Home > ANCHOR BANK FARMINGTON > Income and Expense
ANCHOR BANK FARMINGTON, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 4,531 |
| Total interest expense | $1,697,000 | 5,136 |
| Net interest income | $3,595,000 | 4,086 |
| Provision for loan and lease losses | $1,566,000 | 1,385 |
| Total noninterest income | $1,362,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $780,000 | 1,717 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $582,000 | 2,575 |
| Total noninterest expense | $4,455,000 | 3,076 |
| Salaries and employee benefits | $1,927,000 | 3,721 |
| Premises and equipment expense | $633,000 | 3,054 |
| Additional noninterest expense | $1,895,000 | 2,259 |
| Pre-tax net operating income | $-1,064,000 | 7,565 |
| Securities gains (losses) | $-13,000 | 7,359 |
| Applicable income taxes | $-499,000 | 7,883 |
| Income before extraordinary items | $-578,000 | 7,246 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-578,000 | 7,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,104,000 | 1,217 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-569,680 | 7,370 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 4,494 |
| Total interest expense | $1,205,000 | 5,109 |
| Net interest income | $2,444,000 | 4,041 |
| Provision for loan and lease losses | $984,000 | 1,242 |
| Total noninterest income | $900,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $508,000 | 1,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $392,000 | 2,623 |
| Total noninterest expense | $2,880,000 | 3,183 |
| Salaries and employee benefits | $1,263,000 | 3,814 |
| Premises and equipment expense | $430,000 | 3,018 |
| Additional noninterest expense | $1,187,000 | 2,375 |
| Pre-tax net operating income | $-520,000 | 7,627 |
| Securities gains (losses) | $-13,000 | 8,138 |
| Applicable income taxes | $-259,000 | 8,043 |
| Income before extraordinary items | $-274,000 | 7,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-274,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 1,101 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-265,680 | 7,466 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 4,568 |
| Total interest expense | $670,000 | 4,995 |
| Net interest income | $1,165,000 | 4,184 |
| Provision for loan and lease losses | $522,000 | 979 |
| Total noninterest income | $391,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $244,000 | 1,761 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $147,000 | 3,074 |
| Total noninterest expense | $1,383,000 | 3,297 |
| Salaries and employee benefits | $620,000 | 3,879 |
| Premises and equipment expense | $207,000 | 3,130 |
| Additional noninterest expense | $556,000 | 2,476 |
| Pre-tax net operating income | $-349,000 | 7,956 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-164,000 | 8,226 |
| Income before extraordinary items | $-185,000 | 7,819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-185,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,846 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-185,000 | 7,787 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,899,000 | 4,396 |
| Total interest expense | $3,009,000 | 4,787 |
| Net interest income | $4,890,000 | 4,068 |
| Provision for loan and lease losses | $665,000 | 1,911 |
| Total noninterest income | $1,655,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $977,000 | 1,800 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $678,000 | 2,807 |
| Total noninterest expense | $5,677,000 | 3,115 |
| Salaries and employee benefits | $2,525,000 | 3,689 |
| Premises and equipment expense | $845,000 | 2,951 |
| Additional noninterest expense | $2,307,000 | 2,342 |
| Pre-tax net operating income | $203,000 | 6,861 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 5,687 |
| Income before extraordinary items | $195,000 | 6,805 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $195,000 | 6,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,883 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,298 |
| Net operating income | $195,000 | 6,789 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 4,457 |
| Total interest expense | $2,276,000 | 4,767 |
| Net interest income | $3,563,000 | 4,167 |
| Provision for loan and lease losses | $126,000 | 3,786 |
| Total noninterest income | $1,167,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $712,000 | 1,831 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $455,000 | 2,995 |
| Total noninterest expense | $4,241,000 | 3,085 |
| Salaries and employee benefits | $1,919,000 | 3,644 |
| Premises and equipment expense | $638,000 | 2,916 |
| Additional noninterest expense | $1,684,000 | 2,353 |
| Pre-tax net operating income | $363,000 | 6,307 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $91,000 | 4,529 |
| Income before extraordinary items | $272,000 | 6,463 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $272,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $272,000 | 6,453 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 4,541 |
| Total interest expense | $1,495,000 | 4,810 |
| Net interest income | $2,313,000 | 4,278 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $754,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $453,000 | 1,906 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $301,000 | 3,005 |
| Total noninterest expense | $2,785,000 | 3,157 |
| Salaries and employee benefits | $1,233,000 | 3,796 |
| Premises and equipment expense | $432,000 | 2,907 |
| Additional noninterest expense | $1,120,000 | 2,363 |
| Pre-tax net operating income | $222,000 | 6,507 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $170,000 | 6,590 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $170,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $170,000 | 6,583 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 4,603 |
| Total interest expense | $729,000 | 4,863 |
| Net interest income | $1,132,000 | 4,334 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $329,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $210,000 | 1,972 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $119,000 | 3,446 |
| Total noninterest expense | $1,291,000 | 3,369 |
| Salaries and employee benefits | $555,000 | 4,108 |
| Premises and equipment expense | $208,000 | 3,009 |
| Additional noninterest expense | $528,000 | 2,491 |
| Pre-tax net operating income | $140,000 | 6,166 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $103,000 | 6,350 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $103,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $103,000 | 6,331 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,261,000 | 4,468 |
| Total interest expense | $2,394,000 | 4,936 |
| Net interest income | $4,867,000 | 4,085 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,491,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $897,000 | 1,921 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $594,000 | 3,036 |
| Total noninterest expense | $4,444,000 | 3,654 |
| Salaries and employee benefits | $1,984,000 | 4,293 |
| Premises and equipment expense | $530,000 | 4,111 |
| Additional noninterest expense | $1,930,000 | 2,658 |
| Pre-tax net operating income | $1,794,000 | 3,901 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $644,000 | 2,786 |
| Income before extraordinary items | $1,150,000 | 4,377 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,150,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,233 |
| Net operating income | $1,150,000 | 4,357 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 4,517 |
| Total interest expense | $1,704,000 | 4,998 |
| Net interest income | $3,619,000 | 4,142 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $1,131,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $668,000 | 1,931 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $463,000 | 2,971 |
| Total noninterest expense | $3,293,000 | 3,700 |
| Salaries and employee benefits | $1,467,000 | 4,310 |
| Premises and equipment expense | $408,000 | 4,056 |
| Additional noninterest expense | $1,418,000 | 2,693 |
| Pre-tax net operating income | $1,367,000 | 3,993 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $491,000 | 2,887 |
| Income before extraordinary items | $876,000 | 4,486 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $876,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,141 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $876,000 | 4,470 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 4,578 |
| Total interest expense | $1,061,000 | 5,077 |
| Net interest income | $2,360,000 | 4,210 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $772,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $442,000 | 1,929 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $330,000 | 2,842 |
| Total noninterest expense | $2,194,000 | 3,706 |
| Salaries and employee benefits | $957,000 | 4,401 |
| Premises and equipment expense | $285,000 | 3,923 |
| Additional noninterest expense | $952,000 | 2,685 |
| Pre-tax net operating income | $878,000 | 4,110 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $313,000 | 2,989 |
| Income before extraordinary items | $565,000 | 4,585 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $565,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,207 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $565,000 | 4,574 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 4,634 |
| Total interest expense | $505,000 | 5,092 |
| Net interest income | $1,141,000 | 4,311 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $393,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $211,000 | 1,952 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $182,000 | 2,657 |
| Total noninterest expense | $1,094,000 | 3,744 |
| Salaries and employee benefits | $478,000 | 4,420 |
| Premises and equipment expense | $148,000 | 3,826 |
| Additional noninterest expense | $468,000 | 2,697 |
| Pre-tax net operating income | $410,000 | 4,223 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $144,000 | 3,099 |
| Income before extraordinary items | $266,000 | 4,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $266,000 | 4,694 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 4,603 |
| Total interest expense | $1,384,000 | 5,452 |
| Net interest income | $4,623,000 | 4,180 |
| Provision for loan and lease losses | $195,000 | 3,634 |
| Total noninterest income | $1,431,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $909,000 | 1,887 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $522,000 | 3,294 |
| Total noninterest expense | $3,988,000 | 3,868 |
| Salaries and employee benefits | $1,811,000 | 4,456 |
| Premises and equipment expense | $493,000 | 4,226 |
| Additional noninterest expense | $1,684,000 | 2,940 |
| Pre-tax net operating income | $1,871,000 | 3,843 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $703,000 | 2,807 |
| Income before extraordinary items | $1,168,000 | 4,416 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,168,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,168,000 | 4,376 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 4,654 |
| Total interest expense | $966,000 | 5,530 |
| Net interest income | $3,407,000 | 4,230 |
| Provision for loan and lease losses | $165,000 | 3,334 |
| Total noninterest income | $1,077,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $670,000 | 1,919 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $407,000 | 3,249 |
| Total noninterest expense | $2,927,000 | 3,898 |
| Salaries and employee benefits | $1,322,000 | 4,512 |
| Premises and equipment expense | $352,000 | 4,350 |
| Additional noninterest expense | $1,253,000 | 2,932 |
| Pre-tax net operating income | $1,392,000 | 3,953 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $528,000 | 2,841 |
| Income before extraordinary items | $864,000 | 4,556 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $864,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $864,000 | 4,518 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 4,702 |
| Total interest expense | $609,000 | 5,525 |
| Net interest income | $2,200,000 | 4,311 |
| Provision for loan and lease losses | $135,000 | 2,835 |
| Total noninterest income | $703,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $431,000 | 1,948 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $272,000 | 3,244 |
| Total noninterest expense | $1,909,000 | 3,961 |
| Salaries and employee benefits | $873,000 | 4,522 |
| Premises and equipment expense | $227,000 | 4,414 |
| Additional noninterest expense | $809,000 | 2,996 |
| Pre-tax net operating income | $859,000 | 4,114 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $324,000 | 2,966 |
| Income before extraordinary items | $535,000 | 4,714 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $535,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $535,000 | 4,665 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 4,749 |
| Total interest expense | $295,000 | 5,524 |
| Net interest income | $1,080,000 | 4,380 |
| Provision for loan and lease losses | $67,000 | 2,712 |
| Total noninterest income | $354,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $208,000 | 1,943 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,022 |
| Total noninterest expense | $985,000 | 3,887 |
| Salaries and employee benefits | $435,000 | 4,548 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $440,000 | 2,751 |
| Pre-tax net operating income | $382,000 | 4,392 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $143,000 | 3,181 |
| Income before extraordinary items | $239,000 | 4,977 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $239,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $239,000 | 4,939 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 4,823 |
| Total interest expense | $1,000,000 | 5,649 |
| Net interest income | $4,045,000 | 4,449 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $1,401,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $854,000 | 2,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $547,000 | 3,140 |
| Total noninterest expense | $3,723,000 | 3,970 |
| Salaries and employee benefits | $1,690,000 | 4,543 |
| Premises and equipment expense | $489,000 | 4,158 |
| Additional noninterest expense | $1,544,000 | 3,057 |
| Pre-tax net operating income | $1,423,000 | 4,389 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $539,000 | 3,219 |
| Income before extraordinary items | $891,000 | 5,001 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $891,000 | 5,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,787 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $886,520 | 4,940 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 4,852 |
| Total interest expense | $716,000 | 5,763 |
| Net interest income | $3,003,000 | 4,465 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $1,024,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $627,000 | 2,079 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $397,000 | 3,205 |
| Total noninterest expense | $2,833,000 | 3,887 |
| Salaries and employee benefits | $1,247,000 | 4,564 |
| Premises and equipment expense | $382,000 | 4,004 |
| Additional noninterest expense | $1,204,000 | 2,927 |
| Pre-tax net operating income | $924,000 | 4,802 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $347,000 | 3,529 |
| Income before extraordinary items | $585,000 | 5,430 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $585,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $579,880 | 5,380 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 4,971 |
| Total interest expense | $459,000 | 5,894 |
| Net interest income | $1,948,000 | 4,558 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $677,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $398,000 | 2,154 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $279,000 | 3,116 |
| Total noninterest expense | $1,886,000 | 3,927 |
| Salaries and employee benefits | $822,000 | 4,623 |
| Premises and equipment expense | $253,000 | 4,030 |
| Additional noninterest expense | $811,000 | 2,905 |
| Pre-tax net operating income | $559,000 | 5,012 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $210,000 | 3,684 |
| Income before extraordinary items | $357,000 | 5,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $351,880 | 5,577 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 5,069 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $955,000 | 4,621 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $289,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $163,000 | 2,506 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $126,000 | 3,249 |
| Total noninterest expense | $937,000 | 3,963 |
| Salaries and employee benefits | $420,000 | 4,571 |
| Premises and equipment expense | $134,000 | 3,902 |
| Additional noninterest expense | $383,000 | 3,025 |
| Pre-tax net operating income | $217,000 | 5,630 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $78,000 | 4,184 |
| Income before extraordinary items | $139,000 | 6,188 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $139,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $139,000 | 6,086 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 5,001 |
| Total interest expense | $1,092,000 | 5,857 |
| Net interest income | $3,756,000 | 4,574 |
| Provision for loan and lease losses | $394,000 | 2,625 |
| Total noninterest income | $1,336,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $695,000 | 2,373 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $641,000 | 3,124 |
| Total noninterest expense | $3,595,000 | 4,016 |
| Salaries and employee benefits | $1,723,000 | 4,398 |
| Premises and equipment expense | $510,000 | 4,005 |
| Additional noninterest expense | $1,362,000 | 3,355 |
| Pre-tax net operating income | $1,103,000 | 4,912 |
| Securities gains (losses) | $37,000 | 2,758 |
| Applicable income taxes | $425,000 | 3,664 |
| Income before extraordinary items | $715,000 | 5,521 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $715,000 | 5,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,406 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $691,320 | 5,449 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 5,032 |
| Total interest expense | $863,000 | 5,855 |
| Net interest income | $2,796,000 | 4,608 |
| Provision for loan and lease losses | $244,000 | 2,904 |
| Total noninterest income | $1,057,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $536,000 | 2,339 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $521,000 | 3,061 |
| Total noninterest expense | $2,731,000 | 3,964 |
| Salaries and employee benefits | $1,333,000 | 4,290 |
| Premises and equipment expense | $403,000 | 3,830 |
| Additional noninterest expense | $995,000 | 3,417 |
| Pre-tax net operating income | $878,000 | 4,898 |
| Securities gains (losses) | $36,000 | 2,564 |
| Applicable income taxes | $343,000 | 3,680 |
| Income before extraordinary items | $571,000 | 5,528 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $571,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $547,960 | 5,446 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 5,116 |
| Total interest expense | $599,000 | 5,846 |
| Net interest income | $1,812,000 | 4,693 |
| Provision for loan and lease losses | $145,000 | 3,188 |
| Total noninterest income | $681,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $364,000 | 2,268 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $317,000 | 3,191 |
| Total noninterest expense | $1,817,000 | 3,966 |
| Salaries and employee benefits | $870,000 | 4,353 |
| Premises and equipment expense | $273,000 | 3,763 |
| Additional noninterest expense | $674,000 | 3,352 |
| Pre-tax net operating income | $531,000 | 5,163 |
| Securities gains (losses) | $36,000 | 2,247 |
| Applicable income taxes | $212,000 | 3,852 |
| Income before extraordinary items | $355,000 | 5,695 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $355,000 | 5,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $331,960 | 5,648 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 5,220 |
| Total interest expense | $306,000 | 5,884 |
| Net interest income | $875,000 | 4,787 |
| Provision for loan and lease losses | $73,000 | 3,016 |
| Total noninterest income | $300,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 2,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $122,000 | 3,572 |
| Total noninterest expense | $881,000 | 4,060 |
| Salaries and employee benefits | $420,000 | 4,472 |
| Premises and equipment expense | $140,000 | 3,695 |
| Additional noninterest expense | $321,000 | 3,442 |
| Pre-tax net operating income | $221,000 | 5,599 |
| Securities gains (losses) | $24,000 | 1,809 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $155,000 | 5,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,640 | 6,007 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 5,466 |
| Total interest expense | $1,480,000 | 5,761 |
| Net interest income | $3,110,000 | 5,175 |
| Provision for loan and lease losses | $176,000 | 4,636 |
| Total noninterest income | $1,171,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $644,000 | 2,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $527,000 | 3,191 |
| Total noninterest expense | $3,245,000 | 4,194 |
| Salaries and employee benefits | $1,570,000 | 4,520 |
| Premises and equipment expense | $512,000 | 3,876 |
| Additional noninterest expense | $1,163,000 | 3,707 |
| Pre-tax net operating income | $860,000 | 5,589 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $311,000 | 4,379 |
| Income before extraordinary items | $549,000 | 6,185 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $549,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,568 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $549,000 | 6,030 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 5,981 |
| Total interest expense | $1,892,000 | 6,277 |
| Net interest income | $2,587,000 | 5,595 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $844,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $464,000 | 3,023 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $380,000 | 3,643 |
| Total noninterest expense | $2,713,000 | 4,682 |
| Salaries and employee benefits | $1,186,000 | 5,371 |
| Premises and equipment expense | $355,000 | 4,979 |
| Additional noninterest expense | $1,172,000 | 3,576 |
| Pre-tax net operating income | $643,000 | 6,010 |
| Securities gains (losses) | $-5,000 | 9,212 |
| Applicable income taxes | $294,000 | 4,309 |
| Income before extraordinary items | $344,000 | 6,861 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $344,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,533 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $347,200 | 6,735 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 6,105 |
| Total interest expense | $2,027,000 | 6,227 |
| Net interest income | $2,454,000 | 5,886 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $536,000 | 4,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,316 |
| Total noninterest expense | $2,247,000 | 5,255 |
| Salaries and employee benefits | $938,000 | 6,169 |
| Premises and equipment expense | $275,000 | 5,711 |
| Additional noninterest expense | $1,034,000 | 3,889 |
| Pre-tax net operating income | $707,000 | 6,198 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $317,000 | 4,472 |
| Income before extraordinary items | $385,000 | 6,950 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $385,000 | 6,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,421 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $388,200 | 6,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 6,433 |
| Total interest expense | $1,716,000 | 6,510 |
| Net interest income | $2,209,000 | 6,269 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $488,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,845 |
| Total noninterest expense | $2,143,000 | 5,407 |
| Salaries and employee benefits | $973,000 | 5,994 |
| Premises and equipment expense | $251,000 | 6,029 |
| Additional noninterest expense | $919,000 | 4,310 |
| Pre-tax net operating income | $509,000 | 7,099 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $245,000 | 5,264 |
| Income before extraordinary items | $264,000 | 7,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $264,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,936 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $264,000 | 7,808 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 6,295 |
| Total interest expense | $2,085,000 | 6,054 |
| Net interest income | $2,125,000 | 6,440 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $538,000 | 4,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,877 |
| Total noninterest expense | $2,102,000 | 5,402 |
| Salaries and employee benefits | $962,000 | 5,931 |
| Premises and equipment expense | $252,000 | 5,932 |
| Additional noninterest expense | $888,000 | 4,335 |
| Pre-tax net operating income | $486,000 | 7,447 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $249,000 | 5,656 |
| Income before extraordinary items | $240,000 | 8,317 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $240,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $238,080 | 8,254 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 6,179 |
| Total interest expense | $2,491,000 | 5,424 |
| Net interest income | $2,055,000 | 6,802 |
| Provision for loan and lease losses | $340,000 | 2,366 |
| Total noninterest income | $459,000 | 5,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $1,997,000 | 5,664 |
| Salaries and employee benefits | $1,021,000 | 5,774 |
| Premises and equipment expense | $244,000 | 6,139 |
| Additional noninterest expense | $732,000 | 5,047 |
| Pre-tax net operating income | $177,000 | 9,700 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $132,000 | 7,884 |
| Income before extraordinary items | $45,000 | 10,262 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $45,000 | 10,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,914 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $45,000 | 10,227 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 7,270 |
| Total interest expense | $1,861,000 | 6,713 |
| Net interest income | $1,739,000 | 7,686 |
| Provision for loan and lease losses | $285,000 | 2,688 |
| Total noninterest income | $562,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 4,055 |
| Total noninterest expense | $1,818,000 | 6,344 |
| Salaries and employee benefits | $900,000 | 6,466 |
| Premises and equipment expense | $225,000 | 6,609 |
| Additional noninterest expense | $693,000 | 5,781 |
| Pre-tax net operating income | $198,000 | 9,799 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $140,000 | 8,024 |
| Income before extraordinary items | $54,000 | 10,556 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $54,000 | 10,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $56,560 | 10,491 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 9,367 |
| Total interest expense | $1,108,000 | 8,880 |
| Net interest income | $1,125,000 | 9,559 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $160,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $1,375,000 | 7,662 |
| Salaries and employee benefits | $703,000 | 7,698 |
| Premises and equipment expense | $134,000 | 8,673 |
| Additional noninterest expense | $538,000 | 6,964 |
| Pre-tax net operating income | $-175,000 | 11,654 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $-23,000 | 11,568 |
| Income before extraordinary items | $-173,000 | 11,663 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-173,000 | 11,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-154,520 | 11,638 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 10,298 |
| Total interest expense | $773,000 | 9,747 |
| Net interest income | $959,000 | 10,523 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $312,000 | 7,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,800 |
| Total noninterest expense | $821,000 | 10,135 |
| Salaries and employee benefits | $435,000 | 9,961 |
| Premises and equipment expense | $178,000 | 7,891 |
| Additional noninterest expense | $208,000 | 11,044 |
| Pre-tax net operating income | $420,000 | 9,201 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $223,000 | 6,971 |
| Income before extraordinary items | $197,000 | 10,313 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $197,000 | 10,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $197,000 | 10,356 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 10,826 |
| Total interest expense | $754,000 | 10,282 |
| Net interest income | $939,000 | 11,001 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $184,000 | 9,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $927,000 | 10,072 |
| Salaries and employee benefits | $510,000 | 9,576 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $226,000 | 11,382 |
| Pre-tax net operating income | $166,000 | 11,348 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $51,000 | 10,921 |
| Income before extraordinary items | $119,000 | 11,587 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $119,000 | 11,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $116,200 | 11,420 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 11,252 |
| Total interest expense | $939,000 | 10,671 |
| Net interest income | $884,000 | 11,578 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $290,000 | 7,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,686 |
| Total noninterest expense | $917,000 | 10,383 |
| Salaries and employee benefits | $518,000 | 9,599 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $224,000 | 11,899 |
| Pre-tax net operating income | $207,000 | 11,009 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $142,000 | 11,390 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $142,000 | 11,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $137,980 | 11,117 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.