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ANZ Guam, Inc., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$2,698,000	4,166
Total interest expense	$5,000	4,529
Net interest income	$2,693,000	3,987
Provision for loan and lease losses	$0	3,275
Total noninterest income	$292,000	3,816
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,000	4,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$289,000	3,430
Total noninterest expense	$12,940,000	1,711
Salaries and employee benefits	$2,540,000	3,159
Premises and equipment expense	$473,000	3,033
Additional noninterest expense	$289,000	3,430
Pre-tax net operating income	$-9,955,000	4,585
Securities gains (losses)	$0	988
Applicable income taxes	$2,342,000	880
Income before extraordinary items	$-12,297,000	4,574
Extraordinary gains, net	$0	54
Net income	$-12,297,000	4,574
Minority interest net income	$0	88
Net income of bank and minority interests.	$-12,297,000	4,575
Net charge-offs	$1,177,000	490
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$-12,297,000	4,578
2023-09-30 (YTD Data)		Rank
Total interest income	$2,268,000	4,101
Total interest expense	$5,000	4,554
Net interest income	$2,263,000	3,912
Provision for loan and lease losses	$0	3,085
Total noninterest income	$973,000	2,443
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$3,000	4,371
Trading account gains and fees	NA	NA
Additional Noninterest Income	$970,000	2,023
Total noninterest expense	$11,168,000	1,523
Salaries and employee benefits	$2,158,000	2,978
Premises and equipment expense	$450,000	2,713
Additional noninterest expense	$970,000	2,023
Pre-tax net operating income	$-7,932,000	4,583
Securities gains (losses)	$0	849
Applicable income taxes	$2,342,000	761
Income before extraordinary items	$-10,274,000	4,607
Extraordinary gains, net	$0	52
Net income	$-10,274,000	4,606
Minority interest net income	$0	81
Net income of bank and minority interests.	$-10,274,000	4,607
Net charge-offs	$1,177,000	379
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$-10,274,000	4,610
2023-06-30 (YTD Data)		Rank
Total interest income	$1,802,000	3,958
Total interest expense	$7,000	4,577
Net interest income	$1,795,000	3,768
Provision for loan and lease losses	$0	2,940
Total noninterest income	$20,000	4,488
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$3,000	4,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	4,364
Total noninterest expense	$8,319,000	1,380
Salaries and employee benefits	$1,737,000	2,719
Premises and equipment expense	$337,000	2,535
Additional noninterest expense	$17,000	4,337
Pre-tax net operating income	$-6,504,000	4,617
Securities gains (losses)	$0	938
Applicable income taxes	$2,342,000	586
Income before extraordinary items	$-8,846,000	4,640
Extraordinary gains, net	$0	51
Net income	$-8,846,000	4,638
Minority interest net income	$0	81
Net income of bank and minority interests.	$-8,846,000	4,639
Net charge-offs	$-1,336,000	4,635
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$-8,846,000	4,640
2023-03-31 (YTD Data)		Rank
Total interest income	$1,090,000	3,805
Total interest expense	$7,000	4,578
Net interest income	$1,083,000	3,584
Provision for loan and lease losses	$0	2,612
Total noninterest income	$-15,000	4,657
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$3,000	4,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-18,000	4,665
Total noninterest expense	$3,434,000	1,641
Salaries and employee benefits	$1,140,000	2,344
Premises and equipment expense	$219,000	2,221
Additional noninterest expense	$-18,000	4,665
Pre-tax net operating income	$-2,366,000	4,663
Securities gains (losses)	$0	950
Applicable income taxes	$2,338,000	390
Income before extraordinary items	$-4,704,000	4,656
Extraordinary gains, net	$0	4
Net income	$-4,704,000	4,655
Minority interest net income	$0	48
Net income of bank and minority interests.	$-4,704,000	4,656
Net charge-offs	$245,000	396
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$-4,704,000	4,659
2022-12-31 (YTD Data)		Rank
Total interest income	$6,187,000	3,201
Total interest expense	$149,000	4,227
Net interest income	$6,038,000	3,088
Provision for loan and lease losses	$0	3,012
Total noninterest income	$2,969,000	1,643
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$157,000	3,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,812,000	1,306
Total noninterest expense	$15,870,000	1,418
Salaries and employee benefits	$5,551,000	2,042
Premises and equipment expense	$1,308,000	1,696
Additional noninterest expense	$2,812,000	1,306
Pre-tax net operating income	$-6,863,000	4,711
Securities gains (losses)	$0	691
Applicable income taxes	$-1,036,000	4,677
Income before extraordinary items	$-5,827,000	4,690
Extraordinary gains, net	$0	5
Net income	$-5,827,000	4,690
Minority interest net income	$0	63
Net income of bank and minority interests.	$-5,827,000	4,690
Net charge-offs	$951,000	430
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$-5,827,000	4,694
2022-09-30 (YTD Data)		Rank
Total interest income	$4,126,000	3,306
Total interest expense	$124,000	4,103
Net interest income	$4,002,000	3,244
Provision for loan and lease losses	$0	2,835
Total noninterest income	$2,748,000	1,458
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$142,000	2,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,606,000	1,170
Total noninterest expense	$9,042,000	1,765
Salaries and employee benefits	$4,176,000	2,034
Premises and equipment expense	$1,005,000	1,684
Additional noninterest expense	$2,606,000	1,170
Pre-tax net operating income	$-2,292,000	4,738
Securities gains (losses)	$0	740
Applicable income taxes	$-626,000	4,710
Income before extraordinary items	$-1,666,000	4,698
Extraordinary gains, net	$0	4
Net income	$-1,666,000	4,698
Minority interest net income	$0	57
Net income of bank and minority interests.	$-1,666,000	4,698
Net charge-offs	$267,000	611
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$-1,666,000	4,713
2022-06-30 (YTD Data)		Rank
Total interest income	$2,276,000	3,539
Total interest expense	$88,000	4,041
Net interest income	$2,188,000	3,485
Provision for loan and lease losses	$0	2,599
Total noninterest income	$2,197,000	1,304
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$111,000	2,639
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,086,000	1,074
Total noninterest expense	$5,896,000	1,777
Salaries and employee benefits	$2,885,000	2,000
Premises and equipment expense	$608,000	1,806
Additional noninterest expense	$2,403,000	1,392
Pre-tax net operating income	$-1,511,000	4,746
Securities gains (losses)	$0	687
Applicable income taxes	$-426,000	4,721
Income before extraordinary items	$-1,085,000	4,710
Extraordinary gains, net	$0	4
Net income	$-1,085,000	4,710
Minority interest net income	$0	60
Net income of bank and minority interests.	$-1,085,000	4,710
Net charge-offs	$221,000	506
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$-1,085,000	4,731
2022-03-31 (YTD Data)		Rank
Total interest income	$841,000	3,885
Total interest expense	$45,000	4,020
Net interest income	$796,000	3,830
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,167,000	1,253
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$66,000	2,400
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,101,000	1,028
Total noninterest expense	$2,957,000	1,771
Salaries and employee benefits	$1,497,000	1,944
Premises and equipment expense	$310,000	1,793
Additional noninterest expense	$1,150,000	1,419
Pre-tax net operating income	$-994,000	4,773
Securities gains (losses)	$0	623
Applicable income taxes	$-290,000	4,757
Income before extraordinary items	$-704,000	4,748
Extraordinary gains, net	$0	4
Net income	$-704,000	4,748
Minority interest net income	$0	50
Net income of bank and minority interests.	$-704,000	4,748
Net charge-offs	$204,000	363
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$-704,000	4,760
2021-12-31 (YTD Data)		Rank
Total interest income	$4,278,000	3,682
Total interest expense	$216,000	4,064
Net interest income	$4,062,000	3,641
Provision for loan and lease losses	$0	3,064
Total noninterest income	$4,683,000	1,363
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$258,000	2,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,425,000	1,163
Total noninterest expense	$11,544,000	1,786
Salaries and employee benefits	$5,751,000	1,990
Premises and equipment expense	$1,192,000	1,827
Additional noninterest expense	$4,601,000	1,420
Pre-tax net operating income	$-2,799,000	4,829
Securities gains (losses)	$0	2,062
Applicable income taxes	$-613,000	4,817
Income before extraordinary items	$-2,186,000	4,820
Extraordinary gains, net	$0	10
Net income	$-2,186,000	4,820
Minority interest net income	$0	74
Net income of bank and minority interests.	$-2,186,000	4,820
Net charge-offs	$-84,000	4,303
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$-2,186,000	4,819
2021-09-30 (YTD Data)		Rank
Total interest income	$3,234,000	3,741
Total interest expense	$160,000	4,175
Net interest income	$3,074,000	3,702
Provision for loan and lease losses	$0	2,963
Total noninterest income	$3,566,000	1,381
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$194,000	2,356
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,372,000	1,182
Total noninterest expense	$8,687,000	1,780
Salaries and employee benefits	$4,307,000	1,990
Premises and equipment expense	$894,000	1,855
Additional noninterest expense	$3,486,000	1,409
Pre-tax net operating income	$-2,047,000	4,903
Securities gains (losses)	$0	2,015
Applicable income taxes	$-425,000	4,896
Income before extraordinary items	$-1,622,000	4,892
Extraordinary gains, net	$0	8
Net income	$-1,622,000	4,892
Minority interest net income	$0	69
Net income of bank and minority interests.	$-1,622,000	4,892
Net charge-offs	$-290,000	4,743
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$-1,622,000	4,890
2021-06-30 (YTD Data)		Rank
Total interest income	$2,111,000	3,795
Total interest expense	$105,000	4,237
Net interest income	$2,006,000	3,735
Provision for loan and lease losses	$0	2,862
Total noninterest income	$2,501,000	1,337
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$128,000	2,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,373,000	1,146
Total noninterest expense	$5,964,000	1,745
Salaries and employee benefits	$2,786,000	2,021
Premises and equipment expense	$594,000	1,850
Additional noninterest expense	$2,584,000	1,280
Pre-tax net operating income	$-1,457,000	4,934
Securities gains (losses)	$0	1,818
Applicable income taxes	$18,000	3,358
Income before extraordinary items	$-1,475,000	4,928
Extraordinary gains, net	$0	6
Net income	$-1,475,000	4,927
Minority interest net income	$0	67
Net income of bank and minority interests.	$-1,475,000	4,927
Net charge-offs	$-226,000	4,769
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$-1,475,000	4,929
2021-03-31 (YTD Data)		Rank
Total interest income	$1,031,000	3,823
Total interest expense	$52,000	4,300
Net interest income	$979,000	3,752
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,198,000	1,364
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$64,000	2,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,134,000	1,173
Total noninterest expense	$3,056,000	1,696
Salaries and employee benefits	$1,394,000	2,017
Premises and equipment expense	$300,000	1,843
Additional noninterest expense	$1,362,000	1,202
Pre-tax net operating income	$-879,000	4,972
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$-879,000	4,964
Extraordinary gains, net	$0	3
Net income	$-879,000	4,964
Minority interest net income	$0	55
Net income of bank and minority interests.	$-879,000	4,964
Net charge-offs	$-58,000	4,649
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-879,000	4,965
2020-12-31 (YTD Data)		Rank
Total interest income	$5,974,000	3,320
Total interest expense	$208,000	4,531
Net interest income	$5,766,000	3,113
Provision for loan and lease losses	$0	4,319
Total noninterest income	$3,908,000	1,483
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$292,000	2,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,616,000	1,294
Total noninterest expense	$12,687,000	1,630
Salaries and employee benefits	$5,801,000	1,946
Premises and equipment expense	$1,401,000	1,597
Additional noninterest expense	$5,485,000	1,175
Pre-tax net operating income	$-3,013,000	4,961
Securities gains (losses)	$0	2,675
Applicable income taxes	$35,000	3,284
Income before extraordinary items	$-3,048,000	4,956
Extraordinary gains, net	$0	4
Net income	$-3,048,000	4,956
Minority interest net income	$0	72
Net income of bank and minority interests.	$-3,048,000	4,956
Net charge-offs	$1,407,000	526
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-3,048,000	4,952
2020-09-30 (YTD Data)		Rank
Total interest income	$4,754,000	3,241
Total interest expense	$157,000	4,585
Net interest income	$4,597,000	3,034
Provision for loan and lease losses	$0	4,239
Total noninterest income	$2,763,000	1,500
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$218,000	2,283
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,545,000	1,303
Total noninterest expense	$9,736,000	1,569
Salaries and employee benefits	$4,385,000	1,909
Premises and equipment expense	$1,079,000	1,564
Additional noninterest expense	$4,272,000	1,130
Pre-tax net operating income	$-2,376,000	4,980
Securities gains (losses)	$0	2,494
Applicable income taxes	$35,000	3,204
Income before extraordinary items	$-2,411,000	4,976
Extraordinary gains, net	$0	4
Net income	$-2,411,000	4,976
Minority interest net income	$0	65
Net income of bank and minority interests.	$-2,411,000	4,976
Net charge-offs	$1,421,000	404
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$-2,411,000	4,976
2020-06-30 (YTD Data)		Rank
Total interest income	$3,265,000	3,234
Total interest expense	$84,000	4,751
Net interest income	$3,181,000	2,987
Provision for loan and lease losses	$0	4,134
Total noninterest income	$1,722,000	1,492
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$148,000	2,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,574,000	1,277
Total noninterest expense	$6,284,000	1,614
Salaries and employee benefits	$2,910,000	1,918
Premises and equipment expense	$735,000	1,534
Additional noninterest expense	$2,639,000	1,188
Pre-tax net operating income	$-1,381,000	4,991
Securities gains (losses)	$0	2,249
Applicable income taxes	$28,000	3,119
Income before extraordinary items	$-1,409,000	4,986
Extraordinary gains, net	$0	4
Net income	$-1,409,000	4,986
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,409,000	4,986
Net charge-offs	$758,000	463
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$-1,409,000	4,990
2020-03-31 (YTD Data)		Rank
Total interest income	$2,120,000	2,831
Total interest expense	$55,000	4,698
Net interest income	$2,065,000	2,547
Provision for loan and lease losses	$0	3,711
Total noninterest income	$709,000	1,584
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$85,000	2,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$624,000	1,321
Total noninterest expense	$3,135,000	1,630
Salaries and employee benefits	$1,431,000	1,955
Premises and equipment expense	$365,000	1,568
Additional noninterest expense	$1,339,000	1,191
Pre-tax net operating income	$-361,000	4,966
Securities gains (losses)	$0	1,705
Applicable income taxes	$28,000	2,733
Income before extraordinary items	$-389,000	4,941
Extraordinary gains, net	$0	4
Net income	$-389,000	4,942
Minority interest net income	$0	56
Net income of bank and minority interests.	$-389,000	4,941
Net charge-offs	$17,000	1,650
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-389,000	4,973
2019-12-31 (YTD Data)		Rank
Total interest income	$10,488,000	2,506
Total interest expense	$241,000	4,693
Net interest income	$10,247,000	2,195
Provision for loan and lease losses	$0	3,973
Total noninterest income	$3,828,000	1,356
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$378,000	2,279
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,450,000	1,090
Total noninterest expense	$11,755,000	1,676
Salaries and employee benefits	$5,367,000	2,006
Premises and equipment expense	$1,454,000	1,538
Additional noninterest expense	$4,934,000	1,261
Pre-tax net operating income	$2,320,000	2,850
Securities gains (losses)	$0	2,379
Applicable income taxes	$777,000	1,622
Income before extraordinary items	$1,543,000	3,243
Extraordinary gains, net	$0	11
Net income	$1,543,000	3,244
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,543,000	3,244
Net charge-offs	$-39,000	4,728
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,543,000	3,208
2019-09-30 (YTD Data)		Rank
Total interest income	$8,334,000	2,444
Total interest expense	$176,000	4,770
Net interest income	$8,158,000	2,107
Provision for loan and lease losses	$0	3,836
Total noninterest income	$2,712,000	1,404
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$289,000	2,277
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,423,000	1,129
Total noninterest expense	$8,910,000	1,671
Salaries and employee benefits	$3,911,000	2,052
Premises and equipment expense	$1,092,000	1,555
Additional noninterest expense	$3,907,000	1,194
Pre-tax net operating income	$1,960,000	2,761
Securities gains (losses)	$0	2,167
Applicable income taxes	$617,000	1,633
Income before extraordinary items	$1,343,000	3,110
Extraordinary gains, net	$0	11
Net income	$1,343,000	3,110
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,343,000	3,110
Net charge-offs	$-7,000	4,332
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,343,000	3,075
2019-06-30 (YTD Data)		Rank
Total interest income	$5,574,000	2,432
Total interest expense	$116,000	4,803
Net interest income	$5,458,000	2,119
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,804,000	1,375
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$196,000	2,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,608,000	1,108
Total noninterest expense	$5,936,000	1,686
Salaries and employee benefits	$2,555,000	2,083
Premises and equipment expense	$740,000	1,537
Additional noninterest expense	$2,641,000	1,201
Pre-tax net operating income	$1,326,000	2,707
Securities gains (losses)	$0	1,702
Applicable income taxes	$415,000	1,593
Income before extraordinary items	$911,000	3,078
Extraordinary gains, net	$0	11
Net income	$911,000	3,076
Minority interest net income	$0	69
Net income of bank and minority interests.	$911,000	3,076
Net charge-offs	$18,000	2,396
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$911,000	3,045
2019-03-31 (YTD Data)		Rank
Total interest income	$2,814,000	2,420
Total interest expense	$57,000	4,835
Net interest income	$2,757,000	2,108
Provision for loan and lease losses	$0	3,406
Total noninterest income	$913,000	1,318
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$99,000	2,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$814,000	1,036
Total noninterest expense	$2,984,000	1,667
Salaries and employee benefits	$1,289,000	2,092
Premises and equipment expense	$372,000	1,552
Additional noninterest expense	$1,323,000	1,189
Pre-tax net operating income	$686,000	2,605
Securities gains (losses)	$0	1,087
Applicable income taxes	$212,000	1,535
Income before extraordinary items	$474,000	2,961
Extraordinary gains, net	$0	5
Net income	$474,000	2,959
Minority interest net income	$0	52
Net income of bank and minority interests.	$474,000	2,960
Net charge-offs	$-25,000	4,918
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$474,000	2,952
2018-12-31 (YTD Data)		Rank
Total interest income	$10,605,000	2,427
Total interest expense	$235,000	4,720
Net interest income	$10,370,000	2,178
Provision for loan and lease losses	$0	4,082
Total noninterest income	$4,239,000	1,222
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$454,000	2,131
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,785,000	957
Total noninterest expense	$12,367,000	1,565
Salaries and employee benefits	$5,451,000	1,962
Premises and equipment expense	$1,448,000	1,549
Additional noninterest expense	$5,468,000	1,163
Pre-tax net operating income	$2,242,000	2,948
Securities gains (losses)	$0	1,125
Applicable income taxes	$551,000	1,899
Income before extraordinary items	$1,691,000	3,187
Extraordinary gains, net	$0	6
Net income	$1,691,000	3,186
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,691,000	3,186
Net charge-offs	$-183,000	5,158
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,691,000	3,183
2018-09-30 (YTD Data)		Rank
Total interest income	$7,920,000	2,427
Total interest expense	$180,000	4,716
Net interest income	$7,740,000	2,184
Provision for loan and lease losses	$0	3,948
Total noninterest income	$3,072,000	1,255
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$346,000	2,114
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,726,000	997
Total noninterest expense	$9,222,000	1,574
Salaries and employee benefits	$4,220,000	1,902
Premises and equipment expense	$1,074,000	1,574
Additional noninterest expense	$3,928,000	1,203
Pre-tax net operating income	$1,590,000	3,102
Securities gains (losses)	$0	1,118
Applicable income taxes	$389,000	2,004
Income before extraordinary items	$1,201,000	3,315
Extraordinary gains, net	$0	5
Net income	$1,201,000	3,314
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,201,000	3,314
Net charge-offs	$-164,000	5,213
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,201,000	3,308
2018-06-30 (YTD Data)		Rank
Total interest income	$5,110,000	2,463
Total interest expense	$120,000	4,710
Net interest income	$4,990,000	2,245
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,045,000	1,266
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$235,000	2,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,810,000	1,011
Total noninterest expense	$6,076,000	1,598
Salaries and employee benefits	$2,746,000	1,947
Premises and equipment expense	$713,000	1,594
Additional noninterest expense	$2,617,000	1,198
Pre-tax net operating income	$959,000	3,218
Securities gains (losses)	$0	961
Applicable income taxes	$235,000	2,071
Income before extraordinary items	$724,000	3,442
Extraordinary gains, net	$0	6
Net income	$724,000	3,441
Minority interest net income	$0	65
Net income of bank and minority interests.	$724,000	3,441
Net charge-offs	$-149,000	5,298
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$724,000	3,440
2018-03-31 (YTD Data)		Rank
Total interest income	$2,544,000	2,468
Total interest expense	$61,000	4,696
Net interest income	$2,483,000	2,257
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,008,000	1,269
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$120,000	2,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$888,000	1,001
Total noninterest expense	$3,013,000	1,629
Salaries and employee benefits	$1,372,000	1,974
Premises and equipment expense	$354,000	1,629
Additional noninterest expense	$1,287,000	1,208
Pre-tax net operating income	$478,000	3,167
Securities gains (losses)	$0	735
Applicable income taxes	$94,000	2,225
Income before extraordinary items	$384,000	3,313
Extraordinary gains, net	$0	7
Net income	$384,000	3,313
Minority interest net income	$0	52
Net income of bank and minority interests.	$384,000	3,313
Net charge-offs	$-106,000	5,393
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$384,000	3,309
2017-12-31 (YTD Data)		Rank
Total interest income	$9,219,000	2,598
Total interest expense	$248,000	4,639
Net interest income	$8,971,000	2,412
Provision for loan and lease losses	$0	4,227
Total noninterest income	$4,530,000	1,188
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$541,000	1,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,989,000	952
Total noninterest expense	$11,519,000	1,663
Salaries and employee benefits	$5,346,000	1,989
Premises and equipment expense	$1,341,000	1,679
Additional noninterest expense	$4,832,000	1,280
Pre-tax net operating income	$1,982,000	3,139
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,451,000	1,571
Income before extraordinary items	$531,000	4,445
Extraordinary gains, net	$0	9
Net income	$531,000	4,445
Minority interest net income	$0	76
Net income of bank and minority interests.	$531,000	4,445
Net charge-offs	$-202,000	5,439
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$531,000	4,434
2017-09-30 (YTD Data)		Rank
Total interest income	$6,918,000	2,613
Total interest expense	$187,000	4,656
Net interest income	$6,731,000	2,414
Provision for loan and lease losses	$0	4,088
Total noninterest income	$3,520,000	1,194
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$406,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,114,000	943
Total noninterest expense	$8,825,000	1,654
Salaries and employee benefits	$4,028,000	1,990
Premises and equipment expense	$999,000	1,697
Additional noninterest expense	$3,798,000	1,228
Pre-tax net operating income	$1,426,000	3,265
Securities gains (losses)	$0	2,274
Applicable income taxes	$528,000	2,012
Income before extraordinary items	$898,000	3,700
Extraordinary gains, net	$0	9
Net income	$898,000	3,699
Minority interest net income	$0	71
Net income of bank and minority interests.	$898,000	3,700
Net charge-offs	$-165,000	5,454
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$898,000	3,678
2017-06-30 (YTD Data)		Rank
Total interest income	$4,399,000	2,694
Total interest expense	$127,000	4,633
Net interest income	$4,272,000	2,512
Provision for loan and lease losses	$0	3,871
Total noninterest income	$2,155,000	1,247
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$276,000	1,886
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,879,000	1,011
Total noninterest expense	$5,881,000	1,657
Salaries and employee benefits	$2,666,000	2,011
Premises and equipment expense	$658,000	1,724
Additional noninterest expense	$2,557,000	1,214
Pre-tax net operating income	$546,000	4,016
Securities gains (losses)	$0	1,906
Applicable income taxes	$170,000	2,592
Income before extraordinary items	$376,000	4,246
Extraordinary gains, net	$0	11
Net income	$376,000	4,245
Minority interest net income	$0	71
Net income of bank and minority interests.	$376,000	4,246
Net charge-offs	$-142,000	5,506
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$376,000	4,224
2017-03-31 (YTD Data)		Rank
Total interest income	$2,055,000	2,817
Total interest expense	$62,000	4,685
Net interest income	$1,993,000	2,648
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,093,000	1,242
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$143,000	1,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$950,000	999
Total noninterest expense	$2,910,000	1,693
Salaries and employee benefits	$1,314,000	2,057
Premises and equipment expense	$331,000	1,727
Additional noninterest expense	$1,265,000	1,232
Pre-tax net operating income	$176,000	4,487
Securities gains (losses)	$0	1,153
Applicable income taxes	$33,000	3,124
Income before extraordinary items	$143,000	4,544
Extraordinary gains, net	$0	8
Net income	$143,000	4,543
Minority interest net income	$0	55
Net income of bank and minority interests.	$143,000	4,544
Net charge-offs	$-133,000	5,657
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$143,000	4,528
2016-12-31 (YTD Data)		Rank
Total interest income	$8,444,000	2,741
Total interest expense	$234,000	4,794
Net interest income	$8,210,000	2,562
Provision for loan and lease losses	$0	4,332
Total noninterest income	$4,381,000	1,259
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$537,000	1,966
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,844,000	1,009
Total noninterest expense	$12,149,000	1,594
Salaries and employee benefits	$5,554,000	1,924
Premises and equipment expense	$1,487,000	1,542
Additional noninterest expense	$5,108,000	1,236
Pre-tax net operating income	$442,000	4,915
Securities gains (losses)	$0	3,212
Applicable income taxes	$107,000	3,269
Income before extraordinary items	$335,000	5,042
Extraordinary gains, net	$0	5
Net income	$335,000	5,041
Minority interest net income	$0	82
Net income of bank and minority interests.	$335,000	5,041
Net charge-offs	$-14,000	5,054
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$335,000	4,998
2016-09-30 (YTD Data)		Rank
Total interest income	$6,433,000	2,719
Total interest expense	$168,000	4,888
Net interest income	$6,265,000	2,544
Provision for loan and lease losses	$0	4,186
Total noninterest income	$4,105,000	1,076
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$399,000	1,983
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,706,000	843
Total noninterest expense	$10,267,000	1,433
Salaries and employee benefits	$4,214,000	1,894
Premises and equipment expense	$1,133,000	1,516
Additional noninterest expense	$4,920,000	1,001
Pre-tax net operating income	$103,000	5,497
Securities gains (losses)	$0	3,160
Applicable income taxes	$84,000	3,319
Income before extraordinary items	$19,000	5,718
Extraordinary gains, net	$0	5
Net income	$19,000	5,718
Minority interest net income	$0	71
Net income of bank and minority interests.	$19,000	5,718
Net charge-offs	$25,000	3,026
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$19,000	5,689
2016-06-30 (YTD Data)		Rank
Total interest income	$4,290,000	2,732
Total interest expense	$112,000	4,931
Net interest income	$4,178,000	2,542
Provision for loan and lease losses	$0	4,017
Total noninterest income	$2,021,000	1,307
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$266,000	1,970
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,755,000	1,065
Total noninterest expense	$6,414,000	1,527
Salaries and employee benefits	$2,888,000	1,843
Premises and equipment expense	$794,000	1,434
Additional noninterest expense	$2,732,000	1,186
Pre-tax net operating income	$-215,000	5,929
Securities gains (losses)	$0	2,835
Applicable income taxes	$35,000	3,568
Income before extraordinary items	$-250,000	5,938
Extraordinary gains, net	$0	16
Net income	$-250,000	5,938
Minority interest net income	$0	71
Net income of bank and minority interests.	$-250,000	5,938
Net charge-offs	$-125,000	5,750
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-250,000	5,931
2016-03-31 (YTD Data)		Rank
Total interest income	$2,197,000	2,683
Total interest expense	$59,000	4,913
Net interest income	$2,138,000	2,495
Provision for loan and lease losses	$0	3,656
Total noninterest income	$890,000	1,416
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$135,000	1,932
Trading account gains and fees	$0	142
Additional Noninterest Income	$755,000	1,142
Total noninterest expense	$3,089,000	1,583
Salaries and employee benefits	$1,403,000	1,915
Premises and equipment expense	$395,000	1,464
Additional noninterest expense	$1,291,000	1,233
Pre-tax net operating income	$-61,000	5,918
Securities gains (losses)	$0	2,077
Applicable income taxes	$82,000	2,616
Income before extraordinary items	$-143,000	5,989
Extraordinary gains, net	$0	12
Net income	$-143,000	5,988
Minority interest net income	$0	62
Net income of bank and minority interests.	$-143,000	5,988
Net charge-offs	$-77,000	5,834
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-143,000	5,981
2015-12-31 (YTD Data)		Rank
Total interest income	$8,360,000	2,757
Total interest expense	$243,000	4,914
Net interest income	$8,117,000	2,567
Provision for loan and lease losses	$74,000	3,317
Total noninterest income	$4,912,000	1,137
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$555,000	1,961
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,357,000	888
Total noninterest expense	$12,531,000	1,546
Salaries and employee benefits	$6,160,000	1,711
Premises and equipment expense	$3,176,000	772
Additional noninterest expense	$3,195,000	1,896
Pre-tax net operating income	$424,000	5,055
Securities gains (losses)	$0	3,216
Applicable income taxes	$-423,000	6,070
Income before extraordinary items	$847,000	4,167
Extraordinary gains, net	$0	23
Net income	$847,000	4,166
Minority interest net income	$0	81
Net income of bank and minority interests.	$847,000	4,167
Net charge-offs	$506,000	1,151
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$847,000	4,115
2015-09-30 (YTD Data)		Rank
Total interest income	$6,291,000	2,770
Total interest expense	$184,000	4,980
Net interest income	$6,107,000	2,573
Provision for loan and lease losses	$74,000	2,972
Total noninterest income	$3,580,000	1,169
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$402,000	2,031
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,178,000	914
Total noninterest expense	$9,124,000	1,594
Salaries and employee benefits	$4,792,000	1,651
Premises and equipment expense	$2,146,000	874
Additional noninterest expense	$2,186,000	2,044
Pre-tax net operating income	$489,000	4,765
Securities gains (losses)	$0	3,031
Applicable income taxes	$-391,000	6,212
Income before extraordinary items	$880,000	3,717
Extraordinary gains, net	$0	21
Net income	$880,000	3,716
Minority interest net income	$0	78
Net income of bank and minority interests.	$880,000	3,717
Net charge-offs	$545,000	810
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$880,000	3,675
2015-06-30 (YTD Data)		Rank
Total interest income	$4,166,000	2,784
Total interest expense	$119,000	5,073
Net interest income	$4,047,000	2,587
Provision for loan and lease losses	$74,000	2,546
Total noninterest income	$2,317,000	1,207
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$255,000	2,074
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,062,000	945
Total noninterest expense	$6,927,000	1,413
Salaries and employee benefits	$3,141,000	1,690
Premises and equipment expense	$1,398,000	892
Additional noninterest expense	$2,388,000	1,318
Pre-tax net operating income	$-637,000	6,270
Securities gains (losses)	$0	2,636
Applicable income taxes	$-216,000	6,283
Income before extraordinary items	$-421,000	6,245
Extraordinary gains, net	$0	22
Net income	$-421,000	6,245
Minority interest net income	$0	75
Net income of bank and minority interests.	$-421,000	6,245
Net charge-offs	$605,000	546
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-421,000	6,235
2015-03-31 (YTD Data)		Rank
Total interest income	$2,058,000	2,804
Total interest expense	$61,000	5,083
Net interest income	$1,997,000	2,609
Provision for loan and lease losses	$74,000	1,788
Total noninterest income	$794,000	1,521
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$143,000	1,883
Trading account gains and fees	$0	152
Additional Noninterest Income	$651,000	1,250
Total noninterest expense	$3,029,000	1,602
Salaries and employee benefits	$1,510,000	1,763
Premises and equipment expense	$688,000	912
Additional noninterest expense	$831,000	1,808
Pre-tax net operating income	$-312,000	6,337
Securities gains (losses)	$0	2,027
Applicable income taxes	$-78,000	6,354
Income before extraordinary items	$-234,000	6,324
Extraordinary gains, net	$0	13
Net income	$-234,000	6,325
Minority interest net income	$0	64
Net income of bank and minority interests.	$-234,000	6,325
Net charge-offs	$552,000	324
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-234,000	6,318
2014-12-31 (YTD Data)		Rank
Total interest income	$9,507,000	2,517
Total interest expense	$375,000	4,595
Net interest income	$9,132,000	2,332
Provision for loan and lease losses	$174,000	2,646
Total noninterest income	$4,152,000	1,254
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$511,000	2,246
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,641,000	958
Total noninterest expense	$12,380,000	1,546
Salaries and employee benefits	$6,011,000	1,721
Premises and equipment expense	$2,275,000	1,059
Additional noninterest expense	$4,094,000	1,529
Pre-tax net operating income	$730,000	4,601
Securities gains (losses)	$0	3,259
Applicable income taxes	$259,000	2,759
Income before extraordinary items	$471,000	4,997
Extraordinary gains, net	$0	17
Net income	$471,000	4,996
Minority interest net income	$0	84
Net income of bank and minority interests.	$471,000	4,997
Net charge-offs	$326,000	1,929
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$471,000	4,951
2014-09-30 (YTD Data)		Rank
Total interest income	$7,348,000	2,462
Total interest expense	$318,000	4,397
Net interest income	$7,030,000	2,278
Provision for loan and lease losses	$177,000	2,237
Total noninterest income	$3,060,000	1,280
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$389,000	2,238
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,671,000	991
Total noninterest expense	$8,826,000	1,635
Salaries and employee benefits	$4,535,000	1,709
Premises and equipment expense	$1,419,000	1,272
Additional noninterest expense	$2,872,000	1,632
Pre-tax net operating income	$1,087,000	3,636
Securities gains (losses)	$0	2,980
Applicable income taxes	$369,000	2,270
Income before extraordinary items	$718,000	4,086
Extraordinary gains, net	$0	15
Net income	$718,000	4,087
Minority interest net income	$0	81
Net income of bank and minority interests.	$718,000	4,087
Net charge-offs	$510,000	1,142
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$718,000	4,031
2014-06-30 (YTD Data)		Rank
Total interest income	$4,917,000	2,449
Total interest expense	$227,000	4,298
Net interest income	$4,690,000	2,263
Provision for loan and lease losses	$177,000	1,759
Total noninterest income	$2,101,000	1,240
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$258,000	2,214
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,843,000	948
Total noninterest expense	$5,989,000	1,597
Salaries and employee benefits	$3,097,000	1,661
Premises and equipment expense	$938,000	1,279
Additional noninterest expense	$1,954,000	1,590
Pre-tax net operating income	$625,000	3,802
Securities gains (losses)	$0	2,580
Applicable income taxes	$213,000	2,353
Income before extraordinary items	$412,000	4,268
Extraordinary gains, net	$0	20
Net income	$412,000	4,272
Minority interest net income	$0	80
Net income of bank and minority interests.	$412,000	4,273
Net charge-offs	$395,000	1,046
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$412,000	4,206
2014-03-31 (YTD Data)		Rank
Total interest income	$2,538,000	2,367
Total interest expense	$114,000	4,353
Net interest income	$2,424,000	2,181
Provision for loan and lease losses	$172,000	1,111
Total noninterest income	$921,000	1,321
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$137,000	2,080
Trading account gains and fees	$0	147
Additional Noninterest Income	$784,000	1,029
Total noninterest expense	$2,815,000	1,696
Salaries and employee benefits	$1,501,000	1,730
Premises and equipment expense	$455,000	1,346
Additional noninterest expense	$859,000	1,768
Pre-tax net operating income	$358,000	3,499
Securities gains (losses)	$0	1,715
Applicable income taxes	$122,000	2,178
Income before extraordinary items	$236,000	3,973
Extraordinary gains, net	$0	16
Net income	$236,000	3,975
Minority interest net income	$0	66
Net income of bank and minority interests.	$236,000	3,975
Net charge-offs	$235,000	851
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$236,000	3,928
2013-12-31 (YTD Data)		Rank
Total interest income	$11,749,000	2,093
Total interest expense	$550,000	4,261
Net interest income	$11,199,000	1,902
Provision for loan and lease losses	$1,207,000	945
Total noninterest income	$4,269,000	1,267
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$574,000	2,147
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,695,000	1,002
Total noninterest expense	$12,314,000	1,570
Salaries and employee benefits	$5,913,000	1,739
Premises and equipment expense	$2,134,000	1,120
Additional noninterest expense	$4,267,000	1,544
Pre-tax net operating income	$1,947,000	2,916
Securities gains (losses)	$0	3,182
Applicable income taxes	$662,000	1,868
Income before extraordinary items	$1,285,000	3,429
Extraordinary gains, net	$0	29
Net income	$1,285,000	3,430
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,285,000	3,432
Net charge-offs	$672,000	1,686
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,285,000	3,388
2013-09-30 (YTD Data)		Rank
Total interest income	$8,879,000	2,089
Total interest expense	$439,000	4,214
Net interest income	$8,440,000	1,902
Provision for loan and lease losses	$668,000	1,237
Total noninterest income	$3,502,000	1,215
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$549,000	1,773
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,953,000	976
Total noninterest expense	$9,180,000	1,578
Salaries and employee benefits	$4,345,000	1,780
Premises and equipment expense	$1,661,000	1,084
Additional noninterest expense	$3,174,000	1,545
Pre-tax net operating income	$2,094,000	2,340
Securities gains (losses)	$0	3,040
Applicable income taxes	$713,000	1,558
Income before extraordinary items	$1,381,000	2,811
Extraordinary gains, net	$0	25
Net income	$1,381,000	2,815
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,381,000	2,815
Net charge-offs	$505,000	1,571
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,381,000	2,736
2013-06-30 (YTD Data)		Rank
Total interest income	$5,751,000	2,144
Total interest expense	$318,000	4,109
Net interest income	$5,433,000	1,944
Provision for loan and lease losses	$301,000	1,626
Total noninterest income	$2,444,000	1,178
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$315,000	1,957
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,129,000	948
Total noninterest expense	$6,275,000	1,543
Salaries and employee benefits	$2,999,000	1,726
Premises and equipment expense	$1,154,000	1,040
Additional noninterest expense	$2,122,000	1,539
Pre-tax net operating income	$1,301,000	2,449
Securities gains (losses)	$0	2,791
Applicable income taxes	$442,000	1,636
Income before extraordinary items	$859,000	2,930
Extraordinary gains, net	$0	22
Net income	$859,000	2,933
Minority interest net income	$0	82
Net income of bank and minority interests.	$859,000	2,933
Net charge-offs	$365,000	1,511
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$859,000	2,843
2013-03-31 (YTD Data)		Rank
Total interest income	$2,785,000	2,232
Total interest expense	$186,000	3,835
Net interest income	$2,599,000	2,030
Provision for loan and lease losses	$218,000	1,290
Total noninterest income	$1,277,000	1,134
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$156,000	1,969
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,121,000	918
Total noninterest expense	$3,121,000	1,567
Salaries and employee benefits	$1,481,000	1,765
Premises and equipment expense	$522,000	1,170
Additional noninterest expense	$1,118,000	1,450
Pre-tax net operating income	$537,000	2,747
Securities gains (losses)	$0	1,966
Applicable income taxes	$185,000	1,795
Income before extraordinary items	$352,000	3,266
Extraordinary gains, net	$0	10
Net income	$352,000	3,266
Minority interest net income	$0	76
Net income of bank and minority interests.	$352,000	3,268
Net charge-offs	$156,000	1,546
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$352,000	3,168
2012-12-31 (YTD Data)		Rank
Total interest income	$11,935,000	2,191
Total interest expense	$941,000	3,757
Net interest income	$10,994,000	1,982
Provision for loan and lease losses	$1,968,000	1,078
Total noninterest income	$4,429,000	1,240
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$620,000	2,098
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,809,000	999
Total noninterest expense	$13,301,000	1,477
Salaries and employee benefits	$6,572,000	1,541
Premises and equipment expense	$3,288,000	731
Additional noninterest expense	$3,441,000	1,908
Pre-tax net operating income	$154,000	5,788
Securities gains (losses)	$637,000	789
Applicable income taxes	$1,478,000	1,112
Income before extraordinary items	$-687,000	6,645
Extraordinary gains, net	$0	29
Net income	$-687,000	6,639
Minority interest net income	$0	93
Net income of bank and minority interests.	$-687,000	6,641
Net charge-offs	$1,935,000	1,190
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$-1,000	6,974
Net operating income	$-1,094,680	6,702
2012-09-30 (YTD Data)		Rank
Total interest income	$8,906,000	2,245
Total interest expense	$759,000	3,698
Net interest income	$8,147,000	2,036
Provision for loan and lease losses	$1,970,000	866
Total noninterest income	$3,357,000	1,238
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$480,000	2,070
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,877,000	971
Total noninterest expense	$9,602,000	1,528
Salaries and employee benefits	$4,902,000	1,538
Premises and equipment expense	$1,697,000	1,061
Additional noninterest expense	$3,003,000	1,673
Pre-tax net operating income	$-68,000	6,380
Securities gains (losses)	$637,000	625
Applicable income taxes	$1,071,000	1,175
Income before extraordinary items	$-502,000	6,754
Extraordinary gains, net	$0	20
Net income	$-502,000	6,752
Minority interest net income	$0	86
Net income of bank and minority interests.	$-502,000	6,752
Net charge-offs	$1,859,000	968
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$-1,000	7,081
Net operating income	$-909,680	6,820
2012-06-30 (YTD Data)		Rank
Total interest income	$5,905,000	2,277
Total interest expense	$491,000	3,875
Net interest income	$5,414,000	2,044
Provision for loan and lease losses	$2,003,000	635
Total noninterest income	$2,229,000	1,229
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$333,000	1,983
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,896,000	957
Total noninterest expense	$6,820,000	1,435
Salaries and employee benefits	$3,372,000	1,502
Premises and equipment expense	$1,154,000	1,025
Additional noninterest expense	$2,294,000	1,474
Pre-tax net operating income	$-1,180,000	6,999
Securities gains (losses)	$637,000	435
Applicable income taxes	$-185,000	7,064
Income before extraordinary items	$-358,000	6,806
Extraordinary gains, net	$0	19
Net income	$-358,000	6,806
Minority interest net income	$0	84
Net income of bank and minority interests.	$-358,000	6,806
Net charge-offs	$1,653,000	793
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$-1,000	7,162
Net operating income	$-778,420	6,932
2012-03-31 (YTD Data)		Rank
Total interest income	$2,998,000	2,251
Total interest expense	$250,000	3,939
Net interest income	$2,748,000	2,011
Provision for loan and lease losses	$1,309,000	499
Total noninterest income	$1,068,000	1,265
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$188,000	1,792
Trading account gains and fees	$0	148
Additional Noninterest Income	$880,000	1,002
Total noninterest expense	$3,432,000	1,426
Salaries and employee benefits	$1,681,000	1,517
Premises and equipment expense	$753,000	805
Additional noninterest expense	$998,000	1,661
Pre-tax net operating income	$-925,000	7,149
Securities gains (losses)	$0	2,210
Applicable income taxes	$-315,000	7,236
Income before extraordinary items	$-610,000	7,106
Extraordinary gains, net	$0	19
Net income	$-610,000	7,105
Minority interest net income	$0	78
Net income of bank and minority interests.	$-610,000	7,106
Net charge-offs	$1,502,000	500
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$-1,000	7,238
Net operating income	$-610,000	7,094
2011-12-31 (YTD Data)		Rank
Total interest income	$14,248,000	1,974
Total interest expense	$1,279,000	3,819
Net interest income	$12,969,000	1,726
Provision for loan and lease losses	$881,000	2,608
Total noninterest income	$4,049,000	1,225
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$915,000	1,593
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,134,000	1,009
Total noninterest expense	$14,593,000	1,343
Salaries and employee benefits	$6,674,000	1,480
Premises and equipment expense	$4,100,000	612
Additional noninterest expense	$3,819,000	1,773
Pre-tax net operating income	$1,544,000	2,977
Securities gains (losses)	$0	3,838
Applicable income taxes	$566,000	1,915
Income before extraordinary items	$978,000	3,610
Extraordinary gains, net	$0	29
Net income	$978,000	3,612
Minority interest net income	$0	96
Net income of bank and minority interests.	$978,000	3,613
Net charge-offs	$1,101,000	2,249
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$978,000	3,489
2011-09-30 (YTD Data)		Rank
Total interest income	$11,082,000	1,930
Total interest expense	$1,001,000	3,833
Net interest income	$10,081,000	1,668
Provision for loan and lease losses	$775,000	2,308
Total noninterest income	$3,099,000	1,213
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$689,000	1,593
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,410,000	981
Total noninterest expense	$11,295,000	1,313
Salaries and employee benefits	$4,965,000	1,494
Premises and equipment expense	$3,358,000	572
Additional noninterest expense	$2,972,000	1,715
Pre-tax net operating income	$1,110,000	3,125
Securities gains (losses)	$0	3,555
Applicable income taxes	$391,000	1,969
Income before extraordinary items	$719,000	3,707
Extraordinary gains, net	$0	21
Net income	$719,000	3,710
Minority interest net income	$0	87
Net income of bank and minority interests.	$719,000	3,709
Net charge-offs	$678,000	2,322
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$719,000	3,598
2011-06-30 (YTD Data)		Rank
Total interest income	$7,587,000	1,886
Total interest expense	$684,000	3,873
Net interest income	$6,903,000	1,630
Provision for loan and lease losses	$679,000	1,931
Total noninterest income	$2,362,000	1,082
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$445,000	1,618
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,917,000	862
Total noninterest expense	$7,707,000	1,290
Salaries and employee benefits	$3,252,000	1,545
Premises and equipment expense	$2,262,000	567
Additional noninterest expense	$2,193,000	1,578
Pre-tax net operating income	$879,000	2,756
Securities gains (losses)	$0	2,914
Applicable income taxes	$282,000	1,862
Income before extraordinary items	$597,000	3,197
Extraordinary gains, net	$0	15
Net income	$597,000	3,198
Minority interest net income	$0	89
Net income of bank and minority interests.	$597,000	3,199
Net charge-offs	$666,000	1,842
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$597,000	3,113
2011-03-31 (YTD Data)		Rank
Total interest income	$3,827,000	1,877
Total interest expense	$354,000	3,883
Net interest income	$3,473,000	1,608
Provision for loan and lease losses	$390,000	1,663
Total noninterest income	$938,000	1,273
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$229,000	1,549
Trading account gains and fees	$0	158
Additional Noninterest Income	$709,000	1,052
Total noninterest expense	$4,178,000	1,201
Salaries and employee benefits	$1,647,000	1,532
Premises and equipment expense	$1,127,000	587
Additional noninterest expense	$1,404,000	1,262
Pre-tax net operating income	$-157,000	6,777
Securities gains (losses)	$0	1,772
Applicable income taxes	$-53,000	7,199
Income before extraordinary items	$-104,000	6,728
Extraordinary gains, net	$0	9
Net income	$-104,000	6,728
Minority interest net income	$0	86
Net income of bank and minority interests.	$-104,000	6,728
Net charge-offs	$101,000	2,722
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-104,000	6,718
2010-12-31 (YTD Data)		Rank
Total interest income	$8,140,000	3,511
Total interest expense	$566,000	6,339
Net interest income	$7,574,000	2,869
Provision for loan and lease losses	$-130,000	7,605
Total noninterest income	$3,075,000	1,523
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$137,000	5,057
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,938,000	1,080
Total noninterest expense	$10,388,000	1,892
Salaries and employee benefits	$3,855,000	2,493
Premises and equipment expense	$1,895,000	1,360
Additional noninterest expense	$4,638,000	1,555
Pre-tax net operating income	$391,000	4,652
Securities gains (losses)	$0	3,793
Applicable income taxes	$144,000	2,964
Income before extraordinary items	$247,000	5,127
Extraordinary gains, net	$0	29
Net income	$247,000	5,131
Minority interest net income	$0	111
Net income of bank and minority interests.	$247,000	5,131
Net charge-offs	$70,000	5,701
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$247,000	4,977
2010-09-30 (YTD Data)		Rank
Total interest income	$6,160,000	3,552
Total interest expense	$435,000	6,448
Net interest income	$5,725,000	2,883
Provision for loan and lease losses	$-181,000	7,723
Total noninterest income	$2,574,000	1,393
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$103,000	5,134
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,471,000	957
Total noninterest expense	$8,024,000	1,827
Salaries and employee benefits	$2,863,000	2,534
Premises and equipment expense	$1,426,000	1,371
Additional noninterest expense	$3,735,000	1,420
Pre-tax net operating income	$456,000	4,341
Securities gains (losses)	$0	3,651
Applicable income taxes	$166,000	2,722
Income before extraordinary items	$290,000	4,918
Extraordinary gains, net	$0	23
Net income	$290,000	4,920
Minority interest net income	$0	110
Net income of bank and minority interests.	$290,000	4,921
Net charge-offs	$25,000	5,919
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$290,000	4,725
2010-06-30 (YTD Data)		Rank
Total interest income	$4,115,000	3,575
Total interest expense	$310,000	6,431
Net interest income	$3,805,000	2,887
Provision for loan and lease losses	$-86,000	7,779
Total noninterest income	$1,485,000	1,514
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$70,000	5,108
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,415,000	1,025
Total noninterest expense	$5,082,000	1,935
Salaries and employee benefits	$1,958,000	2,490
Premises and equipment expense	$950,000	1,395
Additional noninterest expense	$2,174,000	1,614
Pre-tax net operating income	$294,000	4,439
Securities gains (losses)	$0	3,184
Applicable income taxes	$104,000	2,746
Income before extraordinary items	$190,000	4,957
Extraordinary gains, net	$0	19
Net income	$190,000	4,958
Minority interest net income	$0	105
Net income of bank and minority interests.	$190,000	4,957
Net charge-offs	$-16,000	7,556
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$190,000	4,804
2010-03-31 (YTD Data)		Rank
Total interest income	$2,038,000	3,659
Total interest expense	$181,000	6,268
Net interest income	$1,857,000	2,980
Provision for loan and lease losses	$-100,000	7,882
Total noninterest income	$712,000	1,580
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$39,000	4,918
Trading account gains and fees	$0	175
Additional Noninterest Income	$673,000	1,041
Total noninterest expense	$2,573,000	1,926
Salaries and employee benefits	$1,023,000	2,418
Premises and equipment expense	$468,000	1,454
Additional noninterest expense	$1,082,000	1,623
Pre-tax net operating income	$96,000	5,096
Securities gains (losses)	$0	2,284
Applicable income taxes	$23,000	3,365
Income before extraordinary items	$73,000	5,359
Extraordinary gains, net	$0	16
Net income	$73,000	5,360
Minority interest net income	$0	91
Net income of bank and minority interests.	$73,000	5,359
Net charge-offs	$-4,000	7,239
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$73,000	5,245
2009-12-31 (YTD Data)		Rank
Total interest income	$8,974,000	3,521
Total interest expense	$1,396,000	5,320
Net interest income	$7,578,000	2,859
Provision for loan and lease losses	$110,000	6,340
Total noninterest income	$3,042,000	1,598
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$148,000	5,185
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,894,000	1,070
Total noninterest expense	$9,229,000	2,158
Salaries and employee benefits	$3,989,000	2,453
Premises and equipment expense	$1,803,000	1,495
Additional noninterest expense	$3,437,000	2,087
Pre-tax net operating income	$1,281,000	2,606
Securities gains (losses)	$0	3,754
Applicable income taxes	$469,000	1,606
Income before extraordinary items	$812,000	3,127
Extraordinary gains, net	$0	34
Net income	$812,000	3,127
Minority interest net income	$0	115
Net income of bank and minority interests.	$812,000	3,127
Net charge-offs	$-22,000	7,909
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$812,000	3,055
2009-09-30 (YTD Data)		Rank
Total interest income	$6,774,000	3,543
Total interest expense	$1,109,000	5,317
Net interest income	$5,665,000	2,870
Provision for loan and lease losses	$136,000	5,600
Total noninterest income	$2,224,000	1,647
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$112,000	5,203
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,112,000	1,109
Total noninterest expense	$6,664,000	2,236
Salaries and employee benefits	$3,027,000	2,461
Premises and equipment expense	$1,338,000	1,533
Additional noninterest expense	$2,299,000	2,265
Pre-tax net operating income	$1,089,000	2,595
Securities gains (losses)	$0	3,497
Applicable income taxes	$397,000	1,640
Income before extraordinary items	$692,000	3,147
Extraordinary gains, net	$0	27
Net income	$692,000	3,146
Minority interest net income	$0	118
Net income of bank and minority interests.	$692,000	3,148
Net charge-offs	$-15,000	7,915
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$692,000	3,064
2009-06-30 (YTD Data)		Rank
Total interest income	$4,564,000	3,555
Total interest expense	$784,000	5,323
Net interest income	$3,780,000	2,866
Provision for loan and lease losses	$144,000	4,839
Total noninterest income	$1,483,000	1,669
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$79,000	5,083
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,404,000	1,151
Total noninterest expense	$4,368,000	2,300
Salaries and employee benefits	$2,067,000	2,449
Premises and equipment expense	$855,000	1,628
Additional noninterest expense	$1,446,000	2,420
Pre-tax net operating income	$751,000	2,629
Securities gains (losses)	$0	3,136
Applicable income taxes	$276,000	1,628
Income before extraordinary items	$475,000	3,184
Extraordinary gains, net	$0	21
Net income	$475,000	3,182
Minority interest net income	$0	112
Net income of bank and minority interests.	$475,000	3,183
Net charge-offs	$-7,000	7,843
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$475,000	3,076
2009-03-31 (YTD Data)		Rank
Total interest income	$2,169,000	3,716
Total interest expense	$406,000	5,353
Net interest income	$1,763,000	3,022
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$583,000	1,915
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$41,000	4,966
Trading account gains and fees	$0	171
Additional Noninterest Income	$542,000	1,324
Total noninterest expense	$2,158,000	2,261
Salaries and employee benefits	$1,056,000	2,417
Premises and equipment expense	$417,000	1,689
Additional noninterest expense	$685,000	2,272
Pre-tax net operating income	$143,000	4,581
Securities gains (losses)	$0	2,434
Applicable income taxes	$43,000	3,015
Income before extraordinary items	$100,000	4,965
Extraordinary gains, net	$0	15
Net income	$100,000	4,968
Minority interest net income	$0	102
Net income of bank and minority interests.	$100,000	4,967
Net charge-offs	$-9,000	7,845
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$100,000	4,800
2008-12-31 (YTD Data)		Rank
Total interest income	$9,185,000	3,749
Total interest expense	$1,915,000	5,414
Net interest income	$7,270,000	2,943
Provision for loan and lease losses	$118,000	5,875
Total noninterest income	$2,012,000	2,140
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$163,000	5,162
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,849,000	1,376
Total noninterest expense	$8,866,000	2,163
Salaries and employee benefits	$4,362,000	2,322
Premises and equipment expense	$1,447,000	1,894
Additional noninterest expense	$3,057,000	1,978
Pre-tax net operating income	$298,000	5,452
Securities gains (losses)	$282,000	574
Applicable income taxes	$213,000	2,753
Income before extraordinary items	$367,000	4,855
Extraordinary gains, net	$0	39
Net income	$367,000	4,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-83,000	8,217
Cash dividends	$596,000	3,137
Sale, conversion, retirement of capital stock, net	$9,000	1,325
Net operating income	$186,520	5,684
2008-09-30 (YTD Data)		Rank
Total interest income	$7,147,000	3,718
Total interest expense	$1,527,000	5,392
Net interest income	$5,620,000	2,897
Provision for loan and lease losses	$137,000	4,732
Total noninterest income	$1,487,000	2,223
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$123,000	5,189
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,364,000	1,454
Total noninterest expense	$6,578,000	2,177
Salaries and employee benefits	$3,226,000	2,370
Premises and equipment expense	$1,022,000	2,004
Additional noninterest expense	$2,330,000	1,896
Pre-tax net operating income	$392,000	5,298
Securities gains (losses)	$282,000	488
Applicable income taxes	$322,000	2,386
Income before extraordinary items	$352,000	4,987
Extraordinary gains, net	$0	31
Net income	$352,000	4,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	8,214
Cash dividends	$596,000	2,525
Sale, conversion, retirement of capital stock, net	$9,000	1,159
Net operating income	$171,520	6,017
2008-06-30 (YTD Data)		Rank
Total interest income	$4,888,000	3,698
Total interest expense	$1,120,000	5,296
Net interest income	$3,768,000	2,862
Provision for loan and lease losses	$220,000	3,001
Total noninterest income	$923,000	2,364
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$81,000	5,221
Trading account gains and fees	$0	149
Additional Noninterest Income	$842,000	1,581
Total noninterest expense	$3,984,000	2,381
Salaries and employee benefits	$2,061,000	2,500
Premises and equipment expense	$619,000	2,183
Additional noninterest expense	$1,304,000	2,171
Pre-tax net operating income	$487,000	4,412
Securities gains (losses)	$282,000	476
Applicable income taxes	$280,000	2,295
Income before extraordinary items	$489,000	4,077
Extraordinary gains, net	$0	21
Net income	$489,000	4,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,154
Cash dividends	$596,000	2,077
Sale, conversion, retirement of capital stock, net	$10,000	1,019
Net operating income	$308,520	4,888
2008-03-31 (YTD Data)		Rank
Total interest income	$2,449,000	3,775
Total interest expense	$658,000	5,039
Net interest income	$1,791,000	2,993
Provision for loan and lease losses	$116,000	2,532
Total noninterest income	$231,000	3,693
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$40,000	5,234
Trading account gains and fees	$0	158
Additional Noninterest Income	$191,000	2,646
Total noninterest expense	$1,976,000	2,396
Salaries and employee benefits	$1,011,000	2,563
Premises and equipment expense	$309,000	2,203
Additional noninterest expense	$656,000	2,137
Pre-tax net operating income	$-70,000	7,472
Securities gains (losses)	$282,000	347
Applicable income taxes	$74,000	3,138
Income before extraordinary items	$138,000	5,351
Extraordinary gains, net	$0	15
Net income	$138,000	5,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,121
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-45,300	7,422
2007-12-31 (YTD Data)		Rank
Total interest income	$10,173,000	3,733
Total interest expense	$3,028,000	4,768
Net interest income	$7,145,000	3,048
Provision for loan and lease losses	$-392,000	8,475
Total noninterest income	$1,546,000	2,656
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$170,000	5,201
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,376,000	1,779
Total noninterest expense	$6,464,000	2,761
Salaries and employee benefits	$3,361,000	2,925
Premises and equipment expense	$1,199,000	2,165
Additional noninterest expense	$1,904,000	2,778
Pre-tax net operating income	$2,619,000	2,724
Securities gains (losses)	$0	2,146
Applicable income taxes	$960,000	1,913
Income before extraordinary items	$1,659,000	3,217
Extraordinary gains, net	$0	39
Net income	$1,659,000	3,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-48,000	8,267
Cash dividends	$700,000	3,186
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,659,000	3,206
2007-09-30 (YTD Data)		Rank
Total interest income	$7,597,000	3,749
Total interest expense	$2,238,000	4,824
Net interest income	$5,359,000	3,041
Provision for loan and lease losses	$-224,000	8,480
Total noninterest income	$1,285,000	2,473
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$127,000	5,239
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,158,000	1,634
Total noninterest expense	$4,701,000	2,825
Salaries and employee benefits	$2,391,000	3,043
Premises and equipment expense	$868,000	2,234
Additional noninterest expense	$1,442,000	2,711
Pre-tax net operating income	$2,167,000	2,695
Securities gains (losses)	$0	1,655
Applicable income taxes	$735,000	2,019
Income before extraordinary items	$1,432,000	3,076
Extraordinary gains, net	$0	33
Net income	$1,432,000	3,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	8,198
Cash dividends	$700,000	2,462
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,432,000	3,056
2007-06-30 (YTD Data)		Rank
Total interest income	$4,902,000	3,839
Total interest expense	$1,379,000	5,030
Net interest income	$3,523,000	3,107
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,024,000	2,209
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$85,000	5,242
Trading account gains and fees	$0	168
Additional Noninterest Income	$939,000	1,458
Total noninterest expense	$2,932,000	3,026
Salaries and employee benefits	$1,483,000	3,276
Premises and equipment expense	$572,000	2,260
Additional noninterest expense	$877,000	2,947
Pre-tax net operating income	$1,615,000	2,555
Securities gains (losses)	$0	1,444
Applicable income taxes	$547,000	1,951
Income before extraordinary items	$1,068,000	2,884
Extraordinary gains, net	$0	29
Net income	$1,068,000	2,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	2,491
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,068,000	2,868
2007-03-31 (YTD Data)		Rank
Total interest income	$2,438,000	3,846
Total interest expense	$687,000	5,028
Net interest income	$1,751,000	3,122
Provision for loan and lease losses	$0	5,779
Total noninterest income	$491,000	2,234
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$42,000	5,203
Trading account gains and fees	$0	195
Additional Noninterest Income	$449,000	1,473
Total noninterest expense	$1,431,000	3,094
Salaries and employee benefits	$723,000	3,365
Premises and equipment expense	$283,000	2,307
Additional noninterest expense	$425,000	3,015
Pre-tax net operating income	$811,000	2,540
Securities gains (losses)	$0	1,187
Applicable income taxes	$276,000	1,967
Income before extraordinary items	$535,000	2,866
Extraordinary gains, net	$0	22
Net income	$535,000	2,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,895
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$535,000	2,853
2006-12-31 (YTD Data)		Rank
Total interest income	$9,729,000	3,655
Total interest expense	$2,335,000	5,001
Net interest income	$7,394,000	2,965
Provision for loan and lease losses	$44,000	5,753
Total noninterest income	$1,525,000	2,671
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$176,000	5,230
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,349,000	1,799
Total noninterest expense	$5,832,000	2,937
Salaries and employee benefits	$2,920,000	3,205
Premises and equipment expense	$1,108,000	2,244
Additional noninterest expense	$1,804,000	2,810
Pre-tax net operating income	$3,043,000	2,747
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,037,000	2,144
Income before extraordinary items	$2,006,000	3,101
Extraordinary gains, net	$0	51
Net income	$2,006,000	3,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,610
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,006,000	3,087
2006-09-30 (YTD Data)		Rank
Total interest income	$7,350,000	3,603
Total interest expense	$1,676,000	5,038
Net interest income	$5,674,000	2,926
Provision for loan and lease losses	$44,000	5,319
Total noninterest income	$1,173,000	2,632
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$135,000	5,233
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,038,000	1,771
Total noninterest expense	$4,370,000	2,940
Salaries and employee benefits	$2,180,000	3,221
Premises and equipment expense	$830,000	2,239
Additional noninterest expense	$1,360,000	2,785
Pre-tax net operating income	$2,433,000	2,716
Securities gains (losses)	$0	1,388
Applicable income taxes	$830,000	2,145
Income before extraordinary items	$1,603,000	3,059
Extraordinary gains, net	$0	45
Net income	$1,603,000	3,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,504
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,603,000	3,053
2006-06-30 (YTD Data)		Rank
Total interest income	$4,974,000	3,509
Total interest expense	$1,062,000	5,071
Net interest income	$3,912,000	2,836
Provision for loan and lease losses	$44,000	4,630
Total noninterest income	$778,000	2,642
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$93,000	5,175
Trading account gains and fees	$0	126
Additional Noninterest Income	$685,000	1,792
Total noninterest expense	$2,945,000	2,921
Salaries and employee benefits	$1,465,000	3,188
Premises and equipment expense	$548,000	2,268
Additional noninterest expense	$932,000	2,735
Pre-tax net operating income	$1,701,000	2,617
Securities gains (losses)	$0	1,185
Applicable income taxes	$581,000	2,099
Income before extraordinary items	$1,120,000	2,946
Extraordinary gains, net	$0	39
Net income	$1,120,000	2,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,602
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,120,000	2,934
2006-03-31 (YTD Data)		Rank
Total interest income	$2,308,000	3,653
Total interest expense	$513,000	5,047
Net interest income	$1,795,000	3,066
Provision for loan and lease losses	$44,000	3,457
Total noninterest income	$445,000	2,370
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$47,000	5,070
Trading account gains and fees	$0	115
Additional Noninterest Income	$398,000	1,587
Total noninterest expense	$1,440,000	2,987
Salaries and employee benefits	$743,000	3,178
Premises and equipment expense	$268,000	2,325
Additional noninterest expense	$429,000	2,931
Pre-tax net operating income	$756,000	2,815
Securities gains (losses)	$0	955
Applicable income taxes	$260,000	2,209
Income before extraordinary items	$496,000	3,179
Extraordinary gains, net	$0	21
Net income	$496,000	3,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	1,662
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$496,000	3,158
2005-12-31 (YTD Data)		Rank
Total interest income	$7,736,000	3,846
Total interest expense	$1,176,000	5,858
Net interest income	$6,560,000	3,189
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,422,000	2,787
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$207,000	4,958
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,215,000	1,951
Total noninterest expense	$5,625,000	2,914
Salaries and employee benefits	$2,740,000	3,214
Premises and equipment expense	$1,135,000	2,117
Additional noninterest expense	$1,750,000	2,829
Pre-tax net operating income	$2,357,000	3,278
Securities gains (losses)	$0	2,296
Applicable income taxes	$800,000	2,603
Income before extraordinary items	$1,557,000	3,697
Extraordinary gains, net	$0	46
Net income	$1,557,000	3,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,650
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,557,000	3,667
2005-09-30 (YTD Data)		Rank
Total interest income	$5,569,000	3,923
Total interest expense	$755,000	6,159
Net interest income	$4,814,000	3,241
Provision for loan and lease losses	$0	6,899
Total noninterest income	$1,041,000	2,825
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$157,000	4,973
Trading account gains and fees	$0	126
Additional Noninterest Income	$884,000	1,980
Total noninterest expense	$4,108,000	2,947
Salaries and employee benefits	$1,955,000	3,338
Premises and equipment expense	$838,000	2,129
Additional noninterest expense	$1,315,000	2,799
Pre-tax net operating income	$1,747,000	3,372
Securities gains (losses)	$0	2,317
Applicable income taxes	$593,000	2,661
Income before extraordinary items	$1,154,000	3,773
Extraordinary gains, net	$0	35
Net income	$1,154,000	3,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,700
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,154,000	3,731
2005-06-30 (YTD Data)		Rank
Total interest income	$3,598,000	3,957
Total interest expense	$443,000	6,351
Net interest income	$3,155,000	3,273
Provision for loan and lease losses	$0	6,626
Total noninterest income	$725,000	2,703
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$100,000	5,027
Trading account gains and fees	$0	116
Additional Noninterest Income	$625,000	1,876
Total noninterest expense	$2,726,000	2,958
Salaries and employee benefits	$1,294,000	3,347
Premises and equipment expense	$551,000	2,148
Additional noninterest expense	$881,000	2,771
Pre-tax net operating income	$1,154,000	3,354
Securities gains (losses)	$0	2,146
Applicable income taxes	$392,000	2,647
Income before extraordinary items	$762,000	3,752
Extraordinary gains, net	$0	30
Net income	$762,000	3,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,718
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$762,000	3,704
2005-03-31 (YTD Data)		Rank
Total interest income	$1,673,000	4,137
Total interest expense	$198,000	6,565
Net interest income	$1,475,000	3,450
Provision for loan and lease losses	$0	6,226
Total noninterest income	$425,000	2,398
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$51,000	4,944
Trading account gains and fees	$0	115
Additional Noninterest Income	$374,000	1,625
Total noninterest expense	$1,388,000	2,903
Salaries and employee benefits	$655,000	3,303
Premises and equipment expense	$279,000	2,142
Additional noninterest expense	$454,000	2,669
Pre-tax net operating income	$512,000	3,610
Securities gains (losses)	$0	1,685
Applicable income taxes	$175,000	2,812
Income before extraordinary items	$337,000	4,057
Extraordinary gains, net	$0	24
Net income	$337,000	4,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,869
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$337,000	4,017
2004-12-31 (YTD Data)		Rank
Total interest income	$6,502,000	4,017
Total interest expense	$596,000	6,953
Net interest income	$5,906,000	3,330
Provision for loan and lease losses	$154,000	4,191
Total noninterest income	$1,654,000	2,501
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$201,000	5,206
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,453,000	1,680
Total noninterest expense	$5,532,000	2,845
Salaries and employee benefits	$2,639,000	3,200
Premises and equipment expense	$1,146,000	2,010
Additional noninterest expense	$1,747,000	2,729
Pre-tax net operating income	$1,874,000	3,675
Securities gains (losses)	$0	3,819
Applicable income taxes	$622,000	2,975
Income before extraordinary items	$1,252,000	4,099
Extraordinary gains, net	$0	34
Net income	$1,252,000	4,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$238,000	2,324
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,252,000	4,031
2004-09-30 (YTD Data)		Rank
Total interest income	$4,821,000	4,037
Total interest expense	$418,000	7,107
Net interest income	$4,403,000	3,333
Provision for loan and lease losses	$52,000	5,339
Total noninterest income	$1,238,000	2,523
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$148,000	5,291
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,090,000	1,669
Total noninterest expense	$4,093,000	2,861
Salaries and employee benefits	$1,915,000	3,263
Premises and equipment expense	$852,000	2,029
Additional noninterest expense	$1,326,000	2,658
Pre-tax net operating income	$1,496,000	3,581
Securities gains (losses)	$0	3,710
Applicable income taxes	$495,000	2,917
Income before extraordinary items	$1,001,000	3,995
Extraordinary gains, net	$0	26
Net income	$1,001,000	3,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	1,791
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,001,000	3,932
2004-06-30 (YTD Data)		Rank
Total interest income	$3,198,000	4,058
Total interest expense	$258,000	7,325
Net interest income	$2,940,000	3,323
Provision for loan and lease losses	$55,000	4,589
Total noninterest income	$838,000	2,510
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$100,000	5,267
Trading account gains and fees	$0	130
Additional Noninterest Income	$738,000	1,649
Total noninterest expense	$2,753,000	2,843
Salaries and employee benefits	$1,277,000	3,276
Premises and equipment expense	$559,000	2,053
Additional noninterest expense	$917,000	2,581
Pre-tax net operating income	$970,000	3,608
Securities gains (losses)	$0	3,413
Applicable income taxes	$319,000	2,976
Income before extraordinary items	$651,000	4,017
Extraordinary gains, net	$0	21
Net income	$651,000	4,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	1,770
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$651,000	3,935
2004-03-31 (YTD Data)		Rank
Total interest income	$1,588,000	4,095
Total interest expense	$132,000	7,324
Net interest income	$1,456,000	3,343
Provision for loan and lease losses	$50,000	3,283
Total noninterest income	$414,000	2,483
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$51,000	5,172
Trading account gains and fees	$0	121
Additional Noninterest Income	$363,000	1,648
Total noninterest expense	$1,373,000	2,854
Salaries and employee benefits	$633,000	3,312
Premises and equipment expense	$273,000	2,124
Additional noninterest expense	$467,000	2,519
Pre-tax net operating income	$447,000	3,800
Securities gains (losses)	$0	2,934
Applicable income taxes	$143,000	3,179
Income before extraordinary items	$304,000	4,235
Extraordinary gains, net	$0	16
Net income	$304,000	4,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,279
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$304,000	4,108
2003-12-31 (YTD Data)		Rank
Total interest income	$6,698,000	3,958
Total interest expense	$761,000	6,839
Net interest income	$5,937,000	3,226
Provision for loan and lease losses	$654,000	1,722
Total noninterest income	$1,591,000	2,722
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$191,000	5,363
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,400,000	1,914
Total noninterest expense	$5,202,000	2,955
Salaries and employee benefits	$2,365,000	3,419
Premises and equipment expense	$1,082,000	2,102
Additional noninterest expense	$1,755,000	2,694
Pre-tax net operating income	$1,672,000	3,827
Securities gains (losses)	$39,000	2,721
Applicable income taxes	$560,000	3,189
Income before extraordinary items	$1,151,000	4,250
Extraordinary gains, net	$0	54
Net income	$1,151,000	4,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$465,000	1,698
Cash dividends	$155,000	5,190
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,124,870	4,134
2003-09-30 (YTD Data)		Rank
Total interest income	$5,040,000	4,001
Total interest expense	$620,000	6,768
Net interest income	$4,420,000	3,250
Provision for loan and lease losses	$625,000	1,355
Total noninterest income	$1,159,000	2,855
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$143,000	5,411
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,016,000	2,029
Total noninterest expense	$3,680,000	3,090
Salaries and employee benefits	$1,662,000	3,589
Premises and equipment expense	$802,000	2,134
Additional noninterest expense	$1,216,000	2,854
Pre-tax net operating income	$1,274,000	3,908
Securities gains (losses)	$32,000	2,649
Applicable income taxes	$425,000	3,317
Income before extraordinary items	$881,000	4,350
Extraordinary gains, net	$0	40
Net income	$881,000	4,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$376,000	1,458
Cash dividends	$155,000	4,340
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$859,560	4,244
2003-06-30 (YTD Data)		Rank
Total interest income	$3,398,000	4,010
Total interest expense	$456,000	6,645
Net interest income	$2,942,000	3,243
Provision for loan and lease losses	$505,000	1,133
Total noninterest income	$883,000	2,560
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$93,000	5,436
Trading account gains and fees	$0	150
Additional Noninterest Income	$790,000	1,799
Total noninterest expense	$2,442,000	3,109
Salaries and employee benefits	$1,074,000	3,684
Premises and equipment expense	$525,000	2,160
Additional noninterest expense	$843,000	2,758
Pre-tax net operating income	$878,000	3,813
Securities gains (losses)	$32,000	2,321
Applicable income taxes	$293,000	3,286
Income before extraordinary items	$617,000	4,209
Extraordinary gains, net	$0	30
Net income	$617,000	4,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$389,000	1,018
Cash dividends	$155,000	3,811
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$595,240	4,113
2003-03-31 (YTD Data)		Rank
Total interest income	$1,687,000	4,052
Total interest expense	$239,000	6,611
Net interest income	$1,448,000	3,278
Provision for loan and lease losses	$200,000	1,357
Total noninterest income	$388,000	2,734
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$45,000	5,441
Trading account gains and fees	$0	134
Additional Noninterest Income	$343,000	1,926
Total noninterest expense	$1,170,000	3,229
Salaries and employee benefits	$530,000	3,729
Premises and equipment expense	$265,000	2,144
Additional noninterest expense	$375,000	3,018
Pre-tax net operating income	$466,000	3,671
Securities gains (losses)	$20,000	1,898
Applicable income taxes	$162,000	3,089
Income before extraordinary items	$324,000	4,028
Extraordinary gains, net	$0	21
Net income	$324,000	4,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$115,000	2,783
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$310,600	3,953
2002-12-31 (YTD Data)		Rank
Total interest income	$6,375,000	4,377
Total interest expense	$1,311,000	6,146
Net interest income	$5,064,000	3,634
Provision for loan and lease losses	$712,000	1,801
Total noninterest income	$1,473,000	2,648
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$248,000	4,716
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,225,000	1,914
Total noninterest expense	$4,801,000	3,028
Salaries and employee benefits	$2,237,000	3,411
Premises and equipment expense	$1,099,000	1,998
Additional noninterest expense	$1,465,000	3,005
Pre-tax net operating income	$1,024,000	5,152
Securities gains (losses)	$110,000	1,644
Applicable income taxes	$383,000	3,971
Income before extraordinary items	$751,000	5,370
Extraordinary gains, net	$0	70
Net income	$751,000	5,369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$540,000	1,577
Cash dividends	$345,000	4,100
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$678,400	5,497
2001-12-31 (YTD Data)		Rank
Total interest income	$7,593,000	4,189
Total interest expense	$2,618,000	5,239
Net interest income	$4,975,000	3,442
Provision for loan and lease losses	$575,000	1,973
Total noninterest income	$1,414,000	2,628
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$293,000	4,212
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,121,000	1,886
Total noninterest expense	$4,857,000	2,896
Salaries and employee benefits	$2,050,000	3,528
Premises and equipment expense	$1,182,000	1,824
Additional noninterest expense	$1,625,000	2,682
Pre-tax net operating income	$957,000	5,015
Securities gains (losses)	$28,000	2,876
Applicable income taxes	$289,000	4,340
Income before extraordinary items	$696,000	5,243
Extraordinary gains, net	$0	105
Net income	$696,000	5,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,174,000	840
Cash dividends	$269,000	4,570
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$676,120	5,194
2000-12-31 (YTD Data)		Rank
Total interest income	$8,242,000	4,030
Total interest expense	$3,297,000	4,577
Net interest income	$4,945,000	3,507
Provision for loan and lease losses	$610,000	1,582
Total noninterest income	$1,727,000	2,092
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$302,000	4,040
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,425,000	1,436
Total noninterest expense	$5,549,000	2,460
Salaries and employee benefits	$2,361,000	2,981
Premises and equipment expense	$1,230,000	1,693
Additional noninterest expense	$1,958,000	2,214
Pre-tax net operating income	$513,000	6,932
Securities gains (losses)	$0	1,956
Applicable income taxes	$185,000	5,550
Income before extraordinary items	$328,000	7,301
Extraordinary gains, net	$0	38
Net income	$328,000	7,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$471,000	1,293
Cash dividends	$150,000	5,476
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$328,000	7,300
1999-12-31 (YTD Data)		Rank
Total interest income	$8,709,000	3,622
Total interest expense	$3,165,000	4,400
Net interest income	$5,544,000	3,134
Provision for loan and lease losses	$782,000	1,213
Total noninterest income	$1,547,000	2,248
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$344,000	3,606
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,203,000	1,633
Total noninterest expense	$6,169,000	2,218
Salaries and employee benefits	$2,831,000	2,479
Premises and equipment expense	$1,403,000	1,467
Additional noninterest expense	$1,935,000	2,262
Pre-tax net operating income	$140,000	8,857
Securities gains (losses)	$0	3,155
Applicable income taxes	$45,000	7,725
Income before extraordinary items	$95,000	9,002
Extraordinary gains, net	$0	35
Net income	$95,000	9,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$428,000	1,374
Cash dividends	$130,000	5,805
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$95,000	8,970
1998-12-31 (YTD Data)		Rank
Total interest income	$9,149,000	3,488
Total interest expense	$3,702,000	3,936
Net interest income	$5,447,000	3,152
Provision for loan and lease losses	$295,000	2,683
Total noninterest income	$1,170,000	2,749
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$338,000	3,579
Trading account gains and fees	NA	NA
Additional Noninterest Income	$832,000	2,105
Total noninterest expense	$5,706,000	2,292
Salaries and employee benefits	$2,625,000	2,574
Premises and equipment expense	$1,290,000	1,522
Additional noninterest expense	$1,791,000	2,333
Pre-tax net operating income	$616,000	6,830
Securities gains (losses)	$0	4,449
Applicable income taxes	$103,000	7,481
Income before extraordinary items	$513,000	6,535
Extraordinary gains, net	$0	32
Net income	$513,000	6,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$310,000	1,816
Cash dividends	$230,000	5,101
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$513,000	6,415
1997-12-31 (YTD Data)		Rank
Total interest income	$6,967,000	4,516
Total interest expense	$2,957,000	4,778
Net interest income	$4,010,000	4,232
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$1,064,000	2,903
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$306,000	4,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$758,000	2,099
Total noninterest expense	$4,333,000	2,937
Salaries and employee benefits	$2,171,000	3,053
Premises and equipment expense	$849,000	2,305
Additional noninterest expense	$1,313,000	3,085
Pre-tax net operating income	$621,000	7,327
Securities gains (losses)	$0	3,944
Applicable income taxes	$175,000	7,245
Income before extraordinary items	$446,000	7,341
Extraordinary gains, net	$0	44
Net income	$446,000	7,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	2,496
Cash dividends	$326,000	4,372
Sale, conversion, retirement of capital stock, net	$34,000	879
Net operating income	$446,000	7,288
1996-12-31 (YTD Data)		Rank
Total interest income	$5,393,000	5,613
Total interest expense	$1,934,000	6,558
Net interest income	$3,459,000	4,863
Provision for loan and lease losses	$70,000	5,840
Total noninterest income	$496,000	5,187
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	6,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	3,909
Total noninterest expense	$3,426,000	3,850
Salaries and employee benefits	$1,681,000	3,885
Premises and equipment expense	$679,000	2,885
Additional noninterest expense	$1,066,000	4,181
Pre-tax net operating income	$459,000	8,170
Securities gains (losses)	$0	4,148
Applicable income taxes	$119,000	8,411
Income before extraordinary items	$340,000	8,082
Extraordinary gains, net	$0	53
Net income	$340,000	8,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	10,676
Cash dividends	$63,000	7,315
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$340,000	8,033
1995-12-31 (YTD Data)		Rank
Total interest income	$4,540,000	6,422
Total interest expense	$1,614,000	7,378
Net interest income	$2,926,000	5,610
Provision for loan and lease losses	$85,000	4,951
Total noninterest income	$409,000	5,906
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	6,069
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	4,737
Total noninterest expense	$2,827,000	4,500
Salaries and employee benefits	$1,400,000	4,563
Premises and equipment expense	$475,000	3,917
Additional noninterest expense	$952,000	4,541
Pre-tax net operating income	$423,000	8,919
Securities gains (losses)	$0	3,831
Applicable income taxes	$107,000	9,035
Income before extraordinary items	$316,000	8,778
Extraordinary gains, net	$0	65
Net income	$316,000	8,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,305
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$316,000	8,735
1994-12-31 (YTD Data)		Rank
Total interest income	$3,450,000	7,406
Total interest expense	$889,000	9,185
Net interest income	$2,561,000	6,344
Provision for loan and lease losses	$0	9,146
Total noninterest income	$454,000	5,659
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	6,941
Trading account gains and fees	NA	NA
Additional Noninterest Income	$306,000	4,036
Total noninterest expense	$2,478,000	5,199
Salaries and employee benefits	$1,263,000	5,019
Premises and equipment expense	$423,000	4,379
Additional noninterest expense	$792,000	5,739
Pre-tax net operating income	$537,000	8,404
Securities gains (losses)	$0	3,600
Applicable income taxes	$163,000	8,057
Income before extraordinary items	$374,000	8,417
Extraordinary gains, net	$0	249
Net income	$374,000	8,420
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,558
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$374,000	8,468
1993-12-31 (YTD Data)		Rank
Total interest income	$3,230,000	7,962
Total interest expense	$683,000	10,692
Net interest income	$2,547,000	6,450
Provision for loan and lease losses	$0	10,371
Total noninterest income	$163,000	9,957
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$100,000	8,366
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	9,389
Total noninterest expense	$2,209,000	5,848
Salaries and employee benefits	$1,129,000	5,513
Premises and equipment expense	$378,000	4,937
Additional noninterest expense	$702,000	6,538
Pre-tax net operating income	$501,000	8,652
Securities gains (losses)	$-16,000	12,875
Applicable income taxes	$159,000	8,437
Income before extraordinary items	$326,000	9,170
Extraordinary gains, net	$0	3,149
Net income	$326,000	9,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	2,924
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$1,000	1,209
Net operating income	$336,720	8,812
1992-12-31 (YTD Data)		Rank
Total interest income	$3,958,000	7,566
Total interest expense	$1,445,000	8,682
Net interest income	$2,513,000	6,564
Provision for loan and lease losses	$1,390,000	1,490
Total noninterest income	$127,000	11,002
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	9,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	10,352
Total noninterest expense	$2,093,000	6,154
Salaries and employee benefits	$961,000	6,255
Premises and equipment expense	$283,000	6,240
Additional noninterest expense	$849,000	5,805
Pre-tax net operating income	$-843,000	13,440
Securities gains (losses)	$0	8,369
Applicable income taxes	$21,000	12,079
Income before extraordinary items	$-864,000	13,516
Extraordinary gains, net	$391,000	247
Net income	$-473,000	13,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$364,000	2,989
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$2,938,000	250
Net operating income	$-864,000	13,432

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.