Home > AnchorBank, fsb > Net charge- offs to loans
AnchorBank, fsb, Net charge- offs to loans
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4634% | 5,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4413% | 5,965 |
| Percentage Net Loans Charged-off:Construction & development | -2.8059% | 5,503 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6951% | 5,917 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1690% | 4,765 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3800% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0635% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5502% | 5,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0944% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4793% | 6,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4073% | 6,008 |
| Percentage Net Loans Charged-off:Construction & development | -1.1238% | 5,512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6537% | 5,962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6750% | 4,896 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0605% | 5,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0013% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 5,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -9.9184% | 5,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3735% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | 17.3301% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1648% | 2,701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5855% | 6,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4934% | 6,110 |
| Percentage Net Loans Charged-off:Construction & development | -1.4178% | 5,596 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5757% | 6,035 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8452% | 4,946 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1101% | 5,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1318% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1392% | 5,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -12.6193% | 6,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3709% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8706% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1219% | 2,667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2539% | 6,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1098% | 5,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.9711% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3822% | 6,032 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2185% | 4,928 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2103% | 6,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0899% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2464% | 6,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -15.4787% | 6,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4495% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 19.1615% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0806% | 2,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3446% | 6,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2037% | 6,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.3047% | 5,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0719% | 5,891 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0720% | 4,925 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2804% | 6,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1090% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3272% | 6,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -19.9729% | 6,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7711% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 26.6384% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0211% | 2,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8600% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7215% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 4.7087% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1643% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2195% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6594% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.3167% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5457% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1160% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4142% | 1,903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4244% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2637% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 6.5653% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7153% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3092% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4046% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6068% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3802% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.5191% | 13 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5558% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0381% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4319% | 1,690 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0244% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5844% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 5.6991% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4416% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5147% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5500% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8545% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5139% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 45.1283% | 3 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5008% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9007% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3844% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9371% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8922% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 11.7005% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.7243% | 19 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3662% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8582% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4585% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7874% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 21.6492% | 19 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5967% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5569% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4562% | 1,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1332% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1855% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 2.7479% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2360% | 1,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7443% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0295% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0529% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9146% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4494% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4619% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5868% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3309% | 2,475 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6240% | 6,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9791% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9951% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 1.6860% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2115% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9430% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1982% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4930% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0543% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4923% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4460% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3732% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3264% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0478% | 6,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9923% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9732% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 2.2854% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 6,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0900% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5428% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3448% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3434% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8947% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3858% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3403% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2668% | 2,274 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8037% | 6,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0205% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9632% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.3267% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2175% | 6,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0556% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9011% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9915% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4447% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5204% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4385% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3753% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3253% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.8193% | 6,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8105% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9325% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 13.0874% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3502% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6043% | 540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9107% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3001% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8647% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.8356% | 51 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3381% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0585% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2514% | 3,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9156% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0066% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 12.6029% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6387% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5371% | 494 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9340% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3408% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8854% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.6749% | 42 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3663% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2903% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2766% | 2,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9202% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9084% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 9.6614% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.1491% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6033% | 391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9278% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9805% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9214% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.1932% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3479% | 2,440 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9470% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2707% | 2,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2860% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2205% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 16.5651% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.2368% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0516% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0365% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6527% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0836% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 35.3905% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3392% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4467% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2474% | 2,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5665% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5029% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 6.4218% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7373% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6754% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0023% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4520% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0724% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.6666% | 82 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3794% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5791% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2059% | 3,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5438% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6653% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 7.8178% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7621% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4638% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2153% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4882% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3086% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7951% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3933% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7507% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2175% | 3,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4232% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4986% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 7.6327% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9517% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3381% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4655% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4249% | 1,048 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5993% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0539% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4063% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9876% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2250% | 2,986 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5288% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7034% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 4.9982% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1206% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1620% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0674% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2229% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3023% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7559% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4029% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0135% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2479% | 2,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0212% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1497% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 5.5090% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4344% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0917% | 514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1500% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7300% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0751% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6737% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2982% | 4,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3130% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8095% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9173% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 3.6142% | 1,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9188% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4744% | 505 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9610% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1173% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8105% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3093% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2932% | 3,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3984% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5505% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 2.7990% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0257% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5324% | 545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6525% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6549% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3915% | 2,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0230% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3538% | 3,368 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5730% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6924% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | 2.6334% | 1,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3242% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3858% | 367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6447% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6124% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2487% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3395% | 7,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 2,638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0109% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8836% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 8.3342% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1699% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0722% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3779% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6827% | 1,063 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4640% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.9231% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2274% | 5,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0685% | 1,177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6843% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5891% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 9.3555% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0403% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2506% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5644% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6547% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6751% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.9984% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2395% | 4,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0924% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4099% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3051% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 12.6943% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.8082% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5786% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4976% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9644% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5611% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.9095% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2514% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1407% | 1,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0308% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1179% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 7.9812% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3257% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9439% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2001% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9959% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3425% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0259% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3124% | 3,394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2882% | 793 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6773% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3279% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 1.4444% | 1,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0378% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3625% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6670% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3781% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6983% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5692% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1786% | 5,124 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1163% | 1,190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1032% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7291% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.1560% | 1,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3040% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3137% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6996% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0336% | 1,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7689% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4362% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1828% | 4,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1580% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5603% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4680% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.1141% | 1,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1194% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2028% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1991% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0495% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2139% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2987% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1855% | 4,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2428% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4043% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3428% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7215% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3453% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5015% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2112% | 3,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0642% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0105% | 1,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0976% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1046% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0581% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8893% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0877% | 5,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0142% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1332% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1399% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0406% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0993% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0705% | 4,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2051% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0947% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0607% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7092% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0632% | 4,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3538% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.1810% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0337% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6145% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0215% | 6,785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 4,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0409% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2715% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1120% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0294% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6103% | 8,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6332% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1932% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0554% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4545% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1511% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0383% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2857% | 8,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8026% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2464% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6127% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1985% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2898% | 8,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1603% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2306% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4639% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2449% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3062% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.4011% | 8,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2198% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3383% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0139% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 2,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0529% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9740% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1390% | 5,463 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0327% | 2,073 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 8,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0706% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7612% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 5,029 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0437% | 2,036 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1772% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0748% | 8,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2695% | 8,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1070% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3015% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1674% | 4,351 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0655% | 1,995 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3519% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1406% | 8,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4683% | 8,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0737% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8025% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1456% | 3,794 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1312% | 1,986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2932% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1502% | 6,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 2,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5317% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2081% | 5,384 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2053% | 2,516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3267% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2010% | 6,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1839% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 4,820 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2636% | 2,497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6440% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3051% | 6,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0282% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2207% | 4,498 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3670% | 2,507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3596% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3611% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0707% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6878% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1420% | 4,228 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2119% | 2,462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 5,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 8,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 3,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3260% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2474% | 5,604 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6993% | 1,291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7326% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2494% | 5,133 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6341% | 1,236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 8,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0020% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2544% | 4,687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6671% | 1,120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0759% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 8,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 8,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1661% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3013% | 3,865 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4838% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 4,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 6,521 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 2,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 2,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5561% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2481% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0379% | 2,865 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 5,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 3,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.3118% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 8,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 3,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 3,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4537% | 2,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3123% | 5,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 6,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 1,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1035% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2704% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 5,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 1,322 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8115% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4949% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2244% | 954 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 5,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3114% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1159% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0894% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3762% | 121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5121% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0296% | 1,252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 5,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2339% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3877% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7295% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1264% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 6,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0044% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1902% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1152% | 1,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9935% | 189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2318% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2055% | 1,028 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 6,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2981% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2183% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1904% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0673% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1714% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3535% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0624% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8436% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0500% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0418% | 11,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0859% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3027% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7797% | 1,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5886% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0654% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1607% | 7,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.1252% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5252% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9325% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1184% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6723% | 951 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |