Home > AmSouth Bank of Georgia > Income and Expense
AmSouth Bank of Georgia, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,316,000 | 1,292 |
| Total interest expense | $12,576,000 | 1,286 |
| Net interest income | $13,740,000 | 1,291 |
| Provision for loan and lease losses | $1,883,000 | 655 |
| Total noninterest income | $2,781,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,002,000 | 673 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $779,000 | 2,143 |
| Total noninterest expense | $7,121,000 | 1,970 |
| Salaries and employee benefits | $2,424,000 | 2,774 |
| Premises and equipment expense | $1,021,000 | 1,965 |
| Additional noninterest expense | $3,676,000 | 1,450 |
| Pre-tax net operating income | $7,517,000 | 1,007 |
| Securities gains (losses) | $91,000 | 1,003 |
| Applicable income taxes | $3,059,000 | 860 |
| Income before extraordinary items | $4,549,000 | 1,127 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,549,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,368,000 | 512 |
| Cash dividends | $2,140,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,490,760 | 1,124 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,567,000 | 1,461 |
| Total interest expense | $11,514,000 | 1,412 |
| Net interest income | $12,053,000 | 1,491 |
| Provision for loan and lease losses | $740,000 | 1,175 |
| Total noninterest income | $2,334,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,782,000 | 752 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $552,000 | 2,692 |
| Total noninterest expense | $6,511,000 | 2,116 |
| Salaries and employee benefits | $2,738,000 | 2,428 |
| Premises and equipment expense | $896,000 | 2,236 |
| Additional noninterest expense | $2,877,000 | 1,760 |
| Pre-tax net operating income | $7,136,000 | 1,096 |
| Securities gains (losses) | $62,000 | 1,174 |
| Applicable income taxes | $2,915,000 | 942 |
| Income before extraordinary items | $4,283,000 | 1,239 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,283,000 | 1,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $869,000 | 960 |
| Cash dividends | $520,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,243,320 | 1,227 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,709,000 | 2,095 |
| Total interest expense | $6,043,000 | 2,067 |
| Net interest income | $8,666,000 | 2,080 |
| Provision for loan and lease losses | $468,000 | 1,627 |
| Total noninterest income | $1,177,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $913,000 | 1,485 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $264,000 | 4,440 |
| Total noninterest expense | $5,708,000 | 2,464 |
| Salaries and employee benefits | $2,322,000 | 2,848 |
| Premises and equipment expense | $643,000 | 3,063 |
| Additional noninterest expense | $2,743,000 | 1,976 |
| Pre-tax net operating income | $3,667,000 | 1,944 |
| Securities gains (losses) | $-498,000 | 12,244 |
| Applicable income taxes | $2,066,000 | 1,179 |
| Income before extraordinary items | $1,103,000 | 4,169 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,103,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,488 |
| Cash dividends | $207,000 | 5,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,421,720 | 3,350 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 10,382 |
| Total interest expense | $1,048,000 | 8,886 |
| Net interest income | $856,000 | 11,324 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $530,000 | 12,002 |
| Salaries and employee benefits | $314,000 | 11,509 |
| Premises and equipment expense | $54,000 | 12,082 |
| Additional noninterest expense | $162,000 | 12,256 |
| Pre-tax net operating income | $366,000 | 9,679 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $214,000 | 10,485 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $214,000 | 10,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $214,000 | 10,241 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.