Home > Anderson Brothers Bank > Income and Expense

Anderson Brothers Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$123,975,000450
Total interest expense$21,778,000742
Net interest income$102,197,000360
Provision for loan and lease losses$16,300,000155
Total noninterest income$15,997,000545
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,219,000311
Trading account gains and fees$0123
Additional Noninterest Income$11,778,000475
Total noninterest expense$72,094,000411
Salaries and employee benefits$33,391,000475
Premises and equipment expense$8,020,000361
Additional noninterest expense$11,778,000475
Pre-tax net operating income$29,800,000518
Securities gains (losses)$0988
Applicable income taxes$5,509,000504
Income before extraordinary items$24,291,000507
Extraordinary gains, net$054
Net income$24,291,000513
Minority interest net income$088
Net income of bank and minority interests.$24,291,000509
Net charge-offs$13,183,000135
Cash dividends$6,750,000639
Sale, conversion, retirement of capital stock, net$0540
Net operating income$24,291,000518
2023-09-30 (YTD Data)Rank
Total interest income$90,255,000454
Total interest expense$14,581,000758
Net interest income$75,674,000369
Provision for loan and lease losses$11,200,000166
Total noninterest income$12,740,000520
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,127,000311
Trading account gains and fees$0125
Additional Noninterest Income$9,613,000460
Total noninterest expense$53,409,000408
Salaries and employee benefits$24,655,000482
Premises and equipment expense$5,998,000367
Additional noninterest expense$9,613,000460
Pre-tax net operating income$23,805,000503
Securities gains (losses)$0849
Applicable income taxes$5,518,000441
Income before extraordinary items$18,287,000516
Extraordinary gains, net$052
Net income$18,287,000519
Minority interest net income$081
Net income of bank and minority interests.$18,287,000515
Net charge-offs$8,761,000137
Cash dividends$4,500,000650
Sale, conversion, retirement of capital stock, net$0507
Net operating income$18,287,000522
2023-06-30 (YTD Data)Rank
Total interest income$57,956,000446
Total interest expense$8,250,000781
Net interest income$49,706,000372
Provision for loan and lease losses$6,400,000182
Total noninterest income$8,533,000504
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,024,000312
Trading account gains and fees$0112
Additional Noninterest Income$6,509,000447
Total noninterest expense$34,627,000412
Salaries and employee benefits$16,279,000479
Premises and equipment expense$3,972,000359
Additional noninterest expense$6,509,000447
Pre-tax net operating income$17,212,000471
Securities gains (losses)$0938
Applicable income taxes$3,982,000423
Income before extraordinary items$13,230,000487
Extraordinary gains, net$051
Net income$13,230,000494
Minority interest net income$081
Net income of bank and minority interests.$13,230,000486
Net charge-offs$4,888,000138
Cash dividends$4,500,000472
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,230,000488
2023-03-31 (YTD Data)Rank
Total interest income$27,635,000463
Total interest expense$3,253,000840
Net interest income$24,382,000386
Provision for loan and lease losses$3,200,000180
Total noninterest income$3,773,000547
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,015,000320
Trading account gains and fees$097
Additional Noninterest Income$2,758,000492
Total noninterest expense$16,927,000430
Salaries and employee benefits$7,857,000507
Premises and equipment expense$1,968,000382
Additional noninterest expense$2,758,000492
Pre-tax net operating income$8,028,000506
Securities gains (losses)$0950
Applicable income taxes$1,870,000447
Income before extraordinary items$6,158,000527
Extraordinary gains, net$04
Net income$6,158,000528
Minority interest net income$048
Net income of bank and minority interests.$6,158,000528
Net charge-offs$2,064,000142
Cash dividends$2,250,000437
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,158,000532
2022-12-31 (YTD Data)Rank
Total interest income$95,896,000430
Total interest expense$3,307,0001,094
Net interest income$92,589,000396
Provision for loan and lease losses$10,878,000166
Total noninterest income$16,818,000533
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,870,000350
Trading account gains and fees$0116
Additional Noninterest Income$12,948,000465
Total noninterest expense$63,735,000440
Salaries and employee benefits$31,143,000488
Premises and equipment expense$7,603,000373
Additional noninterest expense$12,948,000465
Pre-tax net operating income$34,794,000504
Securities gains (losses)$1,000637
Applicable income taxes$7,061,000485
Income before extraordinary items$27,734,000499
Extraordinary gains, net$05
Net income$27,734,000500
Minority interest net income$063
Net income of bank and minority interests.$27,734,000500
Net charge-offs$8,534,000101
Cash dividends$5,000,000771
Sale, conversion, retirement of capital stock, net$0568
Net operating income$27,733,200508
2022-09-30 (YTD Data)Rank
Total interest income$69,825,000418
Total interest expense$1,978,0001,034
Net interest income$67,847,000393
Provision for loan and lease losses$7,150,000168
Total noninterest income$12,940,000526
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,863,000360
Trading account gains and fees$0111
Additional Noninterest Income$10,077,000466
Total noninterest expense$47,041,000444
Salaries and employee benefits$23,170,000487
Premises and equipment expense$5,451,000390
Additional noninterest expense$10,077,000466
Pre-tax net operating income$26,596,000494
Securities gains (losses)$-1,0003,505
Applicable income taxes$6,200,000436
Income before extraordinary items$20,395,000503
Extraordinary gains, net$04
Net income$20,395,000502
Minority interest net income$057
Net income of bank and minority interests.$20,395,000503
Net charge-offs$4,848,000119
Cash dividends$3,000,000841
Sale, conversion, retirement of capital stock, net$0519
Net operating income$20,395,790513
2022-06-30 (YTD Data)Rank
Total interest income$44,902,000408
Total interest expense$1,197,000966
Net interest income$43,705,000396
Provision for loan and lease losses$4,550,000152
Total noninterest income$8,752,000523
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,863,000364
Trading account gains and fees$0108
Additional Noninterest Income$6,889,000480
Total noninterest expense$30,416,000446
Salaries and employee benefits$15,318,000485
Premises and equipment expense$3,587,000391
Additional noninterest expense$11,511,000390
Pre-tax net operating income$17,491,000468
Securities gains (losses)$0687
Applicable income taxes$4,084,000416
Income before extraordinary items$13,407,000482
Extraordinary gains, net$04
Net income$13,407,000481
Minority interest net income$060
Net income of bank and minority interests.$13,407,000482
Net charge-offs$2,855,000140
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,407,000490
2022-03-31 (YTD Data)Rank
Total interest income$21,666,000409
Total interest expense$602,000918
Net interest income$21,064,000395
Provision for loan and lease losses$2,000,000121
Total noninterest income$4,528,000513
Gross Fiduciary activities income$0892
Service charges on deposit accounts$897,000369
Trading account gains and fees$0103
Additional Noninterest Income$3,631,000480
Total noninterest expense$14,327,000477
Salaries and employee benefits$7,589,000493
Premises and equipment expense$1,786,000392
Additional noninterest expense$4,952,000426
Pre-tax net operating income$9,265,000447
Securities gains (losses)$0623
Applicable income taxes$2,150,000395
Income before extraordinary items$7,115,000460
Extraordinary gains, net$04
Net income$7,115,000459
Minority interest net income$050
Net income of bank and minority interests.$7,115,000460
Net charge-offs$1,416,000136
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,115,000466
2021-12-31 (YTD Data)Rank
Total interest income$85,880,000417
Total interest expense$2,822,000974
Net interest income$83,058,000402
Provision for loan and lease losses$6,650,00079
Total noninterest income$16,789,000591
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,220,000378
Trading account gains and fees$0132
Additional Noninterest Income$13,569,000544
Total noninterest expense$56,169,000470
Salaries and employee benefits$27,536,000533
Premises and equipment expense$6,607,000422
Additional noninterest expense$22,026,000393
Pre-tax net operating income$37,028,000465
Securities gains (losses)$02,062
Applicable income taxes$8,420,000440
Income before extraordinary items$28,608,000492
Extraordinary gains, net$010
Net income$28,608,000493
Minority interest net income$074
Net income of bank and minority interests.$28,608,000493
Net charge-offs$5,305,000165
Cash dividends$5,000,000790
Sale, conversion, retirement of capital stock, net$0582
Net operating income$28,608,000487
2021-09-30 (YTD Data)Rank
Total interest income$63,862,000425
Total interest expense$2,150,0001,003
Net interest income$61,712,000409
Provision for loan and lease losses$5,700,00066
Total noninterest income$12,791,000595
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,297,000391
Trading account gains and fees$0132
Additional Noninterest Income$10,494,000551
Total noninterest expense$41,163,000483
Salaries and employee benefits$20,335,000542
Premises and equipment expense$4,803,000440
Additional noninterest expense$16,025,000401
Pre-tax net operating income$27,640,000484
Securities gains (losses)$02,015
Applicable income taxes$6,437,000441
Income before extraordinary items$21,203,000507
Extraordinary gains, net$08
Net income$21,203,000506
Minority interest net income$069
Net income of bank and minority interests.$21,203,000507
Net charge-offs$3,399,000182
Cash dividends$4,000,000685
Sale, conversion, retirement of capital stock, net$0543
Net operating income$21,203,000500
2021-06-30 (YTD Data)Rank
Total interest income$40,942,000437
Total interest expense$1,483,0001,016
Net interest income$39,459,000419
Provision for loan and lease losses$4,200,00061
Total noninterest income$8,217,000617
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,434,000398
Trading account gains and fees$0133
Additional Noninterest Income$6,783,000575
Total noninterest expense$27,029,000484
Salaries and employee benefits$13,398,000551
Premises and equipment expense$3,176,000446
Additional noninterest expense$10,455,000396
Pre-tax net operating income$16,447,000521
Securities gains (losses)$01,818
Applicable income taxes$3,851,000480
Income before extraordinary items$12,596,000552
Extraordinary gains, net$06
Net income$12,596,000552
Minority interest net income$067
Net income of bank and minority interests.$12,596,000552
Net charge-offs$2,389,000178
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,596,000539
2021-03-31 (YTD Data)Rank
Total interest income$19,695,000451
Total interest expense$794,000995
Net interest income$18,901,000425
Provision for loan and lease losses$2,400,00076
Total noninterest income$4,217,000606
Gross Fiduciary activities income$0922
Service charges on deposit accounts$731,000387
Trading account gains and fees$0127
Additional Noninterest Income$3,486,000568
Total noninterest expense$12,612,000519
Salaries and employee benefits$6,129,000601
Premises and equipment expense$1,569,000449
Additional noninterest expense$4,914,000408
Pre-tax net operating income$8,106,000526
Securities gains (losses)$01,392
Applicable income taxes$1,931,000475
Income before extraordinary items$6,175,000562
Extraordinary gains, net$03
Net income$6,175,000562
Minority interest net income$055
Net income of bank and minority interests.$6,175,000562
Net charge-offs$1,227,000167
Cash dividends$1,000,000738
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,175,000548
2020-12-31 (YTD Data)Rank
Total interest income$71,487,000488
Total interest expense$6,269,000766
Net interest income$65,218,000456
Provision for loan and lease losses$9,383,000372
Total noninterest income$12,340,000696
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,032,000379
Trading account gains and fees$0133
Additional Noninterest Income$9,308,000681
Total noninterest expense$47,862,000535
Salaries and employee benefits$24,628,000578
Premises and equipment expense$5,849,000462
Additional noninterest expense$17,385,000459
Pre-tax net operating income$20,313,000580
Securities gains (losses)$02,675
Applicable income taxes$4,529,000530
Income before extraordinary items$15,784,000638
Extraordinary gains, net$04
Net income$15,784,000637
Minority interest net income$072
Net income of bank and minority interests.$15,784,000638
Net charge-offs$6,921,000184
Cash dividends$4,000,000901
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,784,000613
2020-09-30 (YTD Data)Rank
Total interest income$52,146,000498
Total interest expense$4,997,000774
Net interest income$47,149,000468
Provision for loan and lease losses$7,400,000390
Total noninterest income$9,220,000676
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,217,000378
Trading account gains and fees$0125
Additional Noninterest Income$7,003,000648
Total noninterest expense$35,438,000527
Salaries and employee benefits$18,620,000561
Premises and equipment expense$4,315,000461
Additional noninterest expense$12,503,000464
Pre-tax net operating income$13,531,000620
Securities gains (losses)$02,494
Applicable income taxes$2,883,000573
Income before extraordinary items$10,648,000666
Extraordinary gains, net$04
Net income$10,648,000665
Minority interest net income$065
Net income of bank and minority interests.$10,648,000666
Net charge-offs$4,952,000177
Cash dividends$3,000,000806
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,648,000635
2020-06-30 (YTD Data)Rank
Total interest income$33,350,000519
Total interest expense$3,413,000806
Net interest income$29,937,000490
Provision for loan and lease losses$5,000,000397
Total noninterest income$5,767,000663
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,483,000374
Trading account gains and fees$0123
Additional Noninterest Income$4,284,000640
Total noninterest expense$22,260,000548
Salaries and employee benefits$11,482,000593
Premises and equipment expense$2,874,000463
Additional noninterest expense$7,904,000480
Pre-tax net operating income$8,444,000597
Securities gains (losses)$02,249
Applicable income taxes$1,957,000499
Income before extraordinary items$6,487,000666
Extraordinary gains, net$04
Net income$6,487,000666
Minority interest net income$065
Net income of bank and minority interests.$6,487,000666
Net charge-offs$3,715,000176
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,487,000640
2020-03-31 (YTD Data)Rank
Total interest income$16,477,000532
Total interest expense$1,698,000905
Net interest income$14,779,000489
Provision for loan and lease losses$2,600,000347
Total noninterest income$3,003,000605
Gross Fiduciary activities income$0941
Service charges on deposit accounts$912,000362
Trading account gains and fees$0106
Additional Noninterest Income$2,091,000584
Total noninterest expense$10,829,000568
Salaries and employee benefits$5,660,000611
Premises and equipment expense$1,417,000476
Additional noninterest expense$3,752,000495
Pre-tax net operating income$4,353,000531
Securities gains (losses)$01,705
Applicable income taxes$1,018,000457
Income before extraordinary items$3,335,000587
Extraordinary gains, net$04
Net income$3,335,000588
Minority interest net income$056
Net income of bank and minority interests.$3,335,000587
Net charge-offs$2,455,000150
Cash dividends$1,000,000802
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,335,000566
2019-12-31 (YTD Data)Rank
Total interest income$62,946,000561
Total interest expense$6,857,000942
Net interest income$56,089,000499
Provision for loan and lease losses$10,300,000157
Total noninterest income$11,878,000617
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,530,000371
Trading account gains and fees$0135
Additional Noninterest Income$8,348,000586
Total noninterest expense$41,494,000568
Salaries and employee benefits$21,102,000624
Premises and equipment expense$5,223,000505
Additional noninterest expense$15,169,000477
Pre-tax net operating income$16,173,000715
Securities gains (losses)$02,379
Applicable income taxes$3,612,000626
Income before extraordinary items$12,561,000774
Extraordinary gains, net$011
Net income$12,561,000775
Minority interest net income$076
Net income of bank and minority interests.$12,561,000775
Net charge-offs$8,643,000150
Cash dividends$4,150,000929
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,561,000756
2019-09-30 (YTD Data)Rank
Total interest income$46,497,000569
Total interest expense$5,106,000956
Net interest income$41,391,000507
Provision for loan and lease losses$7,900,000147
Total noninterest income$8,928,000615
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,604,000371
Trading account gains and fees$0129
Additional Noninterest Income$6,324,000587
Total noninterest expense$30,642,000572
Salaries and employee benefits$15,747,000627
Premises and equipment expense$3,759,000528
Additional noninterest expense$11,136,000490
Pre-tax net operating income$11,777,000737
Securities gains (losses)$02,167
Applicable income taxes$2,487,000676
Income before extraordinary items$9,290,000786
Extraordinary gains, net$011
Net income$9,290,000787
Minority interest net income$072
Net income of bank and minority interests.$9,290,000787
Net charge-offs$6,448,000150
Cash dividends$2,150,0001,130
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,290,000768
2019-06-30 (YTD Data)Rank
Total interest income$30,395,000576
Total interest expense$3,341,000961
Net interest income$27,054,000516
Provision for loan and lease losses$5,500,000148
Total noninterest income$5,783,000619
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,706,000378
Trading account gains and fees$0131
Additional Noninterest Income$4,077,000586
Total noninterest expense$20,344,000574
Salaries and employee benefits$10,291,000640
Premises and equipment expense$2,492,000535
Additional noninterest expense$7,561,000480
Pre-tax net operating income$6,993,000788
Securities gains (losses)$01,702
Applicable income taxes$1,567,000665
Income before extraordinary items$5,426,000867
Extraordinary gains, net$011
Net income$5,426,000867
Minority interest net income$069
Net income of bank and minority interests.$5,426,000867
Net charge-offs$4,502,000144
Cash dividends$1,400,0001,149
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,426,000844
2019-03-31 (YTD Data)Rank
Total interest income$14,604,000591
Total interest expense$1,648,000946
Net interest income$12,956,000535
Provision for loan and lease losses$3,100,000144
Total noninterest income$2,709,000625
Gross Fiduciary activities income$0972
Service charges on deposit accounts$780,000399
Trading account gains and fees$0126
Additional Noninterest Income$1,929,000575
Total noninterest expense$9,972,000582
Salaries and employee benefits$5,054,000649
Premises and equipment expense$1,270,000526
Additional noninterest expense$3,648,000491
Pre-tax net operating income$2,593,000994
Securities gains (losses)$01,087
Applicable income taxes$563,000831
Income before extraordinary items$2,030,0001,071
Extraordinary gains, net$05
Net income$2,030,0001,070
Minority interest net income$052
Net income of bank and minority interests.$2,030,0001,070
Net charge-offs$2,605,000129
Cash dividends$500,0001,319
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,030,0001,051
2018-12-31 (YTD Data)Rank
Total interest income$53,903,000600
Total interest expense$3,908,0001,158
Net interest income$49,995,000542
Provision for loan and lease losses$8,850,000174
Total noninterest income$9,809,000691
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,335,000393
Trading account gains and fees$0126
Additional Noninterest Income$6,474,000684
Total noninterest expense$36,796,000619
Salaries and employee benefits$18,694,000683
Premises and equipment expense$4,756,000539
Additional noninterest expense$13,346,000527
Pre-tax net operating income$14,158,000785
Securities gains (losses)$-8,0004,349
Applicable income taxes$3,047,000659
Income before extraordinary items$11,103,000840
Extraordinary gains, net$06
Net income$11,103,000838
Minority interest net income$072
Net income of bank and minority interests.$11,103,000839
Net charge-offs$6,788,000169
Cash dividends$2,200,0001,373
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,109,320837
2018-09-30 (YTD Data)Rank
Total interest income$39,506,000605
Total interest expense$2,706,0001,177
Net interest income$36,800,000542
Provision for loan and lease losses$6,150,000176
Total noninterest income$7,318,000695
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,453,000401
Trading account gains and fees$0138
Additional Noninterest Income$4,865,000696
Total noninterest expense$27,282,000625
Salaries and employee benefits$13,972,000687
Premises and equipment expense$3,451,000553
Additional noninterest expense$9,859,000526
Pre-tax net operating income$10,686,000770
Securities gains (losses)$-5,0004,626
Applicable income taxes$2,261,000674
Income before extraordinary items$8,420,000835
Extraordinary gains, net$05
Net income$8,420,000833
Minority interest net income$066
Net income of bank and minority interests.$8,420,000834
Net charge-offs$5,006,000159
Cash dividends$1,700,0001,199
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,423,950830
2018-06-30 (YTD Data)Rank
Total interest income$25,781,000607
Total interest expense$1,636,0001,213
Net interest income$24,145,000553
Provision for loan and lease losses$3,850,000190
Total noninterest income$4,795,000708
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,633,000399
Trading account gains and fees$0130
Additional Noninterest Income$3,162,000710
Total noninterest expense$17,866,000638
Salaries and employee benefits$9,183,000705
Premises and equipment expense$2,257,000564
Additional noninterest expense$6,426,000539
Pre-tax net operating income$7,224,000752
Securities gains (losses)$-3,0004,784
Applicable income taxes$1,547,000652
Income before extraordinary items$5,674,000810
Extraordinary gains, net$06
Net income$5,674,000808
Minority interest net income$065
Net income of bank and minority interests.$5,674,000809
Net charge-offs$3,096,000164
Cash dividends$1,100,0001,217
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,676,370805
2018-03-31 (YTD Data)Rank
Total interest income$12,536,000620
Total interest expense$726,0001,274
Net interest income$11,810,000559
Provision for loan and lease losses$1,900,000185
Total noninterest income$2,260,000718
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$799,000408
Trading account gains and fees$0123
Additional Noninterest Income$1,461,000716
Total noninterest expense$8,787,000652
Salaries and employee benefits$4,478,000718
Premises and equipment expense$1,086,000583
Additional noninterest expense$3,223,000529
Pre-tax net operating income$3,383,000770
Securities gains (losses)$-3,0005,077
Applicable income taxes$716,000668
Income before extraordinary items$2,664,000828
Extraordinary gains, net$07
Net income$2,664,000828
Minority interest net income$052
Net income of bank and minority interests.$2,664,000828
Net charge-offs$1,416,000181
Cash dividends$600,0001,040
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,666,370824
2017-12-31 (YTD Data)Rank
Total interest income$46,178,000622
Total interest expense$2,198,0001,416
Net interest income$43,980,000569
Provision for loan and lease losses$8,200,000185
Total noninterest income$9,131,000734
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,285,000407
Trading account gains and fees$0151
Additional Noninterest Income$5,846,000741
Total noninterest expense$32,704,000673
Salaries and employee benefits$16,595,000740
Premises and equipment expense$4,015,000612
Additional noninterest expense$12,094,000562
Pre-tax net operating income$12,207,000840
Securities gains (losses)$02,243
Applicable income taxes$4,435,000724
Income before extraordinary items$7,772,000925
Extraordinary gains, net$09
Net income$7,772,000925
Minority interest net income$076
Net income of bank and minority interests.$7,772,000925
Net charge-offs$7,474,000166
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,772,000915
2017-09-30 (YTD Data)Rank
Total interest income$33,802,000638
Total interest expense$1,634,0001,416
Net interest income$32,168,000581
Provision for loan and lease losses$5,800,000188
Total noninterest income$6,756,000759
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,390,000425
Trading account gains and fees$0145
Additional Noninterest Income$4,366,000752
Total noninterest expense$24,271,000680
Salaries and employee benefits$12,349,000748
Premises and equipment expense$2,908,000646
Additional noninterest expense$9,014,000563
Pre-tax net operating income$8,853,000878
Securities gains (losses)$02,274
Applicable income taxes$2,921,000699
Income before extraordinary items$5,932,000999
Extraordinary gains, net$09
Net income$5,932,000999
Minority interest net income$071
Net income of bank and minority interests.$5,932,000999
Net charge-offs$5,341,000157
Cash dividends$2,125,0001,001
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,932,000984
2017-06-30 (YTD Data)Rank
Total interest income$22,032,000638
Total interest expense$1,080,0001,397
Net interest income$20,952,000590
Provision for loan and lease losses$3,600,000194
Total noninterest income$4,385,000770
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,559,000424
Trading account gains and fees$0139
Additional Noninterest Income$2,826,000763
Total noninterest expense$15,881,000689
Salaries and employee benefits$8,142,000754
Premises and equipment expense$1,908,000655
Additional noninterest expense$5,831,000583
Pre-tax net operating income$5,856,000860
Securities gains (losses)$01,906
Applicable income taxes$1,919,000687
Income before extraordinary items$3,937,000984
Extraordinary gains, net$011
Net income$3,937,000985
Minority interest net income$071
Net income of bank and minority interests.$3,937,000984
Net charge-offs$3,236,000167
Cash dividends$1,825,000824
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,937,000973
2017-03-31 (YTD Data)Rank
Total interest income$10,748,000650
Total interest expense$540,0001,380
Net interest income$10,208,000605
Provision for loan and lease losses$1,800,000184
Total noninterest income$2,164,000756
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$767,000431
Trading account gains and fees$0142
Additional Noninterest Income$1,397,000752
Total noninterest expense$7,707,000713
Salaries and employee benefits$4,027,000772
Premises and equipment expense$900,000713
Additional noninterest expense$2,780,000617
Pre-tax net operating income$2,865,000849
Securities gains (losses)$01,153
Applicable income taxes$963,000676
Income before extraordinary items$1,902,000994
Extraordinary gains, net$08
Net income$1,902,000995
Minority interest net income$055
Net income of bank and minority interests.$1,902,000994
Net charge-offs$1,727,000159
Cash dividends$625,0001,035
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,902,000977
2016-12-31 (YTD Data)Rank
Total interest income$41,522,000654
Total interest expense$1,991,0001,421
Net interest income$39,531,000603
Provision for loan and lease losses$8,570,000184
Total noninterest income$8,277,000799
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,124,000432
Trading account gains and fees$0170
Additional Noninterest Income$5,153,000824
Total noninterest expense$29,784,000721
Salaries and employee benefits$15,268,000777
Premises and equipment expense$3,538,000706
Additional noninterest expense$10,978,000634
Pre-tax net operating income$9,454,000964
Securities gains (losses)$03,212
Applicable income taxes$3,110,000756
Income before extraordinary items$6,344,0001,141
Extraordinary gains, net$05
Net income$6,344,0001,139
Minority interest net income$082
Net income of bank and minority interests.$6,344,0001,140
Net charge-offs$5,274,000200
Cash dividends$925,0002,312
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,344,0001,120
2016-09-30 (YTD Data)Rank
Total interest income$30,776,000658
Total interest expense$1,440,0001,470
Net interest income$29,336,000613
Provision for loan and lease losses$6,070,000180
Total noninterest income$6,181,000803
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,379,000425
Trading account gains and fees$0169
Additional Noninterest Income$3,802,000831
Total noninterest expense$22,334,000719
Salaries and employee benefits$11,285,000787
Premises and equipment expense$2,567,000730
Additional noninterest expense$8,482,000611
Pre-tax net operating income$7,113,000976
Securities gains (losses)$03,160
Applicable income taxes$2,338,000788
Income before extraordinary items$4,775,0001,148
Extraordinary gains, net$05
Net income$4,775,0001,148
Minority interest net income$071
Net income of bank and minority interests.$4,775,0001,148
Net charge-offs$3,646,000193
Cash dividends$625,0002,156
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,775,0001,125
2016-06-30 (YTD Data)Rank
Total interest income$20,203,000665
Total interest expense$923,0001,509
Net interest income$19,280,000620
Provision for loan and lease losses$4,120,000178
Total noninterest income$4,168,000789
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,563,000426
Trading account gains and fees$0157
Additional Noninterest Income$2,605,000803
Total noninterest expense$14,774,000723
Salaries and employee benefits$7,391,000801
Premises and equipment expense$1,674,000743
Additional noninterest expense$5,709,000597
Pre-tax net operating income$4,554,000996
Securities gains (losses)$02,835
Applicable income taxes$1,492,000801
Income before extraordinary items$3,062,0001,178
Extraordinary gains, net$016
Net income$3,062,0001,178
Minority interest net income$071
Net income of bank and minority interests.$3,062,0001,178
Net charge-offs$2,517,000187
Cash dividends$300,0002,501
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,062,0001,140
2016-03-31 (YTD Data)Rank
Total interest income$9,862,000683
Total interest expense$447,0001,552
Net interest income$9,415,000634
Provision for loan and lease losses$2,700,000151
Total noninterest income$1,975,000798
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$769,000431
Trading account gains and fees$0142
Additional Noninterest Income$1,206,000818
Total noninterest expense$7,339,000725
Salaries and employee benefits$3,618,000816
Premises and equipment expense$796,000792
Additional noninterest expense$2,925,000583
Pre-tax net operating income$1,351,0001,505
Securities gains (losses)$02,077
Applicable income taxes$419,0001,203
Income before extraordinary items$932,0001,731
Extraordinary gains, net$012
Net income$932,0001,732
Minority interest net income$062
Net income of bank and minority interests.$932,0001,732
Net charge-offs$1,336,000184
Cash dividends$300,0001,591
Sale, conversion, retirement of capital stock, net$0659
Net operating income$932,0001,688
2015-12-31 (YTD Data)Rank
Total interest income$36,029,000706
Total interest expense$1,812,0001,507
Net interest income$34,217,000667
Provision for loan and lease losses$4,475,000235
Total noninterest income$7,377,000854
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,252,000416
Trading account gains and fees$0159
Additional Noninterest Income$4,125,000925
Total noninterest expense$26,968,000771
Salaries and employee benefits$13,468,000841
Premises and equipment expense$3,200,000767
Additional noninterest expense$10,300,000661
Pre-tax net operating income$10,151,000878
Securities gains (losses)$1,0003,117
Applicable income taxes$3,149,000725
Income before extraordinary items$7,003,0001,020
Extraordinary gains, net$023
Net income$7,003,0001,020
Minority interest net income$081
Net income of bank and minority interests.$7,003,0001,020
Net charge-offs$5,386,000173
Cash dividends$700,0002,547
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,002,310997
2015-09-30 (YTD Data)Rank
Total interest income$26,682,000718
Total interest expense$1,394,0001,501
Net interest income$25,288,000677
Provision for loan and lease losses$2,975,000247
Total noninterest income$5,499,000874
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,483,000416
Trading account gains and fees$0153
Additional Noninterest Income$3,016,000963
Total noninterest expense$19,804,000787
Salaries and employee benefits$9,803,000878
Premises and equipment expense$2,304,000824
Additional noninterest expense$7,697,000665
Pre-tax net operating income$8,008,000833
Securities gains (losses)$1,0002,915
Applicable income taxes$2,474,000724
Income before extraordinary items$5,535,000962
Extraordinary gains, net$021
Net income$5,535,000962
Minority interest net income$078
Net income of bank and minority interests.$5,535,000962
Net charge-offs$3,747,000175
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,534,310934
2015-06-30 (YTD Data)Rank
Total interest income$17,505,000734
Total interest expense$963,0001,458
Net interest income$16,542,000693
Provision for loan and lease losses$1,800,000262
Total noninterest income$3,672,000874
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,619,000420
Trading account gains and fees$0157
Additional Noninterest Income$2,053,000949
Total noninterest expense$12,831,000808
Salaries and employee benefits$6,418,000893
Premises and equipment expense$1,433,000866
Additional noninterest expense$4,980,000681
Pre-tax net operating income$5,583,000815
Securities gains (losses)$02,636
Applicable income taxes$1,656,000730
Income before extraordinary items$3,927,000908
Extraordinary gains, net$022
Net income$3,927,000907
Minority interest net income$075
Net income of bank and minority interests.$3,927,000908
Net charge-offs$2,822,000170
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,927,000878
2015-03-31 (YTD Data)Rank
Total interest income$8,698,000739
Total interest expense$436,0001,599
Net interest income$8,262,000686
Provision for loan and lease losses$900,000239
Total noninterest income$1,813,000851
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$777,000427
Trading account gains and fees$0152
Additional Noninterest Income$1,036,000900
Total noninterest expense$6,210,000843
Salaries and employee benefits$3,141,000908
Premises and equipment expense$713,000879
Additional noninterest expense$2,356,000703
Pre-tax net operating income$2,965,000759
Securities gains (losses)$02,027
Applicable income taxes$1,028,000618
Income before extraordinary items$1,937,000892
Extraordinary gains, net$013
Net income$1,937,000892
Minority interest net income$064
Net income of bank and minority interests.$1,937,000892
Net charge-offs$1,368,000174
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,937,000860
2014-12-31 (YTD Data)Rank
Total interest income$35,352,000712
Total interest expense$1,632,0001,751
Net interest income$33,720,000652
Provision for loan and lease losses$5,421,000204
Total noninterest income$7,209,000844
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,432,000412
Trading account gains and fees$0180
Additional Noninterest Income$3,777,000944
Total noninterest expense$26,516,000770
Salaries and employee benefits$12,422,000885
Premises and equipment expense$2,851,000862
Additional noninterest expense$11,243,000600
Pre-tax net operating income$8,992,000925
Securities gains (losses)$30,0002,077
Applicable income taxes$3,026,000707
Income before extraordinary items$5,996,0001,102
Extraordinary gains, net$017
Net income$5,996,0001,101
Minority interest net income$084
Net income of bank and minority interests.$5,996,0001,102
Net charge-offs$6,250,000196
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,976,2001,078
2014-09-30 (YTD Data)Rank
Total interest income$26,491,000711
Total interest expense$1,197,0001,819
Net interest income$25,294,000651
Provision for loan and lease losses$2,900,000256
Total noninterest income$5,448,000838
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,548,000419
Trading account gains and fees$0174
Additional Noninterest Income$2,900,000927
Total noninterest expense$20,068,000757
Salaries and employee benefits$9,217,000896
Premises and equipment expense$2,113,000880
Additional noninterest expense$8,738,000575
Pre-tax net operating income$7,774,000810
Securities gains (losses)$30,0001,776
Applicable income taxes$2,659,000648
Income before extraordinary items$5,145,000976
Extraordinary gains, net$015
Net income$5,145,000975
Minority interest net income$081
Net income of bank and minority interests.$5,145,000975
Net charge-offs$4,035,000216
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,125,200947
2014-06-30 (YTD Data)Rank
Total interest income$17,566,000709
Total interest expense$778,0001,886
Net interest income$16,788,000654
Provision for loan and lease losses$1,790,000281
Total noninterest income$4,033,000743
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,653,000422
Trading account gains and fees$0172
Additional Noninterest Income$2,380,000762
Total noninterest expense$13,455,000752
Salaries and employee benefits$6,100,000896
Premises and equipment expense$1,390,000889
Additional noninterest expense$5,965,000558
Pre-tax net operating income$5,576,000737
Securities gains (losses)$30,0001,445
Applicable income taxes$1,925,000597
Income before extraordinary items$3,681,000878
Extraordinary gains, net$020
Net income$3,681,000878
Minority interest net income$080
Net income of bank and minority interests.$3,681,000878
Net charge-offs$2,141,000270
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,661,200860
2014-03-31 (YTD Data)Rank
Total interest income$8,612,000729
Total interest expense$382,0001,945
Net interest income$8,230,000666
Provision for loan and lease losses$1,115,000234
Total noninterest income$2,469,000619
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$799,000428
Trading account gains and fees$0147
Additional Noninterest Income$1,670,000576
Total noninterest expense$6,373,000801
Salaries and employee benefits$3,014,000922
Premises and equipment expense$1,048,000599
Additional noninterest expense$2,311,000711
Pre-tax net operating income$3,211,000630
Securities gains (losses)$01,715
Applicable income taxes$1,101,000521
Income before extraordinary items$2,110,000739
Extraordinary gains, net$016
Net income$2,110,000740
Minority interest net income$066
Net income of bank and minority interests.$2,110,000740
Net charge-offs$1,298,000245
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,110,000729
2013-12-31 (YTD Data)Rank
Total interest income$34,197,000731
Total interest expense$1,922,0001,769
Net interest income$32,275,000659
Provision for loan and lease losses$5,359,000251
Total noninterest income$4,053,0001,308
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,973,000478
Trading account gains and fees$0184
Additional Noninterest Income$1,080,0002,275
Total noninterest expense$24,109,000849
Salaries and employee benefits$10,899,000989
Premises and equipment expense$4,031,000604
Additional noninterest expense$9,179,000751
Pre-tax net operating income$6,860,0001,092
Securities gains (losses)$3,0002,899
Applicable income taxes$2,256,000829
Income before extraordinary items$4,607,0001,320
Extraordinary gains, net$029
Net income$4,607,0001,322
Minority interest net income$090
Net income of bank and minority interests.$4,607,0001,323
Net charge-offs$6,403,000267
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,604,9901,296
2013-09-30 (YTD Data)Rank
Total interest income$24,776,000754
Total interest expense$1,490,0001,760
Net interest income$23,286,000683
Provision for loan and lease losses$3,059,000328
Total noninterest income$3,242,0001,273
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,185,000488
Trading account gains and fees$0180
Additional Noninterest Income$1,057,0001,969
Total noninterest expense$18,202,000845
Salaries and employee benefits$8,130,000990
Premises and equipment expense$2,937,000637
Additional noninterest expense$7,135,000736
Pre-tax net operating income$5,267,0001,091
Securities gains (losses)$03,040
Applicable income taxes$1,676,000861
Income before extraordinary items$3,591,0001,280
Extraordinary gains, net$025
Net income$3,591,0001,282
Minority interest net income$084
Net income of bank and minority interests.$3,591,0001,282
Net charge-offs$3,949,000329
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,591,0001,249
2013-06-30 (YTD Data)Rank
Total interest income$16,041,000772
Total interest expense$1,029,0001,737
Net interest income$15,012,000706
Provision for loan and lease losses$2,359,000312
Total noninterest income$2,334,0001,221
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,429,000486
Trading account gains and fees$0157
Additional Noninterest Income$905,0001,701
Total noninterest expense$11,767,000873
Salaries and employee benefits$5,302,0001,021
Premises and equipment expense$1,893,000658
Additional noninterest expense$4,572,000746
Pre-tax net operating income$3,220,0001,158
Securities gains (losses)$02,791
Applicable income taxes$1,020,000922
Income before extraordinary items$2,200,0001,377
Extraordinary gains, net$022
Net income$2,200,0001,379
Minority interest net income$082
Net income of bank and minority interests.$2,200,0001,380
Net charge-offs$2,965,000326
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,200,0001,315
2013-03-31 (YTD Data)Rank
Total interest income$7,755,000804
Total interest expense$531,0001,728
Net interest income$7,224,000738
Provision for loan and lease losses$830,000475
Total noninterest income$1,103,0001,269
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$719,000479
Trading account gains and fees$0148
Additional Noninterest Income$384,0001,910
Total noninterest expense$5,499,000934
Salaries and employee benefits$2,582,0001,054
Premises and equipment expense$912,000689
Additional noninterest expense$2,005,000852
Pre-tax net operating income$1,998,000937
Securities gains (losses)$01,966
Applicable income taxes$650,000737
Income before extraordinary items$1,348,0001,123
Extraordinary gains, net$010
Net income$1,348,0001,124
Minority interest net income$076
Net income of bank and minority interests.$1,348,0001,125
Net charge-offs$1,737,000289
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,348,0001,068
2012-12-31 (YTD Data)Rank
Total interest income$32,277,000814
Total interest expense$2,602,0001,686
Net interest income$29,675,000729
Provision for loan and lease losses$10,650,000260
Total noninterest income$2,366,0001,939
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,067,000480
Trading account gains and fees$0166
Additional Noninterest Income$-701,0006,970
Total noninterest expense$20,543,000974
Salaries and employee benefits$9,555,0001,103
Premises and equipment expense$3,585,000672
Additional noninterest expense$7,403,000942
Pre-tax net operating income$848,0004,254
Securities gains (losses)$95,0002,311
Applicable income taxes$201,0003,006
Income before extraordinary items$742,0004,382
Extraordinary gains, net$029
Net income$742,0004,379
Minority interest net income$093
Net income of bank and minority interests.$742,0004,381
Net charge-offs$9,584,000331
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$666,9504,366
2012-09-30 (YTD Data)Rank
Total interest income$23,776,000842
Total interest expense$2,044,0001,690
Net interest income$21,732,000753
Provision for loan and lease losses$6,850,000310
Total noninterest income$4,707,000972
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,374,000471
Trading account gains and fees$0157
Additional Noninterest Income$2,333,0001,127
Total noninterest expense$16,372,000924
Salaries and employee benefits$7,097,0001,102
Premises and equipment expense$2,679,000678
Additional noninterest expense$6,596,000787
Pre-tax net operating income$3,217,0001,606
Securities gains (losses)$96,0002,008
Applicable income taxes$1,030,0001,201
Income before extraordinary items$2,283,0001,878
Extraordinary gains, net$020
Net income$2,283,0001,877
Minority interest net income$086
Net income of bank and minority interests.$2,283,0001,879
Net charge-offs$6,890,000348
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,216,7601,812
2012-06-30 (YTD Data)Rank
Total interest income$15,725,000854
Total interest expense$1,390,0001,720
Net interest income$14,335,000762
Provision for loan and lease losses$4,450,000335
Total noninterest income$3,118,000952
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,577,000470
Trading account gains and fees$0153
Additional Noninterest Income$1,541,0001,118
Total noninterest expense$11,039,000906
Salaries and employee benefits$4,696,0001,108
Premises and equipment expense$1,788,000681
Additional noninterest expense$4,555,000771
Pre-tax net operating income$1,964,0001,704
Securities gains (losses)$8,0002,780
Applicable income taxes$595,0001,331
Income before extraordinary items$1,377,0002,032
Extraordinary gains, net$019
Net income$1,377,0002,030
Minority interest net income$084
Net income of bank and minority interests.$1,377,0002,032
Net charge-offs$4,193,000383
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,371,4001,933
2012-03-31 (YTD Data)Rank
Total interest income$7,659,000874
Total interest expense$722,0001,726
Net interest income$6,937,000793
Provision for loan and lease losses$2,100,000334
Total noninterest income$1,599,000930
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$796,000451
Trading account gains and fees$0148
Additional Noninterest Income$803,0001,072
Total noninterest expense$5,250,000948
Salaries and employee benefits$2,308,0001,129
Premises and equipment expense$878,000695
Additional noninterest expense$2,064,000822
Pre-tax net operating income$1,186,0001,463
Securities gains (losses)$8,0001,818
Applicable income taxes$370,0001,131
Income before extraordinary items$824,0001,754
Extraordinary gains, net$019
Net income$824,0001,756
Minority interest net income$078
Net income of bank and minority interests.$824,0001,755
Net charge-offs$2,249,000368
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$818,4801,665
2011-12-31 (YTD Data)Rank
Total interest income$31,476,000889
Total interest expense$4,422,0001,374
Net interest income$27,054,000807
Provision for loan and lease losses$16,838,000271
Total noninterest income$3,907,0001,248
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,187,000475
Trading account gains and fees$0146
Additional Noninterest Income$720,0002,601
Total noninterest expense$19,112,0001,025
Salaries and employee benefits$8,522,0001,168
Premises and equipment expense$3,513,000703
Additional noninterest expense$7,077,000997
Pre-tax net operating income$-4,989,0007,059
Securities gains (losses)$552,000738
Applicable income taxes$-1,985,0007,247
Income before extraordinary items$-2,452,0006,894
Extraordinary gains, net$029
Net income$-2,452,0006,893
Minority interest net income$096
Net income of bank and minority interests.$-2,452,0006,894
Net charge-offs$19,615,000258
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,805,2806,911
2011-09-30 (YTD Data)Rank
Total interest income$23,271,000918
Total interest expense$3,593,0001,329
Net interest income$19,678,000840
Provision for loan and lease losses$12,188,000272
Total noninterest income$4,602,000895
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,387,000483
Trading account gains and fees$0145
Additional Noninterest Income$2,215,0001,047
Total noninterest expense$16,236,000914
Salaries and employee benefits$6,800,0001,086
Premises and equipment expense$2,636,000720
Additional noninterest expense$6,800,000783
Pre-tax net operating income$-4,144,0007,185
Securities gains (losses)$552,000601
Applicable income taxes$-1,332,0007,331
Income before extraordinary items$-2,260,0007,087
Extraordinary gains, net$021
Net income$-2,260,0007,088
Minority interest net income$087
Net income of bank and minority interests.$-2,260,0007,088
Net charge-offs$14,618,000257
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,613,2807,103
2011-06-30 (YTD Data)Rank
Total interest income$15,581,000926
Total interest expense$2,560,0001,285
Net interest income$13,021,000848
Provision for loan and lease losses$6,888,000319
Total noninterest income$3,004,000926
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,522,000500
Trading account gains and fees$0153
Additional Noninterest Income$1,482,0001,022
Total noninterest expense$11,116,000899
Salaries and employee benefits$4,491,0001,115
Premises and equipment expense$1,701,000743
Additional noninterest expense$4,924,000732
Pre-tax net operating income$-1,979,0007,166
Securities gains (losses)$02,914
Applicable income taxes$-783,0007,394
Income before extraordinary items$-1,196,0007,082
Extraordinary gains, net$015
Net income$-1,196,0007,082
Minority interest net income$089
Net income of bank and minority interests.$-1,196,0007,083
Net charge-offs$8,585,000301
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,196,0007,064
2011-03-31 (YTD Data)Rank
Total interest income$7,861,000922
Total interest expense$1,395,0001,205
Net interest income$6,466,000857
Provision for loan and lease losses$2,638,000409
Total noninterest income$1,568,000878
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$784,000478
Trading account gains and fees$0158
Additional Noninterest Income$784,000986
Total noninterest expense$5,269,000948
Salaries and employee benefits$2,212,0001,147
Premises and equipment expense$820,000798
Additional noninterest expense$2,237,000799
Pre-tax net operating income$127,0004,852
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$127,0004,691
Extraordinary gains, net$09
Net income$127,0004,689
Minority interest net income$086
Net income of bank and minority interests.$127,0004,691
Net charge-offs$2,764,000427
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$127,0004,627
2010-12-31 (YTD Data)Rank
Total interest income$33,358,000919
Total interest expense$7,346,0001,122
Net interest income$26,012,000841
Provision for loan and lease losses$18,050,000409
Total noninterest income$4,803,0001,125
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,464,000601
Trading account gains and fees$0175
Additional Noninterest Income$2,339,0001,265
Total noninterest expense$20,756,000963
Salaries and employee benefits$9,237,0001,068
Premises and equipment expense$3,557,000728
Additional noninterest expense$7,962,000926
Pre-tax net operating income$-7,991,0007,289
Securities gains (losses)$60,0002,537
Applicable income taxes$-2,805,0007,517
Income before extraordinary items$-5,126,0007,184
Extraordinary gains, net$029
Net income$-5,126,0007,184
Minority interest net income$0111
Net income of bank and minority interests.$-5,126,0007,184
Net charge-offs$13,341,000478
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,165,0007,163
2010-09-30 (YTD Data)Rank
Total interest income$24,917,000934
Total interest expense$5,743,0001,117
Net interest income$19,174,000855
Provision for loan and lease losses$12,050,000426
Total noninterest income$3,473,0001,134
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,735,000656
Trading account gains and fees$0165
Additional Noninterest Income$1,738,0001,221
Total noninterest expense$15,834,000932
Salaries and employee benefits$6,928,0001,063
Premises and equipment expense$2,674,000730
Additional noninterest expense$6,232,000869
Pre-tax net operating income$-5,237,0007,382
Securities gains (losses)$10,0003,111
Applicable income taxes$-1,900,0007,599
Income before extraordinary items$-3,327,0007,304
Extraordinary gains, net$023
Net income$-3,327,0007,303
Minority interest net income$0110
Net income of bank and minority interests.$-3,327,0007,304
Net charge-offs$8,710,000505
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,333,4007,290
2010-06-30 (YTD Data)Rank
Total interest income$16,459,000954
Total interest expense$3,887,0001,151
Net interest income$12,572,000880
Provision for loan and lease losses$8,050,000424
Total noninterest income$2,099,0001,192
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$974,000790
Trading account gains and fees$0152
Additional Noninterest Income$1,125,0001,191
Total noninterest expense$10,347,000957
Salaries and employee benefits$4,573,0001,076
Premises and equipment expense$1,688,000780
Additional noninterest expense$4,086,000880
Pre-tax net operating income$-3,726,0007,466
Securities gains (losses)$10,0002,597
Applicable income taxes$-1,333,0007,644
Income before extraordinary items$-2,383,0007,392
Extraordinary gains, net$019
Net income$-2,383,0007,392
Minority interest net income$0105
Net income of bank and minority interests.$-2,383,0007,392
Net charge-offs$5,006,000574
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,389,4007,380
2010-03-31 (YTD Data)Rank
Total interest income$7,957,0001,010
Total interest expense$1,961,0001,200
Net interest income$5,996,000930
Provision for loan and lease losses$4,122,000436
Total noninterest income$1,054,0001,176
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$487,000800
Trading account gains and fees$0175
Additional Noninterest Income$567,0001,178
Total noninterest expense$4,694,0001,063
Salaries and employee benefits$2,281,0001,088
Premises and equipment expense$821,000821
Additional noninterest expense$1,592,0001,103
Pre-tax net operating income$-1,766,0007,564
Securities gains (losses)$10,0001,722
Applicable income taxes$-633,0007,734
Income before extraordinary items$-1,123,0007,498
Extraordinary gains, net$016
Net income$-1,123,0007,499
Minority interest net income$091
Net income of bank and minority interests.$-1,123,0007,499
Net charge-offs$3,281,000456
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,129,4007,494
2009-12-31 (YTD Data)Rank
Total interest income$31,380,0001,093
Total interest expense$9,413,0001,266
Net interest income$21,967,000988
Provision for loan and lease losses$8,964,000952
Total noninterest income$4,163,0001,260
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,036,000849
Trading account gains and fees$0211
Additional Noninterest Income$2,127,0001,316
Total noninterest expense$17,893,0001,161
Salaries and employee benefits$8,744,0001,112
Premises and equipment expense$3,553,000759
Additional noninterest expense$5,596,0001,341
Pre-tax net operating income$-727,0006,130
Securities gains (losses)$-1,113,0007,728
Applicable income taxes$-1,010,0007,286
Income before extraordinary items$-830,0006,276
Extraordinary gains, net$034
Net income$-830,0006,275
Minority interest net income$0115
Net income of bank and minority interests.$-830,0006,275
Net charge-offs$8,114,000800
Cash dividends$200,0003,638
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-117,6805,705
2009-09-30 (YTD Data)Rank
Total interest income$23,310,0001,127
Total interest expense$7,241,0001,298
Net interest income$16,069,0001,021
Provision for loan and lease losses$6,300,000889
Total noninterest income$3,177,0001,260
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,530,000843
Trading account gains and fees$0212
Additional Noninterest Income$1,647,0001,309
Total noninterest expense$13,184,0001,166
Salaries and employee benefits$6,565,0001,126
Premises and equipment expense$2,555,000805
Additional noninterest expense$4,064,0001,335
Pre-tax net operating income$-238,0006,065
Securities gains (losses)$-1,113,0007,873
Applicable income taxes$-603,0007,393
Income before extraordinary items$-748,0006,595
Extraordinary gains, net$027
Net income$-748,0006,596
Minority interest net income$0118
Net income of bank and minority interests.$-748,0006,596
Net charge-offs$6,429,000691
Cash dividends$200,0003,055
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-35,6805,802
2009-06-30 (YTD Data)Rank
Total interest income$15,447,0001,156
Total interest expense$4,912,0001,348
Net interest income$10,535,0001,038
Provision for loan and lease losses$4,300,000843
Total noninterest income$2,106,0001,287
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$991,000850
Trading account gains and fees$0193
Additional Noninterest Income$1,115,0001,329
Total noninterest expense$8,693,0001,192
Salaries and employee benefits$4,337,0001,167
Premises and equipment expense$1,631,000862
Additional noninterest expense$2,725,0001,367
Pre-tax net operating income$-352,0006,490
Securities gains (losses)$-1,165,0008,017
Applicable income taxes$-617,0007,634
Income before extraordinary items$-900,0007,096
Extraordinary gains, net$021
Net income$-900,0007,096
Minority interest net income$0112
Net income of bank and minority interests.$-900,0007,096
Net charge-offs$3,912,000689
Cash dividends$200,0002,647
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-154,4006,264
2009-03-31 (YTD Data)Rank
Total interest income$7,624,0001,187
Total interest expense$2,484,0001,387
Net interest income$5,140,0001,057
Provision for loan and lease losses$1,600,000869
Total noninterest income$953,0001,340
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$440,000936
Trading account gains and fees$0171
Additional Noninterest Income$513,0001,371
Total noninterest expense$4,024,0001,247
Salaries and employee benefits$2,088,0001,231
Premises and equipment expense$771,000922
Additional noninterest expense$1,165,0001,398
Pre-tax net operating income$469,0002,493
Securities gains (losses)$02,434
Applicable income taxes$119,0002,001
Income before extraordinary items$350,0002,818
Extraordinary gains, net$015
Net income$350,0002,817
Minority interest net income$0102
Net income of bank and minority interests.$350,0002,819
Net charge-offs$2,342,000539
Cash dividends$175,0001,823
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$350,0002,681
2008-12-31 (YTD Data)Rank
Total interest income$32,294,0001,181
Total interest expense$10,786,0001,508
Net interest income$21,508,000995
Provision for loan and lease losses$3,200,0001,327
Total noninterest income$4,162,0001,235
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,204,000802
Trading account gains and fees$0154
Additional Noninterest Income$1,958,0001,320
Total noninterest expense$17,849,0001,103
Salaries and employee benefits$9,103,0001,080
Premises and equipment expense$3,964,000694
Additional noninterest expense$4,782,0001,321
Pre-tax net operating income$4,621,0001,175
Securities gains (losses)$23,0002,091
Applicable income taxes$1,450,000892
Income before extraordinary items$3,194,0001,279
Extraordinary gains, net$039
Net income$3,194,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,392,0001,155
Cash dividends$900,0002,472
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,178,1301,381
2008-09-30 (YTD Data)Rank
Total interest income$24,313,0001,204
Total interest expense$8,148,0001,556
Net interest income$16,165,0001,011
Provision for loan and lease losses$2,250,0001,096
Total noninterest income$3,188,0001,249
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,658,000803
Trading account gains and fees$0148
Additional Noninterest Income$1,530,0001,351
Total noninterest expense$12,885,0001,134
Salaries and employee benefits$6,854,0001,103
Premises and equipment expense$2,511,000823
Additional noninterest expense$3,520,0001,296
Pre-tax net operating income$4,218,0001,198
Securities gains (losses)$6,0002,568
Applicable income taxes$1,333,000926
Income before extraordinary items$2,891,0001,283
Extraordinary gains, net$031
Net income$2,891,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,414,0001,061
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,886,9201,360
2008-06-30 (YTD Data)Rank
Total interest income$16,345,0001,210
Total interest expense$5,545,0001,580
Net interest income$10,800,0001,009
Provision for loan and lease losses$1,100,0001,158
Total noninterest income$2,129,0001,264
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,055,000822
Trading account gains and fees$0149
Additional Noninterest Income$1,074,0001,328
Total noninterest expense$8,498,0001,139
Salaries and employee benefits$4,553,0001,124
Premises and equipment expense$1,635,000845
Additional noninterest expense$2,310,0001,291
Pre-tax net operating income$3,331,0001,070
Securities gains (losses)$3,0002,869
Applicable income taxes$1,049,000907
Income before extraordinary items$2,285,0001,214
Extraordinary gains, net$021
Net income$2,285,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,058,000834
Cash dividends$600,0002,026
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,282,9301,193
2008-03-31 (YTD Data)Rank
Total interest income$8,186,0001,236
Total interest expense$2,856,0001,644
Net interest income$5,330,0001,009
Provision for loan and lease losses$450,0001,056
Total noninterest income$1,096,0001,239
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$507,000847
Trading account gains and fees$0158
Additional Noninterest Income$589,0001,246
Total noninterest expense$4,256,0001,140
Salaries and employee benefits$2,244,0001,149
Premises and equipment expense$863,000809
Additional noninterest expense$1,149,0001,251
Pre-tax net operating income$1,720,0001,112
Securities gains (losses)$2,0002,447
Applicable income taxes$541,000945
Income before extraordinary items$1,181,0001,277
Extraordinary gains, net$015
Net income$1,181,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,000838
Cash dividends$300,0001,850
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,179,6201,240
2007-12-31 (YTD Data)Rank
Total interest income$31,697,0001,349
Total interest expense$11,403,0001,759
Net interest income$20,294,0001,090
Provision for loan and lease losses$2,100,000811
Total noninterest income$3,545,0001,436
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,235,000797
Trading account gains and fees$0178
Additional Noninterest Income$1,310,0001,850
Total noninterest expense$14,448,0001,282
Salaries and employee benefits$8,085,0001,234
Premises and equipment expense$2,795,000930
Additional noninterest expense$3,568,0001,558
Pre-tax net operating income$7,291,0001,159
Securities gains (losses)$02,146
Applicable income taxes$2,434,000952
Income before extraordinary items$4,857,0001,315
Extraordinary gains, net$039
Net income$4,857,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,000,000620
Cash dividends$1,300,0002,213
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,857,0001,304
2007-09-30 (YTD Data)Rank
Total interest income$23,276,0001,384
Total interest expense$8,418,0001,781
Net interest income$14,858,0001,122
Provision for loan and lease losses$1,550,000636
Total noninterest income$2,674,0001,435
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,654,000791
Trading account gains and fees$0184
Additional Noninterest Income$1,020,0001,811
Total noninterest expense$10,430,0001,323
Salaries and employee benefits$5,993,0001,248
Premises and equipment expense$1,945,0001,002
Additional noninterest expense$2,492,0001,638
Pre-tax net operating income$5,552,0001,232
Securities gains (losses)$01,655
Applicable income taxes$1,961,000974
Income before extraordinary items$3,591,0001,422
Extraordinary gains, net$033
Net income$3,591,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,400,000519
Cash dividends$600,0002,668
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,591,0001,409
2007-06-30 (YTD Data)Rank
Total interest income$15,076,0001,440
Total interest expense$5,487,0001,816
Net interest income$9,589,0001,190
Provision for loan and lease losses$900,000635
Total noninterest income$1,833,0001,414
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,112,000799
Trading account gains and fees$0168
Additional Noninterest Income$721,0001,735
Total noninterest expense$6,619,0001,402
Salaries and employee benefits$3,922,0001,298
Premises and equipment expense$1,157,0001,158
Additional noninterest expense$1,540,0001,763
Pre-tax net operating income$3,903,0001,208
Securities gains (losses)$01,444
Applicable income taxes$1,322,0001,017
Income before extraordinary items$2,581,0001,379
Extraordinary gains, net$029
Net income$2,581,0001,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$936,000469
Cash dividends$300,0003,098
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,581,0001,357
2007-03-31 (YTD Data)Rank
Total interest income$7,369,0001,472
Total interest expense$2,689,0001,839
Net interest income$4,680,0001,214
Provision for loan and lease losses$450,000568
Total noninterest income$945,0001,363
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$534,000800
Trading account gains and fees$0195
Additional Noninterest Income$411,0001,560
Total noninterest expense$3,245,0001,428
Salaries and employee benefits$1,909,0001,343
Premises and equipment expense$534,0001,262
Additional noninterest expense$802,0001,674
Pre-tax net operating income$1,930,0001,216
Securities gains (losses)$01,187
Applicable income taxes$635,0001,060
Income before extraordinary items$1,295,0001,363
Extraordinary gains, net$022
Net income$1,295,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,000449
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,295,0001,355
2006-12-31 (YTD Data)Rank
Total interest income$26,328,0001,516
Total interest expense$7,889,0002,071
Net interest income$18,439,0001,228
Provision for loan and lease losses$2,050,000545
Total noninterest income$3,075,0001,586
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,918,000923
Trading account gains and fees$0130
Additional Noninterest Income$1,157,0002,022
Total noninterest expense$12,601,0001,418
Salaries and employee benefits$7,147,0001,363
Premises and equipment expense$2,311,0001,105
Additional noninterest expense$3,143,0001,679
Pre-tax net operating income$6,863,0001,433
Securities gains (losses)$5,0001,264
Applicable income taxes$2,328,0001,183
Income before extraordinary items$4,540,0001,594
Extraordinary gains, net$051
Net income$4,540,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,284,000555
Cash dividends$600,0003,434
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,536,7001,580
2006-09-30 (YTD Data)Rank
Total interest income$19,172,0001,550
Total interest expense$5,528,0002,137
Net interest income$13,644,0001,263
Provision for loan and lease losses$1,600,000496
Total noninterest income$2,289,0001,602
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,441,000925
Trading account gains and fees$0126
Additional Noninterest Income$848,0002,045
Total noninterest expense$9,533,0001,416
Salaries and employee benefits$5,327,0001,387
Premises and equipment expense$1,758,0001,088
Additional noninterest expense$2,448,0001,608
Pre-tax net operating income$4,800,0001,550
Securities gains (losses)$01,388
Applicable income taxes$1,620,0001,316
Income before extraordinary items$3,180,0001,752
Extraordinary gains, net$045
Net income$3,180,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,142,000417
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,180,0001,736
2006-06-30 (YTD Data)Rank
Total interest income$12,245,0001,586
Total interest expense$3,392,0002,194
Net interest income$8,853,0001,295
Provision for loan and lease losses$800,000644
Total noninterest income$1,464,0001,681
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$878,000999
Trading account gains and fees$0126
Additional Noninterest Income$586,0001,998
Total noninterest expense$6,321,0001,430
Salaries and employee benefits$3,563,0001,387
Premises and equipment expense$1,155,0001,104
Additional noninterest expense$1,603,0001,650
Pre-tax net operating income$3,196,0001,566
Securities gains (losses)$01,185
Applicable income taxes$1,087,0001,308
Income before extraordinary items$2,109,0001,721
Extraordinary gains, net$039
Net income$2,109,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$550,000522
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,109,0001,710
2006-03-31 (YTD Data)Rank
Total interest income$5,920,0001,603
Total interest expense$1,579,0002,225
Net interest income$4,341,0001,320
Provision for loan and lease losses$400,000608
Total noninterest income$763,0001,573
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$427,000999
Trading account gains and fees$0115
Additional Noninterest Income$336,0001,779
Total noninterest expense$3,077,0001,472
Salaries and employee benefits$1,738,0001,431
Premises and equipment expense$599,0001,065
Additional noninterest expense$740,0001,772
Pre-tax net operating income$1,627,0001,518
Securities gains (losses)$0955
Applicable income taxes$585,0001,226
Income before extraordinary items$1,042,0001,716
Extraordinary gains, net$021
Net income$1,042,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,000730
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,042,0001,703
2005-12-31 (YTD Data)Rank
Total interest income$20,366,0001,655
Total interest expense$4,093,0002,606
Net interest income$16,273,0001,350
Provision for loan and lease losses$1,558,000680
Total noninterest income$2,927,0001,649
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,729,0001,018
Trading account gains and fees$0138
Additional Noninterest Income$1,198,0001,967
Total noninterest expense$10,923,0001,572
Salaries and employee benefits$6,369,0001,472
Premises and equipment expense$2,008,0001,226
Additional noninterest expense$2,546,0001,982
Pre-tax net operating income$6,719,0001,427
Securities gains (losses)$-115,0008,460
Applicable income taxes$2,226,0001,243
Income before extraordinary items$4,378,0001,607
Extraordinary gains, net$046
Net income$4,378,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,137,000612
Cash dividends$600,0003,308
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,453,9001,551
2005-09-30 (YTD Data)Rank
Total interest income$14,320,0001,712
Total interest expense$2,829,0002,660
Net interest income$11,491,0001,401
Provision for loan and lease losses$675,0001,101
Total noninterest income$2,213,0001,631
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,297,0001,017
Trading account gains and fees$0126
Additional Noninterest Income$916,0001,932
Total noninterest expense$7,916,0001,601
Salaries and employee benefits$4,703,0001,482
Premises and equipment expense$1,366,0001,336
Additional noninterest expense$1,847,0002,015
Pre-tax net operating income$5,113,0001,403
Securities gains (losses)$59,000821
Applicable income taxes$1,776,0001,195
Income before extraordinary items$3,396,0001,554
Extraordinary gains, net$035
Net income$3,396,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0001,567
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,357,0601,546
2005-06-30 (YTD Data)Rank
Total interest income$9,106,0001,750
Total interest expense$1,736,0002,701
Net interest income$7,370,0001,443
Provision for loan and lease losses$450,0001,068
Total noninterest income$1,508,0001,588
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$872,000977
Trading account gains and fees$0116
Additional Noninterest Income$636,0001,853
Total noninterest expense$5,147,0001,642
Salaries and employee benefits$3,105,0001,495
Premises and equipment expense$846,0001,432
Additional noninterest expense$1,196,0002,057
Pre-tax net operating income$3,281,0001,428
Securities gains (losses)$5,0001,582
Applicable income taxes$1,157,0001,207
Income before extraordinary items$2,129,0001,618
Extraordinary gains, net$030
Net income$2,129,0001,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,520
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,125,7501,595
2005-03-31 (YTD Data)Rank
Total interest income$4,346,0001,801
Total interest expense$790,0002,817
Net interest income$3,556,0001,489
Provision for loan and lease losses$225,0001,003
Total noninterest income$817,0001,469
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$426,000968
Trading account gains and fees$0115
Additional Noninterest Income$391,0001,576
Total noninterest expense$2,511,0001,677
Salaries and employee benefits$1,517,0001,534
Premises and equipment expense$387,0001,570
Additional noninterest expense$607,0002,016
Pre-tax net operating income$1,637,0001,398
Securities gains (losses)$1,0001,514
Applicable income taxes$498,0001,365
Income before extraordinary items$1,140,0001,490
Extraordinary gains, net$024
Net income$1,140,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,785
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,139,3001,463
2004-12-31 (YTD Data)Rank
Total interest income$16,399,0001,745
Total interest expense$2,411,0003,132
Net interest income$13,988,0001,443
Provision for loan and lease losses$1,025,0001,013
Total noninterest income$2,679,0001,769
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,643,0001,090
Trading account gains and fees$0138
Additional Noninterest Income$1,036,0002,099
Total noninterest expense$9,702,0001,674
Salaries and employee benefits$5,563,0001,592
Premises and equipment expense$1,771,0001,305
Additional noninterest expense$2,368,0002,063
Pre-tax net operating income$5,940,0001,450
Securities gains (losses)$85,0001,360
Applicable income taxes$2,081,0001,225
Income before extraordinary items$3,944,0001,639
Extraordinary gains, net$034
Net income$3,944,0001,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$968,000801
Cash dividends$1,700,0001,570
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,888,7501,612
2004-09-30 (YTD Data)Rank
Total interest income$12,090,0001,752
Total interest expense$1,716,0003,219
Net interest income$10,374,0001,450
Provision for loan and lease losses$800,000954
Total noninterest income$2,026,0001,765
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,263,0001,069
Trading account gains and fees$0134
Additional Noninterest Income$763,0002,141
Total noninterest expense$7,078,0001,703
Salaries and employee benefits$4,071,0001,632
Premises and equipment expense$1,334,0001,289
Additional noninterest expense$1,673,0002,157
Pre-tax net operating income$4,522,0001,438
Securities gains (losses)$80,0001,326
Applicable income taxes$1,602,0001,218
Income before extraordinary items$3,000,0001,625
Extraordinary gains, net$026
Net income$3,000,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,000771
Cash dividends$1,100,0001,592
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,948,0001,599
2004-06-30 (YTD Data)Rank
Total interest income$7,867,0001,787
Total interest expense$1,090,0003,331
Net interest income$6,777,0001,473
Provision for loan and lease losses$550,000899
Total noninterest income$1,358,0001,734
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$822,0001,079
Trading account gains and fees$0130
Additional Noninterest Income$536,0002,085
Total noninterest expense$4,648,0001,727
Salaries and employee benefits$2,682,0001,649
Premises and equipment expense$885,0001,299
Additional noninterest expense$1,081,0002,232
Pre-tax net operating income$2,937,0001,450
Securities gains (losses)$80,0001,164
Applicable income taxes$1,042,0001,241
Income before extraordinary items$1,975,0001,627
Extraordinary gains, net$021
Net income$1,975,0001,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,000706
Cash dividends$300,0002,849
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,923,0001,606
2004-03-31 (YTD Data)Rank
Total interest income$3,752,0001,875
Total interest expense$535,0003,435
Net interest income$3,217,0001,551
Provision for loan and lease losses$150,0001,414
Total noninterest income$788,0001,520
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$468,000888
Trading account gains and fees$0121
Additional Noninterest Income$320,0001,805
Total noninterest expense$2,286,0001,769
Salaries and employee benefits$1,372,0001,628
Premises and equipment expense$377,0001,558
Additional noninterest expense$537,0002,218
Pre-tax net operating income$1,569,0001,334
Securities gains (losses)$7,0002,210
Applicable income taxes$562,0001,193
Income before extraordinary items$1,014,0001,581
Extraordinary gains, net$016
Net income$1,014,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,331
Cash dividends$300,0001,707
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,009,5201,493
2003-12-31 (YTD Data)Rank
Total interest income$15,092,0001,873
Total interest expense$2,410,0003,431
Net interest income$12,682,0001,531
Provision for loan and lease losses$1,125,0001,055
Total noninterest income$3,047,0001,663
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,860,000921
Trading account gains and fees$0160
Additional Noninterest Income$1,187,0002,137
Total noninterest expense$8,857,0001,792
Salaries and employee benefits$5,098,0001,692
Premises and equipment expense$1,626,0001,401
Additional noninterest expense$2,133,0002,269
Pre-tax net operating income$5,747,0001,440
Securities gains (losses)$24,0003,094
Applicable income taxes$1,985,0001,296
Income before extraordinary items$3,786,0001,640
Extraordinary gains, net$054
Net income$3,786,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,328,000736
Cash dividends$2,300,0001,233
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,770,1601,573
2003-09-30 (YTD Data)Rank
Total interest income$11,300,0001,916
Total interest expense$1,873,0003,456
Net interest income$9,427,0001,550
Provision for loan and lease losses$650,0001,314
Total noninterest income$2,323,0001,684
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,385,000937
Trading account gains and fees$0153
Additional Noninterest Income$938,0002,139
Total noninterest expense$6,592,0001,805
Salaries and employee benefits$3,780,0001,717
Premises and equipment expense$1,257,0001,371
Additional noninterest expense$1,555,0002,308
Pre-tax net operating income$4,508,0001,424
Securities gains (losses)$24,0002,852
Applicable income taxes$1,558,0001,307
Income before extraordinary items$2,974,0001,621
Extraordinary gains, net$040
Net income$2,974,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$810,000801
Cash dividends$1,800,0001,103
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,958,1601,557
2003-06-30 (YTD Data)Rank
Total interest income$7,261,0002,000
Total interest expense$1,306,0003,433
Net interest income$5,955,0001,636
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,581,0001,652
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$915,000938
Trading account gains and fees$0150
Additional Noninterest Income$666,0002,044
Total noninterest expense$4,263,0001,854
Salaries and employee benefits$2,460,0001,746
Premises and equipment expense$783,0001,461
Additional noninterest expense$1,020,0002,324
Pre-tax net operating income$2,973,0001,435
Securities gains (losses)$8,0003,037
Applicable income taxes$1,036,0001,330
Income before extraordinary items$1,945,0001,666
Extraordinary gains, net$030
Net income$1,945,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,000756
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,939,8001,564
2003-03-31 (YTD Data)Rank
Total interest income$3,626,0002,023
Total interest expense$682,0003,382
Net interest income$2,944,0001,661
Provision for loan and lease losses$150,0001,666
Total noninterest income$806,0001,571
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$438,000952
Trading account gains and fees$0134
Additional Noninterest Income$368,0001,841
Total noninterest expense$2,057,0001,906
Salaries and employee benefits$1,203,0001,771
Premises and equipment expense$399,0001,456
Additional noninterest expense$455,0002,544
Pre-tax net operating income$1,543,0001,389
Securities gains (losses)$4,0002,461
Applicable income taxes$519,0001,330
Income before extraordinary items$1,028,0001,564
Extraordinary gains, net$021
Net income$1,028,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,000456
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,025,3601,469
2002-12-31 (YTD Data)Rank
Total interest income$14,974,0002,054
Total interest expense$3,330,0003,242
Net interest income$11,644,0001,666
Provision for loan and lease losses$1,400,0001,002
Total noninterest income$2,958,0001,579
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,815,000895
Trading account gains and fees$0153
Additional Noninterest Income$1,143,0001,997
Total noninterest expense$8,188,0001,847
Salaries and employee benefits$4,578,0001,748
Premises and equipment expense$1,667,0001,313
Additional noninterest expense$1,943,0002,368
Pre-tax net operating income$5,014,0001,627
Securities gains (losses)$1,0004,369
Applicable income taxes$1,695,0001,488
Income before extraordinary items$3,320,0001,803
Extraordinary gains, net$070
Net income$3,320,0001,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$482,0001,705
Cash dividends$2,200,0001,210
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,319,3401,747
2001-12-31 (YTD Data)Rank
Total interest income$16,097,0002,143
Total interest expense$6,082,0002,629
Net interest income$10,015,0001,781
Provision for loan and lease losses$1,000,0001,250
Total noninterest income$2,710,0001,599
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,541,000966
Trading account gains and fees$0177
Additional Noninterest Income$1,169,0001,831
Total noninterest expense$7,498,0001,926
Salaries and employee benefits$4,379,0001,720
Premises and equipment expense$1,239,0001,747
Additional noninterest expense$1,880,0002,375
Pre-tax net operating income$4,227,0001,672
Securities gains (losses)$-6,0009,232
Applicable income taxes$1,422,0001,572
Income before extraordinary items$2,799,0001,883
Extraordinary gains, net$0105
Net income$2,799,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,101,000878
Cash dividends$1,320,0001,836
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,802,9601,803
2000-12-31 (YTD Data)Rank
Total interest income$15,423,0002,277
Total interest expense$6,011,0002,781
Net interest income$9,412,0001,871
Provision for loan and lease losses$730,0001,368
Total noninterest income$1,960,0001,905
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,288,0001,053
Trading account gains and fees$0180
Additional Noninterest Income$672,0002,444
Total noninterest expense$7,305,0001,904
Salaries and employee benefits$4,298,0001,663
Premises and equipment expense$1,253,0001,667
Additional noninterest expense$1,756,0002,444
Pre-tax net operating income$3,337,0002,168
Securities gains (losses)$01,956
Applicable income taxes$1,143,0001,896
Income before extraordinary items$2,194,0002,336
Extraordinary gains, net$038
Net income$2,194,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,469
Cash dividends$475,0003,653
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,194,0002,348
1999-12-31 (YTD Data)Rank
Total interest income$7,568,0004,126
Total interest expense$2,512,0005,181
Net interest income$5,056,0003,431
Provision for loan and lease losses$570,0001,589
Total noninterest income$1,241,0002,637
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$688,0001,938
Trading account gains and feesNANA
Additional Noninterest Income$553,0002,765
Total noninterest expense$4,055,0003,273
Salaries and employee benefits$2,387,0002,934
Premises and equipment expense$625,0003,142
Additional noninterest expense$1,043,0003,880
Pre-tax net operating income$1,672,0003,809
Securities gains (losses)$03,155
Applicable income taxes$609,0003,191
Income before extraordinary items$1,063,0004,233
Extraordinary gains, net$035
Net income$1,063,0004,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,405
Cash dividends$411,0003,856
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,063,0004,198
1998-12-31 (YTD Data)Rank
Total interest income$6,797,0004,500
Total interest expense$2,413,0005,500
Net interest income$4,384,0003,823
Provision for loan and lease losses$200,0003,499
Total noninterest income$1,111,0002,860
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$599,0002,140
Trading account gains and feesNANA
Additional Noninterest Income$512,0002,938
Total noninterest expense$3,704,0003,442
Salaries and employee benefits$2,036,0003,276
Premises and equipment expense$653,0002,950
Additional noninterest expense$1,015,0003,907
Pre-tax net operating income$1,591,0004,001
Securities gains (losses)$-3,0009,968
Applicable income taxes$587,0003,459
Income before extraordinary items$1,001,0004,527
Extraordinary gains, net$032
Net income$1,001,0004,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,227
Cash dividends$605,0003,093
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,002,9204,411
1997-12-31 (YTD Data)Rank
Total interest income$6,028,0005,049
Total interest expense$2,140,0006,007
Net interest income$3,888,0004,346
Provision for loan and lease losses$100,0005,146
Total noninterest income$911,0003,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$478,0002,735
Trading account gains and feesNANA
Additional Noninterest Income$433,0003,120
Total noninterest expense$3,221,0003,874
Salaries and employee benefits$1,714,0003,812
Premises and equipment expense$518,0003,591
Additional noninterest expense$989,0003,952
Pre-tax net operating income$1,478,0004,551
Securities gains (losses)$3,0003,097
Applicable income taxes$549,0003,945
Income before extraordinary items$932,0004,942
Extraordinary gains, net$044
Net income$932,0004,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,00010,716
Cash dividends$550,0003,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$930,0804,886
1996-12-31 (YTD Data)Rank
Total interest income$5,158,0005,805
Total interest expense$1,872,0006,678
Net interest income$3,286,0005,091
Provision for loan and lease losses$85,0005,471
Total noninterest income$767,0003,819
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$480,0002,822
Trading account gains and feesNANA
Additional Noninterest Income$287,0004,181
Total noninterest expense$2,648,0004,792
Salaries and employee benefits$1,493,0004,321
Premises and equipment expense$440,0004,198
Additional noninterest expense$715,0005,655
Pre-tax net operating income$1,320,0004,790
Securities gains (losses)$04,148
Applicable income taxes$500,0004,144
Income before extraordinary items$820,0005,216
Extraordinary gains, net$053
Net income$820,0005,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,00011,257
Cash dividends$451,0003,617
Sale, conversion, retirement of capital stock, net$0953
Net operating income$820,0005,155
1995-12-31 (YTD Data)Rank
Total interest income$4,603,0006,347
Total interest expense$1,759,0006,995
Net interest income$2,844,0005,744
Provision for loan and lease losses$125,0004,002
Total noninterest income$662,0004,267
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$445,0003,038
Trading account gains and feesNANA
Additional Noninterest Income$217,0004,883
Total noninterest expense$2,451,0005,084
Salaries and employee benefits$1,353,0004,705
Premises and equipment expense$362,0004,911
Additional noninterest expense$736,0005,620
Pre-tax net operating income$930,0006,280
Securities gains (losses)$-10,00010,097
Applicable income taxes$313,0005,852
Income before extraordinary items$607,0006,572
Extraordinary gains, net$065
Net income$607,0006,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,149
Cash dividends$211,0005,341
Sale, conversion, retirement of capital stock, net$0809
Net operating income$613,6006,527
1994-12-31 (YTD Data)Rank
Total interest income$3,857,0006,878
Total interest expense$1,257,0007,698
Net interest income$2,600,0006,266
Provision for loan and lease losses$286,0002,368
Total noninterest income$565,0004,866
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$371,0003,642
Trading account gains and feesNANA
Additional Noninterest Income$194,0005,373
Total noninterest expense$2,460,0005,234
Salaries and employee benefits$1,220,0005,171
Premises and equipment expense$326,0005,358
Additional noninterest expense$914,0005,106
Pre-tax net operating income$419,0009,213
Securities gains (losses)$-34,00010,758
Applicable income taxes$93,0009,524
Income before extraordinary items$292,0009,229
Extraordinary gains, net$0249
Net income$292,0009,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,819
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$317,8409,021
1993-12-31 (YTD Data)Rank
Total interest income$3,694,0007,273
Total interest expense$1,524,0007,132
Net interest income$2,170,0007,254
Provision for loan and lease losses$371,0002,585
Total noninterest income$583,0005,054
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$397,0003,468
Trading account gains and feesNANA
Additional Noninterest Income$186,0005,898
Total noninterest expense$2,605,0005,092
Salaries and employee benefits$1,317,0004,822
Premises and equipment expense$289,0006,037
Additional noninterest expense$999,0004,929
Pre-tax net operating income$-223,00012,714
Securities gains (losses)$-21,00012,925
Applicable income taxes$012,141
Income before extraordinary items$-244,00012,790
Extraordinary gains, net$1,026,000226
Net income$782,0005,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,889
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$300,000701
Net operating income$-223,00012,697
1992-12-31 (YTD Data)Rank
Total interest income$4,773,0006,598
Total interest expense$2,339,0006,312
Net interest income$2,434,0006,721
Provision for loan and lease losses$2,252,0001,052
Total noninterest income$629,0004,795
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$391,0003,563
Trading account gains and feesNANA
Additional Noninterest Income$238,0005,127
Total noninterest expense$3,051,0004,458
Salaries and employee benefits$1,446,0004,367
Premises and equipment expense$320,0005,717
Additional noninterest expense$1,285,0004,081
Pre-tax net operating income$-2,240,00013,661
Securities gains (losses)$-59,00013,699
Applicable income taxes$012,680
Income before extraordinary items$-2,299,00013,704
Extraordinary gains, net$01,422
Net income$-2,299,00013,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,182,000913
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-2,240,00013,649

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.