Home > Amquest Bank > Income and Expense
Amquest Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,116,000 | 1,241 |
| Total interest expense | $12,058,000 | 1,311 |
| Net interest income | $15,058,000 | 1,171 |
| Provision for loan and lease losses | $804,000 | 1,177 |
| Total noninterest income | $3,496,000 | 1,175 |
| Gross Fiduciary activities income | $1,200,000 | 422 |
| Service charges on deposit accounts | $1,547,000 | 826 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $749,000 | 2,119 |
| Total noninterest expense | $13,021,000 | 1,048 |
| Salaries and employee benefits | $6,102,000 | 1,077 |
| Premises and equipment expense | $1,268,000 | 1,530 |
| Additional noninterest expense | $5,651,000 | 884 |
| Pre-tax net operating income | $4,729,000 | 1,634 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,592,000 | 1,621 |
| Income before extraordinary items | $3,137,000 | 1,702 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,137,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,038,000 | 785 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,137,000 | 1,665 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 6,492 |
| Total interest expense | $1,419,000 | 7,788 |
| Net interest income | $2,968,000 | 5,487 |
| Provision for loan and lease losses | $111,000 | 4,854 |
| Total noninterest income | $552,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $336,000 | 3,890 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $216,000 | 4,967 |
| Total noninterest expense | $2,369,000 | 5,230 |
| Salaries and employee benefits | $1,246,000 | 5,036 |
| Premises and equipment expense | $440,000 | 4,198 |
| Additional noninterest expense | $682,000 | 5,845 |
| Pre-tax net operating income | $1,041,000 | 5,594 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $187,000 | 7,333 |
| Income before extraordinary items | $859,000 | 5,033 |
| Extraordinary gains, net | $134,000 | 23 |
| Net income | $993,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $190,000 | 5,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $854,900 | 5,005 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 6,761 |
| Total interest expense | $1,364,000 | 8,078 |
| Net interest income | $2,873,000 | 5,699 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $720,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $336,000 | 3,909 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $384,000 | 3,396 |
| Total noninterest expense | $2,592,000 | 4,841 |
| Salaries and employee benefits | $1,352,000 | 4,707 |
| Premises and equipment expense | $478,000 | 3,898 |
| Additional noninterest expense | $762,000 | 5,454 |
| Pre-tax net operating income | $921,000 | 6,318 |
| Securities gains (losses) | $-86,000 | 11,426 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $690,000 | 6,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $690,000 | 6,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $1,859,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $761,380 | 5,631 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 6,037 |
| Total interest expense | $1,676,000 | 6,396 |
| Net interest income | $2,940,000 | 5,688 |
| Provision for loan and lease losses | $52,000 | 6,028 |
| Total noninterest income | $2,129,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $454,000 | 3,031 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,675,000 | 1,275 |
| Total noninterest expense | $3,129,000 | 4,253 |
| Salaries and employee benefits | $1,503,000 | 4,275 |
| Premises and equipment expense | $565,000 | 3,447 |
| Additional noninterest expense | $1,061,000 | 4,484 |
| Pre-tax net operating income | $1,888,000 | 3,606 |
| Securities gains (losses) | $-492,000 | 12,236 |
| Applicable income taxes | $471,000 | 4,235 |
| Income before extraordinary items | $925,000 | 4,792 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $925,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $454,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,249,720 | 3,745 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 5,602 |
| Total interest expense | $2,048,000 | 5,714 |
| Net interest income | $3,128,000 | 5,481 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $1,057,000 | 3,200 |
| Gross Fiduciary activities income | $1,000 | 1,605 |
| Service charges on deposit accounts | $566,000 | 2,435 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $490,000 | 3,306 |
| Total noninterest expense | $3,355,000 | 4,069 |
| Salaries and employee benefits | $1,621,000 | 3,980 |
| Premises and equipment expense | $616,000 | 3,243 |
| Additional noninterest expense | $1,118,000 | 4,469 |
| Pre-tax net operating income | $767,000 | 6,989 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $235,000 | 7,015 |
| Income before extraordinary items | $537,000 | 7,254 |
| Extraordinary gains, net | $-367,000 | 13,132 |
| Net income | $170,000 | 11,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $533,500 | 7,020 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,850,000 | 5,608 |
| Total interest expense | $2,523,000 | 5,950 |
| Net interest income | $3,327,000 | 5,246 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $1,083,000 | 3,103 |
| Gross Fiduciary activities income | $1,000 | 1,642 |
| Service charges on deposit accounts | $614,000 | 2,223 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $468,000 | 3,324 |
| Total noninterest expense | $3,633,000 | 3,808 |
| Salaries and employee benefits | $1,672,000 | 3,838 |
| Premises and equipment expense | $688,000 | 2,966 |
| Additional noninterest expense | $1,274,000 | 4,114 |
| Pre-tax net operating income | $728,000 | 6,953 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $243,000 | 6,773 |
| Income before extraordinary items | $485,000 | 7,461 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $485,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $328,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $485,000 | 7,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.