Home > AmSouth Bank of Alabama > Income and Expense

AmSouth Bank of Alabama, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$746,524,000	90
Total interest expense	$363,685,000	93
Net interest income	$382,839,000	89
Provision for loan and lease losses	$39,424,000	90
Total noninterest income	$199,969,000	88
Gross Fiduciary activities income	$47,439,000	49
Service charges on deposit accounts	$60,978,000	56
Trading account gains and fees	$757,000	111
Additional Noninterest Income	$90,795,000	119
Total noninterest expense	$370,554,000	78
Salaries and employee benefits	$179,518,000	56
Premises and equipment expense	$77,994,000	46
Additional noninterest expense	$113,042,000	135
Pre-tax net operating income	$172,830,000	94
Securities gains (losses)	$4,830,000	81
Applicable income taxes	$59,601,000	97
Income before extraordinary items	$118,059,000	92
Extraordinary gains, net	$0	53
Net income	$118,059,000	91
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,516,000	94
Cash dividends	$72,413,000	108
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$114,871,200	91
1995-12-31 (YTD Data)		Rank
Total interest income	$692,295,000	92
Total interest expense	$339,007,000	96
Net interest income	$353,288,000	81
Provision for loan and lease losses	$27,941,000	94
Total noninterest income	$183,540,000	85
Gross Fiduciary activities income	$42,127,000	57
Service charges on deposit accounts	$54,053,000	62
Trading account gains and fees	$3,693,000	72
Additional Noninterest Income	$83,667,000	112
Total noninterest expense	$363,463,000	74
Salaries and employee benefits	$174,131,000	55
Premises and equipment expense	$70,810,000	43
Additional noninterest expense	$118,522,000	113
Pre-tax net operating income	$145,424,000	103
Securities gains (losses)	$796,000	261
Applicable income taxes	$46,826,000	113
Income before extraordinary items	$99,394,000	105
Extraordinary gains, net	$0	65
Net income	$99,394,000	105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,843,000	110
Cash dividends	$59,276,000	108
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$98,852,720	104
1994-12-31 (YTD Data)		Rank
Total interest income	$623,251,000	77
Total interest expense	$266,550,000	83
Net interest income	$356,701,000	77
Provision for loan and lease losses	$23,299,000	93
Total noninterest income	$186,340,000	75
Gross Fiduciary activities income	$38,648,000	61
Service charges on deposit accounts	$46,818,000	67
Trading account gains and fees	$9,466,000	36
Additional Noninterest Income	$91,408,000	97
Total noninterest expense	$395,078,000	72
Salaries and employee benefits	$181,564,000	52
Premises and equipment expense	$63,117,000	50
Additional noninterest expense	$150,397,000	91
Pre-tax net operating income	$124,664,000	112
Securities gains (losses)	$-5,584,000	12,557
Applicable income taxes	$33,736,000	142
Income before extraordinary items	$85,344,000	109
Extraordinary gains, net	$0	249
Net income	$85,344,000	109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,512,000	123
Cash dividends	$62,298,000	94
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$89,364,480	107
1993-12-31 (YTD Data)		Rank
Total interest income	$598,112,000	74
Total interest expense	$227,615,000	88
Net interest income	$370,497,000	73
Provision for loan and lease losses	$15,730,000	199
Total noninterest income	$159,005,000	83
Gross Fiduciary activities income	$35,092,000	61
Service charges on deposit accounts	$44,819,000	66
Trading account gains and fees	$8,499,000	52
Additional Noninterest Income	$70,595,000	103
Total noninterest expense	$347,439,000	72
Salaries and employee benefits	$178,010,000	51
Premises and equipment expense	$57,163,000	53
Additional noninterest expense	$112,266,000	113
Pre-tax net operating income	$166,333,000	64
Securities gains (losses)	$7,768,000	105
Applicable income taxes	$53,243,000	75
Income before extraordinary items	$120,858,000	64
Extraordinary gains, net	$0	3,149
Net income	$120,858,000	66
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,878,000	188
Cash dividends	$53,710,000	83
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$115,498,080	67
1992-12-31 (YTD Data)		Rank
Total interest income	$590,109,000	76
Total interest expense	$246,335,000	94
Net interest income	$343,774,000	69
Provision for loan and lease losses	$26,071,000	186
Total noninterest income	$145,355,000	82
Gross Fiduciary activities income	$33,400,000	64
Service charges on deposit accounts	$41,872,000	60
Trading account gains and fees	$8,759,000	43
Additional Noninterest Income	$61,324,000	108
Total noninterest expense	$318,098,000	80
Salaries and employee benefits	$150,587,000	59
Premises and equipment expense	$52,653,000	53
Additional noninterest expense	$114,858,000	102
Pre-tax net operating income	$144,960,000	55
Securities gains (losses)	$5,231,000	199
Applicable income taxes	$42,547,000	71
Income before extraordinary items	$107,644,000	58
Extraordinary gains, net	$0	1,422
Net income	$107,644,000	60
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,249,000	218
Cash dividends	$52,026,000	52
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$103,877,680	55

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.