Home > ANB Financial > Net charge- offs to loans
ANB Financial, Net charge- offs to loans
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4577% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3001% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.3230% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3146% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2543% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4204% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8192% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3322% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8528% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9781% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 6.1013% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8162% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8536% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4127% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1813% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6271% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0336% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6414% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7307% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6811% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.7793% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0332% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0722% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2576% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5496% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1295% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2180% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8615% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8160% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 1.0483% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2723% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0718% | 6,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3529% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5528% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2236% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4301% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8697% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8259% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 1.0853% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4393% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3648% | 6,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6238% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4566% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2103% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2868% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0292% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3219% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7666% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3346% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4140% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6048% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0151% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1998% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4191% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3504% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7981% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2918% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2616% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2947% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1287% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6725% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5707% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4153% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3145% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 8,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 8,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 6,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3778% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1572% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7079% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6849% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 2,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0311% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1278% | 6,089 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4240% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5546% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6816% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5034% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 8,063 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1701% | 6,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2776% | 161 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8932% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7451% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5308% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0147% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 8,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2546% | 5,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4392% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0237% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4339% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 7,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 8,212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 8,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2330% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4365% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7059% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1913% | 2,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 7,809 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 8,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4970% | 2,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4013% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2403% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6172% | 7,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,871 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 7,817 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 8,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 8,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2993% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2093% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1595% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9199% | 7,750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 8,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 8,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 2,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9971% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1492% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6667% | 7,789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 8,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0661% | 8,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0768% | 8,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1291% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0885% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0399% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.3571% | 7,816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4442% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2235% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 7,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1165% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4206% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4807% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4104% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0958% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6915% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1358% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0753% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3082% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1902% | 965 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 7,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1527% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2792% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3268% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2957% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2862% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3971% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4827% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3524% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2880% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2295% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4192% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4921% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1582% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4435% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4338% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4385% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3912% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7572% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8827% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1618% | 7,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9263% | 2,099 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4580% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5151% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0843% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1595% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3075% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1376% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4251% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5711% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6881% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3101% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1328% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1847% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1268% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1131% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5165% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5085% | 1,061 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 5,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7157% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2456% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2998% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0649% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2461% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1796% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5241% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3860% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 5,492 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 7,928 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |