Home > Anchor Bank > Net charge- offs to loans
Anchor Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1966% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.0324% | 4,640 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 3,854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1485% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5614% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0111% | 3,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0111% | 3,229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.0517% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0237% | 4,912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 3,875 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 4,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8958% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0505% | 2,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0505% | 2,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6047% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 5,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0384% | 4,010 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 5,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8483% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1012% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1012% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 3,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 2,947 |
| Percentage Net Loans Charged-off:Construction & development | -0.0680% | 4,823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 5,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0927% | 4,186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0463% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1197% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1197% | 2,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 3,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 5,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0509% | 4,115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 5,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0768% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1174% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1174% | 2,691 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 2,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 1,568 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0506% | 4,141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0859% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0926% | 2,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0926% | 2,573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 5,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1351% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 4,166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1900% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2056% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2636% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2636% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0398% | 5,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0546% | 5,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 5,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0472% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2404% | 5,935 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1717% | 4,570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 4,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0426% | 3,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0426% | 3,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0640% | 5,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0711% | 5,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0357% | 5,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0671% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3103% | 6,027 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5872% | 4,617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 4,877 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1001% | 5,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1001% | 5,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0978% | 5,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1127% | 5,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0534% | 5,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1309% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5068% | 6,138 |
| Percentage Net Loans Charged-off: Home equity loans | -2.6516% | 4,660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0790% | 5,033 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1381% | 5,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1381% | 5,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1570% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2178% | 6,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1127% | 5,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3183% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9373% | 6,249 |
| Percentage Net Loans Charged-off: Home equity loans | -5.8481% | 4,695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3346% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0413% | 4,776 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2781% | 5,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2781% | 5,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 3,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 5,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3823% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1963% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1037% | 4,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2720% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2704% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5029% | 6,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5029% | 6,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 5,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4985% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2595% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1040% | 4,625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3504% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1163% | 1,792 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6950% | 6,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6950% | 6,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 2,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 5,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3111% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1096% | 4,650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4173% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2023% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1217% | 5,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1217% | 5,537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 5,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1847% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2965% | 4,785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3044% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 4,664 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1755% | 5,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1755% | 5,581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2353% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.0832% | 5,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 2,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4443% | 383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1138% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6028% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9715% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1103% | 2,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0961% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0961% | 3,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2868% | 56 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2654% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0599% | 5,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 2,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6264% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1562% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5241% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0459% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1984% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1275% | 3,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1275% | 3,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3845% | 47 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3143% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0601% | 5,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0956% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0301% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1262% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8163% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9154% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2729% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1888% | 2,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1888% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5861% | 36 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2034% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1913% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | -0.0522% | 5,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1005% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0128% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6677% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8016% | 5,033 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1391% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2810% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3105% | 18 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9673% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2261% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.5351% | 1,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1924% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0793% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5624% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0720% | 1,643 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2811% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4455% | 2,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4920% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4920% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0479% | 1,430 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6114% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6699% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.7784% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4112% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2209% | 597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8517% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1765% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2063% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5654% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6051% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6052% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0498% | 1,417 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7395% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8441% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 1.3425% | 1,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5135% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3462% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0026% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0964% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5941% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4555% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4555% | 1,989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0544% | 1,384 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3107% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3213% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | -0.0954% | 6,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1477% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1867% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1302% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6381% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3634% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1646% | 6,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1646% | 5,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0711% | 1,342 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0258% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3690% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 1.9262% | 1,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8073% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5050% | 747 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3248% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9554% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8991% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1328% | 6,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1458% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0533% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0510% | 1,395 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8368% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0832% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 1.6060% | 1,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7623% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1526% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2960% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0525% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0255% | 6,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4711% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3698% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0446% | 1,372 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4727% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5806% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | 1.2329% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0894% | 2,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2048% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4808% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0029% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 6,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2319% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0588% | 273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0480% | 1,345 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3660% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3532% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.0721% | 6,490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0696% | 7,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1087% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0840% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1277% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2021% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1721% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8438% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0591% | 1,325 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1844% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8058% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.9996% | 2,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2373% | 2,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7654% | 768 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6411% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0524% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2433% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9290% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5149% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0636% | 1,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.4908% | 1,547 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1991% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7869% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.9658% | 2,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1568% | 2,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0163% | 580 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9294% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1837% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6701% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1139% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7377% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0853% | 1,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.9741% | 1,547 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4365% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8131% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 1.0421% | 1,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1621% | 2,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5068% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8943% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1249% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6446% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2573% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7785% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1305% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.4219% | 1,500 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2926% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8169% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.4778% | 1,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 1,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9550% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1839% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8588% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4295% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4852% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6055% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2698% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3230% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1835% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 2.5368% | 1,870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4818% | 1,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5508% | 665 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7385% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1778% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2372% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7550% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0612% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2144% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8624% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | 1.7958% | 1,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4531% | 1,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7306% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5928% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8788% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8333% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3124% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2953% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8688% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 1.6181% | 1,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3946% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9757% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2148% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7108% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9986% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1561% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3439% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2024% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.6792% | 1,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6035% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2664% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2515% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1241% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2900% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5717% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1755% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3137% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 5.9349% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6661% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0072% | 541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9717% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4645% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5246% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0108% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6829% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6200% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4416% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 1.1498% | 997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1397% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0364% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6014% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6666% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8993% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3923% | 3,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4776% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.3805% | 1,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2157% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3521% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5434% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5147% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0975% | 2,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1896% | 4,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2485% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3784% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6255% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9635% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1081% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3418% | 7,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 3,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6194% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0808% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4645% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1031% | 3,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3007% | 4,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 4,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0703% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0909% | 4,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1078% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1363% | 4,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 6,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 3,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1504% | 2,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1830% | 4,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 5,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 6,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2124% | 3,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 5,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 6,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1199% | 4,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1795% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4009% | 4,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 4,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4284% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4455% | 3,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 4,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1614% | 7,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0801% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 3,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4404% | 4,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 5,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 3,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3462% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 5,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 6,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3139% | 4,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 5,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0802% | 4,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7802% | 3,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 6,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 7,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3145% | 4,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 6,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 7,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3201% | 4,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 5,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2124% | 4,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 5,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 2,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5602% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0431% | 4,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3903% | 4,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 6,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2959% | 5,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 6,886 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 7,209 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 9,444 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 7,480 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 4,007 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2204% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2656% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 6,685 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 6,398 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |