Home > Andover Bank > Net charge- offs to loans
Andover Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1927% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 8,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 8,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 8,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 8,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1831% | 6,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7784% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 7,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0866% | 1,457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1906% | 1,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3018% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4153% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0456% | 9,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0622% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.0312% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3507% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5051% | 1,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0235% | 1,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4516% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0842% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5380% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 6,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 797 |
| Percentage Net Loans Charged-off:Construction & development | -0.9754% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1869% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5518% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3659% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2224% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8843% | 10 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 5,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 250 |
| Percentage Net Loans Charged-off:Construction & development | -1.0939% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1874% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6844% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1080% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1153% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8330% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0954% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2449% | 3,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2920% | 178 |
| Percentage Net Loans Charged-off:Construction & development | -2.2807% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0042% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2601% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1923% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9289% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6582% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2870% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3377% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.3113% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3946% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3114% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2801% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1585% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2895% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7301% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3099% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4881% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5098% | 194 |
| Percentage Net Loans Charged-off:Construction & development | -0.1049% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4171% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0702% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3077% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1444% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3239% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6516% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9030% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6026% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4851% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4117% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8707% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1890% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1044% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2003% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4239% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8095% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8009% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5183% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 7.1366% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0443% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4589% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2710% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1235% | 1,329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3399% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5047% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2231% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |