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Androscoggin Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$64,268,000759
Total interest expense$20,283,000772
Net interest income$43,985,000745
Provision for loan and lease losses$687,0001,057
Total noninterest income$6,724,000980
Gross Fiduciary activities income$2,236,000381
Service charges on deposit accounts$779,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$3,709,0001,093
Total noninterest expense$38,755,000712
Salaries and employee benefits$26,030,000598
Premises and equipment expense$3,190,000813
Additional noninterest expense$3,709,0001,093
Pre-tax net operating income$11,267,0001,069
Securities gains (losses)$196,000172
Applicable income taxes$1,946,0001,001
Income before extraordinary items$9,517,0001,050
Extraordinary gains, net$054
Net income$9,141,0001,101
Minority interest net income$376,00036
Net income of bank and minority interests.$9,517,0001,053
Net charge-offs$4,158,000253
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,354,3201,090
2023-09-30 (YTD Data)Rank
Total interest income$922,0004,449
Total interest expense$10,0004,506
Net interest income$400,0004,554
Provision for loan and lease lossesNANA
Total noninterest income$1,7054,554
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and fees$0125
Additional Noninterest Income$04,497
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,553
Additional noninterest expense$6,6204,474
Pre-tax net operating incomeNANA
Securities gains (losses)$0849
Applicable income taxes$204,0002,339
Income before extraordinary items$3,0004,373
Extraordinary gains, net$17,751,00022
Net income$6,728,0001,151
Minority interest net income$72,00054
Net income of bank and minority interests.$04,357
Net charge-offs$02,641
Cash dividends$224,0002,696
Sale, conversion, retirement of capital stock, net$-364,565
Net operating income$04,379
2023-06-30 (YTD Data)Rank
Total interest income$30,221,000760
Total interest expense$8,176,000787
Net interest income$22,045,000751
Provision for loan and lease losses$615,000675
Total noninterest income$3,169,000972
Gross Fiduciary activities income$1,142,000373
Service charges on deposit accounts$375,0001,237
Trading account gains and feesNANA
Additional Noninterest Income$1,652,0001,117
Total noninterest expense$19,278,000702
Salaries and employee benefits$13,061,000590
Premises and equipment expense$1,579,000812
Additional noninterest expense$1,652,0001,116
Pre-tax net operating income$5,321,0001,153
Securities gains (losses)$84,000196
Applicable income taxes$924,0001,067
Income before extraordinary items$4,481,0001,150
Extraordinary gains, net$051
Net income$4,280,0001,196
Minority interest net income$201,00035
Net income of bank and minority interests.$4,481,0001,150
Net charge-offs$4,196,000147
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,411,2801,171
2023-03-31 (YTD Data)Rank
Total interest income$14,438,000787
Total interest expense$3,317,000829
Net interest income$11,121,000755
Provision for loan and lease losses$308,000653
Total noninterest income$1,585,000973
Gross Fiduciary activities income$568,000383
Service charges on deposit accounts$184,0001,262
Trading account gains and feesNANA
Additional Noninterest Income$833,0001,098
Total noninterest expense$9,747,000706
Salaries and employee benefits$6,500,000609
Premises and equipment expense$801,000835
Additional noninterest expense$833,0001,098
Pre-tax net operating income$2,651,0001,181
Securities gains (losses)$49,000263
Applicable income taxes$488,0001,065
Income before extraordinary items$2,212,0001,190
Extraordinary gains, net$04
Net income$2,128,0001,217
Minority interest net income$84,00023
Net income of bank and minority interests.$2,212,0001,190
Net charge-offs$4,071,00097
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,171,8201,223
2022-12-31 (YTD Data)Rank
Total interest income$48,605,000764
Total interest expense$5,267,000757
Net interest income$43,338,000769
Provision for loan and lease losses$3,279,000375
Total noninterest income$6,244,0001,034
Gross Fiduciary activities income$2,064,000413
Service charges on deposit accounts$688,0001,358
Trading account gains and feesNANA
Additional Noninterest Income$3,492,0001,144
Total noninterest expense$35,870,000728
Salaries and employee benefits$25,269,000606
Premises and equipment expense$3,143,000828
Additional noninterest expense$3,492,0001,144
Pre-tax net operating income$10,433,0001,244
Securities gains (losses)$-201,0004,110
Applicable income taxes$1,707,0001,182
Income before extraordinary items$8,525,0001,242
Extraordinary gains, net$05
Net income$8,181,0001,286
Minority interest net income$344,00024
Net income of bank and minority interests.$8,525,0001,242
Net charge-offs$-458,0004,584
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,691,8301,250
2022-09-30 (YTD Data)Rank
Total interest income$34,405,000770
Total interest expense$3,276,000690
Net interest income$31,129,000784
Provision for loan and lease losses$264,0001,316
Total noninterest income$4,763,0001,042
Gross Fiduciary activities income$1,549,000410
Service charges on deposit accounts$526,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$2,688,0001,147
Total noninterest expense$26,696,000734
Salaries and employee benefits$19,252,000601
Premises and equipment expense$2,322,000838
Additional noninterest expense$2,688,0001,147
Pre-tax net operating income$8,932,0001,115
Securities gains (losses)$-292,0004,414
Applicable income taxes$1,474,0001,086
Income before extraordinary items$7,166,0001,131
Extraordinary gains, net$04
Net income$6,909,0001,164
Minority interest net income$257,00021
Net income of bank and minority interests.$7,166,0001,131
Net charge-offs$-291,0004,553
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,408,3601,132
2022-06-30 (YTD Data)Rank
Total interest income$21,754,000770
Total interest expense$1,911,000618
Net interest income$19,843,000791
Provision for loan and lease losses$262,0001,010
Total noninterest income$3,129,0001,039
Gross Fiduciary activities income$1,044,000368
Service charges on deposit accounts$344,0001,349
Trading account gains and feesNANA
Additional Noninterest Income$1,741,0001,202
Total noninterest expense$17,611,000729
Salaries and employee benefits$12,804,000588
Premises and equipment expense$1,547,000825
Additional noninterest expense$3,260,0001,091
Pre-tax net operating income$5,099,0001,194
Securities gains (losses)$-225,0004,481
Applicable income taxes$765,0001,190
Income before extraordinary items$4,109,0001,210
Extraordinary gains, net$04
Net income$3,938,0001,247
Minority interest net income$171,00023
Net income of bank and minority interests.$4,109,0001,210
Net charge-offs$-244,0004,588
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,298,0001,196
2022-03-31 (YTD Data)Rank
Total interest income$10,541,000770
Total interest expense$849,000645
Net interest income$9,692,000788
Provision for loan and lease losses$254,000561
Total noninterest income$1,716,000976
Gross Fiduciary activities income$575,000356
Service charges on deposit accounts$174,0001,317
Trading account gains and feesNANA
Additional Noninterest Income$967,0001,104
Total noninterest expense$8,916,000721
Salaries and employee benefits$6,364,000593
Premises and equipment expense$812,000798
Additional noninterest expense$1,740,0001,030
Pre-tax net operating income$2,238,0001,251
Securities gains (losses)$-20,0004,336
Applicable income taxes$378,0001,141
Income before extraordinary items$1,840,0001,272
Extraordinary gains, net$04
Net income$1,746,0001,312
Minority interest net income$94,00025
Net income of bank and minority interests.$1,840,0001,272
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,856,6001,271
2021-12-31 (YTD Data)Rank
Total interest income$41,852,000796
Total interest expense$4,158,000648
Net interest income$37,694,000807
Provision for loan and lease losses$840,000702
Total noninterest income$7,071,0001,063
Gross Fiduciary activities income$1,976,000373
Service charges on deposit accounts$650,0001,328
Trading account gains and feesNANA
Additional Noninterest Income$4,445,0001,156
Total noninterest expense$33,588,000760
Salaries and employee benefits$23,178,000635
Premises and equipment expense$3,194,000813
Additional noninterest expense$7,216,0001,008
Pre-tax net operating income$10,337,0001,247
Securities gains (losses)$119,000788
Applicable income taxes$1,759,0001,183
Income before extraordinary items$8,697,0001,267
Extraordinary gains, net$010
Net income$8,303,0001,309
Minority interest net income$394,00027
Net income of bank and minority interests.$8,697,0001,267
Net charge-offs$790,000489
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,598,2301,256
2021-09-30 (YTD Data)Rank
Total interest income$30,880,000824
Total interest expense$3,282,000651
Net interest income$27,598,000841
Provision for loan and lease losses$820,000539
Total noninterest income$5,290,0001,080
Gross Fiduciary activities income$1,464,000376
Service charges on deposit accounts$487,0001,317
Trading account gains and feesNANA
Additional Noninterest Income$3,339,0001,192
Total noninterest expense$24,950,000780
Salaries and employee benefits$17,280,000644
Premises and equipment expense$2,427,000820
Additional noninterest expense$5,243,0001,035
Pre-tax net operating income$7,118,0001,367
Securities gains (losses)$78,000898
Applicable income taxes$1,140,0001,361
Income before extraordinary items$6,056,0001,393
Extraordinary gains, net$08
Net income$5,752,0001,461
Minority interest net income$304,00027
Net income of bank and minority interests.$6,056,0001,393
Net charge-offs$-4,0003,372
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,990,4801,391
2021-06-30 (YTD Data)Rank
Total interest income$20,475,000821
Total interest expense$2,274,000655
Net interest income$18,201,000841
Provision for loan and lease losses$818,000378
Total noninterest income$3,478,0001,084
Gross Fiduciary activities income$969,000374
Service charges on deposit accounts$316,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$2,193,0001,217
Total noninterest expense$16,506,000777
Salaries and employee benefits$11,464,000642
Premises and equipment expense$1,660,000798
Additional noninterest expense$3,382,0001,046
Pre-tax net operating income$4,355,0001,444
Securities gains (losses)$91,000698
Applicable income taxes$660,0001,461
Income before extraordinary items$3,786,0001,460
Extraordinary gains, net$06
Net income$3,595,0001,512
Minority interest net income$191,00026
Net income of bank and minority interests.$3,786,0001,460
Net charge-offs$-4,0003,475
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,708,6501,444
2021-03-31 (YTD Data)Rank
Total interest income$10,046,000829
Total interest expense$1,176,000674
Net interest income$8,870,000850
Provision for loan and lease losses$818,000222
Total noninterest income$1,795,0001,067
Gross Fiduciary activities income$480,000371
Service charges on deposit accounts$153,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$1,162,0001,157
Total noninterest expense$8,265,000768
Salaries and employee benefits$5,651,000649
Premises and equipment expense$862,000785
Additional noninterest expense$1,752,0001,003
Pre-tax net operating income$1,582,0001,817
Securities gains (losses)$36,000744
Applicable income taxes$271,0001,589
Income before extraordinary items$1,347,0001,845
Extraordinary gains, net$03
Net income$1,258,0001,941
Minority interest net income$89,00030
Net income of bank and minority interests.$1,347,0001,845
Net charge-offs$21,0001,125
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,317,1201,839
2020-12-31 (YTD Data)Rank
Total interest income$43,743,000766
Total interest expense$7,328,000660
Net interest income$36,415,000787
Provision for loan and lease losses$2,152,000996
Total noninterest income$7,784,000961
Gross Fiduciary activities income$1,714,000377
Service charges on deposit accounts$702,0001,248
Trading account gains and feesNANA
Additional Noninterest Income$5,368,000970
Total noninterest expense$31,953,000769
Salaries and employee benefits$22,461,000631
Premises and equipment expense$3,314,000778
Additional noninterest expense$6,178,0001,068
Pre-tax net operating income$10,094,0001,056
Securities gains (losses)$96,0001,409
Applicable income taxes$1,721,0001,027
Income before extraordinary items$8,469,0001,098
Extraordinary gains, net$04
Net income$8,166,0001,128
Minority interest net income$303,00030
Net income of bank and minority interests.$8,469,0001,098
Net charge-offs$28,0002,681
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,389,3201,069
2020-09-30 (YTD Data)Rank
Total interest income$33,097,000760
Total interest expense$5,650,000682
Net interest income$27,447,000783
Provision for loan and lease losses$1,927,000906
Total noninterest income$5,478,000965
Gross Fiduciary activities income$1,255,000375
Service charges on deposit accounts$538,0001,229
Trading account gains and feesNANA
Additional Noninterest Income$3,685,000998
Total noninterest expense$22,900,000792
Salaries and employee benefits$16,119,000649
Premises and equipment expense$2,409,000793
Additional noninterest expense$4,372,0001,107
Pre-tax net operating income$8,098,000961
Securities gains (losses)$-21,0004,863
Applicable income taxes$1,355,000961
Income before extraordinary items$6,722,0001,006
Extraordinary gains, net$04
Net income$6,485,0001,043
Minority interest net income$237,00029
Net income of bank and minority interests.$6,722,0001,006
Net charge-offs$27,0002,377
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,739,430975
2020-06-30 (YTD Data)Rank
Total interest income$21,751,000776
Total interest expense$3,907,000713
Net interest income$17,844,000795
Provision for loan and lease losses$1,452,000873
Total noninterest income$3,381,000958
Gross Fiduciary activities income$849,000375
Service charges on deposit accounts$362,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$2,170,0001,012
Total noninterest expense$14,723,000804
Salaries and employee benefits$10,100,000688
Premises and equipment expense$1,632,000781
Additional noninterest expense$2,991,0001,080
Pre-tax net operating income$5,050,000943
Securities gains (losses)$-77,0004,937
Applicable income taxes$805,000981
Income before extraordinary items$4,168,0001,005
Extraordinary gains, net$04
Net income$4,021,0001,037
Minority interest net income$147,00026
Net income of bank and minority interests.$4,168,0001,005
Net charge-offs$5,0002,656
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,232,680971
2020-03-31 (YTD Data)Rank
Total interest income$10,836,000776
Total interest expense$2,120,000750
Net interest income$8,716,000793
Provision for loan and lease losses$227,0001,357
Total noninterest income$1,285,0001,091
Gross Fiduciary activities income$404,000382
Service charges on deposit accounts$201,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$680,0001,252
Total noninterest expense$7,562,000796
Salaries and employee benefits$4,787,000737
Premises and equipment expense$856,000758
Additional noninterest expense$1,919,000906
Pre-tax net operating income$2,212,000958
Securities gains (losses)$-157,0004,992
Applicable income taxes$344,000978
Income before extraordinary items$1,711,0001,063
Extraordinary gains, net$04
Net income$1,657,0001,091
Minority interest net income$54,00030
Net income of bank and minority interests.$1,711,0001,063
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,841,310999
2019-12-31 (YTD Data)Rank
Total interest income$44,084,000768
Total interest expense$9,864,000693
Net interest income$34,220,000798
Provision for loan and lease losses$682,0001,226
Total noninterest income$4,761,0001,163
Gross Fiduciary activities income$1,382,000408
Service charges on deposit accounts$893,0001,221
Trading account gains and feesNANA
Additional Noninterest Income$2,486,0001,350
Total noninterest expense$29,751,000772
Salaries and employee benefits$19,896,000665
Premises and equipment expense$3,120,000817
Additional noninterest expense$6,735,0001,003
Pre-tax net operating income$8,548,0001,185
Securities gains (losses)$25,0001,556
Applicable income taxes$1,308,0001,209
Income before extraordinary items$7,265,0001,203
Extraordinary gains, net$011
Net income$7,089,0001,232
Minority interest net income$176,00037
Net income of bank and minority interests.$7,265,0001,205
Net charge-offs$19,0003,149
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,243,7501,186
2019-09-30 (YTD Data)Rank
Total interest income$32,725,000783
Total interest expense$7,579,000682
Net interest income$25,146,000820
Provision for loan and lease losses$607,0001,002
Total noninterest income$3,506,0001,174
Gross Fiduciary activities income$1,015,000407
Service charges on deposit accounts$603,0001,346
Trading account gains and feesNANA
Additional Noninterest Income$1,888,0001,328
Total noninterest expense$21,804,000780
Salaries and employee benefits$14,866,000671
Premises and equipment expense$2,391,000792
Additional noninterest expense$4,547,0001,072
Pre-tax net operating income$6,241,0001,223
Securities gains (losses)$-45,0005,094
Applicable income taxes$909,0001,311
Income before extraordinary items$5,287,0001,253
Extraordinary gains, net$011
Net income$5,149,0001,282
Minority interest net income$138,00038
Net income of bank and minority interests.$5,287,0001,255
Net charge-offs$20,0002,707
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,325,2501,219
2019-06-30 (YTD Data)Rank
Total interest income$21,455,000792
Total interest expense$5,022,000676
Net interest income$16,433,000839
Provision for loan and lease losses$453,000912
Total noninterest income$2,292,0001,160
Gross Fiduciary activities income$654,000416
Service charges on deposit accounts$399,0001,328
Trading account gains and feesNANA
Additional Noninterest Income$1,239,0001,309
Total noninterest expense$14,525,000783
Salaries and employee benefits$9,878,000665
Premises and equipment expense$1,636,000778
Additional noninterest expense$3,011,0001,084
Pre-tax net operating income$3,747,0001,305
Securities gains (losses)$76,000619
Applicable income taxes$558,0001,352
Income before extraordinary items$3,265,0001,303
Extraordinary gains, net$011
Net income$3,173,0001,328
Minority interest net income$92,00038
Net income of bank and minority interests.$3,265,0001,303
Net charge-offs$-1,0003,898
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,200,4001,299
2019-03-31 (YTD Data)Rank
Total interest income$10,629,000798
Total interest expense$2,428,000686
Net interest income$8,201,000837
Provision for loan and lease losses$227,000843
Total noninterest income$1,054,0001,202
Gross Fiduciary activities income$330,000413
Service charges on deposit accounts$205,0001,296
Trading account gains and feesNANA
Additional Noninterest Income$519,0001,410
Total noninterest expense$7,215,000787
Salaries and employee benefits$4,839,000681
Premises and equipment expense$866,000753
Additional noninterest expense$1,510,0001,067
Pre-tax net operating income$1,813,0001,307
Securities gains (losses)$93,000290
Applicable income taxes$296,0001,265
Income before extraordinary items$1,610,0001,291
Extraordinary gains, net$05
Net income$1,565,0001,314
Minority interest net income$45,00035
Net income of bank and minority interests.$1,610,0001,290
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,531,8801,310
2018-12-31 (YTD Data)Rank
Total interest income$39,598,000798
Total interest expense$7,207,000690
Net interest income$32,391,000825
Provision for loan and lease losses$1,450,000649
Total noninterest income$4,046,0001,260
Gross Fiduciary activities income$1,258,000426
Service charges on deposit accounts$804,0001,369
Trading account gains and feesNANA
Additional Noninterest Income$1,984,0001,505
Total noninterest expense$27,251,000809
Salaries and employee benefits$18,287,000697
Premises and equipment expense$2,677,000921
Additional noninterest expense$6,287,0001,052
Pre-tax net operating income$7,736,0001,251
Securities gains (losses)$282,000181
Applicable income taxes$1,195,0001,224
Income before extraordinary items$6,823,0001,243
Extraordinary gains, net$06
Net income$6,725,0001,257
Minority interest net income$98,00041
Net income of bank and minority interests.$6,823,0001,242
Net charge-offs$1,768,000390
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,583,3001,271
2018-09-30 (YTD Data)Rank
Total interest income$28,950,000802
Total interest expense$5,024,000689
Net interest income$23,926,000831
Provision for loan and lease losses$948,000672
Total noninterest income$2,981,0001,283
Gross Fiduciary activities income$932,000426
Service charges on deposit accounts$599,0001,380
Trading account gains and feesNANA
Additional Noninterest Income$1,450,0001,544
Total noninterest expense$20,225,000815
Salaries and employee benefits$13,683,000698
Premises and equipment expense$2,025,000917
Additional noninterest expense$4,517,0001,079
Pre-tax net operating income$5,734,0001,274
Securities gains (losses)$185,000214
Applicable income taxes$893,0001,264
Income before extraordinary items$5,026,0001,270
Extraordinary gains, net$05
Net income$4,954,0001,290
Minority interest net income$72,00042
Net income of bank and minority interests.$5,026,0001,269
Net charge-offs$1,771,000297
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,868,7501,293
2018-06-30 (YTD Data)Rank
Total interest income$18,939,000805
Total interest expense$3,093,000698
Net interest income$15,846,000825
Provision for loan and lease losses$646,000652
Total noninterest income$1,970,0001,303
Gross Fiduciary activities income$610,000431
Service charges on deposit accounts$396,0001,391
Trading account gains and feesNANA
Additional Noninterest Income$964,0001,560
Total noninterest expense$13,381,000828
Salaries and employee benefits$9,104,000709
Premises and equipment expense$1,361,000916
Additional noninterest expense$2,916,0001,097
Pre-tax net operating income$3,789,0001,266
Securities gains (losses)$32,000397
Applicable income taxes$565,0001,295
Income before extraordinary items$3,256,0001,273
Extraordinary gains, net$06
Net income$3,198,0001,294
Minority interest net income$58,00039
Net income of bank and minority interests.$3,256,0001,272
Net charge-offs$1,776,000233
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,228,8001,277
2018-03-31 (YTD Data)Rank
Total interest income$9,401,000797
Total interest expense$1,440,000705
Net interest income$7,961,000818
Provision for loan and lease losses$296,000726
Total noninterest income$972,0001,290
Gross Fiduciary activities income$311,000433
Service charges on deposit accounts$196,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$465,0001,560
Total noninterest expense$6,631,000838
Salaries and employee benefits$4,452,000722
Premises and equipment expense$720,000877
Additional noninterest expense$1,459,0001,099
Pre-tax net operating income$2,006,0001,192
Securities gains (losses)$0735
Applicable income taxes$312,0001,190
Income before extraordinary items$1,694,0001,195
Extraordinary gains, net$07
Net income$1,668,0001,215
Minority interest net income$26,00040
Net income of bank and minority interests.$1,694,0001,195
Net charge-offs$1,595,000163
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,694,0001,184
2017-12-31 (YTD Data)Rank
Total interest income$35,915,000789
Total interest expense$5,371,000636
Net interest income$30,544,000822
Provision for loan and lease losses$1,365,000698
Total noninterest income$3,829,0001,332
Gross Fiduciary activities income$1,081,000444
Service charges on deposit accounts$892,0001,301
Trading account gains and feesNANA
Additional Noninterest Income$1,856,0001,598
Total noninterest expense$26,022,000836
Salaries and employee benefits$16,376,000750
Premises and equipment expense$2,445,000974
Additional noninterest expense$7,201,000914
Pre-tax net operating income$6,986,0001,315
Securities gains (losses)$322,000292
Applicable income taxes$4,466,000722
Income before extraordinary items$2,842,0002,145
Extraordinary gains, net$09
Net income$2,777,0002,178
Minority interest net income$65,00045
Net income of bank and minority interests.$2,842,0002,146
Net charge-offs$204,0001,814
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,635,9202,222
2017-09-30 (YTD Data)Rank
Total interest income$26,652,000800
Total interest expense$4,004,000633
Net interest income$22,648,000832
Provision for loan and lease losses$1,207,000589
Total noninterest income$2,931,0001,327
Gross Fiduciary activities income$803,000449
Service charges on deposit accounts$677,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$1,451,0001,589
Total noninterest expense$18,963,000860
Salaries and employee benefits$12,201,000758
Premises and equipment expense$1,883,000967
Additional noninterest expense$4,879,000987
Pre-tax net operating income$5,409,0001,298
Securities gains (losses)$322,000280
Applicable income taxes$1,440,0001,150
Income before extraordinary items$4,291,0001,304
Extraordinary gains, net$09
Net income$4,225,0001,320
Minority interest net income$66,00046
Net income of bank and minority interests.$4,291,0001,304
Net charge-offs$146,0001,628
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,049,5001,344
2017-06-30 (YTD Data)Rank
Total interest income$17,464,000809
Total interest expense$2,548,000638
Net interest income$14,916,000840
Provision for loan and lease losses$854,000557
Total noninterest income$1,900,0001,349
Gross Fiduciary activities income$516,000452
Service charges on deposit accounts$424,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$960,0001,587
Total noninterest expense$12,501,000874
Salaries and employee benefits$8,129,000755
Premises and equipment expense$1,291,000944
Additional noninterest expense$3,081,0001,047
Pre-tax net operating income$3,461,0001,325
Securities gains (losses)$196,000289
Applicable income taxes$898,0001,180
Income before extraordinary items$2,759,0001,333
Extraordinary gains, net$011
Net income$2,718,0001,346
Minority interest net income$41,00046
Net income of bank and minority interests.$2,759,0001,333
Net charge-offs$60,0001,863
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,612,0001,366
2017-03-31 (YTD Data)Rank
Total interest income$8,435,000833
Total interest expense$1,202,000651
Net interest income$7,233,000857
Provision for loan and lease losses$355,000588
Total noninterest income$984,0001,318
Gross Fiduciary activities income$247,000469
Service charges on deposit accounts$208,0001,372
Trading account gains and feesNANA
Additional Noninterest Income$529,0001,485
Total noninterest expense$6,182,000882
Salaries and employee benefits$3,967,000784
Premises and equipment expense$673,000925
Additional noninterest expense$1,542,0001,038
Pre-tax net operating income$1,680,0001,337
Securities gains (losses)$224,000149
Applicable income taxes$512,0001,055
Income before extraordinary items$1,392,0001,303
Extraordinary gains, net$08
Net income$1,381,0001,308
Minority interest net income$11,00047
Net income of bank and minority interests.$1,392,0001,303
Net charge-offs$38,0001,492
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,228,4801,422
2016-12-31 (YTD Data)Rank
Total interest income$32,903,000815
Total interest expense$4,336,000678
Net interest income$28,567,000833
Provision for loan and lease losses$633,0001,262
Total noninterest income$3,777,0001,397
Gross Fiduciary activities income$925,000471
Service charges on deposit accounts$867,0001,361
Trading account gains and fees$0170
Additional Noninterest Income$1,985,0001,607
Total noninterest expense$24,529,000868
Salaries and employee benefits$15,471,000764
Premises and equipment expense$2,410,000983
Additional noninterest expense$6,648,000990
Pre-tax net operating income$7,182,0001,216
Securities gains (losses)$463,000460
Applicable income taxes$1,853,0001,106
Income before extraordinary items$5,792,0001,232
Extraordinary gains, net$05
Net income$5,765,0001,234
Minority interest net income$27,00058
Net income of bank and minority interests.$5,792,0001,231
Net charge-offs$558,0001,006
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,440,1201,264
2016-09-30 (YTD Data)Rank
Total interest income$24,516,000819
Total interest expense$3,203,000686
Net interest income$21,313,000824
Provision for loan and lease losses$479,0001,179
Total noninterest income$2,631,0001,464
Gross Fiduciary activities income$730,000461
Service charges on deposit accounts$654,0001,353
Trading account gains and fees$0169
Additional Noninterest Income$1,247,0001,770
Total noninterest expense$18,060,000882
Salaries and employee benefits$11,600,000764
Premises and equipment expense$1,870,000966
Additional noninterest expense$4,590,0001,078
Pre-tax net operating income$5,405,0001,231
Securities gains (losses)$277,000634
Applicable income taxes$1,314,0001,186
Income before extraordinary items$4,368,0001,244
Extraordinary gains, net$05
Net income$4,335,0001,254
Minority interest net income$33,00052
Net income of bank and minority interests.$4,368,0001,244
Net charge-offs$568,000720
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,154,7101,260
2016-06-30 (YTD Data)Rank
Total interest income$16,158,000829
Total interest expense$2,103,000701
Net interest income$14,055,000829
Provision for loan and lease losses$500,000847
Total noninterest income$1,912,0001,361
Gross Fiduciary activities income$466,000471
Service charges on deposit accounts$472,0001,244
Trading account gains and fees$0157
Additional Noninterest Income$974,0001,583
Total noninterest expense$11,935,000895
Salaries and employee benefits$7,689,000766
Premises and equipment expense$1,260,000968
Additional noninterest expense$2,986,0001,101
Pre-tax net operating income$3,532,0001,237
Securities gains (losses)$-14,0005,919
Applicable income taxes$746,0001,302
Income before extraordinary items$2,772,0001,291
Extraordinary gains, net$016
Net income$2,768,0001,291
Minority interest net income$4,00064
Net income of bank and minority interests.$2,772,0001,292
Net charge-offs$433,000666
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,783,0601,241
2016-03-31 (YTD Data)Rank
Total interest income$7,996,000841
Total interest expense$1,070,000686
Net interest income$6,926,000848
Provision for loan and lease losses$299,000717
Total noninterest income$899,0001,408
Gross Fiduciary activities income$216,000488
Service charges on deposit accounts$236,0001,239
Trading account gains and fees$0142
Additional Noninterest Income$447,0001,633
Total noninterest expense$5,932,000893
Salaries and employee benefits$3,738,000791
Premises and equipment expense$657,000945
Additional noninterest expense$1,537,0001,065
Pre-tax net operating income$1,594,0001,338
Securities gains (losses)$62,000732
Applicable income taxes$395,0001,242
Income before extraordinary items$1,261,0001,360
Extraordinary gains, net$012
Net income$1,270,0001,353
Minority interest net income$-9,0006,114
Net income of bank and minority interests.$1,261,0001,361
Net charge-offs$450,000367
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,213,8801,358
2015-12-31 (YTD Data)Rank
Total interest income$31,751,000810
Total interest expense$4,594,000606
Net interest income$27,157,000837
Provision for loan and lease losses$956,000843
Total noninterest income$1,929,0002,164
Gross Fiduciary activities income$1,039,000453
Service charges on deposit accounts$1,117,0001,109
Trading account gains and fees$0159
Additional Noninterest Income$-227,0006,147
Total noninterest expense$22,588,000916
Salaries and employee benefits$13,292,000853
Premises and equipment expense$2,513,000959
Additional noninterest expense$6,783,000972
Pre-tax net operating income$5,542,0001,450
Securities gains (losses)$2,156,00098
Applicable income taxes$1,821,0001,070
Income before extraordinary items$5,877,0001,198
Extraordinary gains, net$023
Net income$6,004,0001,181
Minority interest net income$-127,0006,176
Net income of bank and minority interests.$5,877,0001,198
Net charge-offs$399,0001,354
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,238,4401,508
2015-09-30 (YTD Data)Rank
Total interest income$23,572,000819
Total interest expense$3,510,000596
Net interest income$20,062,000852
Provision for loan and lease losses$673,000826
Total noninterest income$1,096,0002,538
Gross Fiduciary activities income$635,000498
Service charges on deposit accounts$853,0001,102
Trading account gains and fees$0153
Additional Noninterest Income$-392,0006,254
Total noninterest expense$16,486,000938
Salaries and employee benefits$9,789,000879
Premises and equipment expense$1,950,000944
Additional noninterest expense$4,747,0001,039
Pre-tax net operating income$3,999,0001,516
Securities gains (losses)$1,714,000104
Applicable income taxes$1,240,0001,192
Income before extraordinary items$4,473,0001,193
Extraordinary gains, net$021
Net income$4,473,0001,192
Minority interest net income$078
Net income of bank and minority interests.$4,473,0001,193
Net charge-offs$380,0001,052
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,136,0801,530
2015-06-30 (YTD Data)Rank
Total interest income$15,635,000819
Total interest expense$2,447,000566
Net interest income$13,188,000856
Provision for loan and lease losses$434,000880
Total noninterest income$568,0002,890
Gross Fiduciary activities income$563,000446
Service charges on deposit accounts$586,0001,048
Trading account gains and fees$0157
Additional Noninterest Income$-581,0006,339
Total noninterest expense$10,783,000965
Salaries and employee benefits$6,475,000884
Premises and equipment expense$1,358,000907
Additional noninterest expense$2,950,0001,102
Pre-tax net operating income$2,539,0001,561
Securities gains (losses)$1,251,000117
Applicable income taxes$822,0001,189
Income before extraordinary items$2,968,0001,184
Extraordinary gains, net$022
Net income$2,968,0001,184
Minority interest net income$075
Net income of bank and minority interests.$2,968,0001,185
Net charge-offs$42,0002,461
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,992,2201,574
2015-03-31 (YTD Data)Rank
Total interest income$7,679,000831
Total interest expense$1,228,000570
Net interest income$6,451,000871
Provision for loan and lease losses$417,000481
Total noninterest income$1,048,0001,245
Gross Fiduciary activities income$293,000441
Service charges on deposit accounts$294,0001,018
Trading account gains and fees$0152
Additional Noninterest Income$461,0001,602
Total noninterest expense$5,404,000959
Salaries and employee benefits$3,206,000892
Premises and equipment expense$728,000868
Additional noninterest expense$1,470,0001,087
Pre-tax net operating income$1,678,0001,207
Securities gains (losses)$608,000138
Applicable income taxes$555,000950
Income before extraordinary items$1,731,000990
Extraordinary gains, net$013
Net income$1,731,000990
Minority interest net income$064
Net income of bank and minority interests.$1,731,000991
Net charge-offs$36,0001,790
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,268,9201,268
2014-12-31 (YTD Data)Rank
Total interest income$30,836,000812
Total interest expense$5,402,000519
Net interest income$25,434,000868
Provision for loan and lease losses$1,504,000606
Total noninterest income$4,374,0001,203
Gross Fiduciary activities income$1,172,000438
Service charges on deposit accounts$1,223,0001,079
Trading account gains and fees$0180
Additional Noninterest Income$1,979,0001,474
Total noninterest expense$20,901,000973
Salaries and employee benefits$12,436,000882
Premises and equipment expense$2,726,000894
Additional noninterest expense$5,739,0001,142
Pre-tax net operating income$7,403,0001,095
Securities gains (losses)$282,000634
Applicable income taxes$1,725,0001,092
Income before extraordinary items$5,960,0001,110
Extraordinary gains, net$017
Net income$5,960,0001,109
Minority interest net income$084
Net income of bank and minority interests.$5,960,0001,110
Net charge-offs$1,407,000684
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,740,0401,122
2014-09-30 (YTD Data)Rank
Total interest income$23,103,000812
Total interest expense$4,069,000519
Net interest income$19,034,000867
Provision for loan and lease losses$1,321,000519
Total noninterest income$3,250,0001,219
Gross Fiduciary activities income$890,000436
Service charges on deposit accounts$923,0001,075
Trading account gains and fees$0174
Additional Noninterest Income$1,437,0001,501
Total noninterest expense$15,327,000994
Salaries and employee benefits$9,467,000871
Premises and equipment expense$2,035,000903
Additional noninterest expense$3,825,0001,278
Pre-tax net operating income$5,636,0001,097
Securities gains (losses)$382,000392
Applicable income taxes$1,528,000984
Income before extraordinary items$4,490,0001,112
Extraordinary gains, net$015
Net income$4,490,0001,111
Minority interest net income$081
Net income of bank and minority interests.$4,490,0001,111
Net charge-offs$844,000772
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,203,5001,155
2014-06-30 (YTD Data)Rank
Total interest income$15,154,000827
Total interest expense$2,733,000524
Net interest income$12,421,000877
Provision for loan and lease losses$925,000475
Total noninterest income$2,119,0001,234
Gross Fiduciary activities income$623,000428
Service charges on deposit accounts$624,0001,055
Trading account gains and fees$0172
Additional Noninterest Income$872,0001,599
Total noninterest expense$10,000,0001,016
Salaries and employee benefits$6,041,000905
Premises and equipment expense$1,414,000879
Additional noninterest expense$2,545,0001,272
Pre-tax net operating income$3,615,0001,106
Securities gains (losses)$381,000294
Applicable income taxes$978,000981
Income before extraordinary items$3,018,0001,068
Extraordinary gains, net$020
Net income$3,018,0001,068
Minority interest net income$080
Net income of bank and minority interests.$3,018,0001,069
Net charge-offs$723,000649
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,728,4401,148
2014-03-31 (YTD Data)Rank
Total interest income$7,574,000824
Total interest expense$1,374,000527
Net interest income$6,200,000880
Provision for loan and lease losses$325,000653
Total noninterest income$1,068,0001,185
Gross Fiduciary activities income$329,000417
Service charges on deposit accounts$315,0001,021
Trading account gains and fees$0147
Additional Noninterest Income$424,0001,572
Total noninterest expense$5,463,000921
Salaries and employee benefits$3,483,000802
Premises and equipment expense$733,000865
Additional noninterest expense$1,247,0001,290
Pre-tax net operating income$1,480,0001,260
Securities gains (losses)$553,000122
Applicable income taxes$499,000930
Income before extraordinary items$1,534,0001,019
Extraordinary gains, net$016
Net income$1,534,0001,020
Minority interest net income$066
Net income of bank and minority interests.$1,534,0001,020
Net charge-offs$309,000701
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,119,2501,333
2013-12-31 (YTD Data)Rank
Total interest income$29,959,000833
Total interest expense$6,069,000520
Net interest income$23,890,000900
Provision for loan and lease losses$1,974,000632
Total noninterest income$3,534,0001,442
Gross Fiduciary activities income$1,167,000424
Service charges on deposit accounts$1,335,0001,038
Trading account gains and fees$0184
Additional Noninterest Income$1,032,0002,341
Total noninterest expense$21,667,000940
Salaries and employee benefits$13,214,000819
Premises and equipment expense$2,629,000916
Additional noninterest expense$5,824,0001,161
Pre-tax net operating income$3,783,0001,793
Securities gains (losses)$929,000254
Applicable income taxes$853,0001,620
Income before extraordinary items$3,859,0001,553
Extraordinary gains, net$029
Net income$3,859,0001,556
Minority interest net income$090
Net income of bank and minority interests.$3,859,0001,557
Net charge-offs$1,264,0001,059
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,097,2201,822
2013-09-30 (YTD Data)Rank
Total interest income$22,410,000840
Total interest expense$4,611,000528
Net interest income$17,799,000907
Provision for loan and lease losses$1,573,000622
Total noninterest income$2,472,0001,536
Gross Fiduciary activities income$892,000419
Service charges on deposit accounts$1,009,0001,026
Trading account gains and fees$0180
Additional Noninterest Income$571,0002,817
Total noninterest expense$16,651,000922
Salaries and employee benefits$10,268,000788
Premises and equipment expense$1,995,000908
Additional noninterest expense$4,388,0001,147
Pre-tax net operating income$2,047,0002,377
Securities gains (losses)$928,000228
Applicable income taxes$416,0002,099
Income before extraordinary items$2,559,0001,737
Extraordinary gains, net$025
Net income$2,559,0001,739
Minority interest net income$084
Net income of bank and minority interests.$2,559,0001,741
Net charge-offs$761,0001,221
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,760,9202,284
2013-06-30 (YTD Data)Rank
Total interest income$15,011,000830
Total interest expense$3,126,000532
Net interest income$11,885,000896
Provision for loan and lease losses$1,146,000615
Total noninterest income$1,170,0002,006
Gross Fiduciary activities income$611,000418
Service charges on deposit accounts$680,000992
Trading account gains and fees$0157
Additional Noninterest Income$-121,0006,814
Total noninterest expense$11,151,000911
Salaries and employee benefits$6,776,000800
Premises and equipment expense$1,375,000886
Additional noninterest expense$3,000,0001,123
Pre-tax net operating income$758,0003,426
Securities gains (losses)$714,000263
Applicable income taxes$87,0003,102
Income before extraordinary items$1,385,0002,061
Extraordinary gains, net$022
Net income$1,385,0002,070
Minority interest net income$082
Net income of bank and minority interests.$1,385,0002,067
Net charge-offs$299,0001,693
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$713,8403,181
2013-03-31 (YTD Data)Rank
Total interest income$7,481,000837
Total interest expense$1,570,000550
Net interest income$5,911,000909
Provision for loan and lease losses$596,000624
Total noninterest income$1,640,000957
Gross Fiduciary activities income$326,000401
Service charges on deposit accounts$336,000993
Trading account gains and fees$0148
Additional Noninterest Income$978,0001,011
Total noninterest expense$5,728,000905
Salaries and employee benefits$3,549,000774
Premises and equipment expense$736,000854
Additional noninterest expense$1,443,0001,148
Pre-tax net operating income$1,227,0001,445
Securities gains (losses)$233,000405
Applicable income taxes$339,0001,218
Income before extraordinary items$1,121,0001,336
Extraordinary gains, net$010
Net income$1,121,0001,339
Minority interest net income$076
Net income of bank and minority interests.$1,121,0001,338
Net charge-offs$201,0001,349
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$941,5901,512
2012-12-31 (YTD Data)Rank
Total interest income$31,046,000839
Total interest expense$6,696,000636
Net interest income$24,350,000886
Provision for loan and lease losses$2,656,000852
Total noninterest income$7,224,000864
Gross Fiduciary activities income$1,359,000382
Service charges on deposit accounts$1,296,0001,099
Trading account gains and fees$0166
Additional Noninterest Income$4,569,000871
Total noninterest expense$22,281,000909
Salaries and employee benefits$13,592,000773
Premises and equipment expense$2,542,000942
Additional noninterest expense$6,147,0001,132
Pre-tax net operating income$6,637,0001,075
Securities gains (losses)$135,0002,029
Applicable income taxes$1,724,000980
Income before extraordinary items$5,048,0001,179
Extraordinary gains, net$029
Net income$5,048,0001,179
Minority interest net income$093
Net income of bank and minority interests.$5,048,0001,179
Net charge-offs$2,026,0001,144
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,946,7501,132
2012-09-30 (YTD Data)Rank
Total interest income$23,363,000854
Total interest expense$5,053,000665
Net interest income$18,310,000893
Provision for loan and lease losses$2,316,000755
Total noninterest income$5,492,000850
Gross Fiduciary activities income$1,052,000379
Service charges on deposit accounts$923,0001,159
Trading account gains and fees$0157
Additional Noninterest Income$3,517,000832
Total noninterest expense$16,868,000892
Salaries and employee benefits$10,369,000756
Premises and equipment expense$1,945,000933
Additional noninterest expense$4,554,0001,131
Pre-tax net operating income$4,618,0001,165
Securities gains (losses)$133,0001,771
Applicable income taxes$1,165,0001,092
Income before extraordinary items$3,586,0001,257
Extraordinary gains, net$020
Net income$3,586,0001,259
Minority interest net income$086
Net income of bank and minority interests.$3,586,0001,258
Net charge-offs$1,628,0001,059
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,486,2501,227
2012-06-30 (YTD Data)Rank
Total interest income$15,579,000861
Total interest expense$3,251,000731
Net interest income$12,328,000885
Provision for loan and lease losses$1,696,000736
Total noninterest income$3,654,000844
Gross Fiduciary activities income$723,000375
Service charges on deposit accounts$527,0001,353
Trading account gains and fees$0153
Additional Noninterest Income$2,404,000810
Total noninterest expense$11,036,000907
Salaries and employee benefits$6,709,000773
Premises and equipment expense$1,342,000906
Additional noninterest expense$2,985,0001,153
Pre-tax net operating income$3,250,0001,095
Securities gains (losses)$-53,0007,051
Applicable income taxes$783,0001,080
Income before extraordinary items$2,414,0001,244
Extraordinary gains, net$019
Net income$2,414,0001,244
Minority interest net income$084
Net income of bank and minority interests.$2,414,0001,244
Net charge-offs$1,221,000990
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,454,2801,148
2012-03-31 (YTD Data)Rank
Total interest income$7,821,000854
Total interest expense$1,637,000744
Net interest income$6,184,000880
Provision for loan and lease losses$977,000633
Total noninterest income$1,754,000856
Gross Fiduciary activities income$365,000368
Service charges on deposit accounts$238,0001,467
Trading account gains and fees$0148
Additional Noninterest Income$1,151,000816
Total noninterest expense$5,635,000886
Salaries and employee benefits$3,445,000763
Premises and equipment expense$718,000851
Additional noninterest expense$1,472,0001,157
Pre-tax net operating income$1,326,0001,324
Securities gains (losses)$-3,0006,965
Applicable income taxes$317,0001,252
Income before extraordinary items$1,006,0001,449
Extraordinary gains, net$019
Net income$1,006,0001,449
Minority interest net income$078
Net income of bank and minority interests.$1,006,0001,450
Net charge-offs$855,000746
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,008,2801,370
2011-12-31 (YTD Data)Rank
Total interest income$31,802,000875
Total interest expense$7,535,000784
Net interest income$24,267,000896
Provision for loan and lease losses$3,038,0001,181
Total noninterest income$7,196,000789
Gross Fiduciary activities income$1,343,000342
Service charges on deposit accounts$1,103,0001,343
Trading account gains and fees$0146
Additional Noninterest Income$4,750,000735
Total noninterest expense$23,494,000844
Salaries and employee benefits$14,831,000661
Premises and equipment expense$2,567,000970
Additional noninterest expense$6,096,0001,153
Pre-tax net operating income$4,931,0001,190
Securities gains (losses)$19,0003,110
Applicable income taxes$1,096,0001,264
Income before extraordinary items$3,854,0001,291
Extraordinary gains, net$029
Net income$3,854,0001,291
Minority interest net income$096
Net income of bank and minority interests.$3,854,0001,291
Net charge-offs$2,441,0001,378
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,839,1801,225
2011-09-30 (YTD Data)Rank
Total interest income$23,693,000896
Total interest expense$5,831,000794
Net interest income$17,862,000921
Provision for loan and lease losses$2,315,0001,120
Total noninterest income$5,464,000786
Gross Fiduciary activities income$1,007,000339
Service charges on deposit accounts$825,0001,355
Trading account gains and fees$0145
Additional Noninterest Income$3,632,000729
Total noninterest expense$17,564,000841
Salaries and employee benefits$11,156,000664
Premises and equipment expense$1,975,000964
Additional noninterest expense$4,433,0001,172
Pre-tax net operating income$3,447,0001,308
Securities gains (losses)$19,0002,840
Applicable income taxes$746,0001,358
Income before extraordinary items$2,720,0001,406
Extraordinary gains, net$021
Net income$2,720,0001,406
Minority interest net income$087
Net income of bank and minority interests.$2,720,0001,406
Net charge-offs$1,539,0001,467
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,705,1801,334
2011-06-30 (YTD Data)Rank
Total interest income$15,726,000917
Total interest expense$4,003,000800
Net interest income$11,723,000944
Provision for loan and lease losses$1,439,0001,175
Total noninterest income$3,638,000787
Gross Fiduciary activities income$690,000341
Service charges on deposit accounts$539,0001,359
Trading account gains and fees$0153
Additional Noninterest Income$2,409,000735
Total noninterest expense$11,660,000859
Salaries and employee benefits$7,300,000680
Premises and equipment expense$1,336,000963
Additional noninterest expense$3,024,0001,174
Pre-tax net operating income$2,262,0001,301
Securities gains (losses)$-9,0007,063
Applicable income taxes$434,0001,458
Income before extraordinary items$1,819,0001,368
Extraordinary gains, net$015
Net income$1,819,0001,368
Minority interest net income$089
Net income of bank and minority interests.$1,819,0001,368
Net charge-offs$1,132,0001,367
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,826,2901,306
2011-03-31 (YTD Data)Rank
Total interest income$7,833,000930
Total interest expense$2,024,000832
Net interest income$5,809,000956
Provision for loan and lease losses$573,0001,326
Total noninterest income$1,829,000787
Gross Fiduciary activities income$345,000342
Service charges on deposit accounts$259,0001,383
Trading account gains and fees$0158
Additional Noninterest Income$1,225,000718
Total noninterest expense$5,879,000851
Salaries and employee benefits$3,655,000686
Premises and equipment expense$713,000927
Additional noninterest expense$1,511,0001,181
Pre-tax net operating income$1,186,0001,225
Securities gains (losses)$24,0001,031
Applicable income taxes$267,0001,228
Income before extraordinary items$943,0001,305
Extraordinary gains, net$09
Net income$943,0001,305
Minority interest net income$086
Net income of bank and minority interests.$943,0001,305
Net charge-offs$934,000895
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$924,2801,285
2010-12-31 (YTD Data)Rank
Total interest income$32,656,000941
Total interest expense$9,426,000878
Net interest income$23,230,000948
Provision for loan and lease losses$2,754,0001,707
Total noninterest income$8,230,000729
Gross Fiduciary activities income$1,216,000354
Service charges on deposit accounts$1,232,0001,217
Trading account gains and fees$0175
Additional Noninterest Income$5,782,000664
Total noninterest expense$24,581,000813
Salaries and employee benefits$15,470,000619
Premises and equipment expense$2,508,0001,032
Additional noninterest expense$6,603,0001,121
Pre-tax net operating income$4,125,0001,228
Securities gains (losses)$-179,0007,292
Applicable income taxes$720,0001,530
Income before extraordinary items$3,226,0001,320
Extraordinary gains, net$029
Net income$3,226,0001,321
Minority interest net income$0111
Net income of bank and minority interests.$3,226,0001,322
Net charge-offs$1,597,0002,110
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,372,7801,217
2010-09-30 (YTD Data)Rank
Total interest income$24,687,000946
Total interest expense$7,253,000890
Net interest income$17,434,000955
Provision for loan and lease losses$2,118,0001,595
Total noninterest income$5,991,000734
Gross Fiduciary activities income$898,000358
Service charges on deposit accounts$934,0001,240
Trading account gains and fees$0165
Additional Noninterest Income$4,159,000645
Total noninterest expense$18,031,000822
Salaries and employee benefits$11,127,000638
Premises and equipment expense$1,911,0001,031
Additional noninterest expense$4,993,0001,074
Pre-tax net operating income$3,276,0001,208
Securities gains (losses)$73,0002,191
Applicable income taxes$749,0001,268
Income before extraordinary items$2,600,0001,282
Extraordinary gains, net$023
Net income$2,600,0001,286
Minority interest net income$0110
Net income of bank and minority interests.$2,600,0001,286
Net charge-offs$1,055,0002,131
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,543,0601,265
2010-06-30 (YTD Data)Rank
Total interest income$16,499,000951
Total interest expense$4,882,000915
Net interest income$11,617,000957
Provision for loan and lease losses$1,472,0001,545
Total noninterest income$3,797,000750
Gross Fiduciary activities income$603,000360
Service charges on deposit accounts$643,0001,222
Trading account gains and fees$0152
Additional Noninterest Income$2,551,000668
Total noninterest expense$11,771,000845
Salaries and employee benefits$7,106,000668
Premises and equipment expense$1,309,0001,010
Additional noninterest expense$3,356,0001,055
Pre-tax net operating income$2,171,0001,200
Securities gains (losses)$44,0001,966
Applicable income taxes$486,0001,242
Income before extraordinary items$1,729,0001,279
Extraordinary gains, net$019
Net income$1,729,0001,280
Minority interest net income$0105
Net income of bank and minority interests.$1,729,0001,280
Net charge-offs$507,0002,425
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,694,6801,255
2010-03-31 (YTD Data)Rank
Total interest income$8,333,000959
Total interest expense$2,470,000949
Net interest income$5,863,000957
Provision for loan and lease losses$636,0001,561
Total noninterest income$1,888,000755
Gross Fiduciary activities income$303,000358
Service charges on deposit accounts$315,0001,236
Trading account gains and fees$0175
Additional Noninterest Income$1,270,000664
Total noninterest expense$5,669,000880
Salaries and employee benefits$3,392,000716
Premises and equipment expense$675,0001,006
Additional noninterest expense$1,602,0001,094
Pre-tax net operating income$1,446,000936
Securities gains (losses)$-16,0007,537
Applicable income taxes$380,000872
Income before extraordinary items$1,050,0001,042
Extraordinary gains, net$016
Net income$1,050,0001,044
Minority interest net income$091
Net income of bank and minority interests.$1,050,0001,045
Net charge-offs$423,0001,725
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,061,6801,004
2009-12-31 (YTD Data)Rank
Total interest income$32,688,0001,042
Total interest expense$12,182,000973
Net interest income$20,506,0001,067
Provision for loan and lease losses$2,530,0002,169
Total noninterest income$6,588,000878
Gross Fiduciary activities income$1,028,000378
Service charges on deposit accounts$1,320,0001,310
Trading account gains and fees$0211
Additional Noninterest Income$4,240,000813
Total noninterest expense$23,060,000916
Salaries and employee benefits$13,755,000698
Premises and equipment expense$2,481,0001,102
Additional noninterest expense$6,824,0001,141
Pre-tax net operating income$1,504,0002,341
Securities gains (losses)$-68,0007,231
Applicable income taxes$98,0002,893
Income before extraordinary items$1,338,0002,299
Extraordinary gains, net$034
Net income$1,338,0002,295
Minority interest net income$0115
Net income of bank and minority interests.$1,338,0002,297
Net charge-offs$1,920,0002,083
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,401,2402,195
2009-09-30 (YTD Data)Rank
Total interest income$24,511,0001,060
Total interest expense$9,292,0001,012
Net interest income$15,219,0001,078
Provision for loan and lease losses$1,693,0002,091
Total noninterest income$4,799,000910
Gross Fiduciary activities income$763,000381
Service charges on deposit accounts$957,0001,348
Trading account gains and fees$0212
Additional Noninterest Income$3,079,000838
Total noninterest expense$16,484,000950
Salaries and employee benefits$9,949,000744
Premises and equipment expense$1,911,0001,080
Additional noninterest expense$4,624,0001,219
Pre-tax net operating income$1,841,0001,749
Securities gains (losses)$-13,0007,252
Applicable income taxes$383,0001,674
Income before extraordinary items$1,445,0001,842
Extraordinary gains, net$027
Net income$1,445,0001,841
Minority interest net income$0118
Net income of bank and minority interests.$1,445,0001,842
Net charge-offs$1,683,0001,669
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,455,2701,784
2009-06-30 (YTD Data)Rank
Total interest income$16,413,0001,083
Total interest expense$6,397,0001,033
Net interest income$10,016,0001,097
Provision for loan and lease losses$951,0002,130
Total noninterest income$3,043,000953
Gross Fiduciary activities income$511,000384
Service charges on deposit accounts$619,0001,375
Trading account gains and fees$0193
Additional Noninterest Income$1,913,000919
Total noninterest expense$10,895,000986
Salaries and employee benefits$6,500,000775
Premises and equipment expense$1,309,0001,074
Additional noninterest expense$3,086,0001,228
Pre-tax net operating income$1,213,0001,808
Securities gains (losses)$-19,0007,524
Applicable income taxes$226,0001,831
Income before extraordinary items$968,0001,890
Extraordinary gains, net$021
Net income$968,0001,887
Minority interest net income$0112
Net income of bank and minority interests.$968,0001,889
Net charge-offs$646,0002,061
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$983,3901,815
2009-03-31 (YTD Data)Rank
Total interest income$8,265,0001,077
Total interest expense$3,252,0001,065
Net interest income$5,013,0001,092
Provision for loan and lease losses$318,0002,229
Total noninterest income$1,482,000947
Gross Fiduciary activities income$253,000381
Service charges on deposit accounts$300,0001,380
Trading account gains and fees$0171
Additional Noninterest Income$929,000898
Total noninterest expense$5,084,000992
Salaries and employee benefits$3,096,000818
Premises and equipment expense$686,0001,039
Additional noninterest expense$1,302,0001,266
Pre-tax net operating income$1,093,0001,175
Securities gains (losses)$30,0001,510
Applicable income taxes$318,0001,010
Income before extraordinary items$805,0001,362
Extraordinary gains, net$015
Net income$805,0001,363
Minority interest net income$0102
Net income of bank and minority interests.$805,0001,364
Net charge-offs$167,0002,311
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$783,4001,324
2008-12-31 (YTD Data)Rank
Total interest income$34,509,0001,107
Total interest expense$16,100,000999
Net interest income$18,409,0001,210
Provision for loan and lease losses$921,0002,836
Total noninterest income$7,025,000798
Gross Fiduciary activities income$1,130,000382
Service charges on deposit accounts$1,174,0001,519
Trading account gains and fees$0154
Additional Noninterest Income$4,721,000686
Total noninterest expense$20,748,000959
Salaries and employee benefits$12,614,000787
Premises and equipment expense$2,577,0001,086
Additional noninterest expense$5,557,0001,154
Pre-tax net operating income$3,765,0001,456
Securities gains (losses)$-1,164,0007,774
Applicable income taxes$597,0001,674
Income before extraordinary items$2,004,0001,995
Extraordinary gains, net$039
Net income$2,004,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,502,0001,558
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,900,2801,509
2008-09-30 (YTD Data)Rank
Total interest income$25,934,0001,131
Total interest expense$12,350,0001,011
Net interest income$13,584,0001,245
Provision for loan and lease losses$540,0002,623
Total noninterest income$5,479,000807
Gross Fiduciary activities income$877,000375
Service charges on deposit accounts$828,0001,624
Trading account gains and fees$0148
Additional Noninterest Income$3,774,000694
Total noninterest expense$15,343,000969
Salaries and employee benefits$9,159,000836
Premises and equipment expense$1,995,0001,053
Additional noninterest expense$4,189,0001,094
Pre-tax net operating income$3,180,0001,540
Securities gains (losses)$-1,029,0007,938
Applicable income taxes$521,0001,849
Income before extraordinary items$1,630,0002,164
Extraordinary gains, net$031
Net income$1,630,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$784,0001,510
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,412,0401,597
2008-06-30 (YTD Data)Rank
Total interest income$17,286,0001,141
Total interest expense$8,450,0001,025
Net interest income$8,836,0001,266
Provision for loan and lease losses$360,0002,284
Total noninterest income$3,584,000827
Gross Fiduciary activities income$620,000372
Service charges on deposit accounts$563,0001,567
Trading account gains and fees$0149
Additional Noninterest Income$2,401,000741
Total noninterest expense$10,396,000952
Salaries and employee benefits$6,144,000846
Premises and equipment expense$1,379,0001,009
Additional noninterest expense$2,873,0001,042
Pre-tax net operating income$1,664,0002,001
Securities gains (losses)$-166,0008,292
Applicable income taxes$345,0002,037
Income before extraordinary items$1,153,0002,289
Extraordinary gains, net$021
Net income$1,153,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$901,000924
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,280,8202,021
2008-03-31 (YTD Data)Rank
Total interest income$8,858,0001,145
Total interest expense$4,458,0001,047
Net interest income$4,400,0001,260
Provision for loan and lease losses$180,0001,928
Total noninterest income$1,838,000807
Gross Fiduciary activities income$331,000360
Service charges on deposit accounts$290,0001,510
Trading account gains and fees$0158
Additional Noninterest Income$1,217,000733
Total noninterest expense$4,898,000992
Salaries and employee benefits$2,870,000900
Premises and equipment expense$730,000946
Additional noninterest expense$1,298,0001,112
Pre-tax net operating income$1,160,0001,569
Securities gains (losses)$34,0001,302
Applicable income taxes$330,0001,378
Income before extraordinary items$864,0001,710
Extraordinary gains, net$015
Net income$864,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,724
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$839,5201,681
2007-12-31 (YTD Data)Rank
Total interest income$34,704,0001,212
Total interest expense$18,002,0001,092
Net interest income$16,702,0001,341
Provision for loan and lease losses$1,300,0001,179
Total noninterest income$7,830,000757
Gross Fiduciary activities income$1,224,000374
Service charges on deposit accounts$1,242,0001,443
Trading account gains and fees$0178
Additional Noninterest Income$5,364,000635
Total noninterest expense$19,102,000978
Salaries and employee benefits$11,456,000863
Premises and equipment expense$2,401,0001,104
Additional noninterest expense$5,245,0001,075
Pre-tax net operating income$4,130,0001,929
Securities gains (losses)$-195,0008,252
Applicable income taxes$1,073,0001,774
Income before extraordinary items$2,862,0002,113
Extraordinary gains, net$039
Net income$2,862,0002,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,102,000954
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,004,3502,032
2007-09-30 (YTD Data)Rank
Total interest income$25,835,0001,226
Total interest expense$13,401,0001,099
Net interest income$12,434,0001,357
Provision for loan and lease losses$1,240,000748
Total noninterest income$5,697,000782
Gross Fiduciary activities income$903,000373
Service charges on deposit accounts$911,0001,447
Trading account gains and fees$0184
Additional Noninterest Income$3,883,000670
Total noninterest expense$14,127,000982
Salaries and employee benefits$8,506,000873
Premises and equipment expense$1,839,0001,077
Additional noninterest expense$3,782,0001,087
Pre-tax net operating income$2,764,0002,255
Securities gains (losses)$42,000657
Applicable income taxes$767,0001,954
Income before extraordinary items$2,039,0002,326
Extraordinary gains, net$033
Net income$2,039,0002,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$765,000785
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,008,3402,340
2007-06-30 (YTD Data)Rank
Total interest income$17,062,0001,252
Total interest expense$8,879,0001,108
Net interest income$8,183,0001,394
Provision for loan and lease losses$1,060,000559
Total noninterest income$3,641,000830
Gross Fiduciary activities income$610,000375
Service charges on deposit accounts$604,0001,464
Trading account gains and fees$0168
Additional Noninterest Income$2,427,000720
Total noninterest expense$9,340,0001,011
Salaries and employee benefits$5,692,000896
Premises and equipment expense$1,252,0001,063
Additional noninterest expense$2,396,0001,167
Pre-tax net operating income$1,424,0002,775
Securities gains (losses)$28,000639
Applicable income taxes$370,0002,478
Income before extraordinary items$1,082,0002,865
Extraordinary gains, net$029
Net income$1,082,0002,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,000557
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,061,0002,889
2007-03-31 (YTD Data)Rank
Total interest income$8,542,0001,240
Total interest expense$4,473,0001,081
Net interest income$4,069,0001,400
Provision for loan and lease losses$280,000878
Total noninterest income$1,639,000881
Gross Fiduciary activities income$310,000373
Service charges on deposit accounts$296,0001,449
Trading account gains and fees$0195
Additional Noninterest Income$1,033,000819
Total noninterest expense$4,447,0001,058
Salaries and employee benefits$2,661,000958
Premises and equipment expense$603,0001,111
Additional noninterest expense$1,183,0001,157
Pre-tax net operating income$981,0002,204
Securities gains (losses)$66,000373
Applicable income taxes$309,0001,820
Income before extraordinary items$738,0002,212
Extraordinary gains, net$022
Net income$738,0002,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$717,000315
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$691,8002,332
2006-12-31 (YTD Data)Rank
Total interest income$32,922,0001,197
Total interest expense$16,055,0001,032
Net interest income$16,867,0001,347
Provision for loan and lease losses$500,0001,903
Total noninterest income$6,367,000896
Gross Fiduciary activities income$1,058,000386
Service charges on deposit accounts$1,133,0001,564
Trading account gains and fees$0130
Additional Noninterest Income$4,176,000785
Total noninterest expense$16,982,0001,055
Salaries and employee benefits$10,367,000931
Premises and equipment expense$2,102,0001,221
Additional noninterest expense$4,513,0001,184
Pre-tax net operating income$5,752,0001,674
Securities gains (losses)$37,000748
Applicable income taxes$1,738,0001,480
Income before extraordinary items$4,051,0001,770
Extraordinary gains, net$051
Net income$4,051,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,426
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,025,1001,760
2006-09-30 (YTD Data)Rank
Total interest income$24,373,0001,216
Total interest expense$11,689,0001,034
Net interest income$12,684,0001,361
Provision for loan and lease losses$360,0001,848
Total noninterest income$4,373,000979
Gross Fiduciary activities income$784,000381
Service charges on deposit accounts$838,0001,588
Trading account gains and fees$0126
Additional Noninterest Income$2,751,000878
Total noninterest expense$12,283,0001,101
Salaries and employee benefits$7,316,000997
Premises and equipment expense$1,604,0001,214
Additional noninterest expense$3,363,0001,201
Pre-tax net operating income$4,414,0001,682
Securities gains (losses)$42,000594
Applicable income taxes$1,373,0001,488
Income before extraordinary items$3,083,0001,791
Extraordinary gains, net$045
Net income$3,083,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,275
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,054,0201,784
2006-06-30 (YTD Data)Rank
Total interest income$15,803,0001,234
Total interest expense$7,488,0001,020
Net interest income$8,315,0001,388
Provision for loan and lease losses$240,0001,809
Total noninterest income$2,753,0001,020
Gross Fiduciary activities income$529,000386
Service charges on deposit accounts$542,0001,623
Trading account gains and fees$0126
Additional Noninterest Income$1,682,000947
Total noninterest expense$8,017,0001,142
Salaries and employee benefits$4,774,0001,029
Premises and equipment expense$1,074,0001,205
Additional noninterest expense$2,169,0001,246
Pre-tax net operating income$2,811,0001,758
Securities gains (losses)$-20,0008,076
Applicable income taxes$851,0001,584
Income before extraordinary items$1,940,0001,882
Extraordinary gains, net$039
Net income$1,940,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,112
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,954,0001,851
2006-03-31 (YTD Data)Rank
Total interest income$7,695,0001,240
Total interest expense$3,598,0001,009
Net interest income$4,097,0001,401
Provision for loan and lease losses$120,0001,730
Total noninterest income$833,0001,467
Gross Fiduciary activities income$267,000385
Service charges on deposit accounts$267,0001,585
Trading account gains and fees$0115
Additional Noninterest Income$299,0001,945
Total noninterest expense$3,553,0001,291
Salaries and employee benefits$2,073,0001,195
Premises and equipment expense$524,0001,240
Additional noninterest expense$956,0001,378
Pre-tax net operating income$1,257,0001,898
Securities gains (losses)$26,000431
Applicable income taxes$386,0001,699
Income before extraordinary items$897,0001,978
Extraordinary gains, net$021
Net income$897,0001,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,610
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$878,8001,998
2005-12-31 (YTD Data)Rank
Total interest income$27,472,0001,217
Total interest expense$11,963,000932
Net interest income$15,509,0001,401
Provision for loan and lease losses$360,0002,451
Total noninterest income$4,127,0001,248
Gross Fiduciary activities income$899,000420
Service charges on deposit accounts$1,187,0001,476
Trading account gains and fees$0138
Additional Noninterest Income$2,041,0001,349
Total noninterest expense$13,873,0001,241
Salaries and employee benefits$8,462,0001,094
Premises and equipment expense$1,714,0001,425
Additional noninterest expense$3,697,0001,385
Pre-tax net operating income$5,403,0001,728
Securities gains (losses)$-37,0008,074
Applicable income taxes$1,545,0001,670
Income before extraordinary items$3,821,0001,807
Extraordinary gains, net$046
Net income$3,821,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,613
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,847,2701,769
2005-09-30 (YTD Data)Rank
Total interest income$20,075,0001,208
Total interest expense$8,598,000917
Net interest income$11,477,0001,403
Provision for loan and lease losses$270,0002,383
Total noninterest income$3,007,0001,290
Gross Fiduciary activities income$667,000413
Service charges on deposit accounts$879,0001,477
Trading account gains and fees$0126
Additional Noninterest Income$1,461,0001,393
Total noninterest expense$10,025,0001,276
Salaries and employee benefits$6,047,0001,137
Premises and equipment expense$1,270,0001,435
Additional noninterest expense$2,708,0001,405
Pre-tax net operating income$4,189,0001,691
Securities gains (losses)$9,0001,516
Applicable income taxes$1,315,0001,533
Income before extraordinary items$2,883,0001,813
Extraordinary gains, net$035
Net income$2,883,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,001
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,876,7901,785
2005-06-30 (YTD Data)Rank
Total interest income$12,982,0001,205
Total interest expense$5,526,000893
Net interest income$7,456,0001,418
Provision for loan and lease losses$180,0002,307
Total noninterest income$1,871,0001,338
Gross Fiduciary activities income$446,000414
Service charges on deposit accounts$583,0001,451
Trading account gains and fees$0116
Additional Noninterest Income$842,0001,517
Total noninterest expense$6,816,0001,246
Salaries and employee benefits$4,115,0001,108
Premises and equipment expense$892,0001,356
Additional noninterest expense$1,809,0001,373
Pre-tax net operating income$2,331,0001,947
Securities gains (losses)$-5,0007,925
Applicable income taxes$714,0001,760
Income before extraordinary items$1,612,0002,103
Extraordinary gains, net$030
Net income$1,612,0002,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,863
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,615,4502,063
2005-03-31 (YTD Data)Rank
Total interest income$6,271,0001,220
Total interest expense$2,655,000889
Net interest income$3,616,0001,460
Provision for loan and lease losses$90,0002,180
Total noninterest income$866,0001,407
Gross Fiduciary activities income$225,000414
Service charges on deposit accounts$292,0001,411
Trading account gains and fees$0115
Additional Noninterest Income$349,0001,700
Total noninterest expense$3,281,0001,297
Salaries and employee benefits$1,942,0001,180
Premises and equipment expense$474,0001,269
Additional noninterest expense$865,0001,448
Pre-tax net operating income$1,111,0001,992
Securities gains (losses)$01,685
Applicable income taxes$340,0001,815
Income before extraordinary items$771,0002,149
Extraordinary gains, net$024
Net income$771,0002,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,427
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$771,0002,112
2004-12-31 (YTD Data)Rank
Total interest income$23,516,0001,200
Total interest expense$9,478,000851
Net interest income$14,038,0001,437
Provision for loan and lease losses$850,0001,214
Total noninterest income$7,075,000797
Gross Fiduciary activities income$765,000433
Service charges on deposit accounts$1,252,0001,410
Trading account gains and fees$0138
Additional Noninterest Income$5,058,000666
Total noninterest expense$13,043,0001,261
Salaries and employee benefits$8,030,0001,076
Premises and equipment expense$1,520,0001,533
Additional noninterest expense$3,493,0001,420
Pre-tax net operating income$7,220,0001,199
Securities gains (losses)$9,0002,866
Applicable income taxes$2,310,0001,114
Income before extraordinary items$4,919,0001,317
Extraordinary gains, net$034
Net income$4,919,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,764
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,912,8801,288
2004-09-30 (YTD Data)Rank
Total interest income$17,515,0001,189
Total interest expense$6,984,000843
Net interest income$10,531,0001,421
Provision for loan and lease losses$300,0002,260
Total noninterest income$6,519,000688
Gross Fiduciary activities income$571,000436
Service charges on deposit accounts$925,0001,439
Trading account gains and fees$0134
Additional Noninterest Income$5,023,000541
Total noninterest expense$9,510,0001,293
Salaries and employee benefits$5,599,0001,156
Premises and equipment expense$1,198,0001,442
Additional noninterest expense$2,713,0001,365
Pre-tax net operating income$7,240,000920
Securities gains (losses)$238,000689
Applicable income taxes$2,481,000862
Income before extraordinary items$4,997,0001,004
Extraordinary gains, net$026
Net income$4,997,0001,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,666
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,837,540987
2004-06-30 (YTD Data)Rank
Total interest income$11,658,0001,179
Total interest expense$4,601,000842
Net interest income$7,057,0001,400
Provision for loan and lease losses$250,0001,820
Total noninterest income$5,488,000575
Gross Fiduciary activities income$380,000438
Service charges on deposit accounts$604,0001,452
Trading account gains and fees$0130
Additional Noninterest Income$4,504,000444
Total noninterest expense$6,409,0001,271
Salaries and employee benefits$3,582,0001,218
Premises and equipment expense$832,0001,389
Additional noninterest expense$1,995,0001,210
Pre-tax net operating income$5,886,000755
Securities gains (losses)$29,0001,812
Applicable income taxes$1,984,000726
Income before extraordinary items$3,931,000826
Extraordinary gains, net$021
Net income$3,931,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,492
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,911,860800
2004-03-31 (YTD Data)Rank
Total interest income$5,818,0001,194
Total interest expense$2,317,000860
Net interest income$3,501,0001,412
Provision for loan and lease losses$150,0001,414
Total noninterest income$4,691,000410
Gross Fiduciary activities income$185,000453
Service charges on deposit accounts$309,0001,388
Trading account gains and fees$0121
Additional Noninterest Income$4,197,000305
Total noninterest expense$3,201,0001,279
Salaries and employee benefits$1,819,0001,208
Premises and equipment expense$427,0001,368
Additional noninterest expense$955,0001,258
Pre-tax net operating income$4,841,000496
Securities gains (losses)$8,0002,145
Applicable income taxes$1,633,000499
Income before extraordinary items$3,216,000555
Extraordinary gains, net$016
Net income$3,216,000554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,385
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,210,720519
2003-12-31 (YTD Data)Rank
Total interest income$24,244,0001,169
Total interest expense$9,486,000945
Net interest income$14,758,0001,326
Provision for loan and lease losses$600,0001,837
Total noninterest income$3,396,0001,524
Gross Fiduciary activities income$559,000527
Service charges on deposit accounts$1,220,0001,421
Trading account gains and fees$0160
Additional Noninterest Income$1,617,0001,721
Total noninterest expense$12,612,0001,283
Salaries and employee benefits$7,575,0001,115
Premises and equipment expense$1,605,0001,414
Additional noninterest expense$3,432,0001,426
Pre-tax net operating income$4,942,0001,646
Securities gains (losses)$-1,281,0009,149
Applicable income taxes$1,076,0002,078
Income before extraordinary items$2,585,0002,303
Extraordinary gains, net$054
Net income$2,585,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,559
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,494,5101,697
2003-09-30 (YTD Data)Rank
Total interest income$18,262,0001,202
Total interest expense$7,197,000972
Net interest income$11,065,0001,327
Provision for loan and lease losses$600,0001,404
Total noninterest income$2,557,0001,557
Gross Fiduciary activities income$398,000551
Service charges on deposit accounts$890,0001,469
Trading account gains and fees$0153
Additional Noninterest Income$1,269,0001,738
Total noninterest expense$9,262,0001,324
Salaries and employee benefits$5,610,0001,137
Premises and equipment expense$1,232,0001,397
Additional noninterest expense$2,420,0001,518
Pre-tax net operating income$3,760,0001,676
Securities gains (losses)$-876,0009,204
Applicable income taxes$846,0002,125
Income before extraordinary items$2,038,0002,289
Extraordinary gains, net$040
Net income$2,038,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,315
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,659,9601,717
2003-06-30 (YTD Data)Rank
Total interest income$12,416,0001,188
Total interest expense$4,905,000979
Net interest income$7,511,0001,304
Provision for loan and lease losses$450,0001,255
Total noninterest income$1,610,0001,629
Gross Fiduciary activities income$245,000573
Service charges on deposit accounts$580,0001,485
Trading account gains and fees$0150
Additional Noninterest Income$785,0001,808
Total noninterest expense$6,147,0001,325
Salaries and employee benefits$3,641,0001,178
Premises and equipment expense$886,0001,297
Additional noninterest expense$1,620,0001,508
Pre-tax net operating income$2,524,0001,663
Securities gains (losses)$-409,0009,236
Applicable income taxes$638,0001,962
Income before extraordinary items$1,477,0002,139
Extraordinary gains, net$030
Net income$1,477,0002,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,128
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,763,3001,700
2003-03-31 (YTD Data)Rank
Total interest income$6,294,0001,172
Total interest expense$2,491,000989
Net interest income$3,803,0001,285
Provision for loan and lease losses$225,0001,208
Total noninterest income$730,0001,715
Gross Fiduciary activities income$127,000573
Service charges on deposit accounts$277,0001,501
Trading account gains and fees$0134
Additional Noninterest Income$326,0001,993
Total noninterest expense$3,131,0001,294
Salaries and employee benefits$1,943,0001,085
Premises and equipment expense$466,0001,230
Additional noninterest expense$722,0001,628
Pre-tax net operating income$1,177,0001,774
Securities gains (losses)$-317,0009,290
Applicable income taxes$254,0002,299
Income before extraordinary items$606,0002,523
Extraordinary gains, net$021
Net income$606,0002,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,000875
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$827,9001,802
2002-12-31 (YTD Data)Rank
Total interest income$26,808,0001,146
Total interest expense$12,439,000905
Net interest income$14,369,0001,345
Provision for loan and lease losses$1,200,0001,132
Total noninterest income$3,282,0001,464
Gross Fiduciary activities income$570,000534
Service charges on deposit accounts$1,061,0001,519
Trading account gains and fees$0153
Additional Noninterest Income$1,651,0001,531
Total noninterest expense$11,915,0001,289
Salaries and employee benefits$6,937,0001,160
Premises and equipment expense$1,643,0001,336
Additional noninterest expense$3,335,0001,417
Pre-tax net operating income$4,536,0001,789
Securities gains (losses)$-4,477,0009,349
Applicable income taxes$-251,0009,162
Income before extraordinary items$310,0007,272
Extraordinary gains, net$070
Net income$310,0007,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$908,0001,061
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,787,0001,264
2001-12-31 (YTD Data)Rank
Total interest income$30,987,0001,100
Total interest expense$17,208,000948
Net interest income$13,779,0001,289
Provision for loan and lease losses$1,100,0001,160
Total noninterest income$3,151,0001,426
Gross Fiduciary activities income$679,000504
Service charges on deposit accounts$880,0001,724
Trading account gains and fees$0177
Additional Noninterest Income$1,592,0001,454
Total noninterest expense$11,851,0001,227
Salaries and employee benefits$6,455,0001,153
Premises and equipment expense$1,719,0001,241
Additional noninterest expense$3,677,0001,279
Pre-tax net operating income$3,979,0001,784
Securities gains (losses)$279,000936
Applicable income taxes$1,430,0001,561
Income before extraordinary items$2,828,0001,863
Extraordinary gains, net$0105
Net income$2,828,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,185,000832
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,643,8601,905
2000-12-31 (YTD Data)Rank
Total interest income$30,869,0001,137
Total interest expense$17,828,000991
Net interest income$13,041,0001,347
Provision for loan and lease losses$1,000,0001,061
Total noninterest income$2,467,0001,611
Gross Fiduciary activities income$871,000447
Service charges on deposit accounts$710,0001,944
Trading account gains and fees$0180
Additional Noninterest Income$886,0002,014
Total noninterest expense$11,327,0001,227
Salaries and employee benefits$6,006,0001,174
Premises and equipment expense$1,762,0001,137
Additional noninterest expense$3,559,0001,277
Pre-tax net operating income$3,181,0002,273
Securities gains (losses)$1,011,000159
Applicable income taxes$1,556,0001,460
Income before extraordinary items$2,636,0001,980
Extraordinary gains, net$038
Net income$2,636,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$649,0001,028
Cash dividends$97,0006,015
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,988,9602,582
1999-12-31 (YTD Data)Rank
Total interest income$24,477,0001,329
Total interest expense$12,544,0001,213
Net interest income$11,933,0001,474
Provision for loan and lease losses$820,0001,167
Total noninterest income$1,807,0001,995
Gross Fiduciary activities income$636,000571
Service charges on deposit accounts$608,0002,194
Trading account gains and fees$0173
Additional Noninterest Income$563,0002,742
Total noninterest expense$12,093,0001,144
Salaries and employee benefits$6,321,0001,086
Premises and equipment expense$1,705,0001,177
Additional noninterest expense$4,067,0001,151
Pre-tax net operating income$827,0005,836
Securities gains (losses)$4,402,00073
Applicable income taxes$1,755,0001,389
Income before extraordinary items$3,474,0001,540
Extraordinary gains, net$035
Net income$3,474,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,000870
Cash dividends$100,0006,057
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$568,6806,024
1998-12-31 (YTD Data)Rank
Total interest income$20,629,0001,572
Total interest expense$10,164,0001,502
Net interest income$10,465,0001,628
Provision for loan and lease losses$420,0001,980
Total noninterest income$1,315,0002,501
Gross Fiduciary activities income$367,000732
Service charges on deposit accounts$433,0002,922
Trading account gains and fees$0224
Additional Noninterest Income$515,0002,927
Total noninterest expense$9,652,0001,362
Salaries and employee benefits$4,716,0001,393
Premises and equipment expense$1,291,0001,520
Additional noninterest expense$3,645,0001,231
Pre-tax net operating income$1,708,0003,789
Securities gains (losses)$3,217,000175
Applicable income taxes$1,450,0001,683
Income before extraordinary items$3,475,0001,521
Extraordinary gains, net$032
Net income$3,475,0001,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,145
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,190,9303,862
1997-12-31 (YTD Data)Rank
Total interest income$19,103,0001,726
Total interest expense$9,430,0001,638
Net interest income$9,673,0001,798
Provision for loan and lease losses$614,0001,480
Total noninterest income$1,132,0002,761
Gross Fiduciary activities income$224,000873
Service charges on deposit accounts$416,0003,121
Trading account gains and fees$0239
Additional Noninterest Income$492,0002,856
Total noninterest expense$8,218,0001,605
Salaries and employee benefits$4,041,0001,624
Premises and equipment expense$1,276,0001,520
Additional noninterest expense$2,901,0001,486
Pre-tax net operating income$1,973,0003,580
Securities gains (losses)$1,949,000190
Applicable income taxes$1,057,0002,327
Income before extraordinary items$2,865,0001,848
Extraordinary gains, net$044
Net income$2,865,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,410
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,442,2303,390
1996-12-31 (YTD Data)Rank
Total interest income$17,670,0001,915
Total interest expense$8,772,0001,792
Net interest income$8,898,0002,017
Provision for loan and lease losses$400,0002,077
Total noninterest income$1,146,0002,783
Gross Fiduciary activities income$166,0001,012
Service charges on deposit accounts$383,0003,464
Trading account gains and fees$0262
Additional Noninterest Income$597,0002,582
Total noninterest expense$6,871,0002,033
Salaries and employee benefits$3,659,0001,803
Premises and equipment expense$1,056,0001,905
Additional noninterest expense$2,156,0002,293
Pre-tax net operating income$2,773,0002,534
Securities gains (losses)$1,138,000235
Applicable income taxes$1,278,0001,893
Income before extraordinary items$2,633,0001,879
Extraordinary gains, net$053
Net income$2,633,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,119
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,870,5402,565
1995-12-31 (YTD Data)Rank
Total interest income$17,073,0001,974
Total interest expense$8,487,0001,866
Net interest income$8,586,0002,096
Provision for loan and lease losses$240,0002,643
Total noninterest income$780,0003,745
Gross Fiduciary activities income$111,0001,141
Service charges on deposit accounts$344,0003,831
Trading account gains and fees$0522
Additional Noninterest Income$325,0003,814
Total noninterest expense$6,155,0002,209
Salaries and employee benefits$3,409,0001,941
Premises and equipment expense$893,0002,243
Additional noninterest expense$1,853,0002,572
Pre-tax net operating income$2,971,0002,455
Securities gains (losses)$914,000237
Applicable income taxes$1,314,0001,848
Income before extraordinary items$2,571,0001,953
Extraordinary gains, net$065
Net income$2,571,0001,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,764
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,967,7602,521
1994-12-31 (YTD Data)Rank
Total interest income$15,535,0001,985
Total interest expense$7,074,0001,787
Net interest income$8,461,0002,132
Provision for loan and lease losses$240,0002,662
Total noninterest income$723,0004,015
Gross Fiduciary activities income$45,0001,324
Service charges on deposit accounts$353,0003,808
Trading account gains and fees$0475
Additional Noninterest Income$325,0003,880
Total noninterest expense$5,997,0002,342
Salaries and employee benefits$3,013,0002,205
Premises and equipment expense$940,0002,152
Additional noninterest expense$2,044,0002,527
Pre-tax net operating income$2,947,0002,419
Securities gains (losses)$466,000282
Applicable income taxes$1,046,0002,134
Income before extraordinary items$2,367,0002,066
Extraordinary gains, net$0249
Net income$2,367,0002,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,045,4602,396
1993-12-31 (YTD Data)Rank
Total interest income$15,682,0002,004
Total interest expense$7,266,0001,800
Net interest income$8,416,0002,145
Provision for loan and lease losses$290,0003,092
Total noninterest income$614,0004,880
Gross Fiduciary activities income$1,0001,605
Service charges on deposit accounts$358,0003,803
Trading account gains and fees$0532
Additional Noninterest Income$255,0004,957
Total noninterest expense$5,735,0002,493
Salaries and employee benefits$2,583,0002,561
Premises and equipment expense$830,0002,464
Additional noninterest expense$2,322,0002,403
Pre-tax net operating income$3,005,0002,287
Securities gains (losses)$315,0001,252
Applicable income taxes$1,013,0002,229
Income before extraordinary items$2,307,0002,169
Extraordinary gains, net$169,0001,145
Net income$2,476,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,785
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,089,6502,246
1992-12-31 (YTD Data)Rank
Total interest income$16,682,0002,126
Total interest expense$8,949,0001,896
Net interest income$7,733,0002,334
Provision for loan and lease losses$290,0004,227
Total noninterest income$515,0005,536
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$351,0003,898
Trading account gains and fees$2,000472
Additional Noninterest Income$162,0006,369
Total noninterest expense$5,305,0002,715
Salaries and employee benefits$2,273,0002,851
Premises and equipment expense$1,000,0002,094
Additional noninterest expense$2,032,0002,763
Pre-tax net operating income$2,653,0002,328
Securities gains (losses)$534,0001,031
Applicable income taxes$925,0002,261
Income before extraordinary items$2,262,0002,030
Extraordinary gains, net$01,422
Net income$2,262,0002,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0004,359
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,882,8602,255

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.