Home > Annapolis Federal Savings Bank > Income and Expense
Annapolis Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,767,000 | 1,328 |
| Total interest expense | $13,501,000 | 1,002 |
| Net interest income | $10,266,000 | 1,759 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $832,000 | 3,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $832,000 | 2,331 |
| Total noninterest expense | $8,984,000 | 1,689 |
| Salaries and employee benefits | $4,544,000 | 1,492 |
| Premises and equipment expense | $1,827,000 | 1,170 |
| Additional noninterest expense | $2,613,000 | 2,137 |
| Pre-tax net operating income | $2,014,000 | 3,292 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $732,000 | 2,984 |
| Income before extraordinary items | $1,282,000 | 3,767 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,282,000 | 3,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,301 |
| Cash dividends | $123,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,282,000 | 3,570 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,329,000 | 1,289 |
| Total interest expense | $18,643,000 | 971 |
| Net interest income | $9,686,000 | 1,891 |
| Provision for loan and lease losses | $3,270,000 | 783 |
| Total noninterest income | $1,335,000 | 2,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,335,000 | 1,635 |
| Total noninterest expense | $10,873,000 | 1,429 |
| Salaries and employee benefits | $4,360,000 | 1,522 |
| Premises and equipment expense | $1,881,000 | 1,175 |
| Additional noninterest expense | $4,632,000 | 1,424 |
| Pre-tax net operating income | $-3,122,000 | 13,725 |
| Securities gains (losses) | $-52,000 | 13,680 |
| Applicable income taxes | $-1,353,000 | 13,852 |
| Income before extraordinary items | $-1,821,000 | 13,654 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,821,000 | 13,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $693,000 | 1,989 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,787,720 | 13,602 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.