Home > AmSouth Bank of Alabama > Loan Charge- Offs and Recoveries
AmSouth Bank of Alabama, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $50,344,000 | 97 |
| Loans secured by real estate, total | $932,000 | 413 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $932,000 | 413 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $564,000 | 292 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $368,000 | 371 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 166 |
| Commercial and industrial loans | $6,423,000 | 79 |
| Loans to individuals | $42,810,000 | 70 |
| Credit card loan charge offs | $21,394,000 | 75 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $21,416,000 | 39 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $160,000 | 120 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $12,828,000 | 94 |
| Loans secured by real estate, total | $1,127,000 | 163 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,127,000 | 163 |
| Construction and land development | $410,000 | 60 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $172,000 | 243 |
| Secured by multifamily residential properties | $13,000 | 243 |
| Secured by nonfarm nonresidential properties | $532,000 | 166 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $3,578,000 | 68 |
| Loans to individuals | $8,100,000 | 71 |
| Credit card loan recoveries | $2,017,000 | 88 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,083,000 | 41 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $23,000 | 191 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $37,516,000 | 94 |
| Loans secured by real estate, total | $-195,000 | 11,317 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-195,000 | 11,342 |
| Construction and land development | $-410,000 | 11,422 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $392,000 | 321 |
| Secured by multifamily residential properties | $-13,000 | 11,332 |
| Secured by nonfarm nonresidential properties | $-164,000 | 11,308 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 129 |
| Commercial and industrial loans | $2,845,000 | 103 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $34,710,000 | 63 |
| Credit card loan net charge offs | $19,377,000 | 76 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $15,333,000 | 35 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $137,000 | 95 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $32,085,000 | 110 |
| Loans secured by real estate, total | $876,000 | 512 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $876,000 | 511 |
| Construction and land development | $197,000 | 222 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $311,000 | 512 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $368,000 | 455 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 177 |
| Commercial and industrial loans | $5,277,000 | 94 |
| Loans to individuals | $25,367,000 | 84 |
| Credit card loan charge offs | $14,781,000 | 76 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,586,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $562,000 | 57 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,242,000 | 126 |
| Loans secured by real estate, total | $1,971,000 | 120 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,971,000 | 119 |
| Construction and land development | $247,000 | 88 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $245,000 | 185 |
| Secured by multifamily residential properties | $1,420,000 | 14 |
| Secured by nonfarm nonresidential properties | $59,000 | 674 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,714,000 | 155 |
| Loans to individuals | $5,431,000 | 91 |
| Credit card loan recoveries | $1,789,000 | 93 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,642,000 | 59 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $126,000 | 98 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $22,843,000 | 110 |
| Loans secured by real estate, total | $-1,095,000 | 11,942 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-1,095,000 | 11,973 |
| Construction and land development | $-50,000 | 11,843 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $66,000 | 1,163 |
| Secured by multifamily residential properties | $-1,420,000 | 11,972 |
| Secured by nonfarm nonresidential properties | $309,000 | 412 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 124 |
| Commercial and industrial loans | $3,563,000 | 85 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $19,936,000 | 78 |
| Credit card loan net charge offs | $12,992,000 | 72 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,944,000 | 48 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $436,000 | 49 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $31,091,000 | 115 |
| Loans secured by real estate, total | $1,240,000 | 469 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,240,000 | 469 |
| Construction and land development | $154,000 | 312 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $286,000 | 593 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $800,000 | 327 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $50,000 | 95 |
| Commercial and industrial loans | $9,115,000 | 66 |
| Loans to individuals | $20,504,000 | 72 |
| Credit card loan charge offs | $14,274,000 | 64 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,230,000 | 74 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $182,000 | 102 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,579,000 | 96 |
| Loans secured by real estate, total | $2,786,000 | 97 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,786,000 | 95 |
| Construction and land development | $55,000 | 278 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $131,000 | 334 |
| Secured by multifamily residential properties | $1,133,000 | 15 |
| Secured by nonfarm nonresidential properties | $1,467,000 | 97 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 150 |
| Commercial and industrial loans | $6,435,000 | 52 |
| Loans to individuals | $4,277,000 | 105 |
| Credit card loan recoveries | $1,470,000 | 93 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,807,000 | 81 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $71,000 | 127 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $17,512,000 | 123 |
| Loans secured by real estate, total | $-1,546,000 | 12,578 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-1,546,000 | 12,616 |
| Construction and land development | $99,000 | 328 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $155,000 | 741 |
| Secured by multifamily residential properties | $-1,133,000 | 12,605 |
| Secured by nonfarm nonresidential properties | $-667,000 | 12,560 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $40,000 | 70 |
| Commercial and industrial loans | $2,680,000 | 114 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $16,227,000 | 66 |
| Credit card loan net charge offs | $12,804,000 | 59 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,423,000 | 67 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $111,000 | 93 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $29,740,000 | 147 |
| Loans secured by real estate, total | $930,000 | 717 |
| To non-U.S. addressees | $495,000 | 15 |
| Real estate loans in domestic offices | $930,000 | 715 |
| Construction and land development | $74,000 | 651 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $361,000 | 625 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $495,000 | 580 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $10,487,000 | 94 |
| Loans to individuals | $18,053,000 | 77 |
| Credit card loan charge offs | $15,117,000 | 59 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,936,000 | 171 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $270,000 | 124 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,862,000 | 84 |
| Loans secured by real estate, total | $6,512,000 | 31 |
| To non-U.S. addressees | $9,000 | 14 |
| Real estate loans in domestic offices | $6,512,000 | 31 |
| Construction and land development | $204,000 | 167 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 864 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $6,265,000 | 12 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $4,839,000 | 83 |
| Loans to individuals | $2,426,000 | 160 |
| Credit card loan recoveries | $986,000 | 106 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,440,000 | 146 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $85,000 | 124 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,878,000 | 188 |
| Loans secured by real estate, total | $-5,582,000 | 13,283 |
| To non-U.S. addressees | $486,000 | 12 |
| Real estate loans in domestic offices | $-5,582,000 | 13,323 |
| Construction and land development | $-130,000 | 13,203 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $318,000 | 586 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-5,770,000 | 13,284 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $5,648,000 | 116 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $15,627,000 | 68 |
| Credit card loan net charge offs | $14,131,000 | 56 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,496,000 | 167 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $185,000 | 101 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $29,447,000 | 172 |
| Loans secured by real estate, total | $2,519,000 | 461 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,519,000 | 461 |
| Construction and land development | $413,000 | 434 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $807,000 | 340 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,299,000 | 385 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $316,000 | 20 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $12,367,000 | 117 |
| Loans to individuals | $13,091,000 | 129 |
| Credit card loan charge offs | $5,101,000 | 132 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,990,000 | 81 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,154,000 | 65 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $10,198,000 | 105 |
| Loans secured by real estate, total | $3,869,000 | 41 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $3,869,000 | 41 |
| Construction and land development | $3,830,000 | 5 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $39,000 | 927 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $2,726,000 | 114 |
| Loans to individuals | $3,570,000 | 112 |
| Credit card loan recoveries | $707,000 | 135 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,863,000 | 82 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $33,000 | 175 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $19,249,000 | 218 |
| Loans secured by real estate, total | $-1,350,000 | 13,931 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-1,350,000 | 13,969 |
| Construction and land development | $-3,417,000 | 13,935 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $768,000 | 309 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,299,000 | 360 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $316,000 | 18 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $9,641,000 | 112 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $9,521,000 | 129 |
| Credit card loan net charge offs | $4,394,000 | 134 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,127,000 | 80 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $1,121,000 | 57 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.