Home > AmerUs Bank > Income and Expense
AmerUs Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $112,224,000 | 367 |
| Total interest expense | $66,008,000 | 313 |
| Net interest income | $46,216,000 | 433 |
| Provision for loan and lease losses | $8,404,000 | 231 |
| Total noninterest income | $15,105,000 | 423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $15,105,000 | 315 |
| Total noninterest expense | $44,503,000 | 370 |
| Salaries and employee benefits | $19,394,000 | 366 |
| Premises and equipment expense | $12,569,000 | 212 |
| Additional noninterest expense | $12,540,000 | 483 |
| Pre-tax net operating income | $8,414,000 | 972 |
| Securities gains (losses) | $13,551,000 | 38 |
| Applicable income taxes | $8,421,000 | 401 |
| Income before extraordinary items | $13,544,000 | 458 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $13,544,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,019,000 | 258 |
| Cash dividends | $5,000,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,871,360 | 1,115 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $98,625,000 | 440 |
| Total interest expense | $57,156,000 | 386 |
| Net interest income | $41,469,000 | 498 |
| Provision for loan and lease losses | $3,380,000 | 428 |
| Total noninterest income | $10,284,000 | 577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $10,284,000 | 417 |
| Total noninterest expense | $47,721,000 | 399 |
| Salaries and employee benefits | $17,124,000 | 434 |
| Premises and equipment expense | $12,029,000 | 244 |
| Additional noninterest expense | $18,568,000 | 433 |
| Pre-tax net operating income | $652,000 | 7,160 |
| Securities gains (losses) | $9,649,000 | 47 |
| Applicable income taxes | $3,810,000 | 731 |
| Income before extraordinary items | $6,491,000 | 833 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,491,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,378,000 | 420 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $315,640 | 8,231 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $97,324,000 | 461 |
| Total interest expense | $58,565,000 | 390 |
| Net interest income | $38,759,000 | 547 |
| Provision for loan and lease losses | $2,930,000 | 456 |
| Total noninterest income | $8,306,000 | 681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,306,000 | 479 |
| Total noninterest expense | $36,648,000 | 490 |
| Salaries and employee benefits | $13,529,000 | 532 |
| Premises and equipment expense | $9,135,000 | 316 |
| Additional noninterest expense | $13,984,000 | 529 |
| Pre-tax net operating income | $7,487,000 | 1,037 |
| Securities gains (losses) | $3,567,000 | 83 |
| Applicable income taxes | $3,760,000 | 762 |
| Income before extraordinary items | $7,294,000 | 786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,294,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,167,000 | 542 |
| Cash dividends | $7,000,000 | 487 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,939,780 | 1,064 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $72,933,000 | 505 |
| Total interest expense | $40,269,000 | 423 |
| Net interest income | $32,664,000 | 628 |
| Provision for loan and lease losses | $3,032,000 | 431 |
| Total noninterest income | $9,214,000 | 625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,943,000 | 82 |
| Additional Noninterest Income | $7,271,000 | 506 |
| Total noninterest expense | $29,161,000 | 599 |
| Salaries and employee benefits | $9,938,000 | 706 |
| Premises and equipment expense | $6,667,000 | 395 |
| Additional noninterest expense | $12,556,000 | 584 |
| Pre-tax net operating income | $9,685,000 | 816 |
| Securities gains (losses) | $-610,000 | 12,299 |
| Applicable income taxes | $3,095,000 | 849 |
| Income before extraordinary items | $5,980,000 | 874 |
| Extraordinary gains, net | $-1,338,000 | 12,591 |
| Net income | $4,642,000 | 1,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,721,000 | 625 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 149 |
| Net operating income | $6,382,600 | 823 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $65,130,000 | 550 |
| Total interest expense | $41,711,000 | 410 |
| Net interest income | $23,419,000 | 811 |
| Provision for loan and lease losses | $2,260,000 | 741 |
| Total noninterest income | $9,192,000 | 642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $9,192,000 | 449 |
| Total noninterest expense | $22,296,000 | 759 |
| Salaries and employee benefits | $9,345,000 | 742 |
| Premises and equipment expense | $5,240,000 | 479 |
| Additional noninterest expense | $7,711,000 | 917 |
| Pre-tax net operating income | $8,055,000 | 903 |
| Securities gains (losses) | $3,933,000 | 182 |
| Applicable income taxes | $3,000,000 | 859 |
| Income before extraordinary items | $8,988,000 | 590 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,988,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,648,000 | 372 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,038,250 | 819 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $67,560,000 | 605 |
| Total interest expense | $47,963,000 | 453 |
| Net interest income | $19,597,000 | 957 |
| Provision for loan and lease losses | $2,545,000 | 958 |
| Total noninterest income | $9,580,000 | 612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $9,580,000 | 454 |
| Total noninterest expense | $19,403,000 | 872 |
| Salaries and employee benefits | $6,379,000 | 1,058 |
| Premises and equipment expense | $4,711,000 | 537 |
| Additional noninterest expense | $8,313,000 | 890 |
| Pre-tax net operating income | $7,229,000 | 900 |
| Securities gains (losses) | $4,132,000 | 243 |
| Applicable income taxes | $4,318,000 | 548 |
| Income before extraordinary items | $7,043,000 | 673 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,043,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,419,000 | 1,245 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $322,000 | 639 |
| Net operating income | $4,398,520 | 985 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.