Home > Anchor Bank > Income and Expense
Anchor Bank, Income and Expense
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,431,000 | 4,397 |
Total interest expense | $1,602,000 | 3,941 |
Net interest income | $2,829,000 | 4,572 |
Provision for loan and lease losses | $108,000 | 4,539 |
Total noninterest income | $244,000 | 6,472 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $186,000 | 4,799 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $58,000 | 7,004 |
Total noninterest expense | $1,868,000 | 5,208 |
Salaries and employee benefits | $1,020,000 | 5,186 |
Premises and equipment expense | $291,000 | 4,820 |
Additional noninterest expense | $557,000 | 5,273 |
Pre-tax net operating income | $1,097,000 | 4,312 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $377,000 | 3,507 |
Income before extraordinary items | $720,000 | 4,919 |
Extraordinary gains, net | $0 | 40 |
Net income | $720,000 | 4,919 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $51,000 | 4,239 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $720,000 | 4,723 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,923,000 | 4,456 |
Total interest expense | $1,031,000 | 4,152 |
Net interest income | $1,892,000 | 4,563 |
Provision for loan and lease losses | $72,000 | 4,482 |
Total noninterest income | $161,000 | 6,480 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $152,000 | 4,248 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $9,000 | 8,523 |
Total noninterest expense | $1,245,000 | 5,208 |
Salaries and employee benefits | $679,000 | 5,195 |
Premises and equipment expense | $194,000 | 4,796 |
Additional noninterest expense | $372,000 | 5,262 |
Pre-tax net operating income | $736,000 | 4,296 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $254,000 | 3,527 |
Income before extraordinary items | $482,000 | 4,896 |
Extraordinary gains, net | $0 | 30 |
Net income | $482,000 | 4,896 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 3,447 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $482,000 | 4,674 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,427,000 | 4,564 |
Total interest expense | $511,000 | 4,274 |
Net interest income | $916,000 | 4,653 |
Provision for loan and lease losses | $36,000 | 4,248 |
Total noninterest income | $79,000 | 6,467 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $72,000 | 4,314 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $7,000 | 8,228 |
Total noninterest expense | $626,000 | 5,204 |
Salaries and employee benefits | $337,000 | 5,232 |
Premises and equipment expense | $99,000 | 4,734 |
Additional noninterest expense | $190,000 | 5,155 |
Pre-tax net operating income | $333,000 | 4,518 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $117,000 | 3,681 |
Income before extraordinary items | $216,000 | 5,115 |
Extraordinary gains, net | $0 | 21 |
Net income | $216,000 | 5,114 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,770 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $216,000 | 4,926 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $5,325,000 | 4,956 |
Total interest expense | $2,241,000 | 4,461 |
Net interest income | $3,084,000 | 5,197 |
Provision for loan and lease losses | $144,000 | 5,017 |
Total noninterest income | $301,000 | 6,449 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $276,000 | 4,436 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $25,000 | 8,373 |
Total noninterest expense | $2,412,000 | 5,198 |
Salaries and employee benefits | $1,187,000 | 5,519 |
Premises and equipment expense | $386,000 | 4,773 |
Additional noninterest expense | $839,000 | 4,768 |
Pre-tax net operating income | $829,000 | 5,674 |
Securities gains (losses) | $11,000 | 3,555 |
Applicable income taxes | $285,000 | 4,532 |
Income before extraordinary items | $555,000 | 6,160 |
Extraordinary gains, net | $0 | 70 |
Net income | $555,000 | 6,160 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $51,000 | 5,210 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $67,000 | 684 |
Net operating income | $547,740 | 6,037 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $5,233,000 | 5,464 |
Total interest expense | $2,519,000 | 5,371 |
Net interest income | $2,714,000 | 5,429 |
Provision for loan and lease losses | $208,000 | 4,047 |
Total noninterest income | $375,000 | 5,855 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $270,000 | 4,441 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $105,000 | 6,335 |
Total noninterest expense | $2,331,000 | 5,195 |
Salaries and employee benefits | $1,131,000 | 5,538 |
Premises and equipment expense | $353,000 | 4,995 |
Additional noninterest expense | $847,000 | 4,610 |
Pre-tax net operating income | $550,000 | 6,359 |
Securities gains (losses) | $82,000 | 1,913 |
Applicable income taxes | $214,000 | 4,905 |
Income before extraordinary items | $418,000 | 6,474 |
Extraordinary gains, net | $0 | 105 |
Net income | $418,000 | 6,477 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $305,000 | 2,215 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $363,880 | 6,645 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,451,000 | 6,133 |
Total interest expense | $2,193,000 | 5,988 |
Net interest income | $2,258,000 | 6,172 |
Provision for loan and lease losses | $96,000 | 5,401 |
Total noninterest income | $519,000 | 4,817 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $242,000 | 4,605 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $277,000 | 4,085 |
Total noninterest expense | $2,228,000 | 5,293 |
Salaries and employee benefits | $1,014,000 | 5,857 |
Premises and equipment expense | $250,000 | 6,046 |
Additional noninterest expense | $964,000 | 4,099 |
Pre-tax net operating income | $453,000 | 7,225 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $40,000 | 7,410 |
Income before extraordinary items | $413,000 | 6,776 |
Extraordinary gains, net | $0 | 38 |
Net income | $413,000 | 6,775 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 5,979 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $413,000 | 6,782 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,619,000 | 6,711 |
Total interest expense | $1,838,000 | 6,284 |
Net interest income | $1,781,000 | 7,039 |
Provision for loan and lease losses | $118,000 | 4,907 |
Total noninterest income | $486,000 | 5,040 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $277,000 | 4,214 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $209,000 | 4,843 |
Total noninterest expense | $2,435,000 | 4,979 |
Salaries and employee benefits | $1,098,000 | 5,504 |
Premises and equipment expense | $427,000 | 4,307 |
Additional noninterest expense | $910,000 | 4,344 |
Pre-tax net operating income | $-286,000 | 9,702 |
Securities gains (losses) | $1,000 | 2,805 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-285,000 | 9,753 |
Extraordinary gains, net | $0 | 35 |
Net income | $-285,000 | 9,751 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 6,892 |
Cash dividends | $4,000 | 7,099 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-286,000 | 9,733 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,881,000 | 7,664 |
Total interest expense | $1,545,000 | 7,096 |
Net interest income | $1,336,000 | 8,029 |
Provision for loan and lease losses | $89,000 | 5,400 |
Total noninterest income | $284,000 | 6,624 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $191,000 | 5,272 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $93,000 | 6,799 |
Total noninterest expense | $1,586,000 | 6,458 |
Salaries and employee benefits | $813,000 | 6,630 |
Premises and equipment expense | $226,000 | 6,324 |
Additional noninterest expense | $547,000 | 6,110 |
Pre-tax net operating income | $-55,000 | 9,872 |
Securities gains (losses) | $18,000 | 2,506 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-37,000 | 9,892 |
Extraordinary gains, net | $0 | 32 |
Net income | $-37,000 | 9,891 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,392 |
Cash dividends | $59,000 | 6,783 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $-55,000 | 9,869 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,050,000 | 8,948 |
Total interest expense | $1,018,000 | 8,640 |
Net interest income | $1,032,000 | 9,109 |
Provision for loan and lease losses | $56,000 | 6,449 |
Total noninterest income | $211,000 | 7,699 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $163,000 | 5,934 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $48,000 | 8,525 |
Total noninterest expense | $1,053,000 | 8,160 |
Salaries and employee benefits | $575,000 | 8,084 |
Premises and equipment expense | $103,000 | 8,887 |
Additional noninterest expense | $375,000 | 7,577 |
Pre-tax net operating income | $134,000 | 9,926 |
Securities gains (losses) | $1,000 | 3,559 |
Applicable income taxes | $34,000 | 9,504 |
Income before extraordinary items | $101,000 | 9,952 |
Extraordinary gains, net | $0 | 44 |
Net income | $101,000 | 9,953 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,963 |
Cash dividends | $81,000 | 6,745 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $100,250 | 9,918 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $50,000 | 11,436 |
Total interest expense | $27,000 | 11,390 |
Net interest income | $23,000 | 11,439 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $7,000 | 11,336 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $5,000 | 9,817 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 11,319 |
Total noninterest expense | $35,000 | 11,446 |
Salaries and employee benefits | $20,000 | 11,431 |
Premises and equipment expense | $1,000 | 11,416 |
Additional noninterest expense | $14,000 | 11,444 |
Pre-tax net operating income | $-5,000 | 10,811 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $0 | 10,572 |
Income before extraordinary items | $-5,000 | 10,831 |
Extraordinary gains, net | $0 | 53 |
Net income | $-5,000 | 10,827 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $-5,000 | 10,785 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,551,000 | 10,436 |
Total interest expense | $716,000 | 10,250 |
Net interest income | $835,000 | 10,432 |
Provision for loan and lease losses | $36,000 | 6,768 |
Total noninterest income | $148,000 | 9,351 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $108,000 | 7,593 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $40,000 | 9,709 |
Total noninterest expense | $821,000 | 9,681 |
Salaries and employee benefits | $401,000 | 9,941 |
Premises and equipment expense | $122,000 | 8,993 |
Additional noninterest expense | $298,000 | 9,258 |
Pre-tax net operating income | $126,000 | 10,932 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $46,000 | 10,254 |
Income before extraordinary items | $80,000 | 11,103 |
Extraordinary gains, net | $0 | 65 |
Net income | $80,000 | 11,101 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 7,576 |
Cash dividends | $20,000 | 8,373 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $80,000 | 11,081 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,244,000 | 11,259 |
Total interest expense | $486,000 | 11,160 |
Net interest income | $758,000 | 11,186 |
Provision for loan and lease losses | $44,000 | 6,435 |
Total noninterest income | $140,000 | 9,910 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,334 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 9,662 |
Total noninterest expense | $746,000 | 10,490 |
Salaries and employee benefits | $344,000 | 10,807 |
Premises and equipment expense | $124,000 | 9,273 |
Additional noninterest expense | $278,000 | 10,206 |
Pre-tax net operating income | $108,000 | 11,576 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $42,000 | 10,655 |
Income before extraordinary items | $66,000 | 11,686 |
Extraordinary gains, net | $0 | 249 |
Net income | $66,000 | 11,693 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $66,000 | 11,730 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $968,000 | 12,355 |
Total interest expense | $396,000 | 12,248 |
Net interest income | $572,000 | 12,320 |
Provision for loan and lease losses | $31,000 | 8,369 |
Total noninterest income | $77,000 | 11,876 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $68,000 | 9,406 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 12,819 |
Total noninterest expense | $564,000 | 11,828 |
Salaries and employee benefits | $288,000 | 11,779 |
Premises and equipment expense | $89,000 | 10,821 |
Additional noninterest expense | $187,000 | 11,910 |
Pre-tax net operating income | $54,000 | 12,157 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $29,000 | 11,409 |
Income before extraordinary items | $25,000 | 12,400 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $25,000 | 12,423 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $25,000 | 12,266 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $670,000 | 13,531 |
Total interest expense | $266,000 | 13,568 |
Net interest income | $404,000 | 13,380 |
Provision for loan and lease losses | $51,000 | 8,987 |
Total noninterest income | $34,000 | 13,468 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $32,000 | 11,008 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 13,804 |
Total noninterest expense | $523,000 | 12,503 |
Salaries and employee benefits | $249,000 | 12,618 |
Premises and equipment expense | $76,000 | 11,645 |
Additional noninterest expense | $198,000 | 12,265 |
Pre-tax net operating income | $-136,000 | 13,005 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $-50,000 | 13,503 |
Income before extraordinary items | $-86,000 | 13,050 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-86,000 | 13,043 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-86,000 | 12,884 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.