Home > Anderson Community Bank > Income and Expense
Anderson Community Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,855,000 | 5,091 |
| Total interest expense | $2,478,000 | 5,397 |
| Net interest income | $3,377,000 | 4,722 |
| Provision for loan and lease losses | $148,000 | 4,215 |
| Total noninterest income | $251,000 | 6,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,748,000 | 6,132 |
| Salaries and employee benefits | $874,000 | 6,336 |
| Premises and equipment expense | $282,000 | 5,564 |
| Additional noninterest expense | $592,000 | 5,801 |
| Pre-tax net operating income | $1,732,000 | 3,750 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $655,000 | 3,180 |
| Income before extraordinary items | $1,077,000 | 4,252 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,077,000 | 4,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 694 |
| Net operating income | $1,077,000 | 4,153 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 6,377 |
| Total interest expense | $1,877,000 | 6,512 |
| Net interest income | $2,433,000 | 6,151 |
| Provision for loan and lease losses | $197,000 | 3,492 |
| Total noninterest income | $173,000 | 8,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,432 |
| Total noninterest expense | $1,409,000 | 7,015 |
| Salaries and employee benefits | $728,000 | 7,150 |
| Premises and equipment expense | $226,000 | 6,405 |
| Additional noninterest expense | $455,000 | 6,882 |
| Pre-tax net operating income | $1,000,000 | 5,832 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $375,000 | 5,087 |
| Income before extraordinary items | $625,000 | 6,231 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $625,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 636 |
| Net operating income | $625,000 | 6,178 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 8,332 |
| Total interest expense | $1,254,000 | 8,231 |
| Net interest income | $1,503,000 | 8,260 |
| Provision for loan and lease losses | $256,000 | 2,899 |
| Total noninterest income | $120,000 | 9,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,237 |
| Total noninterest expense | $978,000 | 8,748 |
| Salaries and employee benefits | $495,000 | 8,923 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $318,000 | 8,690 |
| Pre-tax net operating income | $389,000 | 8,571 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $158,000 | 7,760 |
| Income before extraordinary items | $231,000 | 8,992 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $231,000 | 8,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 652 |
| Net operating income | $231,000 | 8,932 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 11,014 |
| Total interest expense | $528,000 | 10,924 |
| Net interest income | $640,000 | 11,004 |
| Provision for loan and lease losses | $210,000 | 2,900 |
| Total noninterest income | $44,000 | 11,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $625,000 | 10,469 |
| Salaries and employee benefits | $326,000 | 10,537 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $217,000 | 10,218 |
| Pre-tax net operating income | $-151,000 | 11,640 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-151,000 | 11,646 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-151,000 | 11,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $5,350,000 | 88 |
| Net operating income | $-151,000 | 11,634 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.