Home > Anchor Bank > Assets and Liabilities
Anchor Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 49 | 3,218 |
| Assets and Liabilities | ||
| Total Assets: | $458,252,000 | 1,559 |
| Cash and due from depository institutions | $73,272,000 | 3,218 |
| Interest-bearing balances | $62,087,000 | 452 |
| Securities | $64,155,000 | 1,938 |
| Federal funds sold & reverse repurchase agreements | $40,268,000 | 201 |
| Net loans & leases | $255,910,000 | 1,865 |
| Loan loss allowance | $3,875,000 | 1,909 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,558,000 | 1,499 |
| Other real estate owned | $5,544,000 | 3,218 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,545,000 | 1,805 |
| Life insurance assets | $5,307,000 | 1,214 |
| Total liabilities and capital | $458,252,000 | 1,559 |
| Total liabilities | $426,398,000 | 1,505 |
| Total deposits | $303,795,000 | 1,847 |
| Interest-bearing deposits | $226,151,000 | 2,125 |
| Deposits held in domestic offices | $303,795,000 | 1,845 |
| % insured | 76.30% | 6,942 |
| Federal funds purchased & repurchase agreements | $81,400,000 | 299 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $40,000,000 | 1,157 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,203,000 | 3,366 |
| Total equity capital | $31,854,000 | 2,165 |
| Total bank equity capital | $31,854,000 | 2,165 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $1,011,000 | 6,326 |
| Undivided profits | $29,843,000 | 1,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,202,000 | 2,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $660,000 | 392 |
| Income earned, not collected on loans | $1,167,000 | 3,085 |
| Earning assets | $422,420,000 | 1,531 |
| Long-term assets (5+ years) | $82,974,000 | 1,607 |
| Average Assets, year-to-date | $417,669,250 | 1,671 |
| Average Assets, quarterly | $437,187,000 | 1,620 |
| Volatile liabilities | $131,777,000 | 1,147 |
| Insider loans | $1,990,000 | 3,091 |
| FHLB advances | $40,000,000 | 1,080 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $74,799,000 | 1,027 |
| Tier 1 (core) risk-based capital | $30,683,000 | 2,104 |
| Tier 2 risk-based capital | $3,641,000 | 1,624 |
| Total risk weighted assets | $290,140,000 | 1,736 |
| Total unused commitments | $74,799,000 | 1,030 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 52 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $416,122,000 | 1,708 |
| Cash and due from depository institutions | $15,077,000 | 3,129 |
| Interest-bearing balances | $843,000 | 4,911 |
| Securities | $69,910,000 | 1,776 |
| Federal funds sold & reverse repurchase agreements | $43,433,000 | 175 |
| Net loans & leases | $266,156,000 | 1,830 |
| Loan loss allowance | $3,565,000 | 1,955 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,584,000 | 1,508 |
| Other real estate owned | $2,402,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,560,000 | 1,818 |
| Life insurance assets | $5,262,000 | 1,225 |
| Total liabilities and capital | $416,122,000 | 1,708 |
| Total liabilities | $385,077,000 | 1,673 |
| Total deposits | $300,609,000 | 1,875 |
| Interest-bearing deposits | $224,666,000 | 2,135 |
| Deposits held in domestic offices | $300,609,000 | 1,873 |
| % insured | 60.80% | 7,174 |
| Federal funds purchased & repurchase agreements | $42,544,000 | 450 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $40,000,000 | 1,210 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,924,000 | 2,449 |
| Total equity capital | $31,045,000 | 2,198 |
| Total bank equity capital | $31,045,000 | 2,196 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $1,009,000 | 6,390 |
| Undivided profits | $29,036,000 | 1,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,014,000 | 1,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 814 |
| Income earned, not collected on loans | $1,201,000 | 2,914 |
| Earning assets | $380,342,000 | 1,703 |
| Long-term assets (5+ years) | $94,128,000 | 1,430 |
| Average Assets, year-to-date | $404,141,670 | 1,738 |
| Average Assets, quarterly | $409,597,500 | 1,730 |
| Volatile liabilities | $92,233,000 | 1,651 |
| Insider loans | $5,205,000 | 1,503 |
| FHLB advances | $40,000,000 | 1,128 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $77,267,000 | 1,026 |
| Tier 1 (core) risk-based capital | $30,577,000 | 2,123 |
| Tier 2 risk-based capital | $3,568,000 | 1,637 |
| Total risk weighted assets | $302,787,000 | 1,705 |
| Total unused commitments | $77,267,000 | 1,028 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 61 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $403,073,000 | 1,769 |
| Cash and due from depository institutions | $11,560,000 | 2,714 |
| Interest-bearing balances | $589,000 | 4,840 |
| Securities | $77,756,000 | 1,595 |
| Federal funds sold & reverse repurchase agreements | $30,411,000 | 364 |
| Net loans & leases | $263,514,000 | 1,863 |
| Loan loss allowance | $3,473,000 | 1,931 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,678,000 | 1,496 |
| Other real estate owned | $1,187,000 | 2,714 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,967,000 | 1,893 |
| Life insurance assets | $5,214,000 | 1,233 |
| Total liabilities and capital | $403,073,000 | 1,769 |
| Total liabilities | $372,166,000 | 1,728 |
| Total deposits | $281,788,000 | 1,987 |
| Interest-bearing deposits | $209,135,000 | 2,263 |
| Deposits held in domestic offices | $281,788,000 | 1,984 |
| % insured | 64.90% | 6,792 |
| Federal funds purchased & repurchase agreements | $48,453,000 | 441 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $40,500,000 | 1,248 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,425,000 | 2,962 |
| Total equity capital | $30,907,000 | 2,225 |
| Total bank equity capital | $30,907,000 | 2,223 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $1,008,000 | 6,426 |
| Undivided profits | $28,899,000 | 1,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,404,000 | 2,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $673,000 | 351 |
| Income earned, not collected on loans | $1,281,000 | 2,753 |
| Earning assets | $372,270,000 | 1,747 |
| Long-term assets (5+ years) | $96,486,000 | 1,373 |
| Average Assets, year-to-date | $398,151,500 | 1,772 |
| Average Assets, quarterly | $398,151,500 | 1,772 |
| Volatile liabilities | $94,221,000 | 1,630 |
| Insider loans | $5,105,000 | 1,538 |
| FHLB advances | $40,500,000 | 1,157 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $85,527,000 | 1,001 |
| Tier 1 (core) risk-based capital | $30,365,000 | 2,151 |
| Tier 2 risk-based capital | $3,473,000 | 1,662 |
| Total risk weighted assets | $296,705,000 | 1,744 |
| Total unused commitments | $85,527,000 | 1,001 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 61 | 2,755 |
| Assets and Liabilities | ||
| Total Assets: | $393,230,000 | 1,784 |
| Cash and due from depository institutions | $13,510,000 | 2,755 |
| Interest-bearing balances | $1,090,000 | 3,629 |
| Securities | $76,879,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $15,688,000 | 582 |
| Net loans & leases | $268,862,000 | 1,824 |
| Loan loss allowance | $3,167,000 | 2,015 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,619,000 | 1,716 |
| Other real estate owned | $583,000 | 2,755 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,089,000 | 1,884 |
| Life insurance assets | $5,167,000 | 1,239 |
| Total liabilities and capital | $393,229,000 | 1,784 |
| Total liabilities | $363,551,000 | 1,747 |
| Total deposits | $291,741,000 | 1,878 |
| Interest-bearing deposits | $215,801,000 | 2,152 |
| Deposits held in domestic offices | $291,741,000 | 1,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,855,000 | 601 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $35,500,000 | 1,505 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,455,000 | 1,269 |
| Total equity capital | $29,678,000 | 2,290 |
| Total bank equity capital | $29,678,000 | 2,290 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $1,007,000 | 6,445 |
| Undivided profits | $27,671,000 | 1,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,063,000 | 3,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $553,000 | 363 |
| Income earned, not collected on loans | $1,287,000 | 2,889 |
| Earning assets | $362,519,000 | 1,769 |
| Long-term assets (5+ years) | $86,798,000 | 1,468 |
| Average Assets, year-to-date | $383,676,400 | 1,764 |
| Average Assets, quarterly | $400,191,500 | 1,735 |
| Volatile liabilities | $52,823,000 | 2,621 |
| Insider loans | $5,105,000 | 1,574 |
| FHLB advances | $35,500,000 | 1,412 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $88,708,000 | 996 |
| Tier 1 (core) risk-based capital | $29,640,000 | 2,175 |
| Tier 2 risk-based capital | $3,167,000 | 1,769 |
| Total risk weighted assets | $307,163,000 | 1,685 |
| Total unused commitments | $88,708,000 | 996 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 66 | 2,574 |
| Assets and Liabilities | ||
| Total Assets: | $407,153,000 | 1,710 |
| Cash and due from depository institutions | $33,138,000 | 2,574 |
| Interest-bearing balances | $15,052,000 | 483 |
| Securities | $67,659,000 | 1,728 |
| Federal funds sold & reverse repurchase agreements | $19,443,000 | 585 |
| Net loans & leases | $268,193,000 | 1,818 |
| Loan loss allowance | $3,095,000 | 1,891 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,687,000 | 1,698 |
| Other real estate owned | $600,000 | 2,574 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,433,000 | 1,815 |
| Life insurance assets | $5,116,000 | 1,236 |
| Total liabilities and capital | $407,153,000 | 1,710 |
| Total liabilities | $377,318,000 | 1,668 |
| Total deposits | $322,051,000 | 1,699 |
| Interest-bearing deposits | $240,197,000 | 1,931 |
| Deposits held in domestic offices | $322,051,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,263,000 | 794 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $30,500,000 | 1,681 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,504,000 | 2,910 |
| Total equity capital | $29,835,000 | 2,303 |
| Total bank equity capital | $29,835,000 | 2,303 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $1,006,000 | 6,486 |
| Undivided profits | $27,829,000 | 1,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,632,000 | 3,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 821 |
| Income earned, not collected on loans | $1,326,000 | 2,953 |
| Earning assets | $370,347,000 | 1,719 |
| Long-term assets (5+ years) | $77,807,000 | 1,592 |
| Average Assets, year-to-date | $381,288,000 | 1,781 |
| Average Assets, quarterly | $396,822,500 | 1,738 |
| Volatile liabilities | $47,582,000 | 2,777 |
| Insider loans | $3,370,000 | 2,243 |
| FHLB advances | $30,500,000 | 1,592 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $90,520,000 | 1,028 |
| Tier 1 (core) risk-based capital | $30,067,000 | 2,185 |
| Tier 2 risk-based capital | $3,095,000 | 1,743 |
| Total risk weighted assets | $316,719,000 | 1,644 |
| Total unused commitments | $90,520,000 | 1,029 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 71 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $386,492,000 | 1,790 |
| Cash and due from depository institutions | $30,441,000 | 2,432 |
| Interest-bearing balances | $93,000 | 5,211 |
| Securities | $67,665,000 | 1,762 |
| Federal funds sold & reverse repurchase agreements | $2,306,000 | 3,628 |
| Net loans & leases | $266,971,000 | 1,818 |
| Loan loss allowance | $3,595,000 | 1,621 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,823,000 | 1,656 |
| Other real estate owned | $0 | 2,432 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,286,000 | 1,677 |
| Life insurance assets | $5,066,000 | 1,242 |
| Total liabilities and capital | $386,492,000 | 1,790 |
| Total liabilities | $357,292,000 | 1,744 |
| Total deposits | $289,770,000 | 1,853 |
| Interest-bearing deposits | $210,294,000 | 2,165 |
| Deposits held in domestic offices | $289,770,000 | 1,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,775,000 | 608 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $30,500,000 | 1,622 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,247,000 | 3,304 |
| Total equity capital | $29,200,000 | 2,351 |
| Total bank equity capital | $29,200,000 | 2,351 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $1,005,000 | 6,525 |
| Undivided profits | $27,195,000 | 1,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,698,000 | 2,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 801 |
| Income earned, not collected on loans | $1,297,000 | 2,940 |
| Earning assets | $337,035,000 | 1,852 |
| Long-term assets (5+ years) | $79,763,000 | 1,540 |
| Average Assets, year-to-date | $372,666,330 | 1,822 |
| Average Assets, quarterly | $376,767,000 | 1,816 |
| Volatile liabilities | $50,891,000 | 2,616 |
| Insider loans | $3,370,000 | 2,225 |
| FHLB advances | $30,500,000 | 1,535 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $99,414,000 | 994 |
| Tier 1 (core) risk-based capital | $29,118,000 | 2,252 |
| Tier 2 risk-based capital | $3,595,000 | 1,525 |
| Total risk weighted assets | $315,214,000 | 1,644 |
| Total unused commitments | $99,414,000 | 994 |
| Derivatives | $15,000,000 | 406 |
| 2008-03-31 | Rank | |
| # of Employees: | 71 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $367,042,000 | 1,857 |
| Cash and due from depository institutions | $21,432,000 | 2,422 |
| Interest-bearing balances | $50,000 | 5,619 |
| Securities | $58,149,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $13,667,000 | 1,269 |
| Net loans & leases | $255,639,000 | 1,848 |
| Loan loss allowance | $3,848,000 | 1,483 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,921,000 | 1,618 |
| Other real estate owned | $393,000 | 2,422 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,841,000 | 1,808 |
| Life insurance assets | $5,015,000 | 1,247 |
| Total liabilities and capital | $367,042,000 | 1,857 |
| Total liabilities | $337,610,000 | 1,818 |
| Total deposits | $281,249,000 | 1,898 |
| Interest-bearing deposits | $205,646,000 | 2,219 |
| Deposits held in domestic offices | $281,249,000 | 1,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,968,000 | 636 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $21,000,000 | 1,919 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,393,000 | 3,258 |
| Total equity capital | $29,432,000 | 2,393 |
| Total bank equity capital | $29,432,000 | 2,393 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $1,004,000 | 6,537 |
| Undivided profits | $27,428,000 | 1,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,314,000 | 2,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 665 |
| Income earned, not collected on loans | $1,413,000 | 2,764 |
| Earning assets | $327,505,000 | 1,898 |
| Long-term assets (5+ years) | $68,311,000 | 1,690 |
| Average Assets, year-to-date | $365,753,500 | 1,853 |
| Average Assets, quarterly | $365,753,500 | 1,853 |
| Volatile liabilities | $48,276,000 | 2,700 |
| Insider loans | $3,320,000 | 2,187 |
| FHLB advances | $21,000,000 | 1,831 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $101,184,000 | 1,004 |
| Tier 1 (core) risk-based capital | $28,671,000 | 2,285 |
| Tier 2 risk-based capital | $3,787,000 | 1,422 |
| Total risk weighted assets | $302,932,000 | 1,672 |
| Total unused commitments | $101,184,000 | 1,005 |
| Derivatives | $15,000,000 | 440 |
| 2007-12-31 | Rank | |
| # of Employees: | 68 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $364,465,000 | 1,860 |
| Cash and due from depository institutions | $13,756,000 | 2,543 |
| Interest-bearing balances | $47,000 | 5,451 |
| Securities | $63,395,000 | 1,842 |
| Federal funds sold & reverse repurchase agreements | $26,488,000 | 482 |
| Net loans & leases | $243,027,000 | 1,938 |
| Loan loss allowance | $3,434,000 | 1,614 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,957,000 | 1,607 |
| Other real estate owned | $393,000 | 2,543 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,449,000 | 1,875 |
| Life insurance assets | $4,965,000 | 1,237 |
| Total liabilities and capital | $364,465,000 | 1,860 |
| Total liabilities | $335,689,000 | 1,818 |
| Total deposits | $284,232,000 | 1,870 |
| Interest-bearing deposits | $196,670,000 | 2,269 |
| Deposits held in domestic offices | $284,232,000 | 1,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,873,000 | 786 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $26,000,000 | 1,591 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,584,000 | 2,925 |
| Total equity capital | $28,776,000 | 2,423 |
| Total bank equity capital | $28,776,000 | 2,423 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $1,004,000 | 6,550 |
| Undivided profits | $26,772,000 | 1,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,264,000 | 2,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $195,000 | 571 |
| Income earned, not collected on loans | $1,323,000 | 3,168 |
| Earning assets | $332,957,000 | 1,870 |
| Long-term assets (5+ years) | $68,414,000 | 1,568 |
| Average Assets, year-to-date | $370,543,600 | 1,757 |
| Average Assets, quarterly | $359,744,500 | 1,855 |
| Volatile liabilities | $39,036,000 | 3,147 |
| Insider loans | $3,362,000 | 2,150 |
| FHLB advances | $26,000,000 | 1,499 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $103,118,000 | 991 |
| Tier 1 (core) risk-based capital | $28,390,000 | 2,311 |
| Tier 2 risk-based capital | $3,434,000 | 1,550 |
| Total risk weighted assets | $291,792,000 | 1,712 |
| Total unused commitments | $103,118,000 | 991 |
| Derivatives | $15,000,000 | 411 |
| 2007-09-30 | Rank | |
| # of Employees: | 66 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $355,024,000 | 1,870 |
| Cash and due from depository institutions | $20,415,000 | 2,609 |
| Interest-bearing balances | $31,000 | 5,642 |
| Securities | $65,213,000 | 1,798 |
| Federal funds sold & reverse repurchase agreements | $10,265,000 | 1,433 |
| Net loans & leases | $241,964,000 | 1,907 |
| Loan loss allowance | $3,566,000 | 1,507 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,006,000 | 1,572 |
| Other real estate owned | $0 | 2,609 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,161,000 | 1,905 |
| Life insurance assets | $4,913,000 | 1,204 |
| Total liabilities and capital | $355,024,000 | 1,870 |
| Total liabilities | $327,024,000 | 1,823 |
| Total deposits | $272,036,000 | 1,934 |
| Interest-bearing deposits | $197,203,000 | 2,258 |
| Deposits held in domestic offices | $272,036,000 | 1,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,273,000 | 527 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,000,000 | 2,471 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,715,000 | 2,819 |
| Total equity capital | $28,000,000 | 2,447 |
| Total bank equity capital | $28,000,000 | 2,447 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $1,003,000 | 6,559 |
| Undivided profits | $25,997,000 | 1,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 3,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 758 |
| Income earned, not collected on loans | $1,629,000 | 2,771 |
| Earning assets | $317,473,000 | 1,909 |
| Long-term assets (5+ years) | $67,717,000 | 1,544 |
| Average Assets, year-to-date | $372,063,250 | 1,751 |
| Average Assets, quarterly | $347,859,500 | 1,884 |
| Volatile liabilities | $64,039,000 | 2,087 |
| Insider loans | $3,362,000 | 2,126 |
| FHLB advances | $11,000,000 | 2,349 |
| Loans and leases held for sale | $1,353,000 | 769 |
| Unused loan commitments | $95,401,000 | 1,075 |
| Tier 1 (core) risk-based capital | $28,055,000 | 2,327 |
| Tier 2 risk-based capital | $3,566,000 | 1,470 |
| Total risk weighted assets | $285,721,000 | 1,703 |
| Total unused commitments | $95,401,000 | 1,076 |
| Derivatives | $15,000,000 | 411 |
| 2007-06-30 | Rank | |
| # of Employees: | 72 | 2,439 |
| Assets and Liabilities | ||
| Total Assets: | $340,695,000 | 1,933 |
| Cash and due from depository institutions | $15,958,000 | 2,439 |
| Interest-bearing balances | $47,000 | 5,441 |
| Securities | $63,054,000 | 1,834 |
| Federal funds sold & reverse repurchase agreements | $10,036,000 | 1,576 |
| Net loans & leases | $234,771,000 | 1,964 |
| Loan loss allowance | $3,448,000 | 1,562 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,086,000 | 1,553 |
| Other real estate owned | $0 | 2,439 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,790,000 | 1,984 |
| Life insurance assets | $4,861,000 | 1,207 |
| Total liabilities and capital | $340,695,000 | 1,933 |
| Total liabilities | $312,642,000 | 1,900 |
| Total deposits | $282,675,000 | 1,892 |
| Interest-bearing deposits | $197,199,000 | 2,263 |
| Deposits held in domestic offices | $282,675,000 | 1,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,423,000 | 776 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,000,000 | 3,135 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,544,000 | 2,850 |
| Total equity capital | $28,053,000 | 2,424 |
| Total bank equity capital | $28,053,000 | 2,424 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $1,002,000 | 6,584 |
| Undivided profits | $26,051,000 | 1,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 915 |
| Income earned, not collected on loans | $1,400,000 | 2,969 |
| Earning assets | $307,908,000 | 1,964 |
| Long-term assets (5+ years) | $69,834,000 | 1,492 |
| Average Assets, year-to-date | $377,743,000 | 1,759 |
| Average Assets, quarterly | $374,437,000 | 1,782 |
| Volatile liabilities | $40,044,000 | 3,009 |
| Insider loans | $3,362,000 | 2,126 |
| FHLB advances | $6,000,000 | 2,995 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $93,531,000 | 1,110 |
| Tier 1 (core) risk-based capital | $28,558,000 | 2,301 |
| Tier 2 risk-based capital | $3,448,000 | 1,536 |
| Total risk weighted assets | $279,329,000 | 1,755 |
| Total unused commitments | $93,531,000 | 1,110 |
| Derivatives | $15,000,000 | 444 |
| 2007-03-31 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $408,179,000 | 1,651 |
| Cash and due from depository institutions | $12,522,000 | 2,639 |
| Interest-bearing balances | $38,000 | 5,632 |
| Securities | $61,578,000 | 1,895 |
| Federal funds sold & reverse repurchase agreements | $79,460,000 | 254 |
| Net loans & leases | $238,162,000 | 1,913 |
| Loan loss allowance | $3,344,000 | 1,594 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,197,000 | 1,508 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,260,000 | 2,020 |
| Life insurance assets | $4,810,000 | 1,195 |
| Total liabilities and capital | $408,179,000 | 1,651 |
| Total liabilities | $380,246,000 | 1,596 |
| Total deposits | $296,719,000 | 1,807 |
| Interest-bearing deposits | $218,473,000 | 2,079 |
| Deposits held in domestic offices | $296,719,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,794,000 | 370 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,000,000 | 3,063 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,733,000 | 2,707 |
| Total equity capital | $27,933,000 | 2,438 |
| Total bank equity capital | $27,933,000 | 2,438 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $1,002,000 | 6,593 |
| Undivided profits | $25,931,000 | 1,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 4,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 937 |
| Income earned, not collected on loans | $1,389,000 | 2,873 |
| Earning assets | $379,238,000 | 1,638 |
| Long-term assets (5+ years) | $62,793,000 | 1,586 |
| Average Assets, year-to-date | $396,267,000 | 1,693 |
| Average Assets, quarterly | $396,267,000 | 1,693 |
| Volatile liabilities | $94,384,000 | 1,440 |
| Insider loans | $3,362,000 | 2,063 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $702,000 | 1,124 |
| Unused loan commitments | $98,394,000 | 1,067 |
| Tier 1 (core) risk-based capital | $27,975,000 | 2,311 |
| Tier 2 risk-based capital | $3,344,000 | 1,574 |
| Total risk weighted assets | $295,443,000 | 1,664 |
| Total unused commitments | $98,394,000 | 1,067 |
| Derivatives | $15,000,000 | 443 |
| 2006-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $384,355,000 | 1,740 |
| Cash and due from depository institutions | $26,611,000 | 2,401 |
| Interest-bearing balances | $65,000 | 5,219 |
| Securities | $64,388,000 | 1,844 |
| Federal funds sold & reverse repurchase agreements | $38,745,000 | 391 |
| Net loans & leases | $238,028,000 | 1,902 |
| Loan loss allowance | $3,258,000 | 1,597 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,301,000 | 1,456 |
| Other real estate owned | $0 | 2,401 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,282,000 | 2,014 |
| Life insurance assets | $4,759,000 | 1,188 |
| Total liabilities and capital | $384,356,000 | 1,740 |
| Total liabilities | $357,144,000 | 1,668 |
| Total deposits | $291,151,000 | 1,812 |
| Interest-bearing deposits | $197,724,000 | 2,242 |
| Deposits held in domestic offices | $291,151,000 | 1,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,080,000 | 438 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,192 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,913,000 | 2,473 |
| Total equity capital | $27,212,000 | 2,436 |
| Total bank equity capital | $27,212,000 | 2,436 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $1,002,000 | 6,593 |
| Undivided profits | $25,210,000 | 1,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 4,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,415,000 | 2,935 |
| Earning assets | $341,226,000 | 1,775 |
| Long-term assets (5+ years) | $72,550,000 | 1,416 |
| Average Assets, year-to-date | $350,307,800 | 1,796 |
| Average Assets, quarterly | $361,648,000 | 1,804 |
| Volatile liabilities | $72,893,000 | 1,975 |
| Insider loans | $5,947,000 | 1,207 |
| FHLB advances | $6,000,000 | 3,058 |
| Loans and leases held for sale | $1,646,000 | 769 |
| Unused loan commitments | $105,282,000 | 978 |
| Tier 1 (core) risk-based capital | $27,343,000 | 2,321 |
| Tier 2 risk-based capital | $3,258,000 | 1,583 |
| Total risk weighted assets | $291,987,000 | 1,656 |
| Total unused commitments | $105,282,000 | 978 |
| Derivatives | $15,000,000 | 430 |
| 2006-09-30 | Rank | |
| # of Employees: | 71 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $338,941,000 | 1,919 |
| Cash and due from depository institutions | $15,567,000 | 2,488 |
| Interest-bearing balances | $254,000 | 3,783 |
| Securities | $64,076,000 | 1,855 |
| Federal funds sold & reverse repurchase agreements | $6,233,000 | 2,086 |
| Net loans & leases | $234,925,000 | 1,918 |
| Loan loss allowance | $3,204,000 | 1,632 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,385,000 | 1,413 |
| Other real estate owned | $1,606,000 | 2,488 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,149,000 | 2,048 |
| Life insurance assets | $4,705,000 | 1,172 |
| Total liabilities and capital | $338,941,000 | 1,919 |
| Total liabilities | $312,771,000 | 1,868 |
| Total deposits | $260,256,000 | 1,991 |
| Interest-bearing deposits | $180,405,000 | 2,411 |
| Deposits held in domestic offices | $260,256,000 | 1,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,850,000 | 518 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,665,000 | 2,702 |
| Total equity capital | $26,170,000 | 2,502 |
| Total bank equity capital | $26,170,000 | 2,502 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $1,002,000 | 6,615 |
| Undivided profits | $24,168,000 | 1,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,404,000 | 2,951 |
| Earning assets | $305,488,000 | 1,944 |
| Long-term assets (5+ years) | $73,112,000 | 1,387 |
| Average Assets, year-to-date | $341,796,000 | 1,843 |
| Average Assets, quarterly | $343,244,500 | 1,872 |
| Volatile liabilities | $59,641,000 | 2,299 |
| Insider loans | $5,947,000 | 1,188 |
| FHLB advances | $6,000,000 | 3,201 |
| Loans and leases held for sale | $399,000 | 1,300 |
| Unused loan commitments | $95,042,000 | 1,097 |
| Tier 1 (core) risk-based capital | $26,247,000 | 2,386 |
| Tier 2 risk-based capital | $3,204,000 | 1,608 |
| Total risk weighted assets | $288,591,000 | 1,673 |
| Total unused commitments | $95,042,000 | 1,098 |
| Derivatives | $15,000,000 | 449 |
| 2006-06-30 | Rank | |
| # of Employees: | 74 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $347,548,000 | 1,853 |
| Cash and due from depository institutions | $20,186,000 | 2,387 |
| Interest-bearing balances | $243,000 | 3,864 |
| Securities | $62,160,000 | 1,941 |
| Federal funds sold & reverse repurchase agreements | $23,525,000 | 517 |
| Net loans & leases | $223,507,000 | 1,985 |
| Loan loss allowance | $3,205,000 | 1,608 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,326,000 | 1,398 |
| Other real estate owned | $1,606,000 | 2,387 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,238,000 | 2,024 |
| Life insurance assets | $4,654,000 | 1,159 |
| Total liabilities and capital | $347,548,000 | 1,853 |
| Total liabilities | $322,338,000 | 1,807 |
| Total deposits | $257,750,000 | 2,002 |
| Interest-bearing deposits | $176,732,000 | 2,427 |
| Deposits held in domestic offices | $257,750,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,895,000 | 445 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,000,000 | 3,408 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,693,000 | 2,457 |
| Total equity capital | $25,210,000 | 2,505 |
| Total bank equity capital | $25,210,000 | 2,505 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $1,002,000 | 6,624 |
| Undivided profits | $23,208,000 | 1,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 6,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,198,000 | 3,100 |
| Earning assets | $309,435,000 | 1,901 |
| Long-term assets (5+ years) | $65,487,000 | 1,495 |
| Average Assets, year-to-date | $342,747,670 | 1,849 |
| Average Assets, quarterly | $343,266,500 | 1,860 |
| Volatile liabilities | $71,437,000 | 1,951 |
| Insider loans | $5,947,000 | 1,160 |
| FHLB advances | $6,000,000 | 3,244 |
| Loans and leases held for sale | $2,382,000 | 618 |
| Unused loan commitments | $104,084,000 | 1,006 |
| Tier 1 (core) risk-based capital | $25,868,000 | 2,381 |
| Tier 2 risk-based capital | $3,205,000 | 1,584 |
| Total risk weighted assets | $275,327,000 | 1,714 |
| Total unused commitments | $104,084,000 | 1,006 |
| Derivatives | $15,000,000 | 446 |
| 2006-03-31 | Rank | |
| # of Employees: | 70 | 2,508 |
| Assets and Liabilities | ||
| Total Assets: | $338,985,000 | 1,871 |
| Cash and due from depository institutions | $16,888,000 | 2,508 |
| Interest-bearing balances | $253,000 | 3,947 |
| Securities | $63,982,000 | 1,895 |
| Federal funds sold & reverse repurchase agreements | $20,994,000 | 672 |
| Net loans & leases | $219,991,000 | 1,954 |
| Loan loss allowance | $3,090,000 | 1,635 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,724,000 | 1,465 |
| Other real estate owned | $1,606,000 | 2,508 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,800,000 | 2,056 |
| Life insurance assets | $4,601,000 | 1,144 |
| Total liabilities and capital | $338,985,000 | 1,871 |
| Total liabilities | $314,109,000 | 1,823 |
| Total deposits | $272,182,000 | 1,880 |
| Interest-bearing deposits | $193,786,000 | 2,216 |
| Deposits held in domestic offices | $272,182,000 | 1,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,641,000 | 577 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,286,000 | 2,985 |
| Total equity capital | $24,876,000 | 2,491 |
| Total bank equity capital | $24,876,000 | 2,491 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $1,000,000 | 6,614 |
| Undivided profits | $22,876,000 | 1,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,233,000 | 2,871 |
| Earning assets | $305,220,000 | 1,911 |
| Long-term assets (5+ years) | $61,405,000 | 1,563 |
| Average Assets, year-to-date | $340,347,500 | 1,846 |
| Average Assets, quarterly | $340,347,500 | 1,846 |
| Volatile liabilities | $48,781,000 | 2,530 |
| Insider loans | $2,247,000 | 2,650 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $2,590,000 | 513 |
| Unused loan commitments | $99,387,000 | 1,035 |
| Tier 1 (core) risk-based capital | $25,315,000 | 2,395 |
| Tier 2 risk-based capital | $3,090,000 | 1,594 |
| Total risk weighted assets | $270,704,000 | 1,701 |
| Total unused commitments | $99,387,000 | 1,035 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $341,710,000 | 1,840 |
| Cash and due from depository institutions | $14,312,000 | 2,538 |
| Interest-bearing balances | $244,000 | 4,058 |
| Securities | $70,174,000 | 1,733 |
| Federal funds sold & reverse repurchase agreements | $33,662,000 | 378 |
| Net loans & leases | $208,019,000 | 2,030 |
| Loan loss allowance | $3,163,000 | 1,581 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,533,000 | 1,482 |
| Other real estate owned | $254,000 | 2,538 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,756,000 | 2,072 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $341,710,000 | 1,840 |
| Total liabilities | $317,173,000 | 1,801 |
| Total deposits | $296,893,000 | 1,689 |
| Interest-bearing deposits | $197,555,000 | 2,133 |
| Deposits held in domestic offices | $296,893,000 | 1,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,985,000 | 998 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,370 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,295,000 | 2,917 |
| Total equity capital | $24,537,000 | 2,493 |
| Total bank equity capital | $24,537,000 | 2,493 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $1,000,000 | 6,629 |
| Undivided profits | $22,537,000 | 1,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,720,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,279,000 | 2,777 |
| Earning assets | $312,099,000 | 1,840 |
| Long-term assets (5+ years) | $52,895,000 | 1,701 |
| Average Assets, year-to-date | $333,793,000 | 1,787 |
| Average Assets, quarterly | $332,554,000 | 1,860 |
| Volatile liabilities | $27,115,000 | 3,704 |
| Insider loans | $5,358,000 | 1,263 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $2,956,000 | 467 |
| Unused loan commitments | $94,329,000 | 1,056 |
| Tier 1 (core) risk-based capital | $24,700,000 | 2,410 |
| Tier 2 risk-based capital | $3,163,000 | 1,547 |
| Total risk weighted assets | $259,841,000 | 1,739 |
| Total unused commitments | $94,329,000 | 1,056 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $323,398,000 | 1,894 |
| Cash and due from depository institutions | $14,900,000 | 2,516 |
| Interest-bearing balances | $236,000 | 4,182 |
| Securities | $72,430,000 | 1,676 |
| Federal funds sold & reverse repurchase agreements | $12,339,000 | 1,053 |
| Net loans & leases | $209,297,000 | 1,989 |
| Loan loss allowance | $3,073,000 | 1,594 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,018,000 | 1,561 |
| Other real estate owned | $29,000 | 2,516 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,385,000 | 2,091 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $323,398,000 | 1,894 |
| Total liabilities | $299,318,000 | 1,850 |
| Total deposits | $275,175,000 | 1,780 |
| Interest-bearing deposits | $186,545,000 | 2,222 |
| Deposits held in domestic offices | $275,175,000 | 1,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,843,000 | 846 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,000,000 | 3,420 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,300,000 | 2,881 |
| Total equity capital | $24,080,000 | 2,518 |
| Total bank equity capital | $24,080,000 | 2,518 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $1,000,000 | 6,626 |
| Undivided profits | $22,080,000 | 1,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,265,000 | 2,766 |
| Earning assets | $294,302,000 | 1,902 |
| Long-term assets (5+ years) | $49,455,000 | 1,776 |
| Average Assets, year-to-date | $331,813,750 | 1,789 |
| Average Assets, quarterly | $326,756,000 | 1,854 |
| Volatile liabilities | $30,821,000 | 3,330 |
| Insider loans | $5,358,000 | 1,201 |
| FHLB advances | $6,000,000 | 3,247 |
| Loans and leases held for sale | $274,000 | 1,439 |
| Unused loan commitments | $66,721,000 | 1,382 |
| Tier 1 (core) risk-based capital | $24,071,000 | 2,433 |
| Tier 2 risk-based capital | $3,073,000 | 1,559 |
| Total risk weighted assets | $252,332,000 | 1,735 |
| Total unused commitments | $66,721,000 | 1,382 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $330,114,000 | 1,823 |
| Cash and due from depository institutions | $14,306,000 | 2,460 |
| Interest-bearing balances | $98,000 | 5,179 |
| Securities | $79,272,000 | 1,545 |
| Federal funds sold & reverse repurchase agreements | $19,656,000 | 623 |
| Net loans & leases | $207,424,000 | 1,964 |
| Loan loss allowance | $2,937,000 | 1,641 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,609,000 | 1,620 |
| Other real estate owned | $0 | 2,460 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,847,000 | 4,044 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $330,114,000 | 1,823 |
| Total liabilities | $306,688,000 | 1,767 |
| Total deposits | $281,748,000 | 1,717 |
| Interest-bearing deposits | $202,052,000 | 2,008 |
| Deposits held in domestic offices | $281,748,000 | 1,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,632,000 | 929 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,808 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,308,000 | 2,681 |
| Total equity capital | $23,426,000 | 2,526 |
| Total bank equity capital | $23,426,000 | 2,526 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $1,000,000 | 6,607 |
| Undivided profits | $21,426,000 | 1,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 4,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,301,000 | 2,449 |
| Earning assets | $306,450,000 | 1,796 |
| Long-term assets (5+ years) | $53,292,000 | 1,713 |
| Average Assets, year-to-date | $334,619,000 | 1,756 |
| Average Assets, quarterly | $339,968,000 | 1,756 |
| Volatile liabilities | $36,608,000 | 2,849 |
| Insider loans | $5,358,000 | 1,174 |
| FHLB advances | $9,000,000 | 2,681 |
| Loans and leases held for sale | $3,493,000 | 527 |
| Unused loan commitments | $83,065,000 | 1,107 |
| Tier 1 (core) risk-based capital | $23,215,000 | 2,443 |
| Tier 2 risk-based capital | $2,937,000 | 1,600 |
| Total risk weighted assets | $251,168,000 | 1,700 |
| Total unused commitments | $83,065,000 | 1,108 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 73 | 2,345 |
| Assets and Liabilities | ||
| Total Assets: | $349,822,000 | 1,715 |
| Cash and due from depository institutions | $14,896,000 | 2,345 |
| Interest-bearing balances | $100,000 | 5,036 |
| Securities | $75,290,000 | 1,648 |
| Federal funds sold & reverse repurchase agreements | $49,677,000 | 258 |
| Net loans & leases | $199,443,000 | 1,983 |
| Loan loss allowance | $2,828,000 | 1,678 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,675,000 | 1,573 |
| Other real estate owned | $808,000 | 2,345 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,033,000 | 3,828 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $349,822,000 | 1,715 |
| Total liabilities | $327,349,000 | 1,656 |
| Total deposits | $295,426,000 | 1,607 |
| Interest-bearing deposits | $206,982,000 | 1,950 |
| Deposits held in domestic offices | $295,426,000 | 1,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,740,000 | 726 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,726 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,183,000 | 2,847 |
| Total equity capital | $22,473,000 | 2,560 |
| Total bank equity capital | $22,473,000 | 2,560 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $1,000,000 | 6,636 |
| Undivided profits | $20,473,000 | 1,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,207 |
| Income earned, not collected on loans | $1,284,000 | 2,380 |
| Earning assets | $324,510,000 | 1,695 |
| Long-term assets (5+ years) | $49,731,000 | 1,839 |
| Average Assets, year-to-date | $336,871,500 | 1,750 |
| Average Assets, quarterly | $336,871,500 | 1,750 |
| Volatile liabilities | $43,616,000 | 2,429 |
| Insider loans | $5,607,000 | 1,094 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $1,677,000 | 709 |
| Unused loan commitments | $31,374,000 | 2,330 |
| Tier 1 (core) risk-based capital | $22,514,000 | 2,480 |
| Tier 2 risk-based capital | $2,828,000 | 1,622 |
| Total risk weighted assets | $245,539,000 | 1,704 |
| Total unused commitments | $31,374,000 | 2,334 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 72 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $323,921,000 | 1,817 |
| Cash and due from depository institutions | $15,123,000 | 2,400 |
| Interest-bearing balances | $39,000 | 5,890 |
| Securities | $76,042,000 | 1,653 |
| Federal funds sold & reverse repurchase agreements | $35,446,000 | 338 |
| Net loans & leases | $186,866,000 | 2,091 |
| Loan loss allowance | $2,699,000 | 1,725 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,724,000 | 1,527 |
| Other real estate owned | $808,000 | 2,400 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,912,000 | 3,880 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $323,921,000 | 1,817 |
| Total liabilities | $301,437,000 | 1,767 |
| Total deposits | $270,093,000 | 1,742 |
| Interest-bearing deposits | $185,981,000 | 2,125 |
| Deposits held in domestic offices | $270,093,000 | 1,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,777,000 | 751 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,000,000 | 2,741 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,567,000 | 2,315 |
| Total equity capital | $22,484,000 | 2,553 |
| Total bank equity capital | $22,484,000 | 2,553 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $1,000,000 | 6,652 |
| Undivided profits | $20,484,000 | 1,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 2,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $685,000 | 249 |
| Income earned, not collected on loans | $1,271,000 | 2,382 |
| Earning assets | $298,393,000 | 1,805 |
| Long-term assets (5+ years) | $45,995,000 | 1,979 |
| Average Assets, year-to-date | $319,618,400 | 1,758 |
| Average Assets, quarterly | $327,702,000 | 1,786 |
| Volatile liabilities | $42,195,000 | 2,427 |
| Insider loans | $3,417,000 | 1,782 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $2,270,000 | 580 |
| Unused loan commitments | $28,562,000 | 2,380 |
| Tier 1 (core) risk-based capital | $22,118,000 | 2,477 |
| Tier 2 risk-based capital | $2,699,000 | 1,681 |
| Total risk weighted assets | $228,456,000 | 1,805 |
| Total unused commitments | $28,562,000 | 2,381 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $331,483,000 | 1,766 |
| Cash and due from depository institutions | $13,396,000 | 2,611 |
| Interest-bearing balances | $31,000 | 6,068 |
| Securities | $86,092,000 | 1,490 |
| Federal funds sold & reverse repurchase agreements | $38,263,000 | 309 |
| Net loans & leases | $185,683,000 | 2,062 |
| Loan loss allowance | $2,959,000 | 1,572 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,897,000 | 2,113 |
| Other real estate owned | $0 | 2,611 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,152,000 | 3,655 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $331,483,000 | 1,766 |
| Total liabilities | $309,179,000 | 1,714 |
| Total deposits | $275,274,000 | 1,674 |
| Interest-bearing deposits | $185,813,000 | 2,119 |
| Deposits held in domestic offices | $275,274,000 | 1,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,880,000 | 677 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,000,000 | 2,724 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,025,000 | 3,137 |
| Total equity capital | $22,304,000 | 2,572 |
| Total bank equity capital | $22,304,000 | 2,572 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $1,000,000 | 6,653 |
| Undivided profits | $20,304,000 | 1,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,949,000 | 1,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $515,000 | 316 |
| Income earned, not collected on loans | $1,372,000 | 2,261 |
| Earning assets | $310,069,000 | 1,739 |
| Long-term assets (5+ years) | $48,432,000 | 1,920 |
| Average Assets, year-to-date | $318,542,750 | 1,765 |
| Average Assets, quarterly | $320,262,500 | 1,797 |
| Volatile liabilities | $45,888,000 | 2,252 |
| Insider loans | $5,257,000 | 1,114 |
| FHLB advances | $9,000,000 | 2,590 |
| Loans and leases held for sale | $2,054,000 | 598 |
| Unused loan commitments | $27,361,000 | 2,417 |
| Tier 1 (core) risk-based capital | $21,827,000 | 2,493 |
| Tier 2 risk-based capital | $2,829,000 | 1,577 |
| Total risk weighted assets | $226,172,000 | 1,786 |
| Total unused commitments | $27,361,000 | 2,421 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 62 | 2,773 |
| Assets and Liabilities | ||
| Total Assets: | $309,042,000 | 1,869 |
| Cash and due from depository institutions | $25,642,000 | 2,773 |
| Interest-bearing balances | $56,000 | 5,743 |
| Securities | $93,065,000 | 1,405 |
| Federal funds sold & reverse repurchase agreements | $5,219,000 | 1,936 |
| Net loans & leases | $177,318,000 | 2,099 |
| Loan loss allowance | $2,740,000 | 1,679 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,419,000 | 2,269 |
| Other real estate owned | $0 | 2,773 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,379,000 | 3,474 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $309,042,000 | 1,869 |
| Total liabilities | $287,319,000 | 1,811 |
| Total deposits | $260,360,000 | 1,759 |
| Interest-bearing deposits | $182,106,000 | 2,134 |
| Deposits held in domestic offices | $260,360,000 | 1,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,640,000 | 846 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000,000 | 2,704 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,319,000 | 2,405 |
| Total equity capital | $21,723,000 | 2,518 |
| Total bank equity capital | $21,723,000 | 2,518 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $1,000,000 | 6,683 |
| Undivided profits | $19,723,000 | 1,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,153,000 | 1,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $559,000 | 305 |
| Income earned, not collected on loans | $1,378,000 | 2,098 |
| Earning assets | $275,658,000 | 1,910 |
| Long-term assets (5+ years) | $52,747,000 | 1,843 |
| Average Assets, year-to-date | $314,229,330 | 1,790 |
| Average Assets, quarterly | $314,851,500 | 1,808 |
| Volatile liabilities | $38,176,000 | 2,514 |
| Insider loans | $4,984,000 | 1,128 |
| FHLB advances | $9,000,000 | 2,582 |
| Loans and leases held for sale | $1,473,000 | 745 |
| Unused loan commitments | $25,088,000 | 2,564 |
| Tier 1 (core) risk-based capital | $21,754,000 | 2,443 |
| Tier 2 risk-based capital | $2,678,000 | 1,647 |
| Total risk weighted assets | $214,209,000 | 1,829 |
| Total unused commitments | $25,088,000 | 2,568 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $320,661,000 | 1,781 |
| Cash and due from depository institutions | $15,452,000 | 2,838 |
| Interest-bearing balances | $49,000 | 5,939 |
| Securities | $100,365,000 | 1,312 |
| Federal funds sold & reverse repurchase agreements | $26,804,000 | 514 |
| Net loans & leases | $171,247,000 | 2,112 |
| Loan loss allowance | $2,485,000 | 1,853 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,191,000 | 2,371 |
| Other real estate owned | $0 | 2,838 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,602,000 | 3,973 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $320,661,000 | 1,781 |
| Total liabilities | $298,495,000 | 1,727 |
| Total deposits | $270,652,000 | 1,680 |
| Interest-bearing deposits | $194,482,000 | 1,984 |
| Deposits held in domestic offices | $270,652,000 | 1,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,411,000 | 779 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,000,000 | 2,562 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,432,000 | 2,507 |
| Total equity capital | $22,166,000 | 2,534 |
| Total bank equity capital | $22,166,000 | 2,534 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $1,000,000 | 6,691 |
| Undivided profits | $20,166,000 | 1,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,123,000 | 1,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $478,000 | 376 |
| Income earned, not collected on loans | $1,332,000 | 2,154 |
| Earning assets | $298,465,000 | 1,756 |
| Long-term assets (5+ years) | $59,981,000 | 1,649 |
| Average Assets, year-to-date | $316,823,000 | 1,776 |
| Average Assets, quarterly | $316,823,000 | 1,776 |
| Volatile liabilities | $40,919,000 | 2,321 |
| Insider loans | $6,311,000 | 880 |
| FHLB advances | $9,000,000 | 2,444 |
| Loans and leases held for sale | $1,003,000 | 987 |
| Unused loan commitments | $21,186,000 | 2,820 |
| Tier 1 (core) risk-based capital | $21,144,000 | 2,475 |
| Tier 2 risk-based capital | $2,485,000 | 1,738 |
| Total risk weighted assets | $211,251,000 | 1,813 |
| Total unused commitments | $21,186,000 | 2,826 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 67 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $312,985,000 | 1,809 |
| Cash and due from depository institutions | $20,473,000 | 2,594 |
| Interest-bearing balances | $73,000 | 5,629 |
| Securities | $102,304,000 | 1,335 |
| Federal funds sold & reverse repurchase agreements | $16,093,000 | 698 |
| Net loans & leases | $167,668,000 | 2,140 |
| Loan loss allowance | $2,170,000 | 2,095 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,308,000 | 2,919 |
| Other real estate owned | $0 | 2,594 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,139,000 | 3,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,985,000 | 1,809 |
| Total liabilities | $291,648,000 | 1,753 |
| Total deposits | $275,614,000 | 1,631 |
| Interest-bearing deposits | $202,618,000 | 1,899 |
| Deposits held in domestic offices | $275,614,000 | 1,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,052,000 | 1,455 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,571 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $982,000 | 3,137 |
| Total equity capital | $21,337,000 | 2,567 |
| Total bank equity capital | $21,337,000 | 2,567 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $1,000,000 | 6,710 |
| Undivided profits | $19,337,000 | 1,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,642,000 | 1,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $673,000 | 263 |
| Income earned, not collected on loans | $1,353,000 | 2,210 |
| Earning assets | $286,138,000 | 1,807 |
| Long-term assets (5+ years) | $66,195,000 | 1,544 |
| Average Assets, year-to-date | $303,820,400 | 1,786 |
| Average Assets, quarterly | $309,200,500 | 1,809 |
| Volatile liabilities | $30,670,000 | 2,884 |
| Insider loans | $6,087,000 | 896 |
| FHLB advances | $9,000,000 | 2,435 |
| Loans and leases held for sale | $1,522,000 | 732 |
| Unused loan commitments | $20,889,000 | 2,763 |
| Tier 1 (core) risk-based capital | $20,674,000 | 2,485 |
| Tier 2 risk-based capital | $2,170,000 | 1,954 |
| Total risk weighted assets | $206,904,000 | 1,833 |
| Total unused commitments | $20,889,000 | 2,767 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 67 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $305,416,000 | 1,856 |
| Cash and due from depository institutions | $15,675,000 | 2,600 |
| Interest-bearing balances | $36,000 | 6,138 |
| Securities | $104,090,000 | 1,276 |
| Federal funds sold & reverse repurchase agreements | $10,821,000 | 1,324 |
| Net loans & leases | $168,315,000 | 2,114 |
| Loan loss allowance | $3,021,000 | 1,532 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,210,000 | 2,956 |
| Other real estate owned | $0 | 2,600 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,305,000 | 3,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,416,000 | 1,856 |
| Total liabilities | $284,686,000 | 1,790 |
| Total deposits | $267,429,000 | 1,691 |
| Interest-bearing deposits | $196,814,000 | 1,974 |
| Deposits held in domestic offices | $267,429,000 | 1,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,119,000 | 1,305 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,533 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,138,000 | 2,966 |
| Total equity capital | $20,730,000 | 2,627 |
| Total bank equity capital | $20,730,000 | 2,627 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $1,000,000 | 6,726 |
| Undivided profits | $18,730,000 | 1,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,965,000 | 1,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 550 |
| Income earned, not collected on loans | $1,482,000 | 2,108 |
| Earning assets | $283,262,000 | 1,825 |
| Long-term assets (5+ years) | $71,327,000 | 1,459 |
| Average Assets, year-to-date | $301,529,250 | 1,817 |
| Average Assets, quarterly | $305,460,500 | 1,836 |
| Volatile liabilities | $32,855,000 | 2,700 |
| Insider loans | $6,097,000 | 866 |
| FHLB advances | $9,000,000 | 2,392 |
| Loans and leases held for sale | $1,034,000 | 1,126 |
| Unused loan commitments | $21,014,000 | 2,749 |
| Tier 1 (core) risk-based capital | $20,414,000 | 2,524 |
| Tier 2 risk-based capital | $2,611,000 | 1,642 |
| Total risk weighted assets | $208,347,000 | 1,811 |
| Total unused commitments | $21,014,000 | 2,752 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 65 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $305,505,000 | 1,828 |
| Cash and due from depository institutions | $14,769,000 | 2,670 |
| Interest-bearing balances | $72,000 | 5,750 |
| Securities | $107,405,000 | 1,226 |
| Federal funds sold & reverse repurchase agreements | $14,844,000 | 1,052 |
| Net loans & leases | $162,767,000 | 2,143 |
| Loan loss allowance | $2,742,000 | 1,654 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,211,000 | 2,899 |
| Other real estate owned | $0 | 2,670 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,509,000 | 4,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,505,000 | 1,828 |
| Total liabilities | $284,636,000 | 1,765 |
| Total deposits | $264,030,000 | 1,697 |
| Interest-bearing deposits | $193,440,000 | 1,991 |
| Deposits held in domestic offices | $264,030,000 | 1,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,056,000 | 1,254 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,000,000 | 2,092 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,550,000 | 2,439 |
| Total equity capital | $20,869,000 | 2,601 |
| Total bank equity capital | $20,869,000 | 2,601 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $1,000,000 | 6,729 |
| Undivided profits | $18,869,000 | 1,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,207,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 582 |
| Income earned, not collected on loans | $1,551,000 | 1,910 |
| Earning assets | $285,088,000 | 1,793 |
| Long-term assets (5+ years) | $69,846,000 | 1,418 |
| Average Assets, year-to-date | $300,233,670 | 1,815 |
| Average Assets, quarterly | $302,320,000 | 1,825 |
| Volatile liabilities | $36,227,000 | 2,446 |
| Insider loans | $5,899,000 | 875 |
| FHLB advances | $12,000,000 | 1,959 |
| Loans and leases held for sale | $2,168,000 | 1,099 |
| Unused loan commitments | $17,603,000 | 3,065 |
| Tier 1 (core) risk-based capital | $19,798,000 | 2,548 |
| Tier 2 risk-based capital | $2,549,000 | 1,633 |
| Total risk weighted assets | $203,765,000 | 1,811 |
| Total unused commitments | $17,603,000 | 3,075 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $299,135,000 | 1,828 |
| Cash and due from depository institutions | $16,581,000 | 2,769 |
| Interest-bearing balances | $65,000 | 5,697 |
| Securities | $108,956,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $5,387,000 | 3,032 |
| Net loans & leases | $162,403,000 | 2,106 |
| Loan loss allowance | $2,245,000 | 1,944 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,292,000 | 2,808 |
| Other real estate owned | $0 | 2,769 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,516,000 | 3,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,135,000 | 1,828 |
| Total liabilities | $278,799,000 | 1,774 |
| Total deposits | $260,097,000 | 1,694 |
| Interest-bearing deposits | $199,364,000 | 1,912 |
| Deposits held in domestic offices | $260,097,000 | 1,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,443,000 | 1,346 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,000,000 | 2,052 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,259,000 | 2,854 |
| Total equity capital | $20,336,000 | 2,603 |
| Total bank equity capital | $20,336,000 | 2,603 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $1,000,000 | 6,738 |
| Undivided profits | $18,336,000 | 1,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 654 |
| Income earned, not collected on loans | $1,375,000 | 2,206 |
| Earning assets | $276,811,000 | 1,811 |
| Long-term assets (5+ years) | $53,526,000 | 1,678 |
| Average Assets, year-to-date | $297,598,000 | 1,822 |
| Average Assets, quarterly | $297,598,000 | 1,822 |
| Volatile liabilities | $35,670,000 | 2,456 |
| Insider loans | $6,307,000 | 815 |
| FHLB advances | $12,000,000 | 1,926 |
| Loans and leases held for sale | $927,000 | 1,350 |
| Unused loan commitments | $16,601,000 | 3,068 |
| Tier 1 (core) risk-based capital | $19,656,000 | 2,518 |
| Tier 2 risk-based capital | $2,245,000 | 1,798 |
| Total risk weighted assets | $203,422,000 | 1,778 |
| Total unused commitments | $16,601,000 | 3,079 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 77 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $296,061,000 | 1,823 |
| Cash and due from depository institutions | $18,635,000 | 2,230 |
| Interest-bearing balances | $55,000 | 5,707 |
| Securities | $90,170,000 | 1,376 |
| Federal funds sold & reverse repurchase agreements | $24,106,000 | 573 |
| Net loans & leases | $156,842,000 | 2,161 |
| Loan loss allowance | $2,026,000 | 2,105 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,368,000 | 2,740 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,940,000 | 3,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,061,000 | 1,823 |
| Total liabilities | $276,075,000 | 1,756 |
| Total deposits | $256,302,000 | 1,694 |
| Interest-bearing deposits | $187,107,000 | 2,001 |
| Deposits held in domestic offices | $256,302,000 | 1,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,857,000 | 1,351 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,000,000 | 2,075 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,916,000 | 2,090 |
| Total equity capital | $19,986,000 | 2,620 |
| Total bank equity capital | $19,986,000 | 2,620 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $1,000,000 | 6,735 |
| Undivided profits | $17,986,000 | 1,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,035,000 | 2,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $198,000 | 640 |
| Income earned, not collected on loans | $1,272,000 | 2,521 |
| Earning assets | $271,173,000 | 1,816 |
| Long-term assets (5+ years) | $46,531,000 | 1,823 |
| Average Assets, year-to-date | $261,486,200 | 1,951 |
| Average Assets, quarterly | $291,522,500 | 1,830 |
| Volatile liabilities | $35,851,000 | 2,426 |
| Insider loans | $6,895,000 | 717 |
| FHLB advances | $12,000,000 | 1,932 |
| Loans and leases held for sale | $2,980,000 | 890 |
| Unused loan commitments | $18,384,000 | 2,782 |
| Tier 1 (core) risk-based capital | $19,167,000 | 2,549 |
| Tier 2 risk-based capital | $2,026,000 | 1,949 |
| Total risk weighted assets | $193,517,000 | 1,837 |
| Total unused commitments | $18,384,000 | 2,789 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $243,650,000 | 2,088 |
| Cash and due from depository institutions | $23,189,000 | 2,335 |
| Interest-bearing balances | $21,000 | 6,272 |
| Securities | $54,770,000 | 2,032 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 5,918 |
| Net loans & leases | $158,340,000 | 2,062 |
| Loan loss allowance | $2,325,000 | 1,733 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,634,000 | 2,499 |
| Other real estate owned | $0 | 2,335 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,742,000 | 3,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,650,000 | 2,088 |
| Total liabilities | $225,505,000 | 2,022 |
| Total deposits | $204,599,000 | 2,012 |
| Interest-bearing deposits | $148,911,000 | 2,371 |
| Deposits held in domestic offices | $204,599,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,988,000 | 1,200 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 1,939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $918,000 | 3,677 |
| Total equity capital | $18,145,000 | 2,672 |
| Total bank equity capital | $18,145,000 | 2,672 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $1,000,000 | 6,834 |
| Undivided profits | $16,145,000 | 1,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,157,000 | 2,999 |
| Earning assets | $214,106,000 | 2,173 |
| Long-term assets (5+ years) | $36,389,000 | 2,169 |
| Average Assets, year-to-date | $229,898,400 | 2,118 |
| Average Assets, quarterly | $242,433,000 | 2,072 |
| Volatile liabilities | $19,032,000 | 3,821 |
| Insider loans | $5,136,000 | 948 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $2,093,000 | 903 |
| Unused loan commitments | $19,242,000 | 2,565 |
| Tier 1 (core) risk-based capital | $17,904,000 | 2,586 |
| Tier 2 risk-based capital | $2,272,000 | 1,644 |
| Total risk weighted assets | $181,682,000 | 1,866 |
| Total unused commitments | $19,242,000 | 2,572 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $224,336,000 | 2,171 |
| Cash and due from depository institutions | $16,434,000 | 2,535 |
| Interest-bearing balances | $10,000 | 6,355 |
| Securities | $52,120,000 | 2,099 |
| Federal funds sold & reverse repurchase agreements | $10,775,000 | 1,105 |
| Net loans & leases | $139,228,000 | 2,251 |
| Loan loss allowance | $1,522,000 | 2,437 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,730,000 | 2,352 |
| Other real estate owned | $0 | 2,535 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,049,000 | 3,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,336,000 | 2,171 |
| Total liabilities | $207,763,000 | 2,109 |
| Total deposits | $195,165,000 | 2,001 |
| Interest-bearing deposits | $137,803,000 | 2,447 |
| Deposits held in domestic offices | $195,165,000 | 1,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,753,000 | 998 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $845,000 | 4,069 |
| Total equity capital | $16,573,000 | 2,812 |
| Total bank equity capital | $16,573,000 | 2,812 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $1,000,000 | 6,954 |
| Undivided profits | $14,573,000 | 1,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $814,000 | 3,354 |
| Earning assets | $202,133,000 | 2,208 |
| Long-term assets (5+ years) | $37,505,000 | 2,012 |
| Average Assets, year-to-date | $207,064,400 | 2,225 |
| Average Assets, quarterly | $216,966,000 | 2,213 |
| Volatile liabilities | $22,303,000 | 3,398 |
| Insider loans | $5,082,000 | 938 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,815,000 | 2,536 |
| Tier 1 (core) risk-based capital | $16,670,000 | 2,694 |
| Tier 2 risk-based capital | $1,522,000 | 2,278 |
| Total risk weighted assets | $161,402,900 | 1,982 |
| Total unused commitments | $17,815,000 | 2,540 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 56 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $198,401,000 | 2,385 |
| Cash and due from depository institutions | $11,281,000 | 3,127 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $62,856,000 | 1,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $118,183,000 | 2,519 |
| Loan loss allowance | $1,475,000 | 2,417 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,819,000 | 2,269 |
| Other real estate owned | $0 | 3,127 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,262,000 | 3,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,401,000 | 2,385 |
| Total liabilities | $185,634,000 | 2,299 |
| Total deposits | $169,262,000 | 2,246 |
| Interest-bearing deposits | $120,175,000 | 2,738 |
| Deposits held in domestic offices | $169,262,000 | 2,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,668,000 | 930 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $704,000 | 4,235 |
| Total equity capital | $12,767,000 | 3,459 |
| Total bank equity capital | $12,767,000 | 3,459 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $1,000,000 | 7,100 |
| Undivided profits | $10,767,000 | 2,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $580,000 | 4,012 |
| Earning assets | $181,039,000 | 2,400 |
| Long-term assets (5+ years) | $40,494,000 | 2,035 |
| Average Assets, year-to-date | $185,200,400 | 2,439 |
| Average Assets, quarterly | $191,997,500 | 2,430 |
| Volatile liabilities | $22,652,000 | 3,175 |
| Insider loans | $3,051,000 | 1,532 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,663,000 | 2,799 |
| Tier 1 (core) risk-based capital | $13,922,000 | 3,144 |
| Tier 2 risk-based capital | $1,475,000 | 2,214 |
| Total risk weighted assets | $139,936,400 | 2,190 |
| Total unused commitments | $15,663,000 | 2,806 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $183,067,000 | 2,507 |
| Cash and due from depository institutions | $8,660,000 | 3,358 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $71,213,000 | 1,663 |
| Federal funds sold & reverse repurchase agreements | $6,130,000 | 2,837 |
| Net loans & leases | $91,583,000 | 2,975 |
| Loan loss allowance | $1,102,000 | 3,072 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,823,000 | 2,133 |
| Other real estate owned | $0 | 3,358 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,658,000 | 4,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,067,000 | 2,507 |
| Total liabilities | $170,162,000 | 2,434 |
| Total deposits | $164,098,000 | 2,318 |
| Interest-bearing deposits | $120,413,000 | 2,712 |
| Deposits held in domestic offices | $164,098,000 | 2,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,764,000 | 1,450 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,300,000 | 2,840 |
| Total equity capital | $12,905,000 | 3,471 |
| Total bank equity capital | $12,905,000 | 3,471 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $1,000,000 | 7,132 |
| Undivided profits | $10,905,000 | 2,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 4,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $471,000 | 4,829 |
| Earning assets | $168,926,000 | 2,493 |
| Long-term assets (5+ years) | $55,769,000 | 1,444 |
| Average Assets, year-to-date | $173,887,400 | 2,484 |
| Average Assets, quarterly | $178,920,000 | 2,517 |
| Volatile liabilities | $14,475,000 | 3,876 |
| Insider loans | $2,884,000 | 1,492 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,003,000 | 3,402 |
| Tier 1 (core) risk-based capital | $12,385,000 | 3,446 |
| Tier 2 risk-based capital | $1,102,000 | 2,799 |
| Total risk weighted assets | $115,849,700 | 2,470 |
| Total unused commitments | $11,003,000 | 3,406 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $168,825,000 | 2,652 |
| Cash and due from depository institutions | $9,237,000 | 3,667 |
| Interest-bearing balances | $98,000 | 4,873 |
| Securities | $50,397,000 | 2,257 |
| Federal funds sold & reverse repurchase agreements | $16,320,000 | 809 |
| Net loans & leases | $87,370,000 | 3,112 |
| Loan loss allowance | $1,339,000 | 2,584 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,055,000 | 1,948 |
| Other real estate owned | $0 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,446,000 | 4,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,825,000 | 2,652 |
| Total liabilities | $157,254,000 | 2,561 |
| Total deposits | $152,598,000 | 2,461 |
| Interest-bearing deposits | $116,740,000 | 2,746 |
| Deposits held in domestic offices | $152,598,000 | 2,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,618,000 | 1,726 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,038,000 | 3,461 |
| Total equity capital | $11,571,000 | 3,793 |
| Total bank equity capital | $11,571,000 | 3,793 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $9,571,000 | 2,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $503,000 | 4,702 |
| Earning assets | $154,185,000 | 2,664 |
| Long-term assets (5+ years) | $28,076,000 | 2,186 |
| Average Assets, year-to-date | $157,165,000 | 2,708 |
| Average Assets, quarterly | $163,088,000 | 2,694 |
| Volatile liabilities | $15,213,000 | 3,724 |
| Insider loans | $2,980,000 | 1,437 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,073,000 | 3,441 |
| Tier 1 (core) risk-based capital | $11,415,000 | 3,699 |
| Tier 2 risk-based capital | $1,339,000 | 2,234 |
| Total risk weighted assets | $108,108,100 | 2,583 |
| Total unused commitments | $10,073,000 | 3,442 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 52 | 3,599 |
| Assets and Liabilities | ||
| Total Assets: | $150,810,000 | 3,031 |
| Cash and due from depository institutions | $10,404,000 | 3,599 |
| Interest-bearing balances | $179,000 | 4,178 |
| Securities | $43,117,000 | 2,795 |
| Federal funds sold & reverse repurchase agreements | $4,905,000 | 2,650 |
| Net loans & leases | $85,730,000 | 3,187 |
| Loan loss allowance | $1,133,000 | 3,150 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,366,000 | 1,815 |
| Other real estate owned | $0 | 3,599 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,288,000 | 3,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,810,000 | 3,031 |
| Total liabilities | $139,760,000 | 2,954 |
| Total deposits | $133,343,000 | 2,869 |
| Interest-bearing deposits | $100,478,000 | 3,266 |
| Deposits held in domestic offices | $133,343,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,286,000 | 1,544 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,131,000 | 3,214 |
| Total equity capital | $11,050,000 | 3,971 |
| Total bank equity capital | $11,050,000 | 3,971 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $9,050,000 | 2,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 6,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $425,000 | 5,374 |
| Earning assets | $133,931,000 | 3,109 |
| Long-term assets (5+ years) | $13,204,000 | 3,556 |
| Average Assets, year-to-date | $132,696,400 | 3,271 |
| Average Assets, quarterly | $142,809,000 | 3,135 |
| Volatile liabilities | $17,340,000 | 3,263 |
| Insider loans | $3,151,000 | 1,365 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,737,000 | 3,038 |
| Tier 1 (core) risk-based capital | $11,230,000 | 3,800 |
| Tier 2 risk-based capital | $1,133,000 | 2,638 |
| Total risk weighted assets | $108,802,900 | 2,577 |
| Total unused commitments | $11,737,000 | 3,053 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $122,132,000 | 3,669 |
| Cash and due from depository institutions | $6,712,000 | 4,226 |
| Interest-bearing balances | $179,000 | 4,466 |
| Securities | $36,214,000 | 3,497 |
| Federal funds sold & reverse repurchase agreements | $3,568,000 | 3,847 |
| Net loans & leases | $69,812,000 | 3,753 |
| Loan loss allowance | $978,000 | 3,617 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,340,000 | 1,757 |
| Other real estate owned | $0 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,486,000 | 4,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,132,000 | 3,669 |
| Total liabilities | $111,755,000 | 3,625 |
| Total deposits | $106,609,000 | 3,595 |
| Interest-bearing deposits | $77,791,000 | 4,206 |
| Deposits held in domestic offices | $106,609,000 | 3,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,062,000 | 1,682 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,084,000 | 3,402 |
| Total equity capital | $10,377,000 | 4,195 |
| Total bank equity capital | $10,377,000 | 4,195 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $8,377,000 | 3,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $408,000 | 5,692 |
| Earning assets | $109,773,000 | 3,741 |
| Long-term assets (5+ years) | $13,207,000 | 3,372 |
| Average Assets, year-to-date | $112,677,400 | 3,817 |
| Average Assets, quarterly | $119,734,000 | 3,698 |
| Volatile liabilities | $12,454,000 | 3,876 |
| Insider loans | $3,586,000 | 1,231 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,071,000 | 3,501 |
| Tier 1 (core) risk-based capital | $10,415,000 | 4,062 |
| Tier 2 risk-based capital | $978,000 | 2,962 |
| Total risk weighted assets | $89,225,400 | 3,007 |
| Total unused commitments | $9,071,000 | 3,515 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $102,906,000 | 4,263 |
| Cash and due from depository institutions | $7,142,000 | 4,658 |
| Interest-bearing balances | $185,000 | 4,725 |
| Securities | $32,072,000 | 4,048 |
| Federal funds sold & reverse repurchase agreements | $855,000 | 5,832 |
| Net loans & leases | $57,614,000 | 4,359 |
| Loan loss allowance | $823,000 | 4,242 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,815,000 | 1,969 |
| Other real estate owned | $203,000 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,205,000 | 5,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,906,000 | 4,263 |
| Total liabilities | $93,154,000 | 4,262 |
| Total deposits | $92,249,000 | 4,066 |
| Interest-bearing deposits | $65,619,000 | 4,854 |
| Deposits held in domestic offices | $92,249,000 | 4,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $345,000 | 4,192 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $560,000 | 4,842 |
| Total equity capital | $9,752,000 | 4,155 |
| Total bank equity capital | $9,752,000 | 4,155 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $7,752,000 | 2,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 4,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $305,000 | 6,483 |
| Earning assets | $90,726,000 | 4,406 |
| Long-term assets (5+ years) | $12,035,000 | 3,668 |
| Average Assets, year-to-date | $103,815,000 | 4,128 |
| Average Assets, quarterly | $101,868,500 | 4,266 |
| Volatile liabilities | $5,634,000 | 6,305 |
| Insider loans | $1,601,000 | 2,531 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,908,000 | 3,689 |
| Tier 1 (core) risk-based capital | $9,879,000 | 4,174 |
| Tier 2 risk-based capital | $823,000 | 3,479 |
| Total risk weighted assets | $74,248,600 | 3,465 |
| Total unused commitments | $7,908,000 | 3,696 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $106,985,000 | 4,191 |
| Cash and due from depository institutions | $6,138,000 | 4,837 |
| Interest-bearing balances | $526,000 | 4,236 |
| Securities | $39,523,000 | 3,505 |
| Federal funds sold & reverse repurchase agreements | $435,000 | 9,303 |
| Net loans & leases | $55,737,000 | 4,366 |
| Loan loss allowance | $602,000 | 5,573 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,904,000 | 1,863 |
| Other real estate owned | $261,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $987,000 | 6,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,985,000 | 4,191 |
| Total liabilities | $98,140,000 | 4,142 |
| Total deposits | $95,031,000 | 4,074 |
| Interest-bearing deposits | $70,390,000 | 4,719 |
| Deposits held in domestic offices | $95,031,000 | 4,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,665,000 | 1,974 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $444,000 | 5,827 |
| Total equity capital | $8,845,000 | 4,589 |
| Total bank equity capital | $8,845,000 | 4,589 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $6,845,000 | 3,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 6,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $218,000 | 7,704 |
| Earning assets | $96,221,000 | 4,275 |
| Long-term assets (5+ years) | $12,650,000 | 3,730 |
| Average Assets, year-to-date | $101,188,600 | 4,288 |
| Average Assets, quarterly | $106,107,500 | 4,185 |
| Volatile liabilities | $7,060,000 | 5,269 |
| Insider loans | $1,137,000 | 3,399 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,179,000 | 4,783 |
| Tier 1 (core) risk-based capital | $8,845,000 | 4,495 |
| Tier 2 risk-based capital | $602,000 | 4,521 |
| Total risk weighted assets | $73,214,500 | 3,508 |
| Total unused commitments | $5,179,000 | 4,805 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $100,809,000 | 4,493 |
| Cash and due from depository institutions | $7,625,000 | 5,307 |
| Interest-bearing balances | $847,000 | 4,139 |
| Securities | $34,864,000 | 3,912 |
| Federal funds sold & reverse repurchase agreements | $10,315,000 | 1,575 |
| Net loans & leases | $45,491,000 | 5,188 |
| Loan loss allowance | $568,000 | 5,875 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,229,000 | 5,418 |
| Other real estate owned | $259,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,026,000 | 6,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,809,000 | 4,493 |
| Total liabilities | $92,914,000 | 4,468 |
| Total deposits | $91,827,000 | 4,352 |
| Interest-bearing deposits | $72,509,000 | 4,732 |
| Deposits held in domestic offices | $91,827,000 | 4,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,087,000 | 3,074 |
| Total equity capital | $7,895,000 | 4,850 |
| Total bank equity capital | $7,895,000 | 4,850 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $5,895,000 | 3,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 4,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $297,000 | 6,556 |
| Earning assets | $91,517,000 | 4,529 |
| Long-term assets (5+ years) | $5,849,000 | 5,993 |
| Average Assets, year-to-date | $91,696,000 | 4,774 |
| Average Assets, quarterly | $96,853,000 | 4,620 |
| Volatile liabilities | $3,274,000 | 8,222 |
| Insider loans | $43,000 | 7,409 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,000,000 | 4,621 |
| Tier 1 (core) risk-based capital | $7,895,000 | 4,761 |
| Tier 2 risk-based capital | $568,000 | 4,698 |
| Total risk weighted assets | $64,434,800 | 3,987 |
| Total unused commitments | $5,000,000 | 4,646 |
| Derivatives | $0 | 651 |