Home > AmSouth Bank > Net charge- offs to loans
AmSouth Bank, Net charge- offs to loans
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2665% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 7,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0896% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1096% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6199% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1573% | 4,297 |
| Percentage Net Loans Charged-off: Credit card loans | -6,336.5424% | 2,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4674% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3179% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1201% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0681% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6031% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | -5,175.3940% | 2,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0184% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4555% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0072% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1424% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0738% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4161% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2257% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | -3,633.8983% | 2,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5267% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2748% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0375% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0524% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1377% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1335% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1411% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0230% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3205% | 4,435 |
| Percentage Net Loans Charged-off: Credit card loans | -23.7271% | 2,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3890% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2185% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1215% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0532% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0853% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0727% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1528% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1392% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1638% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5274% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3255% | 3,925 |
| Percentage Net Loans Charged-off: Credit card loans | -5.1196% | 2,174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3553% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2368% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0804% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1140% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1209% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1641% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1895% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5625% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3340% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0319% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2956% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2486% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1733% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.1881% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2568% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2041% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1721% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2312% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4763% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4598% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | 27.0959% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2040% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4624% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1579% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0886% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0138% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2366% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2441% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2297% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7377% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5420% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0917% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4783% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3715% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1668% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.1224% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 6,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2466% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2461% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2470% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6328% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9691% | 1,941 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0491% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4020% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3705% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1923% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.1783% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 6,303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2877% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2711% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3035% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6240% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9111% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9670% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2774% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3998% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1988% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0433% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 8,477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 6,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3592% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3358% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3818% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6226% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0316% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0590% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3141% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6021% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2695% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0655% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 6,472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4093% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3610% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4553% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0811% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4542% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8211% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3526% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5999% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2739% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0764% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1115% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0102% | 6,460 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4016% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3616% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4397% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0376% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4523% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8772% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3131% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6115% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2429% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0715% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0491% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3781% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3340% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4209% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1265% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5138% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9626% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3042% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6146% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3210% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2862% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3544% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0910% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6439% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6764% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3279% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7480% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2607% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.1354% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0322% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4206% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3934% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4441% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1520% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7292% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8439% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9058% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8152% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1918% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0255% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0688% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3006% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2407% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3366% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7798% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6684% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5684% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6281% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4806% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0432% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0197% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1717% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2027% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1578% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5653% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2812% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4914% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2911% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3992% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0994% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0399% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0426% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0478% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1840% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1562% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3275% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0576% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4847% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5910% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0008% | 467 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3686% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0708% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1737% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3154% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5092% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9532% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0017% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5519% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 507 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0389% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3435% | 1,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0930% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1743% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6321% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5428% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0030% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7380% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 2,945 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8833% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9847% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |