Home > AmTrust Bank > Income and Expense

AmTrust Bank, Income and Expense

2009-09-30 (YTD Data)		Rank
Total interest income	$396,485,000	96
Total interest expense	$297,440,000	53
Net interest income	$99,045,000	191
Provision for loan and lease losses	$412,381,000	54
Total noninterest income	$136,404,000	100
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$13,569,000	43
Additional Noninterest Income	$122,835,000	82
Total noninterest expense	$428,676,000	65
Salaries and employee benefits	$102,243,000	83
Premises and equipment expense	$24,271,000	96
Additional noninterest expense	$302,162,000	56
Pre-tax net operating income	$-605,608,000	8,095
Securities gains (losses)	$122,035,000	14
Applicable income taxes	$-1,245,000	7,617
Income before extraordinary items	$-482,328,000	8,085
Extraordinary gains, net	$0	27
Net income	$-482,328,000	8,084
Minority interest net income	$0	118
Net income of bank and minority interests.	$-482,328,000	8,084
Net charge-offs	$434,280,000	39
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-604,363,000	8,090
2009-06-30 (YTD Data)		Rank
Total interest income	$284,290,000	96
Total interest expense	$216,110,000	54
Net interest income	$68,180,000	192
Provision for loan and lease losses	$251,272,000	58
Total noninterest income	$117,221,000	82
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$18,180,000	32
Additional Noninterest Income	$99,041,000	70
Total noninterest expense	$210,059,000	82
Salaries and employee benefits	$70,584,000	79
Premises and equipment expense	$16,410,000	98
Additional noninterest expense	$123,065,000	79
Pre-tax net operating income	$-275,930,000	8,176
Securities gains (losses)	$90,400,000	13
Applicable income taxes	$-87,000	7,116
Income before extraordinary items	$-185,443,000	8,166
Extraordinary gains, net	$0	21
Net income	$-185,443,000	8,165
Minority interest net income	$0	112
Net income of bank and minority interests.	$-185,443,000	8,165
Net charge-offs	$255,150,000	40
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-275,843,000	8,172
2009-03-31 (YTD Data)		Rank
Total interest income	$151,382,000	90
Total interest expense	$116,547,000	56
Net interest income	$34,835,000	189
Provision for loan and lease losses	$144,546,000	53
Total noninterest income	$58,260,000	84
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$28,476,000	16
Additional Noninterest Income	$29,784,000	97
Total noninterest expense	$104,584,000	81
Salaries and employee benefits	$35,455,000	81
Premises and equipment expense	$8,285,000	105
Additional noninterest expense	$60,844,000	73
Pre-tax net operating income	$-156,035,000	8,230
Securities gains (losses)	$90,846,000	9
Applicable income taxes	$-630,000	7,916
Income before extraordinary items	$-64,559,000	8,207
Extraordinary gains, net	$0	15
Net income	$-64,559,000	8,207
Minority interest net income	$0	102
Net income of bank and minority interests.	$-64,559,000	8,207
Net charge-offs	$107,395,000	47
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-154,496,540	8,230
2008-12-31 (YTD Data)		Rank
Total interest income	$870,148,000	70
Total interest expense	$542,212,000	59
Net interest income	$327,936,000	105
Provision for loan and lease losses	$814,545,000	34
Total noninterest income	$-8,663,000	8,287
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$10,971,000	40
Additional Noninterest Income	$-19,634,000	8,304
Total noninterest expense	$315,923,000	96
Salaries and employee benefits	$185,840,000	65
Premises and equipment expense	$35,590,000	87
Additional noninterest expense	$94,493,000	146
Pre-tax net operating income	$-811,195,000	8,298
Securities gains (losses)	$89,253,000	10
Applicable income taxes	$-208,506,000	8,292
Income before extraordinary items	$-513,436,000	8,283
Extraordinary gains, net	$0	39
Net income	$-513,436,000	8,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$656,831,000	26
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-576,805,630	8,286
2008-09-30 (YTD Data)		Rank
Total interest income	$689,955,000	74
Total interest expense	$410,569,000	64
Net interest income	$279,386,000	97
Provision for loan and lease losses	$657,536,000	32
Total noninterest income	$30,782,000	227
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$30,198,000	18
Additional Noninterest Income	$584,000	2,569
Total noninterest expense	$239,121,000	96
Salaries and employee benefits	$145,774,000	67
Premises and equipment expense	$27,453,000	91
Additional noninterest expense	$65,894,000	137
Pre-tax net operating income	$-586,489,000	8,380
Securities gains (losses)	$25,493,000	24
Applicable income taxes	$-207,888,000	8,374
Income before extraordinary items	$-353,108,000	8,367
Extraordinary gains, net	$0	31
Net income	$-353,108,000	8,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$409,628,000	26
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-369,423,520	8,369
2008-06-30 (YTD Data)		Rank
Total interest income	$473,744,000	78
Total interest expense	$282,368,000	70
Net interest income	$191,376,000	95
Provision for loan and lease losses	$166,174,000	53
Total noninterest income	$55,974,000	121
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$38,025,000	13
Additional Noninterest Income	$17,949,000	187
Total noninterest expense	$156,778,000	100
Salaries and employee benefits	$98,914,000	70
Premises and equipment expense	$18,518,000	94
Additional noninterest expense	$39,346,000	148
Pre-tax net operating income	$-75,602,000	8,425
Securities gains (losses)	$8,769,000	44
Applicable income taxes	$-25,285,000	8,422
Income before extraordinary items	$-41,548,000	8,409
Extraordinary gains, net	$0	21
Net income	$-41,548,000	8,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,541,000	35
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-47,160,160	8,412
2008-03-31 (YTD Data)		Rank
Total interest income	$247,148,000	78
Total interest expense	$156,189,000	69
Net interest income	$90,959,000	101
Provision for loan and lease losses	$47,615,000	65
Total noninterest income	$45,074,000	97
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$15,505,000	16
Additional Noninterest Income	$29,569,000	93
Total noninterest expense	$82,555,000	91
Salaries and employee benefits	$51,219,000	70
Premises and equipment expense	$9,366,000	95
Additional noninterest expense	$21,970,000	128
Pre-tax net operating income	$5,863,000	348
Securities gains (losses)	$7,248,000	40
Applicable income taxes	$4,713,000	171
Income before extraordinary items	$8,398,000	204
Extraordinary gains, net	$0	15
Net income	$8,398,000	204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,368,000	45
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$3,759,280	381
2007-12-31 (YTD Data)		Rank
Total interest income	$1,154,162,000	64
Total interest expense	$737,685,000	65
Net interest income	$416,477,000	86
Provision for loan and lease losses	$152,870,000	51
Total noninterest income	$129,044,000	110
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$99,054,000	12
Additional Noninterest Income	$29,990,000	193
Total noninterest expense	$308,046,000	94
Salaries and employee benefits	$180,309,000	73
Premises and equipment expense	$34,944,000	92
Additional noninterest expense	$92,793,000	123
Pre-tax net operating income	$84,605,000	152
Securities gains (losses)	$9,706,000	34
Applicable income taxes	$31,166,000	141
Income before extraordinary items	$63,145,000	146
Extraordinary gains, net	$0	39
Net income	$63,145,000	144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,141,000	53
Cash dividends	$75,000,000	100
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$56,641,980	160
2007-09-30 (YTD Data)		Rank
Total interest income	$881,182,000	66
Total interest expense	$561,017,000	64
Net interest income	$320,165,000	84
Provision for loan and lease losses	$101,000,000	44
Total noninterest income	$82,307,000	121
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$109,509,000	14
Additional Noninterest Income	$-27,202,000	8,566
Total noninterest expense	$230,294,000	92
Salaries and employee benefits	$132,709,000	76
Premises and equipment expense	$26,328,000	92
Additional noninterest expense	$71,257,000	111
Pre-tax net operating income	$71,178,000	158
Securities gains (losses)	$8,827,000	32
Applicable income taxes	$25,388,000	149
Income before extraordinary items	$54,617,000	144
Extraordinary gains, net	$0	33
Net income	$54,617,000	143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,513,000	51
Cash dividends	$75,000,000	82
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$48,614,640	156
2007-06-30 (YTD Data)		Rank
Total interest income	$595,281,000	69
Total interest expense	$374,305,000	67
Net interest income	$220,976,000	85
Provision for loan and lease losses	$25,793,000	66
Total noninterest income	$55,698,000	135
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$102,604,000	12
Additional Noninterest Income	$-46,906,000	8,624
Total noninterest expense	$147,214,000	108
Salaries and employee benefits	$88,425,000	82
Premises and equipment expense	$17,565,000	103
Additional noninterest expense	$41,224,000	135
Pre-tax net operating income	$103,667,000	102
Securities gains (losses)	$7,092,000	31
Applicable income taxes	$42,856,000	90
Income before extraordinary items	$67,903,000	103
Extraordinary gains, net	$0	29
Net income	$67,903,000	104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,402,000	62
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$63,364,120	105
2007-03-31 (YTD Data)		Rank
Total interest income	$304,090,000	68
Total interest expense	$184,811,000	64
Net interest income	$119,279,000	79
Provision for loan and lease losses	$12,863,000	62
Total noninterest income	$11,110,000	219
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-4,522,000	8,649
Additional Noninterest Income	$15,632,000	139
Total noninterest expense	$68,376,000	109
Salaries and employee benefits	$43,978,000	82
Premises and equipment expense	$8,755,000	102
Additional noninterest expense	$15,643,000	153
Pre-tax net operating income	$49,150,000	104
Securities gains (losses)	$4,730,000	30
Applicable income taxes	$19,229,000	97
Income before extraordinary items	$34,651,000	99
Extraordinary gains, net	$0	22
Net income	$34,651,000	99
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,882,000	61
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$31,623,800	106
2006-12-31 (YTD Data)		Rank
Total interest income	$1,117,624,000	68
Total interest expense	$626,186,000	62
Net interest income	$491,438,000	71
Provision for loan and lease losses	$24,330,000	77
Total noninterest income	$25,190,000	313
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$17,510,000	32
Additional Noninterest Income	$7,680,000	491
Total noninterest expense	$260,639,000	111
Salaries and employee benefits	$159,367,000	82
Premises and equipment expense	$34,770,000	98
Additional noninterest expense	$66,502,000	147
Pre-tax net operating income	$231,659,000	89
Securities gains (losses)	$23,075,000	26
Applicable income taxes	$94,886,000	84
Income before extraordinary items	$159,848,000	91
Extraordinary gains, net	$0	51
Net income	$159,848,000	93
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,778,000	98
Cash dividends	$70,000,000	111
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$145,080,000	93
2006-09-30 (YTD Data)		Rank
Total interest income	$827,402,000	75
Total interest expense	$446,595,000	68
Net interest income	$380,807,000	77
Provision for loan and lease losses	$14,518,000	94
Total noninterest income	$4,927,000	889
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$5,488,000	49
Additional Noninterest Income	$-561,000	8,749
Total noninterest expense	$194,806,000	120
Salaries and employee benefits	$119,158,000	86
Premises and equipment expense	$26,450,000	99
Additional noninterest expense	$49,198,000	153
Pre-tax net operating income	$176,410,000	100
Securities gains (losses)	$19,382,000	24
Applicable income taxes	$72,306,000	89
Income before extraordinary items	$123,486,000	98
Extraordinary gains, net	$0	45
Net income	$123,486,000	99
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,293,000	107
Cash dividends	$70,000,000	91
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$111,081,520	102
2006-06-30 (YTD Data)		Rank
Total interest income	$538,990,000	78
Total interest expense	$282,016,000	72
Net interest income	$256,974,000	78
Provision for loan and lease losses	$2,808,000	210
Total noninterest income	$32,117,000	185
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$54,482,000	16
Additional Noninterest Income	$-22,365,000	8,788
Total noninterest expense	$140,054,000	114
Salaries and employee benefits	$83,186,000	88
Premises and equipment expense	$18,128,000	102
Additional noninterest expense	$38,740,000	144
Pre-tax net operating income	$146,229,000	90
Securities gains (losses)	$14,352,000	19
Applicable income taxes	$58,652,000	80
Income before extraordinary items	$101,929,000	86
Extraordinary gains, net	$0	39
Net income	$101,929,000	87
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,078,000	137
Cash dividends	$70,000,000	70
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$92,743,720	92
2006-03-31 (YTD Data)		Rank
Total interest income	$264,179,000	76
Total interest expense	$134,223,000	73
Net interest income	$129,956,000	79
Provision for loan and lease losses	$1,968,000	167
Total noninterest income	$15,677,000	188
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$25,817,000	15
Additional Noninterest Income	$-10,140,000	8,802
Total noninterest expense	$71,214,000	114
Salaries and employee benefits	$41,658,000	89
Premises and equipment expense	$9,409,000	98
Additional noninterest expense	$20,147,000	138
Pre-tax net operating income	$72,451,000	85
Securities gains (losses)	$9,768,000	17
Applicable income taxes	$29,971,000	82
Income before extraordinary items	$52,248,000	85
Extraordinary gains, net	$0	21
Net income	$52,248,000	86
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,295,000	182
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$45,996,480	92
2005-12-31 (YTD Data)		Rank
Total interest income	$899,304,000	75
Total interest expense	$405,429,000	72
Net interest income	$493,875,000	78
Provision for loan and lease losses	$28,514,000	77
Total noninterest income	$98,015,000	148
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$62,473,000	17
Additional Noninterest Income	$35,542,000	199
Total noninterest expense	$279,940,000	114
Salaries and employee benefits	$154,348,000	90
Premises and equipment expense	$35,236,000	100
Additional noninterest expense	$90,356,000	124
Pre-tax net operating income	$283,436,000	90
Securities gains (losses)	$-5,590,000	8,801
Applicable income taxes	$107,340,000	87
Income before extraordinary items	$170,506,000	100
Extraordinary gains, net	$0	46
Net income	$170,506,000	100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,295,000	97
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$174,083,600	93
2005-09-30 (YTD Data)		Rank
Total interest income	$643,070,000	77
Total interest expense	$281,085,000	74
Net interest income	$361,985,000	82
Provision for loan and lease losses	$20,552,000	78
Total noninterest income	$61,777,000	171
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$16,148,000	25
Additional Noninterest Income	$45,629,000	159
Total noninterest expense	$211,897,000	111
Salaries and employee benefits	$114,717,000	92
Premises and equipment expense	$26,885,000	102
Additional noninterest expense	$70,295,000	124
Pre-tax net operating income	$191,313,000	95
Securities gains (losses)	$433,000	286
Applicable income taxes	$75,810,000	89
Income before extraordinary items	$115,936,000	107
Extraordinary gains, net	$0	35
Net income	$115,936,000	107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,506,000	91
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$115,658,880	104
2005-06-30 (YTD Data)		Rank
Total interest income	$408,990,000	79
Total interest expense	$169,881,000	73
Net interest income	$239,109,000	81
Provision for loan and lease losses	$18,225,000	61
Total noninterest income	$33,975,000	186
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-35,572,000	8,867
Additional Noninterest Income	$69,547,000	92
Total noninterest expense	$131,745,000	117
Salaries and employee benefits	$72,756,000	94
Premises and equipment expense	$17,757,000	104
Additional noninterest expense	$41,232,000	134
Pre-tax net operating income	$123,114,000	97
Securities gains (losses)	$1,892,000	111
Applicable income taxes	$46,099,000	95
Income before extraordinary items	$78,907,000	107
Extraordinary gains, net	$0	30
Net income	$78,907,000	107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,323,000	81
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$77,696,120	104
2005-03-31 (YTD Data)		Rank
Total interest income	$194,770,000	80
Total interest expense	$78,688,000	76
Net interest income	$116,082,000	82
Provision for loan and lease losses	$10,421,000	61
Total noninterest income	$11,464,000	229
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$8,967,000	21
Additional Noninterest Income	$2,497,000	424
Total noninterest expense	$65,173,000	117
Salaries and employee benefits	$36,365,000	97
Premises and equipment expense	$8,645,000	109
Additional noninterest expense	$20,163,000	137
Pre-tax net operating income	$51,952,000	109
Securities gains (losses)	$2,392,000	67
Applicable income taxes	$19,915,000	102
Income before extraordinary items	$34,429,000	116
Extraordinary gains, net	$0	24
Net income	$34,429,000	116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,390,000	86
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$32,898,120	116
2004-12-31 (YTD Data)		Rank
Total interest income	$657,599,000	85
Total interest expense	$252,516,000	73
Net interest income	$405,083,000	90
Provision for loan and lease losses	$26,033,000	92
Total noninterest income	$41,808,000	246
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$53,604,000	20
Additional Noninterest Income	$-11,796,000	8,988
Total noninterest expense	$232,902,000	129
Salaries and employee benefits	$129,074,000	99
Premises and equipment expense	$32,444,000	107
Additional noninterest expense	$71,384,000	150
Pre-tax net operating income	$187,956,000	108
Securities gains (losses)	$-3,782,000	8,944
Applicable income taxes	$71,148,000	106
Income before extraordinary items	$113,026,000	123
Extraordinary gains, net	$0	34
Net income	$113,026,000	125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,711,000	103
Cash dividends	$20,000,000	215
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$115,446,480	117
2004-09-30 (YTD Data)		Rank
Total interest income	$475,332,000	88
Total interest expense	$183,102,000	72
Net interest income	$292,230,000	97
Provision for loan and lease losses	$17,306,000	104
Total noninterest income	$30,142,000	257
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$37,007,000	21
Additional Noninterest Income	$-6,865,000	9,036
Total noninterest expense	$172,207,000	135
Salaries and employee benefits	$96,395,000	101
Premises and equipment expense	$24,077,000	108
Additional noninterest expense	$51,735,000	160
Pre-tax net operating income	$132,859,000	115
Securities gains (losses)	$-6,740,000	9,010
Applicable income taxes	$49,718,000	112
Income before extraordinary items	$76,401,000	129
Extraordinary gains, net	$0	26
Net income	$76,401,000	130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,963,000	109
Cash dividends	$20,000,000	175
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$80,714,600	122
2004-06-30 (YTD Data)		Rank
Total interest income	$296,744,000	90
Total interest expense	$120,965,000	73
Net interest income	$175,779,000	107
Provision for loan and lease losses	$10,778,000	111
Total noninterest income	$5,921,000	552
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$78,935,000	13
Additional Noninterest Income	$-73,014,000	9,090
Total noninterest expense	$110,098,000	136
Salaries and employee benefits	$62,428,000	105
Premises and equipment expense	$15,787,000	109
Additional noninterest expense	$31,883,000	164
Pre-tax net operating income	$60,824,000	151
Securities gains (losses)	$-5,156,000	9,065
Applicable income taxes	$20,763,000	152
Income before extraordinary items	$34,905,000	169
Extraordinary gains, net	$0	21
Net income	$34,905,000	170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,567,000	113
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$38,204,840	153
2004-03-31 (YTD Data)		Rank
Total interest income	$142,205,000	94
Total interest expense	$60,899,000	72
Net interest income	$81,306,000	113
Provision for loan and lease losses	$5,881,000	102
Total noninterest income	$19,189,000	176
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-33,977,000	9,116
Additional Noninterest Income	$53,166,000	76
Total noninterest expense	$55,522,000	136
Salaries and employee benefits	$30,920,000	106
Premises and equipment expense	$7,793,000	112
Additional noninterest expense	$16,809,000	159
Pre-tax net operating income	$39,092,000	122
Securities gains (losses)	$-1,259,000	9,108
Applicable income taxes	$13,766,000	124
Income before extraordinary items	$24,067,000	136
Extraordinary gains, net	$0	16
Net income	$24,067,000	137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,492,000	112
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$24,872,760	126
2003-12-31 (YTD Data)		Rank
Total interest income	$672,963,000	82
Total interest expense	$273,666,000	68
Net interest income	$399,297,000	87
Provision for loan and lease losses	$43,417,000	91
Total noninterest income	$79,794,000	175
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$169,668,000	11
Additional Noninterest Income	$-89,874,000	9,194
Total noninterest expense	$223,004,000	136
Salaries and employee benefits	$116,476,000	115
Premises and equipment expense	$29,501,000	117
Additional noninterest expense	$77,027,000	150
Pre-tax net operating income	$212,670,000	103
Securities gains (losses)	$19,963,000	73
Applicable income taxes	$83,575,000	91
Income before extraordinary items	$149,058,000	97
Extraordinary gains, net	$0	54
Net income	$149,058,000	98
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,250,000	139
Cash dividends	$55,000,000	124
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$136,281,680	102
2003-09-30 (YTD Data)		Rank
Total interest income	$524,328,000	80
Total interest expense	$210,491,000	68
Net interest income	$313,837,000	81
Provision for loan and lease losses	$35,872,000	90
Total noninterest income	$-10,111,000	9,234
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$36,594,000	22
Additional Noninterest Income	$-46,705,000	9,250
Total noninterest expense	$165,993,000	136
Salaries and employee benefits	$86,564,000	118
Premises and equipment expense	$21,709,000	120
Additional noninterest expense	$57,720,000	148
Pre-tax net operating income	$101,861,000	127
Securities gains (losses)	$21,302,000	66
Applicable income taxes	$44,286,000	118
Income before extraordinary items	$78,877,000	127
Extraordinary gains, net	$0	40
Net income	$78,877,000	127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,730,000	143
Cash dividends	$25,000,000	164
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$65,243,720	132
2003-06-30 (YTD Data)		Rank
Total interest income	$356,669,000	81
Total interest expense	$144,634,000	70
Net interest income	$212,035,000	83
Provision for loan and lease losses	$22,802,000	90
Total noninterest income	$63,497,000	144
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$45,388,000	16
Additional Noninterest Income	$18,109,000	222
Total noninterest expense	$107,437,000	142
Salaries and employee benefits	$56,746,000	119
Premises and equipment expense	$14,081,000	126
Additional noninterest expense	$36,610,000	153
Pre-tax net operating income	$145,293,000	80
Securities gains (losses)	$9,542,000	83
Applicable income taxes	$54,314,000	79
Income before extraordinary items	$100,521,000	82
Extraordinary gains, net	$0	30
Net income	$100,521,000	82
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,499,000	141
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$94,318,700	81
2003-03-31 (YTD Data)		Rank
Total interest income	$179,883,000	80
Total interest expense	$74,614,000	68
Net interest income	$105,269,000	83
Provision for loan and lease losses	$12,083,000	88
Total noninterest income	$23,119,000	166
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$16,098,000	17
Additional Noninterest Income	$7,021,000	262
Total noninterest expense	$52,413,000	141
Salaries and employee benefits	$28,482,000	120
Premises and equipment expense	$6,677,000	131
Additional noninterest expense	$17,254,000	155
Pre-tax net operating income	$63,892,000	83
Securities gains (losses)	$3,434,000	109
Applicable income taxes	$23,476,000	81
Income before extraordinary items	$43,850,000	84
Extraordinary gains, net	$0	21
Net income	$43,850,000	84
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,126,000	161
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$41,617,900	86
2002-12-31 (YTD Data)		Rank
Total interest income	$691,109,000	84
Total interest expense	$321,478,000	66
Net interest income	$369,631,000	97
Provision for loan and lease losses	$36,142,000	119
Total noninterest income	$54,716,000	217
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-141,368,000	9,354
Additional Noninterest Income	$196,084,000	73
Total noninterest expense	$214,339,000	138
Salaries and employee benefits	$102,123,000	121
Premises and equipment expense	$27,162,000	128
Additional noninterest expense	$85,054,000	136
Pre-tax net operating income	$173,866,000	108
Securities gains (losses)	$16,900,000	71
Applicable income taxes	$69,121,000	100
Income before extraordinary items	$121,645,000	111
Extraordinary gains, net	$0	70
Net income	$121,645,000	110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,028,000	215
Cash dividends	$15,000,000	271
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$110,829,000	110
2001-12-31 (YTD Data)		Rank
Total interest income	$714,847,000	97
Total interest expense	$443,779,000	76
Net interest income	$271,068,000	120
Provision for loan and lease losses	$17,617,000	175
Total noninterest income	$150,688,000	127
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$89,442,000	16
Additional Noninterest Income	$61,246,000	155
Total noninterest expense	$213,894,000	139
Salaries and employee benefits	$88,744,000	123
Premises and equipment expense	$26,027,000	124
Additional noninterest expense	$99,123,000	134
Pre-tax net operating income	$190,245,000	93
Securities gains (losses)	$-13,569,000	9,611
Applicable income taxes	$64,013,000	101
Income before extraordinary items	$112,663,000	110
Extraordinary gains, net	$0	105
Net income	$112,663,000	109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,888,000	240
Cash dividends	$5,000,000	611
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$121,347,160	99
2000-12-31 (YTD Data)		Rank
Total interest income	$726,305,000	99
Total interest expense	$473,321,000	88
Net interest income	$252,984,000	124
Provision for loan and lease losses	$15,242,000	160
Total noninterest income	$32,586,000	278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-51,302,000	4,552
Additional Noninterest Income	$83,888,000	136
Total noninterest expense	$152,073,000	168
Salaries and employee benefits	$79,998,000	136
Premises and equipment expense	$22,853,000	136
Additional noninterest expense	$49,222,000	200
Pre-tax net operating income	$118,255,000	136
Securities gains (losses)	$3,891,000	63
Applicable income taxes	$44,414,000	126
Income before extraordinary items	$77,732,000	131
Extraordinary gains, net	$-1,902,000	9,899
Net income	$75,830,000	137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,736,000	213
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$75,241,760	141
1999-12-31 (YTD Data)		Rank
Total interest income	$507,828,000	115
Total interest expense	$308,735,000	97
Net interest income	$199,093,000	146
Provision for loan and lease losses	$15,870,000	155
Total noninterest income	$52,733,000	223
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-1,189,000	4,563
Additional Noninterest Income	$53,922,000	169
Total noninterest expense	$124,282,000	192
Salaries and employee benefits	$64,635,000	157
Premises and equipment expense	$17,687,000	163
Additional noninterest expense	$41,960,000	223
Pre-tax net operating income	$111,674,000	150
Securities gains (losses)	$12,521,000	34
Applicable income taxes	$44,341,000	139
Income before extraordinary items	$79,854,000	146
Extraordinary gains, net	$0	35
Net income	$79,854,000	147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,659,000	251
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$71,840,560	152
1998-12-31 (YTD Data)		Rank
Total interest income	$449,526,000	129
Total interest expense	$281,808,000	101
Net interest income	$167,718,000	167
Provision for loan and lease losses	$8,411,000	231
Total noninterest income	$28,213,000	298
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-19,467,000	4,464
Additional Noninterest Income	$47,680,000	185
Total noninterest expense	$91,434,000	242
Salaries and employee benefits	$51,159,000	174
Premises and equipment expense	$14,207,000	190
Additional noninterest expense	$26,068,000	304
Pre-tax net operating income	$96,086,000	159
Securities gains (losses)	$17,053,000	45
Applicable income taxes	$40,317,000	142
Income before extraordinary items	$72,822,000	150
Extraordinary gains, net	$0	32
Net income	$72,822,000	151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,255,000	311
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$61,908,080	161
1997-12-31 (YTD Data)		Rank
Total interest income	$379,694,000	156
Total interest expense	$225,891,000	126
Net interest income	$153,803,000	184
Provision for loan and lease losses	$6,468,000	281
Total noninterest income	$19,387,000	364
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$599,000	102
Additional Noninterest Income	$18,788,000	273
Total noninterest expense	$73,992,000	261
Salaries and employee benefits	$41,454,000	202
Premises and equipment expense	$11,474,000	226
Additional noninterest expense	$21,064,000	326
Pre-tax net operating income	$92,730,000	159
Securities gains (losses)	$-1,585,000	10,909
Applicable income taxes	$32,413,000	163
Income before extraordinary items	$58,732,000	166
Extraordinary gains, net	$0	44
Net income	$58,732,000	166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,542,000	298
Cash dividends	$5,100,000	612
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$59,746,400	163
1996-12-31 (YTD Data)		Rank
Total interest income	$275,054,000	215
Total interest expense	$149,153,000	192
Net interest income	$125,901,000	226
Provision for loan and lease losses	$7,246,000	269
Total noninterest income	$17,016,000	431
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-724,000	4,707
Additional Noninterest Income	$17,740,000	315
Total noninterest expense	$78,571,000	295
Salaries and employee benefits	$32,200,000	263
Premises and equipment expense	$9,738,000	283
Additional noninterest expense	$36,633,000	292
Pre-tax net operating income	$57,100,000	224
Securities gains (losses)	$4,234,000	89
Applicable income taxes	$21,901,000	213
Income before extraordinary items	$39,433,000	222
Extraordinary gains, net	$0	53
Net income	$39,433,000	222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,901,000	592
Cash dividends	$2,500,000	1,090
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$36,723,240	229
1995-12-31 (YTD Data)		Rank
Total interest income	$223,505,000	250
Total interest expense	$118,385,000	242
Net interest income	$105,120,000	269
Provision for loan and lease losses	$5,362,000	308
Total noninterest income	$17,091,000	443
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$100,000	280
Additional Noninterest Income	$16,991,000	323
Total noninterest expense	$54,790,000	366
Salaries and employee benefits	$26,224,000	328
Premises and equipment expense	$9,583,000	304
Additional noninterest expense	$18,983,000	442
Pre-tax net operating income	$62,059,000	229
Securities gains (losses)	$2,886,000	102
Applicable income taxes	$22,751,000	206
Income before extraordinary items	$42,194,000	222
Extraordinary gains, net	$0	65
Net income	$42,194,000	221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,275,000	424
Cash dividends	$7,500,000	474
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$40,318,100	229
1994-12-31 (YTD Data)		Rank
Total interest income	$150,683,000	305
Total interest expense	$63,781,000	313
Net interest income	$86,902,000	291
Provision for loan and lease losses	$3,633,000	367
Total noninterest income	$17,305,000	408
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$17,305,000	303
Total noninterest expense	$50,789,000	387
Salaries and employee benefits	$22,540,000	357
Premises and equipment expense	$7,709,000	353
Additional noninterest expense	$20,540,000	431
Pre-tax net operating income	$49,785,000	249
Securities gains (losses)	$1,692,000	106
Applicable income taxes	$18,642,000	219
Income before extraordinary items	$32,835,000	244
Extraordinary gains, net	$0	249
Net income	$32,835,000	242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,867,000	582
Cash dividends	$13,500,000	280
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$31,752,120	254
1993-12-31 (YTD Data)		Rank
Total interest income	$146,770,000	303
Total interest expense	$63,885,000	293
Net interest income	$82,885,000	293
Provision for loan and lease losses	$8,217,000	316
Total noninterest income	$17,387,000	415
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$17,387,000	298
Total noninterest expense	$52,740,000	390
Salaries and employee benefits	$21,986,000	362
Premises and equipment expense	$7,886,000	352
Additional noninterest expense	$22,868,000	422
Pre-tax net operating income	$39,315,000	251
Securities gains (losses)	$9,324,000	87
Applicable income taxes	$19,482,000	185
Income before extraordinary items	$29,157,000	243
Extraordinary gains, net	$8,332,000	38
Net income	$37,489,000	210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,328,000	453
Cash dividends	$2,000,000	1,012
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$23,189,640	273
1992-12-31 (YTD Data)		Rank
Total interest income	$144,403,000	338
Total interest expense	$75,216,000	317
Net interest income	$69,187,000	342
Provision for loan and lease losses	$13,447,000	291
Total noninterest income	$15,494,000	452
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$15,494,000	330
Total noninterest expense	$52,434,000	393
Salaries and employee benefits	$20,834,000	375
Premises and equipment expense	$7,009,000	391
Additional noninterest expense	$24,591,000	398
Pre-tax net operating income	$18,800,000	361
Securities gains (losses)	$7,493,000	144
Applicable income taxes	$13,382,000	208
Income before extraordinary items	$12,911,000	394
Extraordinary gains, net	$0	1,422
Net income	$12,911,000	395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,396,000	505
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$8,115,480	533

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.