Home > Anchor Bank Heritage > Assets and Liabilities
Anchor Bank Heritage, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 44 | 3,522 |
| Assets and Liabilities | ||
| Total Assets: | $251,857,000 | 2,648 |
| Cash and due from depository institutions | $3,298,000 | 3,522 |
| Interest-bearing balances | $104,000 | 6,350 |
| Securities | $22,032,000 | 4,205 |
| Federal funds sold & reverse repurchase agreements | $16,703,000 | 535 |
| Net loans & leases | $186,444,000 | 2,447 |
| Loan loss allowance | $3,192,000 | 2,207 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,768,000 | 1,673 |
| Other real estate owned | $8,677,000 | 3,522 |
| Goodwill and other intangibles | $59,000 | 2,847 |
| All other assets | $6,876,000 | 2,488 |
| Life insurance assets | $2,949,000 | 1,858 |
| Total liabilities and capital | $251,857,000 | 2,648 |
| Total liabilities | $230,829,000 | 2,611 |
| Total deposits | $202,572,000 | 2,671 |
| Interest-bearing deposits | $165,658,000 | 2,819 |
| Deposits held in domestic offices | $202,572,000 | 2,668 |
| % insured | 81.46% | 6,237 |
| Federal funds purchased & repurchase agreements | $3,043,000 | 1,761 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $24,131,000 | 1,678 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,083,000 | 3,605 |
| Total equity capital | $21,028,000 | 3,136 |
| Total bank equity capital | $21,028,000 | 3,135 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $452,000 | 4,135 |
| Surplus | $5,780,000 | 3,783 |
| Undivided profits | $14,796,000 | 2,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,960,000 | 2,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 924 |
| Income earned, not collected on loans | $668,000 | 4,781 |
| Earning assets | $225,283,000 | 2,711 |
| Long-term assets (5+ years) | $23,621,000 | 3,829 |
| Average Assets, year-to-date | $245,523,750 | 2,668 |
| Average Assets, quarterly | $246,579,500 | 2,683 |
| Volatile liabilities | $43,990,000 | 3,047 |
| Insider loans | $4,926,000 | 1,576 |
| FHLB advances | $23,000,000 | 1,638 |
| Loans and leases held for sale | $353,000 | 1,366 |
| Unused loan commitments | $36,307,000 | 1,851 |
| Tier 1 (core) risk-based capital | $21,056,000 | 2,985 |
| Tier 2 risk-based capital | $2,543,000 | 2,170 |
| Total risk weighted assets | $202,761,000 | 2,373 |
| Total unused commitments | $36,307,000 | 1,852 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 47 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $241,302,000 | 2,763 |
| Cash and due from depository institutions | $12,323,000 | 3,394 |
| Interest-bearing balances | $2,210,000 | 3,865 |
| Securities | $13,246,000 | 5,299 |
| Federal funds sold & reverse repurchase agreements | $3,338,000 | 2,537 |
| Net loans & leases | $191,237,000 | 2,417 |
| Loan loss allowance | $3,256,000 | 2,096 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,869,000 | 1,667 |
| Other real estate owned | $5,472,000 | 3,394 |
| Goodwill and other intangibles | $61,000 | 2,859 |
| All other assets | $7,756,000 | 2,305 |
| Life insurance assets | $2,924,000 | 1,876 |
| Total liabilities and capital | $241,302,000 | 2,763 |
| Total liabilities | $220,659,000 | 2,717 |
| Total deposits | $191,635,000 | 2,820 |
| Interest-bearing deposits | $160,311,000 | 2,908 |
| Deposits held in domestic offices | $191,635,000 | 2,818 |
| % insured | 69.86% | 6,070 |
| Federal funds purchased & repurchase agreements | $3,237,000 | 1,747 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $24,134,000 | 1,784 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,653,000 | 2,725 |
| Total equity capital | $20,643,000 | 3,167 |
| Total bank equity capital | $20,643,000 | 3,167 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $452,000 | 4,187 |
| Surplus | $5,779,000 | 3,809 |
| Undivided profits | $14,412,000 | 2,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,383,000 | 1,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $539,000 | 436 |
| Income earned, not collected on loans | $593,000 | 5,034 |
| Earning assets | $210,031,000 | 2,895 |
| Long-term assets (5+ years) | $29,745,000 | 3,335 |
| Average Assets, year-to-date | $243,412,670 | 2,720 |
| Average Assets, quarterly | $242,274,000 | 2,741 |
| Volatile liabilities | $42,842,000 | 3,118 |
| Insider loans | $4,988,000 | 1,564 |
| FHLB advances | $23,000,000 | 1,735 |
| Loans and leases held for sale | $213,000 | 1,754 |
| Unused loan commitments | $35,009,000 | 1,972 |
| Tier 1 (core) risk-based capital | $20,881,000 | 3,014 |
| Tier 2 risk-based capital | $2,522,000 | 2,192 |
| Total risk weighted assets | $201,113,000 | 2,433 |
| Total unused commitments | $35,009,000 | 1,975 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 54 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $243,246,000 | 2,751 |
| Cash and due from depository institutions | $4,948,000 | 3,030 |
| Interest-bearing balances | $148,000 | 5,828 |
| Securities | $25,660,000 | 3,829 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $191,124,000 | 2,438 |
| Loan loss allowance | $3,328,000 | 1,995 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,973,000 | 1,648 |
| Other real estate owned | $6,744,000 | 3,030 |
| Goodwill and other intangibles | $64,000 | 2,874 |
| All other assets | $6,733,000 | 2,537 |
| Life insurance assets | $2,898,000 | 1,883 |
| Total liabilities and capital | $243,246,000 | 2,751 |
| Total liabilities | $222,571,000 | 2,705 |
| Total deposits | $189,779,000 | 2,856 |
| Interest-bearing deposits | $156,749,000 | 2,957 |
| Deposits held in domestic offices | $189,779,000 | 2,854 |
| % insured | 69.85% | 6,108 |
| Federal funds purchased & repurchase agreements | $7,512,000 | 1,281 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $24,137,000 | 1,820 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,143,000 | 3,426 |
| Total equity capital | $20,675,000 | 3,187 |
| Total bank equity capital | $20,675,000 | 3,186 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $452,000 | 4,210 |
| Surplus | $5,778,000 | 3,814 |
| Undivided profits | $14,445,000 | 2,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,792,000 | 2,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 796 |
| Income earned, not collected on loans | $648,000 | 4,783 |
| Earning assets | $216,932,000 | 2,826 |
| Long-term assets (5+ years) | $37,437,000 | 2,842 |
| Average Assets, year-to-date | $244,468,000 | 2,717 |
| Average Assets, quarterly | $244,468,000 | 2,717 |
| Volatile liabilities | $44,689,000 | 2,996 |
| Insider loans | $5,119,000 | 1,529 |
| FHLB advances | $23,000,000 | 1,773 |
| Loans and leases held for sale | $190,000 | 1,687 |
| Unused loan commitments | $42,939,000 | 1,756 |
| Tier 1 (core) risk-based capital | $20,785,000 | 3,047 |
| Tier 2 risk-based capital | $2,548,000 | 2,160 |
| Total risk weighted assets | $203,091,000 | 2,418 |
| Total unused commitments | $42,939,000 | 1,757 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 57 | 2,922 |
| Assets and Liabilities | ||
| Total Assets: | $245,690,000 | 2,690 |
| Cash and due from depository institutions | $7,789,000 | 2,922 |
| Interest-bearing balances | $605,000 | 4,190 |
| Securities | $27,826,000 | 3,622 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $190,712,000 | 2,442 |
| Loan loss allowance | $3,861,000 | 1,736 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,076,000 | 1,617 |
| Other real estate owned | $4,871,000 | 2,922 |
| Goodwill and other intangibles | $66,000 | 2,864 |
| All other assets | $6,350,000 | 2,664 |
| Life insurance assets | $2,871,000 | 1,901 |
| Total liabilities and capital | $245,690,000 | 2,690 |
| Total liabilities | $225,217,000 | 2,650 |
| Total deposits | $194,969,000 | 2,710 |
| Interest-bearing deposits | $158,468,000 | 2,875 |
| Deposits held in domestic offices | $194,969,000 | 2,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,714,000 | 1,239 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $19,141,000 | 2,270 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,393,000 | 2,983 |
| Total equity capital | $20,473,000 | 3,183 |
| Total bank equity capital | $20,473,000 | 3,183 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $452,000 | 4,240 |
| Surplus | $5,777,000 | 3,801 |
| Undivided profits | $14,244,000 | 2,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,609,000 | 1,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,021,000 | 149 |
| Income earned, not collected on loans | $695,000 | 4,796 |
| Earning assets | $219,143,000 | 2,768 |
| Long-term assets (5+ years) | $39,260,000 | 2,710 |
| Average Assets, year-to-date | $248,215,800 | 2,576 |
| Average Assets, quarterly | $244,945,500 | 2,657 |
| Volatile liabilities | $25,783,000 | 4,278 |
| Insider loans | $5,166,000 | 1,555 |
| FHLB advances | $18,000,000 | 2,236 |
| Loans and leases held for sale | $713,000 | 996 |
| Unused loan commitments | $47,283,000 | 1,643 |
| Tier 1 (core) risk-based capital | $20,671,000 | 3,024 |
| Tier 2 risk-based capital | $2,608,000 | 2,093 |
| Total risk weighted assets | $207,361,000 | 2,359 |
| Total unused commitments | $47,283,000 | 1,644 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $244,201,000 | 2,673 |
| Cash and due from depository institutions | $4,574,000 | 3,029 |
| Interest-bearing balances | $45,000 | 5,777 |
| Securities | $23,466,000 | 3,976 |
| Federal funds sold & reverse repurchase agreements | $1,728,000 | 3,932 |
| Net loans & leases | $198,089,000 | 2,373 |
| Loan loss allowance | $3,419,000 | 1,752 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,160,000 | 1,596 |
| Other real estate owned | $2,397,000 | 3,029 |
| Goodwill and other intangibles | $69,000 | 2,905 |
| All other assets | $5,718,000 | 2,873 |
| Life insurance assets | $2,843,000 | 1,899 |
| Total liabilities and capital | $244,201,000 | 2,673 |
| Total liabilities | $222,757,000 | 2,636 |
| Total deposits | $200,327,000 | 2,608 |
| Interest-bearing deposits | $166,840,000 | 2,705 |
| Deposits held in domestic offices | $200,327,000 | 2,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,890,000 | 2,473 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $19,143,000 | 2,294 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,397,000 | 3,064 |
| Total equity capital | $21,444,000 | 3,058 |
| Total bank equity capital | $21,444,000 | 3,058 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $452,000 | 4,281 |
| Surplus | $5,777,000 | 3,796 |
| Undivided profits | $15,215,000 | 2,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,651,000 | 1,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 724 |
| Income earned, not collected on loans | $742,000 | 4,783 |
| Earning assets | $223,328,000 | 2,678 |
| Long-term assets (5+ years) | $32,068,000 | 3,067 |
| Average Assets, year-to-date | $248,847,250 | 2,589 |
| Average Assets, quarterly | $249,410,000 | 2,614 |
| Volatile liabilities | $18,131,000 | 5,046 |
| Insider loans | $7,070,000 | 1,113 |
| FHLB advances | $18,000,000 | 2,251 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $47,219,000 | 1,753 |
| Tier 1 (core) risk-based capital | $21,449,000 | 2,961 |
| Tier 2 risk-based capital | $2,656,000 | 1,994 |
| Total risk weighted assets | $211,647,000 | 2,313 |
| Total unused commitments | $47,219,000 | 1,755 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 58 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $254,619,000 | 2,568 |
| Cash and due from depository institutions | $6,872,000 | 2,945 |
| Interest-bearing balances | $51,000 | 5,632 |
| Securities | $20,636,000 | 4,357 |
| Federal funds sold & reverse repurchase agreements | $3,098,000 | 3,099 |
| Net loans & leases | $208,695,000 | 2,251 |
| Loan loss allowance | $2,879,000 | 1,967 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,249,000 | 1,564 |
| Other real estate owned | $1,069,000 | 2,945 |
| Goodwill and other intangibles | $72,000 | 2,919 |
| All other assets | $5,928,000 | 2,767 |
| Life insurance assets | $2,815,000 | 1,904 |
| Total liabilities and capital | $254,619,000 | 2,568 |
| Total liabilities | $232,651,000 | 2,530 |
| Total deposits | $204,413,000 | 2,548 |
| Interest-bearing deposits | $167,389,000 | 2,692 |
| Deposits held in domestic offices | $204,413,000 | 2,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,821,000 | 2,252 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $24,147,000 | 1,943 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,270,000 | 3,251 |
| Total equity capital | $21,968,000 | 3,021 |
| Total bank equity capital | $21,968,000 | 3,021 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $452,000 | 4,319 |
| Surplus | $5,777,000 | 3,798 |
| Undivided profits | $15,739,000 | 2,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,079,000 | 1,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 746 |
| Income earned, not collected on loans | $817,000 | 4,383 |
| Earning assets | $232,480,000 | 2,577 |
| Long-term assets (5+ years) | $31,254,000 | 3,108 |
| Average Assets, year-to-date | $250,396,000 | 2,579 |
| Average Assets, quarterly | $252,034,500 | 2,585 |
| Volatile liabilities | $22,445,000 | 4,494 |
| Insider loans | $7,139,000 | 1,106 |
| FHLB advances | $23,000,000 | 1,900 |
| Loans and leases held for sale | $671,000 | 1,042 |
| Unused loan commitments | $50,886,000 | 1,705 |
| Tier 1 (core) risk-based capital | $21,763,000 | 2,931 |
| Tier 2 risk-based capital | $2,787,000 | 1,887 |
| Total risk weighted assets | $222,838,000 | 2,202 |
| Total unused commitments | $50,886,000 | 1,706 |
| Derivatives | $10,000,000 | 457 |
| 2008-03-31 | Rank | |
| # of Employees: | 58 | 2,932 |
| Assets and Liabilities | ||
| Total Assets: | $249,450,000 | 2,613 |
| Cash and due from depository institutions | $6,806,000 | 2,932 |
| Interest-bearing balances | $50,000 | 5,619 |
| Securities | $22,877,000 | 4,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $203,663,000 | 2,261 |
| Loan loss allowance | $2,745,000 | 1,970 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,254,000 | 1,552 |
| Other real estate owned | $1,664,000 | 2,932 |
| Goodwill and other intangibles | $75,000 | 2,916 |
| All other assets | $6,111,000 | 2,637 |
| Life insurance assets | $2,787,000 | 1,910 |
| Total liabilities and capital | $249,450,000 | 2,613 |
| Total liabilities | $227,187,000 | 2,573 |
| Total deposits | $199,865,000 | 2,607 |
| Interest-bearing deposits | $162,667,000 | 2,753 |
| Deposits held in domestic offices | $199,865,000 | 2,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,835,000 | 1,488 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $19,150,000 | 2,049 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,337,000 | 3,351 |
| Total equity capital | $22,263,000 | 3,045 |
| Total bank equity capital | $22,263,000 | 3,045 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $452,000 | 4,332 |
| Surplus | $5,776,000 | 3,775 |
| Undivided profits | $16,035,000 | 2,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,858,000 | 1,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 739 |
| Income earned, not collected on loans | $885,000 | 4,137 |
| Earning assets | $226,590,000 | 2,639 |
| Long-term assets (5+ years) | $28,324,000 | 3,205 |
| Average Assets, year-to-date | $248,284,500 | 2,597 |
| Average Assets, quarterly | $248,284,500 | 2,597 |
| Volatile liabilities | $22,156,000 | 4,522 |
| Insider loans | $7,199,000 | 1,084 |
| FHLB advances | $18,000,000 | 2,016 |
| Loans and leases held for sale | $452,000 | 1,273 |
| Unused loan commitments | $52,858,000 | 1,673 |
| Tier 1 (core) risk-based capital | $21,753,000 | 2,928 |
| Tier 2 risk-based capital | $2,745,000 | 1,880 |
| Total risk weighted assets | $220,176,000 | 2,197 |
| Total unused commitments | $52,858,000 | 1,675 |
| Derivatives | $10,000,000 | 506 |
| 2007-12-31 | Rank | |
| # of Employees: | 61 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $247,119,000 | 2,607 |
| Cash and due from depository institutions | $12,865,000 | 2,810 |
| Interest-bearing balances | $50,000 | 5,393 |
| Securities | $23,926,000 | 3,992 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $194,969,000 | 2,326 |
| Loan loss allowance | $3,159,000 | 1,733 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,305,000 | 1,544 |
| Other real estate owned | $1,469,000 | 2,810 |
| Goodwill and other intangibles | $78,000 | 2,906 |
| All other assets | $5,507,000 | 2,869 |
| Life insurance assets | $2,759,000 | 1,909 |
| Total liabilities and capital | $247,119,000 | 2,607 |
| Total liabilities | $225,098,000 | 2,562 |
| Total deposits | $197,003,000 | 2,603 |
| Interest-bearing deposits | $161,189,000 | 2,728 |
| Deposits held in domestic offices | $197,003,000 | 2,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,685,000 | 863 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,153,000 | 3,325 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,257,000 | 3,455 |
| Total equity capital | $22,021,000 | 3,039 |
| Total bank equity capital | $22,021,000 | 3,039 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $452,000 | 4,355 |
| Surplus | $5,776,000 | 3,742 |
| Undivided profits | $15,793,000 | 2,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,893,000 | 2,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 458 |
| Income earned, not collected on loans | $880,000 | 4,412 |
| Earning assets | $218,945,000 | 2,682 |
| Long-term assets (5+ years) | $30,064,000 | 2,893 |
| Average Assets, year-to-date | $246,338,400 | 2,526 |
| Average Assets, quarterly | $242,769,500 | 2,613 |
| Volatile liabilities | $36,081,000 | 3,346 |
| Insider loans | $7,253,000 | 1,050 |
| FHLB advances | $5,000,000 | 3,418 |
| Loans and leases held for sale | $1,409,000 | 777 |
| Unused loan commitments | $50,355,000 | 1,767 |
| Tier 1 (core) risk-based capital | $21,774,000 | 2,911 |
| Tier 2 risk-based capital | $2,667,000 | 1,923 |
| Total risk weighted assets | $212,839,000 | 2,245 |
| Total unused commitments | $50,355,000 | 1,768 |
| Derivatives | $10,000,000 | 460 |
| 2007-09-30 | Rank | |
| # of Employees: | 63 | 2,727 |
| Assets and Liabilities | ||
| Total Assets: | $238,420,000 | 2,645 |
| Cash and due from depository institutions | $6,223,000 | 2,727 |
| Interest-bearing balances | $37,000 | 5,521 |
| Securities | $25,286,000 | 3,860 |
| Federal funds sold & reverse repurchase agreements | $3,253,000 | 3,335 |
| Net loans & leases | $188,110,000 | 2,360 |
| Loan loss allowance | $2,597,000 | 1,998 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,401,000 | 1,510 |
| Other real estate owned | $1,850,000 | 2,727 |
| Goodwill and other intangibles | $82,000 | 2,900 |
| All other assets | $5,215,000 | 2,991 |
| Life insurance assets | $2,730,000 | 1,884 |
| Total liabilities and capital | $238,420,000 | 2,645 |
| Total liabilities | $216,521,000 | 2,606 |
| Total deposits | $204,669,000 | 2,494 |
| Interest-bearing deposits | $166,900,000 | 2,634 |
| Deposits held in domestic offices | $204,669,000 | 2,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,257,000 | 2,251 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,156,000 | 2,863 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,439,000 | 3,209 |
| Total equity capital | $21,899,000 | 3,018 |
| Total bank equity capital | $21,899,000 | 3,018 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $452,000 | 4,348 |
| Surplus | $5,775,000 | 3,689 |
| Undivided profits | $15,672,000 | 2,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 3,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 446 |
| Income earned, not collected on loans | $1,000,000 | 4,231 |
| Earning assets | $216,686,000 | 2,670 |
| Long-term assets (5+ years) | $29,093,000 | 2,855 |
| Average Assets, year-to-date | $246,143,250 | 2,523 |
| Average Assets, quarterly | $240,394,500 | 2,600 |
| Volatile liabilities | $26,219,000 | 4,079 |
| Insider loans | $3,759,000 | 1,933 |
| FHLB advances | $7,000,000 | 2,917 |
| Loans and leases held for sale | $421,000 | 1,222 |
| Unused loan commitments | $61,197,000 | 1,547 |
| Tier 1 (core) risk-based capital | $21,864,000 | 2,894 |
| Tier 2 risk-based capital | $2,597,000 | 1,935 |
| Total risk weighted assets | $210,217,000 | 2,242 |
| Total unused commitments | $61,197,000 | 1,548 |
| Derivatives | $10,000,000 | 455 |
| 2007-06-30 | Rank | |
| # of Employees: | 64 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $242,369,000 | 2,615 |
| Cash and due from depository institutions | $6,794,000 | 2,741 |
| Interest-bearing balances | $27,000 | 5,791 |
| Securities | $25,486,000 | 3,831 |
| Federal funds sold & reverse repurchase agreements | $5,691,000 | 2,440 |
| Net loans & leases | $188,635,000 | 2,360 |
| Loan loss allowance | $2,680,000 | 1,964 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,515,000 | 1,479 |
| Other real estate owned | $1,850,000 | 2,741 |
| Goodwill and other intangibles | $85,000 | 2,920 |
| All other assets | $5,313,000 | 2,922 |
| Life insurance assets | $2,701,000 | 1,900 |
| Total liabilities and capital | $242,369,000 | 2,615 |
| Total liabilities | $220,793,000 | 2,585 |
| Total deposits | $206,690,000 | 2,480 |
| Interest-bearing deposits | $161,917,000 | 2,727 |
| Deposits held in domestic offices | $206,690,000 | 2,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,764,000 | 1,858 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,158,000 | 2,638 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,181,000 | 3,478 |
| Total equity capital | $21,576,000 | 3,014 |
| Total bank equity capital | $21,576,000 | 3,014 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $452,000 | 4,375 |
| Surplus | $5,775,000 | 3,687 |
| Undivided profits | $15,349,000 | 2,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $914,000 | 3,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 717 |
| Income earned, not collected on loans | $881,000 | 4,377 |
| Earning assets | $219,839,000 | 2,651 |
| Long-term assets (5+ years) | $30,116,000 | 2,716 |
| Average Assets, year-to-date | $248,717,670 | 2,530 |
| Average Assets, quarterly | $249,087,500 | 2,545 |
| Volatile liabilities | $28,353,000 | 3,851 |
| Insider loans | $7,152,000 | 1,026 |
| FHLB advances | $8,000,000 | 2,645 |
| Loans and leases held for sale | $1,728,000 | 778 |
| Unused loan commitments | $53,305,000 | 1,734 |
| Tier 1 (core) risk-based capital | $21,781,000 | 2,901 |
| Tier 2 risk-based capital | $2,581,000 | 1,952 |
| Total risk weighted assets | $206,512,000 | 2,275 |
| Total unused commitments | $53,305,000 | 1,735 |
| Derivatives | $10,000,000 | 508 |
| 2007-03-31 | Rank | |
| # of Employees: | 59 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $255,806,000 | 2,504 |
| Cash and due from depository institutions | $3,975,000 | 2,913 |
| Interest-bearing balances | $33,000 | 5,723 |
| Securities | $22,383,000 | 4,193 |
| Federal funds sold & reverse repurchase agreements | $35,185,000 | 519 |
| Net loans & leases | $180,157,000 | 2,428 |
| Loan loss allowance | $3,001,000 | 1,745 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,635,000 | 1,429 |
| Other real estate owned | $379,000 | 2,913 |
| Goodwill and other intangibles | $89,000 | 2,914 |
| All other assets | $5,003,000 | 2,973 |
| Life insurance assets | $2,673,000 | 1,891 |
| Total liabilities and capital | $255,806,000 | 2,504 |
| Total liabilities | $233,523,000 | 2,465 |
| Total deposits | $216,640,000 | 2,410 |
| Interest-bearing deposits | $169,164,000 | 2,619 |
| Deposits held in domestic offices | $216,640,000 | 2,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,595,000 | 1,388 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,000,000 | 2,723 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,288,000 | 2,179 |
| Total equity capital | $22,283,000 | 2,967 |
| Total bank equity capital | $22,283,000 | 2,967 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $452,000 | 4,378 |
| Surplus | $5,775,000 | 3,643 |
| Undivided profits | $16,056,000 | 2,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,281,000 | 1,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $510,000 | 311 |
| Income earned, not collected on loans | $941,000 | 4,026 |
| Earning assets | $237,758,000 | 2,486 |
| Long-term assets (5+ years) | $22,413,000 | 3,201 |
| Average Assets, year-to-date | $251,892,000 | 2,529 |
| Average Assets, quarterly | $251,892,000 | 2,529 |
| Volatile liabilities | $30,280,000 | 3,609 |
| Insider loans | $6,733,000 | 1,067 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $429,000 | 1,303 |
| Unused loan commitments | $42,930,000 | 2,054 |
| Tier 1 (core) risk-based capital | $22,311,000 | 2,841 |
| Tier 2 risk-based capital | $2,573,000 | 1,951 |
| Total risk weighted assets | $205,418,000 | 2,261 |
| Total unused commitments | $42,930,000 | 2,054 |
| Derivatives | $10,000,000 | 491 |
| 2006-12-31 | Rank | |
| # of Employees: | 56 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $247,978,000 | 2,568 |
| Cash and due from depository institutions | $7,196,000 | 3,071 |
| Interest-bearing balances | $44,000 | 5,529 |
| Securities | $19,981,000 | 4,551 |
| Federal funds sold & reverse repurchase agreements | $18,035,000 | 912 |
| Net loans & leases | $188,655,000 | 2,327 |
| Loan loss allowance | $2,937,000 | 1,766 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,699,000 | 1,390 |
| Other real estate owned | $125,000 | 3,071 |
| Goodwill and other intangibles | $92,000 | 2,912 |
| All other assets | $5,195,000 | 2,920 |
| Life insurance assets | $2,644,000 | 1,869 |
| Total liabilities and capital | $247,978,000 | 2,568 |
| Total liabilities | $225,945,000 | 2,525 |
| Total deposits | $211,927,000 | 2,431 |
| Interest-bearing deposits | $162,546,000 | 2,685 |
| Deposits held in domestic offices | $211,927,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,475,000 | 1,884 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,164,000 | 2,645 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,379,000 | 3,140 |
| Total equity capital | $22,033,000 | 2,941 |
| Total bank equity capital | $22,033,000 | 2,941 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $452,000 | 4,394 |
| Surplus | $5,775,000 | 3,588 |
| Undivided profits | $15,806,000 | 2,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,674,000 | 1,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $863,000 | 193 |
| Income earned, not collected on loans | $958,000 | 4,072 |
| Earning assets | $226,715,000 | 2,569 |
| Long-term assets (5+ years) | $21,224,000 | 3,263 |
| Average Assets, year-to-date | $241,302,000 | 2,534 |
| Average Assets, quarterly | $244,819,000 | 2,568 |
| Volatile liabilities | $32,093,000 | 3,594 |
| Insider loans | $7,238,000 | 978 |
| FHLB advances | $8,000,000 | 2,693 |
| Loans and leases held for sale | $1,000,000 | 957 |
| Unused loan commitments | $57,629,000 | 1,636 |
| Tier 1 (core) risk-based capital | $22,087,000 | 2,813 |
| Tier 2 risk-based capital | $2,620,000 | 1,912 |
| Total risk weighted assets | $209,278,000 | 2,208 |
| Total unused commitments | $57,629,000 | 1,637 |
| Derivatives | $10,000,000 | 484 |
| 2006-09-30 | Rank | |
| # of Employees: | 58 | 2,993 |
| Assets and Liabilities | ||
| Total Assets: | $241,660,000 | 2,606 |
| Cash and due from depository institutions | $6,219,000 | 2,993 |
| Interest-bearing balances | $107,000 | 4,633 |
| Securities | $20,502,000 | 4,506 |
| Federal funds sold & reverse repurchase agreements | $6,315,000 | 2,067 |
| Net loans & leases | $194,438,000 | 2,280 |
| Loan loss allowance | $3,057,000 | 1,710 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,820,000 | 1,345 |
| Other real estate owned | $160,000 | 2,993 |
| Goodwill and other intangibles | $97,000 | 2,907 |
| All other assets | $5,109,000 | 2,975 |
| Life insurance assets | $2,614,000 | 1,847 |
| Total liabilities and capital | $241,660,000 | 2,606 |
| Total liabilities | $219,729,000 | 2,565 |
| Total deposits | $205,027,000 | 2,477 |
| Interest-bearing deposits | $157,519,000 | 2,706 |
| Deposits held in domestic offices | $205,027,000 | 2,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,062,000 | 1,853 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,166,000 | 2,785 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,474,000 | 2,956 |
| Total equity capital | $21,931,000 | 2,924 |
| Total bank equity capital | $21,931,000 | 2,924 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $452,000 | 4,420 |
| Surplus | $5,776,000 | 3,556 |
| Undivided profits | $15,703,000 | 2,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,792,000 | 1,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $909,000 | 187 |
| Income earned, not collected on loans | $924,000 | 4,220 |
| Earning assets | $221,362,000 | 2,610 |
| Long-term assets (5+ years) | $22,686,000 | 3,116 |
| Average Assets, year-to-date | $239,633,000 | 2,566 |
| Average Assets, quarterly | $237,622,500 | 2,614 |
| Volatile liabilities | $34,447,000 | 3,420 |
| Insider loans | $7,254,000 | 968 |
| FHLB advances | $8,000,000 | 2,827 |
| Loans and leases held for sale | $552,000 | 1,147 |
| Unused loan commitments | $51,579,000 | 1,807 |
| Tier 1 (core) risk-based capital | $21,953,000 | 2,792 |
| Tier 2 risk-based capital | $2,658,000 | 1,882 |
| Total risk weighted assets | $212,250,000 | 2,176 |
| Total unused commitments | $51,579,000 | 1,807 |
| Derivatives | $10,000,000 | 501 |
| 2006-06-30 | Rank | |
| # of Employees: | 54 | 3,165 |
| Assets and Liabilities | ||
| Total Assets: | $233,585,000 | 2,666 |
| Cash and due from depository institutions | $10,081,000 | 3,165 |
| Interest-bearing balances | $69,000 | 5,271 |
| Securities | $21,587,000 | 4,355 |
| Federal funds sold & reverse repurchase agreements | $20,000 | 5,815 |
| Net loans & leases | $188,142,000 | 2,312 |
| Loan loss allowance | $3,024,000 | 1,706 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,954,000 | 1,301 |
| Other real estate owned | $0 | 3,165 |
| Goodwill and other intangibles | $101,000 | 2,887 |
| All other assets | $4,700,000 | 3,123 |
| Life insurance assets | $2,586,000 | 1,823 |
| Total liabilities and capital | $233,585,000 | 2,666 |
| Total liabilities | $211,966,000 | 2,630 |
| Total deposits | $200,229,000 | 2,521 |
| Interest-bearing deposits | $151,459,000 | 2,780 |
| Deposits held in domestic offices | $200,229,000 | 2,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,375,000 | 2,030 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,169,000 | 3,164 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,193,000 | 3,139 |
| Total equity capital | $21,619,000 | 2,850 |
| Total bank equity capital | $21,619,000 | 2,850 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $452,000 | 4,414 |
| Surplus | $5,775,000 | 3,509 |
| Undivided profits | $15,392,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,252,000 | 2,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $718,000 | 238 |
| Income earned, not collected on loans | $929,000 | 3,830 |
| Earning assets | $209,818,000 | 2,697 |
| Long-term assets (5+ years) | $15,236,000 | 3,824 |
| Average Assets, year-to-date | $238,957,330 | 2,579 |
| Average Assets, quarterly | $235,846,000 | 2,624 |
| Volatile liabilities | $28,544,000 | 3,788 |
| Insider loans | $5,206,000 | 1,335 |
| FHLB advances | $6,000,000 | 3,244 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $51,018,000 | 1,832 |
| Tier 1 (core) risk-based capital | $21,815,000 | 2,761 |
| Tier 2 risk-based capital | $2,606,000 | 1,891 |
| Total risk weighted assets | $208,031,000 | 2,194 |
| Total unused commitments | $51,018,000 | 1,832 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 57 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $238,107,000 | 2,603 |
| Cash and due from depository institutions | $7,658,000 | 3,027 |
| Interest-bearing balances | $54,000 | 5,522 |
| Securities | $25,421,000 | 3,990 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,650 |
| Net loans & leases | $187,299,000 | 2,267 |
| Loan loss allowance | $2,956,000 | 1,716 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,070,000 | 1,250 |
| Other real estate owned | $2,525,000 | 3,027 |
| Goodwill and other intangibles | $106,000 | 2,853 |
| All other assets | $4,528,000 | 3,130 |
| Life insurance assets | $2,557,000 | 1,796 |
| Total liabilities and capital | $238,107,000 | 2,603 |
| Total liabilities | $216,766,000 | 2,576 |
| Total deposits | $203,614,000 | 2,470 |
| Interest-bearing deposits | $155,213,000 | 2,702 |
| Deposits held in domestic offices | $203,614,000 | 2,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,022,000 | 1,624 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,171,000 | 3,051 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $959,000 | 3,643 |
| Total equity capital | $21,341,000 | 2,856 |
| Total bank equity capital | $21,341,000 | 2,856 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $452,000 | 4,405 |
| Surplus | $5,774,000 | 3,443 |
| Undivided profits | $15,115,000 | 2,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,662,000 | 1,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $871,000 | 205 |
| Income earned, not collected on loans | $921,000 | 3,681 |
| Earning assets | $214,274,000 | 2,644 |
| Long-term assets (5+ years) | $15,690,000 | 3,759 |
| Average Assets, year-to-date | $241,643,500 | 2,557 |
| Average Assets, quarterly | $241,643,500 | 2,557 |
| Volatile liabilities | $30,160,000 | 3,518 |
| Insider loans | $5,244,000 | 1,313 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $52,353,000 | 1,773 |
| Tier 1 (core) risk-based capital | $21,483,000 | 2,742 |
| Tier 2 risk-based capital | $2,666,000 | 1,814 |
| Total risk weighted assets | $212,951,000 | 2,093 |
| Total unused commitments | $52,353,000 | 1,774 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $245,180,000 | 2,534 |
| Cash and due from depository institutions | $7,934,000 | 2,976 |
| Interest-bearing balances | $34,000 | 5,886 |
| Securities | $26,734,000 | 3,870 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,372 |
| Net loans & leases | $194,398,000 | 2,158 |
| Loan loss allowance | $2,851,000 | 1,752 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,163,000 | 1,216 |
| Other real estate owned | $585,000 | 2,976 |
| Goodwill and other intangibles | $110,000 | 2,837 |
| All other assets | $4,756,000 | 3,000 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $245,180,000 | 2,534 |
| Total liabilities | $224,044,000 | 2,501 |
| Total deposits | $197,037,000 | 2,516 |
| Interest-bearing deposits | $148,462,000 | 2,771 |
| Deposits held in domestic offices | $197,037,000 | 2,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,882,000 | 809 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,174,000 | 3,155 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $951,000 | 3,619 |
| Total equity capital | $21,136,000 | 2,847 |
| Total bank equity capital | $21,136,000 | 2,847 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $452,000 | 4,425 |
| Surplus | $5,774,000 | 3,405 |
| Undivided profits | $14,910,000 | 2,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,920,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $937,000 | 3,649 |
| Earning assets | $222,666,000 | 2,549 |
| Long-term assets (5+ years) | $17,334,000 | 3,559 |
| Average Assets, year-to-date | $241,685,600 | 2,456 |
| Average Assets, quarterly | $247,717,000 | 2,477 |
| Volatile liabilities | $37,589,000 | 3,007 |
| Insider loans | $3,592,000 | 1,822 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $49,419,000 | 1,807 |
| Tier 1 (core) risk-based capital | $21,195,000 | 2,745 |
| Tier 2 risk-based capital | $2,712,000 | 1,761 |
| Total risk weighted assets | $216,810,000 | 2,021 |
| Total unused commitments | $49,419,000 | 1,807 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $250,254,000 | 2,438 |
| Cash and due from depository institutions | $10,760,000 | 2,996 |
| Interest-bearing balances | $12,000 | 6,399 |
| Securities | $27,809,000 | 3,739 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,122 |
| Net loans & leases | $195,659,000 | 2,119 |
| Loan loss allowance | $2,885,000 | 1,687 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,277,000 | 1,154 |
| Other real estate owned | $630,000 | 2,996 |
| Goodwill and other intangibles | $116,000 | 2,812 |
| All other assets | $4,503,000 | 3,059 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $250,254,000 | 2,438 |
| Total liabilities | $229,434,000 | 2,403 |
| Total deposits | $216,146,000 | 2,277 |
| Interest-bearing deposits | $167,220,000 | 2,455 |
| Deposits held in domestic offices | $216,146,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,488,000 | 1,710 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,176,000 | 3,194 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,624,000 | 2,436 |
| Total equity capital | $20,820,000 | 2,858 |
| Total bank equity capital | $20,820,000 | 2,858 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $452,000 | 4,426 |
| Surplus | $5,774,000 | 3,354 |
| Undivided profits | $14,594,000 | 2,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,414,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $879,000 | 3,825 |
| Earning assets | $224,980,000 | 2,482 |
| Long-term assets (5+ years) | $15,485,000 | 3,807 |
| Average Assets, year-to-date | $240,812,000 | 2,444 |
| Average Assets, quarterly | $247,780,500 | 2,437 |
| Volatile liabilities | $26,564,000 | 3,681 |
| Insider loans | $3,113,000 | 2,042 |
| FHLB advances | $6,000,000 | 3,247 |
| Loans and leases held for sale | $935,000 | 984 |
| Unused loan commitments | $47,971,000 | 1,806 |
| Tier 1 (core) risk-based capital | $20,792,000 | 2,767 |
| Tier 2 risk-based capital | $2,739,000 | 1,719 |
| Total risk weighted assets | $219,000,000 | 1,966 |
| Total unused commitments | $47,971,000 | 1,807 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 57 | 2,998 |
| Assets and Liabilities | ||
| Total Assets: | $245,307,000 | 2,436 |
| Cash and due from depository institutions | $6,582,000 | 2,998 |
| Interest-bearing balances | $42,000 | 5,788 |
| Securities | $31,877,000 | 3,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $194,599,000 | 2,091 |
| Loan loss allowance | $2,717,000 | 1,766 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,408,000 | 1,121 |
| Other real estate owned | $630,000 | 2,998 |
| Goodwill and other intangibles | $121,000 | 2,783 |
| All other assets | $2,090,000 | 4,774 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $245,307,000 | 2,436 |
| Total liabilities | $224,808,000 | 2,400 |
| Total deposits | $205,543,000 | 2,334 |
| Interest-bearing deposits | $158,512,000 | 2,532 |
| Deposits held in domestic offices | $205,543,000 | 2,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,590,000 | 970 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,178,000 | 3,879 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,497,000 | 2,430 |
| Total equity capital | $20,499,000 | 2,860 |
| Total bank equity capital | $20,499,000 | 2,860 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $452,000 | 4,419 |
| Surplus | $5,774,000 | 3,309 |
| Undivided profits | $14,273,000 | 2,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $898,000 | 3,469 |
| Earning assets | $226,518,000 | 2,408 |
| Long-term assets (5+ years) | $18,421,000 | 3,517 |
| Average Assets, year-to-date | $237,664,670 | 2,454 |
| Average Assets, quarterly | $241,756,500 | 2,440 |
| Volatile liabilities | $37,647,000 | 2,799 |
| Insider loans | $3,182,000 | 1,954 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $961,000 | 994 |
| Unused loan commitments | $41,602,000 | 1,956 |
| Tier 1 (core) risk-based capital | $20,351,000 | 2,757 |
| Tier 2 risk-based capital | $2,701,000 | 1,718 |
| Total risk weighted assets | $216,102,000 | 1,940 |
| Total unused commitments | $41,602,000 | 1,956 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $238,206,000 | 2,475 |
| Cash and due from depository institutions | $9,251,000 | 3,054 |
| Interest-bearing balances | $12,000 | 6,414 |
| Securities | $32,743,000 | 3,400 |
| Federal funds sold & reverse repurchase agreements | $1,945,000 | 4,111 |
| Net loans & leases | $181,848,000 | 2,168 |
| Loan loss allowance | $2,597,000 | 1,826 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,532,000 | 1,078 |
| Other real estate owned | $908,000 | 3,054 |
| Goodwill and other intangibles | $126,000 | 2,771 |
| All other assets | $1,853,000 | 5,061 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $238,206,000 | 2,475 |
| Total liabilities | $218,474,000 | 2,431 |
| Total deposits | $200,738,000 | 2,386 |
| Interest-bearing deposits | $154,004,000 | 2,601 |
| Deposits held in domestic offices | $200,738,000 | 2,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,241,000 | 999 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,181,000 | 3,777 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,314,000 | 2,640 |
| Total equity capital | $19,732,000 | 2,883 |
| Total bank equity capital | $19,732,000 | 2,883 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $452,000 | 4,441 |
| Surplus | $5,774,000 | 3,273 |
| Undivided profits | $13,506,000 | 2,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,434,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $895,000 | 3,377 |
| Earning assets | $216,548,000 | 2,508 |
| Long-term assets (5+ years) | $20,265,000 | 3,398 |
| Average Assets, year-to-date | $233,843,500 | 2,502 |
| Average Assets, quarterly | $233,843,500 | 2,502 |
| Volatile liabilities | $39,061,000 | 2,639 |
| Insider loans | $3,265,000 | 1,859 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $994,000 | 912 |
| Unused loan commitments | $43,182,000 | 1,861 |
| Tier 1 (core) risk-based capital | $19,716,000 | 2,799 |
| Tier 2 risk-based capital | $2,432,000 | 1,874 |
| Total risk weighted assets | $194,363,000 | 2,102 |
| Total unused commitments | $43,182,000 | 1,863 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $229,481,000 | 2,557 |
| Cash and due from depository institutions | $5,687,000 | 3,070 |
| Interest-bearing balances | $13,000 | 6,385 |
| Securities | $32,770,000 | 3,396 |
| Federal funds sold & reverse repurchase agreements | $3,595,000 | 2,855 |
| Net loans & leases | $175,004,000 | 2,230 |
| Loan loss allowance | $2,411,000 | 1,959 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,653,000 | 1,039 |
| Other real estate owned | $908,000 | 3,070 |
| Goodwill and other intangibles | $131,000 | 2,749 |
| All other assets | $1,733,000 | 5,202 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $229,481,000 | 2,557 |
| Total liabilities | $209,585,000 | 2,511 |
| Total deposits | $194,056,000 | 2,419 |
| Interest-bearing deposits | $149,492,000 | 2,644 |
| Deposits held in domestic offices | $194,056,000 | 2,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,211,000 | 1,124 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,183,000 | 3,800 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,135,000 | 2,854 |
| Total equity capital | $19,896,000 | 2,856 |
| Total bank equity capital | $19,896,000 | 2,856 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $452,000 | 4,457 |
| Surplus | $5,774,000 | 3,227 |
| Undivided profits | $13,670,000 | 2,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,186,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $837,000 | 3,562 |
| Earning assets | $211,382,000 | 2,554 |
| Long-term assets (5+ years) | $17,231,000 | 3,766 |
| Average Assets, year-to-date | $235,439,800 | 2,374 |
| Average Assets, quarterly | $230,924,500 | 2,511 |
| Volatile liabilities | $35,784,000 | 2,784 |
| Insider loans | $3,783,000 | 1,622 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $150,000 | 1,542 |
| Unused loan commitments | $49,626,000 | 1,588 |
| Tier 1 (core) risk-based capital | $19,670,000 | 2,759 |
| Tier 2 risk-based capital | $2,353,000 | 1,917 |
| Total risk weighted assets | $188,186,000 | 2,149 |
| Total unused commitments | $49,626,000 | 1,588 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 54 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $232,368,000 | 2,498 |
| Cash and due from depository institutions | $8,293,000 | 3,112 |
| Interest-bearing balances | $15,000 | 6,414 |
| Securities | $33,833,000 | 3,318 |
| Federal funds sold & reverse repurchase agreements | $3,505,000 | 2,711 |
| Net loans & leases | $174,294,000 | 2,190 |
| Loan loss allowance | $2,266,000 | 2,063 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,719,000 | 997 |
| Other real estate owned | $694,000 | 3,112 |
| Goodwill and other intangibles | $138,000 | 2,706 |
| All other assets | $1,892,000 | 4,989 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $232,368,000 | 2,498 |
| Total liabilities | $213,042,000 | 2,442 |
| Total deposits | $195,455,000 | 2,386 |
| Interest-bearing deposits | $150,151,000 | 2,611 |
| Deposits held in domestic offices | $195,455,000 | 2,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,523,000 | 1,050 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,186,000 | 3,840 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,878,000 | 2,029 |
| Total equity capital | $19,326,000 | 2,914 |
| Total bank equity capital | $19,326,000 | 2,914 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $452,000 | 4,469 |
| Surplus | $5,774,000 | 3,179 |
| Undivided profits | $13,100,000 | 2,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,414,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $821,000 | 3,764 |
| Earning assets | $211,647,000 | 2,507 |
| Long-term assets (5+ years) | $20,157,000 | 3,517 |
| Average Assets, year-to-date | $236,929,500 | 2,353 |
| Average Assets, quarterly | $231,545,000 | 2,467 |
| Volatile liabilities | $35,246,000 | 2,745 |
| Insider loans | $3,693,000 | 1,591 |
| FHLB advances | $3,000,000 | 4,011 |
| Loans and leases held for sale | $1,004,000 | 878 |
| Unused loan commitments | $44,816,000 | 1,708 |
| Tier 1 (core) risk-based capital | $19,034,000 | 2,812 |
| Tier 2 risk-based capital | $2,266,000 | 1,941 |
| Total risk weighted assets | $188,038,000 | 2,102 |
| Total unused commitments | $44,816,000 | 1,709 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 54 | 3,139 |
| Assets and Liabilities | ||
| Total Assets: | $230,722,000 | 2,468 |
| Cash and due from depository institutions | $9,050,000 | 3,139 |
| Interest-bearing balances | $18,000 | 6,343 |
| Securities | $36,566,000 | 3,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $172,584,000 | 2,166 |
| Loan loss allowance | $2,086,000 | 2,198 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,837,000 | 980 |
| Other real estate owned | $694,000 | 3,139 |
| Goodwill and other intangibles | $144,000 | 2,690 |
| All other assets | $1,847,000 | 5,012 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $230,722,000 | 2,468 |
| Total liabilities | $211,836,000 | 2,424 |
| Total deposits | $194,469,000 | 2,379 |
| Interest-bearing deposits | $151,535,000 | 2,555 |
| Deposits held in domestic offices | $194,469,000 | 2,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,672,000 | 925 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,187,000 | 4,906 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,508,000 | 2,193 |
| Total equity capital | $18,886,000 | 2,861 |
| Total bank equity capital | $18,886,000 | 2,861 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $452,000 | 4,500 |
| Surplus | $5,774,000 | 3,132 |
| Undivided profits | $12,660,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,013,000 | 1,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $865,000 | 3,359 |
| Earning assets | $209,168,000 | 2,489 |
| Long-term assets (5+ years) | $24,250,000 | 3,253 |
| Average Assets, year-to-date | $238,450,000 | 2,331 |
| Average Assets, quarterly | $234,763,000 | 2,395 |
| Volatile liabilities | $39,568,000 | 2,456 |
| Insider loans | $5,130,000 | 1,096 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $1,197,000 | 825 |
| Unused loan commitments | $34,966,000 | 2,048 |
| Tier 1 (core) risk-based capital | $18,882,000 | 2,786 |
| Tier 2 risk-based capital | $2,086,000 | 2,067 |
| Total risk weighted assets | $189,501,000 | 2,039 |
| Total unused commitments | $34,966,000 | 2,052 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $238,804,000 | 2,349 |
| Cash and due from depository institutions | $11,035,000 | 3,077 |
| Interest-bearing balances | $16,000 | 6,475 |
| Securities | $43,090,000 | 2,775 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $172,346,000 | 2,091 |
| Loan loss allowance | $2,166,000 | 2,116 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,670,000 | 979 |
| Other real estate owned | $694,000 | 3,077 |
| Goodwill and other intangibles | $151,000 | 2,661 |
| All other assets | $1,818,000 | 4,874 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $238,804,000 | 2,349 |
| Total liabilities | $219,813,000 | 2,302 |
| Total deposits | $204,458,000 | 2,218 |
| Interest-bearing deposits | $163,933,000 | 2,352 |
| Deposits held in domestic offices | $204,458,000 | 2,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,354,000 | 957 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,189,000 | 4,759 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,812,000 | 2,111 |
| Total equity capital | $18,991,000 | 2,911 |
| Total bank equity capital | $18,991,000 | 2,911 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $452,000 | 4,511 |
| Surplus | $5,774,000 | 3,099 |
| Undivided profits | $12,765,000 | 2,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,299,000 | 2,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $933,000 | 3,088 |
| Earning assets | $215,452,000 | 2,398 |
| Long-term assets (5+ years) | $33,742,000 | 2,539 |
| Average Assets, year-to-date | $242,314,000 | 2,299 |
| Average Assets, quarterly | $242,314,000 | 2,299 |
| Volatile liabilities | $40,003,000 | 2,355 |
| Insider loans | $3,860,000 | 1,478 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $1,750,000 | 751 |
| Unused loan commitments | $38,576,000 | 1,847 |
| Tier 1 (core) risk-based capital | $18,371,000 | 2,832 |
| Tier 2 risk-based capital | $2,166,000 | 1,964 |
| Total risk weighted assets | $192,058,000 | 1,978 |
| Total unused commitments | $38,576,000 | 1,853 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $245,824,000 | 2,281 |
| Cash and due from depository institutions | $13,602,000 | 3,252 |
| Interest-bearing balances | $39,000 | 6,027 |
| Securities | $43,744,000 | 2,786 |
| Federal funds sold & reverse repurchase agreements | $5,210,000 | 2,201 |
| Net loans & leases | $171,227,000 | 2,094 |
| Loan loss allowance | $2,025,000 | 2,234 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,415,000 | 1,002 |
| Other real estate owned | $694,000 | 3,252 |
| Goodwill and other intangibles | $157,000 | 2,646 |
| All other assets | $1,775,000 | 4,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,824,000 | 2,281 |
| Total liabilities | $227,432,000 | 2,218 |
| Total deposits | $219,289,000 | 2,070 |
| Interest-bearing deposits | $175,266,000 | 2,204 |
| Deposits held in domestic offices | $219,289,000 | 2,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,935,000 | 1,474 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,192,000 | 4,785 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,016,000 | 3,067 |
| Total equity capital | $18,392,000 | 2,926 |
| Total bank equity capital | $18,392,000 | 2,926 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $452,000 | 4,548 |
| Surplus | $5,774,000 | 3,061 |
| Undivided profits | $12,166,000 | 2,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $667,000 | 3,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $887,000 | 3,358 |
| Earning assets | $220,220,000 | 2,334 |
| Long-term assets (5+ years) | $31,177,000 | 2,718 |
| Average Assets, year-to-date | $238,560,200 | 2,266 |
| Average Assets, quarterly | $244,782,500 | 2,267 |
| Volatile liabilities | $36,480,000 | 2,548 |
| Insider loans | $4,280,000 | 1,288 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $701,000 | 1,020 |
| Unused loan commitments | $37,171,000 | 1,845 |
| Tier 1 (core) risk-based capital | $17,975,000 | 2,843 |
| Tier 2 risk-based capital | $2,025,000 | 2,081 |
| Total risk weighted assets | $197,120,000 | 1,911 |
| Total unused commitments | $37,171,000 | 1,849 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 46 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $243,741,000 | 2,298 |
| Cash and due from depository institutions | $8,720,000 | 3,631 |
| Interest-bearing balances | $36,000 | 6,138 |
| Securities | $43,256,000 | 2,745 |
| Federal funds sold & reverse repurchase agreements | $17,820,000 | 831 |
| Net loans & leases | $164,092,000 | 2,162 |
| Loan loss allowance | $1,777,000 | 2,494 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,833,000 | 1,390 |
| Other real estate owned | $926,000 | 3,631 |
| Goodwill and other intangibles | $165,000 | 2,597 |
| All other assets | $1,929,000 | 4,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,741,000 | 2,298 |
| Total liabilities | $225,884,000 | 2,231 |
| Total deposits | $212,289,000 | 2,147 |
| Interest-bearing deposits | $171,346,000 | 2,250 |
| Deposits held in domestic offices | $212,289,000 | 2,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,016,000 | 1,314 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,193,000 | 3,591 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,386,000 | 1,677 |
| Total equity capital | $17,857,000 | 2,997 |
| Total bank equity capital | $17,857,000 | 2,997 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $452,000 | 4,582 |
| Surplus | $5,774,000 | 2,997 |
| Undivided profits | $11,631,000 | 2,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $873,000 | 3,544 |
| Earning assets | $225,204,000 | 2,283 |
| Long-term assets (5+ years) | $25,345,000 | 3,130 |
| Average Assets, year-to-date | $236,744,250 | 2,298 |
| Average Assets, quarterly | $240,642,500 | 2,310 |
| Volatile liabilities | $40,246,000 | 2,296 |
| Insider loans | $4,642,000 | 1,158 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $1,007,000 | 1,134 |
| Unused loan commitments | $39,342,000 | 1,775 |
| Tier 1 (core) risk-based capital | $17,583,000 | 2,900 |
| Tier 2 risk-based capital | $1,777,000 | 2,293 |
| Total risk weighted assets | $183,286,000 | 2,025 |
| Total unused commitments | $39,342,000 | 1,778 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 47 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $237,544,000 | 2,333 |
| Cash and due from depository institutions | $9,202,000 | 3,571 |
| Interest-bearing balances | $33,000 | 6,220 |
| Securities | $46,514,000 | 2,546 |
| Federal funds sold & reverse repurchase agreements | $13,715,000 | 1,135 |
| Net loans & leases | $159,491,000 | 2,178 |
| Loan loss allowance | $1,795,000 | 2,430 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,952,000 | 1,609 |
| Other real estate owned | $926,000 | 3,571 |
| Goodwill and other intangibles | $172,000 | 2,537 |
| All other assets | $1,572,000 | 5,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,544,000 | 2,333 |
| Total liabilities | $219,829,000 | 2,273 |
| Total deposits | $208,101,000 | 2,158 |
| Interest-bearing deposits | $170,141,000 | 2,244 |
| Deposits held in domestic offices | $208,101,000 | 2,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,476,000 | 1,420 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,195,000 | 3,552 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,057,000 | 1,967 |
| Total equity capital | $17,715,000 | 3,009 |
| Total bank equity capital | $17,715,000 | 3,009 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $452,000 | 4,591 |
| Surplus | $5,774,000 | 2,967 |
| Undivided profits | $11,489,000 | 2,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $660,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $841,000 | 3,549 |
| Earning assets | $219,753,000 | 2,311 |
| Long-term assets (5+ years) | $30,996,000 | 2,570 |
| Average Assets, year-to-date | $234,412,000 | 2,315 |
| Average Assets, quarterly | $238,495,000 | 2,294 |
| Volatile liabilities | $42,337,000 | 2,152 |
| Insider loans | $4,317,000 | 1,239 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $2,188,000 | 1,096 |
| Unused loan commitments | $38,836,000 | 1,747 |
| Tier 1 (core) risk-based capital | $16,962,000 | 2,943 |
| Tier 2 risk-based capital | $1,795,000 | 2,223 |
| Total risk weighted assets | $177,558,000 | 2,044 |
| Total unused commitments | $38,836,000 | 1,756 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $239,446,000 | 2,282 |
| Cash and due from depository institutions | $10,205,000 | 3,808 |
| Interest-bearing balances | $30,000 | 6,183 |
| Securities | $33,560,000 | 3,240 |
| Federal funds sold & reverse repurchase agreements | $31,630,000 | 508 |
| Net loans & leases | $155,545,000 | 2,205 |
| Loan loss allowance | $2,010,000 | 2,176 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,834,000 | 1,606 |
| Other real estate owned | $926,000 | 3,808 |
| Goodwill and other intangibles | $180,000 | 2,495 |
| All other assets | $1,566,000 | 5,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,446,000 | 2,282 |
| Total liabilities | $222,037,000 | 2,219 |
| Total deposits | $207,463,000 | 2,139 |
| Interest-bearing deposits | $170,774,000 | 2,231 |
| Deposits held in domestic offices | $207,463,000 | 2,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,709,000 | 1,081 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,197,000 | 3,466 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,668,000 | 2,352 |
| Total equity capital | $17,409,000 | 3,013 |
| Total bank equity capital | $17,409,000 | 3,013 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $452,000 | 4,605 |
| Surplus | $5,774,000 | 2,923 |
| Undivided profits | $11,183,000 | 2,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 3,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $835,000 | 3,585 |
| Earning assets | $220,765,000 | 2,270 |
| Long-term assets (5+ years) | $24,811,000 | 2,965 |
| Average Assets, year-to-date | $232,846,000 | 2,317 |
| Average Assets, quarterly | $232,846,000 | 2,317 |
| Volatile liabilities | $46,047,000 | 1,977 |
| Insider loans | $5,026,000 | 1,048 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $2,286,000 | 951 |
| Unused loan commitments | $40,540,000 | 1,646 |
| Tier 1 (core) risk-based capital | $16,917,000 | 2,917 |
| Tier 2 risk-based capital | $2,010,000 | 1,995 |
| Total risk weighted assets | $170,991,000 | 2,090 |
| Total unused commitments | $40,540,000 | 1,656 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $226,246,000 | 2,375 |
| Cash and due from depository institutions | $10,666,000 | 3,714 |
| Interest-bearing balances | $27,000 | 6,188 |
| Securities | $23,758,000 | 4,147 |
| Federal funds sold & reverse repurchase agreements | $34,250,000 | 407 |
| Net loans & leases | $150,367,000 | 2,259 |
| Loan loss allowance | $1,858,000 | 2,291 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,566,000 | 2,034 |
| Other real estate owned | $926,000 | 3,714 |
| Goodwill and other intangibles | $188,000 | 2,443 |
| All other assets | $1,525,000 | 5,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,246,000 | 2,375 |
| Total liabilities | $209,131,000 | 2,315 |
| Total deposits | $200,369,000 | 2,164 |
| Interest-bearing deposits | $167,260,000 | 2,232 |
| Deposits held in domestic offices | $200,369,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,791,000 | 1,473 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000,000 | 3,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $971,000 | 3,457 |
| Total equity capital | $17,115,000 | 3,018 |
| Total bank equity capital | $17,115,000 | 3,018 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $452,000 | 4,609 |
| Surplus | $5,774,000 | 2,878 |
| Undivided profits | $10,889,000 | 2,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $828,000 | 3,762 |
| Earning assets | $208,402,000 | 2,358 |
| Long-term assets (5+ years) | $22,788,000 | 3,062 |
| Average Assets, year-to-date | $198,361,200 | 2,571 |
| Average Assets, quarterly | $211,555,000 | 2,515 |
| Volatile liabilities | $40,586,000 | 2,173 |
| Insider loans | $14,367,000 | 309 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $1,990,000 | 1,050 |
| Unused loan commitments | $40,586,000 | 1,566 |
| Tier 1 (core) risk-based capital | $16,558,000 | 2,906 |
| Tier 2 risk-based capital | $1,858,000 | 2,106 |
| Total risk weighted assets | $162,403,000 | 2,160 |
| Total unused commitments | $40,586,000 | 1,571 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $187,009,000 | 2,697 |
| Cash and due from depository institutions | $9,151,000 | 3,732 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $22,819,000 | 4,124 |
| Federal funds sold & reverse repurchase agreements | $20,357,000 | 681 |
| Net loans & leases | $127,343,000 | 2,535 |
| Loan loss allowance | $1,557,000 | 2,509 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,643,000 | 1,944 |
| Other real estate owned | $880,000 | 3,732 |
| Goodwill and other intangibles | $225,000 | 2,304 |
| All other assets | $1,591,000 | 5,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,009,000 | 2,697 |
| Total liabilities | $172,557,000 | 2,646 |
| Total deposits | $158,803,000 | 2,582 |
| Interest-bearing deposits | $126,413,000 | 2,776 |
| Deposits held in domestic offices | $158,803,000 | 2,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,724,000 | 1,087 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,030,000 | 3,385 |
| Total equity capital | $14,452,000 | 3,302 |
| Total bank equity capital | $14,452,000 | 3,302 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $452,000 | 4,713 |
| Surplus | $5,774,000 | 2,771 |
| Undivided profits | $8,226,000 | 3,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $794,000 | 4,226 |
| Earning assets | $170,519,000 | 2,699 |
| Long-term assets (5+ years) | $26,673,000 | 2,721 |
| Average Assets, year-to-date | $167,910,600 | 2,839 |
| Average Assets, quarterly | $181,099,000 | 2,736 |
| Volatile liabilities | $36,337,000 | 2,303 |
| Insider loans | $11,077,000 | 378 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $5,966,000 | 527 |
| Unused loan commitments | $45,830,000 | 1,348 |
| Tier 1 (core) risk-based capital | $14,292,000 | 3,198 |
| Tier 2 risk-based capital | $1,557,000 | 2,327 |
| Total risk weighted assets | $135,982,000 | 2,448 |
| Total unused commitments | $45,830,000 | 1,353 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $155,280,000 | 3,062 |
| Cash and due from depository institutions | $8,156,000 | 4,097 |
| Interest-bearing balances | $194,000 | 3,966 |
| Securities | $25,498,000 | 3,893 |
| Federal funds sold & reverse repurchase agreements | $8,641,000 | 1,398 |
| Net loans & leases | $106,259,000 | 2,885 |
| Loan loss allowance | $1,365,000 | 2,655 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,903,000 | 1,779 |
| Other real estate owned | $488,000 | 4,097 |
| Goodwill and other intangibles | $279,000 | 2,160 |
| All other assets | $1,056,000 | 5,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,280,000 | 3,062 |
| Total liabilities | $143,783,000 | 2,993 |
| Total deposits | $133,585,000 | 2,918 |
| Interest-bearing deposits | $103,734,000 | 3,197 |
| Deposits held in domestic offices | $133,585,000 | 2,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,028,000 | 1,165 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,170,000 | 3,174 |
| Total equity capital | $11,497,000 | 3,937 |
| Total bank equity capital | $11,497,000 | 3,937 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $452,000 | 4,861 |
| Surplus | $5,274,000 | 2,885 |
| Undivided profits | $5,771,000 | 3,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $629,000 | 4,297 |
| Earning assets | $140,592,000 | 3,114 |
| Long-term assets (5+ years) | $23,681,000 | 2,837 |
| Average Assets, year-to-date | $149,346,000 | 3,025 |
| Average Assets, quarterly | $153,676,000 | 3,051 |
| Volatile liabilities | $25,306,000 | 3,052 |
| Insider loans | $3,513,000 | 1,391 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,076,000 | 506 |
| Unused loan commitments | $32,485,000 | 1,618 |
| Tier 1 (core) risk-based capital | $11,436,000 | 3,815 |
| Tier 2 risk-based capital | $1,365,000 | 2,495 |
| Total risk weighted assets | $116,985,400 | 2,700 |
| Total unused commitments | $32,485,000 | 1,619 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $143,638,000 | 3,218 |
| Cash and due from depository institutions | $9,354,000 | 4,097 |
| Interest-bearing balances | $290,000 | 3,677 |
| Securities | $31,485,000 | 3,443 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $96,227,000 | 3,015 |
| Loan loss allowance | $1,147,000 | 3,029 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,975,000 | 1,710 |
| Other real estate owned | $120,000 | 4,097 |
| Goodwill and other intangibles | $341,000 | 2,112 |
| All other assets | $1,136,000 | 5,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,638,000 | 3,218 |
| Total liabilities | $134,891,000 | 3,098 |
| Total deposits | $127,405,000 | 2,982 |
| Interest-bearing deposits | $98,067,000 | 3,312 |
| Deposits held in domestic offices | $127,405,000 | 2,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,712,000 | 1,461 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $774,000 | 3,934 |
| Total equity capital | $8,747,000 | 4,744 |
| Total bank equity capital | $8,747,000 | 4,744 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $452,000 | 5,007 |
| Surplus | $5,274,000 | 2,851 |
| Undivided profits | $3,021,000 | 5,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $478,000 | 4,734 |
| Earning assets | $128,002,000 | 3,294 |
| Long-term assets (5+ years) | $30,932,000 | 2,494 |
| Average Assets, year-to-date | $129,483,200 | 3,407 |
| Average Assets, quarterly | $137,267,000 | 3,325 |
| Volatile liabilities | $21,592,000 | 3,301 |
| Insider loans | $2,839,000 | 1,652 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,285,000 | 473 |
| Unused loan commitments | $24,390,000 | 2,037 |
| Tier 1 (core) risk-based capital | $9,211,000 | 4,561 |
| Tier 2 risk-based capital | $1,147,000 | 2,772 |
| Total risk weighted assets | $103,075,400 | 2,901 |
| Total unused commitments | $24,390,000 | 2,041 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 35 | 4,737 |
| Assets and Liabilities | ||
| Total Assets: | $121,172,000 | 3,681 |
| Cash and due from depository institutions | $7,948,000 | 4,737 |
| Interest-bearing balances | $385,000 | 3,775 |
| Securities | $30,157,000 | 3,616 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $76,740,000 | 3,519 |
| Loan loss allowance | $948,000 | 3,496 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,884,000 | 1,634 |
| Other real estate owned | $284,000 | 4,737 |
| Goodwill and other intangibles | $415,000 | 1,963 |
| All other assets | $744,000 | 6,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,172,000 | 3,681 |
| Total liabilities | $112,713,000 | 3,558 |
| Total deposits | $108,395,000 | 3,459 |
| Interest-bearing deposits | $86,728,000 | 3,668 |
| Deposits held in domestic offices | $108,395,000 | 3,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,392,000 | 1,662 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $926,000 | 3,755 |
| Total equity capital | $8,459,000 | 4,976 |
| Total bank equity capital | $8,459,000 | 4,976 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $452,000 | 5,060 |
| Surplus | $5,274,000 | 2,703 |
| Undivided profits | $2,733,000 | 6,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 5,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $399,000 | 5,487 |
| Earning assets | $107,282,000 | 3,807 |
| Long-term assets (5+ years) | $26,084,000 | 2,627 |
| Average Assets, year-to-date | $113,678,800 | 3,700 |
| Average Assets, quarterly | $117,929,500 | 3,707 |
| Volatile liabilities | $15,415,000 | 3,711 |
| Insider loans | $3,001,000 | 1,438 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,138,000 | 674 |
| Unused loan commitments | $13,430,000 | 3,007 |
| Tier 1 (core) risk-based capital | $8,088,000 | 4,975 |
| Tier 2 risk-based capital | $948,000 | 3,173 |
| Total risk weighted assets | $86,639,700 | 3,217 |
| Total unused commitments | $13,430,000 | 3,013 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $107,702,000 | 4,055 |
| Cash and due from depository institutions | $4,410,000 | 4,914 |
| Interest-bearing balances | $386,000 | 3,390 |
| Securities | $25,661,000 | 4,120 |
| Federal funds sold & reverse repurchase agreements | $3,188,000 | 3,807 |
| Net loans & leases | $67,698,000 | 3,942 |
| Loan loss allowance | $709,000 | 4,458 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,055,000 | 1,557 |
| Other real estate owned | $290,000 | 4,914 |
| Goodwill and other intangibles | $503,000 | 1,768 |
| All other assets | $897,000 | 6,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,702,000 | 4,055 |
| Total liabilities | $100,210,000 | 3,922 |
| Total deposits | $96,582,000 | 3,823 |
| Interest-bearing deposits | $80,670,000 | 3,916 |
| Deposits held in domestic offices | $96,582,000 | 3,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,645,000 | 1,941 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $983,000 | 3,625 |
| Total equity capital | $7,492,000 | 5,448 |
| Total bank equity capital | $7,492,000 | 5,448 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $452,000 | 5,264 |
| Surplus | $5,274,000 | 2,641 |
| Undivided profits | $1,766,000 | 7,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 7,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $390,000 | 5,778 |
| Earning assets | $96,933,000 | 4,130 |
| Long-term assets (5+ years) | $19,140,000 | 2,870 |
| Average Assets, year-to-date | $100,561,200 | 4,135 |
| Average Assets, quarterly | $107,413,500 | 4,008 |
| Volatile liabilities | $14,944,000 | 3,771 |
| Insider loans | $2,171,000 | 1,916 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $694,000 | 943 |
| Unused loan commitments | $14,299,000 | 2,697 |
| Tier 1 (core) risk-based capital | $7,272,000 | 5,434 |
| Tier 2 risk-based capital | $709,000 | 3,943 |
| Total risk weighted assets | $76,194,100 | 3,548 |
| Total unused commitments | $14,299,000 | 2,702 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $92,429,000 | 4,724 |
| Cash and due from depository institutions | $4,094,000 | 7,084 |
| Interest-bearing balances | $386,000 | 3,344 |
| Securities | $22,745,000 | 4,844 |
| Federal funds sold & reverse repurchase agreements | $9,112,000 | 1,419 |
| Net loans & leases | $50,929,000 | 4,962 |
| Loan loss allowance | $600,000 | 5,225 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,457,000 | 3,145 |
| Other real estate owned | $452,000 | 7,084 |
| Goodwill and other intangibles | $608,000 | 1,566 |
| All other assets | $2,032,000 | 3,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,429,000 | 4,724 |
| Total liabilities | $85,306,000 | 4,610 |
| Total deposits | $82,469,000 | 4,516 |
| Interest-bearing deposits | $69,209,000 | 4,634 |
| Deposits held in domestic offices | $82,469,000 | 4,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,796,000 | 2,339 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,041,000 | 3,413 |
| Total equity capital | $7,123,000 | 5,730 |
| Total bank equity capital | $7,123,000 | 5,730 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $452,000 | 5,579 |
| Surplus | $5,274,000 | 2,717 |
| Undivided profits | $1,397,000 | 8,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 6,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $272,000 | 7,313 |
| Earning assets | $83,172,000 | 4,823 |
| Long-term assets (5+ years) | $14,470,000 | 3,337 |
| Average Assets, year-to-date | $79,710,000 | 5,159 |
| Average Assets, quarterly | $87,981,000 | 4,892 |
| Volatile liabilities | $16,680,000 | 3,361 |
| Insider loans | $1,077,000 | 3,450 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $67,000 | 1,456 |
| Unused loan commitments | $12,111,000 | 2,967 |
| Tier 1 (core) risk-based capital | $7,100,000 | 5,634 |
| Tier 2 risk-based capital | $600,000 | 4,594 |
| Total risk weighted assets | $62,715,600 | 4,221 |
| Total unused commitments | $12,111,000 | 2,982 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $71,616,000 | 5,850 |
| Cash and due from depository institutions | $1,547,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,432,000 | 4,649 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 8,834 |
| Net loans & leases | $40,689,000 | 5,764 |
| Loan loss allowance | $425,000 | 6,715 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,908,000 | 3,870 |
| Other real estate owned | $345,000 | 6,946 |
| Goodwill and other intangibles | $735,000 | 1,352 |
| All other assets | $710,000 | 7,818 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,616,000 | 5,850 |
| Total liabilities | $64,972,000 | 5,796 |
| Total deposits | $62,995,000 | 5,723 |
| Interest-bearing deposits | $53,685,000 | 5,770 |
| Deposits held in domestic offices | $62,995,000 | 5,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,687 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $977,000 | 3,704 |
| Total equity capital | $6,644,000 | 6,094 |
| Total bank equity capital | $6,644,000 | 6,094 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $452,000 | 5,878 |
| Surplus | $5,275,000 | 2,718 |
| Undivided profits | $917,000 | 9,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 5,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $242,000 | 8,062 |
| Earning assets | $66,371,000 | 5,802 |
| Long-term assets (5+ years) | $12,562,000 | 3,487 |
| Average Assets, year-to-date | $65,825,000 | 6,023 |
| Average Assets, quarterly | $71,881,500 | 5,777 |
| Volatile liabilities | $10,951,000 | 4,288 |
| Insider loans | $1,116,000 | 3,455 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,464,000 | 3,643 |
| Tier 1 (core) risk-based capital | $5,802,000 | 6,578 |
| Tier 2 risk-based capital | $425,000 | 5,937 |
| Total risk weighted assets | $47,724,000 | 5,224 |
| Total unused commitments | $8,464,000 | 3,656 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $58,727,000 | 6,753 |
| Cash and due from depository institutions | $2,432,000 | 7,248 |
| Interest-bearing balances | $94,000 | 5,812 |
| Securities | $17,696,000 | 6,406 |
| Federal funds sold & reverse repurchase agreements | $2,055,000 | 3,677 |
| Net loans & leases | $32,799,000 | 6,634 |
| Loan loss allowance | $376,000 | 7,423 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,967,000 | 3,704 |
| Other real estate owned | $295,000 | 7,248 |
| Goodwill and other intangibles | $889,000 | 1,137 |
| All other assets | $594,000 | 8,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,727,000 | 6,753 |
| Total liabilities | $52,647,000 | 6,800 |
| Total deposits | $51,702,000 | 6,643 |
| Interest-bearing deposits | $42,462,000 | 6,835 |
| Deposits held in domestic offices | $51,702,000 | 6,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,919 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $445,000 | 5,651 |
| Total equity capital | $6,080,000 | 6,210 |
| Total bank equity capital | $6,080,000 | 6,210 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $452,000 | 6,211 |
| Surplus | $5,275,000 | 2,630 |
| Undivided profits | $353,000 | 10,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 7,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $189,000 | 8,718 |
| Earning assets | $52,644,000 | 6,841 |
| Long-term assets (5+ years) | $9,977,000 | 4,126 |
| Average Assets, year-to-date | $55,740,200 | 6,875 |
| Average Assets, quarterly | $57,935,500 | 6,780 |
| Volatile liabilities | $7,273,000 | 5,423 |
| Insider loans | $918,000 | 3,940 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,867,000 | 4,978 |
| Tier 1 (core) risk-based capital | $5,545,000 | 6,749 |
| Tier 2 risk-based capital | $376,000 | 6,511 |
| Total risk weighted assets | $39,199,800 | 5,975 |
| Total unused commitments | $4,867,000 | 4,985 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $53,808,000 | 7,373 |
| Cash and due from depository institutions | $1,839,000 | 7,348 |
| Interest-bearing balances | $88,000 | 6,914 |
| Securities | $16,124,000 | 7,068 |
| Federal funds sold & reverse repurchase agreements | $1,940,000 | 5,923 |
| Net loans & leases | $29,854,000 | 7,009 |
| Loan loss allowance | $386,000 | 7,585 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,056,000 | 3,540 |
| Other real estate owned | $504,000 | 7,348 |
| Goodwill and other intangibles | $1,076,000 | 972 |
| All other assets | $415,000 | 10,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,808,000 | 7,373 |
| Total liabilities | $47,650,000 | 7,489 |
| Total deposits | $47,299,000 | 7,346 |
| Interest-bearing deposits | $40,122,000 | 7,380 |
| Deposits held in domestic offices | $47,299,000 | 7,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $351,000 | 6,856 |
| Total equity capital | $6,158,000 | 6,259 |
| Total bank equity capital | $6,158,000 | 6,259 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $452,000 | 6,505 |
| Surplus | $5,275,000 | 2,556 |
| Undivided profits | $431,000 | 11,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 6,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $141,000 | 9,744 |
| Earning assets | $48,006,000 | 7,496 |
| Long-term assets (5+ years) | $8,899,000 | 4,708 |
| Average Assets, year-to-date | $52,094,800 | 7,370 |
| Average Assets, quarterly | $52,992,000 | 7,382 |
| Volatile liabilities | $4,776,000 | 6,702 |
| Insider loans | $646,000 | 4,957 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,966,000 | 5,535 |
| Tier 1 (core) risk-based capital | $5,082,000 | 7,090 |
| Tier 2 risk-based capital | $386,000 | 6,455 |
| Total risk weighted assets | $35,471,800 | 6,455 |
| Total unused commitments | $3,966,000 | 5,556 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $51,861,000 | 7,671 |
| Cash and due from depository institutions | $3,207,000 | 7,704 |
| Interest-bearing balances | $1,046,000 | 3,724 |
| Securities | $17,769,000 | 6,587 |
| Federal funds sold & reverse repurchase agreements | $2,270,000 | 6,030 |
| Net loans & leases | $24,658,000 | 7,958 |
| Loan loss allowance | $308,000 | 8,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,905,000 | 3,771 |
| Other real estate owned | $295,000 | 7,704 |
| Goodwill and other intangibles | $1,306,000 | 886 |
| All other assets | $451,000 | 10,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,861,000 | 7,671 |
| Total liabilities | $45,889,000 | 7,826 |
| Total deposits | $45,301,000 | 7,725 |
| Interest-bearing deposits | $38,735,000 | 7,770 |
| Deposits held in domestic offices | $45,301,000 | 7,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $588,000 | 5,095 |
| Total equity capital | $5,972,000 | 6,180 |
| Total bank equity capital | $5,972,000 | 6,180 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $452,000 | 6,844 |
| Surplus | $5,275,000 | 2,459 |
| Undivided profits | $245,000 | 11,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 5,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $129,000 | 10,646 |
| Earning assets | $45,743,000 | 7,828 |
| Long-term assets (5+ years) | $5,918,000 | 5,953 |
| Average Assets, year-to-date | $42,541,200 | 8,514 |
| Average Assets, quarterly | $49,769,000 | 7,817 |
| Volatile liabilities | $3,296,000 | 8,198 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,896,000 | 5,326 |
| Tier 1 (core) risk-based capital | $4,666,000 | 7,366 |
| Tier 2 risk-based capital | $308,000 | 7,475 |
| Total risk weighted assets | $32,622,400 | 6,925 |
| Total unused commitments | $3,896,000 | 5,356 |
| Derivatives | $0 | 651 |