Home > Anchor Bank Saint Paul > Income and Expense
Anchor Bank Saint Paul, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 6,226 |
| Total interest expense | $790,000 | 6,813 |
| Net interest income | $2,117,000 | 5,749 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $379,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $199,000 | 4,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,755 |
| Total noninterest expense | $1,888,000 | 5,446 |
| Salaries and employee benefits | $801,000 | 6,230 |
| Premises and equipment expense | $261,000 | 5,339 |
| Additional noninterest expense | $826,000 | 4,177 |
| Pre-tax net operating income | $545,000 | 6,058 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $207,000 | 4,096 |
| Income before extraordinary items | $338,000 | 6,515 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $338,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,026 |
| Net operating income | $338,000 | 6,520 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 6,303 |
| Total interest expense | $491,000 | 6,891 |
| Net interest income | $1,374,000 | 5,853 |
| Provision for loan and lease losses | $54,000 | 4,368 |
| Total noninterest income | $195,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $130,000 | 4,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 5,924 |
| Total noninterest expense | $1,231,000 | 5,523 |
| Salaries and employee benefits | $509,000 | 6,387 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $543,000 | 4,224 |
| Pre-tax net operating income | $284,000 | 6,562 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $106,000 | 4,446 |
| Income before extraordinary items | $178,000 | 6,934 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $178,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 869 |
| Net operating income | $178,000 | 6,940 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 6,391 |
| Total interest expense | $231,000 | 6,935 |
| Net interest income | $655,000 | 6,002 |
| Provision for loan and lease losses | $27,000 | 4,199 |
| Total noninterest income | $102,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 4,344 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $627,000 | 5,479 |
| Salaries and employee benefits | $267,000 | 6,263 |
| Premises and equipment expense | $86,000 | 5,415 |
| Additional noninterest expense | $274,000 | 4,183 |
| Pre-tax net operating income | $103,000 | 7,020 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $37,000 | 4,820 |
| Income before extraordinary items | $66,000 | 7,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $66,000 | 7,262 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 6,493 |
| Total interest expense | $609,000 | 7,306 |
| Net interest income | $2,517,000 | 6,032 |
| Provision for loan and lease losses | $17,000 | 6,588 |
| Total noninterest income | $531,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $261,000 | 4,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $270,000 | 4,567 |
| Total noninterest expense | $2,504,000 | 5,373 |
| Salaries and employee benefits | $1,175,000 | 5,865 |
| Premises and equipment expense | $287,000 | 5,855 |
| Additional noninterest expense | $1,042,000 | 4,282 |
| Pre-tax net operating income | $527,000 | 6,665 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $187,000 | 4,750 |
| Income before extraordinary items | $340,000 | 7,009 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $340,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $340,000 | 6,995 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 6,612 |
| Total interest expense | $410,000 | 7,437 |
| Net interest income | $1,827,000 | 6,145 |
| Provision for loan and lease losses | $17,000 | 6,278 |
| Total noninterest income | $417,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $196,000 | 4,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,388 |
| Total noninterest expense | $1,715,000 | 5,630 |
| Salaries and employee benefits | $823,000 | 6,037 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $759,000 | 4,355 |
| Pre-tax net operating income | $512,000 | 6,350 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $188,000 | 4,503 |
| Income before extraordinary items | $324,000 | 6,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $324,000 | 6,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $324,000 | 6,752 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 6,682 |
| Total interest expense | $261,000 | 7,437 |
| Net interest income | $1,159,000 | 6,277 |
| Provision for loan and lease losses | $17,000 | 5,817 |
| Total noninterest income | $259,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $131,000 | 4,456 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $128,000 | 4,660 |
| Total noninterest expense | $1,048,000 | 5,903 |
| Salaries and employee benefits | $506,000 | 6,305 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $468,000 | 4,602 |
| Pre-tax net operating income | $353,000 | 6,277 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $129,000 | 4,466 |
| Income before extraordinary items | $224,000 | 6,727 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $224,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $224,000 | 6,680 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 6,831 |
| Total interest expense | $129,000 | 7,433 |
| Net interest income | $544,000 | 6,482 |
| Provision for loan and lease losses | $17,000 | 4,817 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $63,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $524,000 | 5,945 |
| Salaries and employee benefits | $255,000 | 6,315 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $233,000 | 4,605 |
| Pre-tax net operating income | $118,000 | 6,982 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $41,000 | 5,013 |
| Income before extraordinary items | $77,000 | 7,291 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $77,000 | 7,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 6,953 |
| Total interest expense | $433,000 | 7,559 |
| Net interest income | $2,001,000 | 6,622 |
| Provision for loan and lease losses | $39,000 | 6,213 |
| Total noninterest income | $651,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $270,000 | 4,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $381,000 | 3,799 |
| Total noninterest expense | $1,950,000 | 6,084 |
| Salaries and employee benefits | $864,000 | 6,750 |
| Premises and equipment expense | $186,000 | 6,923 |
| Additional noninterest expense | $900,000 | 4,698 |
| Pre-tax net operating income | $663,000 | 6,215 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $246,000 | 4,476 |
| Income before extraordinary items | $420,000 | 6,672 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $420,000 | 6,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $418,080 | 6,622 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 7,100 |
| Total interest expense | $313,000 | 7,633 |
| Net interest income | $1,425,000 | 6,773 |
| Provision for loan and lease losses | $39,000 | 5,763 |
| Total noninterest income | $505,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $201,000 | 4,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $304,000 | 3,703 |
| Total noninterest expense | $1,416,000 | 6,155 |
| Salaries and employee benefits | $614,000 | 6,839 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $704,000 | 4,501 |
| Pre-tax net operating income | $475,000 | 6,429 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $175,000 | 4,645 |
| Income before extraordinary items | $301,000 | 6,888 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $301,000 | 6,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $300,360 | 6,823 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 7,171 |
| Total interest expense | $212,000 | 7,678 |
| Net interest income | $925,000 | 6,872 |
| Provision for loan and lease losses | $27,000 | 5,578 |
| Total noninterest income | $333,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $126,000 | 4,757 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $207,000 | 3,665 |
| Total noninterest expense | $919,000 | 6,289 |
| Salaries and employee benefits | $395,000 | 6,979 |
| Premises and equipment expense | $65,000 | 7,603 |
| Additional noninterest expense | $459,000 | 4,614 |
| Pre-tax net operating income | $312,000 | 6,433 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $114,000 | 4,678 |
| Income before extraordinary items | $198,000 | 6,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $198,000 | 6,836 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 7,206 |
| Total interest expense | $111,000 | 7,671 |
| Net interest income | $459,000 | 6,920 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $147,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $57,000 | 4,910 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $437,000 | 6,500 |
| Salaries and employee benefits | $178,000 | 7,301 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $225,000 | 4,652 |
| Pre-tax net operating income | $156,000 | 6,359 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $58,000 | 4,646 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,000 | 6,819 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 6,884 |
| Total interest expense | $665,000 | 7,167 |
| Net interest income | $1,990,000 | 6,607 |
| Provision for loan and lease losses | $92,000 | 5,446 |
| Total noninterest income | $724,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $233,000 | 4,914 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $491,000 | 3,613 |
| Total noninterest expense | $1,694,000 | 6,535 |
| Salaries and employee benefits | $787,000 | 6,956 |
| Premises and equipment expense | $134,000 | 7,616 |
| Additional noninterest expense | $773,000 | 5,175 |
| Pre-tax net operating income | $928,000 | 5,358 |
| Securities gains (losses) | $192,000 | 1,369 |
| Applicable income taxes | $419,000 | 3,684 |
| Income before extraordinary items | $701,000 | 5,590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $701,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,839 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $578,120 | 5,862 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 6,872 |
| Total interest expense | $532,000 | 7,159 |
| Net interest income | $1,524,000 | 6,591 |
| Provision for loan and lease losses | $83,000 | 5,079 |
| Total noninterest income | $611,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $180,000 | 4,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $431,000 | 3,399 |
| Total noninterest expense | $1,316,000 | 6,404 |
| Salaries and employee benefits | $632,000 | 6,776 |
| Premises and equipment expense | $104,000 | 7,567 |
| Additional noninterest expense | $580,000 | 5,135 |
| Pre-tax net operating income | $736,000 | 5,387 |
| Securities gains (losses) | $192,000 | 1,253 |
| Applicable income taxes | $348,000 | 3,650 |
| Income before extraordinary items | $580,000 | 5,486 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $580,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $457,120 | 5,890 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 6,852 |
| Total interest expense | $379,000 | 7,117 |
| Net interest income | $1,034,000 | 6,543 |
| Provision for loan and lease losses | $54,000 | 5,044 |
| Total noninterest income | $419,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $121,000 | 4,843 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $298,000 | 3,307 |
| Total noninterest expense | $882,000 | 6,396 |
| Salaries and employee benefits | $426,000 | 6,775 |
| Premises and equipment expense | $68,000 | 7,606 |
| Additional noninterest expense | $388,000 | 5,118 |
| Pre-tax net operating income | $517,000 | 5,238 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $197,000 | 4,002 |
| Income before extraordinary items | $338,000 | 5,819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $338,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $326,480 | 5,693 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 6,887 |
| Total interest expense | $196,000 | 7,129 |
| Net interest income | $510,000 | 6,592 |
| Provision for loan and lease losses | $26,000 | 4,905 |
| Total noninterest income | $161,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 3,730 |
| Total noninterest expense | $441,000 | 6,415 |
| Salaries and employee benefits | $213,000 | 6,782 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $193,000 | 5,097 |
| Pre-tax net operating income | $204,000 | 5,794 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $80,000 | 4,357 |
| Income before extraordinary items | $142,000 | 6,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $130,480 | 6,188 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 6,848 |
| Total interest expense | $881,000 | 7,251 |
| Net interest income | $2,133,000 | 6,425 |
| Provision for loan and lease losses | $84,000 | 5,998 |
| Total noninterest income | $547,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $227,000 | 4,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 4,117 |
| Total noninterest expense | $1,550,000 | 6,749 |
| Salaries and employee benefits | $687,000 | 7,328 |
| Premises and equipment expense | $140,000 | 7,578 |
| Additional noninterest expense | $723,000 | 5,302 |
| Pre-tax net operating income | $1,046,000 | 5,088 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $386,000 | 3,955 |
| Income before extraordinary items | $666,000 | 5,681 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $666,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $662,160 | 5,552 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 6,964 |
| Total interest expense | $1,138,000 | 7,726 |
| Net interest income | $2,127,000 | 6,237 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $458,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $211,000 | 5,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $247,000 | 4,510 |
| Total noninterest expense | $1,398,000 | 7,019 |
| Salaries and employee benefits | $660,000 | 7,379 |
| Premises and equipment expense | $149,000 | 7,533 |
| Additional noninterest expense | $589,000 | 5,905 |
| Pre-tax net operating income | $1,112,000 | 4,623 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $404,000 | 3,722 |
| Income before extraordinary items | $707,000 | 5,197 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $707,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $707,640 | 5,087 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 6,948 |
| Total interest expense | $1,486,000 | 7,197 |
| Net interest income | $1,999,000 | 6,558 |
| Provision for loan and lease losses | $115,000 | 5,030 |
| Total noninterest income | $356,000 | 5,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,452 |
| Total noninterest expense | $1,353,000 | 7,105 |
| Salaries and employee benefits | $628,000 | 7,552 |
| Premises and equipment expense | $151,000 | 7,584 |
| Additional noninterest expense | $574,000 | 5,942 |
| Pre-tax net operating income | $887,000 | 5,590 |
| Securities gains (losses) | $72,000 | 634 |
| Applicable income taxes | $350,000 | 4,270 |
| Income before extraordinary items | $609,000 | 5,791 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $609,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $562,920 | 6,035 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 7,558 |
| Total interest expense | $1,145,000 | 7,791 |
| Net interest income | $1,696,000 | 7,204 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $317,000 | 6,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $1,265,000 | 7,387 |
| Salaries and employee benefits | $596,000 | 7,778 |
| Premises and equipment expense | $139,000 | 7,861 |
| Additional noninterest expense | $530,000 | 6,281 |
| Pre-tax net operating income | $742,000 | 6,161 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $252,000 | 5,180 |
| Income before extraordinary items | $488,000 | 6,514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $488,000 | 6,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $489,320 | 6,488 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 7,713 |
| Total interest expense | $1,416,000 | 7,384 |
| Net interest income | $1,426,000 | 7,851 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $342,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,322 |
| Total noninterest expense | $1,181,000 | 7,594 |
| Salaries and employee benefits | $609,000 | 7,707 |
| Premises and equipment expense | $133,000 | 8,008 |
| Additional noninterest expense | $439,000 | 6,894 |
| Pre-tax net operating income | $565,000 | 7,086 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $186,000 | 6,344 |
| Income before extraordinary items | $379,000 | 7,348 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $379,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $379,000 | 7,268 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 8,180 |
| Total interest expense | $1,421,000 | 7,541 |
| Net interest income | $1,238,000 | 8,605 |
| Provision for loan and lease losses | $133,000 | 4,398 |
| Total noninterest income | $224,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $1,051,000 | 8,164 |
| Salaries and employee benefits | $524,000 | 8,433 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $371,000 | 7,614 |
| Pre-tax net operating income | $278,000 | 9,129 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $69,000 | 8,921 |
| Income before extraordinary items | $209,000 | 9,079 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $209,000 | 9,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $209,000 | 9,041 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 8,925 |
| Total interest expense | $1,255,000 | 8,225 |
| Net interest income | $1,084,000 | 9,327 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $884,000 | 9,112 |
| Salaries and employee benefits | $398,000 | 9,615 |
| Premises and equipment expense | $136,000 | 8,382 |
| Additional noninterest expense | $350,000 | 8,355 |
| Pre-tax net operating income | $356,000 | 8,773 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $100,000 | 8,748 |
| Income before extraordinary items | $256,000 | 8,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $256,000 | 8,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $256,000 | 8,722 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 10,068 |
| Total interest expense | $890,000 | 9,655 |
| Net interest income | $872,000 | 10,333 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $158,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $779,000 | 9,866 |
| Salaries and employee benefits | $351,000 | 10,333 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $305,000 | 9,195 |
| Pre-tax net operating income | $224,000 | 10,306 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $60,000 | 9,978 |
| Income before extraordinary items | $164,000 | 10,321 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $164,000 | 10,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $164,000 | 10,303 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 11,294 |
| Total interest expense | $443,000 | 11,376 |
| Net interest income | $784,000 | 11,105 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $159,000 | 9,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $722,000 | 10,610 |
| Salaries and employee benefits | $337,000 | 10,880 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $263,000 | 10,368 |
| Pre-tax net operating income | $194,000 | 10,941 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $57,000 | 10,297 |
| Income before extraordinary items | $140,000 | 10,931 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $140,000 | 10,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $137,870 | 11,025 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 11,956 |
| Total interest expense | $443,000 | 11,987 |
| Net interest income | $721,000 | 11,786 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $120,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $711,000 | 11,107 |
| Salaries and employee benefits | $327,000 | 11,382 |
| Premises and equipment expense | $132,000 | 9,415 |
| Additional noninterest expense | $252,000 | 11,052 |
| Pre-tax net operating income | $99,000 | 11,873 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $85,000 | 11,961 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $85,000 | 11,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $73,750 | 11,904 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 12,583 |
| Total interest expense | $516,000 | 12,693 |
| Net interest income | $695,000 | 12,336 |
| Provision for loan and lease losses | $103,000 | 7,189 |
| Total noninterest income | $116,000 | 11,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $688,000 | 11,578 |
| Salaries and employee benefits | $299,000 | 12,022 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $20,000 | 12,589 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $-14,000 | 13,410 |
| Income before extraordinary items | $43,000 | 12,617 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $43,000 | 12,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 6,002 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $34,000 | 12,441 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.