Home > Andalusia Community Bank > Income and Expense
Andalusia Community Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $785,000 | 5,181 |
| Total interest expense | $36,000 | 5,349 |
| Net interest income | $749,000 | 5,133 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $69,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $30,000 | 4,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 4,828 |
| Total noninterest expense | $723,000 | 4,976 |
| Salaries and employee benefits | $337,000 | 5,108 |
| Premises and equipment expense | $124,000 | 4,356 |
| Additional noninterest expense | $262,000 | 4,842 |
| Pre-tax net operating income | $95,000 | 5,164 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $9,000 | 3,721 |
| Income before extraordinary items | $86,000 | 5,152 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $86,000 | 5,151 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $86,000 | 5,151 |
| Net charge-offs | $128,000 | 1,166 |
| Cash dividends | $35,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $86,000 | 5,159 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 5,240 |
| Total interest expense | $19,000 | 5,380 |
| Net interest income | $369,000 | 5,192 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $16,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $13,000 | 4,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 5,375 |
| Total noninterest expense | $365,000 | 5,026 |
| Salaries and employee benefits | $175,000 | 5,138 |
| Premises and equipment expense | $84,000 | 3,937 |
| Additional noninterest expense | $106,000 | 5,081 |
| Pre-tax net operating income | $20,000 | 5,317 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $4,000 | 3,713 |
| Income before extraordinary items | $16,000 | 5,320 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $16,000 | 5,320 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $16,000 | 5,320 |
| Net charge-offs | $87,000 | 920 |
| Cash dividends | $35,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $16,000 | 5,323 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 5,255 |
| Total interest expense | $76,000 | 5,426 |
| Net interest income | $1,508,000 | 5,218 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $600,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $73,000 | 4,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $527,000 | 3,082 |
| Total noninterest expense | $1,562,000 | 5,012 |
| Salaries and employee benefits | $813,000 | 5,076 |
| Premises and equipment expense | $267,000 | 4,345 |
| Additional noninterest expense | $482,000 | 5,052 |
| Pre-tax net operating income | $546,000 | 4,668 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $35,000 | 3,635 |
| Income before extraordinary items | $545,000 | 4,414 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $545,000 | 4,414 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $545,000 | 4,414 |
| Net charge-offs | $-13,000 | 4,860 |
| Cash dividends | $35,000 | 4,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $513,040 | 4,465 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,315 |
| Total interest expense | $55,000 | 5,500 |
| Net interest income | $1,129,000 | 5,283 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $553,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $54,000 | 4,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,810 |
| Total noninterest expense | $1,161,000 | 5,054 |
| Salaries and employee benefits | $563,000 | 5,183 |
| Premises and equipment expense | $203,000 | 4,349 |
| Additional noninterest expense | $395,000 | 4,988 |
| Pre-tax net operating income | $521,000 | 4,563 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $26,000 | 3,657 |
| Income before extraordinary items | $495,000 | 4,430 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $495,000 | 4,429 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $495,000 | 4,430 |
| Net charge-offs | $-11,000 | 4,773 |
| Cash dividends | $35,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $495,000 | 4,417 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $799,000 | 5,350 |
| Total interest expense | $36,000 | 5,546 |
| Net interest income | $763,000 | 5,304 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $106,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $37,000 | 4,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,623 |
| Total noninterest expense | $761,000 | 5,117 |
| Salaries and employee benefits | $366,000 | 5,247 |
| Premises and equipment expense | $139,000 | 4,334 |
| Additional noninterest expense | $256,000 | 5,054 |
| Pre-tax net operating income | $108,000 | 5,270 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $22,000 | 3,602 |
| Income before extraordinary items | $86,000 | 5,311 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $86,000 | 5,310 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $86,000 | 5,311 |
| Net charge-offs | $-8,000 | 4,727 |
| Cash dividends | $35,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $86,000 | 5,300 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 5,396 |
| Total interest expense | $18,000 | 5,596 |
| Net interest income | $379,000 | 5,340 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $41,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $22,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 5,059 |
| Total noninterest expense | $367,000 | 5,202 |
| Salaries and employee benefits | $186,000 | 5,284 |
| Premises and equipment expense | $64,000 | 4,506 |
| Additional noninterest expense | $117,000 | 5,179 |
| Pre-tax net operating income | $53,000 | 5,276 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $53,000 | 5,230 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $53,000 | 5,230 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $53,000 | 5,230 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $35,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $53,000 | 5,222 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 5,434 |
| Total interest expense | $75,000 | 5,627 |
| Net interest income | $1,540,000 | 5,385 |
| Provision for loan and lease losses | $103,000 | 3,092 |
| Total noninterest income | $225,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $90,000 | 4,624 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $135,000 | 4,747 |
| Total noninterest expense | $1,454,000 | 5,284 |
| Salaries and employee benefits | $698,000 | 5,410 |
| Premises and equipment expense | $270,000 | 4,487 |
| Additional noninterest expense | $486,000 | 5,229 |
| Pre-tax net operating income | $208,000 | 5,326 |
| Securities gains (losses) | $53,000 | 1,802 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $261,000 | 5,191 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $261,000 | 5,190 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $261,000 | 5,190 |
| Net charge-offs | $87,000 | 2,719 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $208,000 | 5,266 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 5,489 |
| Total interest expense | $55,000 | 5,698 |
| Net interest income | $1,149,000 | 5,447 |
| Provision for loan and lease losses | $28,000 | 3,703 |
| Total noninterest income | $178,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $66,000 | 4,696 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $112,000 | 4,694 |
| Total noninterest expense | $1,075,000 | 5,329 |
| Salaries and employee benefits | $517,000 | 5,446 |
| Premises and equipment expense | $206,000 | 4,473 |
| Additional noninterest expense | $352,000 | 5,313 |
| Pre-tax net operating income | $224,000 | 5,246 |
| Securities gains (losses) | $53,000 | 1,726 |
| Applicable income taxes | $26,000 | 3,790 |
| Income before extraordinary items | $251,000 | 5,119 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $251,000 | 5,119 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $251,000 | 5,119 |
| Net charge-offs | $13,000 | 3,342 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $202,770 | 5,214 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $788,000 | 5,564 |
| Total interest expense | $37,000 | 5,763 |
| Net interest income | $751,000 | 5,522 |
| Provision for loan and lease losses | $11,000 | 3,752 |
| Total noninterest income | $85,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $40,000 | 4,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,122 |
| Total noninterest expense | $721,000 | 5,382 |
| Salaries and employee benefits | $345,000 | 5,510 |
| Premises and equipment expense | $136,000 | 4,536 |
| Additional noninterest expense | $240,000 | 5,356 |
| Pre-tax net operating income | $104,000 | 5,460 |
| Securities gains (losses) | $54,000 | 1,367 |
| Applicable income taxes | $15,000 | 3,858 |
| Income before extraordinary items | $143,000 | 5,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 5,265 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $143,000 | 5,265 |
| Net charge-offs | $13,000 | 2,989 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $93,860 | 5,434 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 5,649 |
| Total interest expense | $19,000 | 5,795 |
| Net interest income | $366,000 | 5,595 |
| Provision for loan and lease losses | $11,000 | 3,234 |
| Total noninterest income | $38,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $20,000 | 5,216 |
| Total noninterest expense | $360,000 | 5,426 |
| Salaries and employee benefits | $177,000 | 5,537 |
| Premises and equipment expense | $66,000 | 4,618 |
| Additional noninterest expense | $117,000 | 5,428 |
| Pre-tax net operating income | $33,000 | 5,598 |
| Securities gains (losses) | $53,000 | 800 |
| Applicable income taxes | $8,000 | 3,829 |
| Income before extraordinary items | $78,000 | 5,197 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $78,000 | 5,198 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $78,000 | 5,198 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $29,770 | 5,590 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 5,644 |
| Total interest expense | $96,000 | 5,748 |
| Net interest income | $1,519,000 | 5,590 |
| Provision for loan and lease losses | $21,000 | 4,033 |
| Total noninterest income | $68,000 | 5,858 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $77,000 | 4,997 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-9,000 | 6,061 |
| Total noninterest expense | $1,505,000 | 5,431 |
| Salaries and employee benefits | $712,000 | 5,579 |
| Premises and equipment expense | $279,000 | 4,593 |
| Additional noninterest expense | $514,000 | 5,364 |
| Pre-tax net operating income | $61,000 | 5,753 |
| Securities gains (losses) | $46,000 | 1,704 |
| Applicable income taxes | $7,000 | 4,160 |
| Income before extraordinary items | $100,000 | 5,695 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $100,000 | 5,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $100,000 | 5,698 |
| Net charge-offs | $140,000 | 2,330 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $57,220 | 5,753 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 5,722 |
| Total interest expense | $75,000 | 5,808 |
| Net interest income | $1,136,000 | 5,670 |
| Provision for loan and lease losses | $21,000 | 3,781 |
| Total noninterest income | $30,000 | 6,061 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $56,000 | 5,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 6,177 |
| Total noninterest expense | $1,150,000 | 5,458 |
| Salaries and employee benefits | $541,000 | 5,615 |
| Premises and equipment expense | $211,000 | 4,628 |
| Additional noninterest expense | $398,000 | 5,365 |
| Pre-tax net operating income | $-5,000 | 5,942 |
| Securities gains (losses) | $49,000 | 1,480 |
| Applicable income taxes | $-3,000 | 6,032 |
| Income before extraordinary items | $47,000 | 5,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 5,885 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $47,000 | 5,885 |
| Net charge-offs | $140,000 | 1,855 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-2,000 | 5,939 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $802,000 | 5,774 |
| Total interest expense | $51,000 | 5,854 |
| Net interest income | $751,000 | 5,728 |
| Provision for loan and lease losses | $21,000 | 3,474 |
| Total noninterest income | $74,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $36,000 | 5,156 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $38,000 | 5,378 |
| Total noninterest expense | $775,000 | 5,494 |
| Salaries and employee benefits | $370,000 | 5,639 |
| Premises and equipment expense | $141,000 | 4,663 |
| Additional noninterest expense | $264,000 | 5,429 |
| Pre-tax net operating income | $29,000 | 5,891 |
| Securities gains (losses) | $3,000 | 2,361 |
| Applicable income taxes | $-4,000 | 6,119 |
| Income before extraordinary items | $36,000 | 5,906 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $141,000 | 1,422 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $33,000 | 5,876 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 5,821 |
| Total interest expense | $26,000 | 5,904 |
| Net interest income | $376,000 | 5,772 |
| Provision for loan and lease losses | $14,000 | 3,137 |
| Total noninterest income | $26,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 5,828 |
| Total noninterest expense | $392,000 | 5,523 |
| Salaries and employee benefits | $184,000 | 5,697 |
| Premises and equipment expense | $70,000 | 4,719 |
| Additional noninterest expense | $138,000 | 5,400 |
| Pre-tax net operating income | $-4,000 | 6,035 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-7,000 | 6,238 |
| Income before extraordinary items | $3,000 | 6,025 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,000 | 6,026 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,000 | 6,026 |
| Net charge-offs | $178,000 | 794 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $3,000 | 5,985 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 5,875 |
| Total interest expense | $125,000 | 5,925 |
| Net interest income | $1,541,000 | 5,824 |
| Provision for loan and lease losses | $259,000 | 2,158 |
| Total noninterest income | $207,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $89,000 | 5,144 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $118,000 | 5,102 |
| Total noninterest expense | $1,900,000 | 5,347 |
| Salaries and employee benefits | $782,000 | 5,723 |
| Premises and equipment expense | $311,000 | 4,603 |
| Additional noninterest expense | $807,000 | 4,894 |
| Pre-tax net operating income | $-411,000 | 6,283 |
| Securities gains (losses) | $136,000 | 1,040 |
| Applicable income taxes | $287,000 | 2,681 |
| Income before extraordinary items | $-562,000 | 6,307 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-562,000 | 6,307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-562,000 | 6,307 |
| Net charge-offs | $-6,000 | 5,587 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-698,000 | 6,326 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 5,916 |
| Total interest expense | $96,000 | 5,993 |
| Net interest income | $1,176,000 | 5,869 |
| Provision for loan and lease losses | $51,000 | 3,370 |
| Total noninterest income | $165,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $67,000 | 5,216 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $98,000 | 5,066 |
| Total noninterest expense | $1,444,000 | 5,368 |
| Salaries and employee benefits | $599,000 | 5,731 |
| Premises and equipment expense | $236,000 | 4,631 |
| Additional noninterest expense | $609,000 | 4,921 |
| Pre-tax net operating income | $-154,000 | 6,288 |
| Securities gains (losses) | $28,000 | 1,816 |
| Applicable income taxes | $-94,000 | 6,411 |
| Income before extraordinary items | $-32,000 | 6,202 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-32,000 | 6,201 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-32,000 | 6,202 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-49,920 | 6,209 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $845,000 | 5,960 |
| Total interest expense | $66,000 | 6,023 |
| Net interest income | $779,000 | 5,914 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $99,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $43,000 | 5,270 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $56,000 | 5,220 |
| Total noninterest expense | $855,000 | 5,568 |
| Salaries and employee benefits | $395,000 | 5,791 |
| Premises and equipment expense | $160,000 | 4,643 |
| Additional noninterest expense | $300,000 | 5,469 |
| Pre-tax net operating income | $23,000 | 6,098 |
| Securities gains (losses) | $28,000 | 1,480 |
| Applicable income taxes | $-15,000 | 6,393 |
| Income before extraordinary items | $66,000 | 5,917 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $66,000 | 5,918 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $66,000 | 5,919 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $38,000 | 6,029 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 6,023 |
| Total interest expense | $34,000 | 6,078 |
| Net interest income | $389,000 | 5,970 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $54,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $33,000 | 5,055 |
| Total noninterest expense | $425,000 | 5,648 |
| Salaries and employee benefits | $190,000 | 5,908 |
| Premises and equipment expense | $80,000 | 4,704 |
| Additional noninterest expense | $155,000 | 5,454 |
| Pre-tax net operating income | $18,000 | 6,058 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-11,000 | 6,464 |
| Income before extraordinary items | $29,000 | 5,945 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 5,946 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $29,000 | 5,947 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $29,000 | 5,906 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 6,034 |
| Total interest expense | $193,000 | 5,949 |
| Net interest income | $1,587,000 | 5,988 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $229,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $97,000 | 5,301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $132,000 | 5,093 |
| Total noninterest expense | $1,734,000 | 5,677 |
| Salaries and employee benefits | $719,000 | 6,051 |
| Premises and equipment expense | $304,000 | 4,825 |
| Additional noninterest expense | $711,000 | 5,309 |
| Pre-tax net operating income | $82,000 | 5,999 |
| Securities gains (losses) | $52,000 | 1,763 |
| Applicable income taxes | $-38,000 | 6,394 |
| Income before extraordinary items | $172,000 | 5,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $172,000 | 5,793 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $172,000 | 5,793 |
| Net charge-offs | $70,000 | 4,097 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $120,000 | 5,883 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 6,097 |
| Total interest expense | $153,000 | 5,979 |
| Net interest income | $1,178,000 | 6,063 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $162,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $73,000 | 5,336 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $89,000 | 5,286 |
| Total noninterest expense | $1,259,000 | 5,752 |
| Salaries and employee benefits | $538,000 | 6,091 |
| Premises and equipment expense | $232,000 | 4,812 |
| Additional noninterest expense | $489,000 | 5,477 |
| Pre-tax net operating income | $81,000 | 6,053 |
| Securities gains (losses) | $52,000 | 1,625 |
| Applicable income taxes | $-14,000 | 6,550 |
| Income before extraordinary items | $147,000 | 5,839 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $147,000 | 5,841 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $147,000 | 5,841 |
| Net charge-offs | $25,000 | 4,288 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $95,000 | 5,974 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $881,000 | 6,138 |
| Total interest expense | $109,000 | 5,975 |
| Net interest income | $772,000 | 6,099 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $128,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $47,000 | 5,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 4,998 |
| Total noninterest expense | $821,000 | 5,801 |
| Salaries and employee benefits | $343,000 | 6,179 |
| Premises and equipment expense | $151,000 | 4,880 |
| Additional noninterest expense | $327,000 | 5,471 |
| Pre-tax net operating income | $34,000 | 6,157 |
| Securities gains (losses) | $51,000 | 1,510 |
| Applicable income taxes | $-13,000 | 6,605 |
| Income before extraordinary items | $98,000 | 5,869 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $98,000 | 5,871 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $98,000 | 5,871 |
| Net charge-offs | $-30,000 | 6,424 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $47,000 | 6,083 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 6,202 |
| Total interest expense | $59,000 | 5,958 |
| Net interest income | $375,000 | 6,189 |
| Provision for loan and lease losses | $34,000 | 3,135 |
| Total noninterest income | $48,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $22,000 | 5,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,453 |
| Total noninterest expense | $405,000 | 5,892 |
| Salaries and employee benefits | $169,000 | 6,236 |
| Premises and equipment expense | $75,000 | 4,918 |
| Additional noninterest expense | $161,000 | 5,566 |
| Pre-tax net operating income | $-16,000 | 6,428 |
| Securities gains (losses) | $52,000 | 902 |
| Applicable income taxes | $-11,000 | 6,750 |
| Income before extraordinary items | $47,000 | 5,894 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $47,000 | 5,896 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $47,000 | 5,896 |
| Net charge-offs | $29,000 | 2,821 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-5,000 | 6,375 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 6,177 |
| Total interest expense | $373,000 | 5,658 |
| Net interest income | $1,577,000 | 6,214 |
| Provision for loan and lease losses | $938,000 | 1,845 |
| Total noninterest income | $316,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $123,000 | 5,114 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $193,000 | 4,641 |
| Total noninterest expense | $1,569,000 | 6,031 |
| Salaries and employee benefits | $662,000 | 6,344 |
| Premises and equipment expense | $312,000 | 4,873 |
| Additional noninterest expense | $595,000 | 5,810 |
| Pre-tax net operating income | $-614,000 | 6,541 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $-362,000 | 6,861 |
| Income before extraordinary items | $-250,000 | 6,485 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-250,000 | 6,480 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-250,000 | 6,482 |
| Net charge-offs | $420,000 | 2,882 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-251,280 | 6,405 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 6,270 |
| Total interest expense | $298,000 | 5,686 |
| Net interest income | $1,174,000 | 6,325 |
| Provision for loan and lease losses | $645,000 | 1,960 |
| Total noninterest income | $220,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $93,000 | 5,169 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $127,000 | 4,825 |
| Total noninterest expense | $1,177,000 | 6,082 |
| Salaries and employee benefits | $498,000 | 6,397 |
| Premises and equipment expense | $235,000 | 4,933 |
| Additional noninterest expense | $444,000 | 5,885 |
| Pre-tax net operating income | $-428,000 | 6,649 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $-227,000 | 6,975 |
| Income before extraordinary items | $-199,000 | 6,618 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-199,000 | 6,616 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-199,000 | 6,616 |
| Net charge-offs | $435,000 | 2,362 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-200,280 | 6,540 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 6,284 |
| Total interest expense | $213,000 | 5,662 |
| Net interest income | $797,000 | 6,343 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $149,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,844 |
| Total noninterest expense | $759,000 | 6,182 |
| Salaries and employee benefits | $358,000 | 6,333 |
| Premises and equipment expense | $155,000 | 4,974 |
| Additional noninterest expense | $246,000 | 6,197 |
| Pre-tax net operating income | $-413,000 | 6,766 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $-194,000 | 7,066 |
| Income before extraordinary items | $-217,000 | 6,726 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-217,000 | 6,726 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-217,000 | 6,726 |
| Net charge-offs | $415,000 | 1,960 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-218,280 | 6,659 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 6,333 |
| Total interest expense | $115,000 | 5,610 |
| Net interest income | $391,000 | 6,420 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $75,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $29,000 | 5,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,834 |
| Total noninterest expense | $374,000 | 6,255 |
| Salaries and employee benefits | $181,000 | 6,364 |
| Premises and equipment expense | $78,000 | 4,993 |
| Additional noninterest expense | $115,000 | 6,318 |
| Pre-tax net operating income | $67,000 | 5,759 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $69,000 | 5,764 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $69,000 | 5,764 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $69,000 | 5,764 |
| Net charge-offs | $65,000 | 2,817 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $67,000 | 5,639 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 6,311 |
| Total interest expense | $596,000 | 5,532 |
| Net interest income | $1,596,000 | 6,448 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $297,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $151,000 | 4,879 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $146,000 | 4,875 |
| Total noninterest expense | $1,527,000 | 6,287 |
| Salaries and employee benefits | $746,000 | 6,388 |
| Premises and equipment expense | $296,000 | 5,261 |
| Additional noninterest expense | $485,000 | 6,322 |
| Pre-tax net operating income | $276,000 | 5,309 |
| Securities gains (losses) | $14,000 | 3,210 |
| Applicable income taxes | $-19,000 | 6,642 |
| Income before extraordinary items | $309,000 | 5,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $309,000 | 5,214 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $309,000 | 5,214 |
| Net charge-offs | $12,000 | 6,056 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $295,000 | 5,156 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 6,369 |
| Total interest expense | $461,000 | 5,594 |
| Net interest income | $1,192,000 | 6,512 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $227,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $117,000 | 4,848 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $110,000 | 4,970 |
| Total noninterest expense | $1,169,000 | 6,289 |
| Salaries and employee benefits | $582,000 | 6,332 |
| Premises and equipment expense | $216,000 | 5,367 |
| Additional noninterest expense | $371,000 | 6,339 |
| Pre-tax net operating income | $205,000 | 5,452 |
| Securities gains (losses) | $14,000 | 2,938 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $214,000 | 5,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,435 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $214,000 | 5,435 |
| Net charge-offs | $10,000 | 5,779 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $200,280 | 5,350 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 6,448 |
| Total interest expense | $314,000 | 5,657 |
| Net interest income | $770,000 | 6,595 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $147,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $77,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,079 |
| Total noninterest expense | $763,000 | 6,386 |
| Salaries and employee benefits | $388,000 | 6,390 |
| Premises and equipment expense | $140,000 | 5,465 |
| Additional noninterest expense | $235,000 | 6,477 |
| Pre-tax net operating income | $124,000 | 5,558 |
| Securities gains (losses) | $14,000 | 2,241 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $136,000 | 5,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $136,000 | 5,448 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $136,000 | 5,449 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $122,140 | 5,456 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $547,000 | 6,474 |
| Total interest expense | $157,000 | 5,761 |
| Net interest income | $390,000 | 6,605 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $75,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $384,000 | 6,427 |
| Salaries and employee benefits | $199,000 | 6,406 |
| Premises and equipment expense | $77,000 | 5,307 |
| Additional noninterest expense | $108,000 | 6,643 |
| Pre-tax net operating income | $66,000 | 5,541 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $66,000 | 5,478 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $66,000 | 5,476 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $66,000 | 5,477 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $66,000 | 5,428 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 6,735 |
| Total interest expense | $547,000 | 6,394 |
| Net interest income | $1,432,000 | 6,786 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $355,000 | 5,143 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $175,000 | 4,652 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $180,000 | 4,736 |
| Total noninterest expense | $1,432,000 | 6,602 |
| Salaries and employee benefits | $734,000 | 6,607 |
| Premises and equipment expense | $257,000 | 5,753 |
| Additional noninterest expense | $441,000 | 6,685 |
| Pre-tax net operating income | $295,000 | 4,914 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $19,000 | 4,021 |
| Income before extraordinary items | $279,000 | 5,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,012 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $279,000 | 5,012 |
| Net charge-offs | $30,000 | 6,199 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $276,180 | 4,881 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 6,862 |
| Total interest expense | $390,000 | 6,605 |
| Net interest income | $1,064,000 | 6,891 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $240,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $129,000 | 4,761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $111,000 | 5,071 |
| Total noninterest expense | $1,016,000 | 6,736 |
| Salaries and employee benefits | $536,000 | 6,695 |
| Premises and equipment expense | $187,000 | 5,872 |
| Additional noninterest expense | $293,000 | 6,885 |
| Pre-tax net operating income | $243,000 | 5,086 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $17,000 | 4,065 |
| Income before extraordinary items | $229,000 | 5,173 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $229,000 | 5,175 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $229,000 | 5,176 |
| Net charge-offs | $18,000 | 6,060 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $226,210 | 5,025 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $941,000 | 6,958 |
| Total interest expense | $247,000 | 6,765 |
| Net interest income | $694,000 | 6,955 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $150,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $84,000 | 4,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 5,236 |
| Total noninterest expense | $645,000 | 6,868 |
| Salaries and employee benefits | $331,000 | 6,878 |
| Premises and equipment expense | $115,000 | 6,042 |
| Additional noninterest expense | $199,000 | 6,916 |
| Pre-tax net operating income | $169,000 | 5,095 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $18,000 | 3,827 |
| Income before extraordinary items | $153,000 | 5,193 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $153,000 | 5,196 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $153,000 | 5,195 |
| Net charge-offs | $9,000 | 5,868 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $151,220 | 5,068 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 7,060 |
| Total interest expense | $122,000 | 6,902 |
| Net interest income | $345,000 | 7,030 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $73,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $277,000 | 7,174 |
| Salaries and employee benefits | $154,000 | 7,074 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $78,000 | 7,291 |
| Pre-tax net operating income | $126,000 | 4,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $27,000 | 3,244 |
| Income before extraordinary items | $99,000 | 4,997 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 4,998 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $99,000 | 4,997 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $99,000 | 4,884 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 7,161 |
| Total interest expense | $546,000 | 7,032 |
| Net interest income | $1,319,000 | 7,110 |
| Provision for loan and lease losses | $55,000 | 6,802 |
| Total noninterest income | $285,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $166,000 | 4,974 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $119,000 | 5,415 |
| Total noninterest expense | $996,000 | 7,394 |
| Salaries and employee benefits | $535,000 | 7,361 |
| Premises and equipment expense | $123,000 | 7,162 |
| Additional noninterest expense | $338,000 | 7,302 |
| Pre-tax net operating income | $553,000 | 3,874 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $122,000 | 2,745 |
| Income before extraordinary items | $431,000 | 4,074 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $431,000 | 4,073 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $431,000 | 4,073 |
| Net charge-offs | $37,000 | 6,392 |
| Cash dividends | $68,000 | 4,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $431,000 | 4,005 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 7,247 |
| Total interest expense | $413,000 | 7,133 |
| Net interest income | $974,000 | 7,188 |
| Provision for loan and lease losses | $40,000 | 6,665 |
| Total noninterest income | $213,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $122,000 | 5,049 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $91,000 | 5,517 |
| Total noninterest expense | $735,000 | 7,445 |
| Salaries and employee benefits | $393,000 | 7,428 |
| Premises and equipment expense | $75,000 | 7,440 |
| Additional noninterest expense | $267,000 | 7,264 |
| Pre-tax net operating income | $412,000 | 4,156 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $96,000 | 2,899 |
| Income before extraordinary items | $316,000 | 4,372 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $316,000 | 4,368 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $316,000 | 4,371 |
| Net charge-offs | $36,000 | 5,905 |
| Cash dividends | $68,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $316,000 | 4,304 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $925,000 | 7,307 |
| Total interest expense | $276,000 | 7,239 |
| Net interest income | $649,000 | 7,222 |
| Provision for loan and lease losses | $25,000 | 6,581 |
| Total noninterest income | $137,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $76,000 | 5,160 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $61,000 | 5,563 |
| Total noninterest expense | $443,000 | 7,635 |
| Salaries and employee benefits | $242,000 | 7,592 |
| Premises and equipment expense | $47,000 | 7,562 |
| Additional noninterest expense | $154,000 | 7,502 |
| Pre-tax net operating income | $318,000 | 4,062 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $90,000 | 2,712 |
| Income before extraordinary items | $228,000 | 4,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 4,373 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $228,000 | 4,373 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $68,000 | 3,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $228,000 | 4,266 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,358 |
| Total interest expense | $139,000 | 7,321 |
| Net interest income | $325,000 | 7,246 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $62,000 | 6,059 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $36,000 | 5,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $218,000 | 7,676 |
| Salaries and employee benefits | $118,000 | 7,661 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $77,000 | 7,429 |
| Pre-tax net operating income | $159,000 | 4,405 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $42,000 | 3,033 |
| Income before extraordinary items | $117,000 | 4,725 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 4,729 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $117,000 | 4,728 |
| Net charge-offs | $53,000 | 3,483 |
| Cash dividends | $68,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $117,000 | 4,561 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 7,475 |
| Total interest expense | $616,000 | 7,479 |
| Net interest income | $1,190,000 | 7,378 |
| Provision for loan and lease losses | $35,000 | 6,787 |
| Total noninterest income | $250,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $167,000 | 5,111 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $83,000 | 6,176 |
| Total noninterest expense | $866,000 | 7,717 |
| Salaries and employee benefits | $483,000 | 7,705 |
| Premises and equipment expense | $99,000 | 7,632 |
| Additional noninterest expense | $284,000 | 7,525 |
| Pre-tax net operating income | $539,000 | 4,753 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $147,000 | 3,086 |
| Income before extraordinary items | $429,000 | 4,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $429,000 | 4,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,155 |
| Cash dividends | $65,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $401,620 | 4,918 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 7,578 |
| Total interest expense | $473,000 | 7,563 |
| Net interest income | $854,000 | 7,503 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $196,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $130,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 6,225 |
| Total noninterest expense | $622,000 | 7,790 |
| Salaries and employee benefits | $359,000 | 7,745 |
| Premises and equipment expense | $52,000 | 7,945 |
| Additional noninterest expense | $211,000 | 7,552 |
| Pre-tax net operating income | $408,000 | 5,238 |
| Securities gains (losses) | $32,000 | 1,715 |
| Applicable income taxes | $117,000 | 3,463 |
| Income before extraordinary items | $323,000 | 5,120 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $323,000 | 5,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,374 |
| Cash dividends | $65,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $299,640 | 5,395 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 7,655 |
| Total interest expense | $326,000 | 7,631 |
| Net interest income | $553,000 | 7,567 |
| Provision for loan and lease losses | $5,000 | 6,509 |
| Total noninterest income | $129,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $429,000 | 7,823 |
| Salaries and employee benefits | $239,000 | 7,804 |
| Premises and equipment expense | $50,000 | 7,710 |
| Additional noninterest expense | $140,000 | 7,611 |
| Pre-tax net operating income | $248,000 | 5,505 |
| Securities gains (losses) | $32,000 | 1,744 |
| Applicable income taxes | $72,000 | 3,768 |
| Income before extraordinary items | $208,000 | 5,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $65,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $184,320 | 5,669 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 7,735 |
| Total interest expense | $171,000 | 7,682 |
| Net interest income | $266,000 | 7,667 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $72,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $215,000 | 7,846 |
| Salaries and employee benefits | $120,000 | 7,847 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $70,000 | 7,608 |
| Pre-tax net operating income | $123,000 | 5,731 |
| Securities gains (losses) | $29,000 | 1,385 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $115,000 | 5,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $65,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $92,960 | 5,865 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 7,730 |
| Total interest expense | $712,000 | 7,634 |
| Net interest income | $1,045,000 | 7,691 |
| Provision for loan and lease losses | $17,000 | 6,406 |
| Total noninterest income | $296,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $193,000 | 4,979 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $103,000 | 6,164 |
| Total noninterest expense | $843,000 | 7,876 |
| Salaries and employee benefits | $450,000 | 7,933 |
| Premises and equipment expense | $127,000 | 7,476 |
| Additional noninterest expense | $266,000 | 7,704 |
| Pre-tax net operating income | $481,000 | 6,053 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $125,000 | 4,295 |
| Income before extraordinary items | $357,000 | 6,220 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $357,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $62,000 | 5,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $356,260 | 6,210 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 7,812 |
| Total interest expense | $511,000 | 7,726 |
| Net interest income | $774,000 | 7,756 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $212,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $143,000 | 5,025 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 6,360 |
| Total noninterest expense | $613,000 | 7,886 |
| Salaries and employee benefits | $342,000 | 7,900 |
| Premises and equipment expense | $74,000 | 7,744 |
| Additional noninterest expense | $197,000 | 7,691 |
| Pre-tax net operating income | $358,000 | 6,336 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $93,000 | 4,504 |
| Income before extraordinary items | $265,000 | 6,501 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $265,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $63,000 | 4,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $265,000 | 6,488 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 7,909 |
| Total interest expense | $322,000 | 7,831 |
| Net interest income | $501,000 | 7,862 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $130,000 | 6,397 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $91,000 | 5,130 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $39,000 | 6,648 |
| Total noninterest expense | $422,000 | 7,898 |
| Salaries and employee benefits | $226,000 | 7,966 |
| Premises and equipment expense | $50,000 | 7,774 |
| Additional noninterest expense | $146,000 | 7,614 |
| Pre-tax net operating income | $209,000 | 6,581 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $157,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $63,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $157,000 | 6,673 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,976 |
| Total interest expense | $155,000 | 7,899 |
| Net interest income | $247,000 | 7,932 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $217,000 | 7,913 |
| Salaries and employee benefits | $111,000 | 8,023 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $77,000 | 7,546 |
| Pre-tax net operating income | $90,000 | 6,786 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $70,000 | 6,861 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $70,000 | 6,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $63,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $70,000 | 6,844 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 7,898 |
| Total interest expense | $554,000 | 7,816 |
| Net interest income | $1,001,000 | 7,844 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $270,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $173,000 | 5,258 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $97,000 | 6,375 |
| Total noninterest expense | $762,000 | 8,064 |
| Salaries and employee benefits | $431,000 | 8,071 |
| Premises and equipment expense | $84,000 | 7,984 |
| Additional noninterest expense | $247,000 | 7,869 |
| Pre-tax net operating income | $509,000 | 6,453 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $152,000 | 4,582 |
| Income before extraordinary items | $357,000 | 6,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $357,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $60,000 | 5,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $357,000 | 6,687 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 7,976 |
| Total interest expense | $401,000 | 7,875 |
| Net interest income | $739,000 | 7,945 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $200,000 | 6,461 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $128,000 | 5,350 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $581,000 | 8,065 |
| Salaries and employee benefits | $331,000 | 8,032 |
| Premises and equipment expense | $63,000 | 8,022 |
| Additional noninterest expense | $187,000 | 7,869 |
| Pre-tax net operating income | $358,000 | 6,758 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $108,000 | 4,852 |
| Income before extraordinary items | $250,000 | 6,977 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $250,000 | 6,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $60,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $250,000 | 6,980 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 8,030 |
| Total interest expense | $251,000 | 7,931 |
| Net interest income | $486,000 | 7,996 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $133,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $381,000 | 8,111 |
| Salaries and employee benefits | $216,000 | 8,101 |
| Premises and equipment expense | $42,000 | 8,021 |
| Additional noninterest expense | $123,000 | 7,912 |
| Pre-tax net operating income | $238,000 | 6,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $72,000 | 4,887 |
| Income before extraordinary items | $166,000 | 7,034 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $166,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $60,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $166,000 | 7,046 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,067 |
| Total interest expense | $117,000 | 7,997 |
| Net interest income | $243,000 | 8,020 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $66,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $184,000 | 8,179 |
| Salaries and employee benefits | $106,000 | 8,144 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $125,000 | 6,740 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $87,000 | 6,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $60,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $87,000 | 6,933 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 8,020 |
| Total interest expense | $397,000 | 7,901 |
| Net interest income | $973,000 | 7,976 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $231,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $139,000 | 5,751 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,533 |
| Total noninterest expense | $717,000 | 8,206 |
| Salaries and employee benefits | $408,000 | 8,182 |
| Premises and equipment expense | $82,000 | 8,069 |
| Additional noninterest expense | $227,000 | 8,058 |
| Pre-tax net operating income | $487,000 | 6,796 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $134,000 | 5,116 |
| Income before extraordinary items | $353,000 | 6,962 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $353,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,049 |
| Cash dividends | $58,000 | 5,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $353,000 | 6,945 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $996,000 | 8,087 |
| Total interest expense | $291,000 | 7,913 |
| Net interest income | $705,000 | 8,078 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $171,000 | 6,872 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $99,000 | 5,878 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $525,000 | 8,231 |
| Salaries and employee benefits | $303,000 | 8,185 |
| Premises and equipment expense | $59,000 | 8,132 |
| Additional noninterest expense | $163,000 | 8,123 |
| Pre-tax net operating income | $351,000 | 6,993 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $103,000 | 5,214 |
| Income before extraordinary items | $248,000 | 7,201 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $248,000 | 7,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $58,000 | 4,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $248,000 | 7,157 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $651,000 | 8,117 |
| Total interest expense | $182,000 | 7,941 |
| Net interest income | $469,000 | 8,097 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $113,000 | 6,881 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $355,000 | 8,220 |
| Salaries and employee benefits | $198,000 | 8,212 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $118,000 | 8,003 |
| Pre-tax net operating income | $227,000 | 7,044 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $65,000 | 5,284 |
| Income before extraordinary items | $162,000 | 7,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $162,000 | 7,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $58,000 | 4,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $162,000 | 7,195 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 8,226 |
| Total interest expense | $88,000 | 7,991 |
| Net interest income | $224,000 | 8,238 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $51,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $181,000 | 8,266 |
| Salaries and employee benefits | $99,000 | 8,281 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $64,000 | 7,941 |
| Pre-tax net operating income | $94,000 | 7,314 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $58,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 8,165 |
| Total interest expense | $302,000 | 8,093 |
| Net interest income | $944,000 | 8,102 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $226,000 | 6,953 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $138,000 | 5,947 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $88,000 | 6,627 |
| Total noninterest expense | $690,000 | 8,332 |
| Salaries and employee benefits | $398,000 | 8,312 |
| Premises and equipment expense | $87,000 | 8,124 |
| Additional noninterest expense | $205,000 | 8,278 |
| Pre-tax net operating income | $480,000 | 6,776 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $141,000 | 5,174 |
| Income before extraordinary items | $343,000 | 7,047 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $343,000 | 7,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $58,000 | 5,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $340,160 | 7,008 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $941,000 | 8,189 |
| Total interest expense | $218,000 | 8,164 |
| Net interest income | $723,000 | 8,112 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $175,000 | 6,932 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $105,000 | 5,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 6,544 |
| Total noninterest expense | $523,000 | 8,334 |
| Salaries and employee benefits | $298,000 | 8,287 |
| Premises and equipment expense | $68,000 | 8,081 |
| Additional noninterest expense | $157,000 | 8,264 |
| Pre-tax net operating income | $375,000 | 6,846 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $111,000 | 5,226 |
| Income before extraordinary items | $268,000 | 7,103 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $268,000 | 7,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $58,000 | 4,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $265,160 | 7,056 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,259 |
| Total interest expense | $145,000 | 8,237 |
| Net interest income | $475,000 | 8,192 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $113,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $350,000 | 8,373 |
| Salaries and employee benefits | $197,000 | 8,359 |
| Premises and equipment expense | $45,000 | 8,118 |
| Additional noninterest expense | $108,000 | 8,254 |
| Pre-tax net operating income | $238,000 | 6,916 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $69,000 | 5,297 |
| Income before extraordinary items | $173,000 | 7,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 7,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $58,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $170,160 | 7,082 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 8,300 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $236,000 | 8,224 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $52,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $174,000 | 8,429 |
| Salaries and employee benefits | $96,000 | 8,435 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $56,000 | 8,253 |
| Pre-tax net operating income | $114,000 | 6,936 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $85,000 | 7,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $58,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $82,120 | 7,112 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 8,328 |
| Total interest expense | $359,000 | 8,252 |
| Net interest income | $906,000 | 8,250 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $275,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $144,000 | 5,937 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $131,000 | 6,069 |
| Total noninterest expense | $640,000 | 8,568 |
| Salaries and employee benefits | $371,000 | 8,523 |
| Premises and equipment expense | $75,000 | 8,414 |
| Additional noninterest expense | $194,000 | 8,478 |
| Pre-tax net operating income | $521,000 | 6,598 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $151,000 | 5,268 |
| Income before extraordinary items | $370,000 | 6,943 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $370,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $55,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $370,000 | 6,792 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,438 |
| Total interest expense | $277,000 | 8,349 |
| Net interest income | $658,000 | 8,368 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $253,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $108,000 | 5,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,406 |
| Total noninterest expense | $474,000 | 8,598 |
| Salaries and employee benefits | $275,000 | 8,531 |
| Premises and equipment expense | $54,000 | 8,492 |
| Additional noninterest expense | $145,000 | 8,498 |
| Pre-tax net operating income | $437,000 | 6,565 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $133,000 | 5,257 |
| Income before extraordinary items | $304,000 | 6,930 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $304,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $55,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $304,000 | 6,761 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $627,000 | 8,482 |
| Total interest expense | $191,000 | 8,393 |
| Net interest income | $436,000 | 8,410 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $145,000 | 6,708 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $70,000 | 6,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $317,000 | 8,616 |
| Salaries and employee benefits | $180,000 | 8,586 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $101,000 | 8,436 |
| Pre-tax net operating income | $264,000 | 6,743 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $77,000 | 5,454 |
| Income before extraordinary items | $187,000 | 7,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $55,000 | 4,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $187,000 | 6,896 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,550 |
| Total interest expense | $96,000 | 8,473 |
| Net interest income | $218,000 | 8,451 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $159,000 | 8,665 |
| Salaries and employee benefits | $89,000 | 8,648 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $117,000 | 6,946 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $32,000 | 5,652 |
| Income before extraordinary items | $85,000 | 7,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 7,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $55,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $85,000 | 7,022 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 8,574 |
| Total interest expense | $467,000 | 8,473 |
| Net interest income | $845,000 | 8,510 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $174,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $125,000 | 6,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,624 |
| Total noninterest expense | $567,000 | 8,847 |
| Salaries and employee benefits | $304,000 | 8,882 |
| Premises and equipment expense | $81,000 | 8,428 |
| Additional noninterest expense | $182,000 | 8,673 |
| Pre-tax net operating income | $442,000 | 6,987 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $94,000 | 6,020 |
| Income before extraordinary items | $357,000 | 7,040 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $357,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $53,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $349,890 | 6,953 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 8,822 |
| Total interest expense | $651,000 | 8,720 |
| Net interest income | $759,000 | 8,750 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $158,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $111,000 | 6,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $47,000 | 7,763 |
| Total noninterest expense | $550,000 | 9,063 |
| Salaries and employee benefits | $291,000 | 9,099 |
| Premises and equipment expense | $84,000 | 8,558 |
| Additional noninterest expense | $175,000 | 8,858 |
| Pre-tax net operating income | $352,000 | 7,178 |
| Securities gains (losses) | $29,000 | 2,852 |
| Applicable income taxes | $78,000 | 6,299 |
| Income before extraordinary items | $303,000 | 7,119 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $303,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $279,800 | 7,140 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 9,066 |
| Total interest expense | $697,000 | 8,873 |
| Net interest income | $694,000 | 9,134 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $493,000 | 9,409 |
| Salaries and employee benefits | $261,000 | 9,416 |
| Premises and equipment expense | $77,000 | 8,850 |
| Additional noninterest expense | $155,000 | 9,195 |
| Pre-tax net operating income | $350,000 | 7,694 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $60,000 | 7,071 |
| Income before extraordinary items | $290,000 | 7,536 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $290,000 | 7,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $48,000 | 6,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $290,000 | 7,541 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 9,373 |
| Total interest expense | $591,000 | 9,233 |
| Net interest income | $652,000 | 9,388 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $143,000 | 8,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $443,000 | 9,768 |
| Salaries and employee benefits | $240,000 | 9,752 |
| Premises and equipment expense | $63,000 | 9,372 |
| Additional noninterest expense | $140,000 | 9,603 |
| Pre-tax net operating income | $352,000 | 7,827 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $64,000 | 7,438 |
| Income before extraordinary items | $288,000 | 7,671 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $288,000 | 7,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $45,000 | 6,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $288,000 | 7,649 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 9,724 |
| Total interest expense | $536,000 | 9,613 |
| Net interest income | $602,000 | 9,733 |
| Provision for loan and lease losses | $13,000 | 8,046 |
| Total noninterest income | $131,000 | 8,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $428,000 | 9,980 |
| Salaries and employee benefits | $233,000 | 9,958 |
| Premises and equipment expense | $69,000 | 9,377 |
| Additional noninterest expense | $126,000 | 9,900 |
| Pre-tax net operating income | $292,000 | 8,440 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $56,000 | 8,229 |
| Income before extraordinary items | $236,000 | 8,342 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $236,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $43,000 | 6,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $236,000 | 8,266 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 10,237 |
| Total interest expense | $486,000 | 10,126 |
| Net interest income | $580,000 | 10,226 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $155,000 | 8,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $416,000 | 10,418 |
| Salaries and employee benefits | $220,000 | 10,440 |
| Premises and equipment expense | $66,000 | 9,815 |
| Additional noninterest expense | $130,000 | 10,232 |
| Pre-tax net operating income | $306,000 | 8,966 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $74,000 | 8,840 |
| Income before extraordinary items | $232,000 | 8,893 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $232,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $232,000 | 8,863 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 10,777 |
| Total interest expense | $489,000 | 10,628 |
| Net interest income | $538,000 | 10,801 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $123,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $399,000 | 10,970 |
| Salaries and employee benefits | $209,000 | 10,963 |
| Premises and equipment expense | $65,000 | 10,223 |
| Additional noninterest expense | $125,000 | 10,850 |
| Pre-tax net operating income | $254,000 | 9,454 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $50,000 | 9,685 |
| Income before extraordinary items | $204,000 | 9,254 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $204,000 | 9,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $38,000 | 7,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $204,000 | 9,199 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $971,000 | 11,328 |
| Total interest expense | $466,000 | 11,144 |
| Net interest income | $505,000 | 11,389 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $116,000 | 9,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $386,000 | 11,475 |
| Salaries and employee benefits | $198,000 | 11,506 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $129,000 | 11,320 |
| Pre-tax net operating income | $235,000 | 10,229 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $194,000 | 9,997 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $194,000 | 10,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $36,000 | 8,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $194,000 | 9,971 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 11,926 |
| Total interest expense | $402,000 | 11,573 |
| Net interest income | $480,000 | 12,065 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $115,000 | 10,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $380,000 | 12,114 |
| Salaries and employee benefits | $193,000 | 12,108 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $132,000 | 11,996 |
| Pre-tax net operating income | $215,000 | 10,770 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $26,000 | 11,018 |
| Income before extraordinary items | $188,000 | 10,421 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $188,000 | 10,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $35,000 | 8,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $188,880 | 10,455 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 12,472 |
| Total interest expense | $462,000 | 11,876 |
| Net interest income | $457,000 | 12,673 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $106,000 | 11,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $365,000 | 12,777 |
| Salaries and employee benefits | $186,000 | 12,742 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $124,000 | 12,722 |
| Pre-tax net operating income | $198,000 | 11,058 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $22,000 | 11,565 |
| Income before extraordinary items | $176,000 | 10,919 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $176,000 | 11,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $34,000 | 8,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $176,000 | 10,709 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 13,093 |
| Total interest expense | $533,000 | 12,602 |
| Net interest income | $429,000 | 13,306 |
| Provision for loan and lease losses | $-18,000 | 13,517 |
| Total noninterest income | $126,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $346,000 | 13,411 |
| Salaries and employee benefits | $176,000 | 13,360 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $119,000 | 13,341 |
| Pre-tax net operating income | $227,000 | 10,824 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $171,000 | 10,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $171,000 | 11,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $171,000 | 10,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.