Home > Ann Arbor State Bank > Income and Expense
Ann Arbor State Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,043,000 | 2,029 |
| Total interest expense | $2,983,000 | 1,815 |
| Net interest income | $11,060,000 | 2,067 |
| Provision for loan and lease losses | $375,000 | 1,744 |
| Total noninterest income | $2,062,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $90,000 | 4,025 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,972,000 | 1,553 |
| Total noninterest expense | $8,908,000 | 2,088 |
| Salaries and employee benefits | $5,289,000 | 2,025 |
| Premises and equipment expense | $941,000 | 2,117 |
| Additional noninterest expense | $2,678,000 | 2,106 |
| Pre-tax net operating income | $3,839,000 | 2,114 |
| Securities gains (losses) | $168,000 | 696 |
| Applicable income taxes | $692,000 | 1,722 |
| Income before extraordinary items | $3,315,000 | 2,152 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,315,000 | 2,154 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,315,000 | 2,154 |
| Net charge-offs | $508,000 | 1,019 |
| Cash dividends | $3,710,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 620 |
| Net operating income | $3,175,560 | 2,171 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,541,000 | 2,050 |
| Total interest expense | $2,232,000 | 1,830 |
| Net interest income | $8,309,000 | 2,086 |
| Provision for loan and lease losses | $255,000 | 1,739 |
| Total noninterest income | $1,454,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $66,000 | 4,103 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,388,000 | 1,599 |
| Total noninterest expense | $5,900,000 | 2,285 |
| Salaries and employee benefits | $3,763,000 | 2,105 |
| Premises and equipment expense | $701,000 | 2,139 |
| Additional noninterest expense | $1,436,000 | 2,639 |
| Pre-tax net operating income | $3,608,000 | 1,849 |
| Securities gains (losses) | $74,000 | 917 |
| Applicable income taxes | $670,000 | 1,563 |
| Income before extraordinary items | $3,012,000 | 1,930 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,012,000 | 1,930 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,012,000 | 1,931 |
| Net charge-offs | $100,000 | 1,766 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 585 |
| Net operating income | $2,951,320 | 1,925 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,004,000 | 2,052 |
| Total interest expense | $1,445,000 | 1,845 |
| Net interest income | $5,559,000 | 2,087 |
| Provision for loan and lease losses | $185,000 | 1,629 |
| Total noninterest income | $885,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $39,000 | 4,231 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $846,000 | 1,656 |
| Total noninterest expense | $3,829,000 | 2,336 |
| Salaries and employee benefits | $2,479,000 | 2,132 |
| Premises and equipment expense | $462,000 | 2,162 |
| Additional noninterest expense | $888,000 | 2,798 |
| Pre-tax net operating income | $2,430,000 | 1,832 |
| Securities gains (losses) | $19,000 | 1,054 |
| Applicable income taxes | $432,000 | 1,564 |
| Income before extraordinary items | $2,017,000 | 1,905 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,017,000 | 1,904 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,017,000 | 1,905 |
| Net charge-offs | $100,000 | 1,413 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 568 |
| Net operating income | $2,001,420 | 1,894 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 2,070 |
| Total interest expense | $698,000 | 1,841 |
| Net interest income | $2,751,000 | 2,114 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $336,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $20,000 | 4,223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $316,000 | 1,921 |
| Total noninterest expense | $1,841,000 | 2,401 |
| Salaries and employee benefits | $1,195,000 | 2,215 |
| Premises and equipment expense | $224,000 | 2,238 |
| Additional noninterest expense | $422,000 | 2,891 |
| Pre-tax net operating income | $1,156,000 | 1,858 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $199,000 | 1,598 |
| Income before extraordinary items | $958,000 | 1,931 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $958,000 | 1,929 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $958,000 | 1,930 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $957,170 | 1,918 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,114,000 | 2,068 |
| Total interest expense | $2,031,000 | 1,916 |
| Net interest income | $11,083,000 | 2,071 |
| Provision for loan and lease losses | $225,000 | 2,260 |
| Total noninterest income | $1,699,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $89,000 | 4,244 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,610,000 | 1,717 |
| Total noninterest expense | $7,611,000 | 2,334 |
| Salaries and employee benefits | $4,901,000 | 2,132 |
| Premises and equipment expense | $914,000 | 2,178 |
| Additional noninterest expense | $1,796,000 | 2,793 |
| Pre-tax net operating income | $4,946,000 | 1,795 |
| Securities gains (losses) | $60,000 | 395 |
| Applicable income taxes | $880,000 | 1,495 |
| Income before extraordinary items | $4,126,000 | 1,864 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,126,000 | 1,863 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,126,000 | 1,863 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $200,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 618 |
| Net operating income | $4,076,800 | 1,871 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,611,000 | 2,090 |
| Total interest expense | $1,420,000 | 1,935 |
| Net interest income | $8,191,000 | 2,095 |
| Provision for loan and lease losses | $165,000 | 2,183 |
| Total noninterest income | $1,342,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $71,000 | 4,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,271,000 | 1,683 |
| Total noninterest expense | $5,715,000 | 2,329 |
| Salaries and employee benefits | $3,632,000 | 2,141 |
| Premises and equipment expense | $685,000 | 2,190 |
| Additional noninterest expense | $1,398,000 | 2,725 |
| Pre-tax net operating income | $3,653,000 | 1,828 |
| Securities gains (losses) | $44,000 | 443 |
| Applicable income taxes | $657,000 | 1,550 |
| Income before extraordinary items | $3,040,000 | 1,888 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,040,000 | 1,886 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,040,000 | 1,887 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 577 |
| Net operating income | $3,003,920 | 1,898 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 2,118 |
| Total interest expense | $857,000 | 1,995 |
| Net interest income | $5,379,000 | 2,120 |
| Provision for loan and lease losses | $125,000 | 1,966 |
| Total noninterest income | $870,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $50,000 | 4,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $820,000 | 1,720 |
| Total noninterest expense | $3,750,000 | 2,362 |
| Salaries and employee benefits | $2,398,000 | 2,173 |
| Premises and equipment expense | $455,000 | 2,215 |
| Additional noninterest expense | $897,000 | 2,808 |
| Pre-tax net operating income | $2,374,000 | 1,850 |
| Securities gains (losses) | $29,000 | 412 |
| Applicable income taxes | $416,000 | 1,574 |
| Income before extraordinary items | $1,987,000 | 1,885 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,987,000 | 1,883 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,987,000 | 1,884 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 573 |
| Net operating income | $1,962,930 | 1,904 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 2,163 |
| Total interest expense | $343,000 | 2,243 |
| Net interest income | $2,674,000 | 2,141 |
| Provision for loan and lease losses | $85,000 | 1,617 |
| Total noninterest income | $384,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $26,000 | 4,184 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $358,000 | 1,825 |
| Total noninterest expense | $1,865,000 | 2,393 |
| Salaries and employee benefits | $1,188,000 | 2,212 |
| Premises and equipment expense | $231,000 | 2,223 |
| Additional noninterest expense | $446,000 | 2,849 |
| Pre-tax net operating income | $1,108,000 | 1,902 |
| Securities gains (losses) | $14,000 | 393 |
| Applicable income taxes | $189,000 | 1,619 |
| Income before extraordinary items | $933,000 | 1,936 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $933,000 | 1,935 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $933,000 | 1,936 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 533 |
| Net operating income | $921,380 | 1,943 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,436,000 | 2,206 |
| Total interest expense | $1,160,000 | 2,295 |
| Net interest income | $10,276,000 | 2,176 |
| Provision for loan and lease losses | $190,000 | 2,422 |
| Total noninterest income | $2,210,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $74,000 | 4,653 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,136,000 | 1,468 |
| Total noninterest expense | $7,497,000 | 2,389 |
| Salaries and employee benefits | $4,873,000 | 2,120 |
| Premises and equipment expense | $935,000 | 2,209 |
| Additional noninterest expense | $1,689,000 | 2,973 |
| Pre-tax net operating income | $4,799,000 | 1,779 |
| Securities gains (losses) | $197,000 | 402 |
| Applicable income taxes | $1,559,000 | 1,503 |
| Income before extraordinary items | $3,437,000 | 1,830 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,437,000 | 1,830 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,437,000 | 1,831 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $750,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 620 |
| Net operating income | $3,301,070 | 1,866 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,382,000 | 2,244 |
| Total interest expense | $829,000 | 2,351 |
| Net interest income | $7,553,000 | 2,224 |
| Provision for loan and lease losses | $125,000 | 2,461 |
| Total noninterest income | $1,644,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $54,000 | 4,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,590,000 | 1,493 |
| Total noninterest expense | $5,658,000 | 2,382 |
| Salaries and employee benefits | $3,707,000 | 2,115 |
| Premises and equipment expense | $693,000 | 2,231 |
| Additional noninterest expense | $1,258,000 | 2,993 |
| Pre-tax net operating income | $3,414,000 | 1,873 |
| Securities gains (losses) | $163,000 | 422 |
| Applicable income taxes | $986,000 | 1,476 |
| Income before extraordinary items | $2,591,000 | 1,973 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,591,000 | 1,973 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,591,000 | 1,973 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 591 |
| Net operating income | $2,473,640 | 2,008 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 2,289 |
| Total interest expense | $531,000 | 2,373 |
| Net interest income | $4,863,000 | 2,272 |
| Provision for loan and lease losses | $95,000 | 2,288 |
| Total noninterest income | $1,029,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $35,000 | 4,772 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $994,000 | 1,546 |
| Total noninterest expense | $3,632,000 | 2,469 |
| Salaries and employee benefits | $2,465,000 | 2,127 |
| Premises and equipment expense | $462,000 | 2,243 |
| Additional noninterest expense | $705,000 | 3,380 |
| Pre-tax net operating income | $2,165,000 | 1,907 |
| Securities gains (losses) | $126,000 | 375 |
| Applicable income taxes | $575,000 | 1,567 |
| Income before extraordinary items | $1,716,000 | 1,936 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,716,000 | 1,936 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,716,000 | 1,936 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 571 |
| Net operating income | $1,621,500 | 1,999 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 2,339 |
| Total interest expense | $255,000 | 2,421 |
| Net interest income | $2,368,000 | 2,322 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $400,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $19,000 | 4,687 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $381,000 | 1,809 |
| Total noninterest expense | $1,607,000 | 2,702 |
| Salaries and employee benefits | $1,180,000 | 2,233 |
| Premises and equipment expense | $234,000 | 2,247 |
| Additional noninterest expense | $193,000 | 4,540 |
| Pre-tax net operating income | $1,131,000 | 1,793 |
| Securities gains (losses) | $34,000 | 416 |
| Applicable income taxes | $230,000 | 1,736 |
| Income before extraordinary items | $935,000 | 1,749 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $935,000 | 1,748 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $935,000 | 1,749 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 532 |
| Net operating income | $907,800 | 1,774 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,947,000 | 2,405 |
| Total interest expense | $1,009,000 | 2,408 |
| Net interest income | $8,938,000 | 2,396 |
| Provision for loan and lease losses | $259,000 | 2,151 |
| Total noninterest income | $2,665,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $89,000 | 4,639 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,576,000 | 1,345 |
| Total noninterest expense | $7,115,000 | 2,526 |
| Salaries and employee benefits | $4,454,000 | 2,292 |
| Premises and equipment expense | $823,000 | 2,444 |
| Additional noninterest expense | $1,838,000 | 2,910 |
| Pre-tax net operating income | $4,229,000 | 1,861 |
| Securities gains (losses) | $209,000 | 849 |
| Applicable income taxes | $1,227,000 | 1,453 |
| Income before extraordinary items | $3,211,000 | 1,986 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,211,000 | 1,985 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,211,000 | 1,985 |
| Net charge-offs | $41,000 | 3,276 |
| Cash dividends | $300,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 592 |
| Net operating income | $3,060,520 | 2,017 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,372,000 | 2,438 |
| Total interest expense | $752,000 | 2,416 |
| Net interest income | $6,620,000 | 2,419 |
| Provision for loan and lease losses | $219,000 | 1,973 |
| Total noninterest income | $2,060,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $72,000 | 4,592 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,988,000 | 1,316 |
| Total noninterest expense | $5,051,000 | 2,624 |
| Salaries and employee benefits | $3,282,000 | 2,324 |
| Premises and equipment expense | $607,000 | 2,486 |
| Additional noninterest expense | $1,162,000 | 3,289 |
| Pre-tax net operating income | $3,410,000 | 1,778 |
| Securities gains (losses) | $166,000 | 905 |
| Applicable income taxes | $937,000 | 1,472 |
| Income before extraordinary items | $2,639,000 | 1,868 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,639,000 | 1,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,639,000 | 1,868 |
| Net charge-offs | $41,000 | 2,719 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 548 |
| Net operating income | $2,516,160 | 1,879 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 2,466 |
| Total interest expense | $491,000 | 2,455 |
| Net interest income | $4,365,000 | 2,449 |
| Provision for loan and lease losses | $154,000 | 1,871 |
| Total noninterest income | $1,221,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $53,000 | 4,493 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,168,000 | 1,399 |
| Total noninterest expense | $2,944,000 | 2,902 |
| Salaries and employee benefits | $2,076,000 | 2,437 |
| Premises and equipment expense | $401,000 | 2,504 |
| Additional noninterest expense | $467,000 | 4,353 |
| Pre-tax net operating income | $2,488,000 | 1,643 |
| Securities gains (losses) | $132,000 | 795 |
| Applicable income taxes | $599,000 | 1,500 |
| Income before extraordinary items | $2,021,000 | 1,646 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,021,000 | 1,647 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,021,000 | 1,647 |
| Net charge-offs | $41,000 | 2,292 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 541 |
| Net operating income | $1,919,360 | 1,673 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 2,491 |
| Total interest expense | $241,000 | 2,496 |
| Net interest income | $2,154,000 | 2,473 |
| Provision for loan and lease losses | $64,000 | 1,925 |
| Total noninterest income | $516,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $32,000 | 4,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $484,000 | 1,540 |
| Total noninterest expense | $1,576,000 | 2,764 |
| Salaries and employee benefits | $998,000 | 2,517 |
| Premises and equipment expense | $199,000 | 2,551 |
| Additional noninterest expense | $379,000 | 3,355 |
| Pre-tax net operating income | $1,030,000 | 1,877 |
| Securities gains (losses) | $58,000 | 759 |
| Applicable income taxes | $267,000 | 1,588 |
| Income before extraordinary items | $821,000 | 1,948 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $821,000 | 1,948 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $821,000 | 1,948 |
| Net charge-offs | $41,000 | 1,566 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 502 |
| Net operating income | $777,500 | 1,987 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,177,000 | 2,554 |
| Total interest expense | $912,000 | 2,591 |
| Net interest income | $8,265,000 | 2,525 |
| Provision for loan and lease losses | $200,000 | 2,306 |
| Total noninterest income | $1,953,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $109,000 | 4,595 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,844,000 | 1,613 |
| Total noninterest expense | $6,052,000 | 2,846 |
| Salaries and employee benefits | $3,705,000 | 2,627 |
| Premises and equipment expense | $764,000 | 2,648 |
| Additional noninterest expense | $1,583,000 | 3,293 |
| Pre-tax net operating income | $3,966,000 | 1,876 |
| Securities gains (losses) | $200,000 | 748 |
| Applicable income taxes | $1,014,000 | 1,578 |
| Income before extraordinary items | $3,152,000 | 1,966 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,152,000 | 1,967 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,152,000 | 1,968 |
| Net charge-offs | $240,000 | 1,816 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 615 |
| Net operating income | $3,000,000 | 2,022 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,777,000 | 2,604 |
| Total interest expense | $676,000 | 2,642 |
| Net interest income | $6,101,000 | 2,574 |
| Provision for loan and lease losses | $155,000 | 2,221 |
| Total noninterest income | $1,495,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $78,000 | 4,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,417,000 | 1,596 |
| Total noninterest expense | $4,414,000 | 2,914 |
| Salaries and employee benefits | $2,779,000 | 2,638 |
| Premises and equipment expense | $567,000 | 2,709 |
| Additional noninterest expense | $1,068,000 | 3,531 |
| Pre-tax net operating income | $3,027,000 | 1,886 |
| Securities gains (losses) | $143,000 | 812 |
| Applicable income taxes | $758,000 | 1,637 |
| Income before extraordinary items | $2,412,000 | 1,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,412,000 | 1,946 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,412,000 | 1,946 |
| Net charge-offs | $140,000 | 1,855 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 579 |
| Net operating income | $2,303,320 | 1,982 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 2,637 |
| Total interest expense | $444,000 | 2,678 |
| Net interest income | $4,018,000 | 2,601 |
| Provision for loan and lease losses | $95,000 | 2,288 |
| Total noninterest income | $899,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $45,000 | 4,906 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $854,000 | 1,733 |
| Total noninterest expense | $2,904,000 | 2,957 |
| Salaries and employee benefits | $1,781,000 | 2,725 |
| Premises and equipment expense | $377,000 | 2,726 |
| Additional noninterest expense | $746,000 | 3,437 |
| Pre-tax net operating income | $1,918,000 | 1,949 |
| Securities gains (losses) | $89,000 | 901 |
| Applicable income taxes | $489,000 | 1,650 |
| Income before extraordinary items | $1,518,000 | 2,027 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,518,000 | 2,029 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,518,000 | 2,029 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 568 |
| Net operating income | $1,450,360 | 2,056 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 2,668 |
| Total interest expense | $220,000 | 2,709 |
| Net interest income | $1,978,000 | 2,640 |
| Provision for loan and lease losses | $65,000 | 1,847 |
| Total noninterest income | $414,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $392,000 | 1,797 |
| Total noninterest expense | $1,302,000 | 3,200 |
| Salaries and employee benefits | $853,000 | 2,834 |
| Premises and equipment expense | $185,000 | 2,800 |
| Additional noninterest expense | $264,000 | 4,249 |
| Pre-tax net operating income | $1,025,000 | 1,814 |
| Securities gains (losses) | $49,000 | 849 |
| Applicable income taxes | $225,000 | 1,702 |
| Income before extraordinary items | $849,000 | 1,842 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $849,000 | 1,845 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $849,000 | 1,844 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 529 |
| Net operating income | $810,290 | 1,843 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,677,000 | 2,720 |
| Total interest expense | $939,000 | 2,688 |
| Net interest income | $7,738,000 | 2,700 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $1,531,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $62,000 | 5,501 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,469,000 | 1,791 |
| Total noninterest expense | $5,445,000 | 3,135 |
| Salaries and employee benefits | $3,273,000 | 2,905 |
| Premises and equipment expense | $730,000 | 2,834 |
| Additional noninterest expense | $1,442,000 | 3,631 |
| Pre-tax net operating income | $3,724,000 | 1,941 |
| Securities gains (losses) | $207,000 | 789 |
| Applicable income taxes | $1,069,000 | 1,483 |
| Income before extraordinary items | $2,862,000 | 2,094 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,862,000 | 2,094 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,862,000 | 2,093 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $450,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 654 |
| Net operating income | $2,710,890 | 2,123 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 2,747 |
| Total interest expense | $707,000 | 2,729 |
| Net interest income | $5,770,000 | 2,725 |
| Provision for loan and lease losses | $55,000 | 3,315 |
| Total noninterest income | $1,062,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $45,000 | 5,607 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,017,000 | 1,905 |
| Total noninterest expense | $3,923,000 | 3,231 |
| Salaries and employee benefits | $2,371,000 | 2,993 |
| Premises and equipment expense | $551,000 | 2,851 |
| Additional noninterest expense | $1,001,000 | 3,833 |
| Pre-tax net operating income | $2,854,000 | 1,936 |
| Securities gains (losses) | $159,000 | 747 |
| Applicable income taxes | $809,000 | 1,502 |
| Income before extraordinary items | $2,204,000 | 2,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,204,000 | 2,057 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,204,000 | 2,056 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 627 |
| Net operating income | $2,087,930 | 2,109 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 2,817 |
| Total interest expense | $464,000 | 2,786 |
| Net interest income | $3,725,000 | 2,795 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $583,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $554,000 | 2,181 |
| Total noninterest expense | $2,577,000 | 3,279 |
| Salaries and employee benefits | $1,545,000 | 3,052 |
| Premises and equipment expense | $374,000 | 2,837 |
| Additional noninterest expense | $658,000 | 3,889 |
| Pre-tax net operating income | $1,711,000 | 2,046 |
| Securities gains (losses) | $124,000 | 676 |
| Applicable income taxes | $482,000 | 1,572 |
| Income before extraordinary items | $1,353,000 | 2,150 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,353,000 | 2,154 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,353,000 | 2,153 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 582 |
| Net operating income | $1,261,240 | 2,210 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 2,926 |
| Total interest expense | $229,000 | 2,860 |
| Net interest income | $1,770,000 | 2,903 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $265,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $251,000 | 2,254 |
| Total noninterest expense | $1,390,000 | 3,138 |
| Salaries and employee benefits | $795,000 | 3,009 |
| Premises and equipment expense | $189,000 | 2,863 |
| Additional noninterest expense | $406,000 | 3,377 |
| Pre-tax net operating income | $645,000 | 2,455 |
| Securities gains (losses) | $52,000 | 636 |
| Applicable income taxes | $192,000 | 1,747 |
| Income before extraordinary items | $505,000 | 2,547 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $505,000 | 2,550 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $505,000 | 2,550 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 529 |
| Net operating income | $467,560 | 2,654 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,977,000 | 2,954 |
| Total interest expense | $964,000 | 3,026 |
| Net interest income | $7,013,000 | 2,901 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $1,780,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $58,000 | 5,855 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,722,000 | 1,697 |
| Total noninterest expense | $5,605,000 | 3,137 |
| Salaries and employee benefits | $3,379,000 | 2,876 |
| Premises and equipment expense | $816,000 | 2,665 |
| Additional noninterest expense | $1,410,000 | 3,807 |
| Pre-tax net operating income | $3,173,000 | 2,083 |
| Securities gains (losses) | $212,000 | 856 |
| Applicable income taxes | $864,000 | 1,597 |
| Income before extraordinary items | $2,521,000 | 2,181 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,521,000 | 2,186 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,521,000 | 2,185 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 699 |
| Net operating income | $2,364,120 | 2,247 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 2,999 |
| Total interest expense | $715,000 | 3,131 |
| Net interest income | $5,188,000 | 2,947 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $1,350,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,306,000 | 1,713 |
| Total noninterest expense | $4,084,000 | 3,207 |
| Salaries and employee benefits | $2,531,000 | 2,888 |
| Premises and equipment expense | $613,000 | 2,684 |
| Additional noninterest expense | $940,000 | 4,086 |
| Pre-tax net operating income | $2,439,000 | 2,107 |
| Securities gains (losses) | $118,000 | 1,111 |
| Applicable income taxes | $622,000 | 1,694 |
| Income before extraordinary items | $1,935,000 | 2,193 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,935,000 | 2,199 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,935,000 | 2,199 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 655 |
| Net operating income | $1,845,320 | 2,211 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 3,099 |
| Total interest expense | $467,000 | 3,228 |
| Net interest income | $3,319,000 | 3,048 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $908,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $879,000 | 1,744 |
| Total noninterest expense | $3,184,000 | 2,858 |
| Salaries and employee benefits | $1,657,000 | 2,939 |
| Premises and equipment expense | $408,000 | 2,704 |
| Additional noninterest expense | $1,119,000 | 2,700 |
| Pre-tax net operating income | $1,028,000 | 2,843 |
| Securities gains (losses) | $110,000 | 1,057 |
| Applicable income taxes | $385,000 | 1,780 |
| Income before extraordinary items | $753,000 | 3,178 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $753,000 | 3,180 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $753,000 | 3,181 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 623 |
| Net operating income | $680,400 | 3,276 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 3,239 |
| Total interest expense | $239,000 | 3,267 |
| Net interest income | $1,561,000 | 3,200 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $467,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $453,000 | 1,685 |
| Total noninterest expense | $1,420,000 | 3,148 |
| Salaries and employee benefits | $840,000 | 2,931 |
| Premises and equipment expense | $204,000 | 2,724 |
| Additional noninterest expense | $376,000 | 3,670 |
| Pre-tax net operating income | $608,000 | 2,537 |
| Securities gains (losses) | $63,000 | 832 |
| Applicable income taxes | $171,000 | 1,862 |
| Income before extraordinary items | $500,000 | 2,590 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $500,000 | 2,593 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $500,000 | 2,592 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 578 |
| Net operating income | $452,750 | 2,702 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 3,296 |
| Total interest expense | $1,033,000 | 3,531 |
| Net interest income | $6,426,000 | 3,205 |
| Provision for loan and lease losses | $105,000 | 4,620 |
| Total noninterest income | $1,976,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $46,000 | 6,282 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,930,000 | 1,556 |
| Total noninterest expense | $5,436,000 | 3,267 |
| Salaries and employee benefits | $3,291,000 | 2,934 |
| Premises and equipment expense | $772,000 | 2,819 |
| Additional noninterest expense | $1,373,000 | 3,994 |
| Pre-tax net operating income | $2,861,000 | 2,176 |
| Securities gains (losses) | $154,000 | 1,921 |
| Applicable income taxes | $848,000 | 1,629 |
| Income before extraordinary items | $2,167,000 | 2,445 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,167,000 | 2,445 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,167,000 | 2,446 |
| Net charge-offs | $33,000 | 5,163 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 643 |
| Net operating income | $2,056,120 | 2,411 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 3,365 |
| Total interest expense | $780,000 | 3,635 |
| Net interest income | $4,782,000 | 3,267 |
| Provision for loan and lease losses | $105,000 | 4,297 |
| Total noninterest income | $1,377,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $32,000 | 6,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,345,000 | 1,635 |
| Total noninterest expense | $3,990,000 | 3,347 |
| Salaries and employee benefits | $2,414,000 | 3,000 |
| Premises and equipment expense | $577,000 | 2,859 |
| Additional noninterest expense | $999,000 | 4,101 |
| Pre-tax net operating income | $2,064,000 | 2,303 |
| Securities gains (losses) | $128,000 | 1,801 |
| Applicable income taxes | $612,000 | 1,727 |
| Income before extraordinary items | $1,580,000 | 2,541 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,580,000 | 2,542 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,580,000 | 2,542 |
| Net charge-offs | $34,000 | 4,766 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 606 |
| Net operating income | $1,487,840 | 2,534 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 3,412 |
| Total interest expense | $514,000 | 3,757 |
| Net interest income | $3,145,000 | 3,310 |
| Provision for loan and lease losses | $80,000 | 4,103 |
| Total noninterest income | $848,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $20,000 | 6,521 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $828,000 | 1,722 |
| Total noninterest expense | $2,616,000 | 3,400 |
| Salaries and employee benefits | $1,571,000 | 3,065 |
| Premises and equipment expense | $379,000 | 2,889 |
| Additional noninterest expense | $666,000 | 4,128 |
| Pre-tax net operating income | $1,297,000 | 2,375 |
| Securities gains (losses) | $100,000 | 1,601 |
| Applicable income taxes | $382,000 | 1,777 |
| Income before extraordinary items | $1,015,000 | 2,599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,015,000 | 2,599 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,015,000 | 2,599 |
| Net charge-offs | $35,000 | 4,302 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 570 |
| Net operating income | $942,000 | 2,592 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 3,495 |
| Total interest expense | $263,000 | 3,819 |
| Net interest income | $1,535,000 | 3,394 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $390,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $379,000 | 1,822 |
| Total noninterest expense | $1,287,000 | 3,460 |
| Salaries and employee benefits | $762,000 | 3,137 |
| Premises and equipment expense | $185,000 | 2,956 |
| Additional noninterest expense | $340,000 | 4,053 |
| Pre-tax net operating income | $598,000 | 2,538 |
| Securities gains (losses) | $34,000 | 1,396 |
| Applicable income taxes | $171,000 | 1,899 |
| Income before extraordinary items | $461,000 | 2,775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 2,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $461,000 | 2,778 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 521 |
| Net operating income | $436,180 | 2,746 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 3,973 |
| Total interest expense | $1,036,000 | 4,326 |
| Net interest income | $5,143,000 | 3,832 |
| Provision for loan and lease losses | $192,000 | 4,669 |
| Total noninterest income | $801,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $35,000 | 6,553 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $766,000 | 2,513 |
| Total noninterest expense | $4,279,000 | 3,934 |
| Salaries and employee benefits | $2,487,000 | 3,572 |
| Premises and equipment expense | $568,000 | 3,715 |
| Additional noninterest expense | $1,224,000 | 4,394 |
| Pre-tax net operating income | $1,473,000 | 3,061 |
| Securities gains (losses) | $198,000 | 1,462 |
| Applicable income taxes | $30,000 | 3,960 |
| Income before extraordinary items | $1,641,000 | 2,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,641,000 | 2,594 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,641,000 | 2,595 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 796 |
| Net operating income | $1,446,960 | 2,750 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 4,123 |
| Total interest expense | $773,000 | 4,447 |
| Net interest income | $3,696,000 | 3,963 |
| Provision for loan and lease losses | $173,000 | 4,355 |
| Total noninterest income | $537,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $27,000 | 6,579 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $510,000 | 2,671 |
| Total noninterest expense | $3,038,000 | 4,081 |
| Salaries and employee benefits | $1,750,000 | 3,768 |
| Premises and equipment expense | $416,000 | 3,818 |
| Additional noninterest expense | $872,000 | 4,546 |
| Pre-tax net operating income | $1,022,000 | 3,266 |
| Securities gains (losses) | $121,000 | 1,613 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,143,000 | 2,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,143,000 | 2,813 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,143,000 | 2,813 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 750 |
| Net operating income | $1,022,000 | 2,917 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 4,336 |
| Total interest expense | $504,000 | 4,606 |
| Net interest income | $2,318,000 | 4,157 |
| Provision for loan and lease losses | $92,000 | 4,476 |
| Total noninterest income | $330,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 2,813 |
| Total noninterest expense | $1,963,000 | 4,217 |
| Salaries and employee benefits | $1,107,000 | 3,942 |
| Premises and equipment expense | $274,000 | 3,884 |
| Additional noninterest expense | $582,000 | 4,610 |
| Pre-tax net operating income | $593,000 | 3,491 |
| Securities gains (losses) | $120,000 | 1,016 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $713,000 | 2,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $713,000 | 2,887 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $713,000 | 2,887 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 705 |
| Net operating income | $593,000 | 3,122 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 4,456 |
| Total interest expense | $243,000 | 4,823 |
| Net interest income | $1,111,000 | 4,274 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $203,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,501 |
| Total noninterest expense | $995,000 | 4,192 |
| Salaries and employee benefits | $572,000 | 3,865 |
| Premises and equipment expense | $138,000 | 3,919 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $294,000 | 3,564 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $304,000 | 3,208 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $304,000 | 3,204 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $304,000 | 3,207 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 654 |
| Net operating income | $294,000 | 3,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 5,061 |
| Total interest expense | $900,000 | 5,462 |
| Net interest income | $3,673,000 | 4,824 |
| Provision for loan and lease losses | $273,000 | 4,977 |
| Total noninterest income | $683,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 6,527 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $654,000 | 2,797 |
| Total noninterest expense | $3,399,000 | 4,674 |
| Salaries and employee benefits | $1,862,000 | 4,433 |
| Premises and equipment expense | $550,000 | 3,951 |
| Additional noninterest expense | $987,000 | 5,125 |
| Pre-tax net operating income | $684,000 | 3,945 |
| Securities gains (losses) | $145,000 | 1,857 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $829,000 | 3,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $829,000 | 3,548 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $829,000 | 3,551 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 999 |
| Net operating income | $684,000 | 3,747 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 5,301 |
| Total interest expense | $656,000 | 5,684 |
| Net interest income | $2,594,000 | 5,044 |
| Provision for loan and lease losses | $188,000 | 4,965 |
| Total noninterest income | $463,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $21,000 | 6,634 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $442,000 | 2,959 |
| Total noninterest expense | $2,421,000 | 4,823 |
| Salaries and employee benefits | $1,288,000 | 4,688 |
| Premises and equipment expense | $414,000 | 4,009 |
| Additional noninterest expense | $719,000 | 5,193 |
| Pre-tax net operating income | $448,000 | 4,367 |
| Securities gains (losses) | $25,000 | 2,801 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $473,000 | 4,214 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $473,000 | 4,215 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $473,000 | 4,215 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 931 |
| Net operating income | $448,000 | 4,143 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 5,514 |
| Total interest expense | $406,000 | 5,921 |
| Net interest income | $1,622,000 | 5,223 |
| Provision for loan and lease losses | $145,000 | 4,701 |
| Total noninterest income | $317,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $305,000 | 2,818 |
| Total noninterest expense | $1,587,000 | 4,889 |
| Salaries and employee benefits | $827,000 | 4,832 |
| Premises and equipment expense | $283,000 | 3,967 |
| Additional noninterest expense | $477,000 | 5,210 |
| Pre-tax net operating income | $207,000 | 4,904 |
| Securities gains (losses) | $25,000 | 2,268 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $232,000 | 4,681 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 4,681 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $232,000 | 4,681 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 871 |
| Net operating income | $207,000 | 4,703 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $957,000 | 5,711 |
| Total interest expense | $190,000 | 6,169 |
| Net interest income | $767,000 | 5,419 |
| Provision for loan and lease losses | $27,000 | 5,545 |
| Total noninterest income | $195,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $189,000 | 2,483 |
| Total noninterest expense | $778,000 | 5,006 |
| Salaries and employee benefits | $408,000 | 4,942 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $227,000 | 5,384 |
| Pre-tax net operating income | $157,000 | 4,485 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $159,000 | 4,278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,279 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $159,000 | 4,277 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 814 |
| Net operating income | $157,000 | 4,212 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 7,081 |
| Total interest expense | $451,000 | 7,232 |
| Net interest income | $1,515,000 | 6,894 |
| Provision for loan and lease losses | $547,000 | 4,406 |
| Total noninterest income | $225,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $18,000 | 6,922 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $207,000 | 4,578 |
| Total noninterest expense | $2,746,000 | 5,427 |
| Salaries and employee benefits | $1,499,000 | 5,194 |
| Premises and equipment expense | $451,000 | 4,671 |
| Additional noninterest expense | $796,000 | 5,836 |
| Pre-tax net operating income | $-1,553,000 | 6,463 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,552,000 | 6,587 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,552,000 | 6,587 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,552,000 | 6,587 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $11,297,000 | 84 |
| Net operating income | $-1,553,000 | 6,585 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 7,529 |
| Total interest expense | $275,000 | 7,531 |
| Net interest income | $824,000 | 7,401 |
| Provision for loan and lease losses | $439,000 | 4,039 |
| Total noninterest income | $131,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $15,000 | 6,942 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $116,000 | 5,180 |
| Total noninterest expense | $2,057,000 | 5,431 |
| Salaries and employee benefits | $1,118,000 | 5,257 |
| Premises and equipment expense | $334,000 | 4,742 |
| Additional noninterest expense | $605,000 | 5,795 |
| Pre-tax net operating income | $-1,541,000 | 6,882 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,541,000 | 7,011 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,541,000 | 7,010 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,541,000 | 7,011 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $11,317,000 | 67 |
| Net operating income | $-1,541,000 | 7,005 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,940 |
| Total interest expense | $134,000 | 7,851 |
| Net interest income | $314,000 | 7,904 |
| Provision for loan and lease losses | $227,000 | 4,161 |
| Total noninterest income | $59,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $12,000 | 6,959 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $1,285,000 | 5,669 |
| Salaries and employee benefits | $727,000 | 5,379 |
| Premises and equipment expense | $197,000 | 5,121 |
| Additional noninterest expense | $361,000 | 6,083 |
| Pre-tax net operating income | $-1,139,000 | 7,084 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,139,000 | 7,196 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,139,000 | 7,195 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,139,000 | 7,196 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $11,317,000 | 49 |
| Net operating income | $-1,139,000 | 7,191 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $125,000 | 8,147 |
| Total interest expense | $27,000 | 8,131 |
| Net interest income | $98,000 | 8,106 |
| Provision for loan and lease losses | $47,000 | 4,972 |
| Total noninterest income | $2,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $606,000 | 5,787 |
| Salaries and employee benefits | $362,000 | 5,442 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $179,000 | 5,873 |
| Pre-tax net operating income | $-553,000 | 7,378 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-553,000 | 7,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-553,000 | 7,489 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-553,000 | 7,490 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $11,317,000 | 22 |
| Net operating income | $-553,000 | 7,466 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.