Home > Anchor Bank > Income and Expense

Anchor Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$54,931,000411
Total interest expense$2,806,000866
Net interest income$52,125,000390
Provision for loan and lease losses$1,800,000439
Total noninterest income$12,732,000488
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,783,000297
Trading account gains and fees$0145
Additional Noninterest Income$8,949,000461
Total noninterest expense$41,360,000418
Salaries and employee benefits$24,513,000397
Premises and equipment expense$4,457,000441
Additional noninterest expense$12,390,000432
Pre-tax net operating income$21,697,000417
Securities gains (losses)$37,0001,022
Applicable income taxes$6,536,000405
Income before extraordinary items$15,198,000437
Extraordinary gains, net$09
Net income$15,198,000437
Minority interest net income$071
Net income of bank and minority interests.$15,198,000437
Net charge-offs$2,296,000273
Cash dividends$7,500,000357
Sale, conversion, retirement of capital stock, net$3,000659
Net operating income$15,172,100433
2017-06-30 (YTD Data)Rank
Total interest income$35,816,000415
Total interest expense$1,814,000869
Net interest income$34,002,000392
Provision for loan and lease losses$1,200,000428
Total noninterest income$8,436,000482
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,483,000295
Trading account gains and fees$0139
Additional Noninterest Income$5,953,000465
Total noninterest expense$27,874,000421
Salaries and employee benefits$16,160,000402
Premises and equipment expense$2,940,000444
Additional noninterest expense$8,774,000411
Pre-tax net operating income$13,364,000442
Securities gains (losses)$4,0001,497
Applicable income taxes$3,509,000469
Income before extraordinary items$9,859,000446
Extraordinary gains, net$011
Net income$9,859,000446
Minority interest net income$071
Net income of bank and minority interests.$9,859,000446
Net charge-offs$2,253,000207
Cash dividends$5,000,000353
Sale, conversion, retirement of capital stock, net$2,000644
Net operating income$9,856,040441
2017-03-31 (YTD Data)Rank
Total interest income$17,594,000418
Total interest expense$836,000918
Net interest income$16,758,000399
Provision for loan and lease losses$600,000393
Total noninterest income$3,744,000524
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,199,000303
Trading account gains and fees$0142
Additional Noninterest Income$2,545,000504
Total noninterest expense$14,825,000402
Salaries and employee benefits$8,134,000411
Premises and equipment expense$1,530,000439
Additional noninterest expense$5,161,000372
Pre-tax net operating income$5,077,000524
Securities gains (losses)$-5,0005,586
Applicable income taxes$511,0001,061
Income before extraordinary items$4,561,000464
Extraordinary gains, net$08
Net income$4,561,000463
Minority interest net income$055
Net income of bank and minority interests.$4,561,000464
Net charge-offs$2,279,000135
Cash dividends$2,500,000335
Sale, conversion, retirement of capital stock, net$1,000612
Net operating income$4,565,500454
2016-12-31 (YTD Data)Rank
Total interest income$70,258,000401
Total interest expense$3,615,000810
Net interest income$66,643,000384
Provision for loan and lease losses$3,825,000326
Total noninterest income$17,858,000459
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,940,000299
Trading account gains and fees$0170
Additional Noninterest Income$12,918,000427
Total noninterest expense$52,122,000437
Salaries and employee benefits$30,674,000417
Premises and equipment expense$5,737,000447
Additional noninterest expense$15,711,000445
Pre-tax net operating income$28,554,000383
Securities gains (losses)$56,0001,755
Applicable income taxes$10,021,000338
Income before extraordinary items$18,589,000435
Extraordinary gains, net$05
Net income$18,589,000431
Minority interest net income$082
Net income of bank and minority interests.$18,589,000434
Net charge-offs$235,0001,770
Cash dividends$10,000,000372
Sale, conversion, retirement of capital stock, net$7,000717
Net operating income$18,552,600433
2016-09-30 (YTD Data)Rank
Total interest income$51,947,000405
Total interest expense$2,733,000803
Net interest income$49,214,000389
Provision for loan and lease losses$2,452,000349
Total noninterest income$13,445,000453
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,680,000300
Trading account gains and fees$0169
Additional Noninterest Income$9,765,000423
Total noninterest expense$38,227,000441
Salaries and employee benefits$22,449,000424
Premises and equipment expense$4,258,000453
Additional noninterest expense$11,520,000451
Pre-tax net operating income$21,980,000377
Securities gains (losses)$5,0002,808
Applicable income taxes$7,730,000335
Income before extraordinary items$14,255,000426
Extraordinary gains, net$05
Net income$14,255,000424
Minority interest net income$071
Net income of bank and minority interests.$14,255,000426
Net charge-offs$304,0001,116
Cash dividends$7,500,000363
Sale, conversion, retirement of capital stock, net$5,000678
Net operating income$14,251,750423
2016-06-30 (YTD Data)Rank
Total interest income$34,178,000413
Total interest expense$1,809,000802
Net interest income$32,369,000394
Provision for loan and lease losses$1,635,000345
Total noninterest income$9,570,000429
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,399,000308
Trading account gains and fees$0157
Additional Noninterest Income$7,171,000384
Total noninterest expense$25,711,000442
Salaries and employee benefits$15,075,000420
Premises and equipment expense$2,867,000455
Additional noninterest expense$7,769,000451
Pre-tax net operating income$14,593,000379
Securities gains (losses)$-8,0005,884
Applicable income taxes$5,111,000339
Income before extraordinary items$9,474,000416
Extraordinary gains, net$016
Net income$9,474,000415
Minority interest net income$071
Net income of bank and minority interests.$9,474,000415
Net charge-offs$211,0001,089
Cash dividends$5,000,000360
Sale, conversion, retirement of capital stock, net$4,000662
Net operating income$9,479,200408
2016-03-31 (YTD Data)Rank
Total interest income$17,063,000407
Total interest expense$888,000818
Net interest income$16,175,000393
Provision for loan and lease losses$817,000323
Total noninterest income$3,474,000520
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,159,000308
Trading account gains and fees$0142
Additional Noninterest Income$2,315,000512
Total noninterest expense$13,058,000431
Salaries and employee benefits$7,715,000404
Premises and equipment expense$1,450,000452
Additional noninterest expense$3,893,000440
Pre-tax net operating income$5,774,000431
Securities gains (losses)$-6,0005,943
Applicable income taxes$1,920,000402
Income before extraordinary items$3,848,000486
Extraordinary gains, net$012
Net income$3,848,000484
Minority interest net income$062
Net income of bank and minority interests.$3,848,000486
Net charge-offs$258,000540
Cash dividends$2,500,000354
Sale, conversion, retirement of capital stock, net$2,000618
Net operating income$3,852,020478
2015-12-31 (YTD Data)Rank
Total interest income$64,745,000403
Total interest expense$3,002,000931
Net interest income$61,743,000389
Provision for loan and lease losses$2,632,000355
Total noninterest income$14,910,000505
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,784,000306
Trading account gains and fees$0159
Additional Noninterest Income$10,126,000489
Total noninterest expense$52,520,000421
Salaries and employee benefits$29,064,000413
Premises and equipment expense$6,011,000439
Additional noninterest expense$17,445,000415
Pre-tax net operating income$21,501,000454
Securities gains (losses)$197,000754
Applicable income taxes$7,434,000403
Income before extraordinary items$14,264,000519
Extraordinary gains, net$023
Net income$14,264,000518
Minority interest net income$081
Net income of bank and minority interests.$14,264,000520
Net charge-offs$-510,0006,010
Cash dividends$10,000,000388
Sale, conversion, retirement of capital stock, net$12,000723
Net operating income$14,133,980513
2015-09-30 (YTD Data)Rank
Total interest income$47,359,000414
Total interest expense$2,101,0001,017
Net interest income$45,258,000397
Provision for loan and lease losses$1,771,000369
Total noninterest income$11,429,000506
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,487,000321
Trading account gains and fees$0153
Additional Noninterest Income$7,942,000486
Total noninterest expense$39,471,000428
Salaries and employee benefits$21,414,000424
Premises and equipment expense$4,494,000449
Additional noninterest expense$13,563,000405
Pre-tax net operating income$15,445,000491
Securities gains (losses)$197,000653
Applicable income taxes$5,300,000436
Income before extraordinary items$10,342,000546
Extraordinary gains, net$021
Net income$10,342,000543
Minority interest net income$078
Net income of bank and minority interests.$10,342,000546
Net charge-offs$-600,0006,138
Cash dividends$7,500,000347
Sale, conversion, retirement of capital stock, net$9,000696
Net operating income$10,211,980538
2015-06-30 (YTD Data)Rank
Total interest income$30,037,000428
Total interest expense$1,315,0001,083
Net interest income$28,722,000409
Provision for loan and lease losses$898,000477
Total noninterest income$6,542,000569
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,207,000331
Trading account gains and fees$0157
Additional Noninterest Income$4,335,000565
Total noninterest expense$26,965,000424
Salaries and employee benefits$14,215,000432
Premises and equipment expense$2,797,000475
Additional noninterest expense$9,953,000374
Pre-tax net operating income$7,401,000647
Securities gains (losses)$197,000537
Applicable income taxes$2,347,000584
Income before extraordinary items$5,251,000702
Extraordinary gains, net$022
Net income$5,251,000700
Minority interest net income$075
Net income of bank and minority interests.$5,251,000702
Net charge-offs$-583,0006,240
Cash dividends$5,000,000347
Sale, conversion, retirement of capital stock, net$6,000677
Net operating income$5,115,070695
2015-03-31 (YTD Data)Rank
Total interest income$13,240,000485
Total interest expense$551,0001,274
Net interest income$12,689,000447
Provision for loan and lease losses$369,000541
Total noninterest income$3,294,000545
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,043,000343
Trading account gains and fees$0152
Additional Noninterest Income$2,251,000524
Total noninterest expense$11,028,000492
Salaries and employee benefits$6,498,000461
Premises and equipment expense$1,319,000501
Additional noninterest expense$3,211,000525
Pre-tax net operating income$4,586,000520
Securities gains (losses)$209,000351
Applicable income taxes$1,584,000448
Income before extraordinary items$3,211,000567
Extraordinary gains, net$013
Net income$3,211,000564
Minority interest net income$064
Net income of bank and minority interests.$3,211,000567
Net charge-offs$-422,0006,327
Cash dividends$2,500,000307
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$3,070,970574
2014-12-31 (YTD Data)Rank
Total interest income$54,000,000457
Total interest expense$2,267,0001,279
Net interest income$51,733,000434
Provision for loan and lease losses$600,0001,269
Total noninterest income$16,854,000443
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,580,000327
Trading account gains and fees$0180
Additional Noninterest Income$12,274,000385
Total noninterest expense$42,177,000498
Salaries and employee benefits$24,573,000457
Premises and equipment expense$5,238,000485
Additional noninterest expense$12,366,000550
Pre-tax net operating income$25,810,000375
Securities gains (losses)$76,0001,453
Applicable income taxes$8,946,000322
Income before extraordinary items$16,940,000430
Extraordinary gains, net$017
Net income$16,940,000429
Minority interest net income$084
Net income of bank and minority interests.$16,940,000430
Net charge-offs$1,072,000835
Cash dividends$10,000,000331
Sale, conversion, retirement of capital stock, net$11,000780
Net operating income$16,890,600424
2014-09-30 (YTD Data)Rank
Total interest income$40,527,000457
Total interest expense$1,718,0001,280
Net interest income$38,809,000433
Provision for loan and lease losses$600,000986
Total noninterest income$13,926,000414
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,426,000328
Trading account gains and fees$0174
Additional Noninterest Income$10,500,000346
Total noninterest expense$31,143,000502
Salaries and employee benefits$18,252,000456
Premises and equipment expense$3,843,000496
Additional noninterest expense$9,048,000555
Pre-tax net operating income$20,992,000354
Securities gains (losses)$76,0001,182
Applicable income taxes$7,411,000304
Income before extraordinary items$13,657,000405
Extraordinary gains, net$015
Net income$13,657,000404
Minority interest net income$081
Net income of bank and minority interests.$13,657,000405
Net charge-offs$541,0001,081
Cash dividends$7,500,000317
Sale, conversion, retirement of capital stock, net$9,000739
Net operating income$13,607,600396
2014-06-30 (YTD Data)Rank
Total interest income$26,911,000457
Total interest expense$1,154,0001,282
Net interest income$25,757,000432
Provision for loan and lease losses$600,000713
Total noninterest income$10,190,000367
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,234,000329
Trading account gains and fees$0172
Additional Noninterest Income$7,956,000313
Total noninterest expense$20,554,000505
Salaries and employee benefits$12,172,000458
Premises and equipment expense$2,459,000512
Additional noninterest expense$5,923,000564
Pre-tax net operating income$14,793,000329
Securities gains (losses)$72,000964
Applicable income taxes$5,466,000282
Income before extraordinary items$9,399,000391
Extraordinary gains, net$020
Net income$9,399,000390
Minority interest net income$080
Net income of bank and minority interests.$9,399,000391
Net charge-offs$426,000986
Cash dividends$5,000,000310
Sale, conversion, retirement of capital stock, net$6,000712
Net operating income$9,352,920381
2014-03-31 (YTD Data)Rank
Total interest income$13,450,000459
Total interest expense$578,0001,296
Net interest income$12,872,000429
Provision for loan and lease losses$03,817
Total noninterest income$6,447,000306
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,092,000328
Trading account gains and fees$0147
Additional Noninterest Income$5,355,000246
Total noninterest expense$10,374,000501
Salaries and employee benefits$6,195,000457
Premises and equipment expense$1,279,000503
Additional noninterest expense$2,900,000578
Pre-tax net operating income$8,945,000285
Securities gains (losses)$71,000536
Applicable income taxes$3,387,000243
Income before extraordinary items$5,629,000315
Extraordinary gains, net$016
Net income$5,629,000315
Minority interest net income$066
Net income of bank and minority interests.$5,629,000315
Net charge-offs$30,0002,222
Cash dividends$2,500,000277
Sale, conversion, retirement of capital stock, net$3,000674
Net operating income$5,583,560313
2013-12-31 (YTD Data)Rank
Total interest income$52,013,000471
Total interest expense$2,927,0001,154
Net interest income$49,086,000443
Provision for loan and lease losses$600,0001,620
Total noninterest income$17,186,000460
Gross Fiduciary activities income$232,000753
Service charges on deposit accounts$4,520,000333
Trading account gains and fees$0184
Additional Noninterest Income$12,434,000412
Total noninterest expense$41,730,000498
Salaries and employee benefits$24,634,000452
Premises and equipment expense$5,481,000461
Additional noninterest expense$11,615,000597
Pre-tax net operating income$23,942,000379
Securities gains (losses)$38,0001,982
Applicable income taxes$8,479,000304
Income before extraordinary items$15,501,000445
Extraordinary gains, net$029
Net income$15,501,000445
Minority interest net income$090
Net income of bank and minority interests.$15,501,000446
Net charge-offs$1,863,000793
Cash dividends$6,500,000456
Sale, conversion, retirement of capital stock, net$15,000805
Net operating income$15,476,300440
2013-09-30 (YTD Data)Rank
Total interest income$38,506,000479
Total interest expense$2,296,0001,139
Net interest income$36,210,000449
Provision for loan and lease losses$600,0001,326
Total noninterest income$13,697,000447
Gross Fiduciary activities income$232,000698
Service charges on deposit accounts$3,379,000332
Trading account gains and fees$0180
Additional Noninterest Income$10,086,000395
Total noninterest expense$30,323,000521
Salaries and employee benefits$18,420,000455
Premises and equipment expense$3,845,000483
Additional noninterest expense$8,058,000642
Pre-tax net operating income$18,984,000371
Securities gains (losses)$26,0002,077
Applicable income taxes$6,772,000306
Income before extraordinary items$12,238,000421
Extraordinary gains, net$025
Net income$12,238,000420
Minority interest net income$084
Net income of bank and minority interests.$12,238,000422
Net charge-offs$1,706,000673
Cash dividends$4,500,000453
Sale, conversion, retirement of capital stock, net$12,000757
Net operating income$12,221,360419
2013-06-30 (YTD Data)Rank
Total interest income$25,394,000483
Total interest expense$1,617,0001,099
Net interest income$23,777,000453
Provision for loan and lease losses$600,000990
Total noninterest income$7,569,000515
Gross Fiduciary activities income$232,000619
Service charges on deposit accounts$2,202,000337
Trading account gains and fees$0157
Additional Noninterest Income$5,135,000493
Total noninterest expense$19,939,000521
Salaries and employee benefits$12,144,000462
Premises and equipment expense$2,987,000427
Additional noninterest expense$4,808,000717
Pre-tax net operating income$10,807,000412
Securities gains (losses)$-8,0006,646
Applicable income taxes$3,709,000354
Income before extraordinary items$7,090,000473
Extraordinary gains, net$022
Net income$7,090,000473
Minority interest net income$082
Net income of bank and minority interests.$7,090,000475
Net charge-offs$1,375,000605
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$8,000730
Net operating income$7,095,280459
2013-03-31 (YTD Data)Rank
Total interest income$12,647,000490
Total interest expense$876,0001,052
Net interest income$11,771,000458
Provision for loan and lease losses$600,000594
Total noninterest income$3,429,000548
Gross Fiduciary activities income$209,000507
Service charges on deposit accounts$1,066,000343
Trading account gains and fees$0148
Additional Noninterest Income$2,154,000551
Total noninterest expense$9,956,000532
Salaries and employee benefits$6,135,000461
Premises and equipment expense$1,492,000430
Additional noninterest expense$2,329,000733
Pre-tax net operating income$4,644,000465
Securities gains (losses)$11,0001,452
Applicable income taxes$1,533,000415
Income before extraordinary items$3,122,000529
Extraordinary gains, net$010
Net income$3,122,000527
Minority interest net income$076
Net income of bank and minority interests.$3,122,000530
Net charge-offs$479,000794
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$4,000682
Net operating income$3,114,630512
2012-12-31 (YTD Data)Rank
Total interest income$54,559,000480
Total interest expense$4,579,000990
Net interest income$49,980,000448
Provision for loan and lease losses$7,540,000351
Total noninterest income$13,439,000552
Gross Fiduciary activities income$1,027,000450
Service charges on deposit accounts$4,473,000342
Trading account gains and fees$0166
Additional Noninterest Income$7,939,000579
Total noninterest expense$39,203,000537
Salaries and employee benefits$22,818,000476
Premises and equipment expense$5,775,000432
Additional noninterest expense$10,610,000677
Pre-tax net operating income$16,676,000483
Securities gains (losses)$327,0001,290
Applicable income taxes$5,561,000407
Income before extraordinary items$11,442,000564
Extraordinary gains, net$029
Net income$11,442,000562
Minority interest net income$093
Net income of bank and minority interests.$11,442,000564
Net charge-offs$9,010,000350
Cash dividends$6,000,000482
Sale, conversion, retirement of capital stock, net$16,000862
Net operating income$11,222,910553
2012-09-30 (YTD Data)Rank
Total interest income$41,210,000480
Total interest expense$3,588,000989
Net interest income$37,622,000452
Provision for loan and lease losses$5,755,000359
Total noninterest income$9,556,000559
Gross Fiduciary activities income$773,000442
Service charges on deposit accounts$3,334,000348
Trading account gains and fees$0157
Additional Noninterest Income$5,449,000605
Total noninterest expense$29,389,000537
Salaries and employee benefits$17,316,000468
Premises and equipment expense$4,310,000433
Additional noninterest expense$7,763,000677
Pre-tax net operating income$12,034,000510
Securities gains (losses)$292,0001,145
Applicable income taxes$4,029,000428
Income before extraordinary items$8,297,000590
Extraordinary gains, net$020
Net income$8,297,000589
Minority interest net income$086
Net income of bank and minority interests.$8,297,000590
Net charge-offs$4,263,000523
Cash dividends$3,250,000517
Sale, conversion, retirement of capital stock, net$12,000827
Net operating income$8,101,360577
2012-06-30 (YTD Data)Rank
Total interest income$27,500,000484
Total interest expense$2,496,000980
Net interest income$25,004,000452
Provision for loan and lease losses$3,970,000367
Total noninterest income$5,287,000654
Gross Fiduciary activities income$496,000453
Service charges on deposit accounts$2,188,000350
Trading account gains and fees$0153
Additional Noninterest Income$2,603,000768
Total noninterest expense$19,877,000533
Salaries and employee benefits$11,877,000454
Premises and equipment expense$2,833,000437
Additional noninterest expense$5,167,000671
Pre-tax net operating income$6,444,000592
Securities gains (losses)$61,0001,912
Applicable income taxes$1,991,000514
Income before extraordinary items$4,514,000673
Extraordinary gains, net$019
Net income$4,514,000672
Minority interest net income$084
Net income of bank and minority interests.$4,514,000673
Net charge-offs$3,397,000474
Cash dividends$2,000,000523
Sale, conversion, retirement of capital stock, net$8,000803
Net operating income$4,471,910654
2012-03-31 (YTD Data)Rank
Total interest income$13,713,000491
Total interest expense$1,289,000984
Net interest income$12,424,000456
Provision for loan and lease losses$1,785,000404
Total noninterest income$3,597,000505
Gross Fiduciary activities income$231,000470
Service charges on deposit accounts$1,067,000356
Trading account gains and fees$0148
Additional Noninterest Income$2,299,000491
Total noninterest expense$10,207,000519
Salaries and employee benefits$6,153,000428
Premises and equipment expense$1,459,000430
Additional noninterest expense$2,595,000660
Pre-tax net operating income$4,029,000502
Securities gains (losses)$22,0001,558
Applicable income taxes$1,328,000427
Income before extraordinary items$2,723,000583
Extraordinary gains, net$019
Net income$2,723,000582
Minority interest net income$078
Net income of bank and minority interests.$2,723,000584
Net charge-offs$705,000864
Cash dividends$750,000607
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$2,708,260571
2011-12-31 (YTD Data)Rank
Total interest income$56,276,000482
Total interest expense$6,758,000896
Net interest income$49,518,000441
Provision for loan and lease losses$7,437,000560
Total noninterest income$12,649,000521
Gross Fiduciary activities income$1,087,000381
Service charges on deposit accounts$4,605,000343
Trading account gains and fees$0146
Additional Noninterest Income$6,957,000549
Total noninterest expense$40,778,000505
Salaries and employee benefits$24,413,000408
Premises and equipment expense$6,126,000429
Additional noninterest expense$10,239,000703
Pre-tax net operating income$13,952,000476
Securities gains (losses)$139,0001,765
Applicable income taxes$4,518,000434
Income before extraordinary items$9,573,000555
Extraordinary gains, net$029
Net income$9,573,000556
Minority interest net income$096
Net income of bank and minority interests.$9,573,000556
Net charge-offs$9,246,000500
Cash dividends$3,000,000657
Sale, conversion, retirement of capital stock, net$23,000929
Net operating income$9,478,480550
2011-09-30 (YTD Data)Rank
Total interest income$42,315,000486
Total interest expense$5,360,000879
Net interest income$36,955,000449
Provision for loan and lease losses$5,653,000557
Total noninterest income$10,055,000496
Gross Fiduciary activities income$815,000378
Service charges on deposit accounts$3,444,000346
Trading account gains and fees$0145
Additional Noninterest Income$5,796,000529
Total noninterest expense$30,536,000501
Salaries and employee benefits$18,394,000407
Premises and equipment expense$4,639,000429
Additional noninterest expense$7,503,000713
Pre-tax net operating income$10,821,000479
Securities gains (losses)$151,0001,429
Applicable income taxes$3,559,000426
Income before extraordinary items$7,413,000554
Extraordinary gains, net$021
Net income$7,413,000553
Minority interest net income$087
Net income of bank and minority interests.$7,413,000554
Net charge-offs$5,659,000573
Cash dividends$2,250,000578
Sale, conversion, retirement of capital stock, net$17,000879
Net operating income$7,310,320553
2011-06-30 (YTD Data)Rank
Total interest income$28,212,000496
Total interest expense$3,817,000854
Net interest income$24,395,000451
Provision for loan and lease losses$3,868,000551
Total noninterest income$6,787,000497
Gross Fiduciary activities income$578,000372
Service charges on deposit accounts$2,256,000351
Trading account gains and fees$0153
Additional Noninterest Income$3,953,000516
Total noninterest expense$20,624,000501
Salaries and employee benefits$12,371,000404
Premises and equipment expense$3,098,000436
Additional noninterest expense$5,155,000703
Pre-tax net operating income$6,690,000496
Securities gains (losses)$47,0001,636
Applicable income taxes$2,140,000436
Income before extraordinary items$4,597,000574
Extraordinary gains, net$015
Net income$4,597,000570
Minority interest net income$089
Net income of bank and minority interests.$4,597,000574
Net charge-offs$2,131,000883
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$12,000819
Net operating income$4,565,040567
2011-03-31 (YTD Data)Rank
Total interest income$14,019,000500
Total interest expense$2,049,000816
Net interest income$11,970,000460
Provision for loan and lease losses$2,084,000502
Total noninterest income$3,360,000502
Gross Fiduciary activities income$274,000383
Service charges on deposit accounts$1,168,000334
Trading account gains and fees$0158
Additional Noninterest Income$1,918,000532
Total noninterest expense$10,263,000506
Salaries and employee benefits$6,133,000412
Premises and equipment expense$1,605,000423
Additional noninterest expense$2,525,000716
Pre-tax net operating income$2,983,000557
Securities gains (losses)$47,000782
Applicable income taxes$932,000484
Income before extraordinary items$2,098,000632
Extraordinary gains, net$09
Net income$2,098,000629
Minority interest net income$086
Net income of bank and minority interests.$2,098,000632
Net charge-offs$826,000969
Cash dividends$750,000512
Sale, conversion, retirement of capital stock, net$6,000762
Net operating income$2,065,570614
2010-12-31 (YTD Data)Rank
Total interest income$57,435,000517
Total interest expense$11,285,000708
Net interest income$46,150,000468
Provision for loan and lease losses$9,925,000664
Total noninterest income$11,172,000582
Gross Fiduciary activities income$1,030,000389
Service charges on deposit accounts$4,912,000319
Trading account gains and fees$0175
Additional Noninterest Income$5,230,000713
Total noninterest expense$41,601,000507
Salaries and employee benefits$23,381,000415
Premises and equipment expense$6,473,000403
Additional noninterest expense$11,747,000650
Pre-tax net operating income$5,796,000896
Securities gains (losses)$77,0002,374
Applicable income taxes$1,254,0001,028
Income before extraordinary items$4,619,000954
Extraordinary gains, net$029
Net income$4,619,000955
Minority interest net income$0111
Net income of bank and minority interests.$4,619,000956
Net charge-offs$10,849,000568
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$40,000993
Net operating income$4,558,170920
2010-09-30 (YTD Data)Rank
Total interest income$43,111,000514
Total interest expense$8,832,000704
Net interest income$34,279,000468
Provision for loan and lease losses$7,443,000645
Total noninterest income$7,731,000600
Gross Fiduciary activities income$745,000398
Service charges on deposit accounts$3,580,000331
Trading account gains and fees$0165
Additional Noninterest Income$3,406,000754
Total noninterest expense$30,463,000512
Salaries and employee benefits$17,000,000429
Premises and equipment expense$4,959,000392
Additional noninterest expense$8,504,000641
Pre-tax net operating income$4,104,000994
Securities gains (losses)$169,0001,505
Applicable income taxes$889,0001,099
Income before extraordinary items$3,384,0001,016
Extraordinary gains, net$023
Net income$3,384,0001,019
Minority interest net income$0110
Net income of bank and minority interests.$3,384,0001,019
Net charge-offs$8,265,000530
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$30,000931
Net operating income$3,250,4901,006
2010-06-30 (YTD Data)Rank
Total interest income$28,672,000522
Total interest expense$6,127,000699
Net interest income$22,545,000477
Provision for loan and lease losses$4,962,000641
Total noninterest income$4,481,000658
Gross Fiduciary activities income$481,000409
Service charges on deposit accounts$2,347,000336
Trading account gains and fees$0152
Additional Noninterest Income$1,653,000915
Total noninterest expense$20,305,000501
Salaries and employee benefits$11,435,000417
Premises and equipment expense$3,308,000394
Additional noninterest expense$5,562,000654
Pre-tax net operating income$1,759,0001,476
Securities gains (losses)$45,0001,953
Applicable income taxes$178,0002,245
Income before extraordinary items$1,626,0001,360
Extraordinary gains, net$019
Net income$1,626,0001,360
Minority interest net income$0105
Net income of bank and minority interests.$1,626,0001,361
Net charge-offs$6,615,000460
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$20,000866
Net operating income$1,585,5001,339
2010-03-31 (YTD Data)Rank
Total interest income$14,224,000545
Total interest expense$3,253,000696
Net interest income$10,971,000499
Provision for loan and lease losses$2,482,000633
Total noninterest income$2,390,000625
Gross Fiduciary activities income$207,000452
Service charges on deposit accounts$1,119,000350
Trading account gains and fees$0175
Additional Noninterest Income$1,064,000755
Total noninterest expense$10,667,000485
Salaries and employee benefits$6,040,000400
Premises and equipment expense$1,697,000399
Additional noninterest expense$2,930,000626
Pre-tax net operating income$212,0003,963
Securities gains (losses)$5,0001,894
Applicable income taxes$-179,0007,542
Income before extraordinary items$396,0002,575
Extraordinary gains, net$016
Net income$396,0002,571
Minority interest net income$091
Net income of bank and minority interests.$396,0002,575
Net charge-offs$2,990,000488
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$10,000814
Net operating income$391,0002,497
2009-12-31 (YTD Data)Rank
Total interest income$62,462,000530
Total interest expense$16,749,000683
Net interest income$45,713,000469
Provision for loan and lease losses$17,275,000546
Total noninterest income$8,444,000734
Gross Fiduciary activities income$831,000429
Service charges on deposit accounts$5,286,000328
Trading account gains and fees$0211
Additional Noninterest Income$2,327,0001,230
Total noninterest expense$41,072,000527
Salaries and employee benefits$16,529,000572
Premises and equipment expense$4,780,000554
Additional noninterest expense$19,763,000441
Pre-tax net operating income$-4,190,0007,086
Securities gains (losses)$2,855,000203
Applicable income taxes$-1,380,0007,392
Income before extraordinary items$45,0005,364
Extraordinary gains, net$034
Net income$45,0005,363
Minority interest net income$0115
Net income of bank and minority interests.$45,0005,363
Net charge-offs$12,783,000565
Cash dividends$1,400,0001,258
Sale, conversion, retirement of capital stock, net$13,0001,262
Net operating income$-1,782,2006,669
2009-09-30 (YTD Data)Rank
Total interest income$24,557,0001,058
Total interest expense$6,603,0001,436
Net interest income$17,954,000908
Provision for loan and lease losses$6,312,000887
Total noninterest income$5,011,000875
Gross Fiduciary activities income$650,000415
Service charges on deposit accounts$2,362,000527
Trading account gains and fees$0212
Additional Noninterest Income$1,999,0001,149
Total noninterest expense$17,319,000908
Salaries and employee benefits$7,151,0001,044
Premises and equipment expense$1,828,0001,132
Additional noninterest expense$8,340,000689
Pre-tax net operating income$-666,0006,457
Securities gains (losses)$786,000476
Applicable income taxes$-138,0007,011
Income before extraordinary items$258,0004,592
Extraordinary gains, net$027
Net income$258,0004,591
Minority interest net income$0118
Net income of bank and minority interests.$258,0004,593
Net charge-offs$4,687,000856
Cash dividends$600,0001,788
Sale, conversion, retirement of capital stock, net$4,0001,209
Net operating income$-528,0006,441
2009-06-30 (YTD Data)Rank
Total interest income$16,413,0001,083
Total interest expense$4,387,0001,509
Net interest income$12,026,000906
Provision for loan and lease losses$3,877,000910
Total noninterest income$3,088,000940
Gross Fiduciary activities income$454,000408
Service charges on deposit accounts$1,551,000530
Trading account gains and fees$0193
Additional Noninterest Income$1,083,0001,353
Total noninterest expense$11,726,000901
Salaries and employee benefits$4,947,0001,024
Premises and equipment expense$1,231,0001,142
Additional noninterest expense$5,548,000700
Pre-tax net operating income$-489,0006,630
Securities gains (losses)$546,000473
Applicable income taxes$-99,0007,140
Income before extraordinary items$156,0004,828
Extraordinary gains, net$021
Net income$156,0004,825
Minority interest net income$0112
Net income of bank and minority interests.$156,0004,825
Net charge-offs$3,369,000771
Cash dividends$300,0002,182
Sale, conversion, retirement of capital stock, net$3,0001,165
Net operating income$-390,0006,627
2009-03-31 (YTD Data)Rank
Total interest income$8,286,0001,075
Total interest expense$2,186,0001,557
Net interest income$6,100,000882
Provision for loan and lease losses$1,918,000775
Total noninterest income$1,378,000997
Gross Fiduciary activities income$212,000430
Service charges on deposit accounts$750,000536
Trading account gains and fees$0171
Additional Noninterest Income$416,0001,578
Total noninterest expense$5,545,000923
Salaries and employee benefits$2,478,0001,017
Premises and equipment expense$613,0001,175
Additional noninterest expense$2,454,000690
Pre-tax net operating income$15,0006,074
Securities gains (losses)$-11,0007,833
Applicable income taxes$-58,0007,451
Income before extraordinary items$62,0005,518
Extraordinary gains, net$015
Net income$62,0005,521
Minority interest net income$0102
Net income of bank and minority interests.$62,0005,521
Net charge-offs$1,755,000658
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$1,0001,052
Net operating income$73,0005,162
2008-12-31 (YTD Data)Rank
Total interest income$36,362,0001,042
Total interest expense$10,647,0001,525
Net interest income$25,715,000836
Provision for loan and lease losses$7,600,000740
Total noninterest income$8,015,000705
Gross Fiduciary activities income$867,000441
Service charges on deposit accounts$3,384,000510
Trading account gains and fees$0154
Additional Noninterest Income$3,764,000805
Total noninterest expense$22,596,000879
Salaries and employee benefits$10,103,000983
Premises and equipment expense$2,440,0001,137
Additional noninterest expense$10,053,000680
Pre-tax net operating income$3,534,0001,545
Securities gains (losses)$-799,0007,664
Applicable income taxes$832,0001,363
Income before extraordinary items$1,903,0002,089
Extraordinary gains, net$039
Net income$1,903,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,082,000584
Cash dividends$1,260,0001,967
Sale, conversion, retirement of capital stock, net$4,0001,358
Net operating income$2,462,3001,749
2008-09-30 (YTD Data)Rank
Total interest income$22,174,0001,334
Total interest expense$6,416,0001,920
Net interest income$15,758,0001,048
Provision for loan and lease losses$3,269,000853
Total noninterest income$4,647,000930
Gross Fiduciary activities income$673,000442
Service charges on deposit accounts$1,746,000758
Trading account gains and fees$0148
Additional Noninterest Income$2,228,0001,017
Total noninterest expense$12,520,0001,163
Salaries and employee benefits$6,217,0001,229
Premises and equipment expense$1,225,0001,697
Additional noninterest expense$5,078,000897
Pre-tax net operating income$4,616,0001,092
Securities gains (losses)$-707,0007,843
Applicable income taxes$1,436,000869
Income before extraordinary items$2,473,0001,472
Extraordinary gains, net$031
Net income$2,473,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,914,000849
Cash dividends$400,0003,014
Sale, conversion, retirement of capital stock, net$1,0001,225
Net operating income$2,925,4801,338
2008-06-30 (YTD Data)Rank
Total interest income$14,638,0001,365
Total interest expense$4,138,0002,068
Net interest income$10,500,0001,041
Provision for loan and lease losses$1,715,000867
Total noninterest income$3,120,000938
Gross Fiduciary activities income$447,000449
Service charges on deposit accounts$1,146,000758
Trading account gains and fees$0149
Additional Noninterest Income$1,527,0001,046
Total noninterest expense$8,224,0001,183
Salaries and employee benefits$4,187,0001,231
Premises and equipment expense$803,0001,718
Additional noninterest expense$3,234,000921
Pre-tax net operating income$3,681,000961
Securities gains (losses)$-93,0008,257
Applicable income taxes$1,350,000726
Income before extraordinary items$2,238,0001,240
Extraordinary gains, net$021
Net income$2,238,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$638,0001,137
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$1,0001,122
Net operating income$2,297,5201,184
2008-03-31 (YTD Data)Rank
Total interest income$7,336,0001,401
Total interest expense$2,166,0002,101
Net interest income$5,170,0001,044
Provision for loan and lease losses$655,000843
Total noninterest income$1,558,000943
Gross Fiduciary activities income$237,000436
Service charges on deposit accounts$569,000756
Trading account gains and fees$0158
Additional Noninterest Income$752,0001,046
Total noninterest expense$4,170,0001,163
Salaries and employee benefits$2,190,0001,173
Premises and equipment expense$407,0001,694
Additional noninterest expense$1,573,000913
Pre-tax net operating income$1,903,000995
Securities gains (losses)$02,688
Applicable income taxes$718,000750
Income before extraordinary items$1,185,0001,273
Extraordinary gains, net$015
Net income$1,185,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,126
Cash dividends$200,0002,298
Sale, conversion, retirement of capital stock, net$1,000981
Net operating income$1,185,0001,232
2007-12-31 (YTD Data)Rank
Total interest income$29,939,0001,439
Total interest expense$9,546,0002,007
Net interest income$20,393,0001,085
Provision for loan and lease losses$863,0001,593
Total noninterest income$6,257,000912
Gross Fiduciary activities income$771,000485
Service charges on deposit accounts$2,260,000784
Trading account gains and fees$0178
Additional Noninterest Income$3,226,000957
Total noninterest expense$16,693,0001,122
Salaries and employee benefits$8,947,0001,126
Premises and equipment expense$1,580,0001,676
Additional noninterest expense$6,166,000913
Pre-tax net operating income$9,094,000935
Securities gains (losses)$-172,0008,239
Applicable income taxes$3,394,000728
Income before extraordinary items$5,528,0001,163
Extraordinary gains, net$039
Net income$5,528,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0001,705
Cash dividends$3,750,000975
Sale, conversion, retirement of capital stock, net$2,0001,289
Net operating income$5,638,0801,130
2007-09-30 (YTD Data)Rank
Total interest income$22,085,0001,463
Total interest expense$7,095,0002,023
Net interest income$14,990,0001,114
Provision for loan and lease losses$647,0001,276
Total noninterest income$4,579,000930
Gross Fiduciary activities income$561,000492
Service charges on deposit accounts$1,677,000779
Trading account gains and fees$0184
Additional Noninterest Income$2,341,000984
Total noninterest expense$12,447,0001,125
Salaries and employee benefits$6,662,0001,135
Premises and equipment expense$1,184,0001,665
Additional noninterest expense$4,601,000889
Pre-tax net operating income$6,475,0001,069
Securities gains (losses)$01,655
Applicable income taxes$2,459,000805
Income before extraordinary items$4,016,0001,285
Extraordinary gains, net$033
Net income$4,016,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,046
Cash dividends$3,000,000857
Sale, conversion, retirement of capital stock, net$1,0001,138
Net operating income$4,016,0001,273
2007-06-30 (YTD Data)Rank
Total interest income$14,535,0001,502
Total interest expense$4,634,0002,064
Net interest income$9,901,0001,143
Provision for loan and lease losses$431,0001,172
Total noninterest income$3,053,000957
Gross Fiduciary activities income$369,000505
Service charges on deposit accounts$1,085,000817
Trading account gains and fees$0168
Additional Noninterest Income$1,599,000998
Total noninterest expense$8,134,0001,164
Salaries and employee benefits$4,326,0001,179
Premises and equipment expense$766,0001,735
Additional noninterest expense$3,042,000914
Pre-tax net operating income$4,389,0001,089
Securities gains (losses)$01,444
Applicable income taxes$1,672,000845
Income before extraordinary items$2,717,0001,318
Extraordinary gains, net$029
Net income$2,717,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,291
Cash dividends$1,400,0001,178
Sale, conversion, retirement of capital stock, net$1,0001,036
Net operating income$2,717,0001,296
2007-03-31 (YTD Data)Rank
Total interest income$7,203,0001,512
Total interest expense$2,336,0002,047
Net interest income$4,867,0001,155
Provision for loan and lease losses$216,0001,098
Total noninterest income$1,440,000985
Gross Fiduciary activities income$182,000507
Service charges on deposit accounts$524,000814
Trading account gains and fees$0195
Additional Noninterest Income$734,0001,044
Total noninterest expense$3,958,0001,186
Salaries and employee benefits$2,112,0001,213
Premises and equipment expense$374,0001,778
Additional noninterest expense$1,472,000930
Pre-tax net operating income$2,133,0001,093
Securities gains (losses)$01,187
Applicable income taxes$814,000844
Income before extraordinary items$1,319,0001,326
Extraordinary gains, net$022
Net income$1,319,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,319,0001,320
2006-12-31 (YTD Data)Rank
Total interest income$27,087,0001,473
Total interest expense$7,824,0002,084
Net interest income$19,263,0001,155
Provision for loan and lease losses$603,0001,603
Total noninterest income$5,764,000971
Gross Fiduciary activities income$656,000521
Service charges on deposit accounts$2,137,000821
Trading account gains and fees$0130
Additional Noninterest Income$2,971,0001,003
Total noninterest expense$15,425,0001,171
Salaries and employee benefits$7,920,0001,233
Premises and equipment expense$1,528,0001,668
Additional noninterest expense$5,977,000886
Pre-tax net operating income$8,999,0001,090
Securities gains (losses)$01,687
Applicable income taxes$3,431,000845
Income before extraordinary items$5,568,0001,311
Extraordinary gains, net$051
Net income$5,568,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,185
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$3,0001,219
Net operating income$5,568,0001,293
2006-09-30 (YTD Data)Rank
Total interest income$16,903,0001,780
Total interest expense$4,826,0002,387
Net interest income$12,077,0001,428
Provision for loan and lease losses$405,0001,679
Total noninterest income$4,026,0001,044
Gross Fiduciary activities income$471,000533
Service charges on deposit accounts$1,390,000958
Trading account gains and fees$0126
Additional Noninterest Income$2,165,0001,035
Total noninterest expense$9,685,0001,384
Salaries and employee benefits$5,234,0001,416
Premises and equipment expense$880,0002,127
Additional noninterest expense$3,571,0001,126
Pre-tax net operating income$6,013,0001,269
Securities gains (losses)$01,388
Applicable income taxes$2,290,000978
Income before extraordinary items$3,723,0001,506
Extraordinary gains, net$045
Net income$3,723,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,547
Cash dividends$2,000,0001,144
Sale, conversion, retirement of capital stock, net$1,0001,026
Net operating income$3,723,0001,489
2006-06-30 (YTD Data)Rank
Total interest income$10,917,0001,806
Total interest expense$3,054,0002,398
Net interest income$7,863,0001,464
Provision for loan and lease losses$270,0001,643
Total noninterest income$2,631,0001,058
Gross Fiduciary activities income$306,000543
Service charges on deposit accounts$906,000965
Trading account gains and fees$0126
Additional Noninterest Income$1,419,0001,054
Total noninterest expense$6,333,0001,427
Salaries and employee benefits$3,386,0001,463
Premises and equipment expense$591,0002,107
Additional noninterest expense$2,356,0001,149
Pre-tax net operating income$3,891,0001,294
Securities gains (losses)$01,185
Applicable income taxes$1,481,0001,007
Income before extraordinary items$2,410,0001,534
Extraordinary gains, net$039
Net income$2,410,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$1,000869
Net operating income$2,410,0001,516
2006-03-31 (YTD Data)Rank
Total interest income$5,223,0001,841
Total interest expense$1,457,0002,377
Net interest income$3,766,0001,526
Provision for loan and lease losses$135,0001,590
Total noninterest income$1,237,0001,092
Gross Fiduciary activities income$137,000576
Service charges on deposit accounts$452,000939
Trading account gains and fees$0115
Additional Noninterest Income$648,0001,104
Total noninterest expense$3,103,0001,458
Salaries and employee benefits$1,655,0001,502
Premises and equipment expense$285,0002,193
Additional noninterest expense$1,163,0001,148
Pre-tax net operating income$1,765,0001,398
Securities gains (losses)$0955
Applicable income taxes$666,0001,095
Income before extraordinary items$1,099,0001,630
Extraordinary gains, net$021
Net income$1,099,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$600,0001,144
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,099,0001,611
2005-12-31 (YTD Data)Rank
Total interest income$18,923,0001,785
Total interest expense$3,622,0002,861
Net interest income$15,301,0001,421
Provision for loan and lease losses$540,0001,779
Total noninterest income$4,941,0001,100
Gross Fiduciary activities income$562,000557
Service charges on deposit accounts$1,745,0001,003
Trading account gains and fees$0138
Additional Noninterest Income$2,634,0001,120
Total noninterest expense$12,092,0001,423
Salaries and employee benefits$6,481,0001,441
Premises and equipment expense$1,334,0001,801
Additional noninterest expense$4,277,0001,212
Pre-tax net operating income$7,610,0001,249
Securities gains (losses)$25,0001,178
Applicable income taxes$2,914,000974
Income before extraordinary items$4,721,0001,493
Extraordinary gains, net$046
Net income$4,721,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,176
Cash dividends$1,600,0001,738
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,705,0001,482
2005-09-30 (YTD Data)Rank
Total interest income$13,910,0001,768
Total interest expense$2,524,0002,915
Net interest income$11,386,0001,413
Provision for loan and lease losses$405,0001,699
Total noninterest income$3,714,0001,106
Gross Fiduciary activities income$431,000547
Service charges on deposit accounts$1,283,0001,029
Trading account gains and fees$0126
Additional Noninterest Income$2,000,0001,119
Total noninterest expense$8,748,0001,454
Salaries and employee benefits$4,761,0001,457
Premises and equipment expense$865,0002,059
Additional noninterest expense$3,122,0001,225
Pre-tax net operating income$5,947,0001,197
Securities gains (losses)$25,0001,139
Applicable income taxes$2,300,000954
Income before extraordinary items$3,672,0001,452
Extraordinary gains, net$035
Net income$3,672,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,121
Cash dividends$1,200,0001,558
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,656,0001,434
2005-06-30 (YTD Data)Rank
Total interest income$9,042,0001,766
Total interest expense$1,597,0002,903
Net interest income$7,445,0001,419
Provision for loan and lease losses$270,0001,671
Total noninterest income$2,461,0001,090
Gross Fiduciary activities income$292,000548
Service charges on deposit accounts$838,0001,031
Trading account gains and fees$0116
Additional Noninterest Income$1,331,0001,090
Total noninterest expense$5,790,0001,464
Salaries and employee benefits$3,185,0001,446
Premises and equipment expense$568,0002,080
Additional noninterest expense$2,037,0001,231
Pre-tax net operating income$3,846,0001,210
Securities gains (losses)$02,146
Applicable income taxes$1,480,000967
Income before extraordinary items$2,366,0001,468
Extraordinary gains, net$030
Net income$2,366,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,825
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,366,0001,445
2005-03-31 (YTD Data)Rank
Total interest income$4,396,0001,775
Total interest expense$760,0002,925
Net interest income$3,636,0001,450
Provision for loan and lease losses$135,0001,592
Total noninterest income$1,188,0001,098
Gross Fiduciary activities income$158,000523
Service charges on deposit accounts$394,0001,059
Trading account gains and fees$0115
Additional Noninterest Income$636,0001,127
Total noninterest expense$2,871,0001,478
Salaries and employee benefits$1,602,0001,442
Premises and equipment expense$279,0002,142
Additional noninterest expense$990,0001,259
Pre-tax net operating income$1,818,0001,259
Securities gains (losses)$01,685
Applicable income taxes$698,0001,012
Income before extraordinary items$1,120,0001,513
Extraordinary gains, net$024
Net income$1,120,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$400,0001,438
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,120,0001,489
2004-12-31 (YTD Data)Rank
Total interest income$16,170,0001,773
Total interest expense$2,183,0003,394
Net interest income$13,987,0001,444
Provision for loan and lease losses$480,0002,016
Total noninterest income$4,802,0001,118
Gross Fiduciary activities income$572,000520
Service charges on deposit accounts$1,712,0001,045
Trading account gains and fees$0138
Additional Noninterest Income$2,518,0001,122
Total noninterest expense$10,769,0001,514
Salaries and employee benefits$5,825,0001,523
Premises and equipment expense$1,175,0001,958
Additional noninterest expense$3,769,0001,319
Pre-tax net operating income$7,540,0001,157
Securities gains (losses)$75,0001,443
Applicable income taxes$2,957,000912
Income before extraordinary items$4,658,0001,381
Extraordinary gains, net$034
Net income$4,658,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,728
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,610,0001,360
2004-09-30 (YTD Data)Rank
Total interest income$11,778,0001,800
Total interest expense$1,520,0003,560
Net interest income$10,258,0001,468
Provision for loan and lease losses$360,0001,934
Total noninterest income$3,537,0001,141
Gross Fiduciary activities income$398,000552
Service charges on deposit accounts$1,285,0001,047
Trading account gains and fees$0134
Additional Noninterest Income$1,854,0001,148
Total noninterest expense$7,966,0001,529
Salaries and employee benefits$4,190,0001,585
Premises and equipment expense$883,0001,957
Additional noninterest expense$2,883,0001,282
Pre-tax net operating income$5,479,0001,198
Securities gains (losses)$75,0001,373
Applicable income taxes$2,153,000956
Income before extraordinary items$3,401,0001,453
Extraordinary gains, net$026
Net income$3,401,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,529
Cash dividends$1,000,0001,702
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,353,0001,423
2004-06-30 (YTD Data)Rank
Total interest income$7,680,0001,827
Total interest expense$962,0003,719
Net interest income$6,718,0001,487
Provision for loan and lease losses$240,0001,886
Total noninterest income$2,321,0001,144
Gross Fiduciary activities income$243,000580
Service charges on deposit accounts$822,0001,079
Trading account gains and fees$0130
Additional Noninterest Income$1,256,0001,134
Total noninterest expense$5,227,0001,548
Salaries and employee benefits$2,750,0001,606
Premises and equipment expense$598,0001,913
Additional noninterest expense$1,879,0001,295
Pre-tax net operating income$3,567,0001,206
Securities gains (losses)$96,0001,057
Applicable income taxes$1,423,000958
Income before extraordinary items$2,240,0001,442
Extraordinary gains, net$021
Net income$2,240,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$500,0002,118
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,178,5601,423
2004-03-31 (YTD Data)Rank
Total interest income$3,793,0001,851
Total interest expense$479,0003,776
Net interest income$3,314,0001,502
Provision for loan and lease losses$120,0001,785
Total noninterest income$1,109,0001,161
Gross Fiduciary activities income$106,000636
Service charges on deposit accounts$363,0001,170
Trading account gains and fees$0121
Additional Noninterest Income$640,0001,080
Total noninterest expense$2,582,0001,576
Salaries and employee benefits$1,344,0001,657
Premises and equipment expense$317,0001,838
Additional noninterest expense$921,0001,307
Pre-tax net operating income$1,721,0001,232
Securities gains (losses)$02,934
Applicable income taxes$666,0001,027
Income before extraordinary items$1,055,0001,511
Extraordinary gains, net$016
Net income$1,055,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,055,0001,429
2003-12-31 (YTD Data)Rank
Total interest income$14,857,0001,907
Total interest expense$2,372,0003,487
Net interest income$12,485,0001,561
Provision for loan and lease losses$480,0002,232
Total noninterest income$4,106,0001,317
Gross Fiduciary activities income$175,000840
Service charges on deposit accounts$1,337,0001,298
Trading account gains and fees$0160
Additional Noninterest Income$2,594,0001,196
Total noninterest expense$9,819,0001,641
Salaries and employee benefits$5,378,0001,607
Premises and equipment expense$1,128,0002,022
Additional noninterest expense$3,313,0001,493
Pre-tax net operating income$6,292,0001,310
Securities gains (losses)$318,0001,014
Applicable income taxes$2,538,0001,060
Income before extraordinary items$4,072,0001,538
Extraordinary gains, net$054
Net income$4,072,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,499
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,868,4801,539
2003-09-30 (YTD Data)Rank
Total interest income$11,042,0001,959
Total interest expense$1,857,0003,475
Net interest income$9,185,0001,595
Provision for loan and lease losses$435,0001,907
Total noninterest income$3,324,0001,273
Gross Fiduciary activities income$127,000852
Service charges on deposit accounts$977,0001,331
Trading account gains and fees$0153
Additional Noninterest Income$2,220,0001,145
Total noninterest expense$7,271,0001,668
Salaries and employee benefits$3,904,0001,665
Premises and equipment expense$836,0002,059
Additional noninterest expense$2,531,0001,458
Pre-tax net operating income$4,803,0001,344
Securities gains (losses)$316,000928
Applicable income taxes$1,968,0001,076
Income before extraordinary items$3,151,0001,539
Extraordinary gains, net$040
Net income$3,151,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,530
Cash dividends$500,0002,668
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,948,7601,561
2003-06-30 (YTD Data)Rank
Total interest income$7,211,0002,017
Total interest expense$1,308,0003,428
Net interest income$5,903,0001,653
Provision for loan and lease losses$240,0002,189
Total noninterest income$2,164,0001,292
Gross Fiduciary activities income$75,000883
Service charges on deposit accounts$620,0001,380
Trading account gains and fees$0150
Additional Noninterest Income$1,469,0001,153
Total noninterest expense$4,668,0001,718
Salaries and employee benefits$2,466,0001,740
Premises and equipment expense$554,0002,066
Additional noninterest expense$1,648,0001,489
Pre-tax net operating income$3,159,0001,356
Securities gains (losses)$138,0001,282
Applicable income taxes$1,266,0001,126
Income before extraordinary items$2,031,0001,599
Extraordinary gains, net$030
Net income$2,031,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,273
Cash dividends$500,0002,126
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,942,6801,557
2003-03-31 (YTD Data)Rank
Total interest income$3,602,0002,032
Total interest expense$698,0003,325
Net interest income$2,904,0001,681
Provision for loan and lease losses$120,0002,030
Total noninterest income$1,047,0001,296
Gross Fiduciary activities income$31,000940
Service charges on deposit accounts$287,0001,445
Trading account gains and fees$0134
Additional Noninterest Income$729,0001,131
Total noninterest expense$2,236,0001,764
Salaries and employee benefits$1,177,0001,813
Premises and equipment expense$259,0002,185
Additional noninterest expense$800,0001,481
Pre-tax net operating income$1,595,0001,346
Securities gains (losses)$138,000836
Applicable income taxes$668,0001,104
Income before extraordinary items$1,065,0001,516
Extraordinary gains, net$021
Net income$1,065,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$976,6801,545
2002-12-31 (YTD Data)Rank
Total interest income$14,172,0002,169
Total interest expense$3,349,0003,226
Net interest income$10,823,0001,791
Provision for loan and lease losses$475,0002,480
Total noninterest income$2,985,0001,565
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,096,0001,471
Trading account gains and fees$0153
Additional Noninterest Income$1,889,0001,377
Total noninterest expense$7,207,0002,083
Salaries and employee benefits$3,739,0002,139
Premises and equipment expense$860,0002,509
Additional noninterest expense$2,608,0001,787
Pre-tax net operating income$6,126,0001,369
Securities gains (losses)$04,537
Applicable income taxes$2,423,0001,104
Income before extraordinary items$3,703,0001,615
Extraordinary gains, net$070
Net income$3,703,0001,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,838
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,703,0001,567
2001-12-31 (YTD Data)Rank
Total interest income$13,441,0002,545
Total interest expense$4,803,0003,257
Net interest income$8,638,0002,071
Provision for loan and lease losses$640,0001,801
Total noninterest income$1,785,0002,208
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$667,0002,246
Trading account gains and fees$0177
Additional Noninterest Income$1,118,0001,891
Total noninterest expense$5,621,0002,515
Salaries and employee benefits$2,999,0002,507
Premises and equipment expense$776,0002,710
Additional noninterest expense$1,846,0002,419
Pre-tax net operating income$4,162,0001,706
Securities gains (losses)$-4,0009,172
Applicable income taxes$1,477,0001,513
Income before extraordinary items$2,681,0001,960
Extraordinary gains, net$0105
Net income$2,681,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,560
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,683,5601,878
2000-12-31 (YTD Data)Rank
Total interest income$11,906,0002,914
Total interest expense$5,057,0003,281
Net interest income$6,849,0002,595
Provision for loan and lease losses$180,0003,942
Total noninterest income$1,165,0002,825
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$538,0002,517
Trading account gains and fees$0180
Additional Noninterest Income$627,0002,568
Total noninterest expense$4,665,0002,905
Salaries and employee benefits$2,404,0002,941
Premises and equipment expense$738,0002,753
Additional noninterest expense$1,523,0002,774
Pre-tax net operating income$3,169,0002,283
Securities gains (losses)$55,000697
Applicable income taxes$1,144,0001,895
Income before extraordinary items$2,080,0002,467
Extraordinary gains, net$038
Net income$2,080,0002,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$500,0003,528
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,044,2502,511
1999-12-31 (YTD Data)Rank
Total interest income$9,589,0003,345
Total interest expense$4,047,0003,554
Net interest income$5,542,0003,135
Provision for loan and lease losses$110,0005,020
Total noninterest income$1,015,0003,055
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$412,0003,146
Trading account gains and fees$0173
Additional Noninterest Income$603,0002,620
Total noninterest expense$3,993,0003,321
Salaries and employee benefits$2,050,0003,366
Premises and equipment expense$642,0003,082
Additional noninterest expense$1,301,0003,212
Pre-tax net operating income$2,454,0002,831
Securities gains (losses)$03,155
Applicable income taxes$871,0002,451
Income before extraordinary items$1,583,0003,113
Extraordinary gains, net$035
Net income$1,583,0003,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$200,0005,191
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,583,0003,083
1998-12-31 (YTD Data)Rank
Total interest income$8,662,0003,661
Total interest expense$3,982,0003,705
Net interest income$4,680,0003,618
Provision for loan and lease losses$180,0003,728
Total noninterest income$994,0003,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,459
Trading account gains and feesNANA
Additional Noninterest Income$638,0002,544
Total noninterest expense$3,390,0003,715
Salaries and employee benefits$1,734,0003,773
Premises and equipment expense$575,0003,293
Additional noninterest expense$1,081,0003,683
Pre-tax net operating income$2,104,0003,213
Securities gains (losses)$04,449
Applicable income taxes$750,0002,878
Income before extraordinary items$1,354,0003,547
Extraordinary gains, net$032
Net income$1,354,0003,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0009,812
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,354,0003,449
1997-12-31 (YTD Data)Rank
Total interest income$7,546,0004,204
Total interest expense$3,583,0004,061
Net interest income$3,963,0004,272
Provision for loan and lease losses$185,0003,603
Total noninterest income$836,0003,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$317,0003,896
Trading account gains and feesNANA
Additional Noninterest Income$519,0002,749
Total noninterest expense$3,012,0004,086
Salaries and employee benefits$1,498,0004,260
Premises and equipment expense$525,0003,551
Additional noninterest expense$989,0003,952
Pre-tax net operating income$1,602,0004,236
Securities gains (losses)$-6,0009,765
Applicable income taxes$559,0003,880
Income before extraordinary items$1,037,0004,573
Extraordinary gains, net$044
Net income$1,037,0004,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,735
Cash dividends$200,0005,346
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,040,9004,497
1996-12-31 (YTD Data)Rank
Total interest income$6,234,0005,037
Total interest expense$2,914,0004,914
Net interest income$3,320,0005,054
Provision for loan and lease losses$303,0002,539
Total noninterest income$679,0004,203
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$279,0004,456
Trading account gains and feesNANA
Additional Noninterest Income$400,0003,406
Total noninterest expense$2,138,0005,656
Salaries and employee benefits$1,064,0005,724
Premises and equipment expense$309,0005,469
Additional noninterest expense$765,0005,382
Pre-tax net operating income$1,558,0004,203
Securities gains (losses)$12,0002,365
Applicable income taxes$569,0003,742
Income before extraordinary items$1,001,0004,510
Extraordinary gains, net$053
Net income$1,001,0004,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,846
Cash dividends$650,0002,880
Sale, conversion, retirement of capital stock, net$0953
Net operating income$993,3204,489
1995-12-31 (YTD Data)Rank
Total interest income$5,293,0005,743
Total interest expense$2,440,0005,674
Net interest income$2,853,0005,727
Provision for loan and lease losses$111,0004,376
Total noninterest income$382,0006,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$292,0004,395
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,568
Total noninterest expense$1,822,0006,404
Salaries and employee benefits$877,0006,671
Premises and equipment expense$285,0005,860
Additional noninterest expense$660,0006,125
Pre-tax net operating income$1,302,0004,966
Securities gains (losses)$03,831
Applicable income taxes$438,0004,605
Income before extraordinary items$864,0005,152
Extraordinary gains, net$065
Net income$864,0005,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,939
Cash dividends$800,0002,402
Sale, conversion, retirement of capital stock, net$0809
Net operating income$864,0005,138
1994-12-31 (YTD Data)Rank
Total interest income$4,617,0006,034
Total interest expense$1,852,0005,945
Net interest income$2,765,0005,979
Provision for loan and lease losses$86,0004,893
Total noninterest income$416,0005,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$319,0004,146
Trading account gains and feesNANA
Additional Noninterest Income$97,0007,607
Total noninterest expense$1,887,0006,482
Salaries and employee benefits$894,0006,680
Premises and equipment expense$297,0005,766
Additional noninterest expense$696,0006,347
Pre-tax net operating income$1,208,0005,216
Securities gains (losses)$10,0002,219
Applicable income taxes$403,0004,732
Income before extraordinary items$815,0005,287
Extraordinary gains, net$0249
Net income$815,0005,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,686
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$808,3005,379
1993-12-31 (YTD Data)Rank
Total interest income$4,612,0006,186
Total interest expense$1,872,0006,151
Net interest income$2,740,0006,089
Provision for loan and lease losses$117,0005,397
Total noninterest income$464,0005,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$347,0003,904
Trading account gains and feesNANA
Additional Noninterest Income$117,0007,385
Total noninterest expense$1,990,0006,362
Salaries and employee benefits$881,0006,833
Premises and equipment expense$316,0005,611
Additional noninterest expense$793,0005,964
Pre-tax net operating income$1,097,0005,519
Securities gains (losses)$144,0002,022
Applicable income taxes$464,0004,461
Income before extraordinary items$777,0005,689
Extraordinary gains, net$03,149
Net income$777,0005,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0006,315
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$684,8405,953
1992-12-31 (YTD Data)Rank
Total interest income$5,000,0006,386
Total interest expense$2,150,0006,754
Net interest income$2,850,0005,966
Provision for loan and lease losses$151,0006,055
Total noninterest income$419,0006,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$327,0004,151
Trading account gains and feesNANA
Additional Noninterest Income$92,0008,366
Total noninterest expense$1,997,0006,391
Salaries and employee benefits$889,0006,685
Premises and equipment expense$289,0006,140
Additional noninterest expense$819,0005,955
Pre-tax net operating income$1,121,0005,179
Securities gains (losses)$87,0003,239
Applicable income taxes$444,0004,408
Income before extraordinary items$764,0005,554
Extraordinary gains, net$01,422
Net income$764,0005,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0006,234
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$708,3205,536

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.