Home > Anchor Savings Bank, F.S.B. > Income and Expense
Anchor Savings Bank, F.S.B., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,420,000 | 2,638 |
| Total interest expense | $7,144,000 | 2,114 |
| Net interest income | $5,276,000 | 3,301 |
| Provision for loan and lease losses | $1,347,000 | 787 |
| Total noninterest income | $618,000 | 4,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $618,000 | 2,423 |
| Total noninterest expense | $3,803,000 | 3,329 |
| Salaries and employee benefits | $1,791,000 | 3,656 |
| Premises and equipment expense | $757,000 | 2,550 |
| Additional noninterest expense | $1,255,000 | 3,223 |
| Pre-tax net operating income | $744,000 | 6,806 |
| Securities gains (losses) | $315,000 | 554 |
| Applicable income taxes | $27,000 | 9,605 |
| Income before extraordinary items | $1,032,000 | 4,597 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,032,000 | 4,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,982 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $726,450 | 5,737 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,430,000 | 2,675 |
| Total interest expense | $7,187,000 | 2,172 |
| Net interest income | $5,243,000 | 3,384 |
| Provision for loan and lease losses | $167,000 | 3,853 |
| Total noninterest income | $668,000 | 4,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $668,000 | 2,383 |
| Total noninterest expense | $4,499,000 | 3,014 |
| Salaries and employee benefits | $1,641,000 | 3,980 |
| Premises and equipment expense | $860,000 | 2,299 |
| Additional noninterest expense | $1,998,000 | 2,459 |
| Pre-tax net operating income | $1,245,000 | 5,004 |
| Securities gains (losses) | $58,000 | 1,248 |
| Applicable income taxes | $497,000 | 4,170 |
| Income before extraordinary items | $806,000 | 5,278 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $806,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 665 |
| Net operating income | $768,880 | 5,393 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 2,598 |
| Total interest expense | $8,463,000 | 1,868 |
| Net interest income | $4,404,000 | 3,980 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $675,000 | 4,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $675,000 | 2,351 |
| Total noninterest expense | $3,340,000 | 3,909 |
| Salaries and employee benefits | $1,519,000 | 4,238 |
| Premises and equipment expense | $890,000 | 2,252 |
| Additional noninterest expense | $931,000 | 4,623 |
| Pre-tax net operating income | $1,612,000 | 4,201 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $631,000 | 3,545 |
| Income before extraordinary items | $1,030,000 | 4,472 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,030,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $998,640 | 4,607 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,483,000 | 2,639 |
| Total interest expense | $7,540,000 | 1,665 |
| Net interest income | $3,943,000 | 4,443 |
| Provision for loan and lease losses | $472,000 | 1,616 |
| Total noninterest income | $841,000 | 3,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $841,000 | 2,072 |
| Total noninterest expense | $3,807,000 | 3,573 |
| Salaries and employee benefits | $1,390,000 | 4,597 |
| Premises and equipment expense | $871,000 | 2,315 |
| Additional noninterest expense | $1,546,000 | 3,209 |
| Pre-tax net operating income | $505,000 | 8,618 |
| Securities gains (losses) | $133,000 | 654 |
| Applicable income taxes | $236,000 | 6,740 |
| Income before extraordinary items | $402,000 | 8,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $402,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,902 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,111 |
| Net operating income | $316,880 | 9,033 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,819,000 | 2,864 |
| Total interest expense | $6,910,000 | 1,872 |
| Net interest income | $3,909,000 | 4,508 |
| Provision for loan and lease losses | $152,000 | 4,601 |
| Total noninterest income | $537,000 | 5,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $537,000 | 3,109 |
| Total noninterest expense | $3,152,000 | 4,320 |
| Salaries and employee benefits | $1,363,000 | 4,676 |
| Premises and equipment expense | $832,000 | 2,456 |
| Additional noninterest expense | $957,000 | 5,119 |
| Pre-tax net operating income | $1,142,000 | 5,362 |
| Securities gains (losses) | $243,000 | 1,484 |
| Applicable income taxes | $-67,000 | 12,910 |
| Income before extraordinary items | $1,452,000 | 3,338 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,452,000 | 3,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,717 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,191 |
| Net operating income | $1,209,000 | 3,787 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,815,000 | 2,746 |
| Total interest expense | $8,446,000 | 2,016 |
| Net interest income | $4,369,000 | 4,118 |
| Provision for loan and lease losses | $336,000 | 3,872 |
| Total noninterest income | $309,000 | 7,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $309,000 | 4,344 |
| Total noninterest expense | $2,947,000 | 4,616 |
| Salaries and employee benefits | $1,322,000 | 4,750 |
| Premises and equipment expense | $789,000 | 2,635 |
| Additional noninterest expense | $836,000 | 5,856 |
| Pre-tax net operating income | $1,395,000 | 4,327 |
| Securities gains (losses) | $759,000 | 792 |
| Applicable income taxes | $884,000 | 2,358 |
| Income before extraordinary items | $1,270,000 | 3,618 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,270,000 | 3,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $784,240 | 5,127 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.