Home > Andover Bank > Assets and Liabilities
Andover Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 241 | 667 |
| Assets and Liabilities | ||
| Total Assets: | $1,791,328,000 | 351 |
| Cash and due from depository institutions | $37,730,000 | 667 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $259,547,000 | 467 |
| Federal funds sold & reverse repurchase agreements | $161,400,000 | 131 |
| Net loans & leases | $1,099,350,000 | 351 |
| Loan loss allowance | $17,088,000 | 320 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $16,171,000 | 473 |
| Other real estate owned | $0 | 667 |
| Goodwill and other intangibles | $179,785,000 | 78 |
| All other assets | $37,345,000 | 448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,791,328,000 | 351 |
| Total liabilities | $1,513,984,000 | 357 |
| Total deposits | $1,144,087,000 | 370 |
| Interest-bearing deposits | $1,086,510,000 | 346 |
| Deposits held in domestic offices | $1,144,087,000 | 369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,166,000 | 607 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $324,296,000 | 217 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $16,435,000 | 461 |
| Total equity capital | $277,344,000 | 245 |
| Total bank equity capital | $277,344,000 | 245 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $502,000 | 4,326 |
| Surplus | $274,793,000 | 149 |
| Undivided profits | $2,049,000 | 6,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,049,000 | 520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $8,372,000 | 371 |
| Earning assets | $1,520,299,000 | 358 |
| Long-term assets (5+ years) | $538,143,000 | 229 |
| Average Assets, year-to-date | $1,683,487,400 | 355 |
| Average Assets, quarterly | $1,711,634,500 | 359 |
| Volatile liabilities | $162,708,000 | 679 |
| Insider loans | $251,000 | 6,640 |
| FHLB advances | $324,296,000 | 161 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $181,400,000 | 504 |
| Tier 1 (core) risk-based capital | $109,324,000 | 434 |
| Tier 2 risk-based capital | $12,917,000 | 381 |
| Total risk weighted assets | $1,029,223,000 | 393 |
| Total unused commitments | $181,400,000 | 504 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 283 | 561 |
| Assets and Liabilities | ||
| Total Assets: | $1,691,536,000 | 358 |
| Cash and due from depository institutions | $35,959,000 | 561 |
| Interest-bearing balances | $6,000 | 6,508 |
| Securities | $339,358,000 | 366 |
| Federal funds sold & reverse repurchase agreements | $29,300,000 | 413 |
| Net loans & leases | $1,253,948,000 | 318 |
| Loan loss allowance | $12,776,000 | 379 |
| Trading account assets | $138,000 | 154 |
| Bank premises and fixed assets | $10,766,000 | 738 |
| Other real estate owned | $30,000 | 561 |
| Goodwill and other intangibles | $9,842,000 | 398 |
| All other assets | $12,195,000 | 838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,691,536,000 | 358 |
| Total liabilities | $1,565,948,000 | 353 |
| Total deposits | $1,122,073,000 | 370 |
| Interest-bearing deposits | $1,077,303,000 | 345 |
| Deposits held in domestic offices | $1,122,073,000 | 366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,215,000 | 621 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $408,674,000 | 201 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $7,986,000 | 717 |
| Total equity capital | $125,588,000 | 423 |
| Total bank equity capital | $125,588,000 | 423 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $502,000 | 4,467 |
| Surplus | $70,067,000 | 354 |
| Undivided profits | $55,019,000 | 488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,221,000 | 1,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,786,000 | 442 |
| Earning assets | $1,622,612,000 | 341 |
| Long-term assets (5+ years) | $683,405,000 | 193 |
| Average Assets, year-to-date | $1,601,551,800 | 362 |
| Average Assets, quarterly | $1,667,889,000 | 360 |
| Volatile liabilities | $356,778,000 | 409 |
| Insider loans | $576,000 | 5,111 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $5,037,000 | 339 |
| Unused loan commitments | $212,874,000 | 444 |
| Tier 1 (core) risk-based capital | $123,184,000 | 400 |
| Tier 2 risk-based capital | $12,858,350 | 378 |
| Total risk weighted assets | $1,098,615,100 | 372 |
| Total unused commitments | $212,874,000 | 445 |
| Derivatives | $4,000,000 | 394 |
| 1999-12-31 | Rank | |
| # of Employees: | 281 | 598 |
| Assets and Liabilities | ||
| Total Assets: | $1,490,201,000 | 395 |
| Cash and due from depository institutions | $26,879,000 | 598 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $302,849,000 | 436 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,103 |
| Net loans & leases | $1,123,211,000 | 340 |
| Loan loss allowance | $11,384,000 | 418 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,663,000 | 728 |
| Other real estate owned | $41,000 | 598 |
| Goodwill and other intangibles | $10,635,000 | 379 |
| All other assets | $14,323,000 | 756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,490,201,000 | 395 |
| Total liabilities | $1,370,790,000 | 395 |
| Total deposits | $982,122,000 | 419 |
| Interest-bearing deposits | $948,836,000 | 376 |
| Deposits held in domestic offices | $982,122,000 | 415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,662,000 | 403 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $305,722,000 | 251 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $9,284,000 | 633 |
| Total equity capital | $119,411,000 | 434 |
| Total bank equity capital | $119,411,000 | 434 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $502,000 | 4,599 |
| Surplus | $70,067,000 | 357 |
| Undivided profits | $48,842,000 | 513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,456,000 | 963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,575,000 | 490 |
| Earning assets | $1,427,661,000 | 378 |
| Long-term assets (5+ years) | $692,484,000 | 193 |
| Average Assets, year-to-date | $1,458,111,200 | 388 |
| Average Assets, quarterly | $1,481,446,500 | 391 |
| Volatile liabilities | $309,978,000 | 451 |
| Insider loans | $463,000 | 5,555 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,494,000 | 586 |
| Unused loan commitments | $181,955,000 | 492 |
| Tier 1 (core) risk-based capital | $122,401,000 | 404 |
| Tier 2 risk-based capital | $11,418,200 | 414 |
| Total risk weighted assets | $920,837,400 | 419 |
| Total unused commitments | $181,955,000 | 492 |
| Derivatives | $1,000,000 | 445 |
| 1998-12-31 | Rank | |
| # of Employees: | 258 | 661 |
| Assets and Liabilities | ||
| Total Assets: | $1,317,640,000 | 430 |
| Cash and due from depository institutions | $22,380,000 | 661 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $256,880,000 | 497 |
| Federal funds sold & reverse repurchase agreements | $16,100,000 | 1,006 |
| Net loans & leases | $982,837,000 | 363 |
| Loan loss allowance | $10,013,000 | 458 |
| Trading account assets | $11,282,000 | 88 |
| Bank premises and fixed assets | $8,384,000 | 887 |
| Other real estate owned | $252,000 | 661 |
| Goodwill and other intangibles | $8,956,000 | 392 |
| All other assets | $10,569,000 | 847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,317,640,000 | 430 |
| Total liabilities | $1,214,462,000 | 418 |
| Total deposits | $919,777,000 | 436 |
| Interest-bearing deposits | $877,517,000 | 389 |
| Deposits held in domestic offices | $919,777,000 | 433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,990,000 | 875 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $267,492,000 | 234 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $13,203,000 | 527 |
| Total equity capital | $103,178,000 | 490 |
| Total bank equity capital | $103,178,000 | 490 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $502,000 | 4,642 |
| Surplus | $70,067,000 | 343 |
| Undivided profits | $32,609,000 | 812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,240,000 | 829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,425,000 | 490 |
| Earning assets | $1,267,100,000 | 408 |
| Long-term assets (5+ years) | $579,813,000 | 203 |
| Average Assets, year-to-date | $1,292,050,600 | 407 |
| Average Assets, quarterly | $1,301,068,000 | 418 |
| Volatile liabilities | $176,263,000 | 574 |
| Insider loans | $1,393,000 | 2,795 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $146,169,000 | 532 |
| Tier 1 (core) risk-based capital | $102,074,000 | 448 |
| Tier 2 risk-based capital | $9,250,330 | 473 |
| Total risk weighted assets | $739,263,630 | 476 |
| Total unused commitments | $146,169,000 | 535 |
| Derivatives | $10,000,000 | 385 |
| 1997-12-31 | Rank | |
| # of Employees: | 266 | 666 |
| Assets and Liabilities | ||
| Total Assets: | $1,245,170,000 | 440 |
| Cash and due from depository institutions | $19,426,000 | 666 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $258,412,000 | 501 |
| Federal funds sold & reverse repurchase agreements | $14,150,000 | 930 |
| Net loans & leases | $919,518,000 | 386 |
| Loan loss allowance | $12,124,000 | 420 |
| Trading account assets | $5,537,000 | 112 |
| Bank premises and fixed assets | $8,597,000 | 862 |
| Other real estate owned | $406,000 | 666 |
| Goodwill and other intangibles | $9,500,000 | 381 |
| All other assets | $9,624,000 | 890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,245,170,000 | 440 |
| Total liabilities | $1,149,514,000 | 427 |
| Total deposits | $878,007,000 | 448 |
| Interest-bearing deposits | $805,136,000 | 429 |
| Deposits held in domestic offices | $878,007,000 | 443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,483,000 | 1,225 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $257,140,000 | 224 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,884,000 | 795 |
| Total equity capital | $95,656,000 | 516 |
| Total bank equity capital | $95,656,000 | 516 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $502,000 | 4,815 |
| Surplus | $70,067,000 | 329 |
| Undivided profits | $25,087,000 | 1,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,849,000 | 411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $4,568,000 | 503 |
| Earning assets | $1,197,618,000 | 416 |
| Long-term assets (5+ years) | $519,183,000 | 206 |
| Average Assets, year-to-date | $1,193,008,800 | 436 |
| Average Assets, quarterly | $1,229,651,500 | 439 |
| Volatile liabilities | $236,439,000 | 478 |
| Insider loans | $873,000 | 3,909 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $141,652,000 | 511 |
| Tier 1 (core) risk-based capital | $94,604,200 | 477 |
| Tier 2 risk-based capital | $8,449,870 | 472 |
| Total risk weighted assets | $672,315,370 | 498 |
| Total unused commitments | $141,652,000 | 512 |
| Derivatives | $7,820,000 | 418 |
| 1996-12-31 | Rank | |
| # of Employees: | 247 | 762 |
| Assets and Liabilities | ||
| Total Assets: | $1,159,116,000 | 501 |
| Cash and due from depository institutions | $18,266,000 | 762 |
| Interest-bearing balances | $6,000 | 6,345 |
| Securities | $258,473,000 | 519 |
| Federal funds sold & reverse repurchase agreements | $14,603,000 | 874 |
| Net loans & leases | $838,378,000 | 450 |
| Loan loss allowance | $12,009,000 | 460 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,105,000 | 841 |
| Other real estate owned | $1,683,000 | 762 |
| Goodwill and other intangibles | $5,399,000 | 525 |
| All other assets | $13,209,000 | 725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,159,116,000 | 501 |
| Total liabilities | $1,070,672,000 | 499 |
| Total deposits | $789,789,000 | 539 |
| Interest-bearing deposits | $732,002,000 | 504 |
| Deposits held in domestic offices | $789,789,000 | 530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,738,000 | 2,358 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $271,585,000 | 216 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,560,000 | 729 |
| Total equity capital | $88,444,000 | 561 |
| Total bank equity capital | $88,444,000 | 561 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $502,000 | 5,109 |
| Surplus | $70,067,000 | 343 |
| Undivided profits | $17,875,000 | 1,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,699,000 | 409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,321,000 | 547 |
| Earning assets | $1,111,460,000 | 478 |
| Long-term assets (5+ years) | $386,044,000 | 259 |
| Average Assets, year-to-date | $1,141,727,800 | 490 |
| Average Assets, quarterly | $1,162,145,500 | 490 |
| Volatile liabilities | $180,289,000 | 600 |
| Insider loans | $219,000 | 7,555 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,246,000 | 498 |
| Unused loan commitments | $126,855,000 | 577 |
| Tier 1 (core) risk-based capital | $88,142,000 | 530 |
| Tier 2 risk-based capital | $7,916,590 | 538 |
| Total risk weighted assets | $629,234,390 | 561 |
| Total unused commitments | $126,855,000 | 579 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 243 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $1,101,219,000 | 541 |
| Cash and due from depository institutions | $18,379,000 | 795 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $290,464,000 | 491 |
| Federal funds sold & reverse repurchase agreements | $4,866,000 | 2,967 |
| Net loans & leases | $757,874,000 | 504 |
| Loan loss allowance | $11,625,000 | 502 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,271,000 | 811 |
| Other real estate owned | $4,158,000 | 795 |
| Goodwill and other intangibles | $4,306,000 | 563 |
| All other assets | $11,901,000 | 820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,101,219,000 | 541 |
| Total liabilities | $1,021,384,000 | 530 |
| Total deposits | $742,845,000 | 588 |
| Interest-bearing deposits | $688,230,000 | 553 |
| Deposits held in domestic offices | $742,845,000 | 580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,212,000 | 1,166 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $263,415,000 | 226 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,912,000 | 931 |
| Total equity capital | $79,835,000 | 636 |
| Total bank equity capital | $79,835,000 | 636 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $502,000 | 5,379 |
| Surplus | $70,067,000 | 365 |
| Undivided profits | $9,266,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,627,000 | 422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $4,173,000 | 587 |
| Earning assets | $1,053,210,000 | 519 |
| Long-term assets (5+ years) | $417,074,000 | 246 |
| Average Assets, year-to-date | $1,078,940,200 | 527 |
| Average Assets, quarterly | $1,098,919,000 | 533 |
| Volatile liabilities | $144,230,000 | 666 |
| Insider loans | $282,000 | 7,213 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $5,162,000 | 349 |
| Unused loan commitments | $101,793,000 | 676 |
| Tier 1 (core) risk-based capital | $79,636,000 | 598 |
| Tier 2 risk-based capital | $7,610,850 | 560 |
| Total risk weighted assets | $604,854,150 | 593 |
| Total unused commitments | $101,793,000 | 679 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 254 | 773 |
| Assets and Liabilities | ||
| Total Assets: | $1,058,299,000 | 535 |
| Cash and due from depository institutions | $18,124,000 | 773 |
| Interest-bearing balances | $5,000 | 6,831 |
| Securities | $361,226,000 | 432 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 1,742 |
| Net loans & leases | $635,165,000 | 535 |
| Loan loss allowance | $12,343,000 | 479 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,814,000 | 747 |
| Other real estate owned | $8,796,000 | 773 |
| Goodwill and other intangibles | $1,353,000 | 943 |
| All other assets | $18,621,000 | 622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,058,299,000 | 535 |
| Total liabilities | $992,203,000 | 526 |
| Total deposits | $736,359,000 | 580 |
| Interest-bearing deposits | $689,743,000 | 533 |
| Deposits held in domestic offices | $736,359,000 | 571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,992 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $247,185,000 | 221 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,659,000 | 958 |
| Total equity capital | $66,096,000 | 674 |
| Total bank equity capital | $66,096,000 | 674 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $502,000 | 5,673 |
| Surplus | $70,067,000 | 336 |
| Undivided profits | $-4,473,000 | 12,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,516,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,330,000 | 635 |
| Earning assets | $1,001,596,000 | 513 |
| Long-term assets (5+ years) | $415,197,000 | 234 |
| Average Assets, year-to-date | $953,931,200 | 564 |
| Average Assets, quarterly | $1,045,521,500 | 536 |
| Volatile liabilities | $131,674,000 | 690 |
| Insider loans | $234,000 | 7,800 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,644,000 | 394 |
| Unused loan commitments | $103,162,000 | 629 |
| Tier 1 (core) risk-based capital | $70,712,000 | 623 |
| Tier 2 risk-based capital | $7,120,930 | 579 |
| Total risk weighted assets | $564,452,230 | 601 |
| Total unused commitments | $103,162,000 | 633 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 216 | 963 |
| Assets and Liabilities | ||
| Total Assets: | $831,670,000 | 650 |
| Cash and due from depository institutions | $17,081,000 | 963 |
| Interest-bearing balances | $5,000 | 7,519 |
| Securities | $307,512,000 | 508 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $474,598,000 | 669 |
| Loan loss allowance | $13,392,000 | 478 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,810,000 | 817 |
| Other real estate owned | $13,120,000 | 963 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,549,000 | 920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $831,670,000 | 650 |
| Total liabilities | $764,813,000 | 648 |
| Total deposits | $564,200,000 | 740 |
| Interest-bearing deposits | $505,436,000 | 727 |
| Deposits held in domestic offices | $564,200,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,922,000 | 690 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $173,715,000 | 246 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,976,000 | 1,341 |
| Total equity capital | $66,857,000 | 656 |
| Total bank equity capital | $66,857,000 | 656 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $502,000 | 5,931 |
| Surplus | $70,067,000 | 320 |
| Undivided profits | $-3,712,000 | 13,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,531,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,120,000 | 830 |
| Earning assets | $782,115,000 | 642 |
| Long-term assets (5+ years) | $331,218,000 | 253 |
| Average Assets, year-to-date | $792,456,800 | 671 |
| Average Assets, quarterly | $826,136,500 | 649 |
| Volatile liabilities | $228,193,000 | 463 |
| Insider loans | $354,000 | 6,787 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $31,281,000 | 153 |
| Unused loan commitments | $104,614,000 | 602 |
| Tier 1 (core) risk-based capital | $64,937,000 | 639 |
| Tier 2 risk-based capital | $5,528,500 | 685 |
| Total risk weighted assets | $434,416,500 | 723 |
| Total unused commitments | $104,614,000 | 617 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 208 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $783,951,000 | 704 |
| Cash and due from depository institutions | $16,428,000 | 1,027 |
| Interest-bearing balances | $8,000 | 7,916 |
| Securities | $330,078,000 | 470 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
| Net loans & leases | $388,427,000 | 789 |
| Loan loss allowance | $16,054,000 | 453 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,008,000 | 911 |
| Other real estate owned | $24,441,000 | 1,027 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $14,069,000 | 782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $783,951,000 | 704 |
| Total liabilities | $726,708,000 | 701 |
| Total deposits | $545,904,000 | 816 |
| Interest-bearing deposits | $498,275,000 | 779 |
| Deposits held in domestic offices | $545,904,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,776,000 | 652 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $155,450,000 | 222 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,578,000 | 1,538 |
| Total equity capital | $57,243,000 | 716 |
| Total bank equity capital | $57,243,000 | 716 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $502,000 | 6,250 |
| Surplus | $70,067,000 | 307 |
| Undivided profits | $-13,326,000 | 13,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,912,000 | 525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,104,000 | 919 |
| Earning assets | $721,013,000 | 682 |
| Long-term assets (5+ years) | $319,198,000 | 266 |
| Average Assets, year-to-date | $720,230,000 | 744 |
| Average Assets, quarterly | $752,032,000 | 722 |
| Volatile liabilities | $201,679,000 | 485 |
| Insider loans | $449,000 | 2,051 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $19,693,000 | 154 |
| Unused loan commitments | $77,194,000 | 716 |
| Tier 1 (core) risk-based capital | $57,243,000 | 680 |
| Tier 2 risk-based capital | $5,811,550 | 684 |
| Total risk weighted assets | $454,681,650 | 726 |
| Total unused commitments | $77,194,000 | 725 |
| Derivatives | $0 | 651 |