Home > Amsterdam Federal Bank > Income and Expense
Amsterdam Federal Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,871,000 | 2,990 |
| Total interest expense | $5,891,000 | 2,530 |
| Net interest income | $4,980,000 | 3,504 |
| Provision for loan and lease losses | $205,000 | 3,384 |
| Total noninterest income | $470,000 | 5,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $470,000 | 2,951 |
| Total noninterest expense | $3,622,000 | 3,498 |
| Salaries and employee benefits | $1,809,000 | 3,623 |
| Premises and equipment expense | $824,000 | 2,352 |
| Additional noninterest expense | $989,000 | 3,952 |
| Pre-tax net operating income | $1,623,000 | 4,183 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $643,000 | 3,482 |
| Income before extraordinary items | $980,000 | 4,770 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $980,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $145,000 | 5,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $980,000 | 4,708 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,502,000 | 3,429 |
| Total interest expense | $5,435,000 | 2,803 |
| Net interest income | $4,067,000 | 4,263 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $512,000 | 5,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $512,000 | 2,871 |
| Total noninterest expense | $3,841,000 | 3,461 |
| Salaries and employee benefits | $1,424,000 | 4,527 |
| Premises and equipment expense | $811,000 | 2,419 |
| Additional noninterest expense | $1,606,000 | 2,947 |
| Pre-tax net operating income | $458,000 | 8,180 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $237,000 | 6,613 |
| Income before extraordinary items | $221,000 | 9,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $221,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,838,000 | 91 |
| Net operating income | $221,000 | 9,042 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,287,000 | 3,885 |
| Total interest expense | $4,856,000 | 3,100 |
| Net interest income | $3,431,000 | 4,944 |
| Provision for loan and lease losses | $170,000 | 3,392 |
| Total noninterest income | $415,000 | 5,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $415,000 | 3,233 |
| Total noninterest expense | $2,838,000 | 4,481 |
| Salaries and employee benefits | $1,291,000 | 4,885 |
| Premises and equipment expense | $689,000 | 2,854 |
| Additional noninterest expense | $858,000 | 4,954 |
| Pre-tax net operating income | $838,000 | 6,691 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $580,000 | 6,729 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $580,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,739 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $582,070 | 6,706 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,940,000 | 4,255 |
| Total interest expense | $3,664,000 | 3,325 |
| Net interest income | $3,276,000 | 5,233 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $337,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $337,000 | 3,811 |
| Total noninterest expense | $2,415,000 | 5,312 |
| Salaries and employee benefits | $1,121,000 | 5,567 |
| Premises and equipment expense | $504,000 | 3,778 |
| Additional noninterest expense | $790,000 | 5,750 |
| Pre-tax net operating income | $948,000 | 6,177 |
| Securities gains (losses) | $41,000 | 1,276 |
| Applicable income taxes | $363,000 | 5,121 |
| Income before extraordinary items | $626,000 | 6,358 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $626,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,946 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $599,760 | 6,602 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 4,574 |
| Total interest expense | $3,648,000 | 3,437 |
| Net interest income | $2,914,000 | 5,780 |
| Provision for loan and lease losses | $244,000 | 3,450 |
| Total noninterest income | $310,000 | 7,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $310,000 | 4,382 |
| Total noninterest expense | $1,980,000 | 6,388 |
| Salaries and employee benefits | $940,000 | 6,476 |
| Premises and equipment expense | $440,000 | 4,342 |
| Additional noninterest expense | $600,000 | 7,333 |
| Pre-tax net operating income | $1,000,000 | 5,885 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $336,000 | 5,656 |
| Income before extraordinary items | $678,000 | 6,251 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $678,000 | 6,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 4,247 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $668,620 | 6,068 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,891,000 | 4,893 |
| Total interest expense | $4,372,000 | 3,750 |
| Net interest income | $2,519,000 | 6,555 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $345,000 | 7,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $345,000 | 4,073 |
| Total noninterest expense | $1,764,000 | 7,066 |
| Salaries and employee benefits | $777,000 | 7,417 |
| Premises and equipment expense | $350,000 | 5,369 |
| Additional noninterest expense | $637,000 | 7,201 |
| Pre-tax net operating income | $970,000 | 5,751 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $333,000 | 5,545 |
| Income before extraordinary items | $641,000 | 6,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $641,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $638,360 | 5,963 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.