Home > Anchor Bank > Income and Expense
Anchor Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,873,000 | 1,872 |
| Total interest expense | $3,587,000 | 2,459 |
| Net interest income | $10,286,000 | 1,639 |
| Provision for loan and lease losses | $1,500,000 | 2,210 |
| Total noninterest income | $1,438,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $935,000 | 1,385 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $503,000 | 2,806 |
| Total noninterest expense | $7,512,000 | 2,007 |
| Salaries and employee benefits | $2,603,000 | 2,832 |
| Premises and equipment expense | $775,000 | 2,535 |
| Additional noninterest expense | $4,134,000 | 1,316 |
| Pre-tax net operating income | $2,712,000 | 1,199 |
| Securities gains (losses) | $-313,000 | 7,665 |
| Applicable income taxes | $761,000 | 1,042 |
| Income before extraordinary items | $1,638,000 | 1,635 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,638,000 | 1,633 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,638,000 | 1,635 |
| Net charge-offs | $791,000 | 2,487 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,209 |
| Net operating income | $1,850,840 | 1,414 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,337,000 | 1,892 |
| Total interest expense | $2,366,000 | 2,574 |
| Net interest income | $6,971,000 | 1,614 |
| Provision for loan and lease losses | $900,000 | 2,190 |
| Total noninterest income | $948,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $649,000 | 1,306 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $299,000 | 3,009 |
| Total noninterest expense | $5,146,000 | 1,978 |
| Salaries and employee benefits | $1,851,000 | 2,695 |
| Premises and equipment expense | $515,000 | 2,573 |
| Additional noninterest expense | $2,780,000 | 1,331 |
| Pre-tax net operating income | $1,873,000 | 1,224 |
| Securities gains (losses) | $-42,000 | 7,587 |
| Applicable income taxes | $597,000 | 935 |
| Income before extraordinary items | $1,234,000 | 1,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,234,000 | 1,504 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,234,000 | 1,506 |
| Net charge-offs | $502,000 | 2,353 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,172 |
| Net operating income | $1,262,140 | 1,452 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 1,910 |
| Total interest expense | $1,190,000 | 2,652 |
| Net interest income | $3,486,000 | 1,606 |
| Provision for loan and lease losses | $400,000 | 1,987 |
| Total noninterest income | $518,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $334,000 | 1,235 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $184,000 | 2,629 |
| Total noninterest expense | $2,467,000 | 2,015 |
| Salaries and employee benefits | $963,000 | 2,624 |
| Premises and equipment expense | $225,000 | 2,942 |
| Additional noninterest expense | $1,279,000 | 1,289 |
| Pre-tax net operating income | $1,137,000 | 1,122 |
| Securities gains (losses) | $-44,000 | 7,934 |
| Applicable income taxes | $370,000 | 888 |
| Income before extraordinary items | $723,000 | 1,508 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $723,000 | 1,510 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $723,000 | 1,510 |
| Net charge-offs | $94,000 | 2,929 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,052 |
| Net operating income | $752,040 | 1,370 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,744,000 | 1,842 |
| Total interest expense | $6,120,000 | 2,472 |
| Net interest income | $14,624,000 | 1,528 |
| Provision for loan and lease losses | $1,273,000 | 2,372 |
| Total noninterest income | $2,798,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,495,000 | 1,203 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,303,000 | 1,770 |
| Total noninterest expense | $10,422,000 | 1,856 |
| Salaries and employee benefits | $4,291,000 | 2,356 |
| Premises and equipment expense | $1,039,000 | 2,534 |
| Additional noninterest expense | $5,092,000 | 1,248 |
| Pre-tax net operating income | $5,727,000 | 978 |
| Securities gains (losses) | $-509,000 | 7,571 |
| Applicable income taxes | $1,822,000 | 734 |
| Income before extraordinary items | $3,396,000 | 1,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,396,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,540,000 | 1,522 |
| Cash dividends | $2,150,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,363 |
| Net operating income | $3,726,850 | 1,175 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,838,000 | 1,851 |
| Total interest expense | $4,728,000 | 2,500 |
| Net interest income | $11,110,000 | 1,524 |
| Provision for loan and lease losses | $808,000 | 2,087 |
| Total noninterest income | $2,206,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,125,000 | 1,205 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,081,000 | 1,710 |
| Total noninterest expense | $8,029,000 | 1,800 |
| Salaries and employee benefits | $3,523,000 | 2,189 |
| Premises and equipment expense | $779,000 | 2,556 |
| Additional noninterest expense | $3,727,000 | 1,230 |
| Pre-tax net operating income | $4,479,000 | 1,133 |
| Securities gains (losses) | $-350,000 | 7,691 |
| Applicable income taxes | $1,454,000 | 859 |
| Income before extraordinary items | $2,675,000 | 1,384 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,675,000 | 1,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,147,000 | 1,186 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,212 |
| Net operating income | $2,902,500 | 1,350 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,487,000 | 1,893 |
| Total interest expense | $3,095,000 | 2,635 |
| Net interest income | $7,392,000 | 1,516 |
| Provision for loan and lease losses | $503,000 | 1,902 |
| Total noninterest income | $1,208,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $735,000 | 1,207 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $473,000 | 2,332 |
| Total noninterest expense | $5,275,000 | 1,827 |
| Salaries and employee benefits | $2,410,000 | 2,150 |
| Premises and equipment expense | $500,000 | 2,637 |
| Additional noninterest expense | $2,365,000 | 1,255 |
| Pre-tax net operating income | $2,822,000 | 1,253 |
| Securities gains (losses) | $-177,000 | 8,294 |
| Applicable income taxes | $919,000 | 1,000 |
| Income before extraordinary items | $1,726,000 | 1,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,726,000 | 1,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,662 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,115 |
| Net operating income | $1,841,050 | 1,462 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,367,000 | 1,905 |
| Total interest expense | $1,697,000 | 2,585 |
| Net interest income | $3,670,000 | 1,514 |
| Provision for loan and lease losses | $413,000 | 1,120 |
| Total noninterest income | $587,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $362,000 | 1,212 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,398 |
| Total noninterest expense | $2,643,000 | 1,810 |
| Salaries and employee benefits | $1,247,000 | 2,104 |
| Premises and equipment expense | $257,000 | 2,610 |
| Additional noninterest expense | $1,139,000 | 1,263 |
| Pre-tax net operating income | $1,201,000 | 1,527 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $406,000 | 1,184 |
| Income before extraordinary items | $795,000 | 1,821 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $795,000 | 1,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 981 |
| Net operating income | $795,000 | 1,760 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,183,000 | 1,828 |
| Total interest expense | $8,450,000 | 2,223 |
| Net interest income | $14,733,000 | 1,544 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $2,514,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,441,000 | 1,229 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,073,000 | 2,121 |
| Total noninterest expense | $10,834,000 | 1,706 |
| Salaries and employee benefits | $5,010,000 | 2,003 |
| Premises and equipment expense | $1,045,000 | 2,465 |
| Additional noninterest expense | $4,779,000 | 1,184 |
| Pre-tax net operating income | $6,013,000 | 1,390 |
| Securities gains (losses) | $-63,000 | 8,054 |
| Applicable income taxes | $2,082,000 | 1,100 |
| Income before extraordinary items | $3,868,000 | 1,646 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,868,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,692 |
| Cash dividends | $2,850,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,289 |
| Net operating income | $3,908,950 | 1,621 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,462,000 | 1,830 |
| Total interest expense | $6,374,000 | 2,213 |
| Net interest income | $11,088,000 | 1,550 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $1,877,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,075,000 | 1,220 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $802,000 | 2,121 |
| Total noninterest expense | $8,277,000 | 1,659 |
| Salaries and employee benefits | $3,877,000 | 1,943 |
| Premises and equipment expense | $818,000 | 2,361 |
| Additional noninterest expense | $3,582,000 | 1,156 |
| Pre-tax net operating income | $4,328,000 | 1,560 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,508,000 | 1,222 |
| Income before extraordinary items | $2,820,000 | 1,786 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,820,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,603 |
| Cash dividends | $2,100,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,138 |
| Net operating income | $2,820,000 | 1,773 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,749,000 | 1,837 |
| Total interest expense | $4,376,000 | 2,160 |
| Net interest income | $7,373,000 | 1,575 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $1,224,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $700,000 | 1,260 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $524,000 | 2,183 |
| Total noninterest expense | $5,567,000 | 1,659 |
| Salaries and employee benefits | $2,606,000 | 1,954 |
| Premises and equipment expense | $544,000 | 2,375 |
| Additional noninterest expense | $2,417,000 | 1,159 |
| Pre-tax net operating income | $2,790,000 | 1,653 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $968,000 | 1,305 |
| Income before extraordinary items | $1,822,000 | 1,895 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,822,000 | 1,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,036 |
| Net operating income | $1,822,000 | 1,876 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 1,816 |
| Total interest expense | $2,258,000 | 2,100 |
| Net interest income | $3,682,000 | 1,576 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $627,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $345,000 | 1,256 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $282,000 | 2,046 |
| Total noninterest expense | $2,760,000 | 1,680 |
| Salaries and employee benefits | $1,318,000 | 1,948 |
| Premises and equipment expense | $282,000 | 2,318 |
| Additional noninterest expense | $1,160,000 | 1,177 |
| Pre-tax net operating income | $1,429,000 | 1,607 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $498,000 | 1,289 |
| Income before extraordinary items | $931,000 | 1,832 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $931,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,057 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 868 |
| Net operating income | $931,000 | 1,820 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,098,000 | 1,903 |
| Total interest expense | $6,670,000 | 2,369 |
| Net interest income | $14,428,000 | 1,591 |
| Provision for loan and lease losses | $320,000 | 2,647 |
| Total noninterest income | $2,642,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,384,000 | 1,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,258,000 | 1,895 |
| Total noninterest expense | $10,646,000 | 1,676 |
| Salaries and employee benefits | $4,972,000 | 1,956 |
| Premises and equipment expense | $1,034,000 | 2,391 |
| Additional noninterest expense | $4,640,000 | 1,163 |
| Pre-tax net operating income | $6,104,000 | 1,575 |
| Securities gains (losses) | $-32,000 | 7,748 |
| Applicable income taxes | $2,129,000 | 1,265 |
| Income before extraordinary items | $3,943,000 | 1,812 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,943,000 | 1,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,032 |
| Cash dividends | $1,300,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,222 |
| Net operating income | $3,963,800 | 1,781 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,492,000 | 1,928 |
| Total interest expense | $4,682,000 | 2,445 |
| Net interest income | $10,810,000 | 1,608 |
| Provision for loan and lease losses | $240,000 | 2,508 |
| Total noninterest income | $1,905,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,020,000 | 1,313 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $885,000 | 2,003 |
| Total noninterest expense | $8,087,000 | 1,654 |
| Salaries and employee benefits | $3,688,000 | 1,971 |
| Premises and equipment expense | $805,000 | 2,308 |
| Additional noninterest expense | $3,594,000 | 1,122 |
| Pre-tax net operating income | $4,388,000 | 1,700 |
| Securities gains (losses) | $-32,000 | 8,013 |
| Applicable income taxes | $1,511,000 | 1,387 |
| Income before extraordinary items | $2,845,000 | 1,920 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,845,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,527 |
| Cash dividends | $1,300,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,018 |
| Net operating income | $2,865,800 | 1,893 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,056,000 | 1,933 |
| Total interest expense | $2,878,000 | 2,521 |
| Net interest income | $7,178,000 | 1,617 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $1,225,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $669,000 | 1,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $556,000 | 2,072 |
| Total noninterest expense | $5,277,000 | 1,694 |
| Salaries and employee benefits | $2,426,000 | 2,012 |
| Premises and equipment expense | $548,000 | 2,268 |
| Additional noninterest expense | $2,303,000 | 1,182 |
| Pre-tax net operating income | $2,886,000 | 1,713 |
| Securities gains (losses) | $-32,000 | 8,232 |
| Applicable income taxes | $982,000 | 1,422 |
| Income before extraordinary items | $1,872,000 | 1,946 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,872,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,098 |
| Cash dividends | $700,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 862 |
| Net operating income | $1,893,120 | 1,913 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 1,948 |
| Total interest expense | $1,326,000 | 2,597 |
| Net interest income | $3,559,000 | 1,617 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $600,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $328,000 | 1,307 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $272,000 | 2,077 |
| Total noninterest expense | $2,634,000 | 1,706 |
| Salaries and employee benefits | $1,234,000 | 1,983 |
| Premises and equipment expense | $286,000 | 2,183 |
| Additional noninterest expense | $1,114,000 | 1,196 |
| Pre-tax net operating income | $1,405,000 | 1,723 |
| Securities gains (losses) | $-10,000 | 8,238 |
| Applicable income taxes | $476,000 | 1,457 |
| Income before extraordinary items | $919,000 | 1,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $919,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 639 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $925,600 | 1,904 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,412,000 | 1,928 |
| Total interest expense | $4,460,000 | 2,431 |
| Net interest income | $12,952,000 | 1,694 |
| Provision for loan and lease losses | $480,000 | 1,951 |
| Total noninterest income | $2,579,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,406,000 | 1,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,173,000 | 1,997 |
| Total noninterest expense | $10,124,000 | 1,683 |
| Salaries and employee benefits | $4,674,000 | 1,970 |
| Premises and equipment expense | $1,167,000 | 2,049 |
| Additional noninterest expense | $4,283,000 | 1,209 |
| Pre-tax net operating income | $4,927,000 | 1,887 |
| Securities gains (losses) | $-34,000 | 8,043 |
| Applicable income taxes | $1,703,000 | 1,543 |
| Income before extraordinary items | $3,190,000 | 2,130 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,190,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,212,100 | 2,097 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,766,000 | 1,920 |
| Total interest expense | $3,291,000 | 2,372 |
| Net interest income | $9,475,000 | 1,720 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $1,964,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,051,000 | 1,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $913,000 | 1,937 |
| Total noninterest expense | $7,318,000 | 1,715 |
| Salaries and employee benefits | $3,420,000 | 1,994 |
| Premises and equipment expense | $683,000 | 2,558 |
| Additional noninterest expense | $3,215,000 | 1,185 |
| Pre-tax net operating income | $3,761,000 | 1,858 |
| Securities gains (losses) | $-34,000 | 8,371 |
| Applicable income taxes | $1,318,000 | 1,529 |
| Income before extraordinary items | $2,409,000 | 2,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,409,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,052 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,431,100 | 2,077 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,159,000 | 1,943 |
| Total interest expense | $2,163,000 | 2,264 |
| Net interest income | $5,996,000 | 1,797 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $1,307,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $670,000 | 1,277 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $637,000 | 1,851 |
| Total noninterest expense | $4,882,000 | 1,710 |
| Salaries and employee benefits | $2,258,000 | 1,997 |
| Premises and equipment expense | $448,000 | 2,583 |
| Additional noninterest expense | $2,176,000 | 1,146 |
| Pre-tax net operating income | $2,181,000 | 2,052 |
| Securities gains (losses) | $-34,000 | 8,509 |
| Applicable income taxes | $750,000 | 1,703 |
| Income before extraordinary items | $1,397,000 | 2,345 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,397,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,419,100 | 2,291 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 2,012 |
| Total interest expense | $1,016,000 | 2,311 |
| Net interest income | $2,858,000 | 1,879 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $508,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $288,000 | 1,430 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $220,000 | 2,340 |
| Total noninterest expense | $2,410,000 | 1,729 |
| Salaries and employee benefits | $1,144,000 | 1,998 |
| Premises and equipment expense | $219,000 | 2,651 |
| Additional noninterest expense | $1,047,000 | 1,175 |
| Pre-tax net operating income | $836,000 | 2,488 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $281,000 | 2,075 |
| Income before extraordinary items | $555,000 | 2,785 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $555,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $555,000 | 2,737 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,737,000 | 2,068 |
| Total interest expense | $3,441,000 | 2,340 |
| Net interest income | $10,296,000 | 1,971 |
| Provision for loan and lease losses | $840,000 | 1,230 |
| Total noninterest income | $2,390,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,373,000 | 1,295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,017,000 | 2,119 |
| Total noninterest expense | $8,412,000 | 1,915 |
| Salaries and employee benefits | $3,872,000 | 2,251 |
| Premises and equipment expense | $695,000 | 3,145 |
| Additional noninterest expense | $3,845,000 | 1,290 |
| Pre-tax net operating income | $3,434,000 | 2,306 |
| Securities gains (losses) | $184,000 | 868 |
| Applicable income taxes | $1,255,000 | 1,846 |
| Income before extraordinary items | $2,363,000 | 2,538 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,363,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,946 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,243,400 | 2,601 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,067,000 | 2,100 |
| Total interest expense | $2,463,000 | 2,389 |
| Net interest income | $7,604,000 | 1,978 |
| Provision for loan and lease losses | $720,000 | 1,054 |
| Total noninterest income | $1,737,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,031,000 | 1,298 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $706,000 | 2,257 |
| Total noninterest expense | $6,272,000 | 1,910 |
| Salaries and employee benefits | $2,784,000 | 2,328 |
| Premises and equipment expense | $499,000 | 3,256 |
| Additional noninterest expense | $2,989,000 | 1,229 |
| Pre-tax net operating income | $2,349,000 | 2,525 |
| Securities gains (losses) | $184,000 | 801 |
| Applicable income taxes | $871,000 | 1,984 |
| Income before extraordinary items | $1,662,000 | 2,718 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,662,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,736 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,540,560 | 2,818 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,607,000 | 2,118 |
| Total interest expense | $1,623,000 | 2,388 |
| Net interest income | $4,984,000 | 1,999 |
| Provision for loan and lease losses | $560,000 | 893 |
| Total noninterest income | $1,172,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $687,000 | 1,292 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $485,000 | 2,233 |
| Total noninterest expense | $4,121,000 | 1,941 |
| Salaries and employee benefits | $1,816,000 | 2,375 |
| Premises and equipment expense | $342,000 | 3,196 |
| Additional noninterest expense | $1,963,000 | 1,234 |
| Pre-tax net operating income | $1,475,000 | 2,625 |
| Securities gains (losses) | $184,000 | 684 |
| Applicable income taxes | $566,000 | 2,023 |
| Income before extraordinary items | $1,093,000 | 2,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,093,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,159 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $971,560 | 2,926 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 2,153 |
| Total interest expense | $833,000 | 2,355 |
| Net interest income | $2,416,000 | 2,075 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $497,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $323,000 | 1,326 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $174,000 | 2,693 |
| Total noninterest expense | $2,041,000 | 1,965 |
| Salaries and employee benefits | $894,000 | 2,428 |
| Premises and equipment expense | $167,000 | 3,286 |
| Additional noninterest expense | $980,000 | 1,231 |
| Pre-tax net operating income | $572,000 | 3,200 |
| Securities gains (losses) | $125,000 | 702 |
| Applicable income taxes | $227,000 | 2,365 |
| Income before extraordinary items | $470,000 | 3,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $470,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $386,250 | 3,485 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,684,000 | 2,082 |
| Total interest expense | $3,727,000 | 2,379 |
| Net interest income | $9,957,000 | 1,967 |
| Provision for loan and lease losses | $1,120,000 | 1,064 |
| Total noninterest income | $2,147,000 | 2,203 |
| Gross Fiduciary activities income | $22,000 | 1,231 |
| Service charges on deposit accounts | $1,166,000 | 1,474 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $959,000 | 2,455 |
| Total noninterest expense | $7,967,000 | 1,989 |
| Salaries and employee benefits | $3,848,000 | 2,206 |
| Premises and equipment expense | $699,000 | 3,084 |
| Additional noninterest expense | $3,420,000 | 1,432 |
| Pre-tax net operating income | $3,017,000 | 2,498 |
| Securities gains (losses) | $453,000 | 808 |
| Applicable income taxes | $1,129,000 | 2,012 |
| Income before extraordinary items | $2,341,000 | 2,520 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,341,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $976,000 | 947 |
| Cash dividends | $834,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,037,490 | 2,698 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 2,099 |
| Total interest expense | $2,851,000 | 2,413 |
| Net interest income | $7,468,000 | 1,972 |
| Provision for loan and lease losses | $820,000 | 1,058 |
| Total noninterest income | $1,695,000 | 2,161 |
| Gross Fiduciary activities income | $22,000 | 1,169 |
| Service charges on deposit accounts | $863,000 | 1,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $810,000 | 2,354 |
| Total noninterest expense | $6,140,000 | 1,939 |
| Salaries and employee benefits | $2,981,000 | 2,149 |
| Premises and equipment expense | $550,000 | 2,972 |
| Additional noninterest expense | $2,609,000 | 1,419 |
| Pre-tax net operating income | $2,203,000 | 2,642 |
| Securities gains (losses) | $421,000 | 766 |
| Applicable income taxes | $844,000 | 2,130 |
| Income before extraordinary items | $1,780,000 | 2,589 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,780,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-175,000 | 9,152 |
| Cash dividends | $534,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,493,720 | 2,825 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,940,000 | 2,099 |
| Total interest expense | $1,951,000 | 2,429 |
| Net interest income | $4,989,000 | 1,956 |
| Provision for loan and lease losses | $520,000 | 1,107 |
| Total noninterest income | $1,131,000 | 2,158 |
| Gross Fiduciary activities income | $22,000 | 1,098 |
| Service charges on deposit accounts | $562,000 | 1,519 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $547,000 | 2,320 |
| Total noninterest expense | $4,087,000 | 1,928 |
| Salaries and employee benefits | $1,999,000 | 2,122 |
| Premises and equipment expense | $363,000 | 2,993 |
| Additional noninterest expense | $1,725,000 | 1,433 |
| Pre-tax net operating income | $1,513,000 | 2,571 |
| Securities gains (losses) | $188,000 | 1,081 |
| Applicable income taxes | $537,000 | 2,225 |
| Income before extraordinary items | $1,164,000 | 2,648 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,164,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-196,000 | 9,205 |
| Cash dividends | $534,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,036,160 | 2,736 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 2,112 |
| Total interest expense | $986,000 | 2,466 |
| Net interest income | $2,499,000 | 1,954 |
| Provision for loan and lease losses | $220,000 | 1,270 |
| Total noninterest income | $526,000 | 2,204 |
| Gross Fiduciary activities income | $22,000 | 1,003 |
| Service charges on deposit accounts | $288,000 | 1,438 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $216,000 | 2,589 |
| Total noninterest expense | $2,129,000 | 1,841 |
| Salaries and employee benefits | $1,061,000 | 2,003 |
| Premises and equipment expense | $181,000 | 3,001 |
| Additional noninterest expense | $887,000 | 1,364 |
| Pre-tax net operating income | $676,000 | 2,809 |
| Securities gains (losses) | $77,000 | 1,141 |
| Applicable income taxes | $230,000 | 2,456 |
| Income before extraordinary items | $523,000 | 2,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $33,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $469,870 | 2,932 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,763,000 | 2,227 |
| Total interest expense | $3,833,000 | 2,850 |
| Net interest income | $9,930,000 | 1,952 |
| Provision for loan and lease losses | $720,000 | 1,774 |
| Total noninterest income | $2,573,000 | 1,761 |
| Gross Fiduciary activities income | $142,000 | 916 |
| Service charges on deposit accounts | $1,139,000 | 1,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,292,000 | 1,846 |
| Total noninterest expense | $8,631,000 | 1,753 |
| Salaries and employee benefits | $4,348,000 | 1,847 |
| Premises and equipment expense | $872,000 | 2,481 |
| Additional noninterest expense | $3,411,000 | 1,388 |
| Pre-tax net operating income | $3,152,000 | 2,388 |
| Securities gains (losses) | $200,000 | 1,170 |
| Applicable income taxes | $1,089,000 | 2,080 |
| Income before extraordinary items | $2,263,000 | 2,542 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,263,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,019,000 | 958 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,127,000 | 2,581 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,450,000 | 2,085 |
| Total interest expense | $5,905,000 | 2,711 |
| Net interest income | $10,545,000 | 1,696 |
| Provision for loan and lease losses | $1,167,000 | 1,110 |
| Total noninterest income | $2,106,000 | 1,931 |
| Gross Fiduciary activities income | $85,000 | 1,029 |
| Service charges on deposit accounts | $1,036,000 | 1,437 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $985,000 | 2,065 |
| Total noninterest expense | $7,426,000 | 1,937 |
| Salaries and employee benefits | $3,827,000 | 1,965 |
| Premises and equipment expense | $833,000 | 2,527 |
| Additional noninterest expense | $2,766,000 | 1,669 |
| Pre-tax net operating income | $4,058,000 | 1,760 |
| Securities gains (losses) | $40,000 | 2,572 |
| Applicable income taxes | $1,365,000 | 1,634 |
| Income before extraordinary items | $2,733,000 | 1,918 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,733,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,963 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,706,200 | 1,865 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,483,000 | 2,135 |
| Total interest expense | $6,420,000 | 2,595 |
| Net interest income | $10,063,000 | 1,745 |
| Provision for loan and lease losses | $460,000 | 2,019 |
| Total noninterest income | $1,391,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $823,000 | 1,687 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $568,000 | 2,720 |
| Total noninterest expense | $6,210,000 | 2,215 |
| Salaries and employee benefits | $3,043,000 | 2,353 |
| Premises and equipment expense | $771,000 | 2,662 |
| Additional noninterest expense | $2,396,000 | 1,842 |
| Pre-tax net operating income | $4,784,000 | 1,545 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $1,640,000 | 1,394 |
| Income before extraordinary items | $3,147,000 | 1,669 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,147,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,436 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,145,020 | 1,664 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,167,000 | 2,490 |
| Total interest expense | $4,805,000 | 3,043 |
| Net interest income | $8,362,000 | 2,107 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $1,096,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $686,000 | 1,945 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $410,000 | 3,362 |
| Total noninterest expense | $5,244,000 | 2,580 |
| Salaries and employee benefits | $2,414,000 | 2,900 |
| Premises and equipment expense | $612,000 | 3,194 |
| Additional noninterest expense | $2,218,000 | 1,966 |
| Pre-tax net operating income | $3,794,000 | 1,938 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,257,000 | 1,837 |
| Income before extraordinary items | $2,537,000 | 2,074 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,537,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,537,000 | 2,045 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 2,563 |
| Total interest expense | $5,103,000 | 2,940 |
| Net interest income | $7,629,000 | 2,242 |
| Provision for loan and lease losses | $325,000 | 2,434 |
| Total noninterest income | $1,153,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $673,000 | 1,899 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $480,000 | 3,056 |
| Total noninterest expense | $4,663,000 | 2,788 |
| Salaries and employee benefits | $2,191,000 | 3,061 |
| Premises and equipment expense | $614,000 | 3,096 |
| Additional noninterest expense | $1,858,000 | 2,251 |
| Pre-tax net operating income | $3,794,000 | 1,924 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $1,325,000 | 1,825 |
| Income before extraordinary items | $2,470,000 | 2,108 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,470,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,155 |
| Cash dividends | $1,500,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,469,350 | 2,044 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,937,000 | 2,749 |
| Total interest expense | $4,903,000 | 3,038 |
| Net interest income | $7,034,000 | 2,466 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $1,023,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $711,000 | 1,828 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $312,000 | 3,831 |
| Total noninterest expense | $4,385,000 | 2,891 |
| Salaries and employee benefits | $2,024,000 | 3,269 |
| Premises and equipment expense | $666,000 | 2,866 |
| Additional noninterest expense | $1,695,000 | 2,433 |
| Pre-tax net operating income | $3,402,000 | 2,216 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $1,210,000 | 2,068 |
| Income before extraordinary items | $2,185,000 | 2,384 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,185,000 | 2,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,189,480 | 2,319 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,077,000 | 3,255 |
| Total interest expense | $3,852,000 | 3,845 |
| Net interest income | $6,225,000 | 2,852 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,238,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $639,000 | 2,114 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $599,000 | 2,574 |
| Total noninterest expense | $3,997,000 | 3,349 |
| Salaries and employee benefits | $1,807,000 | 3,653 |
| Premises and equipment expense | $635,000 | 3,029 |
| Additional noninterest expense | $1,555,000 | 3,028 |
| Pre-tax net operating income | $3,286,000 | 2,181 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,172,000 | 2,037 |
| Income before extraordinary items | $2,115,000 | 2,322 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,115,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $1,300,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,114,360 | 2,275 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,621,000 | 3,761 |
| Total interest expense | $3,202,000 | 4,477 |
| Net interest income | $5,419,000 | 3,273 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $1,060,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $583,000 | 2,321 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $477,000 | 2,967 |
| Total noninterest expense | $3,684,000 | 3,572 |
| Salaries and employee benefits | $1,517,000 | 4,243 |
| Premises and equipment expense | $517,000 | 3,654 |
| Additional noninterest expense | $1,650,000 | 2,816 |
| Pre-tax net operating income | $2,555,000 | 2,783 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $871,000 | 2,682 |
| Income before extraordinary items | $1,686,000 | 2,921 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,686,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,093 |
| Cash dividends | $1,150,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,684,680 | 2,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 4,268 |
| Total interest expense | $2,132,000 | 5,316 |
| Net interest income | $4,796,000 | 3,703 |
| Provision for loan and lease losses | $330,000 | 2,106 |
| Total noninterest income | $982,000 | 3,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $670,000 | 2,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,976 |
| Total noninterest expense | $3,137,000 | 4,248 |
| Salaries and employee benefits | $1,377,000 | 4,637 |
| Premises and equipment expense | $478,000 | 3,944 |
| Additional noninterest expense | $1,282,000 | 3,823 |
| Pre-tax net operating income | $2,311,000 | 3,036 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $795,000 | 2,775 |
| Income before extraordinary items | $1,534,000 | 3,114 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,534,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,575 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,522,120 | 3,153 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 4,431 |
| Total interest expense | $2,162,000 | 5,463 |
| Net interest income | $4,630,000 | 3,825 |
| Provision for loan and lease losses | $301,000 | 2,971 |
| Total noninterest income | $1,058,000 | 3,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $689,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,957 |
| Total noninterest expense | $3,303,000 | 4,124 |
| Salaries and employee benefits | $1,344,000 | 4,736 |
| Premises and equipment expense | $540,000 | 3,632 |
| Additional noninterest expense | $1,419,000 | 3,669 |
| Pre-tax net operating income | $2,084,000 | 3,176 |
| Securities gains (losses) | $239,000 | 1,492 |
| Applicable income taxes | $873,000 | 2,578 |
| Income before extraordinary items | $1,450,000 | 3,344 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,450,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,641 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,297,040 | 3,530 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 4,933 |
| Total interest expense | $2,522,000 | 5,953 |
| Net interest income | $4,300,000 | 4,178 |
| Provision for loan and lease losses | $194,000 | 5,305 |
| Total noninterest income | $850,000 | 3,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $702,000 | 1,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,686 |
| Total noninterest expense | $2,937,000 | 4,630 |
| Salaries and employee benefits | $1,280,000 | 4,891 |
| Premises and equipment expense | $626,000 | 3,221 |
| Additional noninterest expense | $1,031,000 | 4,930 |
| Pre-tax net operating income | $2,019,000 | 3,081 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $740,000 | 2,807 |
| Income before extraordinary items | $1,300,000 | 3,533 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,300,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 6,002 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,286,560 | 3,306 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.