Home > Appalachian Community Bank > Assets and Liabilities
Appalachian Community Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 209 | 723 |
| Assets and Liabilities | ||
| Total Assets: | $1,010,075,000 | 673 |
| Cash and due from depository institutions | $110,685,000 | 723 |
| Interest-bearing balances | $102,822,000 | 314 |
| Securities | $55,532,000 | 2,186 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 4,691 |
| Net loans & leases | $639,585,000 | 706 |
| Loan loss allowance | $23,763,000 | 410 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $35,957,000 | 300 |
| Other real estate owned | $133,451,000 | 723 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $34,855,000 | 719 |
| Life insurance assets | $9,379,000 | 734 |
| Total liabilities and capital | $1,010,075,000 | 673 |
| Total liabilities | $992,108,000 | 619 |
| Total deposits | $917,575,000 | 589 |
| Interest-bearing deposits | $864,028,000 | 550 |
| Deposits held in domestic offices | $917,575,000 | 585 |
| % insured | 85.78% | 5,087 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $67,000,000 | 695 |
| Subordinated debt | $2,225,000 | 216 |
| All other liabilities | $5,308,000 | 977 |
| Total equity capital | $17,967,000 | 3,492 |
| Total bank equity capital | $17,967,000 | 3,492 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,840,000 | 1,518 |
| Surplus | $72,581,000 | 521 |
| Undivided profits | $-57,454,000 | 7,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $100,755,000 | 234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $5,055,000 | 579 |
| Earning assets | $797,949,000 | 782 |
| Long-term assets (5+ years) | $72,251,000 | 1,772 |
| Average Assets, year-to-date | $1,081,472,600 | 625 |
| Average Assets, quarterly | $1,035,400,000 | 656 |
| Volatile liabilities | $308,284,000 | 494 |
| Insider loans | $37,646,000 | 128 |
| FHLB advances | $67,000,000 | 626 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $35,204,000 | 1,791 |
| Tier 1 (core) risk-based capital | $17,866,000 | 3,369 |
| Tier 2 risk-based capital | $12,265,000 | 523 |
| Total risk weighted assets | $789,453,000 | 611 |
| Total unused commitments | $35,204,000 | 1,792 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 228 | 668 |
| Assets and Liabilities | ||
| Total Assets: | $1,060,725,000 | 652 |
| Cash and due from depository institutions | $160,359,000 | 668 |
| Interest-bearing balances | $155,968,000 | 203 |
| Securities | $57,376,000 | 2,135 |
| Federal funds sold & reverse repurchase agreements | $1,543,000 | 3,252 |
| Net loans & leases | $706,135,000 | 652 |
| Loan loss allowance | $23,692,000 | 402 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $36,414,000 | 301 |
| Other real estate owned | $72,903,000 | 668 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $25,995,000 | 846 |
| Life insurance assets | $9,317,000 | 729 |
| Total liabilities and capital | $1,060,725,000 | 652 |
| Total liabilities | $1,037,296,000 | 595 |
| Total deposits | $948,893,000 | 571 |
| Interest-bearing deposits | $894,840,000 | 545 |
| Deposits held in domestic offices | $948,893,000 | 568 |
| % insured | 81.57% | 6,220 |
| Federal funds purchased & repurchase agreements | $6,006,000 | 1,385 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $72,000,000 | 699 |
| Subordinated debt | $6,325,000 | 166 |
| All other liabilities | $4,072,000 | 1,332 |
| Total equity capital | $23,429,000 | 2,856 |
| Total bank equity capital | $23,429,000 | 2,855 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,840,000 | 1,540 |
| Surplus | $68,438,000 | 547 |
| Undivided profits | $-47,849,000 | 8,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $112,491,000 | 223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $5,246,000 | 592 |
| Earning assets | $921,022,000 | 684 |
| Long-term assets (5+ years) | $52,074,000 | 2,303 |
| Average Assets, year-to-date | $1,099,322,000 | 616 |
| Average Assets, quarterly | $1,076,779,000 | 643 |
| Volatile liabilities | $328,357,000 | 495 |
| Insider loans | $38,002,000 | 121 |
| FHLB advances | $72,000,000 | 628 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $47,043,000 | 1,475 |
| Tier 1 (core) risk-based capital | $22,878,000 | 2,761 |
| Tier 2 risk-based capital | $16,337,000 | 427 |
| Total risk weighted assets | $787,289,000 | 628 |
| Total unused commitments | $47,043,000 | 1,477 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 256 | 595 |
| Assets and Liabilities | ||
| Total Assets: | $1,092,833,000 | 648 |
| Cash and due from depository institutions | $174,060,000 | 595 |
| Interest-bearing balances | $131,701,000 | 193 |
| Securities | $55,842,000 | 2,128 |
| Federal funds sold & reverse repurchase agreements | $14,101,000 | 692 |
| Net loans & leases | $759,245,000 | 624 |
| Loan loss allowance | $20,905,000 | 428 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $36,955,000 | 296 |
| Other real estate owned | $25,660,000 | 595 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $26,970,000 | 828 |
| Life insurance assets | $9,255,000 | 741 |
| Total liabilities and capital | $1,092,833,000 | 648 |
| Total liabilities | $1,050,650,000 | 602 |
| Total deposits | $961,299,000 | 568 |
| Interest-bearing deposits | $904,601,000 | 543 |
| Deposits held in domestic offices | $961,299,000 | 564 |
| % insured | 78.41% | 4,202 |
| Federal funds purchased & repurchase agreements | $5,370,000 | 1,445 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $72,000,000 | 741 |
| Subordinated debt | $6,325,000 | 173 |
| All other liabilities | $5,656,000 | 1,056 |
| Total equity capital | $42,183,000 | 1,623 |
| Total bank equity capital | $42,183,000 | 1,623 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,840,000 | 1,560 |
| Surplus | $68,385,000 | 562 |
| Undivided profits | $-29,042,000 | 8,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $124,646,000 | 191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $6,444,000 | 479 |
| Earning assets | $960,889,000 | 659 |
| Long-term assets (5+ years) | $45,429,000 | 2,505 |
| Average Assets, year-to-date | $1,112,187,670 | 622 |
| Average Assets, quarterly | $1,117,477,500 | 626 |
| Volatile liabilities | $330,680,000 | 501 |
| Insider loans | $35,359,000 | 140 |
| FHLB advances | $72,000,000 | 670 |
| Loans and leases held for sale | $2,868,000 | 744 |
| Unused loan commitments | $64,999,000 | 1,191 |
| Tier 1 (core) risk-based capital | $42,199,000 | 1,529 |
| Tier 2 risk-based capital | $16,572,000 | 425 |
| Total risk weighted assets | $809,125,000 | 643 |
| Total unused commitments | $64,999,000 | 1,192 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 263 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $1,142,122,000 | 618 |
| Cash and due from depository institutions | $48,683,000 | 581 |
| Interest-bearing balances | $171,000 | 5,742 |
| Securities | $205,932,000 | 598 |
| Federal funds sold & reverse repurchase agreements | $1,524,000 | 4,088 |
| Net loans & leases | $797,505,000 | 607 |
| Loan loss allowance | $13,131,000 | 585 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $37,247,000 | 282 |
| Other real estate owned | $18,902,000 | 581 |
| Goodwill and other intangibles | $1,992,000 | 1,322 |
| All other assets | $30,337,000 | 736 |
| Life insurance assets | $9,197,000 | 746 |
| Total liabilities and capital | $1,142,122,000 | 618 |
| Total liabilities | $1,070,262,000 | 602 |
| Total deposits | $981,819,000 | 558 |
| Interest-bearing deposits | $931,615,000 | 521 |
| Deposits held in domestic offices | $981,819,000 | 556 |
| % insured | 74.89% | 5,151 |
| Federal funds purchased & repurchase agreements | $5,368,000 | 1,473 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $72,000,000 | 778 |
| Subordinated debt | $6,325,000 | 172 |
| All other liabilities | $4,750,000 | 1,194 |
| Total equity capital | $71,860,000 | 940 |
| Total bank equity capital | $71,860,000 | 939 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,840,000 | 1,570 |
| Surplus | $68,333,000 | 556 |
| Undivided profits | $687,000 | 6,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $48,666,000 | 373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $7,739,000 | 414 |
| Earning assets | $1,005,132,000 | 637 |
| Long-term assets (5+ years) | $56,843,000 | 2,115 |
| Average Assets, year-to-date | $1,121,865,000 | 617 |
| Average Assets, quarterly | $1,121,865,000 | 617 |
| Volatile liabilities | $326,646,000 | 520 |
| Insider loans | $34,552,000 | 149 |
| FHLB advances | $72,000,000 | 698 |
| Loans and leases held for sale | $9,055,000 | 329 |
| Unused loan commitments | $72,734,000 | 1,129 |
| Tier 1 (core) risk-based capital | $66,970,000 | 942 |
| Tier 2 risk-based capital | $16,743,000 | 411 |
| Total risk weighted assets | $830,687,000 | 632 |
| Total unused commitments | $72,734,000 | 1,130 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 266 | 570 |
| Assets and Liabilities | ||
| Total Assets: | $1,101,608,000 | 624 |
| Cash and due from depository institutions | $12,759,000 | 570 |
| Interest-bearing balances | $731,000 | 4,041 |
| Securities | $79,116,000 | 1,540 |
| Federal funds sold & reverse repurchase agreements | $127,250,000 | 96 |
| Net loans & leases | $801,300,000 | 608 |
| Loan loss allowance | $13,594,000 | 560 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $36,488,000 | 288 |
| Other real estate owned | $13,113,000 | 570 |
| Goodwill and other intangibles | $1,992,000 | 1,342 |
| All other assets | $29,590,000 | 760 |
| Life insurance assets | $9,140,000 | 748 |
| Total liabilities and capital | $1,101,608,000 | 624 |
| Total liabilities | $1,027,763,000 | 609 |
| Total deposits | $939,223,000 | 562 |
| Interest-bearing deposits | $890,405,000 | 536 |
| Deposits held in domestic offices | $939,223,000 | 558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,642,000 | 1,604 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $72,000,000 | 850 |
| Subordinated debt | $6,325,000 | 175 |
| All other liabilities | $4,573,000 | 1,238 |
| Total equity capital | $73,845,000 | 901 |
| Total bank equity capital | $73,845,000 | 901 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,840,000 | 1,573 |
| Surplus | $68,281,000 | 536 |
| Undivided profits | $2,724,000 | 5,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $8,631,000 | 380 |
| Earning assets | $1,008,397,000 | 614 |
| Long-term assets (5+ years) | $75,755,000 | 1,657 |
| Average Assets, year-to-date | $1,011,782,800 | 655 |
| Average Assets, quarterly | $1,068,877,000 | 636 |
| Volatile liabilities | $317,333,000 | 529 |
| Insider loans | $23,761,000 | 257 |
| FHLB advances | $72,000,000 | 767 |
| Loans and leases held for sale | $2,783,000 | 505 |
| Unused loan commitments | $75,664,000 | 1,136 |
| Tier 1 (core) risk-based capital | $69,385,000 | 883 |
| Tier 2 risk-based capital | $17,087,000 | 414 |
| Total risk weighted assets | $858,094,000 | 599 |
| Total unused commitments | $75,664,000 | 1,137 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 288 | 535 |
| Assets and Liabilities | ||
| Total Assets: | $1,036,146,000 | 656 |
| Cash and due from depository institutions | $31,045,000 | 535 |
| Interest-bearing balances | $12,949,000 | 573 |
| Securities | $74,558,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $52,775,000 | 224 |
| Net loans & leases | $811,378,000 | 602 |
| Loan loss allowance | $12,947,000 | 530 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $35,495,000 | 306 |
| Other real estate owned | $3,489,000 | 535 |
| Goodwill and other intangibles | $1,992,000 | 1,389 |
| All other assets | $25,414,000 | 844 |
| Life insurance assets | $9,060,000 | 743 |
| Total liabilities and capital | $1,036,146,000 | 656 |
| Total liabilities | $961,086,000 | 639 |
| Total deposits | $889,103,000 | 581 |
| Interest-bearing deposits | $838,898,000 | 550 |
| Deposits held in domestic offices | $889,103,000 | 579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,457,000 | 1,394 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $52,100,000 | 1,145 |
| Subordinated debt | $6,125,000 | 181 |
| All other liabilities | $5,301,000 | 1,078 |
| Total equity capital | $75,060,000 | 895 |
| Total bank equity capital | $75,060,000 | 895 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,840,000 | 1,586 |
| Surplus | $68,227,000 | 529 |
| Undivided profits | $3,993,000 | 4,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,898,000 | 659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $8,193,000 | 425 |
| Earning assets | $951,660,000 | 646 |
| Long-term assets (5+ years) | $68,449,000 | 1,760 |
| Average Assets, year-to-date | $989,326,500 | 670 |
| Average Assets, quarterly | $1,020,136,500 | 663 |
| Volatile liabilities | $278,912,000 | 569 |
| Insider loans | $23,990,000 | 249 |
| FHLB advances | $52,100,000 | 1,066 |
| Loans and leases held for sale | $2,376,000 | 483 |
| Unused loan commitments | $72,256,000 | 1,257 |
| Tier 1 (core) risk-based capital | $73,022,000 | 851 |
| Tier 2 risk-based capital | $16,639,000 | 407 |
| Total risk weighted assets | $838,676,000 | 617 |
| Total unused commitments | $72,256,000 | 1,259 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 281 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $1,004,127,000 | 675 |
| Cash and due from depository institutions | $29,539,000 | 549 |
| Interest-bearing balances | $8,280,000 | 796 |
| Securities | $76,262,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $17,362,000 | 653 |
| Net loans & leases | $814,141,000 | 592 |
| Loan loss allowance | $10,025,000 | 633 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $33,738,000 | 329 |
| Other real estate owned | $3,852,000 | 549 |
| Goodwill and other intangibles | $2,013,000 | 1,393 |
| All other assets | $27,220,000 | 776 |
| Life insurance assets | $8,967,000 | 744 |
| Total liabilities and capital | $1,004,127,000 | 675 |
| Total liabilities | $927,009,000 | 656 |
| Total deposits | $858,475,000 | 586 |
| Interest-bearing deposits | $806,024,000 | 554 |
| Deposits held in domestic offices | $858,475,000 | 583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,841,000 | 1,689 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $57,150,000 | 1,036 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,543,000 | 1,032 |
| Total equity capital | $77,118,000 | 876 |
| Total bank equity capital | $77,118,000 | 876 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,840,000 | 1,589 |
| Surplus | $65,150,000 | 548 |
| Undivided profits | $9,128,000 | 3,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,248,000 | 1,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $8,888,000 | 380 |
| Earning assets | $916,045,000 | 669 |
| Long-term assets (5+ years) | $64,235,000 | 1,844 |
| Average Assets, year-to-date | $973,720,000 | 683 |
| Average Assets, quarterly | $990,478,500 | 679 |
| Volatile liabilities | $304,720,000 | 523 |
| Insider loans | $20,967,000 | 310 |
| FHLB advances | $57,150,000 | 965 |
| Loans and leases held for sale | $3,967,000 | 422 |
| Unused loan commitments | $80,987,000 | 1,169 |
| Tier 1 (core) risk-based capital | $75,236,000 | 826 |
| Tier 2 risk-based capital | $10,025,000 | 606 |
| Total risk weighted assets | $838,180,000 | 616 |
| Total unused commitments | $80,987,000 | 1,169 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 275 | 561 |
| Assets and Liabilities | ||
| Total Assets: | $976,830,000 | 693 |
| Cash and due from depository institutions | $20,214,000 | 561 |
| Interest-bearing balances | $5,647,000 | 1,274 |
| Securities | $75,540,000 | 1,574 |
| Federal funds sold & reverse repurchase agreements | $22,133,000 | 707 |
| Net loans & leases | $796,507,000 | 602 |
| Loan loss allowance | $9,681,000 | 603 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $32,149,000 | 347 |
| Other real estate owned | $1,659,000 | 561 |
| Goodwill and other intangibles | $2,043,000 | 1,389 |
| All other assets | $26,585,000 | 770 |
| Life insurance assets | $8,865,000 | 740 |
| Total liabilities and capital | $976,830,000 | 693 |
| Total liabilities | $900,108,000 | 669 |
| Total deposits | $812,205,000 | 625 |
| Interest-bearing deposits | $758,769,000 | 591 |
| Deposits held in domestic offices | $812,205,000 | 623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,998,000 | 887 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $62,250,000 | 905 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,655,000 | 1,089 |
| Total equity capital | $76,722,000 | 907 |
| Total bank equity capital | $76,722,000 | 907 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,840,000 | 1,588 |
| Surplus | $59,833,000 | 571 |
| Undivided profits | $14,049,000 | 2,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,205,000 | 1,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $9,857,000 | 360 |
| Earning assets | $899,827,000 | 679 |
| Long-term assets (5+ years) | $56,763,000 | 1,958 |
| Average Assets, year-to-date | $958,516,500 | 694 |
| Average Assets, quarterly | $958,516,500 | 694 |
| Volatile liabilities | $296,114,000 | 524 |
| Insider loans | $19,584,000 | 321 |
| FHLB advances | $62,250,000 | 839 |
| Loans and leases held for sale | $6,406,000 | 345 |
| Unused loan commitments | $93,083,000 | 1,084 |
| Tier 1 (core) risk-based capital | $74,016,000 | 842 |
| Tier 2 risk-based capital | $9,681,000 | 604 |
| Total risk weighted assets | $820,607,000 | 621 |
| Total unused commitments | $93,083,000 | 1,085 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 265 | 584 |
| Assets and Liabilities | ||
| Total Assets: | $940,203,000 | 720 |
| Cash and due from depository institutions | $29,494,000 | 584 |
| Interest-bearing balances | $16,981,000 | 363 |
| Securities | $76,374,000 | 1,561 |
| Federal funds sold & reverse repurchase agreements | $12,701,000 | 1,050 |
| Net loans & leases | $760,224,000 | 633 |
| Loan loss allowance | $9,249,000 | 608 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $31,759,000 | 353 |
| Other real estate owned | $1,504,000 | 584 |
| Goodwill and other intangibles | $2,180,000 | 1,355 |
| All other assets | $25,967,000 | 774 |
| Life insurance assets | $8,778,000 | 738 |
| Total liabilities and capital | $940,203,000 | 720 |
| Total liabilities | $865,204,000 | 695 |
| Total deposits | $785,629,000 | 643 |
| Interest-bearing deposits | $731,356,000 | 606 |
| Deposits held in domestic offices | $785,629,000 | 641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,536,000 | 978 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $57,350,000 | 904 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,689,000 | 1,060 |
| Total equity capital | $74,999,000 | 921 |
| Total bank equity capital | $74,999,000 | 921 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,840,000 | 1,576 |
| Surplus | $59,764,000 | 564 |
| Undivided profits | $12,395,000 | 2,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,602,000 | 1,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $9,465,000 | 408 |
| Earning assets | $866,280,000 | 705 |
| Long-term assets (5+ years) | $49,776,000 | 2,010 |
| Average Assets, year-to-date | $849,866,400 | 757 |
| Average Assets, quarterly | $906,117,500 | 738 |
| Volatile liabilities | $283,853,000 | 561 |
| Insider loans | $15,994,000 | 417 |
| FHLB advances | $57,350,000 | 839 |
| Loans and leases held for sale | $6,503,000 | 309 |
| Unused loan commitments | $94,360,000 | 1,077 |
| Tier 1 (core) risk-based capital | $72,538,000 | 866 |
| Tier 2 risk-based capital | $9,249,000 | 616 |
| Total risk weighted assets | $785,662,000 | 657 |
| Total unused commitments | $94,360,000 | 1,077 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 265 | 577 |
| Assets and Liabilities | ||
| Total Assets: | $872,032,000 | 759 |
| Cash and due from depository institutions | $18,856,000 | 577 |
| Interest-bearing balances | $8,796,000 | 599 |
| Securities | $75,533,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $545,000 | 5,459 |
| Net loans & leases | $718,402,000 | 650 |
| Loan loss allowance | $8,588,000 | 635 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $30,659,000 | 349 |
| Other real estate owned | $1,527,000 | 577 |
| Goodwill and other intangibles | $2,316,000 | 1,306 |
| All other assets | $24,194,000 | 821 |
| Life insurance assets | $8,691,000 | 721 |
| Total liabilities and capital | $872,032,000 | 759 |
| Total liabilities | $801,110,000 | 739 |
| Total deposits | $750,329,000 | 666 |
| Interest-bearing deposits | $688,859,000 | 637 |
| Deposits held in domestic offices | $750,329,000 | 663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,325,000 | 1,463 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $37,450,000 | 1,137 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,006,000 | 1,017 |
| Total equity capital | $70,922,000 | 957 |
| Total bank equity capital | $70,922,000 | 957 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,840,000 | 1,553 |
| Surplus | $57,358,000 | 569 |
| Undivided profits | $10,724,000 | 3,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,814,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $9,354,000 | 439 |
| Earning assets | $803,276,000 | 751 |
| Long-term assets (5+ years) | $39,145,000 | 2,306 |
| Average Assets, year-to-date | $827,282,250 | 783 |
| Average Assets, quarterly | $862,421,000 | 761 |
| Volatile liabilities | $238,564,000 | 625 |
| Insider loans | $8,344,000 | 872 |
| FHLB advances | $37,450,000 | 1,060 |
| Loans and leases held for sale | $4,187,000 | 391 |
| Unused loan commitments | $99,957,000 | 1,031 |
| Tier 1 (core) risk-based capital | $68,631,000 | 907 |
| Tier 2 risk-based capital | $8,588,000 | 644 |
| Total risk weighted assets | $757,820,000 | 663 |
| Total unused commitments | $99,957,000 | 1,031 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 260 | 613 |
| Assets and Liabilities | ||
| Total Assets: | $852,810,000 | 779 |
| Cash and due from depository institutions | $29,332,000 | 613 |
| Interest-bearing balances | $12,233,000 | 493 |
| Securities | $73,573,000 | 1,604 |
| Federal funds sold & reverse repurchase agreements | $605,000 | 5,484 |
| Net loans & leases | $692,804,000 | 676 |
| Loan loss allowance | $8,524,000 | 638 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $27,985,000 | 384 |
| Other real estate owned | $1,784,000 | 613 |
| Goodwill and other intangibles | $2,136,000 | 1,351 |
| All other assets | $24,591,000 | 801 |
| Life insurance assets | $8,604,000 | 723 |
| Total liabilities and capital | $852,810,000 | 779 |
| Total liabilities | $784,695,000 | 760 |
| Total deposits | $735,195,000 | 696 |
| Interest-bearing deposits | $680,288,000 | 657 |
| Deposits held in domestic offices | $735,195,000 | 693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,665,000 | 1,706 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $39,600,000 | 1,061 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,235,000 | 1,107 |
| Total equity capital | $68,115,000 | 1,003 |
| Total bank equity capital | $68,115,000 | 1,003 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,840,000 | 1,547 |
| Surplus | $48,266,000 | 690 |
| Undivided profits | $17,009,000 | 2,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,584,000 | 893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $8,508,000 | 458 |
| Earning assets | $779,215,000 | 782 |
| Long-term assets (5+ years) | $35,023,000 | 2,470 |
| Average Assets, year-to-date | $812,365,670 | 819 |
| Average Assets, quarterly | $839,722,500 | 784 |
| Volatile liabilities | $252,231,000 | 593 |
| Insider loans | $8,601,000 | 829 |
| FHLB advances | $39,600,000 | 984 |
| Loans and leases held for sale | $4,932,000 | 418 |
| Unused loan commitments | $96,908,000 | 1,083 |
| Tier 1 (core) risk-based capital | $66,511,000 | 948 |
| Tier 2 risk-based capital | $8,524,000 | 666 |
| Total risk weighted assets | $737,353,000 | 685 |
| Total unused commitments | $96,908,000 | 1,083 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 269 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $826,635,000 | 803 |
| Cash and due from depository institutions | $21,887,000 | 581 |
| Interest-bearing balances | $4,465,000 | 1,241 |
| Securities | $73,017,000 | 1,621 |
| Federal funds sold & reverse repurchase agreements | $16,312,000 | 1,215 |
| Net loans & leases | $664,524,000 | 689 |
| Loan loss allowance | $8,144,000 | 640 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $24,620,000 | 414 |
| Other real estate owned | $1,167,000 | 581 |
| Goodwill and other intangibles | $2,166,000 | 1,327 |
| All other assets | $22,942,000 | 810 |
| Life insurance assets | $8,513,000 | 718 |
| Total liabilities and capital | $826,635,000 | 803 |
| Total liabilities | $761,358,000 | 776 |
| Total deposits | $717,268,000 | 702 |
| Interest-bearing deposits | $647,139,000 | 686 |
| Deposits held in domestic offices | $717,268,000 | 700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,185,000 | 1,533 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $34,800,000 | 1,123 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,105,000 | 1,369 |
| Total equity capital | $65,277,000 | 1,021 |
| Total bank equity capital | $65,277,000 | 1,021 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,840,000 | 1,531 |
| Surplus | $46,875,000 | 685 |
| Undivided profits | $15,562,000 | 2,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,623,000 | 1,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $8,554,000 | 448 |
| Earning assets | $758,318,000 | 794 |
| Long-term assets (5+ years) | $30,974,000 | 2,641 |
| Average Assets, year-to-date | $792,143,500 | 835 |
| Average Assets, quarterly | $792,143,500 | 835 |
| Volatile liabilities | $244,753,000 | 607 |
| Insider loans | $8,610,000 | 815 |
| FHLB advances | $34,800,000 | 1,054 |
| Loans and leases held for sale | $2,570,000 | 596 |
| Unused loan commitments | $104,729,000 | 1,002 |
| Tier 1 (core) risk-based capital | $63,256,000 | 973 |
| Tier 2 risk-based capital | $8,144,000 | 670 |
| Total risk weighted assets | $711,054,000 | 689 |
| Total unused commitments | $104,729,000 | 1,002 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 262 | 601 |
| Assets and Liabilities | ||
| Total Assets: | $757,652,000 | 868 |
| Cash and due from depository institutions | $8,481,000 | 601 |
| Interest-bearing balances | $541,000 | 3,072 |
| Securities | $72,227,000 | 1,657 |
| Federal funds sold & reverse repurchase agreements | $3,107,000 | 3,725 |
| Net loans & leases | $624,116,000 | 729 |
| Loan loss allowance | $7,670,000 | 664 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $23,412,000 | 426 |
| Other real estate owned | $1,218,000 | 601 |
| Goodwill and other intangibles | $2,197,000 | 1,309 |
| All other assets | $22,894,000 | 816 |
| Life insurance assets | $8,438,000 | 702 |
| Total liabilities and capital | $757,652,000 | 868 |
| Total liabilities | $696,076,000 | 849 |
| Total deposits | $661,632,000 | 752 |
| Interest-bearing deposits | $597,712,000 | 728 |
| Deposits held in domestic offices | $661,632,000 | 749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,738,000 | 1,659 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,050,000 | 1,468 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,656,000 | 1,207 |
| Total equity capital | $61,576,000 | 1,069 |
| Total bank equity capital | $61,576,000 | 1,069 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,840,000 | 1,523 |
| Surplus | $45,096,000 | 693 |
| Undivided profits | $13,640,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,483,000 | 925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $8,157,000 | 487 |
| Earning assets | $699,991,000 | 862 |
| Long-term assets (5+ years) | $26,515,000 | 2,869 |
| Average Assets, year-to-date | $676,810,600 | 934 |
| Average Assets, quarterly | $749,866,500 | 867 |
| Volatile liabilities | $249,098,000 | 667 |
| Insider loans | $7,856,000 | 895 |
| FHLB advances | $25,050,000 | 1,382 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $107,671,000 | 964 |
| Tier 1 (core) risk-based capital | $59,600,000 | 1,019 |
| Tier 2 risk-based capital | $7,670,000 | 702 |
| Total risk weighted assets | $660,926,000 | 732 |
| Total unused commitments | $107,671,000 | 964 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 239 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $742,081,000 | 879 |
| Cash and due from depository institutions | $33,461,000 | 682 |
| Interest-bearing balances | $5,058,000 | 965 |
| Securities | $68,655,000 | 1,753 |
| Federal funds sold & reverse repurchase agreements | $8,583,000 | 1,628 |
| Net loans & leases | $585,445,000 | 772 |
| Loan loss allowance | $7,172,000 | 725 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $22,562,000 | 444 |
| Other real estate owned | $313,000 | 682 |
| Goodwill and other intangibles | $2,228,000 | 1,293 |
| All other assets | $20,834,000 | 891 |
| Life insurance assets | $8,361,000 | 687 |
| Total liabilities and capital | $742,081,000 | 879 |
| Total liabilities | $683,329,000 | 858 |
| Total deposits | $611,106,000 | 809 |
| Interest-bearing deposits | $541,839,000 | 798 |
| Deposits held in domestic offices | $611,106,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,515,000 | 721 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $43,500,000 | 1,026 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,208,000 | 1,298 |
| Total equity capital | $58,752,000 | 1,120 |
| Total bank equity capital | $58,752,000 | 1,120 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,840,000 | 1,515 |
| Surplus | $44,272,000 | 695 |
| Undivided profits | $11,640,000 | 2,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,580,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,587,000 | 575 |
| Earning assets | $667,741,000 | 898 |
| Long-term assets (5+ years) | $22,473,000 | 3,124 |
| Average Assets, year-to-date | $656,600,250 | 968 |
| Average Assets, quarterly | $708,531,500 | 918 |
| Volatile liabilities | $241,151,000 | 709 |
| Insider loans | $9,916,000 | 675 |
| FHLB advances | $43,500,000 | 945 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $107,058,000 | 990 |
| Tier 1 (core) risk-based capital | $56,831,000 | 1,077 |
| Tier 2 risk-based capital | $7,172,000 | 751 |
| Total risk weighted assets | $629,579,000 | 763 |
| Total unused commitments | $107,058,000 | 991 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 227 | 723 |
| Assets and Liabilities | ||
| Total Assets: | $674,982,000 | 957 |
| Cash and due from depository institutions | $22,198,000 | 723 |
| Interest-bearing balances | $9,714,000 | 568 |
| Securities | $69,775,000 | 1,720 |
| Federal funds sold & reverse repurchase agreements | $4,163,000 | 2,518 |
| Net loans & leases | $533,819,000 | 822 |
| Loan loss allowance | $6,531,000 | 781 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $20,184,000 | 496 |
| Other real estate owned | $31,000 | 723 |
| Goodwill and other intangibles | $1,992,000 | 1,331 |
| All other assets | $22,820,000 | 825 |
| Life insurance assets | $8,286,000 | 681 |
| Total liabilities and capital | $674,982,000 | 957 |
| Total liabilities | $623,688,000 | 935 |
| Total deposits | $575,772,000 | 860 |
| Interest-bearing deposits | $501,550,000 | 840 |
| Deposits held in domestic offices | $575,772,000 | 858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,565,000 | 1,633 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $39,250,000 | 1,123 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,101,000 | 1,541 |
| Total equity capital | $51,294,000 | 1,224 |
| Total bank equity capital | $51,294,000 | 1,224 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,840,000 | 1,508 |
| Surplus | $34,190,000 | 840 |
| Undivided profits | $14,264,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,362,000 | 1,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,444,000 | 625 |
| Earning assets | $617,471,000 | 956 |
| Long-term assets (5+ years) | $23,335,000 | 3,041 |
| Average Assets, year-to-date | $628,106,670 | 1,005 |
| Average Assets, quarterly | $645,995,500 | 987 |
| Volatile liabilities | $197,570,000 | 815 |
| Insider loans | $9,032,000 | 756 |
| FHLB advances | $39,250,000 | 1,038 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $103,979,000 | 1,007 |
| Tier 1 (core) risk-based capital | $50,219,000 | 1,194 |
| Tier 2 risk-based capital | $6,531,000 | 796 |
| Total risk weighted assets | $577,004,000 | 808 |
| Total unused commitments | $103,979,000 | 1,007 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 179 | 930 |
| Assets and Liabilities | ||
| Total Assets: | $617,009,000 | 1,024 |
| Cash and due from depository institutions | $15,701,000 | 930 |
| Interest-bearing balances | $7,959,000 | 742 |
| Securities | $69,020,000 | 1,766 |
| Federal funds sold & reverse repurchase agreements | $6,140,000 | 2,265 |
| Net loans & leases | $486,676,000 | 886 |
| Loan loss allowance | $6,002,000 | 830 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,264,000 | 545 |
| Other real estate owned | $581,000 | 930 |
| Goodwill and other intangibles | $1,992,000 | 1,305 |
| All other assets | $18,635,000 | 960 |
| Life insurance assets | $8,214,000 | 668 |
| Total liabilities and capital | $617,009,000 | 1,024 |
| Total liabilities | $567,069,000 | 1,002 |
| Total deposits | $508,722,000 | 959 |
| Interest-bearing deposits | $439,893,000 | 940 |
| Deposits held in domestic offices | $508,722,000 | 957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,425,000 | 845 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $38,050,000 | 1,098 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,872,000 | 1,634 |
| Total equity capital | $49,940,000 | 1,236 |
| Total bank equity capital | $49,940,000 | 1,236 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,840,000 | 1,495 |
| Surplus | $29,190,000 | 951 |
| Undivided profits | $17,910,000 | 1,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,112,000 | 1,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,994,000 | 650 |
| Earning assets | $569,795,000 | 1,014 |
| Long-term assets (5+ years) | $21,985,000 | 3,118 |
| Average Assets, year-to-date | $604,669,000 | 1,033 |
| Average Assets, quarterly | $604,669,000 | 1,033 |
| Volatile liabilities | $167,807,000 | 887 |
| Insider loans | $10,609,000 | 622 |
| FHLB advances | $38,050,000 | 1,029 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $89,621,000 | 1,122 |
| Tier 1 (core) risk-based capital | $48,511,000 | 1,206 |
| Tier 2 risk-based capital | $6,002,000 | 849 |
| Total risk weighted assets | $526,534,000 | 857 |
| Total unused commitments | $89,621,000 | 1,122 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 165 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $592,329,000 | 1,055 |
| Cash and due from depository institutions | $34,537,000 | 1,008 |
| Interest-bearing balances | $13,765,000 | 408 |
| Securities | $68,687,000 | 1,764 |
| Federal funds sold & reverse repurchase agreements | $799,000 | 5,063 |
| Net loans & leases | $451,359,000 | 930 |
| Loan loss allowance | $6,059,000 | 807 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $16,797,000 | 581 |
| Other real estate owned | $147,000 | 1,008 |
| Goodwill and other intangibles | $1,992,000 | 1,291 |
| All other assets | $18,011,000 | 975 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $592,329,000 | 1,055 |
| Total liabilities | $544,041,000 | 1,035 |
| Total deposits | $490,600,000 | 980 |
| Interest-bearing deposits | $426,749,000 | 956 |
| Deposits held in domestic offices | $490,600,000 | 978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,892,000 | 1,103 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $38,950,000 | 1,124 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,599,000 | 1,344 |
| Total equity capital | $48,288,000 | 1,264 |
| Total bank equity capital | $48,288,000 | 1,264 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,840,000 | 1,479 |
| Surplus | $26,390,000 | 1,011 |
| Undivided profits | $19,058,000 | 1,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,091,000 | 2,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,751,000 | 674 |
| Earning assets | $534,610,000 | 1,063 |
| Long-term assets (5+ years) | $22,134,000 | 3,107 |
| Average Assets, year-to-date | $524,471,400 | 1,135 |
| Average Assets, quarterly | $569,089,000 | 1,086 |
| Volatile liabilities | $152,814,000 | 958 |
| Insider loans | $10,979,000 | 572 |
| FHLB advances | $38,950,000 | 1,041 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $73,363,000 | 1,288 |
| Tier 1 (core) risk-based capital | $46,765,000 | 1,226 |
| Tier 2 risk-based capital | $6,054,000 | 820 |
| Total risk weighted assets | $484,297,000 | 915 |
| Total unused commitments | $73,363,000 | 1,288 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 161 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $545,849,000 | 1,119 |
| Cash and due from depository institutions | $13,931,000 | 1,017 |
| Interest-bearing balances | $399,000 | 3,673 |
| Securities | $65,713,000 | 1,836 |
| Federal funds sold & reverse repurchase agreements | $13,679,000 | 960 |
| Net loans & leases | $419,847,000 | 976 |
| Loan loss allowance | $5,437,000 | 890 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $14,512,000 | 665 |
| Other real estate owned | $147,000 | 1,017 |
| Goodwill and other intangibles | $1,992,000 | 1,265 |
| All other assets | $16,028,000 | 1,064 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $545,849,000 | 1,119 |
| Total liabilities | $502,545,000 | 1,090 |
| Total deposits | $455,345,000 | 1,030 |
| Interest-bearing deposits | $405,741,000 | 980 |
| Deposits held in domestic offices | $455,345,000 | 1,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,061,000 | 1,129 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $34,200,000 | 1,213 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,939,000 | 1,528 |
| Total equity capital | $43,304,000 | 1,377 |
| Total bank equity capital | $43,304,000 | 1,377 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,840,000 | 1,451 |
| Surplus | $22,890,000 | 1,100 |
| Undivided profits | $17,574,000 | 1,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,394,000 | 1,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,048,000 | 748 |
| Earning assets | $499,638,000 | 1,110 |
| Long-term assets (5+ years) | $24,093,000 | 2,949 |
| Average Assets, year-to-date | $507,507,000 | 1,162 |
| Average Assets, quarterly | $531,004,000 | 1,141 |
| Volatile liabilities | $153,302,000 | 914 |
| Insider loans | $9,547,000 | 638 |
| FHLB advances | $34,200,000 | 1,128 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $67,998,000 | 1,354 |
| Tier 1 (core) risk-based capital | $41,480,000 | 1,365 |
| Tier 2 risk-based capital | $5,437,000 | 880 |
| Total risk weighted assets | $445,795,000 | 949 |
| Total unused commitments | $67,998,000 | 1,354 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 148 | 1,124 |
| Assets and Liabilities | ||
| Total Assets: | $516,159,000 | 1,156 |
| Cash and due from depository institutions | $18,586,000 | 1,124 |
| Interest-bearing balances | $4,225,000 | 1,208 |
| Securities | $61,024,000 | 1,983 |
| Federal funds sold & reverse repurchase agreements | $767,000 | 4,630 |
| Net loans & leases | $404,254,000 | 987 |
| Loan loss allowance | $4,936,000 | 966 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,894,000 | 697 |
| Other real estate owned | $136,000 | 1,124 |
| Goodwill and other intangibles | $1,992,000 | 1,257 |
| All other assets | $15,506,000 | 1,067 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $516,159,000 | 1,156 |
| Total liabilities | $474,537,000 | 1,133 |
| Total deposits | $426,856,000 | 1,071 |
| Interest-bearing deposits | $378,208,000 | 1,016 |
| Deposits held in domestic offices | $426,856,000 | 1,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,067,000 | 1,805 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $41,156,000 | 1,067 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,458,000 | 1,667 |
| Total equity capital | $41,622,000 | 1,409 |
| Total bank equity capital | $41,622,000 | 1,409 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,840,000 | 1,432 |
| Surplus | $22,890,000 | 1,078 |
| Undivided profits | $15,892,000 | 2,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,437,000 | 1,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,292,000 | 864 |
| Earning assets | $470,270,000 | 1,159 |
| Long-term assets (5+ years) | $24,669,000 | 2,930 |
| Average Assets, year-to-date | $494,726,330 | 1,170 |
| Average Assets, quarterly | $505,906,500 | 1,162 |
| Volatile liabilities | $146,586,000 | 922 |
| Insider loans | $10,123,000 | 582 |
| FHLB advances | $41,156,000 | 989 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $68,052,000 | 1,318 |
| Tier 1 (core) risk-based capital | $39,827,000 | 1,376 |
| Tier 2 risk-based capital | $4,936,000 | 945 |
| Total risk weighted assets | $423,050,000 | 980 |
| Total unused commitments | $68,052,000 | 1,318 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 138 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $495,654,000 | 1,182 |
| Cash and due from depository institutions | $17,881,000 | 1,200 |
| Interest-bearing balances | $7,127,000 | 788 |
| Securities | $59,921,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $2,407,000 | 3,740 |
| Net loans & leases | $383,957,000 | 1,016 |
| Loan loss allowance | $4,467,000 | 1,058 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,218,000 | 721 |
| Other real estate owned | $136,000 | 1,200 |
| Goodwill and other intangibles | $1,992,000 | 1,242 |
| All other assets | $16,142,000 | 1,019 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $495,654,000 | 1,182 |
| Total liabilities | $455,532,000 | 1,161 |
| Total deposits | $397,452,000 | 1,145 |
| Interest-bearing deposits | $358,205,000 | 1,067 |
| Deposits held in domestic offices | $397,452,000 | 1,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,322,000 | 1,289 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $48,606,000 | 905 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,152,000 | 1,856 |
| Total equity capital | $40,122,000 | 1,423 |
| Total bank equity capital | $40,122,000 | 1,423 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,840,000 | 1,431 |
| Surplus | $22,890,000 | 1,042 |
| Undivided profits | $14,392,000 | 2,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,834,000 | 978 |
| Earning assets | $453,412,000 | 1,187 |
| Long-term assets (5+ years) | $24,350,000 | 3,045 |
| Average Assets, year-to-date | $484,010,000 | 1,197 |
| Average Assets, quarterly | $484,010,000 | 1,197 |
| Volatile liabilities | $144,570,000 | 889 |
| Insider loans | $14,263,000 | 356 |
| FHLB advances | $48,606,000 | 828 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $61,488,000 | 1,390 |
| Tier 1 (core) risk-based capital | $38,366,000 | 1,409 |
| Tier 2 risk-based capital | $4,467,000 | 1,017 |
| Total risk weighted assets | $396,514,000 | 1,033 |
| Total unused commitments | $61,488,000 | 1,390 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 135 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $472,366,000 | 1,233 |
| Cash and due from depository institutions | $5,357,000 | 1,240 |
| Interest-bearing balances | $404,000 | 3,663 |
| Securities | $60,948,000 | 2,043 |
| Federal funds sold & reverse repurchase agreements | $2,156,000 | 3,774 |
| Net loans & leases | $373,003,000 | 1,048 |
| Loan loss allowance | $4,349,000 | 1,079 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,989,000 | 725 |
| Other real estate owned | $516,000 | 1,240 |
| Goodwill and other intangibles | $1,992,000 | 1,237 |
| All other assets | $15,405,000 | 1,036 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $472,366,000 | 1,233 |
| Total liabilities | $432,759,000 | 1,211 |
| Total deposits | $383,649,000 | 1,171 |
| Interest-bearing deposits | $348,601,000 | 1,088 |
| Deposits held in domestic offices | $383,649,000 | 1,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,264,000 | 1,444 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $41,156,000 | 1,054 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,690,000 | 2,183 |
| Total equity capital | $39,607,000 | 1,441 |
| Total bank equity capital | $39,607,000 | 1,441 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,840,000 | 1,415 |
| Surplus | $22,890,000 | 1,029 |
| Undivided profits | $13,877,000 | 2,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,558,000 | 1,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,902,000 | 933 |
| Earning assets | $436,511,000 | 1,225 |
| Long-term assets (5+ years) | $23,921,000 | 3,127 |
| Average Assets, year-to-date | $446,328,600 | 1,246 |
| Average Assets, quarterly | $469,673,000 | 1,228 |
| Volatile liabilities | $130,358,000 | 958 |
| Insider loans | $13,417,000 | 389 |
| FHLB advances | $41,156,000 | 959 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $59,005,000 | 1,395 |
| Tier 1 (core) risk-based capital | $37,237,000 | 1,435 |
| Tier 2 risk-based capital | $4,349,000 | 1,046 |
| Total risk weighted assets | $384,402,000 | 1,058 |
| Total unused commitments | $59,005,000 | 1,395 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 126 | 1,361 |
| Assets and Liabilities | ||
| Total Assets: | $466,980,000 | 1,230 |
| Cash and due from depository institutions | $16,875,000 | 1,361 |
| Interest-bearing balances | $9,721,000 | 626 |
| Securities | $53,144,000 | 2,284 |
| Federal funds sold & reverse repurchase agreements | $1,790,000 | 3,810 |
| Net loans & leases | $365,806,000 | 1,043 |
| Loan loss allowance | $4,257,000 | 1,102 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,924,000 | 701 |
| Other real estate owned | $305,000 | 1,361 |
| Goodwill and other intangibles | $1,992,000 | 1,208 |
| All other assets | $14,144,000 | 1,084 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $466,980,000 | 1,230 |
| Total liabilities | $428,493,000 | 1,197 |
| Total deposits | $372,901,000 | 1,189 |
| Interest-bearing deposits | $339,285,000 | 1,115 |
| Deposits held in domestic offices | $372,901,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,018,000 | 986 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $40,371,000 | 1,051 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,203,000 | 1,783 |
| Total equity capital | $38,487,000 | 1,464 |
| Total bank equity capital | $38,487,000 | 1,464 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,840,000 | 1,404 |
| Surplus | $22,890,000 | 1,002 |
| Undivided profits | $12,757,000 | 2,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,979,000 | 1,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,522,000 | 1,090 |
| Earning assets | $430,461,000 | 1,221 |
| Long-term assets (5+ years) | $25,843,000 | 3,026 |
| Average Assets, year-to-date | $439,819,250 | 1,253 |
| Average Assets, quarterly | $460,357,500 | 1,228 |
| Volatile liabilities | $127,289,000 | 935 |
| Insider loans | $13,227,000 | 386 |
| FHLB advances | $40,371,000 | 951 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $56,516,000 | 1,432 |
| Tier 1 (core) risk-based capital | $35,939,000 | 1,472 |
| Tier 2 risk-based capital | $4,257,000 | 1,050 |
| Total risk weighted assets | $379,788,000 | 1,047 |
| Total unused commitments | $56,516,000 | 1,433 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 125 | 1,382 |
| Assets and Liabilities | ||
| Total Assets: | $453,735,000 | 1,236 |
| Cash and due from depository institutions | $11,273,000 | 1,382 |
| Interest-bearing balances | $93,000 | 5,426 |
| Securities | $53,284,000 | 2,315 |
| Federal funds sold & reverse repurchase agreements | $788,000 | 4,687 |
| Net loans & leases | $359,701,000 | 1,020 |
| Loan loss allowance | $4,180,000 | 1,104 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,800,000 | 774 |
| Other real estate owned | $307,000 | 1,382 |
| Goodwill and other intangibles | $1,992,000 | 1,196 |
| All other assets | $14,590,000 | 1,061 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $453,735,000 | 1,236 |
| Total liabilities | $417,358,000 | 1,222 |
| Total deposits | $366,742,000 | 1,192 |
| Interest-bearing deposits | $336,012,000 | 1,100 |
| Deposits held in domestic offices | $366,742,000 | 1,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,646,000 | 1,322 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $41,421,000 | 1,028 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,549,000 | 2,153 |
| Total equity capital | $36,377,000 | 1,495 |
| Total bank equity capital | $36,377,000 | 1,495 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,840,000 | 1,401 |
| Surplus | $22,890,000 | 978 |
| Undivided profits | $10,647,000 | 2,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,652,000 | 1,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,468,000 | 1,059 |
| Earning assets | $413,866,000 | 1,249 |
| Long-term assets (5+ years) | $31,761,000 | 2,730 |
| Average Assets, year-to-date | $430,765,670 | 1,274 |
| Average Assets, quarterly | $441,588,000 | 1,256 |
| Volatile liabilities | $120,678,000 | 956 |
| Insider loans | $12,591,000 | 411 |
| FHLB advances | $41,421,000 | 936 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $58,437,000 | 1,370 |
| Tier 1 (core) risk-based capital | $34,711,000 | 1,489 |
| Tier 2 risk-based capital | $4,180,000 | 1,061 |
| Total risk weighted assets | $368,477,000 | 1,049 |
| Total unused commitments | $58,437,000 | 1,372 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 114 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $429,441,000 | 1,297 |
| Cash and due from depository institutions | $13,804,000 | 1,512 |
| Interest-bearing balances | $101,000 | 5,243 |
| Securities | $54,959,000 | 2,246 |
| Federal funds sold & reverse repurchase agreements | $152,000 | 6,572 |
| Net loans & leases | $339,991,000 | 1,055 |
| Loan loss allowance | $3,916,000 | 1,175 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,200,000 | 913 |
| Other real estate owned | $1,003,000 | 1,512 |
| Goodwill and other intangibles | $1,992,000 | 1,186 |
| All other assets | $7,340,000 | 1,826 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $429,441,000 | 1,297 |
| Total liabilities | $392,934,000 | 1,272 |
| Total deposits | $357,516,000 | 1,218 |
| Interest-bearing deposits | $347,620,000 | 1,050 |
| Deposits held in domestic offices | $357,516,000 | 1,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,682,000 | 1,723 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,043,000 | 1,214 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,693,000 | 2,218 |
| Total equity capital | $36,507,000 | 1,517 |
| Total bank equity capital | $36,507,000 | 1,517 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,840,000 | 1,396 |
| Surplus | $22,890,000 | 964 |
| Undivided profits | $10,777,000 | 2,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,425,000 | 1,068 |
| Earning assets | $395,203,000 | 1,293 |
| Long-term assets (5+ years) | $31,323,000 | 2,683 |
| Average Assets, year-to-date | $419,281,000 | 1,323 |
| Average Assets, quarterly | $419,281,000 | 1,323 |
| Volatile liabilities | $104,294,000 | 1,058 |
| Insider loans | $14,694,000 | 324 |
| FHLB advances | $30,043,000 | 1,109 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $53,292,000 | 1,430 |
| Tier 1 (core) risk-based capital | $33,579,000 | 1,524 |
| Tier 2 risk-based capital | $3,916,000 | 1,118 |
| Total risk weighted assets | $344,002,000 | 1,114 |
| Total unused commitments | $53,292,000 | 1,434 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 108 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $409,121,000 | 1,374 |
| Cash and due from depository institutions | $6,805,000 | 1,603 |
| Interest-bearing balances | $274,000 | 4,278 |
| Securities | $53,634,000 | 2,345 |
| Federal funds sold & reverse repurchase agreements | $586,000 | 5,501 |
| Net loans & leases | $328,697,000 | 1,092 |
| Loan loss allowance | $3,610,000 | 1,281 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,162,000 | 1,029 |
| Other real estate owned | $737,000 | 1,603 |
| Goodwill and other intangibles | $1,999,000 | 1,184 |
| All other assets | $7,501,000 | 1,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,121,000 | 1,374 |
| Total liabilities | $374,173,000 | 1,351 |
| Total deposits | $334,065,000 | 1,311 |
| Interest-bearing deposits | $325,762,000 | 1,136 |
| Deposits held in domestic offices | $334,065,000 | 1,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,086,000 | 1,350 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,693,000 | 1,228 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,329,000 | 1,654 |
| Total equity capital | $34,948,000 | 1,565 |
| Total bank equity capital | $34,948,000 | 1,565 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,840,000 | 1,401 |
| Surplus | $22,890,000 | 942 |
| Undivided profits | $9,218,000 | 3,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,648,000 | 1,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,290,000 | 1,158 |
| Earning assets | $383,191,000 | 1,335 |
| Long-term assets (5+ years) | $31,423,000 | 2,705 |
| Average Assets, year-to-date | $396,645,400 | 1,371 |
| Average Assets, quarterly | $404,929,500 | 1,374 |
| Volatile liabilities | $100,885,000 | 1,101 |
| Insider loans | $9,428,000 | 525 |
| FHLB advances | $30,693,000 | 1,117 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $43,436,000 | 1,649 |
| Tier 1 (core) risk-based capital | $32,520,000 | 1,560 |
| Tier 2 risk-based capital | $3,610,000 | 1,227 |
| Total risk weighted assets | $331,142,000 | 1,147 |
| Total unused commitments | $43,436,000 | 1,652 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 105 | 1,679 |
| Assets and Liabilities | ||
| Total Assets: | $400,738,000 | 1,410 |
| Cash and due from depository institutions | $9,037,000 | 1,679 |
| Interest-bearing balances | $626,000 | 3,549 |
| Securities | $49,303,000 | 2,469 |
| Federal funds sold & reverse repurchase agreements | $2,114,000 | 4,293 |
| Net loans & leases | $320,430,000 | 1,106 |
| Loan loss allowance | $3,499,000 | 1,330 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,669,000 | 1,077 |
| Other real estate owned | $1,356,000 | 1,679 |
| Goodwill and other intangibles | $2,020,000 | 1,162 |
| All other assets | $7,809,000 | 1,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,738,000 | 1,410 |
| Total liabilities | $367,077,000 | 1,379 |
| Total deposits | $321,165,000 | 1,385 |
| Interest-bearing deposits | $312,234,000 | 1,221 |
| Deposits held in domestic offices | $321,165,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,512,000 | 1,487 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,714,000 | 1,044 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,686,000 | 1,551 |
| Total equity capital | $33,661,000 | 1,624 |
| Total bank equity capital | $33,661,000 | 1,624 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,840,000 | 1,396 |
| Surplus | $22,890,000 | 940 |
| Undivided profits | $7,931,000 | 3,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,749,000 | 1,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,231,000 | 1,275 |
| Earning assets | $372,473,000 | 1,385 |
| Long-term assets (5+ years) | $38,437,000 | 2,329 |
| Average Assets, year-to-date | $393,526,500 | 1,400 |
| Average Assets, quarterly | $399,494,500 | 1,406 |
| Volatile liabilities | $87,466,000 | 1,205 |
| Insider loans | $8,970,000 | 553 |
| FHLB advances | $37,714,000 | 946 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,055,000 | 1,565 |
| Tier 1 (core) risk-based capital | $31,366,000 | 1,632 |
| Tier 2 risk-based capital | $3,499,000 | 1,254 |
| Total risk weighted assets | $326,362,000 | 1,161 |
| Total unused commitments | $46,055,000 | 1,569 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 100 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $398,251,000 | 1,404 |
| Cash and due from depository institutions | $12,638,000 | 1,746 |
| Interest-bearing balances | $2,002,000 | 2,485 |
| Securities | $50,923,000 | 2,357 |
| Federal funds sold & reverse repurchase agreements | $6,621,000 | 2,373 |
| Net loans & leases | $308,840,000 | 1,139 |
| Loan loss allowance | $3,347,000 | 1,363 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,725,000 | 1,046 |
| Other real estate owned | $1,245,000 | 1,746 |
| Goodwill and other intangibles | $2,040,000 | 1,133 |
| All other assets | $7,219,000 | 1,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $398,251,000 | 1,404 |
| Total liabilities | $365,541,000 | 1,362 |
| Total deposits | $328,271,000 | 1,336 |
| Interest-bearing deposits | $320,486,000 | 1,171 |
| Deposits held in domestic offices | $328,271,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,132,000 | 1,460 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $29,864,000 | 1,212 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,274,000 | 1,818 |
| Total equity capital | $32,710,000 | 1,671 |
| Total bank equity capital | $32,710,000 | 1,671 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,840,000 | 1,387 |
| Surplus | $22,390,000 | 936 |
| Undivided profits | $7,480,000 | 3,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,888,000 | 1,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,176,000 | 1,270 |
| Earning assets | $368,386,000 | 1,382 |
| Long-term assets (5+ years) | $35,449,000 | 2,333 |
| Average Assets, year-to-date | $391,122,670 | 1,393 |
| Average Assets, quarterly | $394,791,500 | 1,396 |
| Volatile liabilities | $76,088,000 | 1,336 |
| Insider loans | $8,864,000 | 549 |
| FHLB advances | $29,864,000 | 1,110 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $48,337,000 | 1,469 |
| Tier 1 (core) risk-based capital | $29,880,000 | 1,677 |
| Tier 2 risk-based capital | $3,347,000 | 1,266 |
| Total risk weighted assets | $316,553,000 | 1,184 |
| Total unused commitments | $48,337,000 | 1,477 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 96 | 1,792 |
| Assets and Liabilities | ||
| Total Assets: | $391,332,000 | 1,390 |
| Cash and due from depository institutions | $20,255,000 | 1,792 |
| Interest-bearing balances | $6,096,000 | 1,311 |
| Securities | $41,737,000 | 2,741 |
| Federal funds sold & reverse repurchase agreements | $9,295,000 | 1,852 |
| Net loans & leases | $300,294,000 | 1,151 |
| Loan loss allowance | $3,216,000 | 1,393 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,777,000 | 1,035 |
| Other real estate owned | $1,377,000 | 1,792 |
| Goodwill and other intangibles | $2,061,000 | 1,121 |
| All other assets | $7,536,000 | 1,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,332,000 | 1,390 |
| Total liabilities | $360,438,000 | 1,360 |
| Total deposits | $317,026,000 | 1,362 |
| Interest-bearing deposits | $295,904,000 | 1,253 |
| Deposits held in domestic offices | $317,026,000 | 1,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,211,000 | 1,111 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $33,486,000 | 1,068 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,715,000 | 2,305 |
| Total equity capital | $30,894,000 | 1,722 |
| Total bank equity capital | $30,894,000 | 1,722 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,840,000 | 1,391 |
| Surplus | $21,890,000 | 949 |
| Undivided profits | $6,164,000 | 4,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,583,000 | 1,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,125,000 | 1,357 |
| Earning assets | $357,422,000 | 1,402 |
| Long-term assets (5+ years) | $39,713,000 | 2,072 |
| Average Assets, year-to-date | $387,558,500 | 1,393 |
| Average Assets, quarterly | $387,558,500 | 1,393 |
| Volatile liabilities | $84,278,000 | 1,190 |
| Insider loans | $8,343,000 | 584 |
| FHLB advances | $33,486,000 | 982 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $41,064,000 | 1,631 |
| Tier 1 (core) risk-based capital | $28,517,000 | 1,729 |
| Tier 2 risk-based capital | $3,216,000 | 1,300 |
| Total risk weighted assets | $307,262,000 | 1,202 |
| Total unused commitments | $41,064,000 | 1,640 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $383,785,000 | 1,397 |
| Cash and due from depository institutions | $23,101,000 | 1,931 |
| Interest-bearing balances | $8,399,000 | 937 |
| Securities | $38,652,000 | 2,891 |
| Federal funds sold & reverse repurchase agreements | $7,756,000 | 1,885 |
| Net loans & leases | $294,825,000 | 1,165 |
| Loan loss allowance | $3,238,000 | 1,353 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,771,000 | 1,021 |
| Other real estate owned | $986,000 | 1,931 |
| Goodwill and other intangibles | $2,081,000 | 1,098 |
| All other assets | $7,613,000 | 1,652 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,785,000 | 1,397 |
| Total liabilities | $353,956,000 | 1,356 |
| Total deposits | $316,289,000 | 1,338 |
| Interest-bearing deposits | $294,386,000 | 1,253 |
| Deposits held in domestic offices | $316,289,000 | 1,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,928,000 | 1,337 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $30,136,000 | 1,157 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,603,000 | 2,398 |
| Total equity capital | $29,829,000 | 1,756 |
| Total bank equity capital | $29,829,000 | 1,756 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,840,000 | 1,384 |
| Surplus | $21,390,000 | 944 |
| Undivided profits | $5,599,000 | 4,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,157,000 | 629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,241,000 | 1,317 |
| Earning assets | $349,632,000 | 1,405 |
| Long-term assets (5+ years) | $38,108,000 | 2,116 |
| Average Assets, year-to-date | $354,692,600 | 1,439 |
| Average Assets, quarterly | $379,929,000 | 1,390 |
| Volatile liabilities | $82,904,000 | 1,203 |
| Insider loans | $8,362,000 | 581 |
| FHLB advances | $30,136,000 | 1,047 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $35,890,000 | 1,734 |
| Tier 1 (core) risk-based capital | $27,299,000 | 1,770 |
| Tier 2 risk-based capital | $3,238,000 | 1,258 |
| Total risk weighted assets | $305,316,000 | 1,177 |
| Total unused commitments | $35,890,000 | 1,739 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 90 | 1,903 |
| Assets and Liabilities | ||
| Total Assets: | $319,937,000 | 1,578 |
| Cash and due from depository institutions | $4,344,000 | 1,903 |
| Interest-bearing balances | $746,000 | 3,299 |
| Securities | $47,836,000 | 2,286 |
| Federal funds sold & reverse repurchase agreements | $3,214,000 | 3,771 |
| Net loans & leases | $247,574,000 | 1,338 |
| Loan loss allowance | $2,995,000 | 1,383 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,845,000 | 1,272 |
| Other real estate owned | $133,000 | 1,903 |
| Goodwill and other intangibles | $1,992,000 | 1,049 |
| All other assets | $7,999,000 | 1,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $319,937,000 | 1,578 |
| Total liabilities | $294,759,000 | 1,550 |
| Total deposits | $264,224,000 | 1,517 |
| Interest-bearing deposits | $247,194,000 | 1,414 |
| Deposits held in domestic offices | $264,224,000 | 1,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,665,000 | 1,745 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,054,000 | 1,214 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,816,000 | 2,169 |
| Total equity capital | $25,178,000 | 1,959 |
| Total bank equity capital | $25,178,000 | 1,959 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,840,000 | 1,380 |
| Surplus | $17,240,000 | 1,071 |
| Undivided profits | $5,098,000 | 4,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,654,000 | 1,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,498,000 | 1,266 |
| Earning assets | $299,370,000 | 1,546 |
| Long-term assets (5+ years) | $42,714,000 | 1,923 |
| Average Assets, year-to-date | $297,666,600 | 1,618 |
| Average Assets, quarterly | $315,426,000 | 1,581 |
| Volatile liabilities | $58,897,000 | 1,538 |
| Insider loans | $7,582,000 | 600 |
| FHLB advances | $25,054,000 | 1,102 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $34,084,000 | 1,686 |
| Tier 1 (core) risk-based capital | $23,125,000 | 2,018 |
| Tier 2 risk-based capital | $2,995,000 | 1,290 |
| Total risk weighted assets | $258,977,000 | 1,324 |
| Total unused commitments | $34,084,000 | 1,690 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $195,157,000 | 2,498 |
| Cash and due from depository institutions | $3,764,000 | 3,129 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $21,789,000 | 4,365 |
| Federal funds sold & reverse repurchase agreements | $7,073,000 | 1,702 |
| Net loans & leases | $152,968,000 | 2,077 |
| Loan loss allowance | $1,558,000 | 2,394 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,331,000 | 2,029 |
| Other real estate owned | $114,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,118,000 | 1,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,157,000 | 2,498 |
| Total liabilities | $181,500,000 | 2,421 |
| Total deposits | $155,961,000 | 2,525 |
| Interest-bearing deposits | $151,175,000 | 2,247 |
| Deposits held in domestic offices | $155,961,000 | 2,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,851,000 | 2,006 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,738,000 | 1,273 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $950,000 | 3,730 |
| Total equity capital | $13,657,000 | 3,357 |
| Total bank equity capital | $13,657,000 | 3,357 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,840,000 | 1,386 |
| Surplus | $9,139,000 | 1,798 |
| Undivided profits | $1,678,000 | 6,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 4,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,515,000 | 1,722 |
| Earning assets | $181,830,000 | 2,455 |
| Long-term assets (5+ years) | $19,986,000 | 3,160 |
| Average Assets, year-to-date | $182,785,600 | 2,527 |
| Average Assets, quarterly | $196,863,500 | 2,444 |
| Volatile liabilities | $36,988,000 | 2,246 |
| Insider loans | $5,356,000 | 873 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,628,000 | 2,671 |
| Tier 1 (core) risk-based capital | $13,676,000 | 3,247 |
| Tier 2 risk-based capital | $1,558,000 | 2,238 |
| Total risk weighted assets | $152,849,600 | 2,097 |
| Total unused commitments | $16,628,000 | 2,675 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 44 | 3,871 |
| Assets and Liabilities | ||
| Total Assets: | $159,215,000 | 2,919 |
| Cash and due from depository institutions | $4,769,000 | 3,871 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $23,488,000 | 4,318 |
| Federal funds sold & reverse repurchase agreements | $377,000 | 6,011 |
| Net loans & leases | $123,982,000 | 2,413 |
| Loan loss allowance | $1,328,000 | 2,676 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,229,000 | 3,670 |
| Other real estate owned | $0 | 3,871 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,370,000 | 2,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,215,000 | 2,919 |
| Total liabilities | $149,502,000 | 2,832 |
| Total deposits | $131,399,000 | 2,902 |
| Interest-bearing deposits | $124,749,000 | 2,639 |
| Deposits held in domestic offices | $131,399,000 | 2,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,135,000 | 1,528 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,465,000 | 1,854 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $503,000 | 5,327 |
| Total equity capital | $9,713,000 | 4,364 |
| Total bank equity capital | $9,713,000 | 4,364 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,840,000 | 1,386 |
| Surplus | $5,639,000 | 2,705 |
| Undivided profits | $1,234,000 | 7,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 4,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $987,000 | 2,297 |
| Earning assets | $147,847,000 | 2,881 |
| Long-term assets (5+ years) | $19,678,000 | 3,345 |
| Average Assets, year-to-date | $147,508,800 | 3,016 |
| Average Assets, quarterly | $153,965,000 | 2,987 |
| Volatile liabilities | $39,493,000 | 2,014 |
| Insider loans | $5,278,000 | 877 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,094,000 | 2,359 |
| Tier 1 (core) risk-based capital | $10,295,000 | 4,146 |
| Tier 2 risk-based capital | $1,330,000 | 2,425 |
| Total risk weighted assets | $125,184,700 | 2,441 |
| Total unused commitments | $20,094,000 | 2,363 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $139,529,000 | 3,231 |
| Cash and due from depository institutions | $4,369,000 | 4,361 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $22,341,000 | 4,484 |
| Federal funds sold & reverse repurchase agreements | $6,852,000 | 2,530 |
| Net loans & leases | $100,982,000 | 2,738 |
| Loan loss allowance | $1,128,000 | 3,003 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,881,000 | 4,111 |
| Other real estate owned | $0 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,104,000 | 2,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,529,000 | 3,231 |
| Total liabilities | $130,330,000 | 3,123 |
| Total deposits | $119,942,000 | 3,148 |
| Interest-bearing deposits | $114,165,000 | 2,872 |
| Deposits held in domestic offices | $119,942,000 | 3,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,478,000 | 1,847 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,407,000 | 1,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $503,000 | 5,739 |
| Total equity capital | $9,199,000 | 4,676 |
| Total bank equity capital | $9,199,000 | 4,676 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,840,000 | 1,338 |
| Surplus | $4,139,000 | 3,313 |
| Undivided profits | $2,220,000 | 6,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 8,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $829,000 | 2,756 |
| Earning assets | $130,175,000 | 3,206 |
| Long-term assets (5+ years) | $15,850,000 | 3,636 |
| Average Assets, year-to-date | $126,238,200 | 3,377 |
| Average Assets, quarterly | $136,192,000 | 3,257 |
| Volatile liabilities | $22,803,000 | 2,704 |
| Insider loans | $4,769,000 | 889 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,705,000 | 2,973 |
| Tier 1 (core) risk-based capital | $9,119,000 | 4,532 |
| Tier 2 risk-based capital | $1,129,000 | 2,733 |
| Total risk weighted assets | $105,089,900 | 2,705 |
| Total unused commitments | $13,705,000 | 2,979 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $112,163,000 | 3,914 |
| Cash and due from depository institutions | $3,385,000 | 5,405 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,726,000 | 4,961 |
| Federal funds sold & reverse repurchase agreements | $1,828,000 | 5,183 |
| Net loans & leases | $83,654,000 | 3,248 |
| Loan loss allowance | $930,000 | 3,592 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,653,000 | 4,413 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $33,000 | 3,117 |
| All other assets | $1,884,000 | 3,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,163,000 | 3,914 |
| Total liabilities | $103,947,000 | 3,780 |
| Total deposits | $95,389,000 | 3,874 |
| Interest-bearing deposits | $91,547,000 | 3,478 |
| Deposits held in domestic offices | $95,389,000 | 3,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,228,000 | 1,631 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,000,000 | 2,155 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $330,000 | 7,438 |
| Total equity capital | $8,216,000 | 5,106 |
| Total bank equity capital | $8,216,000 | 5,106 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,840,000 | 1,315 |
| Surplus | $4,139,000 | 3,253 |
| Undivided profits | $1,237,000 | 8,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 9,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $728,000 | 3,221 |
| Earning assets | $105,208,000 | 3,848 |
| Long-term assets (5+ years) | $8,822,000 | 4,639 |
| Average Assets, year-to-date | $102,438,800 | 4,045 |
| Average Assets, quarterly | $109,169,000 | 3,950 |
| Volatile liabilities | $18,964,000 | 3,121 |
| Insider loans | $4,724,000 | 874 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,149,000 | 3,191 |
| Tier 1 (core) risk-based capital | $8,173,000 | 4,987 |
| Tier 2 risk-based capital | $930,000 | 3,141 |
| Total risk weighted assets | $84,413,200 | 3,237 |
| Total unused commitments | $11,149,000 | 3,193 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $93,130,000 | 4,705 |
| Cash and due from depository institutions | $2,524,000 | 5,814 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $22,382,000 | 4,915 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 6,168 |
| Net loans & leases | $64,305,000 | 4,139 |
| Loan loss allowance | $656,000 | 4,895 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,673,000 | 4,315 |
| Other real estate owned | $0 | 5,814 |
| Goodwill and other intangibles | $48,000 | 2,839 |
| All other assets | $1,048,000 | 6,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,130,000 | 4,705 |
| Total liabilities | $86,646,000 | 4,551 |
| Total deposits | $81,136,000 | 4,577 |
| Interest-bearing deposits | $77,683,000 | 4,188 |
| Deposits held in domestic offices | $81,136,000 | 4,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,284,000 | 1,546 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $226,000 | 8,885 |
| Total equity capital | $6,484,000 | 6,142 |
| Total bank equity capital | $6,484,000 | 6,142 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,840,000 | 1,369 |
| Surplus | $3,529,000 | 3,778 |
| Undivided profits | $115,000 | 10,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 8,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $569,000 | 4,052 |
| Earning assets | $87,837,000 | 4,599 |
| Long-term assets (5+ years) | $12,093,000 | 3,771 |
| Average Assets, year-to-date | $72,763,400 | 5,550 |
| Average Assets, quarterly | $88,631,000 | 4,861 |
| Volatile liabilities | $17,377,000 | 3,256 |
| Insider loans | $3,247,000 | 1,329 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,352,000 | 4,109 |
| Tier 1 (core) risk-based capital | $6,467,000 | 6,048 |
| Tier 2 risk-based capital | $656,000 | 4,279 |
| Total risk weighted assets | $67,145,800 | 3,986 |
| Total unused commitments | $7,352,000 | 4,123 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $51,953,000 | 7,264 |
| Cash and due from depository institutions | $1,790,000 | 7,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,051,000 | 6,961 |
| Federal funds sold & reverse repurchase agreements | $1,970,000 | 5,617 |
| Net loans & leases | $31,844,000 | 6,744 |
| Loan loss allowance | $325,000 | 7,780 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,674,000 | 4,298 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $61,000 | 2,577 |
| All other assets | $563,000 | 8,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,953,000 | 7,264 |
| Total liabilities | $46,590,000 | 7,252 |
| Total deposits | $42,104,000 | 7,493 |
| Interest-bearing deposits | $39,354,000 | 7,112 |
| Deposits held in domestic offices | $42,104,000 | 7,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,312,000 | 1,627 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $174,000 | 10,077 |
| Total equity capital | $5,363,000 | 7,043 |
| Total bank equity capital | $5,363,000 | 7,043 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,840,000 | 1,390 |
| Surplus | $2,697,000 | 4,554 |
| Undivided profits | $-174,000 | 11,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $247,000 | 7,966 |
| Earning assets | $47,865,000 | 7,232 |
| Long-term assets (5+ years) | $1,058,000 | 8,912 |
| Average Assets, year-to-date | $33,768,000 | 8,898 |
| Average Assets, quarterly | $46,009,000 | 7,720 |
| Volatile liabilities | $10,009,000 | 4,575 |
| Insider loans | $2,686,000 | 1,627 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,354,000 | 4,793 |
| Tier 1 (core) risk-based capital | $5,260,000 | 7,007 |
| Tier 2 risk-based capital | $325,000 | 7,025 |
| Total risk weighted assets | $35,106,100 | 6,542 |
| Total unused commitments | $5,354,000 | 4,808 |
| Derivatives | $0 | 628 |