Home > Anderson Bank Company > Income and Expense
Anderson Bank Company, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 5,686 |
| Total interest expense | $1,468,000 | 5,395 |
| Net interest income | $2,109,000 | 5,765 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $159,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $102,000 | 5,761 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,753 |
| Total noninterest expense | $1,363,000 | 6,417 |
| Salaries and employee benefits | $734,000 | 6,456 |
| Premises and equipment expense | $189,000 | 6,227 |
| Additional noninterest expense | $440,000 | 6,136 |
| Pre-tax net operating income | $900,000 | 4,965 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $306,000 | 3,556 |
| Income before extraordinary items | $594,000 | 5,381 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $594,000 | 5,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $338,000 | 506 |
| Net operating income | $594,000 | 5,376 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 5,745 |
| Total interest expense | $926,000 | 5,422 |
| Net interest income | $1,387,000 | 5,823 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $107,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $913,000 | 6,422 |
| Salaries and employee benefits | $490,000 | 6,477 |
| Premises and equipment expense | $122,000 | 6,308 |
| Additional noninterest expense | $301,000 | 6,080 |
| Pre-tax net operating income | $576,000 | 5,093 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $196,000 | 3,646 |
| Income before extraordinary items | $380,000 | 5,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $380,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $336,000 | 369 |
| Net operating income | $380,000 | 5,498 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 5,814 |
| Total interest expense | $431,000 | 5,501 |
| Net interest income | $681,000 | 5,885 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $54,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $443,000 | 6,518 |
| Salaries and employee benefits | $236,000 | 6,597 |
| Premises and equipment expense | $61,000 | 6,319 |
| Additional noninterest expense | $146,000 | 6,137 |
| Pre-tax net operating income | $289,000 | 5,061 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $98,000 | 3,623 |
| Income before extraordinary items | $191,000 | 5,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $191,000 | 5,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 5,793 |
| Total interest expense | $1,463,000 | 5,282 |
| Net interest income | $2,586,000 | 5,941 |
| Provision for loan and lease losses | $65,000 | 5,371 |
| Total noninterest income | $273,000 | 6,512 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $132,000 | 5,849 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $1,726,000 | 6,525 |
| Salaries and employee benefits | $926,000 | 6,558 |
| Premises and equipment expense | $241,000 | 6,307 |
| Additional noninterest expense | $559,000 | 6,258 |
| Pre-tax net operating income | $1,068,000 | 5,187 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $363,000 | 3,853 |
| Income before extraordinary items | $705,000 | 5,653 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $705,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $705,000 | 5,630 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 5,864 |
| Total interest expense | $1,055,000 | 5,296 |
| Net interest income | $1,879,000 | 6,072 |
| Provision for loan and lease losses | $48,000 | 5,260 |
| Total noninterest income | $162,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 5,805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $1,246,000 | 6,631 |
| Salaries and employee benefits | $676,000 | 6,636 |
| Premises and equipment expense | $175,000 | 6,357 |
| Additional noninterest expense | $395,000 | 6,393 |
| Pre-tax net operating income | $747,000 | 5,511 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $254,000 | 4,070 |
| Income before extraordinary items | $493,000 | 5,926 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $493,000 | 5,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $493,000 | 5,891 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 5,898 |
| Total interest expense | $674,000 | 5,259 |
| Net interest income | $1,219,000 | 6,135 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $111,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $818,000 | 6,684 |
| Salaries and employee benefits | $450,000 | 6,636 |
| Premises and equipment expense | $110,000 | 6,495 |
| Additional noninterest expense | $258,000 | 6,435 |
| Pre-tax net operating income | $482,000 | 5,559 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $164,000 | 4,112 |
| Income before extraordinary items | $318,000 | 5,995 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $318,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $318,000 | 5,941 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 5,952 |
| Total interest expense | $324,000 | 5,275 |
| Net interest income | $604,000 | 6,209 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $403,000 | 6,750 |
| Salaries and employee benefits | $224,000 | 6,701 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $125,000 | 6,554 |
| Pre-tax net operating income | $237,000 | 5,574 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $156,000 | 6,020 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $156,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $156,000 | 5,978 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 6,300 |
| Total interest expense | $1,107,000 | 5,369 |
| Net interest income | $2,030,000 | 6,586 |
| Provision for loan and lease losses | $92,000 | 5,144 |
| Total noninterest income | $204,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $115,000 | 6,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,612 |
| Total noninterest expense | $1,530,000 | 6,835 |
| Salaries and employee benefits | $865,000 | 6,745 |
| Premises and equipment expense | $203,000 | 6,725 |
| Additional noninterest expense | $462,000 | 6,785 |
| Pre-tax net operating income | $612,000 | 6,360 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $208,000 | 4,710 |
| Income before extraordinary items | $404,000 | 6,750 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $404,000 | 6,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $404,000 | 6,690 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 6,516 |
| Total interest expense | $789,000 | 5,490 |
| Net interest income | $1,399,000 | 6,825 |
| Provision for loan and lease losses | $48,000 | 5,435 |
| Total noninterest income | $149,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $91,000 | 6,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $1,111,000 | 6,899 |
| Salaries and employee benefits | $620,000 | 6,817 |
| Premises and equipment expense | $154,000 | 6,667 |
| Additional noninterest expense | $337,000 | 6,818 |
| Pre-tax net operating income | $389,000 | 6,792 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $132,000 | 5,014 |
| Income before extraordinary items | $257,000 | 7,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $257,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $257,000 | 7,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 6,670 |
| Total interest expense | $502,000 | 5,640 |
| Net interest income | $895,000 | 6,962 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $99,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $55,000 | 6,376 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $732,000 | 6,956 |
| Salaries and employee benefits | $410,000 | 6,887 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $222,000 | 6,892 |
| Pre-tax net operating income | $232,000 | 6,959 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $79,000 | 5,131 |
| Income before extraordinary items | $153,000 | 7,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $153,000 | 7,241 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 6,800 |
| Total interest expense | $246,000 | 5,755 |
| Net interest income | $430,000 | 7,094 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $43,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $363,000 | 7,023 |
| Salaries and employee benefits | $202,000 | 6,950 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $92,000 | 7,278 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $61,000 | 7,565 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $61,000 | 7,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 6,993 |
| Total interest expense | $945,000 | 6,275 |
| Net interest income | $1,597,000 | 7,212 |
| Provision for loan and lease losses | $54,000 | 6,186 |
| Total noninterest income | $278,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $98,000 | 6,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $180,000 | 5,507 |
| Total noninterest expense | $1,427,000 | 7,022 |
| Salaries and employee benefits | $771,000 | 7,028 |
| Premises and equipment expense | $215,000 | 6,608 |
| Additional noninterest expense | $441,000 | 6,892 |
| Pre-tax net operating income | $394,000 | 7,072 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $134,000 | 5,413 |
| Income before extraordinary items | $260,000 | 7,469 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $260,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,615 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $260,000 | 7,325 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 7,105 |
| Total interest expense | $709,000 | 6,426 |
| Net interest income | $1,182,000 | 7,301 |
| Provision for loan and lease losses | $39,000 | 6,166 |
| Total noninterest income | $228,000 | 6,609 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $72,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 5,265 |
| Total noninterest expense | $1,062,000 | 7,045 |
| Salaries and employee benefits | $574,000 | 7,031 |
| Premises and equipment expense | $154,000 | 6,717 |
| Additional noninterest expense | $334,000 | 6,856 |
| Pre-tax net operating income | $309,000 | 7,132 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $105,000 | 5,522 |
| Income before extraordinary items | $204,000 | 7,565 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $204,000 | 7,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,765 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $204,000 | 7,411 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 7,109 |
| Total interest expense | $477,000 | 6,530 |
| Net interest income | $801,000 | 7,276 |
| Provision for loan and lease losses | $29,000 | 5,996 |
| Total noninterest income | $164,000 | 6,429 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $117,000 | 5,041 |
| Total noninterest expense | $704,000 | 7,070 |
| Salaries and employee benefits | $381,000 | 7,072 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $223,000 | 6,862 |
| Pre-tax net operating income | $232,000 | 6,961 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $79,000 | 5,430 |
| Income before extraordinary items | $153,000 | 7,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $153,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $153,000 | 7,238 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 7,118 |
| Total interest expense | $239,000 | 6,611 |
| Net interest income | $409,000 | 7,231 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $352,000 | 7,105 |
| Salaries and employee benefits | $190,000 | 7,100 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $112,000 | 6,838 |
| Pre-tax net operating income | $109,000 | 7,056 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $37,000 | 5,499 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 7,056 |
| Total interest expense | $1,251,000 | 6,309 |
| Net interest income | $1,541,000 | 7,366 |
| Provision for loan and lease losses | $32,000 | 7,161 |
| Total noninterest income | $242,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $102,000 | 6,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $1,341,000 | 7,156 |
| Salaries and employee benefits | $745,000 | 7,103 |
| Premises and equipment expense | $187,000 | 6,938 |
| Additional noninterest expense | $409,000 | 7,094 |
| Pre-tax net operating income | $410,000 | 7,121 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $103,000 | 5,938 |
| Income before extraordinary items | $307,000 | 7,293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $307,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $307,000 | 7,187 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 7,214 |
| Total interest expense | $1,716,000 | 6,572 |
| Net interest income | $1,328,000 | 7,637 |
| Provision for loan and lease losses | $37,000 | 7,027 |
| Total noninterest income | $171,000 | 7,620 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $65,000 | 7,289 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $106,000 | 6,307 |
| Total noninterest expense | $1,148,000 | 7,580 |
| Salaries and employee benefits | $636,000 | 7,496 |
| Premises and equipment expense | $154,000 | 7,452 |
| Additional noninterest expense | $358,000 | 7,449 |
| Pre-tax net operating income | $314,000 | 7,347 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $308,000 | 7,076 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $308,000 | 7,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $308,000 | 6,967 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 7,559 |
| Total interest expense | $1,551,000 | 7,055 |
| Net interest income | $1,308,000 | 7,850 |
| Provision for loan and lease losses | $51,000 | 6,491 |
| Total noninterest income | $76,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 7,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $967,000 | 8,117 |
| Salaries and employee benefits | $505,000 | 8,215 |
| Premises and equipment expense | $143,000 | 7,710 |
| Additional noninterest expense | $319,000 | 7,796 |
| Pre-tax net operating income | $366,000 | 7,620 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $366,000 | 7,065 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $366,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $366,000 | 7,058 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 8,309 |
| Total interest expense | $1,167,000 | 7,728 |
| Net interest income | $1,001,000 | 8,629 |
| Provision for loan and lease losses | $73,000 | 5,834 |
| Total noninterest income | $79,000 | 9,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $865,000 | 8,551 |
| Salaries and employee benefits | $430,000 | 8,731 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $299,000 | 8,124 |
| Pre-tax net operating income | $142,000 | 8,846 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $142,000 | 8,697 |
| Extraordinary gains, net | $-67,000 | 10,186 |
| Net income | $75,000 | 9,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $142,000 | 8,653 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 9,075 |
| Total interest expense | $1,002,000 | 8,417 |
| Net interest income | $679,000 | 9,540 |
| Provision for loan and lease losses | $64,000 | 6,030 |
| Total noninterest income | $127,000 | 8,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,403 |
| Total noninterest expense | $865,000 | 8,549 |
| Salaries and employee benefits | $435,000 | 8,744 |
| Premises and equipment expense | $137,000 | 7,934 |
| Additional noninterest expense | $293,000 | 8,176 |
| Pre-tax net operating income | $-123,000 | 9,929 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-123,000 | 9,974 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-123,000 | 9,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-123,000 | 9,940 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 10,411 |
| Total interest expense | $494,000 | 10,113 |
| Net interest income | $376,000 | 10,582 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $50,000 | 10,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $776,000 | 9,121 |
| Salaries and employee benefits | $374,000 | 9,423 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $270,000 | 8,624 |
| Pre-tax net operating income | $-427,000 | 10,713 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-427,000 | 10,734 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-427,000 | 10,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-427,000 | 10,714 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 11,278 |
| Total interest expense | $72,000 | 11,347 |
| Net interest income | $398,000 | 11,088 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $6,000 | 11,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $647,000 | 10,001 |
| Salaries and employee benefits | $363,000 | 9,866 |
| Premises and equipment expense | $78,000 | 9,872 |
| Additional noninterest expense | $206,000 | 9,869 |
| Pre-tax net operating income | $-288,000 | 11,133 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-288,000 | 11,171 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-288,000 | 11,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,987,000 | 156 |
| Net operating income | $-288,000 | 11,138 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.