Home > AmSouth Bank of Florida > Loan Charge- Offs and Recoveries
AmSouth Bank of Florida, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $24,784,000 | 150 |
| Loans secured by real estate, total | $4,661,000 | 120 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $4,661,000 | 120 |
| Construction and land development | $81,000 | 249 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $2,849,000 | 83 |
| Secured by multifamily residential properties | $62,000 | 285 |
| Secured by nonfarm nonresidential properties | $1,669,000 | 123 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $1,485,000 | 257 |
| Loans to individuals | $18,638,000 | 124 |
| Credit card loan charge offs | $7,180,000 | 126 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $11,458,000 | 69 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,958,000 | 208 |
| Loans secured by real estate, total | $1,108,000 | 168 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,108,000 | 168 |
| Construction and land development | $49,000 | 193 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $77,000 | 458 |
| Secured by multifamily residential properties | $59,000 | 139 |
| Secured by nonfarm nonresidential properties | $923,000 | 114 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $755,000 | 229 |
| Loans to individuals | $2,013,000 | 182 |
| Credit card loan recoveries | $160,000 | 267 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,853,000 | 121 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $82,000 | 123 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $20,826,000 | 131 |
| Loans secured by real estate, total | $3,553,000 | 116 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $3,553,000 | 115 |
| Construction and land development | $32,000 | 335 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $2,772,000 | 71 |
| Secured by multifamily residential properties | $3,000 | 390 |
| Secured by nonfarm nonresidential properties | $746,000 | 151 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $730,000 | 334 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $16,625,000 | 120 |
| Credit card loan net charge offs | $7,020,000 | 118 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $9,605,000 | 61 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-82,000 | 1,165 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,078,000 | 243 |
| Loans secured by real estate, total | $2,561,000 | 240 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,561,000 | 239 |
| Construction and land development | $225,000 | 201 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $660,000 | 277 |
| Secured by multifamily residential properties | $214,000 | 225 |
| Secured by nonfarm nonresidential properties | $1,462,000 | 186 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 156 |
| Commercial and industrial loans | $1,546,000 | 252 |
| Loans to individuals | $6,569,000 | 189 |
| Credit card loan charge offs | $1,703,000 | 227 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,866,000 | 115 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $392,000 | 81 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,621,000 | 292 |
| Loans secured by real estate, total | $441,000 | 325 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $441,000 | 324 |
| Construction and land development | $10,000 | 406 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $150,000 | 283 |
| Secured by multifamily residential properties | $11,000 | 303 |
| Secured by nonfarm nonresidential properties | $270,000 | 277 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,132,000 | 197 |
| Loans to individuals | $782,000 | 322 |
| Credit card loan recoveries | $9,000 | 958 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $773,000 | 233 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $266,000 | 66 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,457,000 | 214 |
| Loans secured by real estate, total | $2,120,000 | 219 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,120,000 | 218 |
| Construction and land development | $215,000 | 175 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $510,000 | 280 |
| Secured by multifamily residential properties | $203,000 | 207 |
| Secured by nonfarm nonresidential properties | $1,192,000 | 171 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 110 |
| Commercial and industrial loans | $414,000 | 514 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $5,787,000 | 168 |
| Credit card loan net charge offs | $1,694,000 | 212 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,093,000 | 85 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $126,000 | 98 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,444,000 | 257 |
| Loans secured by real estate, total | $5,533,000 | 163 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,533,000 | 162 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $2,476,000 | 108 |
| Secured by multifamily residential properties | $243,000 | 242 |
| Secured by nonfarm nonresidential properties | $2,814,000 | 147 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $2,321,000 | 207 |
| Loans to individuals | $2,577,000 | 294 |
| Credit card loan charge offs | $515,000 | 359 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,062,000 | 197 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $13,000 | 280 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,575,000 | 303 |
| Loans secured by real estate, total | $1,138,000 | 194 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,138,000 | 192 |
| Construction and land development | $169,000 | 160 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $201,000 | 228 |
| Secured by multifamily residential properties | $160,000 | 85 |
| Secured by nonfarm nonresidential properties | $608,000 | 175 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $532,000 | 364 |
| Loans to individuals | $863,000 | 305 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $863,000 | 215 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $42,000 | 147 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,869,000 | 230 |
| Loans secured by real estate, total | $4,395,000 | 162 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $4,395,000 | 161 |
| Construction and land development | $-169,000 | 12,528 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $2,275,000 | 105 |
| Secured by multifamily residential properties | $83,000 | 340 |
| Secured by nonfarm nonresidential properties | $2,206,000 | 136 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,789,000 | 161 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,714,000 | 272 |
| Credit card loan net charge offs | $515,000 | 315 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,199,000 | 183 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-29,000 | 1,116 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,097,000 | 677 |
| Loans secured by real estate, total | $1,895,000 | 475 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,895,000 | 474 |
| Construction and land development | $102,000 | 582 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $265,000 | 746 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $1,528,000 | 289 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $307,000 | 1,474 |
| Loans to individuals | $895,000 | 571 |
| Credit card loan charge offs | $180,000 | 599 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $715,000 | 473 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,125,000 | 348 |
| Loans secured by real estate, total | $769,000 | 255 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $769,000 | 255 |
| Construction and land development | $13,000 | 528 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $312,000 | 160 |
| Secured by multifamily residential properties | $159,000 | 95 |
| Secured by nonfarm nonresidential properties | $285,000 | 285 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,020,000 | 249 |
| Loans to individuals | $325,000 | 537 |
| Credit card loan recoveries | $11,000 | 952 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $314,000 | 448 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $11,000 | 230 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $972,000 | 1,169 |
| Loans secured by real estate, total | $1,126,000 | 573 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,126,000 | 572 |
| Construction and land development | $89,000 | 545 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-47,000 | 13,123 |
| Secured by multifamily residential properties | $-159,000 | 13,254 |
| Secured by nonfarm nonresidential properties | $1,243,000 | 294 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-713,000 | 13,238 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $570,000 | 571 |
| Credit card loan net charge offs | $169,000 | 553 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $401,000 | 469 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-11,000 | 1,096 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,692,000 | 487 |
| Loans secured by real estate, total | $5,114,000 | 275 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,114,000 | 274 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $368,000 | 686 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $4,746,000 | 163 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $786,000 | 962 |
| Loans to individuals | $736,000 | 775 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $736,000 | 588 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $56,000 | 228 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $715,000 | 719 |
| Loans secured by real estate, total | $345,000 | 405 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $345,000 | 405 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $135,000 | 313 |
| Secured by multifamily residential properties | $187,000 | 64 |
| Secured by nonfarm nonresidential properties | $23,000 | 1,089 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $185,000 | 929 |
| Loans to individuals | $185,000 | 835 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $185,000 | 694 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,977,000 | 464 |
| Loans secured by real estate, total | $4,769,000 | 271 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,769,000 | 270 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $233,000 | 815 |
| Secured by multifamily residential properties | $-187,000 | 13,922 |
| Secured by nonfarm nonresidential properties | $4,723,000 | 154 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $601,000 | 999 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $551,000 | 758 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $551,000 | 538 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $56,000 | 183 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.