000 | 806 |
| Additional noninterest expense | $2,277,000 | 745 |
| Pre-tax net operating income | $-3,547,000 | 7,973 |
| Securities gains (losses) | $1,021,000 | 184 |
| Applicable income taxes | $-1,087,000 | 8,019 |
| Income before extraordinary items | $-1,439,000 | 7,819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,439,000 | 7,820 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,439,000 | 7,820 |
| Net charge-offs | $3,997,000 | 368 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 496 |
| Net operating income | $-2,092,440 | 7,910 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $64,473,000 | 582 |
| Total interest expense | $31,529,000 | 507 |
| Net interest income | $32,944,000 | 658 |
| Provision for loan and lease losses | $12,436,000 | 511 |
| Total noninterest income | $3,942,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,333,000 | 741 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,609,000 | 1,518 |
| Total noninterest expense | $28,128,000 | 712 |
| Salaries and employee benefits | $16,542,000 | 591 |
| Premises and equipment expense | $3,406,000 | 807 |
| Additional noninterest expense | $8,180,000 | 807 |
| Pre-tax net operating income | $-3,678,000 | 7,694 |
| Securities gains (losses) | $-776,000 | 7,656 |
| Applicable income taxes | $-2,131,000 | 7,933 |
| Income before extraordinary items | $-2,323,000 | 7,472 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,323,000 | 7,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,091,000 | 479 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 697 |
| Net operating income | $-1,826,360 | 7,425 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $49,806,000 | 585 |
| Total interest expense | $23,622,000 | 533 |
| Net interest income | $26,184,000 | 628 |
| Provision for loan and lease losses | $6,697,000 | 531 |
| Total noninterest income | $2,941,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,766,000 | 749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,175,000 | 1,624 |
| Total noninterest expense | $22,374,000 | 655 |
| Salaries and employee benefits | $13,904,000 | 531 |
| Premises and equipment expense | $2,547,000 | 811 |
| Additional noninterest expense | $5,923,000 | 784 |
| Pre-tax net operating income | $54,000 | 6,574 |
| Securities gains (losses) | $-817,000 | 7,872 |
| Applicable income taxes | $-597,000 | 7,921 |
| Income before extraordinary items | $-166,000 | 6,863 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-166,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,999,000 | 641 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 558 |
| Net operating income | $356,880 | 5,128 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $34,139,000 | 578 |
| Total interest expense | $15,872,000 | 548 |
| Net interest income | $18,267,000 | 606 |
| Provision for loan and lease losses | $2,350,000 | 702 |
| Total noninterest income | $2,068,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,133,000 | 768 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $935,000 | 1,470 |
| Total noninterest expense | $14,887,000 | 654 |
| Salaries and employee benefits | $9,289,000 | 535 |
| Premises and equipment expense | $1,684,000 | 819 |
| Additional noninterest expense | $3,914,000 | 771 |
| Pre-tax net operating income | $3,098,000 | 1,143 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $962,000 | 976 |
| Income before extraordinary items | $2,145,000 | 1,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,145,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,574,000 | 643 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 503 |
| Net operating income | $2,138,790 | 1,266 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,717,000 | 572 |
| Total interest expense | $8,484,000 | 556 |
| Net interest income | $9,233,000 | 598 |
| Provision for loan and lease losses | $903,000 | 657 |
| Total noninterest income | $1,052,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $531,000 | 808 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $521,000 | 1,376 |
| Total noninterest expense | $7,511,000 | 640 |
| Salaries and employee benefits | $4,623,000 | 547 |
| Premises and equipment expense | $869,000 | 802 |
| Additional noninterest expense | $2,019,000 | 719 |
| Pre-tax net operating income | $1,871,000 | 1,018 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $608,000 | 861 |
| Income before extraordinary items | $1,272,000 | 1,183 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,272,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 740 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 405 |
| Net operating income | $1,265,880 | 1,149 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $70,200,000 | 603 |
| Total interest expense | $33,729,000 | 597 |
| Net interest income | $36,471,000 | 609 |
| Provision for loan and lease losses | $4,444,000 | 453 |
| Total noninterest income | $5,096,000 | 1,083 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,192,000 | 816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,904,000 | 1,040 |
| Total noninterest expense | $26,904,000 | 704 |
| Salaries and employee benefits | $16,523,000 | 585 |
| Premises and equipment expense | $3,469,000 | 769 |
| Additional noninterest expense | $6,912,000 | 824 |
| Pre-tax net operating income | $10,219,000 | 830 |
| Securities gains (losses) | $7,000 | 1,467 |
| Applicable income taxes | $3,473,000 | 718 |
| Income before extraordinary items | $6,753,000 | 968 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,753,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,542,000 | 521 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $318,000 | 632 |
| Net operating income | $6,748,380 | 957 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $51,909,000 | 612 |
| Total interest expense | $24,686,000 | 607 |
| Net interest income | $27,223,000 | 610 |
| Provision for loan and lease losses | $2,182,000 | 485 |
| Total noninterest income | $3,899,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,621,000 | 808 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,278,000 | 1,007 |
| Total noninterest expense | $20,737,000 | 666 |
| Salaries and employee benefits | $13,064,000 | 561 |
| Premises and equipment expense | $2,556,000 | 779 |
| Additional noninterest expense | $5,117,000 | 810 |
| Pre-tax net operating income | $8,203,000 | 848 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,815,000 | 732 |
| Income before extraordinary items | $5,388,000 | 965 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,388,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 680 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $262,000 | 532 |
| Net operating income | $5,388,000 | 953 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $34,039,000 | 634 |
| Total interest expense | $15,871,000 | 635 |
| Net interest income | $18,168,000 | 630 |
| Provision for loan and lease losses | $1,537,000 | 409 |
| Total noninterest income | $2,594,000 | 1,086 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,046,000 | 847 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,548,000 | 1,021 |
| Total noninterest expense | $13,612,000 | 694 |
| Salaries and employee benefits | $8,582,000 | 586 |
| Premises and equipment expense | $1,684,000 | 810 |
| Additional noninterest expense | $3,346,000 | 837 |
| Pre-tax net operating income | $5,613,000 | 862 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,932,000 | 751 |
| Income before extraordinary items | $3,681,000 | 971 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,681,000 | 970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 897 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,681,000 | 955 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $16,562,000 | 639 |
| Total interest expense | $7,559,000 | 658 |
| Net interest income | $9,003,000 | 629 |
| Provision for loan and lease losses | $636,000 | 427 |
| Total noninterest income | $1,351,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $503,000 | 856 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $848,000 | 954 |
| Total noninterest expense | $6,953,000 | 675 |
| Salaries and employee benefits | $4,361,000 | 579 |
| Premises and equipment expense | $835,000 | 809 |
| Additional noninterest expense | $1,757,000 | 786 |
| Pre-tax net operating income | $2,765,000 | 854 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $918,000 | 781 |
| Income before extraordinary items | $1,847,000 | 952 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,847,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 852 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,847,000 | 942 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $53,193,000 | 720 |
| Total interest expense | $22,003,000 | 762 |
| Net interest income | $31,190,000 | 705 |
| Provision for loan and lease losses | $3,253,000 | 353 |
| Total noninterest income | $3,870,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,637,000 | 1,080 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,233,000 | 1,251 |
| Total noninterest expense | $21,225,000 | 831 |
| Salaries and employee benefits | $13,170,000 | 706 |
| Premises and equipment expense | $2,630,000 | 956 |
| Additional noninterest expense | $5,425,000 | 982 |
| Pre-tax net operating income | $10,582,000 | 936 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,448,000 | 844 |
| Income before extraordinary items | $7,134,000 | 1,047 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,134,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,642,000 | 460 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,134,000 | 1,036 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $37,699,000 | 761 |
| Total interest expense | $14,983,000 | 823 |
| Net interest income | $22,716,000 | 742 |
| Provision for loan and lease losses | $2,459,000 | 329 |
| Total noninterest income | $2,765,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,189,000 | 1,126 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,576,000 | 1,322 |
| Total noninterest expense | $15,213,000 | 880 |
| Salaries and employee benefits | $9,512,000 | 761 |
| Premises and equipment expense | $1,861,000 | 1,019 |
| Additional noninterest expense | $3,840,000 | 1,056 |
| Pre-tax net operating income | $7,809,000 | 991 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,588,000 | 879 |
| Income before extraordinary items | $5,221,000 | 1,106 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,221,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,346,000 | 365 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,221,000 | 1,094 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $23,576,000 | 790 |
| Total interest expense | $8,930,000 | 862 |
| Net interest income | $14,646,000 | 770 |
| Provision for loan and lease losses | $1,708,000 | 315 |
| Total noninterest income | $1,736,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $779,000 | 1,134 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $957,000 | 1,395 |
| Total noninterest expense | $9,331,000 | 961 |
| Salaries and employee benefits | $5,745,000 | 850 |
| Premises and equipment expense | $1,147,000 | 1,111 |
| Additional noninterest expense | $2,439,000 | 1,110 |
| Pre-tax net operating income | $5,343,000 | 960 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,889,000 | 829 |
| Income before extraordinary items | $3,454,000 | 1,115 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,454,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,236,000 | 293 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,454,000 | 1,096 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,062,000 | 825 |
| Total interest expense | $3,971,000 | 921 |
| Net interest income | $7,091,000 | 792 |
| Provision for loan and lease losses | $885,000 | 301 |
| Total noninterest income | $848,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $371,000 | 1,165 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $477,000 | 1,387 |
| Total noninterest expense | $4,347,000 | 1,042 |
| Salaries and employee benefits | $2,663,000 | 915 |
| Premises and equipment expense | $506,000 | 1,285 |
| Additional noninterest expense | $1,178,000 | 1,135 |
| Pre-tax net operating income | $2,707,000 | 936 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $960,000 | 809 |
| Income before extraordinary items | $1,747,000 | 1,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,747,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $942,000 | 223 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,747,000 | 1,062 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $34,750,000 | 945 |
| Total interest expense | $11,475,000 | 973 |
| Net interest income | $23,275,000 | 920 |
| Provision for loan and lease losses | $2,211,000 | 485 |
| Total noninterest income | $3,106,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,422,000 | 1,243 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,684,000 | 1,527 |
| Total noninterest expense | $15,137,000 | 1,135 |
| Salaries and employee benefits | $8,488,000 | 1,089 |
| Premises and equipment expense | $1,954,000 | 1,255 |
| Additional noninterest expense | $4,695,000 | 1,086 |
| Pre-tax net operating income | $9,033,000 | 1,070 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,006,000 | 946 |
| Income before extraordinary items | $6,027,000 | 1,195 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,027,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,168 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,027,000 | 1,176 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,615,000 | 974 |
| Total interest expense | $7,935,000 | 990 |
| Net interest income | $16,680,000 | 950 |
| Provision for loan and lease losses | $1,546,000 | 495 |
| Total noninterest income | $2,181,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,024,000 | 1,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,157,000 | 1,631 |
| Total noninterest expense | $11,028,000 | 1,157 |
| Salaries and employee benefits | $6,154,000 | 1,118 |
| Premises and equipment expense | $1,485,000 | 1,227 |
| Additional noninterest expense | $3,389,000 | 1,116 |
| Pre-tax net operating income | $6,287,000 | 1,137 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,045,000 | 1,047 |
| Income before extraordinary items | $4,242,000 | 1,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,242,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 896 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,242,000 | 1,256 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,348,000 | 1,012 |
| Total interest expense | $4,829,000 | 1,029 |
| Net interest income | $10,519,000 | 990 |
| Provision for loan and lease losses | $929,000 | 554 |
| Total noninterest income | $1,358,000 | 1,744 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $648,000 | 1,325 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $710,000 | 1,737 |
| Total noninterest expense | $7,141,000 | 1,183 |
| Salaries and employee benefits | $3,884,000 | 1,177 |
| Premises and equipment expense | $999,000 | 1,210 |
| Additional noninterest expense | $2,258,000 | 1,106 |
| Pre-tax net operating income | $3,807,000 | 1,227 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,217,000 | 1,151 |
| Income before extraordinary items | $2,590,000 | 1,347 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,590,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 804 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,590,000 | 1,330 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,233,000 | 1,049 |
| Total interest expense | $2,242,000 | 1,051 |
| Net interest income | $4,991,000 | 1,042 |
| Provision for loan and lease losses | $437,000 | 543 |
| Total noninterest income | $592,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $303,000 | 1,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $289,000 | 1,931 |
| Total noninterest expense | $3,502,000 | 1,207 |
| Salaries and employee benefits | $1,896,000 | 1,215 |
| Premises and equipment expense | $494,000 | 1,220 |
| Additional noninterest expense | $1,112,000 | 1,109 |
| Pre-tax net operating income | $1,644,000 | 1,386 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $515,000 | 1,322 |
| Income before extraordinary items | $1,129,000 | 1,501 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,129,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 492 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,129,000 | 1,473 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,736,000 | 1,099 |
| Total interest expense | $7,274,000 | 1,116 |
| Net interest income | $18,462,000 | 1,084 |
| Provision for loan and lease losses | $1,235,000 | 862 |
| Total noninterest income | $2,523,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,228,000 | 1,428 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,295,000 | 1,812 |
| Total noninterest expense | $12,766,000 | 1,290 |
| Salaries and employee benefits | $6,683,000 | 1,311 |
| Premises and equipment expense | $1,870,000 | 1,222 |
| Additional noninterest expense | $4,213,000 | 1,169 |
| Pre-tax net operating income | $6,984,000 | 1,240 |
| Securities gains (losses) | $-23,000 | 8,413 |
| Applicable income taxes | $2,251,000 | 1,147 |
| Income before extraordinary items | $4,710,000 | 1,367 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,710,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,351 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,725,640 | 1,328 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,822,000 | 1,111 |
| Total interest expense | $5,261,000 | 1,134 |
| Net interest income | $13,561,000 | 1,088 |
| Provision for loan and lease losses | $925,000 | 831 |
| Total noninterest income | $1,843,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $885,000 | 1,506 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $958,000 | 1,825 |
| Total noninterest expense | $9,401,000 | 1,310 |
| Salaries and employee benefits | $4,897,000 | 1,351 |
| Premises and equipment expense | $1,398,000 | 1,234 |
| Additional noninterest expense | $3,106,000 | 1,181 |
| Pre-tax net operating income | $5,078,000 | 1,289 |
| Securities gains (losses) | $-23,000 | 8,676 |
| Applicable income taxes | $1,643,000 | 1,189 |
| Income before extraordinary items | $3,412,000 | 1,447 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,412,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,523 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,427,410 | 1,394 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,285,000 | 1,125 |
| Total interest expense | $3,404,000 | 1,161 |
| Net interest income | $8,881,000 | 1,102 |
| Provision for loan and lease losses | $651,000 | 777 |
| Total noninterest income | $1,148,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $573,000 | 1,535 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $575,000 | 1,990 |
| Total noninterest expense | $6,126,000 | 1,332 |
| Salaries and employee benefits | $3,189,000 | 1,375 |
| Premises and equipment expense | $884,000 | 1,301 |
| Additional noninterest expense | $2,053,000 | 1,179 |
| Pre-tax net operating income | $3,252,000 | 1,314 |
| Securities gains (losses) | $-23,000 | 8,817 |
| Applicable income taxes | $1,045,000 | 1,236 |
| Income before extraordinary items | $2,184,000 | 1,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,184,000 | 1,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,199,640 | 1,405 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 1,163 |
| Total interest expense | $1,675,000 | 1,196 |
| Net interest income | $4,334,000 | 1,134 |
| Provision for loan and lease losses | $360,000 | 695 |
| Total noninterest income | $672,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $280,000 | 1,536 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $392,000 | 1,555 |
| Total noninterest expense | $3,098,000 | 1,326 |
| Salaries and employee benefits | $1,560,000 | 1,427 |
| Premises and equipment expense | $427,000 | 1,368 |
| Additional noninterest expense | $1,111,000 | 1,105 |
| Pre-tax net operating income | $1,548,000 | 1,357 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $495,000 | 1,300 |
| Income before extraordinary items | $1,053,000 | 1,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,053,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,888 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,053,000 | 1,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,911,000 | 1,245 |
| Total interest expense | $8,055,000 | 1,115 |
| Net interest income | $14,856,000 | 1,317 |
| Provision for loan and lease losses | $1,465,000 | 841 |
| Total noninterest income | $2,834,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $840,000 | 2,041 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,994,000 | 1,478 |
| Total noninterest expense | $10,937,000 | 1,465 |
| Salaries and employee benefits | $5,464,000 | 1,579 |
| Premises and equipment expense | $1,546,000 | 1,469 |
| Additional noninterest expense | $3,927,000 | 1,260 |
| Pre-tax net operating income | $5,288,000 | 1,547 |
| Securities gains (losses) | $-17,000 | 8,841 |
| Applicable income taxes | $1,632,000 | 1,497 |
| Income before extraordinary items | $3,639,000 | 1,709 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,639,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,094,000 | 862 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,650,730 | 1,614 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,077,000 | 1,277 |
| Total interest expense | $6,409,000 | 1,093 |
| Net interest income | $10,668,000 | 1,389 |
| Provision for loan and lease losses | $1,105,000 | 814 |
| Total noninterest income | $2,170,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $594,000 | 2,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,576,000 | 1,482 |
| Total noninterest expense | $8,121,000 | 1,477 |
| Salaries and employee benefits | $4,043,000 | 1,597 |
| Premises and equipment expense | $1,139,000 | 1,505 |
| Additional noninterest expense | $2,939,000 | 1,273 |
| Pre-tax net operating income | $3,612,000 | 1,728 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,107,000 | 1,706 |
| Income before extraordinary items | $2,505,000 | 1,917 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,505,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 780 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,505,000 | 1,812 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,261,000 | 1,299 |
| Total interest expense | $4,582,000 | 1,048 |
| Net interest income | $6,679,000 | 1,467 |
| Provision for loan and lease losses | $720,000 | 859 |
| Total noninterest income | $1,570,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $387,000 | 2,154 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,183,000 | 1,348 |
| Total noninterest expense | $5,305,000 | 1,511 |
| Salaries and employee benefits | $2,617,000 | 1,639 |
| Premises and equipment expense | $769,000 | 1,491 |
| Additional noninterest expense | $1,919,000 | 1,290 |
| Pre-tax net operating income | $2,224,000 | 1,864 |
| Securities gains (losses) | $-17,000 | 9,095 |
| Applicable income taxes | $667,000 | 1,891 |
| Income before extraordinary items | $1,540,000 | 2,059 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,540,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 743 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,551,900 | 1,929 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 1,306 |
| Total interest expense | $2,398,000 | 1,024 |
| Net interest income | $3,202,000 | 1,517 |
| Provision for loan and lease losses | $360,000 | 804 |
| Total noninterest income | $747,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $186,000 | 2,154 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $561,000 | 1,369 |
| Total noninterest expense | $2,578,000 | 1,549 |
| Salaries and employee benefits | $1,291,000 | 1,649 |
| Premises and equipment expense | $387,000 | 1,495 |
| Additional noninterest expense | $900,000 | 1,338 |
| Pre-tax net operating income | $1,011,000 | 2,019 |
| Securities gains (losses) | $-17,000 | 9,185 |
| Applicable income taxes | $296,000 | 2,075 |
| Income before extraordinary items | $698,000 | 2,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $698,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 592 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $709,900 | 2,054 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,659,000 | 1,347 |
| Total interest expense | $10,967,000 | 1,018 |
| Net interest income | $11,692,000 | 1,656 |
| Provision for loan and lease losses | $1,028,000 | 1,318 |
| Total noninterest income | $2,841,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $831,000 | 1,938 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,010,000 | 1,305 |
| Total noninterest expense | $9,414,000 | 1,626 |
| Salaries and employee benefits | $4,756,000 | 1,690 |
| Premises and equipment expense | $1,305,000 | 1,683 |
| Additional noninterest expense | $3,353,000 | 1,414 |
| Pre-tax net operating income | $4,091,000 | 1,952 |
| Securities gains (losses) | $285,000 | 929 |
| Applicable income taxes | $1,263,000 | 1,876 |
| Income before extraordinary items | $3,113,000 | 1,928 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,113,000 | 1,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $784,000 | 1,184 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,150,000 | 359 |
| Net operating income | $2,910,650 | 1,988 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,763,000 | 1,372 |
| Total interest expense | $13,356,000 | 1,211 |
| Net interest income | $11,407,000 | 1,557 |
| Provision for loan and lease losses | $1,295,000 | 1,022 |
| Total noninterest income | $1,818,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $662,000 | 2,259 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,156,000 | 1,843 |
| Total noninterest expense | $7,768,000 | 1,866 |
| Salaries and employee benefits | $3,744,000 | 2,008 |
| Premises and equipment expense | $1,483,000 | 1,452 |
| Additional noninterest expense | $2,541,000 | 1,804 |
| Pre-tax net operating income | $4,162,000 | 1,706 |
| Securities gains (losses) | $151,000 | 1,402 |
| Applicable income taxes | $1,273,000 | 1,725 |
| Income before extraordinary items | $3,040,000 | 1,731 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,040,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,539 |
| Cash dividends | $250,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,934,300 | 1,731 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,774,000 | 2,224 |
| Total interest expense | $9,534,000 | 1,806 |
| Net interest income | $6,240,000 | 2,840 |
| Provision for loan and lease losses | $720,000 | 1,376 |
| Total noninterest income | $1,151,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $347,000 | 3,621 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $804,000 | 2,144 |
| Total noninterest expense | $4,155,000 | 3,227 |
| Salaries and employee benefits | $2,041,000 | 3,403 |
| Premises and equipment expense | $714,000 | 2,838 |
| Additional noninterest expense | $1,400,000 | 2,991 |
| Pre-tax net operating income | $2,516,000 | 2,753 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $828,000 | 2,450 |
| Income before extraordinary items | $1,681,000 | 2,963 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,681,000 | 2,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,264 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $2,400,000 | 327 |
| Net operating income | $1,685,690 | 2,942 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,926,000 | 2,714 |
| Total interest expense | $6,606,000 | 2,230 |
| Net interest income | $5,320,000 | 3,265 |
| Provision for loan and lease losses | $845,000 | 1,135 |
| Total noninterest income | $843,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $253,000 | 4,493 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $590,000 | 2,656 |
| Total noninterest expense | $3,372,000 | 3,817 |
| Salaries and employee benefits | $1,651,000 | 4,018 |
| Premises and equipment expense | $390,000 | 4,632 |
| Additional noninterest expense | $1,331,000 | 3,157 |
| Pre-tax net operating income | $1,946,000 | 3,407 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $429,000 | 3,982 |
| Income before extraordinary items | $1,525,000 | 3,195 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,525,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 997 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,518,760 | 3,176 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,764,000 | 3,004 |
| Total interest expense | $6,242,000 | 2,418 |
| Net interest income | $4,522,000 | 3,717 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $718,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $224,000 | 4,820 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $494,000 | 3,006 |
| Total noninterest expense | $2,944,000 | 4,184 |
| Salaries and employee benefits | $1,438,000 | 4,392 |
| Premises and equipment expense | $323,000 | 5,146 |
| Additional noninterest expense | $1,183,000 | 3,414 |
| Pre-tax net operating income | $1,996,000 | 3,350 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $599,000 | 3,412 |
| Income before extraordinary items | $1,413,000 | 3,412 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,413,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,631 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,401,800 | 3,341 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,079,000 | 3,558 |
| Total interest expense | $5,183,000 | 2,884 |
| Net interest income | $3,896,000 | 4,335 |
| Provision for loan and lease losses | $480,000 | 1,829 |
| Total noninterest income | $451,000 | 5,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,312 |
| Total noninterest expense | $2,372,000 | 4,993 |
| Salaries and employee benefits | $1,156,000 | 5,260 |
| Premises and equipment expense | $249,000 | 6,069 |
| Additional noninterest expense | $967,000 | 4,026 |
| Pre-tax net operating income | $1,495,000 | 4,506 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $414,000 | 4,777 |
| Income before extraordinary items | $1,081,000 | 4,425 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,081,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,504 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,081,000 | 4,355 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,212,000 | 5,053 |
| Total interest expense | $3,656,000 | 4,018 |
| Net interest income | $2,556,000 | 6,100 |
| Provision for loan and lease losses | $368,000 | 2,216 |
| Total noninterest income | $342,000 | 6,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,053 |
| Total noninterest expense | $1,713,000 | 6,584 |
| Salaries and employee benefits | $893,000 | 6,493 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $545,000 | 6,721 |
| Pre-tax net operating income | $817,000 | 6,444 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $304,000 | 5,784 |
| Income before extraordinary items | $523,000 | 6,742 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $523,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $516,600 | 6,730 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 9,302 |
| Total interest expense | $1,278,000 | 8,348 |
| Net interest income | $991,000 | 9,965 |
| Provision for loan and lease losses | $330,000 | 2,136 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $1,105,000 | 8,557 |
| Salaries and employee benefits | $593,000 | 8,402 |
| Premises and equipment expense | $126,000 | 8,898 |
| Additional noninterest expense | $386,000 | 8,339 |
| Pre-tax net operating income | $-355,000 | 11,753 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $-127,000 | 11,737 |
| Income before extraordinary items | $-216,000 | 11,689 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-216,000 | 11,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $5,537,000 | 84 |
| Net operating income | $-223,680 | 11,679 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.