Home > Amfirst Bank > Income and Expense
Amfirst Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 2,261 |
| Total interest expense | $815,000 | 1,750 |
| Net interest income | $4,683,000 | 2,336 |
| Provision for loan and lease losses | $224,000 | 1,473 |
| Total noninterest income | $441,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $171,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,077 |
| Total noninterest expense | $4,655,000 | 2,033 |
| Salaries and employee benefits | $2,931,000 | 1,868 |
| Premises and equipment expense | $698,000 | 1,624 |
| Additional noninterest expense | $1,026,000 | 2,616 |
| Pre-tax net operating income | $245,000 | 4,851 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $10,000 | 3,809 |
| Income before extraordinary items | $235,000 | 4,752 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $235,000 | 4,751 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $235,000 | 4,752 |
| Net charge-offs | $88,000 | 1,615 |
| Cash dividends | $1,050,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $235,000 | 4,737 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 2,287 |
| Total interest expense | $413,000 | 1,716 |
| Net interest income | $2,298,000 | 2,366 |
| Provision for loan and lease losses | $-1,000 | 5,628 |
| Total noninterest income | $204,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $84,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,217 |
| Total noninterest expense | $1,859,000 | 2,441 |
| Salaries and employee benefits | $1,140,000 | 2,288 |
| Premises and equipment expense | $316,000 | 1,812 |
| Additional noninterest expense | $403,000 | 3,102 |
| Pre-tax net operating income | $644,000 | 2,680 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $8,000 | 3,672 |
| Income before extraordinary items | $636,000 | 2,341 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $636,000 | 2,340 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $636,000 | 2,341 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $250,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $636,000 | 2,316 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,997,000 | 2,229 |
| Total interest expense | $1,357,000 | 1,942 |
| Net interest income | $9,640,000 | 2,259 |
| Provision for loan and lease losses | $398,000 | 1,713 |
| Total noninterest income | $877,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $354,000 | 2,676 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $523,000 | 3,202 |
| Total noninterest expense | $7,767,000 | 2,351 |
| Salaries and employee benefits | $4,728,000 | 2,184 |
| Premises and equipment expense | $1,210,000 | 1,846 |
| Additional noninterest expense | $1,829,000 | 2,925 |
| Pre-tax net operating income | $2,352,000 | 2,773 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $61,000 | 3,534 |
| Income before extraordinary items | $2,291,000 | 2,554 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,291,000 | 2,552 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,291,000 | 2,553 |
| Net charge-offs | $553,000 | 1,011 |
| Cash dividends | $1,650,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,291,000 | 2,506 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 2,234 |
| Total interest expense | $1,020,000 | 1,949 |
| Net interest income | $7,204,000 | 2,265 |
| Provision for loan and lease losses | $354,000 | 1,468 |
| Total noninterest income | $628,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $267,000 | 2,673 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $361,000 | 3,330 |
| Total noninterest expense | $5,933,000 | 2,312 |
| Salaries and employee benefits | $3,571,000 | 2,169 |
| Premises and equipment expense | $921,000 | 1,832 |
| Additional noninterest expense | $1,441,000 | 2,829 |
| Pre-tax net operating income | $1,545,000 | 3,063 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $31,000 | 3,733 |
| Income before extraordinary items | $1,514,000 | 2,813 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,514,000 | 2,813 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,514,000 | 2,813 |
| Net charge-offs | $501,000 | 797 |
| Cash dividends | $1,200,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,514,000 | 2,752 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 2,253 |
| Total interest expense | $683,000 | 1,942 |
| Net interest income | $4,749,000 | 2,288 |
| Provision for loan and lease losses | $240,000 | 1,451 |
| Total noninterest income | $408,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $165,000 | 2,782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $243,000 | 3,315 |
| Total noninterest expense | $3,980,000 | 2,310 |
| Salaries and employee benefits | $2,396,000 | 2,166 |
| Premises and equipment expense | $632,000 | 1,775 |
| Additional noninterest expense | $952,000 | 2,846 |
| Pre-tax net operating income | $937,000 | 3,199 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $22,000 | 3,735 |
| Income before extraordinary items | $915,000 | 2,947 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $915,000 | 2,945 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $915,000 | 2,946 |
| Net charge-offs | $497,000 | 599 |
| Cash dividends | $800,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $915,000 | 2,880 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 2,246 |
| Total interest expense | $343,000 | 1,939 |
| Net interest income | $2,394,000 | 2,271 |
| Provision for loan and lease losses | $113,000 | 1,420 |
| Total noninterest income | $195,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $73,000 | 2,996 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $122,000 | 3,256 |
| Total noninterest expense | $2,001,000 | 2,293 |
| Salaries and employee benefits | $1,197,000 | 2,179 |
| Premises and equipment expense | $322,000 | 1,766 |
| Additional noninterest expense | $482,000 | 2,839 |
| Pre-tax net operating income | $475,000 | 3,129 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $17,000 | 3,549 |
| Income before extraordinary items | $458,000 | 2,890 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $458,000 | 2,889 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $458,000 | 2,890 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $350,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $458,000 | 2,838 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,918,000 | 2,201 |
| Total interest expense | $1,396,000 | 1,879 |
| Net interest income | $9,522,000 | 2,244 |
| Provision for loan and lease losses | $465,000 | 1,436 |
| Total noninterest income | $970,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $302,000 | 3,023 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $668,000 | 2,900 |
| Total noninterest expense | $7,849,000 | 2,326 |
| Salaries and employee benefits | $4,566,000 | 2,216 |
| Premises and equipment expense | $1,303,000 | 1,747 |
| Additional noninterest expense | $1,980,000 | 2,816 |
| Pre-tax net operating income | $2,178,000 | 2,856 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $44,000 | 3,676 |
| Income before extraordinary items | $2,140,000 | 2,599 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,140,000 | 2,600 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,140,000 | 2,601 |
| Net charge-offs | $310,000 | 1,568 |
| Cash dividends | $1,550,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,134,120 | 2,555 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,139,000 | 2,223 |
| Total interest expense | $1,043,000 | 1,907 |
| Net interest income | $7,096,000 | 2,275 |
| Provision for loan and lease losses | $334,000 | 1,419 |
| Total noninterest income | $613,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $221,000 | 3,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $392,000 | 3,250 |
| Total noninterest expense | $5,791,000 | 2,365 |
| Salaries and employee benefits | $3,415,000 | 2,230 |
| Premises and equipment expense | $962,000 | 1,795 |
| Additional noninterest expense | $1,414,000 | 2,917 |
| Pre-tax net operating income | $1,584,000 | 2,979 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $21,000 | 3,945 |
| Income before extraordinary items | $1,569,000 | 2,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,569,000 | 2,685 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,569,000 | 2,686 |
| Net charge-offs | $280,000 | 1,254 |
| Cash dividends | $1,200,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,563,060 | 2,639 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 2,218 |
| Total interest expense | $692,000 | 1,913 |
| Net interest income | $4,755,000 | 2,248 |
| Provision for loan and lease losses | $214,000 | 1,428 |
| Total noninterest income | $409,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $144,000 | 3,102 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $265,000 | 3,222 |
| Total noninterest expense | $3,925,000 | 2,337 |
| Salaries and employee benefits | $2,268,000 | 2,250 |
| Premises and equipment expense | $642,000 | 1,803 |
| Additional noninterest expense | $1,015,000 | 2,772 |
| Pre-tax net operating income | $1,025,000 | 3,022 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $17,000 | 3,906 |
| Income before extraordinary items | $1,008,000 | 2,737 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,008,000 | 2,738 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,008,000 | 2,739 |
| Net charge-offs | $319,000 | 868 |
| Cash dividends | $850,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,008,000 | 2,686 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 2,200 |
| Total interest expense | $350,000 | 1,918 |
| Net interest income | $2,387,000 | 2,235 |
| Provision for loan and lease losses | $109,000 | 1,365 |
| Total noninterest income | $222,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $81,000 | 2,849 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 3,122 |
| Total noninterest expense | $1,902,000 | 2,416 |
| Salaries and employee benefits | $1,129,000 | 2,277 |
| Premises and equipment expense | $312,000 | 1,864 |
| Additional noninterest expense | $461,000 | 2,974 |
| Pre-tax net operating income | $598,000 | 2,694 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $587,000 | 2,429 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $587,000 | 2,432 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $587,000 | 2,431 |
| Net charge-offs | $198,000 | 736 |
| Cash dividends | $300,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $587,000 | 2,362 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,962,000 | 2,196 |
| Total interest expense | $1,264,000 | 2,169 |
| Net interest income | $9,698,000 | 2,196 |
| Provision for loan and lease losses | $562,000 | 1,349 |
| Total noninterest income | $936,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $406,000 | 2,663 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $530,000 | 3,195 |
| Total noninterest expense | $7,780,000 | 2,368 |
| Salaries and employee benefits | $4,520,000 | 2,242 |
| Premises and equipment expense | $1,280,000 | 1,809 |
| Additional noninterest expense | $1,980,000 | 2,897 |
| Pre-tax net operating income | $2,292,000 | 2,746 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $48,000 | 3,728 |
| Income before extraordinary items | $2,244,000 | 2,486 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,244,000 | 2,486 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,244,000 | 2,486 |
| Net charge-offs | $518,000 | 1,430 |
| Cash dividends | $2,050,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,244,000 | 2,454 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,164,000 | 2,226 |
| Total interest expense | $958,000 | 2,177 |
| Net interest income | $7,206,000 | 2,230 |
| Provision for loan and lease losses | $395,000 | 1,400 |
| Total noninterest income | $709,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $313,000 | 2,631 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $396,000 | 3,237 |
| Total noninterest expense | $5,905,000 | 2,352 |
| Salaries and employee benefits | $3,398,000 | 2,246 |
| Premises and equipment expense | $1,001,000 | 1,755 |
| Additional noninterest expense | $1,506,000 | 2,865 |
| Pre-tax net operating income | $1,615,000 | 2,900 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $38,000 | 3,764 |
| Income before extraordinary items | $1,577,000 | 2,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,577,000 | 2,641 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,577,000 | 2,641 |
| Net charge-offs | $279,000 | 1,668 |
| Cash dividends | $1,550,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,577,000 | 2,594 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,429,000 | 2,224 |
| Total interest expense | $627,000 | 2,242 |
| Net interest income | $4,802,000 | 2,208 |
| Provision for loan and lease losses | $231,000 | 1,525 |
| Total noninterest income | $434,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $211,000 | 2,585 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $223,000 | 3,469 |
| Total noninterest expense | $3,925,000 | 2,364 |
| Salaries and employee benefits | $2,288,000 | 2,226 |
| Premises and equipment expense | $651,000 | 1,821 |
| Additional noninterest expense | $986,000 | 2,917 |
| Pre-tax net operating income | $1,080,000 | 2,821 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $29,000 | 3,708 |
| Income before extraordinary items | $1,051,000 | 2,556 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,051,000 | 2,559 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,051,000 | 2,560 |
| Net charge-offs | $282,000 | 1,304 |
| Cash dividends | $1,150,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,051,000 | 2,511 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 2,262 |
| Total interest expense | $309,000 | 2,297 |
| Net interest income | $2,354,000 | 2,244 |
| Provision for loan and lease losses | $114,000 | 1,495 |
| Total noninterest income | $219,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $104,000 | 2,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $115,000 | 3,363 |
| Total noninterest expense | $1,959,000 | 2,372 |
| Salaries and employee benefits | $1,168,000 | 2,207 |
| Premises and equipment expense | $335,000 | 1,801 |
| Additional noninterest expense | $456,000 | 3,114 |
| Pre-tax net operating income | $500,000 | 2,895 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $485,000 | 2,632 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 2,635 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $485,000 | 2,635 |
| Net charge-offs | $362,000 | 634 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $485,000 | 2,584 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,742,000 | 2,261 |
| Total interest expense | $1,389,000 | 2,304 |
| Net interest income | $9,353,000 | 2,236 |
| Provision for loan and lease losses | $415,000 | 2,071 |
| Total noninterest income | $1,253,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $462,000 | 2,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $791,000 | 2,687 |
| Total noninterest expense | $7,605,000 | 2,452 |
| Salaries and employee benefits | $4,434,000 | 2,276 |
| Premises and equipment expense | $1,309,000 | 1,785 |
| Additional noninterest expense | $1,862,000 | 3,138 |
| Pre-tax net operating income | $2,586,000 | 2,416 |
| Securities gains (losses) | $15,000 | 2,476 |
| Applicable income taxes | $43,000 | 3,825 |
| Income before extraordinary items | $2,558,000 | 2,156 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,558,000 | 2,161 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,558,000 | 2,160 |
| Net charge-offs | $542,000 | 1,933 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,543,300 | 2,117 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 2,308 |
| Total interest expense | $1,036,000 | 2,379 |
| Net interest income | $6,887,000 | 2,278 |
| Provision for loan and lease losses | $304,000 | 2,055 |
| Total noninterest income | $679,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $347,000 | 2,558 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $332,000 | 3,594 |
| Total noninterest expense | $5,720,000 | 2,442 |
| Salaries and employee benefits | $3,324,000 | 2,283 |
| Premises and equipment expense | $989,000 | 1,785 |
| Additional noninterest expense | $1,407,000 | 3,108 |
| Pre-tax net operating income | $1,542,000 | 2,866 |
| Securities gains (losses) | $15,000 | 2,337 |
| Applicable income taxes | $32,000 | 3,921 |
| Income before extraordinary items | $1,525,000 | 2,628 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,525,000 | 2,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,525,000 | 2,632 |
| Net charge-offs | $435,000 | 1,739 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,510,300 | 2,568 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,251,000 | 2,327 |
| Total interest expense | $701,000 | 2,391 |
| Net interest income | $4,550,000 | 2,290 |
| Provision for loan and lease losses | $205,000 | 2,081 |
| Total noninterest income | $436,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $218,000 | 2,627 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $218,000 | 3,659 |
| Total noninterest expense | $3,794,000 | 2,453 |
| Salaries and employee benefits | $2,211,000 | 2,294 |
| Premises and equipment expense | $662,000 | 1,768 |
| Additional noninterest expense | $921,000 | 3,153 |
| Pre-tax net operating income | $987,000 | 2,929 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $15,000 | 4,050 |
| Income before extraordinary items | $972,000 | 2,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $972,000 | 2,700 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $972,000 | 2,700 |
| Net charge-offs | $188,000 | 2,156 |
| Cash dividends | $1,175,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $972,000 | 2,593 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 2,369 |
| Total interest expense | $339,000 | 2,516 |
| Net interest income | $2,274,000 | 2,305 |
| Provision for loan and lease losses | $102,000 | 2,029 |
| Total noninterest income | $278,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 2,987 |
| Total noninterest expense | $1,874,000 | 2,509 |
| Salaries and employee benefits | $1,093,000 | 2,332 |
| Premises and equipment expense | $314,000 | 1,883 |
| Additional noninterest expense | $467,000 | 3,131 |
| Pre-tax net operating income | $576,000 | 2,623 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $15,000 | 3,753 |
| Income before extraordinary items | $561,000 | 2,371 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $561,000 | 2,373 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $561,000 | 2,373 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $561,000 | 2,276 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,381,000 | 2,285 |
| Total interest expense | $1,633,000 | 2,546 |
| Net interest income | $9,748,000 | 2,211 |
| Provision for loan and lease losses | $478,000 | 2,786 |
| Total noninterest income | $712,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $439,000 | 2,745 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $273,000 | 4,162 |
| Total noninterest expense | $7,864,000 | 2,411 |
| Salaries and employee benefits | $4,332,000 | 2,279 |
| Premises and equipment expense | $1,435,000 | 1,636 |
| Additional noninterest expense | $2,097,000 | 2,986 |
| Pre-tax net operating income | $2,118,000 | 2,707 |
| Securities gains (losses) | $141,000 | 1,994 |
| Applicable income taxes | $62,000 | 3,790 |
| Income before extraordinary items | $2,197,000 | 2,419 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,197,000 | 2,419 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,197,000 | 2,420 |
| Net charge-offs | $700,000 | 2,233 |
| Cash dividends | $1,800,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,060,230 | 2,407 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,555,000 | 2,327 |
| Total interest expense | $1,275,000 | 2,565 |
| Net interest income | $7,280,000 | 2,250 |
| Provision for loan and lease losses | $353,000 | 2,759 |
| Total noninterest income | $466,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $326,000 | 2,806 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,724 |
| Total noninterest expense | $5,926,000 | 2,398 |
| Salaries and employee benefits | $3,258,000 | 2,278 |
| Premises and equipment expense | $1,095,000 | 1,622 |
| Additional noninterest expense | $1,573,000 | 2,988 |
| Pre-tax net operating income | $1,467,000 | 2,933 |
| Securities gains (losses) | $141,000 | 1,711 |
| Applicable income taxes | $42,000 | 3,869 |
| Income before extraordinary items | $1,566,000 | 2,559 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,566,000 | 2,559 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,566,000 | 2,560 |
| Net charge-offs | $438,000 | 2,350 |
| Cash dividends | $1,300,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,429,230 | 2,602 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 2,317 |
| Total interest expense | $911,000 | 2,488 |
| Net interest income | $4,851,000 | 2,246 |
| Provision for loan and lease losses | $236,000 | 2,784 |
| Total noninterest income | $461,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $218,000 | 2,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,385 |
| Total noninterest expense | $4,057,000 | 2,339 |
| Salaries and employee benefits | $2,157,000 | 2,298 |
| Premises and equipment expense | $776,000 | 1,537 |
| Additional noninterest expense | $1,124,000 | 2,844 |
| Pre-tax net operating income | $1,019,000 | 2,808 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $28,000 | 3,865 |
| Income before extraordinary items | $995,000 | 2,632 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $995,000 | 2,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $995,000 | 2,632 |
| Net charge-offs | $169,000 | 2,923 |
| Cash dividends | $800,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $991,120 | 2,495 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 2,259 |
| Total interest expense | $497,000 | 2,390 |
| Net interest income | $2,496,000 | 2,192 |
| Provision for loan and lease losses | $133,000 | 2,553 |
| Total noninterest income | $235,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $106,000 | 2,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $129,000 | 3,289 |
| Total noninterest expense | $1,962,000 | 2,410 |
| Salaries and employee benefits | $1,090,000 | 2,283 |
| Premises and equipment expense | $384,000 | 1,553 |
| Additional noninterest expense | $488,000 | 3,150 |
| Pre-tax net operating income | $636,000 | 2,426 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $13,000 | 3,884 |
| Income before extraordinary items | $623,000 | 2,184 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $623,000 | 2,186 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $623,000 | 2,187 |
| Net charge-offs | $85,000 | 2,593 |
| Cash dividends | $400,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $623,000 | 2,086 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,966,000 | 2,150 |
| Total interest expense | $2,846,000 | 2,053 |
| Net interest income | $10,120,000 | 2,158 |
| Provision for loan and lease losses | $562,000 | 3,295 |
| Total noninterest income | $776,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $487,000 | 2,625 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $289,000 | 3,919 |
| Total noninterest expense | $7,795,000 | 2,427 |
| Salaries and employee benefits | $4,111,000 | 2,346 |
| Premises and equipment expense | $1,520,000 | 1,631 |
| Additional noninterest expense | $2,164,000 | 2,917 |
| Pre-tax net operating income | $2,539,000 | 2,103 |
| Securities gains (losses) | $43,000 | 2,681 |
| Applicable income taxes | $56,000 | 3,708 |
| Income before extraordinary items | $2,526,000 | 1,860 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,526,000 | 1,861 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,526,000 | 1,861 |
| Net charge-offs | $858,000 | 2,542 |
| Cash dividends | $211,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,483,860 | 1,797 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,753,000 | 2,172 |
| Total interest expense | $2,251,000 | 2,040 |
| Net interest income | $7,502,000 | 2,195 |
| Provision for loan and lease losses | $314,000 | 3,553 |
| Total noninterest income | $606,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $371,000 | 2,606 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $235,000 | 3,852 |
| Total noninterest expense | $5,874,000 | 2,425 |
| Salaries and employee benefits | $3,131,000 | 2,302 |
| Premises and equipment expense | $1,099,000 | 1,725 |
| Additional noninterest expense | $1,644,000 | 2,893 |
| Pre-tax net operating income | $1,920,000 | 2,145 |
| Securities gains (losses) | $43,000 | 2,413 |
| Applicable income taxes | $41,000 | 3,724 |
| Income before extraordinary items | $1,922,000 | 1,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,922,000 | 1,900 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,922,000 | 1,901 |
| Net charge-offs | $277,000 | 3,335 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,879,860 | 1,840 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 2,183 |
| Total interest expense | $1,554,000 | 2,046 |
| Net interest income | $4,974,000 | 2,206 |
| Provision for loan and lease losses | $206,000 | 3,488 |
| Total noninterest income | $458,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $238,000 | 2,676 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 3,342 |
| Total noninterest expense | $4,060,000 | 2,370 |
| Salaries and employee benefits | $2,112,000 | 2,296 |
| Premises and equipment expense | $741,000 | 1,710 |
| Additional noninterest expense | $1,207,000 | 2,734 |
| Pre-tax net operating income | $1,166,000 | 2,281 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $27,000 | 3,694 |
| Income before extraordinary items | $1,139,000 | 2,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,139,000 | 2,032 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,139,000 | 2,032 |
| Net charge-offs | $66,000 | 4,241 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,139,000 | 1,969 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 2,199 |
| Total interest expense | $833,000 | 1,984 |
| Net interest income | $2,430,000 | 2,253 |
| Provision for loan and lease losses | $116,000 | 3,198 |
| Total noninterest income | $123,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $114,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $2,033,000 | 2,389 |
| Salaries and employee benefits | $1,089,000 | 2,248 |
| Premises and equipment expense | $374,000 | 1,723 |
| Additional noninterest expense | $570,000 | 2,834 |
| Pre-tax net operating income | $404,000 | 2,947 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $391,000 | 2,721 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $391,000 | 2,720 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $391,000 | 2,721 |
| Net charge-offs | $85,000 | 2,903 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $391,000 | 2,656 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,034,000 | 2,150 |
| Total interest expense | $4,036,000 | 1,984 |
| Net interest income | $9,998,000 | 2,194 |
| Provision for loan and lease losses | $2,457,000 | 1,820 |
| Total noninterest income | $317,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $577,000 | 2,362 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-260,000 | 7,312 |
| Total noninterest expense | $8,195,000 | 2,362 |
| Salaries and employee benefits | $4,458,000 | 2,176 |
| Premises and equipment expense | $1,551,000 | 1,660 |
| Additional noninterest expense | $2,186,000 | 2,998 |
| Pre-tax net operating income | $-337,000 | 6,145 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-337,000 | 6,268 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-337,000 | 6,269 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-337,000 | 6,270 |
| Net charge-offs | $2,481,000 | 1,635 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-337,000 | 6,221 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,618,000 | 2,179 |
| Total interest expense | $3,116,000 | 2,007 |
| Net interest income | $7,502,000 | 2,218 |
| Provision for loan and lease losses | $2,222,000 | 1,543 |
| Total noninterest income | $430,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $442,000 | 2,382 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-12,000 | 7,228 |
| Total noninterest expense | $6,035,000 | 2,400 |
| Salaries and employee benefits | $3,357,000 | 2,163 |
| Premises and equipment expense | $1,179,000 | 1,659 |
| Additional noninterest expense | $1,499,000 | 3,226 |
| Pre-tax net operating income | $-325,000 | 6,416 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $37,000 | 3,726 |
| Income before extraordinary items | $-362,000 | 6,587 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-362,000 | 6,587 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-362,000 | 6,587 |
| Net charge-offs | $2,223,000 | 1,411 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-362,000 | 6,505 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 2,189 |
| Total interest expense | $2,121,000 | 2,042 |
| Net interest income | $4,997,000 | 2,218 |
| Provision for loan and lease losses | $425,000 | 3,102 |
| Total noninterest income | $303,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $300,000 | 2,357 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 7,111 |
| Total noninterest expense | $4,030,000 | 2,411 |
| Salaries and employee benefits | $2,237,000 | 2,180 |
| Premises and equipment expense | $791,000 | 1,665 |
| Additional noninterest expense | $1,002,000 | 3,205 |
| Pre-tax net operating income | $845,000 | 2,690 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $821,000 | 2,459 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $821,000 | 2,455 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $821,000 | 2,458 |
| Net charge-offs | $941,000 | 1,788 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $821,000 | 2,359 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 2,274 |
| Total interest expense | $1,089,000 | 2,090 |
| Net interest income | $2,440,000 | 2,304 |
| Provision for loan and lease losses | $195,000 | 3,039 |
| Total noninterest income | $68,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $149,000 | 2,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-81,000 | 7,717 |
| Total noninterest expense | $2,025,000 | 2,422 |
| Salaries and employee benefits | $1,134,000 | 2,178 |
| Premises and equipment expense | $413,000 | 1,634 |
| Additional noninterest expense | $478,000 | 3,310 |
| Pre-tax net operating income | $288,000 | 3,422 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $277,000 | 3,291 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 3,288 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $277,000 | 3,291 |
| Net charge-offs | $565,000 | 1,490 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $277,000 | 3,181 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,108,000 | 2,215 |
| Total interest expense | $5,984,000 | 1,926 |
| Net interest income | $9,124,000 | 2,390 |
| Provision for loan and lease losses | $3,136,000 | 1,922 |
| Total noninterest income | $723,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $733,000 | 2,166 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-10,000 | 7,471 |
| Total noninterest expense | $8,418,000 | 2,349 |
| Salaries and employee benefits | $4,694,000 | 2,093 |
| Premises and equipment expense | $1,474,000 | 1,839 |
| Additional noninterest expense | $2,250,000 | 3,015 |
| Pre-tax net operating income | $-1,707,000 | 6,536 |
| Securities gains (losses) | $357,000 | 1,091 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,350,000 | 6,515 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,350,000 | 6,515 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,350,000 | 6,515 |
| Net charge-offs | $2,640,000 | 1,737 |
| Cash dividends | $1,225,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 236 |
| Net operating income | $-1,707,000 | 6,642 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,422,000 | 2,226 |
| Total interest expense | $4,797,000 | 1,892 |
| Net interest income | $6,625,000 | 2,456 |
| Provision for loan and lease losses | $2,672,000 | 1,593 |
| Total noninterest income | $877,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $548,000 | 2,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $329,000 | 3,478 |
| Total noninterest expense | $6,280,000 | 2,351 |
| Salaries and employee benefits | $3,498,000 | 2,124 |
| Premises and equipment expense | $1,098,000 | 1,854 |
| Additional noninterest expense | $1,684,000 | 2,992 |
| Pre-tax net operating income | $-1,450,000 | 6,845 |
| Securities gains (losses) | $357,000 | 877 |
| Applicable income taxes | $24,000 | 3,714 |
| Income before extraordinary items | $-1,117,000 | 6,807 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,117,000 | 6,806 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,117,000 | 6,808 |
| Net charge-offs | $2,572,000 | 1,301 |
| Cash dividends | $1,225,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 193 |
| Net operating income | $-1,474,000 | 6,976 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,618,000 | 2,258 |
| Total interest expense | $3,297,000 | 1,933 |
| Net interest income | $4,321,000 | 2,497 |
| Provision for loan and lease losses | $1,184,000 | 1,886 |
| Total noninterest income | $551,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $342,000 | 2,281 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $209,000 | 3,593 |
| Total noninterest expense | $4,256,000 | 2,348 |
| Salaries and employee benefits | $2,362,000 | 2,135 |
| Premises and equipment expense | $727,000 | 1,901 |
| Additional noninterest expense | $1,167,000 | 2,901 |
| Pre-tax net operating income | $-568,000 | 6,693 |
| Securities gains (losses) | $357,000 | 659 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $-224,000 | 6,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-224,000 | 6,418 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-224,000 | 6,419 |
| Net charge-offs | $1,533,000 | 1,327 |
| Cash dividends | $575,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-581,000 | 6,822 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 2,289 |
| Total interest expense | $1,670,000 | 1,985 |
| Net interest income | $2,151,000 | 2,518 |
| Provision for loan and lease losses | $159,000 | 3,155 |
| Total noninterest income | $274,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $123,000 | 3,311 |
| Total noninterest expense | $2,052,000 | 2,365 |
| Salaries and employee benefits | $1,209,000 | 2,108 |
| Premises and equipment expense | $375,000 | 1,883 |
| Additional noninterest expense | $468,000 | 3,184 |
| Pre-tax net operating income | $214,000 | 3,927 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $205,000 | 3,820 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $205,000 | 3,820 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $205,000 | 3,821 |
| Net charge-offs | $182,000 | 2,222 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $205,000 | 3,669 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,473,000 | 2,395 |
| Total interest expense | $7,163,000 | 2,159 |
| Net interest income | $8,310,000 | 2,613 |
| Provision for loan and lease losses | $649,000 | 3,363 |
| Total noninterest income | $1,139,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $614,000 | 2,609 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $525,000 | 3,096 |
| Total noninterest expense | $7,835,000 | 2,415 |
| Salaries and employee benefits | $4,398,000 | 2,308 |
| Premises and equipment expense | $1,396,000 | 1,955 |
| Additional noninterest expense | $2,041,000 | 2,821 |
| Pre-tax net operating income | $965,000 | 3,818 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $52,000 | 3,836 |
| Income before extraordinary items | $941,000 | 3,400 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $941,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 2,631 |
| Cash dividends | $700,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 512 |
| Net operating income | $914,400 | 3,602 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,572,000 | 2,456 |
| Total interest expense | $5,281,000 | 2,267 |
| Net interest income | $6,291,000 | 2,607 |
| Provision for loan and lease losses | $636,000 | 2,388 |
| Total noninterest income | $887,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $465,000 | 2,598 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $422,000 | 3,097 |
| Total noninterest expense | $5,479,000 | 2,577 |
| Salaries and employee benefits | $3,296,000 | 2,333 |
| Premises and equipment expense | $998,000 | 2,049 |
| Additional noninterest expense | $1,185,000 | 3,423 |
| Pre-tax net operating income | $1,063,000 | 3,569 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $35,000 | 4,328 |
| Income before extraordinary items | $1,056,000 | 2,994 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,056,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,785 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 351 |
| Net operating income | $1,028,840 | 3,193 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,765,000 | 2,485 |
| Total interest expense | $3,581,000 | 2,331 |
| Net interest income | $4,184,000 | 2,606 |
| Provision for loan and lease losses | $559,000 | 1,788 |
| Total noninterest income | $613,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $297,000 | 2,657 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $316,000 | 2,942 |
| Total noninterest expense | $3,631,000 | 2,596 |
| Salaries and employee benefits | $2,182,000 | 2,366 |
| Premises and equipment expense | $662,000 | 2,052 |
| Additional noninterest expense | $787,000 | 3,408 |
| Pre-tax net operating income | $607,000 | 3,993 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $584,000 | 3,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $584,000 | 3,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,492 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $584,000 | 3,638 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 2,480 |
| Total interest expense | $1,838,000 | 2,409 |
| Net interest income | $2,145,000 | 2,537 |
| Provision for loan and lease losses | $429,000 | 1,094 |
| Total noninterest income | $352,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $144,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $208,000 | 2,511 |
| Total noninterest expense | $1,828,000 | 2,578 |
| Salaries and employee benefits | $1,128,000 | 2,326 |
| Premises and equipment expense | $341,000 | 1,999 |
| Additional noninterest expense | $359,000 | 3,600 |
| Pre-tax net operating income | $240,000 | 4,606 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $229,000 | 4,387 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $229,000 | 4,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $229,000 | 4,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,598,000 | 2,459 |
| Total interest expense | $7,380,000 | 2,490 |
| Net interest income | $9,218,000 | 2,407 |
| Provision for loan and lease losses | $513,000 | 2,287 |
| Total noninterest income | $1,256,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $569,000 | 2,784 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $687,000 | 2,787 |
| Total noninterest expense | $7,043,000 | 2,576 |
| Salaries and employee benefits | $4,293,000 | 2,345 |
| Premises and equipment expense | $1,194,000 | 2,175 |
| Additional noninterest expense | $1,556,000 | 3,310 |
| Pre-tax net operating income | $2,918,000 | 2,528 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 4,953 |
| Income before extraordinary items | $2,870,000 | 2,109 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,870,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,852 |
| Cash dividends | $1,400,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,870,000 | 2,094 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,433,000 | 2,468 |
| Total interest expense | $5,517,000 | 2,505 |
| Net interest income | $6,916,000 | 2,421 |
| Provision for loan and lease losses | $364,000 | 1,997 |
| Total noninterest income | $871,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $427,000 | 2,774 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $444,000 | 3,034 |
| Total noninterest expense | $5,059,000 | 2,660 |
| Salaries and employee benefits | $3,116,000 | 2,420 |
| Premises and equipment expense | $855,000 | 2,263 |
| Additional noninterest expense | $1,088,000 | 3,461 |
| Pre-tax net operating income | $2,364,000 | 2,528 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $40,000 | 5,094 |
| Income before extraordinary items | $2,324,000 | 2,109 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,324,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $1,050,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,324,000 | 2,090 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,185,000 | 2,512 |
| Total interest expense | $3,643,000 | 2,538 |
| Net interest income | $4,542,000 | 2,483 |
| Provision for loan and lease losses | $236,000 | 1,935 |
| Total noninterest income | $533,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $279,000 | 2,812 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $254,000 | 3,313 |
| Total noninterest expense | $3,302,000 | 2,735 |
| Salaries and employee benefits | $2,026,000 | 2,505 |
| Premises and equipment expense | $555,000 | 2,330 |
| Additional noninterest expense | $721,000 | 3,482 |
| Pre-tax net operating income | $1,537,000 | 2,630 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $44,000 | 4,855 |
| Income before extraordinary items | $1,493,000 | 2,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,493,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $700,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,493,000 | 2,196 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 2,552 |
| Total interest expense | $1,770,000 | 2,585 |
| Net interest income | $2,245,000 | 2,507 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $267,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $139,000 | 2,749 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $128,000 | 3,299 |
| Total noninterest expense | $1,635,000 | 2,762 |
| Salaries and employee benefits | $1,026,000 | 2,493 |
| Premises and equipment expense | $253,000 | 2,561 |
| Additional noninterest expense | $356,000 | 3,490 |
| Pre-tax net operating income | $757,000 | 2,653 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $748,000 | 2,186 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $748,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $748,000 | 2,178 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,097,000 | 2,678 |
| Total interest expense | $5,398,000 | 2,836 |
| Net interest income | $8,699,000 | 2,596 |
| Provision for loan and lease losses | $748,000 | 1,343 |
| Total noninterest income | $1,114,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $549,000 | 2,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $565,000 | 3,126 |
| Total noninterest expense | $6,205,000 | 2,791 |
| Salaries and employee benefits | $3,610,000 | 2,674 |
| Premises and equipment expense | $1,031,000 | 2,400 |
| Additional noninterest expense | $1,564,000 | 3,186 |
| Pre-tax net operating income | $2,860,000 | 2,867 |
| Securities gains (losses) | $-135,000 | 8,291 |
| Applicable income taxes | $47,000 | 5,497 |
| Income before extraordinary items | $2,678,000 | 2,476 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,678,000 | 2,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,008 |
| Cash dividends | $1,400,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,810,300 | 2,366 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,133,000 | 2,764 |
| Total interest expense | $3,693,000 | 2,987 |
| Net interest income | $6,440,000 | 2,642 |
| Provision for loan and lease losses | $412,000 | 1,654 |
| Total noninterest income | $855,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $408,000 | 2,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 3,032 |
| Total noninterest expense | $4,668,000 | 2,789 |
| Salaries and employee benefits | $2,710,000 | 2,675 |
| Premises and equipment expense | $754,000 | 2,463 |
| Additional noninterest expense | $1,204,000 | 3,128 |
| Pre-tax net operating income | $2,215,000 | 2,909 |
| Securities gains (losses) | $-135,000 | 8,478 |
| Applicable income taxes | $34,000 | 5,676 |
| Income before extraordinary items | $2,046,000 | 2,515 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,046,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,017 |
| Cash dividends | $1,050,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,178,300 | 2,401 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 3,350 |
| Total interest expense | $1,924,000 | 3,488 |
| Net interest income | $3,364,000 | 3,246 |
| Provision for loan and lease losses | $238,000 | 1,859 |
| Total noninterest income | $464,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $168,000 | 3,899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $296,000 | 3,052 |
| Total noninterest expense | $2,642,000 | 3,200 |
| Salaries and employee benefits | $1,601,000 | 2,949 |
| Premises and equipment expense | $463,000 | 2,651 |
| Additional noninterest expense | $578,000 | 4,024 |
| Pre-tax net operating income | $948,000 | 3,923 |
| Securities gains (losses) | $-135,000 | 8,585 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $795,000 | 3,767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $795,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $700,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $927,300 | 3,378 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 3,428 |
| Total interest expense | $902,000 | 3,536 |
| Net interest income | $1,613,000 | 3,338 |
| Provision for loan and lease losses | $115,000 | 1,817 |
| Total noninterest income | $234,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $159,000 | 2,870 |
| Total noninterest expense | $1,300,000 | 3,260 |
| Salaries and employee benefits | $816,000 | 2,920 |
| Premises and equipment expense | $234,000 | 2,626 |
| Additional noninterest expense | $250,000 | 4,475 |
| Pre-tax net operating income | $432,000 | 4,099 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $423,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 3,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $423,000 | 3,523 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,112,000 | 3,393 |
| Total interest expense | $3,015,000 | 3,315 |
| Net interest income | $6,097,000 | 3,373 |
| Provision for loan and lease losses | $325,000 | 2,662 |
| Total noninterest income | $1,016,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $370,000 | 3,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $646,000 | 2,926 |
| Total noninterest expense | $4,945,000 | 3,266 |
| Salaries and employee benefits | $2,873,000 | 3,090 |
| Premises and equipment expense | $937,000 | 2,507 |
| Additional noninterest expense | $1,135,000 | 4,031 |
| Pre-tax net operating income | $1,843,000 | 3,883 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-8,000 | 8,455 |
| Income before extraordinary items | $1,851,000 | 3,288 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,851,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,528 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,851,000 | 3,257 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 3,404 |
| Total interest expense | $2,138,000 | 3,316 |
| Net interest income | $4,524,000 | 3,396 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $759,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $283,000 | 3,698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $476,000 | 2,974 |
| Total noninterest expense | $3,622,000 | 3,308 |
| Salaries and employee benefits | $2,109,000 | 3,126 |
| Premises and equipment expense | $701,000 | 2,510 |
| Additional noninterest expense | $812,000 | 4,135 |
| Pre-tax net operating income | $1,423,000 | 3,901 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-10,000 | 8,604 |
| Income before extraordinary items | $1,433,000 | 3,240 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,433,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,287 |
| Cash dividends | $1,200,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,433,000 | 3,205 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 3,415 |
| Total interest expense | $1,290,000 | 3,449 |
| Net interest income | $3,025,000 | 3,384 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $509,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $183,000 | 3,704 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $326,000 | 2,913 |
| Total noninterest expense | $2,377,000 | 3,328 |
| Salaries and employee benefits | $1,386,000 | 3,144 |
| Premises and equipment expense | $459,000 | 2,530 |
| Additional noninterest expense | $532,000 | 4,157 |
| Pre-tax net operating income | $1,007,000 | 3,684 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-22,000 | 8,661 |
| Income before extraordinary items | $1,029,000 | 3,021 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,029,000 | 3,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,792 |
| Cash dividends | $900,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,029,000 | 2,979 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 3,425 |
| Total interest expense | $645,000 | 3,321 |
| Net interest income | $1,476,000 | 3,448 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $201,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $117,000 | 3,447 |
| Total noninterest expense | $1,191,000 | 3,329 |
| Salaries and employee benefits | $712,000 | 3,081 |
| Premises and equipment expense | $227,000 | 2,562 |
| Additional noninterest expense | $252,000 | 4,340 |
| Pre-tax net operating income | $426,000 | 4,098 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-32,000 | 8,772 |
| Income before extraordinary items | $458,000 | 3,264 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $458,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,566 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $458,000 | 3,224 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,043,000 | 3,403 |
| Total interest expense | $2,426,000 | 3,119 |
| Net interest income | $5,617,000 | 3,484 |
| Provision for loan and lease losses | $334,000 | 2,712 |
| Total noninterest income | $843,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $416,000 | 3,556 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $427,000 | 3,598 |
| Total noninterest expense | $4,415,000 | 3,469 |
| Salaries and employee benefits | $2,491,000 | 3,356 |
| Premises and equipment expense | $898,000 | 2,523 |
| Additional noninterest expense | $1,026,000 | 4,244 |
| Pre-tax net operating income | $1,711,000 | 3,903 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $-36,000 | 8,652 |
| Income before extraordinary items | $1,746,000 | 3,252 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,746,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,747,000 | 3,191 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 3,466 |
| Total interest expense | $1,764,000 | 3,151 |
| Net interest income | $4,066,000 | 3,550 |
| Provision for loan and lease losses | $244,000 | 2,616 |
| Total noninterest income | $641,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $321,000 | 3,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $320,000 | 3,617 |
| Total noninterest expense | $3,265,000 | 3,485 |
| Salaries and employee benefits | $1,871,000 | 3,330 |
| Premises and equipment expense | $653,000 | 2,583 |
| Additional noninterest expense | $741,000 | 4,333 |
| Pre-tax net operating income | $1,198,000 | 4,158 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $-50,000 | 8,815 |
| Income before extraordinary items | $1,249,000 | 3,443 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,249,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,248,000 | 3,359 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 3,546 |
| Total interest expense | $1,130,000 | 3,227 |
| Net interest income | $2,631,000 | 3,632 |
| Provision for loan and lease losses | $154,000 | 2,662 |
| Total noninterest income | $462,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $211,000 | 3,513 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $251,000 | 3,314 |
| Total noninterest expense | $2,154,000 | 3,526 |
| Salaries and employee benefits | $1,233,000 | 3,360 |
| Premises and equipment expense | $431,000 | 2,602 |
| Additional noninterest expense | $490,000 | 4,383 |
| Pre-tax net operating income | $785,000 | 4,156 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-59,000 | 8,899 |
| Income before extraordinary items | $844,000 | 3,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $844,000 | 3,282 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 3,740 |
| Total interest expense | $544,000 | 3,387 |
| Net interest income | $1,234,000 | 3,813 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $210,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $1,007,000 | 3,740 |
| Salaries and employee benefits | $598,000 | 3,467 |
| Premises and equipment expense | $198,000 | 2,838 |
| Additional noninterest expense | $211,000 | 4,880 |
| Pre-tax net operating income | $357,000 | 4,374 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-68,000 | 9,001 |
| Income before extraordinary items | $425,000 | 3,342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $425,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $425,000 | 3,228 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,841,000 | 3,896 |
| Total interest expense | $2,343,000 | 3,513 |
| Net interest income | $4,498,000 | 3,999 |
| Provision for loan and lease losses | $315,000 | 3,050 |
| Total noninterest income | $711,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $419,000 | 3,546 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $292,000 | 4,569 |
| Total noninterest expense | $4,144,000 | 3,615 |
| Salaries and employee benefits | $2,064,000 | 3,822 |
| Premises and equipment expense | $961,000 | 2,342 |
| Additional noninterest expense | $1,119,000 | 3,931 |
| Pre-tax net operating income | $750,000 | 5,850 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $25,000 | 6,696 |
| Income before extraordinary items | $732,000 | 5,465 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $732,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,022 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $725,210 | 5,333 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 3,986 |
| Total interest expense | $1,794,000 | 3,567 |
| Net interest income | $3,279,000 | 4,110 |
| Provision for loan and lease losses | $232,000 | 3,003 |
| Total noninterest income | $549,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $316,000 | 3,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $233,000 | 4,509 |
| Total noninterest expense | $2,931,000 | 3,762 |
| Salaries and employee benefits | $1,510,000 | 3,892 |
| Premises and equipment expense | $645,000 | 2,594 |
| Additional noninterest expense | $776,000 | 4,150 |
| Pre-tax net operating income | $665,000 | 5,635 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $19,000 | 6,822 |
| Income before extraordinary items | $653,000 | 5,167 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $653,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,504 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $646,210 | 5,016 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 4,087 |
| Total interest expense | $1,241,000 | 3,568 |
| Net interest income | $2,075,000 | 4,285 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $404,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $213,000 | 3,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $191,000 | 4,126 |
| Total noninterest expense | $1,932,000 | 3,801 |
| Salaries and employee benefits | $1,003,000 | 3,901 |
| Premises and equipment expense | $405,000 | 2,730 |
| Additional noninterest expense | $524,000 | 4,094 |
| Pre-tax net operating income | $397,000 | 5,877 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $11,000 | 6,920 |
| Income before extraordinary items | $385,000 | 5,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $385,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,176 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $385,970 | 5,295 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 4,144 |
| Total interest expense | $644,000 | 3,548 |
| Net interest income | $993,000 | 4,419 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $173,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 3,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 5,056 |
| Total noninterest expense | $956,000 | 3,809 |
| Salaries and employee benefits | $508,000 | 3,848 |
| Premises and equipment expense | $205,000 | 2,709 |
| Additional noninterest expense | $243,000 | 4,314 |
| Pre-tax net operating income | $135,000 | 6,687 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $130,000 | 6,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,943 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $130,970 | 6,187 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 3,762 |
| Total interest expense | $2,892,000 | 3,625 |
| Net interest income | $4,828,000 | 3,767 |
| Provision for loan and lease losses | $485,000 | 2,422 |
| Total noninterest income | $654,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $432,000 | 3,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,815 |
| Total noninterest expense | $4,143,000 | 3,467 |
| Salaries and employee benefits | $2,172,000 | 3,493 |
| Premises and equipment expense | $868,000 | 2,490 |
| Additional noninterest expense | $1,103,000 | 3,868 |
| Pre-tax net operating income | $854,000 | 5,607 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $395,000 | 3,906 |
| Income before extraordinary items | $461,000 | 6,569 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $461,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 2,087 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $459,720 | 6,450 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,948,000 | 4,045 |
| Total interest expense | $3,671,000 | 4,064 |
| Net interest income | $4,277,000 | 3,918 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $620,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $364,000 | 3,663 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $256,000 | 4,443 |
| Total noninterest expense | $3,891,000 | 3,512 |
| Salaries and employee benefits | $2,106,000 | 3,446 |
| Premises and equipment expense | $835,000 | 2,522 |
| Additional noninterest expense | $950,000 | 4,235 |
| Pre-tax net operating income | $696,000 | 5,835 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $114,000 | 5,841 |
| Income before extraordinary items | $582,000 | 5,707 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $582,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,631 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $582,000 | 5,573 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 5,217 |
| Total interest expense | $2,886,000 | 5,067 |
| Net interest income | $2,889,000 | 5,287 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $818,000 | 3,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 2,981 |
| Total noninterest expense | $3,193,000 | 4,022 |
| Salaries and employee benefits | $1,837,000 | 3,711 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $837,000 | 4,587 |
| Pre-tax net operating income | $354,000 | 7,668 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $104,000 | 6,463 |
| Income before extraordinary items | $254,000 | 7,749 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $254,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,184 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $251,160 | 7,773 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 6,000 |
| Total interest expense | $2,020,000 | 5,967 |
| Net interest income | $2,402,000 | 5,953 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $582,000 | 4,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 3,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,174 |
| Total noninterest expense | $2,162,000 | 5,382 |
| Salaries and employee benefits | $1,142,000 | 5,359 |
| Premises and equipment expense | $330,000 | 5,167 |
| Additional noninterest expense | $690,000 | 5,286 |
| Pre-tax net operating income | $767,000 | 6,057 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $209,000 | 5,616 |
| Income before extraordinary items | $559,000 | 6,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $559,000 | 6,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $558,270 | 6,084 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 6,208 |
| Total interest expense | $1,958,000 | 6,253 |
| Net interest income | $2,366,000 | 6,033 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $471,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,908 |
| Total noninterest expense | $2,001,000 | 5,599 |
| Salaries and employee benefits | $1,089,000 | 5,449 |
| Premises and equipment expense | $326,000 | 5,117 |
| Additional noninterest expense | $586,000 | 5,845 |
| Pre-tax net operating income | $776,000 | 6,180 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $225,000 | 5,892 |
| Income before extraordinary items | $550,000 | 6,322 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $550,000 | 6,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $550,710 | 6,207 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 6,861 |
| Total interest expense | $1,588,000 | 7,140 |
| Net interest income | $2,200,000 | 6,532 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $467,000 | 5,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,916 |
| Total noninterest expense | $1,958,000 | 5,732 |
| Salaries and employee benefits | $1,071,000 | 5,591 |
| Premises and equipment expense | $319,000 | 5,241 |
| Additional noninterest expense | $568,000 | 6,002 |
| Pre-tax net operating income | $709,000 | 6,939 |
| Securities gains (losses) | $-60,000 | 10,679 |
| Applicable income taxes | $194,000 | 6,963 |
| Income before extraordinary items | $455,000 | 7,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $455,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,339 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $497,000 | 6,929 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 7,491 |
| Total interest expense | $1,453,000 | 7,688 |
| Net interest income | $1,962,000 | 7,228 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $817,000 | 3,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 2,881 |
| Total noninterest expense | $1,945,000 | 6,053 |
| Salaries and employee benefits | $1,030,000 | 5,870 |
| Premises and equipment expense | $377,000 | 4,754 |
| Additional noninterest expense | $538,000 | 6,781 |
| Pre-tax net operating income | $734,000 | 6,772 |
| Securities gains (losses) | $-26,000 | 10,772 |
| Applicable income taxes | $194,000 | 7,228 |
| Income before extraordinary items | $514,000 | 6,796 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $514,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,913 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $532,980 | 6,620 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 7,623 |
| Total interest expense | $1,491,000 | 7,732 |
| Net interest income | $1,950,000 | 7,414 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $479,000 | 5,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,145 |
| Total noninterest expense | $2,027,000 | 5,929 |
| Salaries and employee benefits | $997,000 | 6,088 |
| Premises and equipment expense | $314,000 | 5,437 |
| Additional noninterest expense | $716,000 | 5,740 |
| Pre-tax net operating income | $402,000 | 9,055 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $104,000 | 9,095 |
| Income before extraordinary items | $298,000 | 8,966 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $298,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $298,000 | 8,930 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 7,980 |
| Total interest expense | $1,036,000 | 8,531 |
| Net interest income | $1,996,000 | 7,583 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $520,000 | 5,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,013 |
| Total noninterest expense | $2,028,000 | 6,125 |
| Salaries and employee benefits | $894,000 | 6,680 |
| Premises and equipment expense | $332,000 | 5,275 |
| Additional noninterest expense | $802,000 | 5,697 |
| Pre-tax net operating income | $588,000 | 8,066 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $183,000 | 7,655 |
| Income before extraordinary items | $405,000 | 8,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $405,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 11,786 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $405,000 | 8,202 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 8,452 |
| Total interest expense | $1,023,000 | 8,998 |
| Net interest income | $1,906,000 | 7,940 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $393,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $1,703,000 | 7,184 |
| Salaries and employee benefits | $784,000 | 7,415 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $680,000 | 6,705 |
| Pre-tax net operating income | $596,000 | 7,970 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $186,000 | 7,886 |
| Income before extraordinary items | $411,000 | 8,319 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $411,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $410,310 | 8,053 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 8,561 |
| Total interest expense | $1,303,000 | 9,220 |
| Net interest income | $1,945,000 | 7,909 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $278,000 | 8,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,575,000 | 7,651 |
| Salaries and employee benefits | $736,000 | 7,723 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $618,000 | 7,350 |
| Pre-tax net operating income | $648,000 | 7,405 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $422,000 | 7,996 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $422,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 13,807 |
| Cash dividends | $390,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $425,960 | 7,604 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.