Home > Ames Community Bank > Assets and Liabilities
Ames Community Bank, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 63 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $184,757,000 | 3,435 |
| Cash and due from depository institutions | $4,343,000 | 2,661 |
| Interest-bearing balances | $5,000 | 6,924 |
| Securities | $6,328,000 | 6,645 |
| Federal funds sold & reverse repurchase agreements | $7,795,000 | 1,272 |
| Net loans & leases | $155,257,000 | 2,911 |
| Loan loss allowance | $2,241,000 | 2,658 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,362,000 | 2,428 |
| Other real estate owned | $2,678,000 | 2,661 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,994,000 | 4,280 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $184,757,000 | 3,435 |
| Total liabilities | $168,399,000 | 3,395 |
| Total deposits | $144,097,000 | 3,517 |
| Interest-bearing deposits | $133,301,000 | 3,318 |
| Deposits held in domestic offices | $144,097,000 | 3,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,990,000 | 2,057 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $19,750,000 | 2,237 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,562,000 | 2,754 |
| Total equity capital | $16,358,000 | 3,867 |
| Total bank equity capital | $16,358,000 | 3,867 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,682 |
| Surplus | $11,410,000 | 2,408 |
| Undivided profits | $2,448,000 | 5,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,324,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,226,000 | 3,027 |
| Earning assets | $169,385,000 | 3,436 |
| Long-term assets (5+ years) | $15,378,000 | 4,541 |
| Average Assets, year-to-date | $183,348,200 | 3,367 |
| Average Assets, quarterly | $183,583,000 | 3,413 |
| Volatile liabilities | $46,588,000 | 2,902 |
| Insider loans | $2,982,000 | 2,451 |
| FHLB advances | $19,750,000 | 2,135 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $21,454,000 | 2,944 |
| Tier 1 (core) risk-based capital | $16,242,000 | 3,757 |
| Tier 2 risk-based capital | $2,077,000 | 2,528 |
| Total risk weighted assets | $166,001,000 | 2,871 |
| Total unused commitments | $21,454,000 | 2,944 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 63 | 2,693 |
| Assets and Liabilities | ||
| Total Assets: | $182,409,000 | 3,438 |
| Cash and due from depository institutions | $3,662,000 | 2,693 |
| Interest-bearing balances | $246,000 | 4,300 |
| Securities | $7,316,000 | 6,421 |
| Federal funds sold & reverse repurchase agreements | $5,865,000 | 1,991 |
| Net loans & leases | $155,566,000 | 2,891 |
| Loan loss allowance | $2,183,000 | 2,553 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,447,000 | 2,383 |
| Other real estate owned | $1,381,000 | 2,693 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,172,000 | 4,213 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $182,409,000 | 3,438 |
| Total liabilities | $166,182,000 | 3,392 |
| Total deposits | $140,128,000 | 3,543 |
| Interest-bearing deposits | $123,165,000 | 3,470 |
| Deposits held in domestic offices | $140,128,000 | 3,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,642,000 | 1,832 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $19,750,000 | 2,269 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,662,000 | 2,704 |
| Total equity capital | $16,227,000 | 3,900 |
| Total bank equity capital | $16,227,000 | 3,900 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,500,000 | 1,695 |
| Surplus | $11,399,000 | 2,396 |
| Undivided profits | $2,328,000 | 5,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,829,000 | 1,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 832 |
| Income earned, not collected on loans | $1,358,000 | 2,896 |
| Earning assets | $168,993,000 | 3,416 |
| Long-term assets (5+ years) | $18,811,000 | 4,098 |
| Average Assets, year-to-date | $182,996,000 | 3,374 |
| Average Assets, quarterly | $180,205,500 | 3,455 |
| Volatile liabilities | $44,582,000 | 2,903 |
| Insider loans | $2,873,000 | 2,524 |
| FHLB advances | $19,750,000 | 2,169 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $20,649,000 | 3,163 |
| Tier 1 (core) risk-based capital | $16,232,000 | 3,826 |
| Tier 2 risk-based capital | $2,078,000 | 2,460 |
| Total risk weighted assets | $166,170,000 | 2,880 |
| Total unused commitments | $20,649,000 | 3,166 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 63 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $178,002,000 | 3,512 |
| Cash and due from depository institutions | $2,804,000 | 2,714 |
| Interest-bearing balances | $2,000 | 6,690 |
| Securities | $7,358,000 | 6,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $157,528,000 | 2,845 |
| Loan loss allowance | $2,012,000 | 2,645 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,538,000 | 2,342 |
| Other real estate owned | $1,492,000 | 2,714 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,282,000 | 4,079 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $178,002,000 | 3,512 |
| Total liabilities | $161,879,000 | 3,460 |
| Total deposits | $132,473,000 | 3,706 |
| Interest-bearing deposits | $124,529,000 | 3,442 |
| Deposits held in domestic offices | $132,473,000 | 3,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,337,000 | 1,745 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $22,250,000 | 2,039 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,819,000 | 2,488 |
| Total equity capital | $16,123,000 | 3,950 |
| Total bank equity capital | $16,123,000 | 3,950 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,500,000 | 1,697 |
| Surplus | $11,397,000 | 2,389 |
| Undivided profits | $2,226,000 | 5,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,010,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 819 |
| Income earned, not collected on loans | $1,313,000 | 2,903 |
| Earning assets | $164,888,000 | 3,470 |
| Long-term assets (5+ years) | $17,571,000 | 4,233 |
| Average Assets, year-to-date | $183,191,670 | 3,386 |
| Average Assets, quarterly | $181,037,000 | 3,433 |
| Volatile liabilities | $47,118,000 | 2,793 |
| Insider loans | $3,045,000 | 2,389 |
| FHLB advances | $22,250,000 | 1,946 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $23,805,000 | 2,958 |
| Tier 1 (core) risk-based capital | $16,184,000 | 3,857 |
| Tier 2 risk-based capital | $2,012,000 | 2,479 |
| Total risk weighted assets | $167,106,000 | 2,849 |
| Total unused commitments | $23,805,000 | 2,959 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 61 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $184,072,000 | 3,414 |
| Cash and due from depository institutions | $2,817,000 | 2,799 |
| Interest-bearing balances | $1,000 | 6,689 |
| Securities | $7,620,000 | 6,425 |
| Federal funds sold & reverse repurchase agreements | $4,908,000 | 3,246 |
| Net loans & leases | $159,088,000 | 2,779 |
| Loan loss allowance | $2,001,000 | 2,604 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,624,000 | 2,279 |
| Other real estate owned | $726,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,289,000 | 4,000 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $184,072,000 | 3,414 |
| Total liabilities | $168,042,000 | 3,354 |
| Total deposits | $141,471,000 | 3,554 |
| Interest-bearing deposits | $130,083,000 | 3,344 |
| Deposits held in domestic offices | $141,471,000 | 3,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,629,000 | 2,071 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $21,975,000 | 1,889 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,967,000 | 2,493 |
| Total equity capital | $16,030,000 | 4,047 |
| Total bank equity capital | $16,030,000 | 4,047 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $11,395,000 | 2,376 |
| Undivided profits | $2,135,000 | 6,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,163,000 | 1,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,392,000 | 2,802 |
| Earning assets | $171,617,000 | 3,375 |
| Long-term assets (5+ years) | $15,286,000 | 4,382 |
| Average Assets, year-to-date | $185,786,500 | 3,349 |
| Average Assets, quarterly | $185,786,500 | 3,349 |
| Volatile liabilities | $53,863,000 | 2,474 |
| Insider loans | $3,776,000 | 1,972 |
| FHLB advances | $21,975,000 | 1,807 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $28,795,000 | 2,674 |
| Tier 1 (core) risk-based capital | $15,864,000 | 3,912 |
| Tier 2 risk-based capital | $2,001,000 | 2,442 |
| Total risk weighted assets | $169,230,000 | 2,775 |
| Total unused commitments | $28,795,000 | 2,677 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 47 | 3,521 |
| Assets and Liabilities | ||
| Total Assets: | $187,501,000 | 3,315 |
| Cash and due from depository institutions | $2,796,000 | 3,521 |
| Interest-bearing balances | $5,000 | 6,416 |
| Securities | $10,050,000 | 6,002 |
| Federal funds sold & reverse repurchase agreements | $52,000 | 6,023 |
| Net loans & leases | $163,381,000 | 2,674 |
| Loan loss allowance | $3,211,000 | 1,707 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,636,000 | 2,263 |
| Other real estate owned | $1,730,000 | 3,521 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,856,000 | 3,629 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $187,501,000 | 3,315 |
| Total liabilities | $171,791,000 | 3,235 |
| Total deposits | $136,336,000 | 3,615 |
| Interest-bearing deposits | $126,189,000 | 3,384 |
| Deposits held in domestic offices | $136,336,000 | 3,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,524,000 | 1,580 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,225,000 | 1,544 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,706,000 | 2,785 |
| Total equity capital | $15,710,000 | 4,052 |
| Total bank equity capital | $15,710,000 | 4,052 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $11,393,000 | 2,356 |
| Undivided profits | $1,817,000 | 6,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,489,000 | 1,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,822,000 | 2,350 |
| Earning assets | $173,488,000 | 3,283 |
| Long-term assets (5+ years) | $15,637,000 | 4,130 |
| Average Assets, year-to-date | $188,002,000 | 3,203 |
| Average Assets, quarterly | $187,129,500 | 3,298 |
| Volatile liabilities | $56,177,000 | 2,366 |
| Insider loans | $3,850,000 | 1,923 |
| FHLB advances | $27,225,000 | 1,464 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $28,840,000 | 2,652 |
| Tier 1 (core) risk-based capital | $15,681,000 | 3,931 |
| Tier 2 risk-based capital | $2,196,000 | 2,230 |
| Total risk weighted assets | $174,671,000 | 2,653 |
| Total unused commitments | $28,840,000 | 2,653 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 46 | 3,568 |
| Assets and Liabilities | ||
| Total Assets: | $186,758,000 | 3,294 |
| Cash and due from depository institutions | $2,123,000 | 3,568 |
| Interest-bearing balances | $5,000 | 6,364 |
| Securities | $10,104,000 | 6,056 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 6,119 |
| Net loans & leases | $164,469,000 | 2,619 |
| Loan loss allowance | $2,290,000 | 2,247 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,725,000 | 2,183 |
| Other real estate owned | $0 | 3,568 |
| Goodwill and other intangibles | $1,000 | 3,286 |
| All other assets | $4,303,000 | 3,411 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $186,758,000 | 3,294 |
| Total liabilities | $171,209,000 | 3,221 |
| Total deposits | $128,433,000 | 3,736 |
| Interest-bearing deposits | $120,436,000 | 3,487 |
| Deposits held in domestic offices | $128,433,000 | 3,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,761,000 | 1,504 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,225,000 | 1,227 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,790,000 | 2,724 |
| Total equity capital | $15,549,000 | 4,052 |
| Total bank equity capital | $15,549,000 | 4,052 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $10,790,000 | 2,383 |
| Undivided profits | $2,259,000 | 6,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,252,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,896,000 | 2,421 |
| Earning assets | $174,611,000 | 3,240 |
| Long-term assets (5+ years) | $18,625,000 | 3,681 |
| Average Assets, year-to-date | $188,127,250 | 3,185 |
| Average Assets, quarterly | $186,502,500 | 3,270 |
| Volatile liabilities | $57,417,000 | 2,264 |
| Insider loans | $3,891,000 | 1,882 |
| FHLB advances | $34,225,000 | 1,146 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $31,216,000 | 2,553 |
| Tier 1 (core) risk-based capital | $15,568,000 | 3,953 |
| Tier 2 risk-based capital | $2,152,000 | 2,239 |
| Total risk weighted assets | $171,982,000 | 2,652 |
| Total unused commitments | $31,216,000 | 2,553 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 47 | 3,548 |
| Assets and Liabilities | ||
| Total Assets: | $186,247,000 | 3,292 |
| Cash and due from depository institutions | $2,200,000 | 3,548 |
| Interest-bearing balances | $5,000 | 6,387 |
| Securities | $11,038,000 | 5,905 |
| Federal funds sold & reverse repurchase agreements | $1,338,000 | 4,760 |
| Net loans & leases | $161,941,000 | 2,650 |
| Loan loss allowance | $2,260,000 | 2,265 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,759,000 | 2,178 |
| Other real estate owned | $0 | 3,548 |
| Goodwill and other intangibles | $2,000 | 3,305 |
| All other assets | $3,969,000 | 3,551 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $186,247,000 | 3,292 |
| Total liabilities | $170,887,000 | 3,212 |
| Total deposits | $136,487,000 | 3,591 |
| Interest-bearing deposits | $128,435,000 | 3,311 |
| Deposits held in domestic offices | $136,487,000 | 3,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,400,000 | 1,595 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $27,494,000 | 1,378 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,506,000 | 2,915 |
| Total equity capital | $15,360,000 | 4,038 |
| Total bank equity capital | $15,360,000 | 4,038 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $10,788,000 | 2,385 |
| Undivided profits | $2,072,000 | 6,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,664,000 | 2,537 |
| Earning assets | $174,322,000 | 3,230 |
| Long-term assets (5+ years) | $19,771,000 | 3,504 |
| Average Assets, year-to-date | $188,583,670 | 3,208 |
| Average Assets, quarterly | $184,412,000 | 3,290 |
| Volatile liabilities | $43,859,000 | 2,822 |
| Insider loans | $3,968,000 | 1,826 |
| FHLB advances | $27,225,000 | 1,307 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,314,000 | 2,947 |
| Tier 1 (core) risk-based capital | $15,501,000 | 3,947 |
| Tier 2 risk-based capital | $2,097,000 | 2,288 |
| Total risk weighted assets | $167,571,000 | 2,687 |
| Total unused commitments | $25,314,000 | 2,947 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $182,577,000 | 3,344 |
| Cash and due from depository institutions | $2,287,000 | 3,774 |
| Interest-bearing balances | $11,000 | 6,218 |
| Securities | $11,255,000 | 5,872 |
| Federal funds sold & reverse repurchase agreements | $1,221,000 | 5,646 |
| Net loans & leases | $158,385,000 | 2,675 |
| Loan loss allowance | $2,167,000 | 2,336 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,834,000 | 2,118 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $3,000 | 3,289 |
| All other assets | $3,592,000 | 3,721 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $182,577,000 | 3,344 |
| Total liabilities | $167,665,000 | 3,263 |
| Total deposits | $133,944,000 | 3,660 |
| Interest-bearing deposits | $124,387,000 | 3,400 |
| Deposits held in domestic offices | $133,944,000 | 3,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,158,000 | 1,671 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $27,494,000 | 1,322 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,069,000 | 2,346 |
| Total equity capital | $14,912,000 | 4,131 |
| Total bank equity capital | $14,912,000 | 4,131 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $10,286,000 | 2,428 |
| Undivided profits | $2,126,000 | 6,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $698,000 | 3,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,590,000 | 2,558 |
| Earning assets | $170,872,000 | 3,288 |
| Long-term assets (5+ years) | $18,873,000 | 3,543 |
| Average Assets, year-to-date | $189,752,000 | 3,204 |
| Average Assets, quarterly | $189,752,000 | 3,204 |
| Volatile liabilities | $40,887,000 | 2,915 |
| Insider loans | $4,560,000 | 1,576 |
| FHLB advances | $27,225,000 | 1,259 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $32,881,000 | 2,480 |
| Tier 1 (core) risk-based capital | $14,960,000 | 4,035 |
| Tier 2 risk-based capital | $2,072,000 | 2,317 |
| Total risk weighted assets | $165,667,000 | 2,698 |
| Total unused commitments | $32,881,000 | 2,481 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 46 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $196,927,000 | 3,103 |
| Cash and due from depository institutions | $2,606,000 | 3,604 |
| Interest-bearing balances | $24,000 | 5,909 |
| Securities | $11,702,000 | 5,840 |
| Federal funds sold & reverse repurchase agreements | $17,218,000 | 954 |
| Net loans & leases | $156,056,000 | 2,704 |
| Loan loss allowance | $2,142,000 | 2,321 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,906,000 | 2,048 |
| Other real estate owned | $0 | 3,604 |
| Goodwill and other intangibles | $5,000 | 3,268 |
| All other assets | $3,434,000 | 3,868 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $196,927,000 | 3,103 |
| Total liabilities | $182,083,000 | 3,036 |
| Total deposits | $154,937,000 | 3,203 |
| Interest-bearing deposits | $144,262,000 | 2,941 |
| Deposits held in domestic offices | $154,937,000 | 3,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,870,000 | 1,814 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,994,000 | 1,656 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,282,000 | 2,152 |
| Total equity capital | $14,844,000 | 4,081 |
| Total bank equity capital | $14,844,000 | 4,081 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $10,284,000 | 2,380 |
| Undivided profits | $2,060,000 | 6,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $698,000 | 3,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,714,000 | 2,455 |
| Earning assets | $185,000,000 | 3,039 |
| Long-term assets (5+ years) | $18,002,000 | 3,585 |
| Average Assets, year-to-date | $179,963,600 | 3,223 |
| Average Assets, quarterly | $193,339,500 | 3,112 |
| Volatile liabilities | $38,718,000 | 3,181 |
| Insider loans | $4,360,000 | 1,628 |
| FHLB advances | $20,725,000 | 1,569 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $22,869,000 | 3,067 |
| Tier 1 (core) risk-based capital | $14,924,000 | 3,990 |
| Tier 2 risk-based capital | $2,054,000 | 2,308 |
| Total risk weighted assets | $164,239,000 | 2,701 |
| Total unused commitments | $22,869,000 | 3,068 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 45 | 3,652 |
| Assets and Liabilities | ||
| Total Assets: | $189,752,000 | 3,168 |
| Cash and due from depository institutions | $2,841,000 | 3,652 |
| Interest-bearing balances | $35,000 | 5,735 |
| Securities | $15,008,000 | 5,314 |
| Federal funds sold & reverse repurchase agreements | $8,326,000 | 1,678 |
| Net loans & leases | $154,143,000 | 2,717 |
| Loan loss allowance | $2,043,000 | 2,432 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,954,000 | 2,000 |
| Other real estate owned | $0 | 3,652 |
| Goodwill and other intangibles | $6,000 | 3,275 |
| All other assets | $3,474,000 | 3,869 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $189,752,000 | 3,168 |
| Total liabilities | $175,221,000 | 3,087 |
| Total deposits | $146,433,000 | 3,310 |
| Interest-bearing deposits | $138,486,000 | 3,009 |
| Deposits held in domestic offices | $146,433,000 | 3,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,619,000 | 1,938 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,094,000 | 1,613 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,075,000 | 2,267 |
| Total equity capital | $14,531,000 | 4,117 |
| Total bank equity capital | $14,531,000 | 4,117 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $10,282,000 | 2,343 |
| Undivided profits | $1,749,000 | 6,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,588,000 | 2,651 |
| Earning assets | $177,512,000 | 3,113 |
| Long-term assets (5+ years) | $22,157,000 | 3,152 |
| Average Assets, year-to-date | $175,722,750 | 3,301 |
| Average Assets, quarterly | $183,516,000 | 3,231 |
| Volatile liabilities | $39,704,000 | 3,096 |
| Insider loans | $4,029,000 | 1,735 |
| FHLB advances | $22,825,000 | 1,532 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $26,065,000 | 2,869 |
| Tier 1 (core) risk-based capital | $14,681,000 | 4,004 |
| Tier 2 risk-based capital | $2,036,000 | 2,330 |
| Total risk weighted assets | $162,891,000 | 2,702 |
| Total unused commitments | $26,065,000 | 2,870 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $177,280,000 | 3,333 |
| Cash and due from depository institutions | $3,526,000 | 3,669 |
| Interest-bearing balances | $26,000 | 5,932 |
| Securities | $12,832,000 | 5,712 |
| Federal funds sold & reverse repurchase agreements | $3,899,000 | 2,636 |
| Net loans & leases | $147,671,000 | 2,790 |
| Loan loss allowance | $2,003,000 | 2,439 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,027,000 | 1,941 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $7,000 | 3,267 |
| All other assets | $3,318,000 | 3,936 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $177,280,000 | 3,333 |
| Total liabilities | $163,677,000 | 3,254 |
| Total deposits | $130,039,000 | 3,626 |
| Interest-bearing deposits | $123,969,000 | 3,267 |
| Deposits held in domestic offices | $130,039,000 | 3,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,753,000 | 1,943 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $28,094,000 | 1,433 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,791,000 | 2,339 |
| Total equity capital | $13,603,000 | 4,211 |
| Total bank equity capital | $13,603,000 | 4,211 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $9,779,000 | 2,396 |
| Undivided profits | $1,324,000 | 6,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,246,000 | 2,979 |
| Earning assets | $164,428,000 | 3,279 |
| Long-term assets (5+ years) | $18,766,000 | 3,449 |
| Average Assets, year-to-date | $171,046,330 | 3,379 |
| Average Assets, quarterly | $173,518,000 | 3,362 |
| Volatile liabilities | $46,819,000 | 2,709 |
| Insider loans | $3,912,000 | 1,743 |
| FHLB advances | $27,825,000 | 1,347 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $26,403,000 | 2,847 |
| Tier 1 (core) risk-based capital | $14,035,000 | 4,087 |
| Tier 2 risk-based capital | $1,926,000 | 2,407 |
| Total risk weighted assets | $154,012,000 | 2,812 |
| Total unused commitments | $26,403,000 | 2,849 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $169,756,000 | 3,433 |
| Cash and due from depository institutions | $3,984,000 | 3,734 |
| Interest-bearing balances | $65,000 | 5,407 |
| Securities | $15,520,000 | 5,287 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $140,892,000 | 2,855 |
| Loan loss allowance | $1,979,000 | 2,431 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,126,000 | 1,858 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $8,000 | 3,248 |
| All other assets | $3,226,000 | 3,919 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $169,756,000 | 3,433 |
| Total liabilities | $156,158,000 | 3,345 |
| Total deposits | $120,715,000 | 3,809 |
| Interest-bearing deposits | $113,836,000 | 3,477 |
| Deposits held in domestic offices | $120,715,000 | 3,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,661,000 | 1,532 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,094,000 | 1,374 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,688,000 | 2,464 |
| Total equity capital | $13,598,000 | 4,159 |
| Total bank equity capital | $13,598,000 | 4,159 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $9,775,000 | 2,338 |
| Undivided profits | $1,323,000 | 6,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 6,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,213,000 | 2,909 |
| Earning assets | $156,477,000 | 3,408 |
| Long-term assets (5+ years) | $20,149,000 | 3,295 |
| Average Assets, year-to-date | $167,929,500 | 3,430 |
| Average Assets, quarterly | $167,929,500 | 3,430 |
| Volatile liabilities | $45,447,000 | 2,673 |
| Insider loans | $3,981,000 | 1,682 |
| FHLB advances | $27,825,000 | 1,307 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $26,157,000 | 2,835 |
| Tier 1 (core) risk-based capital | $15,259,000 | 3,759 |
| Tier 2 risk-based capital | $1,847,000 | 2,471 |
| Total risk weighted assets | $147,641,000 | 2,871 |
| Total unused commitments | $26,157,000 | 2,837 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $166,103,000 | 3,461 |
| Cash and due from depository institutions | $7,406,000 | 3,601 |
| Interest-bearing balances | $25,000 | 6,062 |
| Securities | $15,666,000 | 5,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $133,676,000 | 2,960 |
| Loan loss allowance | $1,980,000 | 2,401 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,215,000 | 1,805 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $10,000 | 3,229 |
| All other assets | $3,130,000 | 3,988 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $166,103,000 | 3,461 |
| Total liabilities | $153,555,000 | 3,362 |
| Total deposits | $116,699,000 | 3,878 |
| Interest-bearing deposits | $106,391,000 | 3,618 |
| Deposits held in domestic offices | $116,699,000 | 3,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,693,000 | 1,540 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,594,000 | 1,365 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,569,000 | 2,549 |
| Total equity capital | $12,548,000 | 4,383 |
| Total bank equity capital | $12,548,000 | 4,383 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $8,775,000 | 2,517 |
| Undivided profits | $1,273,000 | 6,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 6,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,141,000 | 3,090 |
| Earning assets | $149,367,000 | 3,494 |
| Long-term assets (5+ years) | $21,204,000 | 3,196 |
| Average Assets, year-to-date | $152,238,800 | 3,563 |
| Average Assets, quarterly | $161,987,500 | 3,479 |
| Volatile liabilities | $42,749,000 | 2,754 |
| Insider loans | $3,680,000 | 1,786 |
| FHLB advances | $29,325,000 | 1,276 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,353,000 | 3,701 |
| Tier 1 (core) risk-based capital | $12,875,000 | 4,258 |
| Tier 2 risk-based capital | $1,736,000 | 2,562 |
| Total risk weighted assets | $138,611,000 | 3,009 |
| Total unused commitments | $16,353,000 | 3,703 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $157,872,000 | 3,541 |
| Cash and due from depository institutions | $4,178,000 | 3,655 |
| Interest-bearing balances | $22,000 | 6,184 |
| Securities | $14,716,000 | 5,416 |
| Federal funds sold & reverse repurchase agreements | $156,000 | 5,637 |
| Net loans & leases | $129,484,000 | 3,006 |
| Loan loss allowance | $1,980,000 | 2,382 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,208,000 | 1,757 |
| Other real estate owned | $0 | 3,655 |
| Goodwill and other intangibles | $10,000 | 3,211 |
| All other assets | $3,120,000 | 3,944 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $157,872,000 | 3,541 |
| Total liabilities | $145,793,000 | 3,454 |
| Total deposits | $110,591,000 | 3,977 |
| Interest-bearing deposits | $103,895,000 | 3,637 |
| Deposits held in domestic offices | $110,591,000 | 3,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,310,000 | 1,739 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $29,594,000 | 1,350 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,298,000 | 2,883 |
| Total equity capital | $12,079,000 | 4,494 |
| Total bank equity capital | $12,079,000 | 4,494 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $8,275,000 | 2,554 |
| Undivided profits | $1,304,000 | 7,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,120,000 | 3,097 |
| Earning assets | $144,378,000 | 3,542 |
| Long-term assets (5+ years) | $21,262,000 | 3,193 |
| Average Assets, year-to-date | $148,772,750 | 3,615 |
| Average Assets, quarterly | $156,883,500 | 3,519 |
| Volatile liabilities | $41,008,000 | 2,733 |
| Insider loans | $3,489,000 | 1,845 |
| FHLB advances | $29,325,000 | 1,266 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,214,000 | 3,565 |
| Tier 1 (core) risk-based capital | $12,298,000 | 4,361 |
| Tier 2 risk-based capital | $1,657,000 | 2,613 |
| Total risk weighted assets | $132,245,000 | 3,069 |
| Total unused commitments | $17,214,000 | 3,567 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 44 | 3,737 |
| Assets and Liabilities | ||
| Total Assets: | $155,895,000 | 3,523 |
| Cash and due from depository institutions | $1,598,000 | 3,737 |
| Interest-bearing balances | $24,000 | 6,104 |
| Securities | $14,378,000 | 5,513 |
| Federal funds sold & reverse repurchase agreements | $5,691,000 | 1,902 |
| Net loans & leases | $125,313,000 | 3,003 |
| Loan loss allowance | $1,892,000 | 2,454 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,110,000 | 1,745 |
| Other real estate owned | $0 | 3,737 |
| Goodwill and other intangibles | $11,000 | 3,195 |
| All other assets | $2,794,000 | 4,082 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $155,895,000 | 3,523 |
| Total liabilities | $143,933,000 | 3,427 |
| Total deposits | $113,600,000 | 3,840 |
| Interest-bearing deposits | $107,261,000 | 3,496 |
| Deposits held in domestic offices | $113,600,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,150,000 | 2,296 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,094,000 | 1,445 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,089,000 | 3,055 |
| Total equity capital | $11,962,000 | 4,470 |
| Total bank equity capital | $11,962,000 | 4,470 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $8,275,000 | 2,510 |
| Undivided profits | $1,187,000 | 7,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $875,000 | 3,555 |
| Earning assets | $145,406,000 | 3,458 |
| Long-term assets (5+ years) | $23,629,000 | 3,008 |
| Average Assets, year-to-date | $145,739,670 | 3,661 |
| Average Assets, quarterly | $148,019,000 | 3,639 |
| Volatile liabilities | $39,142,000 | 2,733 |
| Insider loans | $3,321,000 | 1,872 |
| FHLB advances | $26,825,000 | 1,374 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $19,450,000 | 3,270 |
| Tier 1 (core) risk-based capital | $12,030,000 | 4,355 |
| Tier 2 risk-based capital | $1,617,000 | 2,629 |
| Total risk weighted assets | $129,114,000 | 3,050 |
| Total unused commitments | $19,450,000 | 3,270 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $140,143,000 | 3,816 |
| Cash and due from depository institutions | $2,651,000 | 3,771 |
| Interest-bearing balances | $36,000 | 5,907 |
| Securities | $14,686,000 | 5,538 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $114,103,000 | 3,177 |
| Loan loss allowance | $1,745,000 | 2,618 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,081,000 | 1,727 |
| Other real estate owned | $0 | 3,771 |
| Goodwill and other intangibles | $12,000 | 3,185 |
| All other assets | $2,610,000 | 4,205 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $140,143,000 | 3,816 |
| Total liabilities | $128,516,000 | 3,744 |
| Total deposits | $99,474,000 | 4,268 |
| Interest-bearing deposits | $94,779,000 | 3,887 |
| Deposits held in domestic offices | $99,474,000 | 4,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,841,000 | 1,600 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,196,000 | 1,551 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,005,000 | 3,195 |
| Total equity capital | $11,627,000 | 4,481 |
| Total bank equity capital | $11,627,000 | 4,481 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $8,275,000 | 2,461 |
| Undivided profits | $852,000 | 7,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $912,000 | 3,317 |
| Earning assets | $128,825,000 | 3,805 |
| Long-term assets (5+ years) | $21,975,000 | 3,245 |
| Average Assets, year-to-date | $140,662,000 | 3,778 |
| Average Assets, quarterly | $140,662,000 | 3,778 |
| Volatile liabilities | $43,686,000 | 2,427 |
| Insider loans | $2,958,000 | 2,043 |
| FHLB advances | $22,925,000 | 1,468 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,464,000 | 3,088 |
| Tier 1 (core) risk-based capital | $11,836,000 | 4,357 |
| Tier 2 risk-based capital | $1,418,000 | 2,911 |
| Total risk weighted assets | $113,143,000 | 3,361 |
| Total unused commitments | $20,464,000 | 3,091 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $141,181,000 | 3,777 |
| Cash and due from depository institutions | $3,199,000 | 4,006 |
| Interest-bearing balances | $25,000 | 6,123 |
| Securities | $14,631,000 | 5,571 |
| Federal funds sold & reverse repurchase agreements | $2,961,000 | 3,246 |
| Net loans & leases | $111,449,000 | 3,237 |
| Loan loss allowance | $1,725,000 | 2,615 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,157,000 | 1,680 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $14,000 | 3,169 |
| All other assets | $2,770,000 | 3,997 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $141,181,000 | 3,777 |
| Total liabilities | $129,748,000 | 3,702 |
| Total deposits | $97,971,000 | 4,301 |
| Interest-bearing deposits | $92,805,000 | 3,925 |
| Deposits held in domestic offices | $97,971,000 | 4,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,630,000 | 2,081 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $28,248,000 | 1,368 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $899,000 | 3,345 |
| Total equity capital | $11,433,000 | 4,552 |
| Total bank equity capital | $11,433,000 | 4,552 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $8,275,000 | 2,413 |
| Undivided profits | $658,000 | 7,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $938,000 | 3,229 |
| Earning assets | $129,066,000 | 3,788 |
| Long-term assets (5+ years) | $21,357,000 | 3,353 |
| Average Assets, year-to-date | $127,556,800 | 3,968 |
| Average Assets, quarterly | $138,396,500 | 3,801 |
| Volatile liabilities | $46,332,000 | 2,247 |
| Insider loans | $2,159,000 | 2,594 |
| FHLB advances | $27,975,000 | 1,282 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $24,172,000 | 2,657 |
| Tier 1 (core) risk-based capital | $11,501,000 | 4,386 |
| Tier 2 risk-based capital | $1,561,000 | 2,672 |
| Total risk weighted assets | $124,729,000 | 3,073 |
| Total unused commitments | $24,172,000 | 2,658 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $135,612,000 | 3,875 |
| Cash and due from depository institutions | $3,166,000 | 4,156 |
| Interest-bearing balances | $24,000 | 6,198 |
| Securities | $14,842,000 | 5,546 |
| Federal funds sold & reverse repurchase agreements | $88,000 | 5,766 |
| Net loans & leases | $108,706,000 | 3,259 |
| Loan loss allowance | $1,645,000 | 2,717 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,150,000 | 1,644 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $15,000 | 3,124 |
| All other assets | $2,645,000 | 4,106 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $135,612,000 | 3,875 |
| Total liabilities | $124,442,000 | 3,798 |
| Total deposits | $97,107,000 | 4,270 |
| Interest-bearing deposits | $91,275,000 | 3,939 |
| Deposits held in domestic offices | $97,107,000 | 4,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,849,000 | 1,852 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,874,000 | 1,581 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $612,000 | 4,390 |
| Total equity capital | $11,170,000 | 4,608 |
| Total bank equity capital | $11,170,000 | 4,608 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $8,275,000 | 2,383 |
| Undivided profits | $395,000 | 7,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,039,000 | 3,007 |
| Earning assets | $123,660,000 | 3,876 |
| Long-term assets (5+ years) | $21,763,000 | 3,383 |
| Average Assets, year-to-date | $124,150,750 | 4,042 |
| Average Assets, quarterly | $131,027,500 | 3,946 |
| Volatile liabilities | $51,852,000 | 2,038 |
| Insider loans | $3,071,000 | 1,911 |
| FHLB advances | $22,600,000 | 1,475 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $19,030,000 | 3,109 |
| Tier 1 (core) risk-based capital | $11,145,000 | 4,474 |
| Tier 2 risk-based capital | $1,509,000 | 2,716 |
| Total risk weighted assets | $120,595,000 | 3,115 |
| Total unused commitments | $19,030,000 | 3,112 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $126,443,000 | 4,065 |
| Cash and due from depository institutions | $2,768,000 | 4,127 |
| Interest-bearing balances | $24,000 | 6,213 |
| Securities | $14,484,000 | 5,665 |
| Federal funds sold & reverse repurchase agreements | $751,000 | 4,719 |
| Net loans & leases | $99,648,000 | 3,440 |
| Loan loss allowance | $1,500,000 | 2,942 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,082,000 | 1,643 |
| Other real estate owned | $297,000 | 4,127 |
| Goodwill and other intangibles | $16,000 | 3,123 |
| All other assets | $2,397,000 | 4,335 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $126,443,000 | 4,065 |
| Total liabilities | $115,793,000 | 4,006 |
| Total deposits | $91,030,000 | 4,467 |
| Interest-bearing deposits | $85,662,000 | 4,123 |
| Deposits held in domestic offices | $91,030,000 | 4,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,266,000 | 2,685 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,876,000 | 1,556 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $621,000 | 4,030 |
| Total equity capital | $10,650,000 | 4,638 |
| Total bank equity capital | $10,650,000 | 4,638 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $8,275,000 | 2,342 |
| Undivided profits | $-125,000 | 8,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $748,000 | 3,820 |
| Earning assets | $114,907,000 | 4,095 |
| Long-term assets (5+ years) | $22,996,000 | 3,357 |
| Average Assets, year-to-date | $120,330,330 | 4,171 |
| Average Assets, quarterly | $123,387,000 | 4,106 |
| Volatile liabilities | $49,713,000 | 2,054 |
| Insider loans | $4,418,000 | 1,307 |
| FHLB advances | $22,600,000 | 1,460 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,175,000 | 2,981 |
| Tier 1 (core) risk-based capital | $10,860,000 | 4,507 |
| Tier 2 risk-based capital | $1,403,000 | 2,866 |
| Total risk weighted assets | $112,172,000 | 3,270 |
| Total unused commitments | $20,175,000 | 2,984 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 37 | 4,288 |
| Assets and Liabilities | ||
| Total Assets: | $120,331,000 | 4,213 |
| Cash and due from depository institutions | $3,268,000 | 4,288 |
| Interest-bearing balances | $24,000 | 6,304 |
| Securities | $15,848,000 | 5,402 |
| Federal funds sold & reverse repurchase agreements | $3,565,000 | 3,495 |
| Net loans & leases | $90,307,000 | 3,656 |
| Loan loss allowance | $1,350,000 | 3,163 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,113,000 | 1,965 |
| Other real estate owned | $0 | 4,288 |
| Goodwill and other intangibles | $17,000 | 3,110 |
| All other assets | $2,213,000 | 4,407 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $120,331,000 | 4,213 |
| Total liabilities | $109,458,000 | 4,165 |
| Total deposits | $86,733,000 | 4,642 |
| Interest-bearing deposits | $81,870,000 | 4,289 |
| Deposits held in domestic offices | $86,733,000 | 4,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,583,000 | 2,260 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,578,000 | 1,573 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $564,000 | 4,586 |
| Total equity capital | $10,873,000 | 4,661 |
| Total bank equity capital | $10,873,000 | 4,661 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $8,275,000 | 2,315 |
| Undivided profits | $98,000 | 8,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 5,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $725,000 | 3,867 |
| Earning assets | $109,744,000 | 4,244 |
| Long-term assets (5+ years) | $28,161,000 | 2,899 |
| Average Assets, year-to-date | $117,274,000 | 4,270 |
| Average Assets, quarterly | $117,274,000 | 4,270 |
| Volatile liabilities | $46,218,000 | 2,101 |
| Insider loans | $3,101,000 | 1,831 |
| FHLB advances | $20,300,000 | 1,483 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $31,093,000 | 2,166 |
| Tier 1 (core) risk-based capital | $10,633,000 | 4,542 |
| Tier 2 risk-based capital | $1,288,000 | 3,038 |
| Total risk weighted assets | $103,002,000 | 3,462 |
| Total unused commitments | $31,093,000 | 2,170 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $114,217,000 | 4,363 |
| Cash and due from depository institutions | $6,192,000 | 5,136 |
| Interest-bearing balances | $24,000 | 6,294 |
| Securities | $14,679,000 | 5,690 |
| Federal funds sold & reverse repurchase agreements | $1,497,000 | 4,493 |
| Net loans & leases | $85,072,000 | 3,807 |
| Loan loss allowance | $1,088,000 | 3,728 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,807,000 | 2,061 |
| Other real estate owned | $0 | 5,136 |
| Goodwill and other intangibles | $15,000 | 3,104 |
| All other assets | $1,955,000 | 4,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,217,000 | 4,363 |
| Total liabilities | $103,673,000 | 4,326 |
| Total deposits | $83,522,000 | 4,749 |
| Interest-bearing deposits | $77,692,000 | 4,434 |
| Deposits held in domestic offices | $83,522,000 | 4,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,034,000 | 2,243 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,579,000 | 1,768 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $538,000 | 4,541 |
| Total equity capital | $10,544,000 | 4,709 |
| Total bank equity capital | $10,544,000 | 4,709 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $8,275,000 | 2,286 |
| Undivided profits | $-231,000 | 8,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 5,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $711,000 | 4,062 |
| Earning assets | $101,272,000 | 4,458 |
| Long-term assets (5+ years) | $22,199,000 | 3,373 |
| Average Assets, year-to-date | $97,564,400 | 4,753 |
| Average Assets, quarterly | $110,258,500 | 4,451 |
| Volatile liabilities | $38,563,000 | 2,423 |
| Insider loans | $2,769,000 | 2,010 |
| FHLB advances | $17,300,000 | 1,672 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $13,006,000 | 3,691 |
| Tier 1 (core) risk-based capital | $10,512,000 | 4,543 |
| Tier 2 risk-based capital | $1,088,000 | 3,459 |
| Total risk weighted assets | $92,523,000 | 3,731 |
| Total unused commitments | $13,006,000 | 3,695 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 26 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $106,300,000 | 4,566 |
| Cash and due from depository institutions | $3,974,000 | 5,527 |
| Interest-bearing balances | $27,000 | 6,258 |
| Securities | $13,266,000 | 5,863 |
| Federal funds sold & reverse repurchase agreements | $6,891,000 | 2,008 |
| Net loans & leases | $75,918,000 | 4,117 |
| Loan loss allowance | $890,000 | 4,300 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,490,000 | 2,165 |
| Other real estate owned | $0 | 5,527 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,761,000 | 5,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,300,000 | 4,566 |
| Total liabilities | $95,854,000 | 4,544 |
| Total deposits | $78,616,000 | 4,958 |
| Interest-bearing deposits | $73,945,000 | 4,596 |
| Deposits held in domestic offices | $78,616,000 | 4,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,576,000 | 2,329 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,081,000 | 1,870 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $581,000 | 4,612 |
| Total equity capital | $10,446,000 | 4,704 |
| Total bank equity capital | $10,446,000 | 4,704 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $8,275,000 | 2,262 |
| Undivided profits | $-329,000 | 8,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $764,000 | 4,016 |
| Earning assets | $96,102,000 | 4,609 |
| Long-term assets (5+ years) | $12,033,000 | 4,665 |
| Average Assets, year-to-date | $93,401,250 | 4,907 |
| Average Assets, quarterly | $103,479,500 | 4,646 |
| Volatile liabilities | $33,304,000 | 2,676 |
| Insider loans | $2,848,000 | 1,931 |
| FHLB advances | $14,800,000 | 1,781 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,268,000 | 3,670 |
| Tier 1 (core) risk-based capital | $10,387,000 | 4,573 |
| Tier 2 risk-based capital | $890,000 | 3,994 |
| Total risk weighted assets | $82,944,000 | 4,019 |
| Total unused commitments | $13,268,000 | 3,674 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 26 | 5,536 |
| Assets and Liabilities | ||
| Total Assets: | $100,659,000 | 4,747 |
| Cash and due from depository institutions | $3,818,000 | 5,536 |
| Interest-bearing balances | $37,000 | 6,164 |
| Securities | $14,487,000 | 5,575 |
| Federal funds sold & reverse repurchase agreements | $5,974,000 | 2,598 |
| Net loans & leases | $72,994,000 | 4,205 |
| Loan loss allowance | $880,000 | 4,284 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,784,000 | 4,462 |
| Other real estate owned | $0 | 5,536 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,602,000 | 5,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,659,000 | 4,747 |
| Total liabilities | $90,227,000 | 4,718 |
| Total deposits | $74,009,000 | 5,172 |
| Interest-bearing deposits | $69,294,000 | 4,814 |
| Deposits held in domestic offices | $74,009,000 | 5,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $437,000 | 2,868 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,082,000 | 1,840 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $699,000 | 4,202 |
| Total equity capital | $10,432,000 | 4,697 |
| Total bank equity capital | $10,432,000 | 4,697 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $8,275,000 | 2,218 |
| Undivided profits | $-343,000 | 8,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $614,000 | 4,628 |
| Earning assets | $93,492,000 | 4,677 |
| Long-term assets (5+ years) | $9,197,000 | 5,054 |
| Average Assets, year-to-date | $89,101,670 | 5,089 |
| Average Assets, quarterly | $94,263,500 | 4,915 |
| Volatile liabilities | $29,937,000 | 2,839 |
| Insider loans | $730,000 | 4,686 |
| FHLB advances | $14,800,000 | 1,763 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,295,000 | 3,950 |
| Tier 1 (core) risk-based capital | $10,293,000 | 4,528 |
| Tier 2 risk-based capital | $880,000 | 3,990 |
| Total risk weighted assets | $77,462,000 | 4,206 |
| Total unused commitments | $11,295,000 | 3,966 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $87,868,000 | 5,155 |
| Cash and due from depository institutions | $3,443,000 | 6,250 |
| Interest-bearing balances | $22,000 | 6,357 |
| Securities | $14,797,000 | 5,521 |
| Federal funds sold & reverse repurchase agreements | $7,145,000 | 2,374 |
| Net loans & leases | $59,371,000 | 4,791 |
| Loan loss allowance | $783,000 | 4,622 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,741,000 | 4,501 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,371,000 | 5,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,868,000 | 5,155 |
| Total liabilities | $80,693,000 | 5,061 |
| Total deposits | $66,619,000 | 5,474 |
| Interest-bearing deposits | $63,731,000 | 5,068 |
| Deposits held in domestic offices | $66,619,000 | 5,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $444,000 | 2,695 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,859,000 | 1,993 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $771,000 | 4,000 |
| Total equity capital | $7,175,000 | 5,947 |
| Total bank equity capital | $7,175,000 | 5,947 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $5,125,000 | 3,161 |
| Undivided profits | $-450,000 | 8,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $509,000 | 5,307 |
| Earning assets | $81,335,000 | 5,120 |
| Long-term assets (5+ years) | $9,659,000 | 4,897 |
| Average Assets, year-to-date | $83,323,000 | 5,308 |
| Average Assets, quarterly | $83,323,000 | 5,308 |
| Volatile liabilities | $22,790,000 | 3,447 |
| Insider loans | $616,000 | 4,988 |
| FHLB advances | $12,575,000 | 1,883 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,000,000 | 4,156 |
| Tier 1 (core) risk-based capital | $7,045,000 | 5,806 |
| Tier 2 risk-based capital | $783,000 | 4,315 |
| Total risk weighted assets | $65,831,000 | 4,653 |
| Total unused commitments | $10,000,000 | 4,171 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $78,778,000 | 5,501 |
| Cash and due from depository institutions | $2,458,000 | 6,243 |
| Interest-bearing balances | $24,000 | 6,263 |
| Securities | $13,613,000 | 5,722 |
| Federal funds sold & reverse repurchase agreements | $8,483,000 | 1,723 |
| Net loans & leases | $51,198,000 | 5,253 |
| Loan loss allowance | $685,000 | 4,967 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,558,000 | 4,774 |
| Other real estate owned | $0 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,468,000 | 5,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,778,000 | 5,501 |
| Total liabilities | $71,567,000 | 5,449 |
| Total deposits | $57,501,000 | 5,937 |
| Interest-bearing deposits | $54,867,000 | 5,550 |
| Deposits held in domestic offices | $57,501,000 | 5,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 2,876 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,861,000 | 2,003 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $805,000 | 3,925 |
| Total equity capital | $7,211,000 | 5,880 |
| Total bank equity capital | $7,211,000 | 5,880 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $5,125,000 | 3,131 |
| Undivided profits | $-414,000 | 8,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $637,000 | 4,728 |
| Earning assets | $73,318,000 | 5,433 |
| Long-term assets (5+ years) | $5,503,000 | 5,929 |
| Average Assets, year-to-date | $61,028,200 | 6,183 |
| Average Assets, quarterly | $74,684,500 | 5,647 |
| Volatile liabilities | $14,349,000 | 4,642 |
| Insider loans | $1,858,000 | 2,671 |
| FHLB advances | $12,575,000 | 1,883 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,798,000 | 4,112 |
| Tier 1 (core) risk-based capital | $6,899,000 | 5,823 |
| Tier 2 risk-based capital | $685,000 | 4,643 |
| Total risk weighted assets | $57,096,000 | 5,083 |
| Total unused commitments | $9,798,000 | 4,116 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 12 | 7,955 |
| Assets and Liabilities | ||
| Total Assets: | $38,353,000 | 7,729 |
| Cash and due from depository institutions | $1,363,000 | 7,955 |
| Interest-bearing balances | $24,000 | 6,184 |
| Securities | $2,861,000 | 8,617 |
| Federal funds sold & reverse repurchase agreements | $5,901,000 | 2,431 |
| Net loans & leases | $27,162,000 | 7,111 |
| Loan loss allowance | $275,000 | 7,580 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $577,000 | 7,065 |
| Other real estate owned | $0 | 7,955 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $489,000 | 8,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,353,000 | 7,729 |
| Total liabilities | $33,867,000 | 7,743 |
| Total deposits | $32,769,000 | 7,662 |
| Interest-bearing deposits | $31,417,000 | 7,321 |
| Deposits held in domestic offices | $32,769,000 | 7,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $225,000 | 5,258 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $873,000 | 3,811 |
| Total equity capital | $4,486,000 | 7,455 |
| Total bank equity capital | $4,486,000 | 7,455 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $2,600,000 | 4,741 |
| Undivided profits | $-614,000 | 9,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $306,000 | 7,480 |
| Earning assets | $35,948,000 | 7,649 |
| Long-term assets (5+ years) | $5,492,000 | 5,966 |
| Average Assets, year-to-date | $25,753,000 | 8,464 |
| Average Assets, quarterly | $33,434,500 | 8,042 |
| Volatile liabilities | $4,795,000 | 7,452 |
| Insider loans | $195,000 | 6,976 |
| FHLB advances | $225,000 | 4,858 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,184,000 | 5,436 |
| Tier 1 (core) risk-based capital | $4,478,000 | 7,325 |
| Tier 2 risk-based capital | $275,000 | 7,311 |
| Total risk weighted assets | $29,629,000 | 7,072 |
| Total unused commitments | $5,184,000 | 5,443 |
| Derivatives | $0 | 450 |