Home > AmTrust Bank > Net charge- offs to loans
AmTrust Bank, Net charge- offs to loans
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9896% | 149 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0296% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 8.5227% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4551% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5693% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5109% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0215% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1733% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0067% | 247 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0024% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 6.7867% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5645% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8333% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4859% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0529% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8932% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0179% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0565% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 5.3338% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7313% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5009% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6844% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5280% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8596% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9337% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9656% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 13.7377% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6996% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7653% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5928% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1151% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8825% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9236% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9450% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 8.7789% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7025% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4806% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5640% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1750% | 2,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5436% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8105% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8244% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 6.1186% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9922% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6937% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8614% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9643% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4431% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4477% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 3.9087% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8192% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3945% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8397% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1312% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5808% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5673% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 1.3416% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0995% | 6,244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3627% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5762% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3530% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6645% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5137% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4958% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 0.9935% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1321% | 6,202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3645% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7050% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3492% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7413% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2884% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.3836% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1974% | 6,187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2635% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1539% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2684% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9818% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2724% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2405% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.4335% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1881% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2919% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1833% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3655% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0264% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1646% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9224% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0733% | 2,036 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2010% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9121% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7304% | 2,021 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1589% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8041% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7383% | 2,014 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 3,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0109% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2287% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9431% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | -13.3132% | 2,019 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 3,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1650% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1472% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 25.3442% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 2,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0186% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1954% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3740% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2313% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1791% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0289% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2413% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4012% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 54.3991% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0598% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1767% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8884% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | -15.6502% | 2,152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1952% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0279% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0966% | 1,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7090% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1664% | 2,574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7397% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | -3.8297% | 2,596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0938% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7110% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5805% | 2,598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2068% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9635% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | -4.2548% | 2,593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 2,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0559% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2778% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4028% | 2,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4193% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | -11.5510% | 2,809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0758% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3911% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2418% | 2,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3565% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | -12.9959% | 2,807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.1140% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5503% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2437% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | -12.7000% | 2,794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | -0.0571% | 7,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9582% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1730% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | -5.9202% | 2,770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 5,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 2,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.1132% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0650% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 2,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0933% | 8,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5184% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0770% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0803% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 3,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0373% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 3,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 8,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0290% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6041% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 4,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0275% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4906% | 91 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9672% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2905% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 5,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.8551% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3418% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5254% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8891% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7100% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 5,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.3392% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | -4.3655% | 1,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8096% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8265% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 5,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3131% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0813% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7908% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6724% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 6,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0485% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0020% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2021% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9040% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9503% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 578 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2595% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2255% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6623% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7496% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 5,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0349% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6462% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6747% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 4,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1600% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0554% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1128% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 1,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0871% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3770% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3545% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5539% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6242% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3950% | 5,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1540% | 826 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 1,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8121% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1439% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3407% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5000% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6080% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |